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		<loc>https://newdev.accountsrecovery.net/2020/09/11/iqor-files-for-bankruptcy-protection/bankruptcy-protection/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-what-is-an-abusive-act-or-practice/what-is-an-abusive-act-or-practice/</loc>
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		<loc>https://newdev.accountsrecovery.net/2020/09/15/n-y-ag-reaches-600k-settlement-with-student-loan-collector/settlement/</loc>
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		<loc>https://newdev.accountsrecovery.net/2020/09/17/getting-to-know-scott-medley-of-reliant-capital-solutions/scott-medley/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/demo-day-3/omnichannel-communication-week-sponsors/</loc>
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		<loc>https://newdev.accountsrecovery.net/2020/09/24/getting-to-know-doug-lapointe-of-annuity-health/doug-lapointe/</loc>
		<lastmod>2020-09-24T10:07:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/09/24/how-training-has-changed-during-covid-19/training-3/</loc>
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		<lastmod>2020-09-25T10:57:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/09/28/looking-at-judge-amy-coney-barretts-fdcpa-tcpa-rulings/amy-coney-barrett/</loc>
		<lastmod>2020-09-28T10:36:41+00:00</lastmod>
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		<lastmod>2020-09-28T10:58:31+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/09/29/daily-digest-september-29-judge-grants-msj-in-fdcpa-class-action-appeals-court-affirms-dismissal-of-fdcpa-suit/never-stop-believing-that-fighting-for-whats-right-is-worth-it/</loc>
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		<loc>https://newdev.accountsrecovery.net/2020/09/30/ftc-announces-new-crackdown-on-abusive-collectors/operation-corrupt-collector/</loc>
		<lastmod>2020-09-30T11:09:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/10/01/getting-to-know-katie-zugsay-of-finexus-insurance-agency/katie-zugsay/</loc>
		<lastmod>2020-10-01T10:11:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/10/01/nyc-dcwp-releases-debt-glossary-as-enforcement-of-new-rule-starts-today/new-york-city/</loc>
		<lastmod>2020-10-01T10:59:13+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-techniques-to-reach-more-consumers/techniques-to-reach-more-consumers/</loc>
		<lastmod>2020-10-01T17:19:33+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/10/02/daily-digest-october-2-appeals-court-affirms-for-defendant-accused-of-trying-to-collect-wrong-amount-judge-overrules-sanctions-recommendation/minds-are-like-parachutes-they-only-function-when-they-are-open/</loc>
		<lastmod>2020-10-02T11:52:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/10/05/utility-debt-skyrocketing-and-millions-face-shutoffs-as-moratoriums-end/utility/</loc>
		<lastmod>2020-10-05T11:36:05+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/10/07/u-k-makes-collection-letters-less-threatening/united-kingdom/</loc>
		<lastmod>2020-10-07T10:56:57+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/10/08/getting-to-know-doffie-howard-of-fbcs/doffie-howard/</loc>
		<lastmod>2020-10-08T01:23:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/10/08/daily-digest-october-8-getting-to-know-doffie-howard-of-fbcs-defendants-settle-class-action-fdcpa-suit/the-stronger-the-why-the-easier-the-how-becomes/</loc>
		<lastmod>2020-10-08T11:29:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/09/daily-digest-october-9-judge-grants-mtd-in-fdcpa-other-charges-case-judge-grants-msj-for-defense-in-bias-suit-filed-by-collector/laughter-is-an-instant-vacation/</loc>
		<lastmod>2020-10-09T11:44:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/12/daily-digest-october-12-judge-denies-mtd-in-fdcpa-case-over-intangible-injuries-maine-credit-reporting-amendments-pre-empted-by-fcra-judge-rules/to-accomplish-great-things-we-must-not-only-act-but-also-dream-not-only-plan-but-also-believe/</loc>
		<lastmod>2020-10-12T11:59:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/13/daily-digest-october-13-fca-participants-happy-to-be-back-in-live-event-saddle-judge-grants-mtd-in-fdcpa-case-over-alleged-contradiction/there-is-no-traffic-jam-along-the-extra-mile/</loc>
		<lastmod>2020-10-13T11:59:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/14/gregory-friedman-joins-barron-newburger/greg-friedman/</loc>
		<lastmod>2020-10-14T09:21:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/14/daily-digest-october-14-judge-denies-defendants-renewed-msj-in-fdcpa-case-over-status-of-letter-nmac-pays-5m-in-cfpb-consent-order/stop-chasing-what-your-mind-wants-and-you-will-get-what-your-soul-needs/</loc>
		<lastmod>2020-10-14T12:07:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-supercharging-agent-productivity-with-assisted-ai/supercharging-agent-productivity-with-assisted-ai/</loc>
		<lastmod>2020-10-14T16:31:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/15/getting-to-know-jenna-guyton-of-americollect/jenna-leigh-guyton/</loc>
		<lastmod>2020-10-15T10:20:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/15/daily-digest-october-15-getting-to-know-jenna-guyton-of-americollect-judge-grants-motion-for-defense-over-creditor-id-in-letter/leadership-is-getting-extraordinary-achievement-from-ordinary-people/</loc>
		<lastmod>2020-10-15T11:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/16/daily-digest-october-16-encore-to-pay-15m-to-settle-cfpb-suit-judge-denies-mtd-in-fdcpa-case-over-garnishment-sol/a-peacock-that-rests-on-its-tail-feathers-is-just-another-turkey/</loc>
		<lastmod>2020-10-16T11:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-trends-in-student-loan-servicing-laws-licensing-and-regulation/trends-in-student-loan-servicing-laws-licensing-and-regulation/</loc>
		<lastmod>2020-10-16T11:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-understanding-p2p-texting-and-the-benefits-it-offers-the-arm-industry/understanding-p2p-texting-and-the-benefits-it-offers-the-arm-industry/</loc>
		<lastmod>2020-10-16T11:36:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/19/daily-digest-october-19-judge-approves-633k-settlement-in-fdcpa-class-action-judge-denies-mtd-in-fcra-suit-over-lack-of-investigation/the-past-is-your-lesson-the-present-is-your-gift-the-future-is-your-motivation/</loc>
		<lastmod>2020-10-19T11:59:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/19/clark-hill-adds-industry-leader-leslie-bender-as-financial-services-regulatory-and-privacy-lawyer-in-d-c/leslie-bender-3/</loc>
		<lastmod>2020-10-19T14:11:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/20/daily-digest-october-20-more-americans-struggling-to-pay-healthcare-bills-union-goes-after-denver-hospitals-for-aggressive-collection-efforts/to-dare-is-to-lose-ones-footing-momentarily-to-not-dare-is-to-lose-oneself/</loc>
		<lastmod>2020-10-20T11:57:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/21/daily-digest-october-21-ninth-circuit-sides-with-defendant-in-fcra-permissible-purpose-case-judge-grants-mtd-in-fdcpa-case-over-lack-of-standing/never-say-no-one-likes-me-always-say-no-one-is-like-me/</loc>
		<lastmod>2020-10-21T11:59:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/22/getting-to-know-vanessa-ward-of-matrix-imaging-solutions/vanessa-ward/</loc>
		<lastmod>2020-10-22T10:10:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/22/daily-digest-october-22-getting-to-know-vanessa-ward-of-matrix-imaging-solutions-judge-grants-msj-in-case-over-multiple-addresses/it-is-not-who-you-are-that-holds-you-back-it-is-who-you-think-youre-not-2/</loc>
		<lastmod>2020-10-22T12:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/23/daily-digest-october-23-cfpb-reorg-could-lead-to-fewer-investigations-of-collectors-judge-grants-msj-over-lack-of-itemization/dont-feel-bad-if-people-remember-you-only-when-they-need-you-feel-privileged-that-you-are-like-a-candle-that-comes-to-mind-when-there-is-darkness/</loc>
		<lastmod>2020-10-23T11:57:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/26/pace-of-tcpa-suits-continues-to-decrease-webrecon-data/screen-shot-2020-10-26-at-6-34-08-am/</loc>
		<lastmod>2020-10-26T10:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/26/daily-digest-october-26-supporters-of-broader-atds-definition-file-briefs-47-of-hospitals-see-bad-debt-spike/strength-doesnt-come-from-what-you-can-do-it-comes-from-overcoming-the-things-you-once-thought-you-couldnt-2/</loc>
		<lastmod>2020-10-26T12:01:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-stay-off-the-radar-of-plaintiffs-attorneys/how-to-stay-off-the-radar-of-plaintiffs-attorneys/</loc>
		<lastmod>2020-10-27T02:56:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-developing-a-zero-call-resolution-strategy/developing-a-zero-call-resolution-strategy/</loc>
		<lastmod>2020-10-27T02:58:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-analyzing-the-fallout-and-implications-of-election-day/analyzing-the-fallout-and-implications-of-election-day/</loc>
		<lastmod>2020-10-27T03:05:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/27/daily-digest-october-27-what-barretts-confirmation-to-supreme-court-means-for-arm-industry-cfpb-stands-behind-collector/many-of-lifes-failures-are-people-who-did-not-realize-how-close-they-were-to-success-when-they-gave-up/</loc>
		<lastmod>2020-10-27T12:09:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/28/ma-deal-volume-ticks-up-for-arm-industry-in-3q-report/growth-2/</loc>
		<lastmod>2020-10-28T11:25:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/28/daily-digest-october-28-judge-denies-motion-for-attorneys-fees-in-fdcpa-case-colorado-extends-provisions-limiting-extraordinary-collections/you-must-find-the-place-inside-yourself-where-nothing-is-impossible/</loc>
		<lastmod>2020-10-28T12:10:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/29/getting-to-know-amber-billman-of-healthcare-receivables-solutions/amber-billman/</loc>
		<lastmod>2020-10-29T10:12:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/29/daily-digest-october-29-getting-to-know-amber-billman-of-healthcare-receivables-service-judge-denies-defendants-motion/we-all-love-ourselves-more-than-we-other-people-but-care-more-about-their-opinions-than-our-own/</loc>
		<lastmod>2020-10-29T12:11:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/30/nclc-report-calls-out-states-for-poor-exemption-protections/unprotected/</loc>
		<lastmod>2020-10-30T10:59:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/10/30/daily-digest-october-30-second-court-rules-tcpa-unconstitutional-for-calls-made-before-july-scotus-ruling-nclc-calls-out-states/most-of-the-problems-in-life-are-caused-because-of-two-reasons_-we-act-without-thinking-or-we-keep-thinking-without-acting/</loc>
		<lastmod>2020-10-30T11:53:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/02/compliance-digest-november-2/patrick-newman-1-2/</loc>
		<lastmod>2020-10-30T14:20:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/02/215795/opinions/</loc>
		<lastmod>2020-11-02T11:57:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/02/daily-digest-november-2-debt-collection-rule-reaction-judge-grants-msj-for-defense-in-fdcpa-dispute-case/if-you-focus-on-what-you-left-behind-you-will-never-be-able-to-see-what-lies-ahead/</loc>
		<lastmod>2020-11-02T12:53:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-keeping-collectors-from-buying-into-the-promise-of-false-hope/keeping-collectors-from-buying-into-the-promise-of-false-hope/</loc>
		<lastmod>2020-11-02T16:11:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-separates-good-collectors-from-great-collectors/what-separates-good-collectors-from-great-collectors/</loc>
		<lastmod>2020-11-02T16:12:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/03/daily-digest-november-3-judge-grants-preliminary-approval-of-fdcpa-class-action-settlement-collection-calls-subject-of-tcpa-complaint/the-wound-is-the-place-where-the-light-enters-you/</loc>
		<lastmod>2020-11-03T12:55:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/04/presidential-outcome-still-up-in-air-democrats-underperform-across-the-board/vote/</loc>
		<lastmod>2020-11-04T11:07:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/04/daily-digest-november-4-state-court-affirms-denial-of-arbitration-presidential-outcome-still-up-in-air/do-more-for-the-world-than-it-does-for-you/</loc>
		<lastmod>2020-11-04T12:54:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-analyzing-the-increase-in-cfpb-enforcement-actions/analyzing-the-increase-in-cfpb-enforcement-actions/</loc>
		<lastmod>2020-11-04T15:30:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/05/getting-to-know-sara-woggerman-of-arm-compliance-business-solutions/sara-woggerman-3/</loc>
		<lastmod>2020-11-05T11:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/05/daily-digest-november-5-getting-to-know-sara-woggerman-of-arm-compliance-business-solutions-judge-grants-mtd-in-fdcpa-case/stop-looking-for-happiness-in-the-place-you-lost-it/</loc>
		<lastmod>2020-11-05T13:07:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/06/daily-digest-november-6-appeals-court-overturns-dismissal-of-overshadowing-case-appeals-court-grants-request-for-publication-in-bfe-case/your-body-hears-everything-your-brain-says-stay-positive/</loc>
		<lastmod>2020-11-06T13:00:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/09/industry-reacts-to-presidential-election/jack-brown/</loc>
		<lastmod>2020-11-09T11:52:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/09/industry-reacts-to-presidential-election/jeff-freedman/</loc>
		<lastmod>2020-11-09T12:00:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/09/daily-digest-november-9-industry-reacts-to-election-results-judge-grants-mtd-in-fdcpa-case/dont-say-maybe-if-you-want-to-say-no/</loc>
		<lastmod>2020-11-09T13:07:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/10/daily-digest-november-10-judge-grants-msj-for-plaintiff-in-fdcpa-dispute-case-how-to-develop-level-10-collectors/accept-both-compliments-and-criticism-it-takes-both-rain-and-sun-for-a-flower-to-grow/</loc>
		<lastmod>2020-11-10T13:08:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/11/daily-digest-november-11-biden-names-former-cfpb-deputy-director-to-lead-agencys-transition-team-collection-agency-fined-for-unlicensed-activity/think-positive-because-thoughts-are-like-the-steering-wheel-that-moves-our-life-in-the-right-direction/</loc>
		<lastmod>2020-11-11T13:06:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/12/getting-to-know-david-schultz-of-hinshaw-culbertson/david-schultz-2/</loc>
		<lastmod>2020-11-12T11:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/12/daily-digest-november-12-getting-to-know-david-schultz-of-hinshaw-culbertson-house-dems-ask-fcc-ftc-to-pause-controversial-rulemakings/to-be-in-the-top-1-you-have-to-be-willing-to-do-what-the-other-99-arent/</loc>
		<lastmod>2020-11-12T13:01:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-leave-a-limited-content-message/limited-content-message-webinar/</loc>
		<lastmod>2020-11-12T18:25:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/13/daily-digest-november-13-collector-to-pay-500k-to-settle-cfpb-credit-reporting-claims-cfpb-stands-behind-credit-reporting-guidance/i-cant-give-you-a-sure-fire-formula-for-success-but-i-can-give-you-a-sure-fire-formula-for-failure-try-to-please-everyone-all-the-time/</loc>
		<lastmod>2020-11-13T12:53:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/16/daily-digest-november-16-collector-files-motion-to-have-plaintiffs-attorney-disqualified-how-healthcare-providers-are-overhauling-collections/the-difference-between-who-you-are-and-who-you-want-to-be-is-what-you-do/</loc>
		<lastmod>2020-11-16T13:02:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/17/daily-digest-november-17-judge-grants-mtd-in-fdcpa-harassment-case-debt-buyer-to-offer-2-7m-of-relief-in-settlement-with-maryland-ag/even-a-correct-decision-is-wrong-when-it-is-taken-too-late/</loc>
		<lastmod>2020-11-17T12:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/18/hhs-fines-providers-for-not-providing-medical-records-why-collectors-need-to-pay-attention/healthcare-costs-2/</loc>
		<lastmod>2020-11-18T12:25:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/18/daily-digest-november-18-judge-grants-motion-for-defense-in-fdcpa-letter-case-employee-pushback-leads-cfpb-to-halt-reorg/keep-your-face-always-toward-the-sunshine-and-shadows-will-fall-behind-you/</loc>
		<lastmod>2020-11-18T12:55:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/19/getting-to-know-dan-medina-of-gulf-coast-collection-bureau/dan-medina/</loc>
		<lastmod>2020-11-19T11:08:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/19/daily-digest-november-19-getting-to-know-dan-medina-of-gulf-coast-collection-bureau-judge-lowers-plaintiffs-attorney-fees-by-75-in-fdcpa-case/hold-on-pain-ends/</loc>
		<lastmod>2020-11-19T12:58:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/20/daily-digest-november-20-judge-cites-limited-success-in-reducing-attorney-fees-by-50-how-to-use-practice-to-help-motivate-collectors/egg-salad-is-still-chicken-salad-when-you-think-about-it/</loc>
		<lastmod>2020-11-20T13:13:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/23/daily-digest-november-23-occ-issues-propose-rule-to-end-operation-choke-point-cfpb-files-suit-against-debt-relief-company/surround-yourself-with-people-who-would-leap-out-of-the-dugout-should-you-ever-charge-the-mound/</loc>
		<lastmod>2020-11-23T13:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/24/daily-digest-november-24-edny-judge-grants-mtd-in-fdcpa-letter-case-appeals-court-upholds-denial-of-certification-in-tcpa-case/when-you-reach-the-end-of-your-rope-tie-a-knot-and-hold-on/</loc>
		<lastmod>2020-11-24T13:02:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/25/daily-digest-november-25-edpa-judge-partially-denies-mtd-in-fcra-case-trade-groups-urge-fcc-to-strengthen-measures-to-fix-call-blocking-issues/happy-thanksgiving/</loc>
		<lastmod>2020-11-25T13:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/11/30/daily-digest-november-30-ftc-secures-24m-judgment-against-collection-agency-appeals-court-affirms-ruling-in-fdcpa-class-actio/getting-over-a-painful-experience-is-much-like-crossing-the-monkey-bars-you-have-to-let-go-at-some-point-in-order-to-move-forward/</loc>
		<lastmod>2020-11-30T13:06:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/01/daily-digest-december-1-appeals-court-overturns-fdcpa-case-cfpb-launches-advisory-opinion-program/be-a-first-rate-version-of-yourself-not-a-second-rate-version-of-someone-else/</loc>
		<lastmod>2020-12-01T12:57:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/02/daily-digest-december-2-judge-denies-mtd-in-fdcpa-case-over-reference-to-creditor-cfpb-sues-debt-settlement-company/learn-from-the-mistakes-of-others-you-cant-live-long-enough-to-make-them-all-yourself/</loc>
		<lastmod>2020-12-02T13:05:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/07/compliance-digest-december-7/jacquelyn-dicicco/</loc>
		<lastmod>2020-12-03T02:31:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/03/getting-to-know-stacy-willis-of-account-management-resources/stacy-willis/</loc>
		<lastmod>2020-12-03T11:08:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/03/daily-digest-december-3-getting-to-know-stacy-willis-appeals-court-orders-dismissal-of-fdcpa-suit/nothing-is-stronger-than-a-broken-man-rebuilding-himself/</loc>
		<lastmod>2020-12-03T12:57:48+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/04/fdcpa-suits-continue-decline-as-fcra-and-tcpa-suits-climb-webrecon/screen-shot-2020-12-04-at-6-48-25-am/</loc>
		<lastmod>2020-12-04T11:48:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/04/daily-digest-december-4-judge-grants-mtd-in-fdcpa-class-action-over-0-balance-fcc-gives-providers-safe-harbor-from-blocking-calls/nothing-ever-goes-away-until-it-teaches-us-what-we-need-to-know/</loc>
		<lastmod>2020-12-04T13:06:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/07/daily-digest-december-7-appeals-court-upholds-ruling-for-defendant-in-tcpa-re-consent-case-investigation-leads-call-for-stronger-501r-regs/you-dont-get-paid-for-the-hour-you-get-paid-for-the-value-you-bring-to-the-hour/</loc>
		<lastmod>2020-12-07T12:57:52+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/08/how-to-gauge-the-effectiveness-of-the-limited-content-message/you-wanted-a-rule-you-got-a-rule-1/</loc>
		<lastmod>2020-12-08T11:47:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/08/daily-digest-december-8-collection-agencies-received-422m-through-ppp-how-to-gauge-the-effectiveness-of-the-lcm/you-have-been-criticizing-yourself-for-years-and-it-hasnt-worked-try-approving-of-yourself-and-see-what-happens/</loc>
		<lastmod>2020-12-08T13:00:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/09/daily-digest-december-9-judge-grants-msj-for-defense-in-permissible-purpose-case-cfpb-fines-collector-204k/if-you-cant-make-a-mistake-you-cant-make-anything/</loc>
		<lastmod>2020-12-09T13:00:06+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-cfpb-debt-collection-rule-series-advisory-opinions/cfpb-debt-collection-rule-series_-advisory-opinions/</loc>
		<lastmod>2020-12-10T03:26:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-time-barred-collection-best-practices/time-barred-debt-collection-strategies-1/</loc>
		<lastmod>2020-12-10T03:28:07+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-operating-without-debt-collection-licenses-strikes-the-wrong-chord-under-the-fdcpa-and-cfpa-per-the-cfpb-tune-in-for-an-analysis-of-this-new-enforcement-action/analyzing-the-impact-of-the-cfpbs-order-on-collection-agency-licensing-1/</loc>
		<lastmod>2020-12-10T03:29:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/customer-experience-week-webinar-technology-customer-experience-in-collections/technology-customer-experience-in-collections/</loc>
		<lastmod>2020-12-10T03:32:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/customer-experience-week-webinar-optimizing-websites-for-todays-consumer/optimizing-websites-for-todays-consumer/</loc>
		<lastmod>2020-12-10T03:33:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/customer-experience-week-webinar-mobile-friendly-communication-best-practices/mobile-friendly-communication-best-practices/</loc>
		<lastmod>2020-12-10T03:39:25+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/customer-experience-week-webinar-putting-it-all-together-building-a-consumer-focused-collection-operation/putting-it-all-together_-building-a-consumer-focused-collection-operation/</loc>
		<lastmod>2020-12-10T03:51:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-cfpb-debt-collection-rule-series-where-should-you-go-from-here/cfpb-debt-collection-rule-series_-where-should-you-go-from-here/</loc>
		<lastmod>2020-12-10T04:02:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/10/getting-to-know-christy-egler-of-reliant-capital-solutions/christy-egler/</loc>
		<lastmod>2020-12-10T10:43:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-cfpb-debt-collection-rule-series-where-should-you-go-from-here/cfpb-debt-collection-rule-series_-where-should-you-go-from-here-1/</loc>
		<lastmod>2020-12-10T11:53:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/10/daily-digest-december-10-getting-to-know-christy-egler-of-reliant-capital-solutions-cfpb-sues-debt-collector/you-may-be-disappointed-if-you-fail-but-youll-be-doomed-if-you-dont-try/</loc>
		<lastmod>2020-12-10T12:48:41+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/11/daily-digest-december-11-wisc-judge-grants-mtd-in-fdcpa-case-bankruptcy-overhaul-bill-introduced/money-cant-buy-happiness-but-it-can-make-you-awfully-comfortable-while-youre-being-miserable/</loc>
		<lastmod>2020-12-11T12:49:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/customer-experience-week-webinar-putting-it-all-together-building-a-consumer-focused-collection-operation/customer-experience-week-sponsors/</loc>
		<lastmod>2020-12-11T15:58:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/14/compliance-digest-december-14/patrick-watts/</loc>
		<lastmod>2020-12-13T04:20:05+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/14/compliance-digest-december-14/larry-laskey/</loc>
		<lastmod>2020-12-13T04:26:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/14/daily-digest-december-14-another-court-rules-tcpas-atds-provision-invalid-between-2015-and-2020-judge-grants-mtd-over-interest-statement/if-you-talk-about-it-its-a-dream-if-you-envision-it-its-possible-if-you-schedule-it-its-real/</loc>
		<lastmod>2020-12-14T12:46:48+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-checkmark-collections-franchise-opportunity-qa/checkmark-collections-franchise-opportunity-qa-4/</loc>
		<lastmod>2020-12-14T21:39:30+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/15/daily-digest-december-15-industry-wins-pair-of-appeals-court-rulings-scammer-facing-30-years-in-prison/the-key-to-success-is-to-start-before-you-are-ready/</loc>
		<lastmod>2020-12-15T12:50:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/16/daily-digest-december-16-appeals-court-issues-four-more-rulings-on-lack-of-standing-tips-to-help-train-new-existing-collectors/better-three-hours-too-soon-than-a-minute-too-late/</loc>
		<lastmod>2020-12-16T12:48:51+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/17/getting-to-know-steven-kusic-of-nra-group/steven-kusic/</loc>
		<lastmod>2020-12-17T11:09:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/17/daily-digest-december-17-getting-to-know-steven-kusic-of-nra-group-the-roi-that-training-can-offer-a-collection-agency/time-always-exposes-what-you-mean-to-someone/</loc>
		<lastmod>2020-12-17T13:00:49+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/21/compliance-digest-december-21/caren-enloe/</loc>
		<lastmod>2020-12-17T14:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/18/lawsuit-totals-mostly-down-but-complaints-stay-up-webrecon/screen-shot-2020-12-18-at-6-15-13-am/</loc>
		<lastmod>2020-12-18T11:20:00+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/18/daily-digest-december-18-d-c-judge-strikes-eviction-filing-ban-pa-ag-bans-student-loan-debt-relief-company/why-do-we-grieve-failures-longer-than-we-celebrate-wins_/</loc>
		<lastmod>2020-12-18T13:12:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-shifting-landscape-of-regulatory-compliance-in-the-arm-industry/the-shifting-landscape-of-regulatory-compliance-in-the-arm-industry/</loc>
		<lastmod>2020-12-19T16:06:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-is-debt-parking-and-why-are-regulators-worried-about-it/what-is-debt-parking-and-why-are-regulators-worried-about-it_/</loc>
		<lastmod>2020-12-19T16:08:30+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/21/daily-digest-december-21-sixth-circuit-reverses-ruling-in-envelope-case-senate-passes-robocall-bill/a-reader-lives-a-thousand-lives-before-he-dies-the-man-who-never-reads-lives-only-one/</loc>
		<lastmod>2020-12-21T12:52:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/cfpb-debt-collection-rule-guide-appendix-b/screen-shot-2020-12-21-at-8-33-33-pm/</loc>
		<lastmod>2020-12-22T01:34:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/22/daily-digest-december-22-seventh-circuit-reverses-ruling-in-letter-case-over-lack-of-standing-cbe-to-open-call-center-in-tenn/the-man-who-does-not-read-has-no-advantage-over-the-man-who-cannot-read/</loc>
		<lastmod>2020-12-22T12:54:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/23/daily-digest-december-23-cfpb-fines-santander-for-fcra-violations-tcpa-class-action-filed-against-collector-in-florida/the-best-thing-you-can-do-is-master-the-chaos-in-you-you-are-not-thrown-into-the-fire-you-are-the-fire/</loc>
		<lastmod>2020-12-23T13:01:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/cfpb-debt-collection-rule-guide-1006-14-shuster/michele-shuster-1/</loc>
		<lastmod>2020-12-23T15:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/24/long-on-problems-short-on-solutions/problem-solution/</loc>
		<lastmod>2020-12-24T11:49:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/24/consumers-financial-fragility-remains-perilous/financial-fragile-economy/</loc>
		<lastmod>2020-12-24T12:24:55+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/24/daily-digest-december-24-advocates-share-feelings-about-part-ii-of-debt-collection-rule-long-on-problems-short-on-solutions/it-takes-nothing-to-join-the-crowd-it-takes-everything-to-stand-alone/</loc>
		<lastmod>2020-12-24T12:51:18+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/28/robocall-complaints-continue-decline-fcc/report/</loc>
		<lastmod>2020-12-28T11:35:50+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/28/daily-digest-december-28-robocall-complaints-continue-decline-how-much-consumers-can-afford-to-pay-in-an-emergency/you-were-born-to-win-but-to-be-a-winner-you-must-plan-to-win-prepare-to-win-and-expect-to-win/</loc>
		<lastmod>2020-12-28T12:34:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/29/a-thank-you-to-the-sponsors-of-accountsrecovery-net/thank-you/</loc>
		<lastmod>2020-12-29T11:30:09+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/29/how-new-stimulus-bill-will-impact-the-arm-industry/stimulus/</loc>
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		<lastmod>2020-12-29T13:03:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-will-the-2021-tax-season-be-different/how-will-the-2021-tax-season-be-different_/</loc>
		<lastmod>2020-12-29T18:06:08+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-an-overview-of-licensing-changes-and-requirements-for-2021/an-overview-of-licensing-changes-and-requirements-for-2021/</loc>
		<lastmod>2020-12-29T18:07:50+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-qualifies-as-meaningful-attorney-involvement/what-qualifies-as-meaningful-attorney-involvement_/</loc>
		<lastmod>2020-12-29T18:50:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-legal-collection-best-practices/legal-collection-best-practices/</loc>
		<lastmod>2020-12-29T19:03:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-the-new-administration-will-mean-for-the-arm-industry/what-the-new-administration-will-mean-for-the-arm-industry/</loc>
		<lastmod>2020-12-29T19:09:51+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-is-credit-reporting-worth-it-description/is-credit-reporting-worth-it_-description/</loc>
		<lastmod>2020-12-29T19:15:52+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-developing-a-mentor-program-in-your-office/developing-a-mentor-program-in-your-office/</loc>
		<lastmod>2020-12-29T19:22:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-avoiding-collector-burnout/avoiding-collector-burnout/</loc>
		<lastmod>2020-12-29T19:29:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-overcoming-stalls-objections/overcoming-stalls-objections/</loc>
		<lastmod>2020-12-29T19:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/30/the-most-popular-stories-on-accountsrecovery-net-in-2020/top-10/</loc>
		<lastmod>2020-12-30T12:10:42+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/30/daily-digest-december-30-ninth-circuit-affirms-ruling-for-cfpb-judge-grants-certification-in-fdcpa-class-action/a-champion-is-afraid-of-losing-everyone-else-is-afraid-of-winning/</loc>
		<lastmod>2020-12-30T12:44:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2020/12/31/the-court-cases-that-shaped-the-arm-industry-in-2020/2020-2/</loc>
		<lastmod>2020-12-31T11:06:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/industry-experts-share-the-word-that-defined-2020-for-them/rick-rainho-1/</loc>
		<lastmod>2020-12-31T11:16:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/industry-experts-share-the-word-that-defined-2020-for-them/brian-elrod-1/</loc>
		<lastmod>2020-12-31T11:22:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/industry-experts-share-the-word-that-defined-2020-for-them/jason-hiland/</loc>
		<lastmod>2020-12-31T11:25:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/industry-experts-share-the-word-that-defined-2020-for-them/roger-weiss-3/</loc>
		<lastmod>2020-12-31T11:27:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/industry-experts-share-the-word-that-defined-2020-for-them/jeff-dimatteo-4/</loc>
		<lastmod>2020-12-31T11:30:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/industry-experts-share-the-word-that-defined-2020-for-them/mary-shores-3/</loc>
		<lastmod>2020-12-31T11:32:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/what-the-arm-industry-will-remember-about-2020/todd-santa-maria-2/</loc>
		<lastmod>2020-12-31T11:37:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/what-the-arm-industry-will-remember-about-2020/beth-conklin-3/</loc>
		<lastmod>2020-12-31T11:39:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/what-the-arm-industry-will-remember-about-2020/joann-needleman-2/</loc>
		<lastmod>2020-12-31T11:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/what-the-arm-industry-will-remember-about-2020/chris-repholz-2/</loc>
		<lastmod>2020-12-31T11:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/what-the-arm-industry-will-remember-about-2020/chris-repholz-1/</loc>
		<lastmod>2020-12-31T11:43:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/12/31/what-the-arm-industry-will-remember-about-2020/matt-kiefer-3/</loc>
		<lastmod>2020-12-31T11:46:28+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2021/01/06/daily-digest-january-6-experts-weigh-in-on-whether-2021-will-be-better-than-2020-or-not-court-grants-certification-msj-for-plaintiff-in-fdcpa-case/accept-what-is-let-go-of-what-was-and-have-faith-in-what-will-be/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/02/22/compliance-digest-february-22/kim-phan-3/</loc>
		<lastmod>2021-02-19T18:17:13+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/02/22/daily-digest-february-22-defendants-ask-judge-to-reconsider-denying-mtd-state-ags-make-argument-for-student-loan-debt-cancellation/let-your-smile-change-the-world-but-dont-let-the-world-change-your-smile/</loc>
		<lastmod>2021-02-22T12:57:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/web-bytes-webrecon/banner-ad/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/02/23/daily-digest-february-23-bedard-discusses-exceptions-to-cease-communication-requests-judge-denies-mtd-over-dispute-reinvestigation/fear-is-a-reaction-courage-is-a-decision/</loc>
		<lastmod>2021-02-23T12:55:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/02/24/daily-digest-february-24-bill-introduced-in-senate-to-ban-extraordinary-collection-of-medical-debt-judge-denies-attorneys-withdrawal-request/the-only-thing-that-makes-a-dream-impossible-to-achieve-is-the-fear-of-failure/</loc>
		<lastmod>2021-02-24T12:52:55+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/01/compliance-digest-march-1/aylix-jensen-2/</loc>
		<lastmod>2021-02-24T16:34:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/02/25/getting-to-know-matt-inscore-of-cso-financial/matt-inscore/</loc>
		<lastmod>2021-02-25T11:06:28+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/02/25/daily-digest-february-25-getting-to-know-matt-inscore-of-cso-financial-judge-grants-mtd-in-fdcpa-case/self-esteem-means-knowing-you-are-the-dream/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/01/compliance-digest-march-1/makyla-moody-1-2/</loc>
		<lastmod>2021-02-25T14:10:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/02/26/daily-digest-february-26-judge-strikes-down-cdcs-ban-on-evictions-ohio-shortens-sol/forget-the-mistake-remember-the-lesson/</loc>
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		<lastmod>2021-02-26T14:19:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-the-arm-industry-can-expect-from-a-chopra-led-cfpb/joseph-messer-2/</loc>
		<lastmod>2021-02-28T11:33:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-cohesively-managing-offsite-and-onsite-agents/cohesively-managing-offsite-and-onsite-agents/</loc>
		<lastmod>2021-02-28T11:34:55+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/making-the-most-of-social-media/making-the-most-of-social-media-1/</loc>
		<lastmod>2021-02-28T11:36:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-workers-comp-claims-and-the-fdcpa/workers-comp-claims-and-the-fdcpa/</loc>
		<lastmod>2021-02-28T11:38:27+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/qarm-2/qarm-participants/</loc>
		<lastmod>2021-02-28T11:40:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/qarm-2/qarm-panelists-1/</loc>
		<lastmod>2021-02-28T11:41:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/01/advocacy-report-calls-on-cfpb-to-make-changes-to-debt-collection-rule/report-1/</loc>
		<lastmod>2021-03-01T12:06:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/01/daily-digest-march-1-appeals-court-upholds-dismissal-of-third-party-disclosure-case-advocacy-calls-changes-to-debt-collection-rule/if-you-want-a-rainbow-you-have-to-put-up-with-some-rain/</loc>
		<lastmod>2021-03-01T12:53:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-opportunities-to-improve-the-patient-debt-collection-experience-found-in-regulation-f/opportunities-to-improve-the-patient-debt-collection-experience-found-in-regulation-f/</loc>
		<lastmod>2021-03-01T15:36:23+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/02/daily-digest-march-2-judge-grants-msj-for-defense-against-31-of-32-plaintiffs-in-fdcpa-case-pra-group-discloses-cfpb-looking-into-possible-violations-of-consent-order/defeat-is-not-bitter-unless-you-swallow-it/</loc>
		<lastmod>2021-03-02T12:58:38+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-youre-likely-to-screw-up-the-model-validation-notice/how-youre-likely-to-screw-up-the-model-validation-notice/</loc>
		<lastmod>2021-03-02T15:43:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/03/daily-digest-march-3-judge-denies-motion-to-certify-class-in-fdcpa-sol-suit-breaking-down-chopras-confirmation-hearing/when-you-learn-how-much-you-are-worth-youll-stop-giving-people-discounts/</loc>
		<lastmod>2021-03-03T13:03:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/08/compliance-digest-march-8/david-kaminski-2/</loc>
		<lastmod>2021-03-04T10:06:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/04/getting-to-know-andrew-schwartz-of-gordon-rees/andrew-schwartz/</loc>
		<lastmod>2021-03-04T11:13:53+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/04/daily-digest-march-4-getting-to-know-andrew-schwartz-of-gordon-judge-grants-msj-in-fdcpa-case/sometimes-you-will-never-know-the-value-of-a-moment-until-it-becomes-a-memory/</loc>
		<lastmod>2021-03-04T13:00:33+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/08/compliance-digest-march-8/boyd-gentry-3/</loc>
		<lastmod>2021-03-04T14:26:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-10-things-should-you-be-doing-to-get-ready-for-the-rule/what-10-things-should-you-be-doing-to-get-ready-for-the-rule/</loc>
		<lastmod>2021-03-04T16:33:53+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-train-new-staff-remotely/how-to-train-new-staff-remotely/</loc>
		<lastmod>2021-03-04T16:35:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/05/daily-digest-march-5-fdcpa-class-action-filed-against-debt-buyer-collector-online-lenders-collection-practices-under-investigation/courage-is-knowing-it-might-hurt-and-doing-it-anyway-stupidity-is-the-same-and-thats-why-life-is-hard/</loc>
		<lastmod>2021-03-05T13:07:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/08/daily-digest-march-8-judge-grants-motion-to-remand-fdcpa-case-to-state-court-bill-seeks-to-amend-fdcpa-to-protect-servicemembers/it-is-easier-to-fool-people-than-to-convince-people-they-have-been-fooled/</loc>
		<lastmod>2021-03-08T13:04:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/08/compliance-digest-march-8/xerxes-martin-1/</loc>
		<lastmod>2021-03-08T15:50:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/08/compliance-digest-march-8/chantel-wonder-2/</loc>
		<lastmod>2021-03-08T16:16:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-covid-19-and-the-arm-industry-looking-back-on-the-last-year-and-the-next-one/covid-19-and-the-arm-industry-looking-back-on-the-last-year-and-the-next-one/</loc>
		<lastmod>2021-03-08T17:51:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/09/daily-digest-march-9-bedard-breaks-down-new-section-of-reg-f-appeals-court-affirms-dismissal-of-fdcpa-suits/if-youre-going-to-be-thinking-you-may-as-well-think-big/</loc>
		<lastmod>2021-03-09T12:56:52+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/15/compliance-digest-march-15/larry-laskey-2/</loc>
		<lastmod>2021-03-09T17:09:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/10/groups-call-for-stimulus-funds-to-be-protected-from-garnishment-legislative-proposal-forthcoming/economic-stimulus/</loc>
		<lastmod>2021-03-10T12:23:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/10/new-series-tackles-real-world-credit-reporting-scenarios/atcre-video-title/</loc>
		<lastmod>2021-03-10T12:24:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/10/daily-digest-march-10-new-series-tackles-real-world-credit-reporting-scenarios-appeals-court-overturns-dismissal-of-fdcpa-suit/perseverance-is-not-a-long-race-it-is-many-short-races-one-after-the-other/</loc>
		<lastmod>2021-03-10T12:56:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/11/getting-to-know-brit-suttell-of-barron-newburger/brit-suttell-4/</loc>
		<lastmod>2021-03-11T11:02:01+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/11/daily-digest-march-11-getting-to-know-brit-suttell-of-barron-judge-grants-mtd-in-fdcpa-case-over-tradeline-status/what-lies-behind-you-and-what-lies-in-front-of-you-pales-in-comparison-to-what-lies-inside-of-you/</loc>
		<lastmod>2021-03-11T12:56:28+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/15/compliance-digest-march-15/cooper-walker/</loc>
		<lastmod>2021-03-11T18:17:27+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/15/compliance-digest-march-15/patrick-newman-2/</loc>
		<lastmod>2021-03-11T18:34:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/12/daily-digest-march-12-appeals-court-issues-another-ruling-on-standing-pronoun-game-fdcpa-case-gets-dismissed/the-more-i-want-to-get-something-done-the-less-i-call-it-work/</loc>
		<lastmod>2021-03-12T12:47:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/15/compliance-digest-march-15/jonathan-robbin-2/</loc>
		<lastmod>2021-03-14T16:02:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/15/compliance-digest-march-15/jonathan-robbin-3/</loc>
		<lastmod>2021-03-15T00:50:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/15/daily-digest-march-15-judge-grants-mtd-in-fdcpa-case-over-complaints-about-letter-appeals-court-affirms-ruling-for-insurance-company-in-fdcpa-tcpa-case/roads-were-made-for-journeys-not-destinations/</loc>
		<lastmod>2021-03-15T11:51:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/16/daily-digest-march-16-judge-grants-msj-over-inclusion-of-interest-in-letters-collectors-banned-from-industry-in-settlement-with-ftc/my-only-competitor-is-the-person-i-was-yesterday/</loc>
		<lastmod>2021-03-16T11:44:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/17/daily-digest-march-17-bedard-breaks-down-reg-fs-time-barred-debt-collection-provisions-appeals-court-affirms-judgment-for-defendant-in-fdcpa-case/discipline-is-choosing-between-what-you-want-now-and-what-you-want-most/</loc>
		<lastmod>2021-03-17T11:57:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/18/getting-to-know-casey-simmons-of-clontz-clontz/casey-simmons-1/</loc>
		<lastmod>2021-03-18T10:29:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/18/garnish-mentions/garnish/</loc>
		<lastmod>2021-03-18T11:05:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/18/daily-digest-march-18-getting-to-know-casey-simmons-of-clontz-collector-reaches-settlement-in-ot-suit/nothing-changes-if-nothing-changes/</loc>
		<lastmod>2021-03-18T11:45:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/22/compliance-digest-march-22/larry-bartel/</loc>
		<lastmod>2021-03-18T16:17:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/19/daily-digest-march-19-judge-grants-msj-for-plaintiff-over-status-of-debt-toomey-blocks-anti-garnishment-law/a-disco-ball-is-hundreds-of-pieces-of-broken-glass-put-together-to-make-a-magical-ball-of-light-you-arent-broken-you-are-a-disco-ball/</loc>
		<lastmod>2021-03-19T11:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/22/dcm-services-names-scott-foster-director-of-business-development-healthcare-revenue-cycle/scott-foster/</loc>
		<lastmod>2021-03-19T23:43:55+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/22/dcm-services-names-scott-foster-director-of-business-development-healthcare-revenue-cycle/scott-foster-2/</loc>
		<lastmod>2021-03-19T23:44:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/22/compliance-digest-march-22/brent-yarborough-3/</loc>
		<lastmod>2021-03-22T09:45:30+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/22/daily-digest-march-22-how-to-make-new-hire-training-effective-in-a-remote-environment-judge-denies-mtd-in-fdcpa-class-action/the-pessimist-sees-difficulty-in-every-opportunity-the-optimist-sees-the-opportunity-in-every-difficulty/</loc>
		<lastmod>2021-03-22T12:00:47+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/23/daily-digest-march-23-bedard-on-debt-parking-another-dismissal-for-lack-of-standing/some-of-the-toughest-battles-you-will-ever-face-are-between-you-and-the-old-you/</loc>
		<lastmod>2021-03-23T11:59:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/24/daily-digest-march-24-answering-credit-reporting-questions-bill-introduced-to-prohibit-collection-of-time-barred-debt/those-who-dare-to-fail-miserably-can-achieve-greatly/</loc>
		<lastmod>2021-03-24T11:54:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/25/getting-to-know-kristen-defiore-of-glasser-and-glasser/kristen-defiore/</loc>
		<lastmod>2021-03-25T10:07:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/25/daily-digest-march-25-getting-to-know-kristen-defiore-judge-denies-mtd-in-fdcpa-sol-case/practice-like-youve-never-won-play-like-youve-never-lost/</loc>
		<lastmod>2021-03-25T12:05:38+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/29/compliance-digest-march-29/laurie-nelson-2/</loc>
		<lastmod>2021-03-25T15:04:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/26/daily-digest-march-26-judge-grants-msj-for-defense-over-dismissed-collection-suit-maryland-legislature-passes-medical-collection-bills/a-mind-that-is-stretched-by-new-experiences-can-never-go-back-to-its-old-dimensions/</loc>
		<lastmod>2021-03-26T11:50:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/29/lawsuits-way-down-complaints-way-up-webrecon/screen-shot-2021-03-29-at-6-00-04-am/</loc>
		<lastmod>2021-03-29T10:01:35+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/29/daily-digest-march-29-judge-grants-mtd-in-fdcpa-case-collector-facing-class-action-over-validation-notice/a-great-future-does-not-require-a-great-past/</loc>
		<lastmod>2021-03-29T11:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-where-most-fcra-mistakes-are-made/where-most-fcra-mistakes-are-made/</loc>
		<lastmod>2021-03-29T15:30:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-be-empathetic/how-to-teach-collectors-to-be-empathetic/</loc>
		<lastmod>2021-03-29T15:38:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-strategies-to-maximize-collections-while-complying-with-regulation-fs-call-frequency-limits/strategies-to-maximize-collections-while-complying-with-regulation-fs-call-frequency-limits/</loc>
		<lastmod>2021-03-29T15:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/03/30/cdc-extend-eviction-ban-cfpb-ftc-directors-vow-crackdown/eviction/</loc>
		<lastmod>2021-03-30T11:19:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/30/daily-digest-march-30-judge-grants-msj-for-defendant-in-fdcpa-case-over-call-volume-performant-sells-recovery-contracts/an-hour-of-thinking-can-save-a-decade-of-struggle/</loc>
		<lastmod>2021-03-30T11:52:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-collecting-from-individuals-with-limited-english-proficiency/collecting-from-individuals-with-limited-english-proficiency/</loc>
		<lastmod>2021-03-30T15:39:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/03/31/daily-digest-march-31-answering-credit-reporting-questions-about-covid-19-judge-certifies-class-in-fdcpa-suit/sometimes-walls-are-there-so-we-can-lean-on-them-and-rest/</loc>
		<lastmod>2021-03-31T12:01:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-handling-the-dynamics-of-family-owned-businesses/handling-the-dynamics-of-family-owned-businesses/</loc>
		<lastmod>2021-03-31T15:42:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/01/getting-to-know-immanuella-dunning-of-arm-and-a-leg-agency/imma-dunning/</loc>
		<lastmod>2021-04-01T10:20:52+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/01/getting-to-know-immanuella-dunning-of-arm-and-a-leg-agency/april-fools-day/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/04/01/leading-consumer-rights-law-firm-acquires-webrecon/april-fools-day-2/</loc>
		<lastmod>2021-04-01T10:44:19+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/01/exclusive-bedard-announces-retirement/daytona-bike-week-2018/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/04/01/exclusive-bedard-announces-retirement/bedard-bike/</loc>
		<lastmod>2021-04-01T10:50:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/01/daily-digest-april-1/april-1_-this-is-the-day-upon-which-we-are-reminded-of-what-we-are-on-the-other-three-hundred-and-sixty-four/</loc>
		<lastmod>2021-04-01T12:04:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/02/daily-digest-april-2-appeals-court-affirms-ruling-for-cro-sued-by-collectors-calif-supreme-court-overturns-call-recording-ruling/dont-put-the-key-to-your-happiness-in-someone-elses-pocket/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-building-the-perfect-collector/building-the-perfect-collector/</loc>
		<lastmod>2021-04-02T15:50:21+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-the-mistakes-collection-operations-make-when-buying-products-and-services/the-mistakes-collection-operations-make-when-buying-products-and-services/</loc>
		<lastmod>2021-04-02T15:51:24+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/05/compliance-digest-april-5/andrew-schwartz-1/</loc>
		<lastmod>2021-04-05T08:52:49+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/05/daily-digest-april-5-judge-grants-mtd-in-fdcpa-case-over-service-during-pandemic-judge-partially-dismisses-fdcpa-suit-on-remand-from-appeals-court/today-i-will-do-what-others-wont-so-tomorrow-i-can-do-what-others-cant/</loc>
		<lastmod>2021-04-05T11:57:18+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/06/daily-digest-april-6-n-m-gov-signs-medical-collection-bill-into-law-appeals-court-overturns-ruling-in-fcra-case/the-best-teachers-are-those-who-tell-you-where-to-look-but-dont-tell-you-what-to-see/</loc>
		<lastmod>2021-04-06T12:01:21+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/07/video-answering-more-of-your-credit-reporting-questions/atcre-video-title-1/</loc>
		<lastmod>2021-04-07T11:13:22+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/07/daily-digest-april-7-trio-of-collection-attorneys-charged-with-racketeering-false-threats-nets-collector-lifetime-ban/if-you-arent-willing-to-work-for-it-dont-complain-about-not-having-it/</loc>
		<lastmod>2021-04-07T12:05:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/08/getting-to-know-derek-hollis-of-williams-fudge/derek-hollis-1/</loc>
		<lastmod>2021-04-08T10:23:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/08/daily-digest-april-8-getting-to-know-derek-hollis-of-williams-appeals-court-rules-settlement-does-not-entitle-plaintiff-to-attorneys-fees/challenges-are-what-make-life-interesting-and-overcoming-them-is-what-makes-life-meaningful/</loc>
		<lastmod>2021-04-08T12:01:58+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/12/experts-react-to-regulation-f-delay/leslie-bender-1/</loc>
		<lastmod>2021-04-08T13:12:48+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-why-reg-f-is-going-to-mean-more-substantially-similar-litigation/why-reg-f-is-going-to-mean-more-substantially-similar-litigation/</loc>
		<lastmod>2021-04-08T16:36:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/12/compliance-digest-april-12/heath-morgan-2/</loc>
		<lastmod>2021-04-08T23:30:20+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/09/i-for-one-welcome-our-robot-overlords/overlords/</loc>
		<lastmod>2021-04-09T11:27:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/09/daily-digest-april-9-judge-partially-grants-mtd-in-class-action-bill-introduced-to-forgive-healthcare-workers-student-loans/dear-friday-im-so-glad-were-back-together-im-sorry-you-had-to-see-me-with-monday-thursday-but-i-swear-i-was-thinking-of-you-the-whole-time/</loc>
		<lastmod>2021-04-09T11:50:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/12/experts-react-to-regulation-f-delay/reaction/</loc>
		<lastmod>2021-04-12T11:23:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/12/daily-digest-april-12-judge-dismisses-fdcpa-meaningful-review-case-for-lack-of-standing-experts-react-to-reg-f-delay/generosity-is-giving-more-than-you-can-and-pride-is-taking-less-than-you-need/</loc>
		<lastmod>2021-04-12T11:57:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-update-training-materials-to-address-regulation-f/how-to-update-training-materials-to-address-regulation-f/</loc>
		<lastmod>2021-04-12T15:46:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/13/daily-digest-april-13-appeals-court-affirms-dismissal-of-fdcpa-case-judge-denies-mtd-in-fdcpa-case-over-dispute-clarification/time-is-free-but-its-priceless-you-cant-own-it-but-you-can-use-it-you-cant-keep-it-but-you-can-spend-it-once-youve-lost-it-you-cant-get-it-back/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/04/14/daily-digest-april-14-optimism-abounds-during-day-1-of-rmai-conference-answering-credit-reporting-questions-about-deleting-tradelines/you-will-never-regret-being-brave/</loc>
		<lastmod>2021-04-14T12:00:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/15/getting-to-know-joe-partain-of-convergent/joe-partain-2/</loc>
		<lastmod>2021-04-15T10:25:26+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/15/daily-digest-february-15-getting-to-know-joe-partain-of-convergent-former-cfpb-deputy-director-shares-thoughts-on-future-of-reg-f/a-happy-man-is-too-satisfied-with-the-present-to-dwell-much-on-the-future/</loc>
		<lastmod>2021-04-15T11:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1077/</loc>
		<lastmod>2021-04-16T10:44:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1078/</loc>
		<lastmod>2021-04-16T10:44:29+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1081-2/</loc>
		<lastmod>2021-04-16T10:44:47+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1082-2/</loc>
		<lastmod>2021-04-16T10:45:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1083-2/</loc>
		<lastmod>2021-04-16T10:45:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1084-2/</loc>
		<lastmod>2021-04-16T10:45:32+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1085-2/</loc>
		<lastmod>2021-04-16T10:45:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1086-2/</loc>
		<lastmod>2021-04-16T10:46:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/16/some-final-thoughts-and-photos-from-rmais-conference/img_1087/</loc>
		<lastmod>2021-04-16T10:46:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/16/daily-digest-april-16-some-final-thoughts-and-photos-from-rmai-judge-grants-msj-for-defense-in-fdcpa-dispute-case/people-who-say-they-sleep-like-a-baby-usually-dont-have-one/</loc>
		<lastmod>2021-04-16T11:59:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/19/daily-digest-april-19-judge-awards-17k-in-damages-attorneys-fees-in-fcra-default-judgment-comment-period-now-open-on-cfpb-nprm-to-delay-rules-effective-date/whatever-makes-you-weird-is-probably-your-greatest-asset/</loc>
		<lastmod>2021-04-19T12:00:47+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/20/daily-digest-april-20-bedard-walks-through-regulation-fs-other-prohibited-practices-cfpb-rule-requires-collectors-to-provide-statement-of-rights-when-evicting-tenants/you-cant-stop-the-waves-but-you-can-learn-to-surf/</loc>
		<lastmod>2021-04-20T12:00:04+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/21/daily-digest-april-21-judge-grants-mtd-in-case-over-dispute-notification-bill-introduced-to-curb-salaries-at-cfpb/a-flower-does-not-think-of-competing-to-the-flower-next-to-it-it-just-blooms/</loc>
		<lastmod>2021-04-21T12:04:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/22/getting-to-know-don-siler-of-credence-global-solutions/don-siler-2/</loc>
		<lastmod>2021-04-22T10:09:35+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/22/daily-digest-april-22-getting-to-know-don-siler-of-credence-global-solutions-assessing-the-impact-of-the-letter-vendor-ruling/failure-is-not-the-opposite-of-success-it-is-part-of-success/</loc>
		<lastmod>2021-04-22T11:56:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/04/23/house-passes-fdcpa-amendment-bill-to-protect-servicemembers/servicemembers-military/</loc>
		<lastmod>2021-04-23T11:01:46+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/23/daily-digest-april-23-first-post-hunstein-class-action-filed-cfpb-ny-ag-go-after-hidden-assets-of-collection-kingpin/give-me-coffee-to-change-the-things-i-can-change-and-whiskey-to-accept-the-ones-i-cannot/</loc>
		<lastmod>2021-04-23T12:00:00+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-grow-your-early-out-collection-business/how-to-grow-your-early-out-collection-business/</loc>
		<lastmod>2021-04-23T14:39:54+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-the-most-common-mistakes-collectors-make-on-the-phone/the-most-common-mistakes-collectors-make-on-the-phone/</loc>
		<lastmod>2021-04-23T14:41:28+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-pre-litigation-demand-letter-trends/pre-litigation-demand-letter-trends/</loc>
		<lastmod>2021-04-23T14:42:46+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/26/more-on-hunstein-en-banc-likelihood-webinar-recording/calm/</loc>
		<lastmod>2021-04-26T11:39:58+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/26/daily-digest-april-26-more-on-hunstein-judge-grants-mtd-in-fdcpa-case-over-transaction-fee/there-is-no-right-time-there-is-just-time-and-what-you-choose-to-do-with-it/</loc>
		<lastmod>2021-04-26T11:57:33+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-understanding-the-statute-of-limitations/understanding-the-statute-of-limitations/</loc>
		<lastmod>2021-04-26T16:51:15+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/27/daily-digest-april-27-judge-grants-msj-for-plaintiff-in-fdcpa-case-california-issues-nprm-on-licensing-application/the-hardest-walk-is-walking-alone-but-its-also-the-walk-that-makes-you-the-strongest/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/04/28/daily-digest-april-28-defendant-in-hunstein-case-hires-new-lawyer-judge-reverses-course-undoes-certification-msj-for-plaintiff-in-fdcpa-case/if-you-want-to-achieve-greatness-stop-asking-for-permission/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-advocate-with-regulators-lawmakers/how-to-advocate-with-regulators-lawmakers/</loc>
		<lastmod>2021-04-28T14:07:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-updating-your-compliance-management-system-to-align-with-the-cfpbs-2021-priorities/updating-your-compliance-management-system-to-align-with-the-cfpbs-2021-priorities/</loc>
		<lastmod>2021-04-28T14:08:54+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/29/getting-to-know-amy-stratz-of-fbcs/amy-stratz-2/</loc>
		<lastmod>2021-04-29T09:56:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/04/29/daily-digest-april-29-getting-to-know-amy-stratz-of-fbcs-legal-experts-urge-calm-in-face-of-growing-number-of-class-actions/your-faith-can-move-mountains-and-your-doubt-can-create-them/</loc>
		<lastmod>2021-04-29T11:59:04+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/05/03/compliance-digest-may-3/robert-sabido/</loc>
		<lastmod>2021-04-29T15:27:56+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-reg-fs-impact-on-collecting-multiple-medical-debts/reg-fs-impact-on-collecting-multiple-medical-debts/</loc>
		<lastmod>2021-04-29T16:01:11+00:00</lastmod>
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		<lastmod>2021-04-30T12:00:14+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-youve-been-sued-under-hunstein-now-what/youve-been-sued-under-hunstein-now-what/</loc>
		<lastmod>2021-04-30T18:08:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/05/03/lawsuit-totals-spike-in-march-webrecon/screen-shot-2021-05-03-at-6-08-39-am/</loc>
		<lastmod>2021-05-03T10:15:45+00:00</lastmod>
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		<lastmod>2021-05-04T11:54:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-perform-a-compliance-audit/how-to-perform-a-compliance-audit/</loc>
		<lastmod>2021-05-04T16:01:56+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-assessing-the-tcpa-legal-landscape-post-facebook/assessing-the-tcpa-legal-landscape-post-facebook/</loc>
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		<lastmod>2021-05-05T11:59:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-fdcpa-litigation-trends-in-2021/fdcpa-litigation-trends-in-2021/</loc>
		<lastmod>2021-05-05T16:02:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/06/getting-to-know-jill-kennady-of-resurgent-capital-services/jill-kennady-1/</loc>
		<lastmod>2021-05-06T10:13:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/06/daily-digest-may-6-getting-to-know-jill-kennady-of-resurgent-capital-services-judge-grants-msj-for-defendant-in-fdcpa-fcra-case/an-hour-of-planning-can-save-you-10-hours-of-doing/</loc>
		<lastmod>2021-05-06T12:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-where-to-find-quality-job-candidates-today/where-to-find-quality-job-candidates-today/</loc>
		<lastmod>2021-05-06T23:30:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/07/daily-digest-may-7-calif-da-reaches-settlement-with-debt-buyer-law-firm-hunstein-update/if-the-grass-is-greener-on-the-other-side-you-can-bet-the-water-bill-is-higher-too/</loc>
		<lastmod>2021-05-07T11:51:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/hunstein-related-resource-guide/webrecon-3/</loc>
		<lastmod>2021-05-07T15:16:33+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/hunstein-related-resource-guide/webrecon_logo_300px-3/</loc>
		<lastmod>2021-05-07T15:17:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/hunstein-related-resource-guide/barron-newburger-logo/</loc>
		<lastmod>2021-05-07T20:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/10/daily-digest-may-10-sdny-judge-grants-motion-for-defendant-in-fdcpa-case-house-preps-vote-on-key-collection-bill/if-you-dont-see-your-own-worth-youll-always-choose-people-who-dont-see-it-either/</loc>
		<lastmod>2021-05-10T12:02:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/between-the-briefs-webrecon/pete-barry-title-slide-7/</loc>
		<lastmod>2021-05-10T16:01:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/between-the-briefs-webrecon/dan-edelman-title-slide/</loc>
		<lastmod>2021-05-10T16:03:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/11/repay-to-buy-billingtree-for-503m/acquisition/</loc>
		<lastmod>2021-05-11T10:20:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/11/daily-digest-may-11-judge-denies-msj-for-defendant-in-fcra-case-repay-buying-billingtree/anger-is-a-punishment-we-give-to-ourself-for-somebody-elses-mistake/</loc>
		<lastmod>2021-05-11T12:02:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/12/daily-digest-may-12-senate-passes-bill-repealing-true-lender-rule-pa-ag-recalls-18m-in-accounts-from-agencies/the-positive-thinker-sees-the-invisible-feels-the-intangible-and-achieves-the-impossible/</loc>
		<lastmod>2021-05-12T11:52:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-charitable-giving-community-volunteering-ideas/charitable-giving-community-volunteering-ideas/</loc>
		<lastmod>2021-05-12T15:53:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-qualifies-as-a-discussion-under-7-in-7/what-qualifies-as-a-discussion-under-7-in-7/</loc>
		<lastmod>2021-05-12T15:58:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-assessing-your-operations-legal-risks-post-hunstein/assessing-your-operations-legal-risks-post-hunstein/</loc>
		<lastmod>2021-05-12T16:00:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-can-i-use-my-current-company-name-when-leaving-an-lcm/can-i-use-my-current-company-name-when-leaving-an-lcm/</loc>
		<lastmod>2021-05-12T16:01:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/13/getting-to-know-ashley-campanella-of-arbeit/ashley-campanella/</loc>
		<lastmod>2021-05-13T10:06:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/13/state-collection-wins-logo-madness-tournament/logo-contest-bracket-1/</loc>
		<lastmod>2021-05-13T11:19:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/13/daily-digest-may-13-getting-to-know-ashley-campanella-of-arbeit-credit-card-debt-delinquency-rates-keep-falling/growth-is-painful-change-is-painful-but-nothing-is-as-painful-as-staying-stuck-somewhere-you-dont-belong/</loc>
		<lastmod>2021-05-13T12:03:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/14/daily-digest-may-14-house-passes-debt-collection-reform-bill-calif-senate-passes-bill-requiring-additional-disclosures/the-world-needs-dreamers-and-the-world-needs-doers-but-above-all-the-world-needs-dreamers-who-do/</loc>
		<lastmod>2021-05-14T12:00:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/17/daily-digest-may-17-seventh-circuit-attacks-standing-again-ninth-circuit-denies-en-banc-petition-in-cfpb-case/all-limitations-are-self-imposed/</loc>
		<lastmod>2021-05-17T11:45:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/between-the-briefs-webrecon/mike-cardoza-title-slide/</loc>
		<lastmod>2021-05-17T14:34:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/18/daily-digest-may-18-sdny-judge-dismisses-fdcpa-case-debt-settlement-firm-to-repay-consumers-5-4m/a-lamp-doesnt-speak-it-introduces-itself-through-its-light-achievers-never-expose-themselves-but-their-achievements-expose-them/</loc>
		<lastmod>2021-05-18T12:01:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/19/daily-digest-may-19-edny-judge-grants-motion-for-defendant-in-fdcpa-case-fcra-expert-talks-reasonable/life-has-a-way-of-testing-a-persons-will-either-by-having-nothing-happen-at-all-or-by-having-everything-happen-all-at-once/</loc>
		<lastmod>2021-05-19T11:53:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/20/getting-to-know-mindy-chumbley-of-solverity/mindy-chumbley-2/</loc>
		<lastmod>2021-05-20T10:11:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/20/daily-digest-may-20-getting-to-know-mindy-chumbley-of-solverity-judge-grants-mtd-in-fdcpa-case-mentions-hunstein/all-life-is-an-experiment-the-more-experiments-you-make-the-better/</loc>
		<lastmod>2021-05-20T12:03:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/21/cfpb-complaints-keep-soaring-as-lawsuit-totals-keep-falling-webrecon/screen-shot-2021-05-21-at-07-25-42/</loc>
		<lastmod>2021-05-21T11:25:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/21/daily-digest-may-21-wdny-judge-dismisses-class-claims-in-fdcpa-suit-senate-bill-would-cancel-utility-debt-for-low-income-households/efficiency-is-doing-things-right-effectiveness-is-doing-the-right-things/</loc>
		<lastmod>2021-05-21T12:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-credit-reporting-bankruptcy/credit-reporting-bankruptcy/</loc>
		<lastmod>2021-05-22T00:19:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-state-court-trends-with-fdcpa/state-court-trends-with-fdcpa/</loc>
		<lastmod>2021-05-22T00:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-overcoming-objections-dealing-with-difficult-consumers/overcoming-objections-dealing-with-difficult-consumers/</loc>
		<lastmod>2021-05-22T00:21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/24/compliance-digest-may-24-2/john-redding/</loc>
		<lastmod>2021-05-24T09:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/24/daily-digest-may-24-hunstein-ruling-makes-appearance-in-fcra-decision-bill-introduced-to-amend-fcra/you-are-being-presented-with-two-choices-evolve-or-repeat/</loc>
		<lastmod>2021-05-24T11:59:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/between-the-briefs-webrecon/matt-loker-title-slide/</loc>
		<lastmod>2021-05-24T19:31:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/25/daily-digest-may-25-bedard-starts-breakdown-of-new-validation-requirements-collection-suit-does-not-waive-arbitration-clause/i-may-walk-slowly-but-i-never-walk-backward/</loc>
		<lastmod>2021-05-25T12:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/26/daily-digest-may-26-defendant-files-petition-for-re-hearing-in-hunstein-case-judge-grants-mtd-over-credit-reporting-disclosure/train-your-mind-to-be-stronger-than-your-feelings/</loc>
		<lastmod>2021-05-26T12:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/27/getting-to-know-bobbie-blue-of-renkim/bobbie-blue-1/</loc>
		<lastmod>2021-05-27T10:16:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/27/daily-digest-may-27-getting-to-know-bobbie-blue-defunct-agency-fined-500k/you-cant-be-both-awesome-and-negative-choose-one/</loc>
		<lastmod>2021-05-27T11:59:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/01/compliance-digest-may-31-2/david-shaver/</loc>
		<lastmod>2021-05-27T23:03:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/05/28/daily-digest-may-28-briefs-in-support-of-hunstein-petition-start-rolling-in-judge-approves-settlement-in-fdcpa-class-action/i-am-starting-to-think-i-will-never-be-old-enough-to-know-better/</loc>
		<lastmod>2021-05-28T11:56:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/01/daily-digest-june-1-ndca-judge-grants-mtd-in-fdcpa-case-over-creditor-id-in-letter-sixth-circuit-jumps-on-standing-bandwagon/remember-that-lifes-greatest-lessons-are-usually-learned-at-the-worst-times-and-from-the-worst-mistakes/</loc>
		<lastmod>2021-06-01T11:57:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/between-the-briefs-webrecon/matt-berry-title-slide/</loc>
		<lastmod>2021-06-01T22:59:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/02/daily-digest-june-2-bedard-discusses-itemization-date-13-new-amicus-briefs-filed-supporting-hunstein-petition/if-you-dont-challenge-yourself-you-will-never-realize-what-you-can-become/</loc>
		<lastmod>2021-06-02T12:06:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/03/getting-to-know-melody-armstrong-of-nra-group/melody-armstrong/</loc>
		<lastmod>2021-06-03T10:17:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/03/petition-submitted-urging-cfpb-to-rescind-debt-collection-rule/petition-2/</loc>
		<lastmod>2021-06-03T11:28:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/03/daily-digest-june-3-getting-to-know-melody-armstrong-of-nra-group-edny-judge-grants-mtd-in-case-over-language-in-letter/dead-people-receive-more-flowers-than-the-living-because-regret-is-stronger-than-gratitude/</loc>
		<lastmod>2021-06-03T11:54:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/04/daily-digest-june-4-two-senior-cfpb-officials-announce-departures-mass-ag-reaches-settlement-with-healthcare-provider-over-billing-practices/if-they-say-its-impossible-that-only-means-its-impossible-for-them-not-for-you/</loc>
		<lastmod>2021-06-04T11:57:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/07/tsi-continues-acquisition-binge-buying-account-control-technology/purchase-acquisition/</loc>
		<lastmod>2021-06-07T10:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/07/daily-digest-june-7-appeals-court-reverses-lower-court-ruling-in-fdcpa-case-tsi-buys-account-control-technology/there-is-a-difference-between-giving-up-and-knowing-when-you-have-had-enough/</loc>
		<lastmod>2021-06-07T11:57:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/08/daily-digest-june-8-maryland-healthcare-collection-bill-becomes-law-judge-partially-grants-msj-in-fdcpa-case/every-next-level-of-your-life-will-demand-a-different-version-of-you/</loc>
		<lastmod>2021-06-08T11:56:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-best-fit-how-to-choose-the-right-applicant/best-fit-how-to-choose-the-right-applicant/</loc>
		<lastmod>2021-06-08T14:42:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-technology-trends-having-the-biggest-impact-on-collections/technology-trends-having-the-biggest-impact-on-collections/</loc>
		<lastmod>2021-06-08T14:44:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-where-should-you-be-in-your-reg-f-compliance-process/where-should-you-be-in-your-reg-f-compliance-process/</loc>
		<lastmod>2021-06-08T14:45:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-back-to-normal-are-the-stimulus-good-times-over/back-to-normal-are-the-stimulus-good-times-over/</loc>
		<lastmod>2021-06-08T14:47:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-changing-nature-of-collector-compensation/changing-nature-of-collector-compensation/</loc>
		<lastmod>2021-06-08T14:48:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-texting-and-emailing-under-regulation-f/texting-and-emailing-under-regulation-f/</loc>
		<lastmod>2021-06-08T14:49:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-3-2/talk-off-episode-3/</loc>
		<lastmod>2021-06-08T14:50:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/09/trade-groups-oppose-call-blocking-petition/call-blocking-robocall/</loc>
		<lastmod>2021-06-09T11:32:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/09/daily-digest-june-9-collector-to-pay-900k-after-being-sued-by-wash-ag-judge-holds-debt-buyer-liable-for-actions-of-collector/the-only-limit-to-our-realization-of-tomorrow-will-be-our-doubts-of-today/</loc>
		<lastmod>2021-06-09T12:00:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-the-cfpb-may-apply-ecoa-and-fair-lending-principles-to-debt-collection/updating-your-compliance-management-system-to-align-with-the-cfpbs-2021-priorities-2/</loc>
		<lastmod>2021-06-09T15:46:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-importance-of-reputation-management/the-importance-of-reputation-management/</loc>
		<lastmod>2021-06-09T15:48:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/10/getting-to-know-diann-jenkins-of-credit-bureau-of-jonesboro/diann-jenkins/</loc>
		<lastmod>2021-06-10T10:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/10/daily-digest-june-10-getting-to-know-diann-jenkins-of-credit-bureau-of-jonesboro-ninth-circuit-reverses-ruling-in-fdcpa-case/starve-your-distractions-feed-your-focus/</loc>
		<lastmod>2021-06-10T11:59:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/11/daily-digest-june-11-judge-grants-msj-for-defendant-in-fdcpa-case-over-letter-tips-to-hire-the-best-candidates-even-in-a-tough-job-market/the-best-thing-about-the-future-is-that-it-comes-one-day-at-a-time/</loc>
		<lastmod>2021-06-11T12:03:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/14/report-delves-into-buffalos-origins-as-epicenter-of-illegal-collection-operations/buffalo-3/</loc>
		<lastmod>2021-06-14T11:22:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/14/daily-digest-june-14-cfpb-to-make-decision-on-rule-delay-this-month-appeals-court-affirms-dismissal-of-fdcpa-suit/you-are-the-artist-of-your-own-life-dont-hand-the-paintbrush-to-someone-else/</loc>
		<lastmod>2021-06-14T11:55:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/15/daily-digest-june-15-judge-grants-mtd-in-fdcpa-case-over-attorneys-fees-which-hospitals-are-the-most-predatory/for-every-reason-its-not-possible-there-are-hundreds-of-people-who-have-faced-the-same-circumstances-and-succeeded/</loc>
		<lastmod>2021-06-15T11:58:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/16/daily-digest-june-16-bedard-breaks-down-validation-information-judge-grants-msj-for-defense-in-pay-for-delete-request/you-must-master-a-new-way-to-think-before-you-can-master-a-new-way-to-be/</loc>
		<lastmod>2021-06-16T11:59:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-importance-of-reputation-management-2/the-importance-of-reputation-management-1/</loc>
		<lastmod>2021-06-16T14:27:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off/talk-off-episode-4/</loc>
		<lastmod>2021-06-16T14:29:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-probate-best-practices-to-maximize-recoveries/probate-best-practices-to-maximize-recoveries/</loc>
		<lastmod>2021-06-16T14:31:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-fcra-litigation-trends/fcra-litigation-trends/</loc>
		<lastmod>2021-06-16T14:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-strategies-for-retaining-and-training-remote-agents/strategies-for-retaining-and-training-remote-agents/</loc>
		<lastmod>2021-06-16T14:35:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/17/getting-to-know-catherine-calko-of-spring-oaks-capital/catherine-calko-1/</loc>
		<lastmod>2021-06-17T10:09:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/17/cfpb-data-reveals-low-delinquency-rates-but-time-will-tell-if-that-continues-post-pandemic/screen-shot-2021-06-17-at-07-10-38/</loc>
		<lastmod>2021-06-17T11:10:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/17/daily-digest-june-17-getting-to-know-catherine-calko-of-spring-oaks-capital-judge-grants-mtd-in-fdcpa-case-over-alleged-attorney-threat-in-letter/it-is-our-attitude-at-the-beginning-of-a-difficult-task-which-more-than-anything-else-will-affect-its-successful-outcome/</loc>
		<lastmod>2021-06-17T11:58:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-conduct-a-risk-assessment/_how-to-conduct-a-risk-assessment-1/</loc>
		<lastmod>2021-06-17T16:42:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-vicarious-liability-in-debt-collections-holding-debt-buyers-liable-for-the-actions-of-collectors/vicarious-liability-in-debt-collections-holding-debt-buyers-liable-for-the-actions-of-collectors/</loc>
		<lastmod>2021-06-17T16:43:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/17/dcm-services-names-elva-krantz-vice-president-of-human-resources/elva-krantz-1/</loc>
		<lastmod>2021-06-17T20:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/18/hunstein-cases-propel-spike-in-fdcpa-suits-while-tcpa-and-fcra-suit-totals-fall-webrecon/screen-shot-2021-06-18-at-07-32-43/</loc>
		<lastmod>2021-06-18T11:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/18/daily-digest-june-18-judge-grants-mtd-in-fdcpa-case-over-alleged-third-party-disclosure-senator-opens-probe-into-cfpb/respect-your-parents-they-passed-school-without-google/</loc>
		<lastmod>2021-06-18T12:02:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/21/daily-digest-june-21-judge-awards-62k-in-emotional-damages-in-fdpca-case-judge-dismisses-hate-crime-count-from-tcpa-complaint/comparison-is-the-thief-of-joy/</loc>
		<lastmod>2021-06-21T11:59:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/22/daily-digest-june-22-judge-grants-motions-to-compel-dismiss-in-fdcpa-tcpa-class-action-conn-regulator-fines-agency-10k-for-operating-without-license/its-not-the-answer-that-enlightens-but-the-question/</loc>
		<lastmod>2021-06-22T11:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-ask-the-legal-expert/ask-the-legal-expert/</loc>
		<lastmod>2021-06-22T13:44:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off/talk-off-episode-5/</loc>
		<lastmod>2021-06-22T13:45:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-pre-recorded-call-cases-under-the-tcpa-what-you-need-to-know/pre-recorded-call-cases-under-the-tcpa-what-you-need-to-know/</loc>
		<lastmod>2021-06-22T13:46:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-kpis-you-should-be-tracking-2/kpis-you-should-be-tracking-1/</loc>
		<lastmod>2021-06-22T13:47:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-you-need-to-know-about-the-new-medical-debt-legislation-in-maryland-and-nevada-even-if-you-dont-collect-medical-debt/what-you-need-to-know-about-the-new-medical-debt-legislation-in-maryland-and-nevada-even-if-you-dont-collect-medical-debt/</loc>
		<lastmod>2021-06-22T13:48:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/23/daily-digest-june-23-bedard-continues-breakdown-of-validation-information-disclosures-judge-grants-motion-to-compel-in-class-action/the-root-of-suffering-is-attachment/</loc>
		<lastmod>2021-06-23T11:55:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-handling-investigations-by-state-regulators/handling-investigations-by-state-regulators/</loc>
		<lastmod>2021-06-23T16:36:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/24/getting-to-know-nick-prola-of-professional-finance-company/nick-prola-1/</loc>
		<lastmod>2021-06-24T10:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/24/daily-digest-june-24-getting-to-know-nick-prola-of-professional-finance-company-judge-partially-grants-msj-for-defendant-in-fdcpa-case/a-heart-thats-broken-is-a-heart-thats-loved/</loc>
		<lastmod>2021-06-24T11:57:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/25/industry-icon-robbie-malone-passes-away/robbie-malone-2/</loc>
		<lastmod>2021-06-24T15:43:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/25/compliance-digest-june-28-2/dustin-alonzo/</loc>
		<lastmod>2021-06-24T23:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/25/friends-and-colleagues-share-memories-of-robbie-malone/nick-prola/</loc>
		<lastmod>2021-06-25T10:20:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/25/friends-and-colleagues-share-memories-of-robbie-malone/dale-golden/</loc>
		<lastmod>2021-06-25T10:22:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/25/daily-digest-june-25-industry-icon-robbie-malone-passes-away-judge-approves-100k-settlement-in-fcra-class-action-against-collector/only-dead-fish-go-with-the-flow/</loc>
		<lastmod>2021-06-25T12:07:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/28/daily-digest-june-28-nevada-regulator-answers-questions-about-new-law-industry-seizes-on-footnote-in-scotus-ruling-to-make-case-for-hunstein-rehearing/work-for-a-cause-not-for-applause/</loc>
		<lastmod>2021-06-28T11:59:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/29/daily-digest-june-29-industry-sues-nevada-to-block-collection-law-judge-grants-msj-for-defendant-over-credit-karma-report/it-is-amazing-what-can-be-accomplished-when-nobody-cares-about-who-gets-the-credit/</loc>
		<lastmod>2021-06-29T12:02:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/06/30/daily-digest-june-30-judge-grants-motion-on-pleadings-for-defense-in-fdcpa-case-over-avila-disclosure-cfpb-fines-debt-relief-company-150k/we-may-encounter-many-defeats-but-we-must-never-be-defeated/</loc>
		<lastmod>2021-06-30T11:56:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/01/getting-to-know-kelsi-hamilton-of-dynamic-collectors/kelsi-hamilton/</loc>
		<lastmod>2021-07-01T10:23:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/01/daily-digest-july-1-getting-to-know-kelsi-hamilton-of-dynamic-collectors-judge-partially-denies-motion-for-judgment-in-fcra-fdcpa-case/imagine-will-all-your-mind-believe-with-all-your-heart-achieve-with-all-your-might/</loc>
		<lastmod>2021-07-01T11:58:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/01/daily-digest-july-1-getting-to-know-kelsi-hamilton-of-dynamic-collectors-judge-partially-denies-motion-for-judgment-in-fcra-fdcpa-case/imagine-with-all-your-mind-believe-with-all-your-heart-achieve-with-all-your-might/</loc>
		<lastmod>2021-07-01T11:58:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/02/daily-digest-july-2-judge-orders-parties-in-fdcpa-class-action-to-submit-briefs-following-scotus-ruling-judge-uses-first-amendment-to-grant-mtd-in-fdcpa-case/there-is-only-one-way-to-find-out-where-the-line-is-and-thats-to-cross-it/</loc>
		<lastmod>2021-07-02T12:06:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/04/compliance-digest-july-6-2/ron-canter-1/</loc>
		<lastmod>2021-07-04T13:25:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-managing-the-agency-creditor-relationship/managing-the-agencycreditor-relationship/</loc>
		<lastmod>2021-07-05T17:30:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-an-update-on-stir-shaken-call-blocking-and-call-labeling/an-update-on-stirshaken-call-blocking-and-call-labeling/</loc>
		<lastmod>2021-07-05T17:32:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-does-a-good-anti-hunstein-case-look-like/what-does-a-good-anti-hunstein-case-look-like/</loc>
		<lastmod>2021-07-05T17:35:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/06/daily-digest-july-6-judge-uses-tu-ruling-to-grant-mtd-in-fdcpa-case-people-still-slow-to-look-for-work/dont-quit-your-daydream/</loc>
		<lastmod>2021-07-06T11:59:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/07/daily-digest-july-7-appeals-court-reverses-dismissal-of-fdcpa-suit-over-barcode-on-envelope-new-student-loan-licensing-law-in-mass-now-in-effect/the-quickest-way-to-double-your-money-is-to-fold-it-over-and-put-it-back-in-your-pocket/</loc>
		<lastmod>2021-07-07T11:59:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/08/getting-to-know-dale-golden-of-golden-scaz-gagain-and-the-compliance-law-firm/dale-golden-1/</loc>
		<lastmod>2021-07-08T10:18:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/08/daily-digest-july-8-getting-to-know-dale-golden-judge-grants-msj-for-agency-in-fcra-fdcpa-case-over-disputed-debt/judging-a-person-does-not-define-who-they-are-it-defines-who-you-are/</loc>
		<lastmod>2021-07-08T12:01:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-understanding-the-sovereign-citizens-movement/understanding-the-sovereign-citizens-movement-1/</loc>
		<lastmod>2021-07-08T16:44:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-role-playing-the-talk-off/role-playing-the-talk-off/</loc>
		<lastmod>2021-07-08T16:45:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-dealing-with-disputes-2/dealing-with-disputes-2/</loc>
		<lastmod>2021-07-08T16:47:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-get-compliance-to-sign-off-on-your-new-technology-investment/how-to-get-compliance-to-sign-off-on-your-new-technology-investment/</loc>
		<lastmod>2021-07-08T16:48:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-all-the-hidden-problems-in-regulation-f/all-the-hidden-problems-in-regulation-f/</loc>
		<lastmod>2021-07-08T16:50:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-all-the-hidden-problems-in-regulation-f/logo-a/</loc>
		<lastmod>2021-07-08T16:50:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/12/compliance-digest-july-12-2/jason-tompkins-1/</loc>
		<lastmod>2021-07-08T23:01:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/09/daily-digest-july-9-judge-denies-certification-in-fdcpa-suit-pheaa-getting-out-of-federal-student-loan-servicing/its-better-to-be-a-lion-for-a-day-than-be-a-sheep-all-your-life/</loc>
		<lastmod>2021-07-09T11:57:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/12/compliance-digest-july-12-2/john-marees/</loc>
		<lastmod>2021-07-10T00:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/12/compliance-digest-july-12-2/carlos-ortiz-3/</loc>
		<lastmod>2021-07-12T11:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/12/daily-digest-july-12-ed-dept-cancels-more-loans-wh-seeks-to-slow-bank-mergers-give-consumers-more-control-of-their-financial-data/a-good-life-is-when-you-assume-nothing-do-more-need-less-smile-often-dream-big-laugh-a-lot-and-realize-how-blessed-you-are/</loc>
		<lastmod>2021-07-12T11:58:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-is-there-still-a-place-in-the-arm-industry-for-a-small-agency/is-there-still-a-place-in-the-arm-industry-for-a-small-agency/</loc>
		<lastmod>2021-07-13T00:23:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-when-each-contact-counts-meeting-the-cfpb-7x7-with-intelligent-contact-data/when-each-contact-counts-meeting-the-cfpb-7x7-with-intelligent-contact-data/</loc>
		<lastmod>2021-07-13T00:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-7-15-2021/talk-off-episode-8/</loc>
		<lastmod>2021-07-13T00:28:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/13/daily-digest-july-13-emergency-collection-bills-introduced-in-d-c-cfpb-issues-consent-order-against-fintech-lender/stress-anxiety-and-depression-are-all-caused-when-we-are-living-to-please-others/</loc>
		<lastmod>2021-07-13T11:59:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/14/daily-digest-july-14-senate-republicans-call-out-chopra-judge-grants-msj-for-defense-in-fdcpa-class-action/i-survived-because-the-fire-inside-me-burned-brighter-than-the-fire-around-me/</loc>
		<lastmod>2021-07-14T11:56:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/15/getting-to-know-william-marohn-of-tobin-marohn/william-marohn/</loc>
		<lastmod>2021-07-15T10:20:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/15/daily-digest-july-15-getting-to-know-william-marohn-of-tobin-sdny-judge-grants-mtd-in-fdcpa-case-over-settlement-language-in-letter/it-doesnt-pay-to-get-discouraged-keeping-busy-and-making-optimism-a-way-of-life-can-restore-your-faith-in-yourself/</loc>
		<lastmod>2021-07-15T11:56:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-much-your-lack-of-investment-in-technology-is-costing-you/how-much-your-lack-of-investment-in-technology-is-costing-you/</loc>
		<lastmod>2021-07-15T16:06:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-why-arent-you-texting-and-emailing-yet-overcoming-objections-against-texting-and-emailing/why-arent-you-texting-and-emailing-yet-overcoming-objections-against-texting-and-emailing/</loc>
		<lastmod>2021-07-15T16:08:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-debt-settlement-101-understanding-how-best-to-work-accounts-and-increase-recoveries/debt-settlement-101-understanding-how-best-to-work-accounts-and-increase-recoveries/</loc>
		<lastmod>2021-07-15T16:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-policies-and-procedures-do-you-need-to-have/what-policies-and-procedures-do-you-need-to-have/</loc>
		<lastmod>2021-07-15T16:13:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-tips-to-avoid-violating-the-automatic-stay/paul-hammer/</loc>
		<lastmod>2021-07-15T16:21:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/19/compliance-digest-july-19/lauren-campisi/</loc>
		<lastmod>2021-07-16T04:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/16/daily-digest-july-16-appeals-court-affirms-ruling-for-defendants-in-fcra-cases-understanding-the-importance-of-technology/flowers-grow-back-even-after-the-harshest-winters-you-will-too/</loc>
		<lastmod>2021-07-16T11:59:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/19/aca-international-2021-annual-convention-expo-comes-to-las-vegas-next-week/cv21-social-media81/</loc>
		<lastmod>2021-07-19T11:12:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/19/compliance-digest-july-19/meagan-mihalko-1/</loc>
		<lastmod>2021-07-19T11:24:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/19/daily-digest-july-19-appeals-court-rules-some-private-student-loans-can-be-discharged-indebted-raises-25m/people-lose-their-way-when-they-lose-their-why/</loc>
		<lastmod>2021-07-19T11:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/20/daily-digest-july-20-fdcpa-class-action-filed-against-law-firm-debt-buyer-bill-introduced-in-ohio-to-legalize-debt-settlement/we-are-called-to-be-architects-of-the-future-not-its-victims/</loc>
		<lastmod>2021-07-20T12:03:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/21/daily-digest-july-21-defendant-in-barcode-case-filed-en-banc-petition-amount-of-medical-debt-placed-with-agencies-tops-140b/a-champion-does-it-like-he-loves-it-even-when-he-doesnt/</loc>
		<lastmod>2021-07-21T12:04:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/22/getting-to-know-kristyn-leffler-of-resurgent-capital-services/kristyn-leffler/</loc>
		<lastmod>2021-07-22T10:25:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/22/daily-digest-july-22-getting-to-know-kristyn-leffler-of-resurgent-capital-services-bedard-continues-analysis-of-validation-information/i-may-not-be-the-best-but-i-sure-am-trying-my-best/</loc>
		<lastmod>2021-07-22T11:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/26/compliance-digest-july-26/jessica-klander/</loc>
		<lastmod>2021-07-22T22:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/23/daily-digest-july-23-crypto-firm-hires-kraninger-house-passes-bill-to-help-ftc-levy-fines/time-does-not-change-people-time-reveals-the-real-face-of-people/</loc>
		<lastmod>2021-07-23T11:59:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/26/daily-digest-july-26-judge-dismisses-6-hunstein-cases-appeals-court-overturns-59m-penalty-in-cfpb-suit/new-beginnings-are-often-disguised-as-painful-endings/</loc>
		<lastmod>2021-07-26T11:59:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/02/compliance-digest-august-2/leslie-bender-4/</loc>
		<lastmod>2021-07-26T13:36:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/27/daily-digest-july-27-conn-regulator-fines-agency-10k-judge-grants-msj-in-case-over-disputed-debt/we-cannot-solve-our-problems-with-the-same-thinking-we-used-when-we-created-them/</loc>
		<lastmod>2021-07-27T12:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/28/daily-digest-july-28-acas-convention-kicks-off-in-person-bedard-discusses-new-validation-period-requirements/if-youre-not-failing-every-now-and-again-its-a-sign-youre-not-doing-anything-very-innovative/</loc>
		<lastmod>2021-07-28T09:44:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/29/getting-to-know-david-speed-of-nationwide-credit-corp/david-speed/</loc>
		<lastmod>2021-07-29T06:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/29/report-from-day-one-of-aca-internationals-convention/img_1250/</loc>
		<lastmod>2021-07-29T07:29:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/29/daily-digest-july-29-getting-to-know-david-speed-of-nationwide-credit-report-from-day-1-of-acas-convention/life-is-the-most-difficult-exam-many-people-fail-because-they-try-to-copy-others-not-realizing-that-everyone-has-a-different-question-paper/</loc>
		<lastmod>2021-07-29T07:53:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/07/30/daily-digest-july-30-remote-work-sb248-and-more-discussed-at-aca-judge-partially-denies-mtd-in-fdcpa-case/in-any-given-moment-we-have-two-options-to-step-forward-into-growth-or-to-step-back-into-safety/</loc>
		<lastmod>2021-07-30T12:06:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/02/daily-digest-august-2-reg-f-going-into-effect-nov-30-judge-grants-motions-for-sanctions-in-fdcpa-case/the-adventure-of-life-is-to-learn-the-purpose-of-life-is-to-grow-the-nature-of-life-is-to-change/</loc>
		<lastmod>2021-08-02T12:04:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/regulation-f-creditor-video-series/chris-morris/</loc>
		<lastmod>2021-08-02T22:45:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/03/lawsuits-cfpb-complaints-jump-in-june-webrecon/screen-shot-2021-08-03-at-06-58-01/</loc>
		<lastmod>2021-08-03T11:06:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/03/daily-digest-august-3-judge-grants-msj-for-defendant-in-fdcpa-vicarious-liability-case-n-m-announces-phased-restart-to-garnishments/our-anxiety-does-not-come-from-thinking-about-the-future-but-from-wanting-to-control-it/</loc>
		<lastmod>2021-08-03T11:51:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-developing-the-optimal-workflow-for-your-collection-process/developing-the-optimal-workflow-for-your-collection-process/</loc>
		<lastmod>2021-08-03T18:06:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-answering-your-questions-about-regulation-f-and-the-finalized-effective-date/answering-your-questions-about-regulation-f-and-the-finalized-effective-date/</loc>
		<lastmod>2021-08-03T18:08:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-answering-your-questions-about-regulation-f-and-the-finalized-effective-date/tratta/</loc>
		<lastmod>2021-08-03T18:09:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-tracking-consent-under-regulation-f/tracking-consent-under-regulation-f/</loc>
		<lastmod>2021-08-03T18:10:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-11-2/talk-off-episode-11/</loc>
		<lastmod>2021-08-03T18:12:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-mapping-out-legal-strategies/mapping-out-legal-strategies-1/</loc>
		<lastmod>2021-08-03T18:14:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-train-great-collectors-right-from-the-get-go/how-to-train-great-collectors-right-from-the-get-go/</loc>
		<lastmod>2021-08-03T18:17:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-plaintiffs-attorneys-sound-off-on-regulation-f/plaintiffs-attorneys-sound-off-on-regulation-f/</loc>
		<lastmod>2021-08-03T18:18:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/04/daily-digest-august-4-collector-defeats-mtd-in-suit-against-s-c-ag-judge-grants-mtd-in-fdcpa-case-over-legal-warnings-in-letters/everything-you-want-is-on-the-other-side-of-hard/</loc>
		<lastmod>2021-08-04T11:52:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/05/getting-to-know-jason-hiland-of-attunely/jason-hiland-2/</loc>
		<lastmod>2021-08-05T11:02:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/05/daily-digest-august-5-getting-to-know-jason-hiland-of-attunely-third-circuit-denies-en-banc-petition-in-barcode-case/rock-bottom-became-the-solid-foundation-on-which-i-rebuilt-my-life/</loc>
		<lastmod>2021-08-05T12:03:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/09/compliance-digest-august-9/jonathan-hoffmann/</loc>
		<lastmod>2021-08-05T13:56:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-identify-and-assess-acquisition-targets/how-to-identify-and-assess-acquisition-targets/</loc>
		<lastmod>2021-08-05T16:31:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-negotiation-strategies-to-maximize-recoveries/negotiation-strategies-to-maximize-recoveries/</loc>
		<lastmod>2021-08-05T16:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/06/barbara-barron-founder-of-barron-newburger-passes-away/barbara-barron/</loc>
		<lastmod>2021-08-06T10:29:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/06/daily-digest-august-6-court-upholds-286k-ruling-against-plaintiff-in-tcpa-action-ma-deal-volume-cools-in-2q/if-you-want-your-children-to-be-intelligent-read-them-fairy-tales-if-you-want-them-to-be-more-intelligent-read-them-more-fairy-tales/</loc>
		<lastmod>2021-08-06T12:04:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/09/daily-digest-august-9-utah-judge-grants-mtd-in-fdcpa-case-over-lack-of-license-student-loan-moratorium-extended-into-2022/i-ask-not-for-a-lighter-burden-but-for-broader-shoulders/</loc>
		<lastmod>2021-08-09T11:58:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/10/daily-digest-august-10-mdnc-judge-grants-mtd-in-fdcpa-class-action-dfpi-fines-student-loan-debt-relief-company-1-4m/a-person-often-meets-his-destiny-on-the-road-he-took-to-avoid-it/</loc>
		<lastmod>2021-08-10T11:59:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-difference-between-machine-learning-artificial-intelligence-and-how-they-are-being-applied-to-the-arm-industry/the-difference-between-machine-learning-artificial-intelligence-and-how-they-are-being-applied-to-the-arm-industry-1/</loc>
		<lastmod>2021-08-10T14:39:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-difference-between-machine-learning-artificial-intelligence-and-how-they-are-being-applied-to-the-arm-industry/the-difference-between-machine-learning-artificial-intelligence-and-how-they-are-being-applied-to-the-arm-industry-2/</loc>
		<lastmod>2021-08-10T14:39:25+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-working-with-consumers-who-have-filed-for-bankruptcy/working-with-consumers-who-have-filed-for-bankruptcy/</loc>
		<lastmod>2021-08-10T14:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-reassigned-number-database-and-regulation-f-everything-you-need-to-know/the-reassigned-number-database-and-regulation-f-everything-you-need-to-know-1/</loc>
		<lastmod>2021-08-10T14:43:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/11/daily-digest-august-11-fla-judge-rules-calling-pattern-not-abusive-bedard-analyzes-tear-off/each-new-chapter-of-our-lives-requires-an-old-part-of-us-to-fall-and-a-new-part-to-rise/</loc>
		<lastmod>2021-08-11T12:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-building-permanent-hybrid-work-from-home-business-models/building-permanent-hybridwork-from-home-business-models/</loc>
		<lastmod>2021-08-11T15:29:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/12/getting-to-know-chad-echols-of-the-echols-firm/chad-echols/</loc>
		<lastmod>2021-08-12T10:20:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/12/daily-digest-august-12-getting-to-know-chad-echols-judge-grants-mtd-over-credit-reporting-statement/remember-how-far-youve-come-not-just-how-far-you-have-to-go-you-are-not-where-you-want-to-be-but-neither-are-you-where-you-used-to-be/</loc>
		<lastmod>2021-08-12T12:02:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/13/credit-card-limits-back-on-rise-for-most-types-of-consumers-cfpb/screen-shot-2021-08-13-at-07-03-38/</loc>
		<lastmod>2021-08-13T11:03:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/13/credit-card-limits-back-on-rise-for-most-types-of-consumers-cfpb/screen-shot-2021-08-13-at-07-06-26/</loc>
		<lastmod>2021-08-13T11:06:41+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/13/daily-digest-august-13-collector-to-turn-over-20m-in-accounts-under-settlement-with-ga-ag-judge-grants-mtd-in-class-action/if-the-grass-looks-greener-on-the-other-side-start-watering-yours/</loc>
		<lastmod>2021-08-13T11:57:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/16/daily-digest-august-16-did-he-or-didnt-he-error-leads-judge-to-overturn-verdict-in-fdcpa-class-action/teamwork-divides-the-task-and-multiplies-the-success/</loc>
		<lastmod>2021-08-16T11:54:14+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/08/17/daily-digest-august-17-appeals-court-upholds-win-for-defendant-in-fdcpa-case-ny-dfs-superintendent-announces-resignation/if-you-look-to-others-for-fulfillment-you-will-never-truly-be-fulfilled/</loc>
		<lastmod>2021-08-17T11:52:33+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/08/18/daily-digest-august-18-bedard-discusses-validation-information-exception-judge-rules-for-defendants-in-two-fdcpa-current-creditor-cases/even-the-smallest-lie-can-break-the-biggest-trust/</loc>
		<lastmod>2021-08-18T11:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/19/getting-to-know-lee-madeline-dowls-of-first-investors-financial-services/lee-madeline-dowls/</loc>
		<lastmod>2021-08-19T10:15:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/08/19/daily-digest-august-19-getting-to-know-lee-madeline-dowls-appeals-court-affirms-ruling-for-plaintiff-in-fdcpa-bfe-case/our-character-isnt-defined-by-the-battles-we-win-or-lose-but-those-we-dare-to-fight/</loc>
		<lastmod>2021-08-19T12:00:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-making-the-decision-to-go-legal-how-to-know-when-to-file-collection-lawsuits/making-the-decision-to-go-legal-how-to-know-when-to-file-collection-lawsuits/</loc>
		<lastmod>2021-08-19T13:59:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-making-the-decision-to-go-legal-how-to-know-when-to-file-collection-lawsuits/barton-law-group-logo-transparent/</loc>
		<lastmod>2021-08-19T14:00:07+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-making-the-decision-to-go-legal-how-to-know-when-to-file-collection-lawsuits/barton-law-group-logo/</loc>
		<lastmod>2021-08-19T14:00:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-must-haves-and-the-should-haves-of-regulation-f/the-must-haves-and-the-should-haves-of-regulation-f/</loc>
		<lastmod>2021-08-19T14:04:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-perfecting-call-calibration-sessions/perfecting-call-calibration-sessions/</loc>
		<lastmod>2021-08-19T14:06:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-building-a-self-service-collection-process-from-the-ground-up/building-a-self-service-collection-process-from-the-ground-up-1/</loc>
		<lastmod>2021-08-19T14:08:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-building-a-self-service-collection-process-from-the-ground-up/logo-a-2/</loc>
		<lastmod>2021-08-19T14:09:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-main-event-leaving-messages-is-a-good-idea-for-collectors/the-main-event-leaving-messages-is-a-good-idea/</loc>
		<lastmod>2021-08-19T14:11:49+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-an-update-on-hunstein-and-hunstein-lawsuits/an-update-on-hunstein-and-hunstein-lawsuits/</loc>
		<lastmod>2021-08-19T14:13:51+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-making-sense-of-the-itemization-date-requirements/making-sense-of-the-itemization-date-requirements/</loc>
		<lastmod>2021-08-19T17:16:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/20/daily-digest-august-20-arizona-group-pushing-for-medical-debt-collection-law-fewer-consumers-missing-debt-payments/never-beg-for-a-seat-when-you-can-build-your-own-table/</loc>
		<lastmod>2021-08-20T11:56:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/23/compliance-digest-august-23/chuck-dodge/</loc>
		<lastmod>2021-08-23T09:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/23/daily-digest-august-23-judge-denies-plaintiffs-motions-in-hunstein-cases-senators-accuse-student-loan-servicer-ceo-of-lying/we-know-what-we-are-but-know-not-what-we-may-be/</loc>
		<lastmod>2021-08-23T12:02:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/24/lawsuits-down-but-repeat-filers-keep-busy-webrecon/screen-shot-2021-08-24-at-07-07-30/</loc>
		<lastmod>2021-08-24T11:09:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/24/daily-digest-august-24-ontario-systems-continues-buying-spree-judge-grants-msj-for-defendant-in-fdcpa-case/discipline-is-the-bridge-between-goals-and-accomplishment/</loc>
		<lastmod>2021-08-24T11:53:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/25/advocates-on-dfpi-debt-collection-committee-make-suggestions-to-reform-legal-collections/idea-2/</loc>
		<lastmod>2021-08-25T11:29:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/25/daily-digest-august-25-judge-grants-msj-over-letter-that-was-never-read-plaintiffs-in-nev-collection-suit-seek-to-amend-complaint/the-past-is-in-your-head-the-future-is-in-your-hands/</loc>
		<lastmod>2021-08-25T11:56:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/26/getting-to-know-justin-russell-of-vengroff-williams/justin-russell-2/</loc>
		<lastmod>2021-08-25T21:49:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/26/daily-digest-august-26-getting-to-know-justin-russell-judge-grants-mtd-in-fdcpa-class-action/success-is-not-an-activity-but-a-process/</loc>
		<lastmod>2021-08-26T11:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-14/talk-off-episode-14-1/</loc>
		<lastmod>2021-08-26T12:28:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-role-playing-and-discussing-different-talk-off-scenarios/role-playing-and-discussing-different-talk-off-scenarios-1/</loc>
		<lastmod>2021-08-26T12:30:47+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-growing-leaders-within-your-company/growing-leaders-within-your-company/</loc>
		<lastmod>2021-08-26T12:32:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-a-deep-dive-on-your-electronic-communications-policies-procedures/a-deep-dive-on-your-electronic-communications-policies-procedures/</loc>
		<lastmod>2021-08-26T12:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-a-conversation-with-plaintiffs-attorneys-about-disputes/a-conversation-with-plaintiffs-attorneys-about-disputes/</loc>
		<lastmod>2021-08-26T12:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-everything-you-need-to-know-about-the-california-licensing-law/everything-you-need-to-know-about-the-california-licensing-law/</loc>
		<lastmod>2021-08-26T12:43:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/27/daily-digest-august-27-judge-grants-mtd-on-all-counts-but-one-in-fdcpa-class-action-1-1b-in-student-loans-canceled/small-steps-in-the-right-direction-are-better-than-big-steps-in-the-wrong-direction/</loc>
		<lastmod>2021-08-27T11:56:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/30/daily-digest-august-30-judge-denies-motion-to-compel-in-fdcpa-class-action-how-experts-are-interpreting-latest-legal-rulings/your-goals-minus-your-doubts-equal-your-reality/</loc>
		<lastmod>2021-08-30T12:19:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/07/compliance-digest-september-7/nicole-strickler-4/</loc>
		<lastmod>2021-08-30T20:07:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/08/31/daily-digest-august-31-noted-plaintiffs-attorney-resigns-from-practice-of-law-judge-grants-mtd-over-offer-of-more-credit-in-letter/dont-talk-just-act-dont-say-just-show-dont-promise-just-prove/</loc>
		<lastmod>2021-08-31T12:19:27+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/01/daily-digest-september-1-appeals-court-reverses-ruling-for-plaintiff-mass-ag-fines-debt-settlement-co-1m/replace-excuses-with-effort-replace-laziness-with-determination-and-everything-else-will-fall-into-place/</loc>
		<lastmod>2021-09-01T11:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-15/talk-off-episode-15/</loc>
		<lastmod>2021-09-01T16:15:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-fix-the-model-validation-notice/how-to-fix-the-model-validation-notice/</loc>
		<lastmod>2021-09-01T16:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-connect-with-consumers/how-to-teach-collectors-to-connect-with-consumers/</loc>
		<lastmod>2021-09-01T16:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-best-rebuttals/the-best-rebuttals/</loc>
		<lastmod>2021-09-01T16:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/02/getting-to-know-michael-zomcik-of-rent-recovery-solutions/michael-zomcik/</loc>
		<lastmod>2021-09-02T10:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/02/daily-digest-september-2-getting-to-know-michael-zomcik-of-rent-recovery-solutions-calif-passes-debt-collection-assignment-notification-bill/push-harder-than-yesterday-if-you-want-a-different-tomorrow/</loc>
		<lastmod>2021-09-02T11:59:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/03/daily-digest-september-3-agency-owner-sentenced-for-defrauding-clients-cfpb-denies-petition-from-debt-buyer-to-amend-cid/be-yourself-but-always-your-better-self/</loc>
		<lastmod>2021-09-03T12:02:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/07/more-consumers-taking-on-new-type-of-debt-calls-for-regulation-get-louder/buy-now-pay-later-bnpl/</loc>
		<lastmod>2021-09-07T10:18:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/07/daily-digest-september-7-judge-grants-msj-for-defendant-in-fdcpa-class-action-more-consumers-taking-on-new-kind-of-debt/forgive-your-younger-self-believe-in-your-current-self-create-your-future-self/</loc>
		<lastmod>2021-09-07T11:25:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/08/daily-digest-september-8-collector-settles-with-mass-ag-to-pay-2-25m-fine-judge-denies-stay-in-hunstein-copycat-case/when-you-focus-on-problems-you-get-more-problems-when-you-focus-on-possibilities-you-have-more-opportunities/</loc>
		<lastmod>2021-09-08T11:19:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-work-with-your-clients-to-get-ready-for-regulation-f/how-to-work-with-your-clients-to-get-ready-for-regulation-f/</loc>
		<lastmod>2021-09-09T00:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-readiness-audits-everything-you-need-to-know/regulation-f-readiness-audits-everything-you-need-to-know/</loc>
		<lastmod>2021-09-09T00:36:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-getting-your-company-to-buy-into-your-policies-and-procedures/getting-your-company-to-buy-into-your-policies-and-procedures/</loc>
		<lastmod>2021-09-09T00:37:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-regulation-f-and-the-fdcpa-will-work-together/how-regulation-f-and-the-fdcpa-will-work-together/</loc>
		<lastmod>2021-09-09T00:38:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/09/getting-to-know-ken-rowen-of-cmre-financial-services/ken-rowen/</loc>
		<lastmod>2021-09-09T10:06:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/09/daily-digest-september-9-getting-to-know-ken-rowen-washington-ag-reaches-1-6m-settlement-with-convergent/if-we-were-meant-to-stay-in-one-place-we-would-have-roots-instead-of-feet/</loc>
		<lastmod>2021-09-09T11:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-developing-the-optimal-and-compliant-workflow-for-your-law-firm/developing-the-optimal-and-compliant-workflow-for-your-law-firm/</loc>
		<lastmod>2021-09-09T15:39:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-effective-online-collection-strategies/effective-online-collection-strategies/</loc>
		<lastmod>2021-09-09T15:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-where-you-should-be-in-your-reg-f-preparation/where-you-should-be-in-your-reg-f-preparation/</loc>
		<lastmod>2021-09-09T15:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-developing-the-optimal-and-compliant-workflow-for-your-law-firm/developing-the-optimal-and-compliant-workflow-for-your-law-firm-1/</loc>
		<lastmod>2021-09-09T16:17:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/10/daily-digest-september-10-appeals-court-reverses-ruling-in-tcpa-case-collector-settles-religious-discrimination-suit/you-spend-most-of-your-life-in-your-head-make-it-a-nice-place-to-be/</loc>
		<lastmod>2021-09-10T11:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/13/new-platform-offers-innovative-options-to-repay-debts/debtle/</loc>
		<lastmod>2021-09-13T11:03:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/13/daily-digest-september-13-judge-grants-msj-for-defendant-in-fdcpa-case-colo-ag-reaches-3m-settlement-with-auto-lender/life-offers-you-so-many-doors-it-is-up-to-you-to-choose-which-ones-to-open-and-which-to-close/</loc>
		<lastmod>2021-09-13T11:34:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/14/daily-digest-september-14-judge-grants-msj-for-defendant-in-fdcpa-case-facebook-launches-commercial-debt-collection-program/not-all-storms-come-to-disrupt-your-life-some-come-to-clear-your-path/</loc>
		<lastmod>2021-09-14T11:19:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/15/daily-digest-september-15-collectors-share-tips-to-connect-with-consumers-appeals-court-affirms-ruling-for-defendant-in-fdcpa-case/you-should-never-regret-anything-in-life-if-its-good-its-wonderful-if-its-bad-it-is-experience/</loc>
		<lastmod>2021-09-15T11:31:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-16-2/talk-off-episode-16/</loc>
		<lastmod>2021-09-16T01:16:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-where-you-should-be-in-your-reg-f-preparation-2/where-you-should-be-in-your-reg-f-preparation-2/</loc>
		<lastmod>2021-09-16T01:18:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-qa/regulation-f-qa-1/</loc>
		<lastmod>2021-09-16T01:19:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-building-an-omnichannel-communication-strategy-to-comply-with-reg-f/building-an-omnichannel-communication-strategy-to-comply-with-reg-f-1/</loc>
		<lastmod>2021-09-16T01:21:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-main-event-credit-reporting-is-a-good-idea-for-collectors/the-main-event-credit-reporting-is-a-good-idea/</loc>
		<lastmod>2021-09-16T01:22:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-best-score-your-accounts/how-to-best-score-your-accounts/</loc>
		<lastmod>2021-09-16T01:23:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-creditors-get-your-collection-questions-answered/creditors-get-your-collection-questions-answered/</loc>
		<lastmod>2021-09-16T01:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/16/getting-to-know-trace-dillon-of-gulf-coast-collection-bureau/trace-dillon/</loc>
		<lastmod>2021-09-16T09:47:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/16/daily-digest-september-16-getting-to-know-trace-dillon-of-gulf-coast-collection-bureau-indebted-announces-four-day-workweek/when-was-the-last-time-you-did-something-for-the-first-time/</loc>
		<lastmod>2021-09-16T11:30:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/17/daily-digest-september-17-judge-grants-mtd-in-case-over-allegedly-insufficient-validation-information-how-pandemic-affected-debt-burdens/to-argue-with-a-person-who-has-renounced-the-use-of-reason-is-like-administering-medicine-to-the-dead/</loc>
		<lastmod>2021-09-17T11:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/20/daily-digest-september-20-appeals-court-overturns-sanctions-renters-at-risk/you-carry-the-passport-to-your-own-happiness/</loc>
		<lastmod>2021-09-20T11:44:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/21/daily-digest-september-21-judge-dismisses-fdcpa-suit-mass-leg-holds-hearing-on-caller-id-bill/what-you-think-you-become-what-you-feel-you-attract-what-you-imagine-you-create/</loc>
		<lastmod>2021-09-21T11:49:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/22/daily-digest-september-22-bedard-continues-breakdown-of-model-validation-notice-judge-partially-dismisses-fdcpa-class-action/look-at-usual-things-with-unusual-eyes/</loc>
		<lastmod>2021-09-22T11:27:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/23/getting-to-know-scott-morris-of-tromberg-morris-poulin/scott-morris/</loc>
		<lastmod>2021-09-23T09:53:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/23/daily-digest-september-23-getting-to-know-scott-morris-dfpi-fines-collector-375k/the-most-effective-way-to-cope-with-change-is-to-help-create-it/</loc>
		<lastmod>2021-09-23T11:25:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/24/daily-digest-september-24-w-v-ag-sues-collector-bill-introduced-to-reward-whistleblowers/god-gave-us-mouths-that-close-and-ears-that-dont-that-must-tell-us-something/</loc>
		<lastmod>2021-09-24T11:28:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/27/daily-digest-september-27-calif-gov-signs-collection-id-theft-bill-into-law-hearing-today-on-n-m-medical-debt-collection-bill/apologize-for-your-mistakes-not-your-feelings/</loc>
		<lastmod>2021-09-27T11:26:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/28/cfpb-complaints-keep-skyrocketing-as-lawsuit-totals-rise-more-slowly-webrecon/screen-shot-2021-09-28-at-06-07-46/</loc>
		<lastmod>2021-09-28T10:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/28/daily-digest-september-28-judge-grants-mtd-in-voicemail-fdcpa-case-report-calls-collection-litigation-broken-process/if-it-costs-you-your-peace-it-is-too-expensive/</loc>
		<lastmod>2021-09-28T11:28:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/29/daily-digest-september-29-judge-grants-msj-in-fdcpa-class-action-over-1099c-language-collectors-banned-as-part-of-ftc-settlement/as-we-work-to-create-light-for-others-we-naturally-light-our-own-way/</loc>
		<lastmod>2021-09-29T11:30:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-18-2/talk-off-episode-18/</loc>
		<lastmod>2021-09-30T00:56:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-all-the-unanswered-questions-surrounding-regulation-f/all-the-unanswered-questions-surrounding-regulation-f/</loc>
		<lastmod>2021-09-30T00:57:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-to-put-on-the-back-of-the-model-validation-notice/what-to-put-on-the-back-of-the-model-validation-notice/</loc>
		<lastmod>2021-09-30T00:59:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-finding-and-hiring-new-collectors/finding-and-hiring-new-collectors/</loc>
		<lastmod>2021-09-30T01:02:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-limited-content-messages-how-to-use-them-is-there-anything-beyond-them/limited-content-messages-how-to-use-them-is-there-anything-beyond-them-1/</loc>
		<lastmod>2021-09-30T01:06:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/30/getting-to-know-shaun-ertischek-of-sequium-asset-solutions/shaun-ertischek/</loc>
		<lastmod>2021-09-30T10:01:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/09/30/daily-digest-september-30-getting-to-know-shaun-ertischek-breaking-down-reg-fs-substantially-similar/life-isnt-about-finding-yourself-life-is-about-creating-yourself/</loc>
		<lastmod>2021-09-30T11:26:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/01/cfpb-credit-card-report-breaks-down-debt-collection-market/screen-shot-2021-10-01-at-06-28-06/</loc>
		<lastmod>2021-10-01T10:30:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/01/daily-digest-october-1-chopra-confirmed-by-senate-judge-dismisses-claims-over-calls-to-debtors-mother/i-am-thankful-for-all-those-who-said-no-to-me-its-because-of-them-im-doing-it-myself/</loc>
		<lastmod>2021-10-01T11:43:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/04/report-breaks-down-the-hidden-costs-of-credit-scoring-apps/credit-score/</loc>
		<lastmod>2021-10-04T10:22:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/04/daily-digest-october-4-appeals-court-rules-against-govt-in-fdcpa-case-breaking-down-hidden-costs-of-credit-scoring-apps/the-biggest-source-of-motivation-are-your-own-thoughts-so-think-big-and-motivate-yourself-to-win/</loc>
		<lastmod>2021-10-04T12:03:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/05/ontario-systems-announces-rebranding-name-change/screen-shot-2021-10-05-at-06-21-29/</loc>
		<lastmod>2021-10-05T10:21:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/05/fcc-releases-pricing-for-reassigned-number-database/screen-shot-2021-10-05-at-06-36-10/</loc>
		<lastmod>2021-10-05T10:38:38+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/05/daily-digest-october-5-cfpb-issues-reg-f-faqs-fcc-releases-pricing-for-reassigned-number-database-subscriptions/look-for-something-positive-every-day-even-if-some-days-you-have-to-look-a-little-harder/</loc>
		<lastmod>2021-10-05T11:25:58+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/06/daily-digest-october-6-appeals-court-upholds-ruling-for-medical-provider-in-fdcpa-false-name-case-usps-rolling-out-new-financial-services/a-problem-is-a-chance-for-you-to-do-your-best/</loc>
		<lastmod>2021-10-06T11:30:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/07/getting-to-know-paul-lengyel-of-online-information-services/paul-lengyel-1/</loc>
		<lastmod>2021-10-07T09:52:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/07/daily-digest-october-7-getting-to-know-paul-lengyel-judge-recommends-lowering-attorneys-fees-by-63/its-better-to-walk-alone-than-with-a-crowd-going-in-the-wrong-direction/</loc>
		<lastmod>2021-10-07T11:31:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/08/daily-digest-october-8-judge-dismisses-fdcpa-case-for-lack-of-standing-ftc-sends-800k-to-victims-of-collection-scam/the-usefulness-of-the-cup-is-its-emptiness/</loc>
		<lastmod>2021-10-08T11:27:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/11/daily-digest-october-11-judge-awards-plaintiff-70k-in-damages-fees-ed-dept-creates-student-loan-enforcement-unit/whatever-is-meant-to-happen-always-does/</loc>
		<lastmod>2021-10-11T11:50:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/12/daily-digest-october-12-judge-grants-msj-for-defense-in-fdcpa-case-analysis-breaks-down-cfpb-collection-complaints/being-positive-in-a-negative-situation-is-not-naive-its-leadership/</loc>
		<lastmod>2021-10-12T11:30:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/10/13/daily-digest-october-13-ex-ceo-pleads-guilty-in-pay-to-play-scandal-higher-utility-bills-and-more-shutoffs-causing-problems-for-consumers/laziness-pays-off-overnight-but-hard-work-pays-off-throughout-your-life/</loc>
		<lastmod>2021-10-13T11:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/14/getting-to-know-christopher-mccaleb-of-reliant-capital-solutions/christopher-mccaleb/</loc>
		<lastmod>2021-10-14T10:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/14/getting-to-know-christopher-mccaleb-of-reliant-capital-solutions/christopher-mccaleb-1/</loc>
		<lastmod>2021-10-14T10:08:01+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/14/daily-digest-october-14-getting-to-know-christopher-mccaleb-of-reliant-capital-solutions-no-standing-for-plaintiff-in-hunstein-copycat-case/mindset-is-what-separates-the-best-from-the-rest/</loc>
		<lastmod>2021-10-14T11:26:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/15/cfpb-gets-good-grades-on-plain-language-report-card/typewriter/</loc>
		<lastmod>2021-10-15T10:57:13+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/15/daily-digest-october-15-judge-denies-defendants-motion-for-fees-and-costs-cfpb-gets-good-grades/ctrl-alt-del-control-yourself-alter-your-thoughts-delete-negativity/</loc>
		<lastmod>2021-10-15T11:37:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/18/daily-digest-october-18-judge-remands-fdcpa-case-back-to-state-court-ed-dept-hands-out-student-loan-contracts/we-are-all-broken-thats-how-the-light-gets-in/</loc>
		<lastmod>2021-10-18T11:58:41+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/19/report-shares-details-of-student-loan-restart-proposals/student-loans-2/</loc>
		<lastmod>2021-10-19T10:32:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/19/daily-digest-october-19-judge-grants-mtd-in-fdcpa-hunstein-case-report-shares-details-of-student-loan-restart-proposals/work-is-doing-it-discipline-is-doing-it-every-day-diligence-is-doing-it-well-every-day/</loc>
		<lastmod>2021-10-19T11:42:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/20/daily-digest-october-20-bedard-breaks-down-optional-disclosures-judge-grants-mtd-over-settlement-language/if-youre-looking-for-that-one-person-who-will-change-your-life-look-in-the-mirror/</loc>
		<lastmod>2021-10-20T11:54:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/21/getting-to-know-patricia-cobb-of-ability-recovery-services/patricia-cobb-1/</loc>
		<lastmod>2021-10-21T10:09:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/21/daily-digest-october-21-getting-to-know-patricia-cobb-cfpb-releases-spanish-model-validation-notice/if-you-know-how-quickly-people-forget-the-dead-youll-stop-living-to-impress-people/</loc>
		<lastmod>2021-10-21T11:24:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-best-practices-when-collecting-past-the-statute-of-limitations/best-practices-when-collecting-past-the-statute-of-limitations/</loc>
		<lastmod>2021-10-21T17:57:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-updating-your-website-to-get-ready-for-reg-f/updating-your-website-to-get-ready-for-reg-f/</loc>
		<lastmod>2021-10-21T17:58:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-qa-2/regulation-f-qa-2/</loc>
		<lastmod>2021-10-21T17:59:51+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-making-sure-you-have-the-proper-consent/making-sure-you-have-the-proper-consent/</loc>
		<lastmod>2021-10-21T18:02:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/22/daily-digest-october-22-appeals-court-upholds-ruling-against-collector-cfpb-investigating-tech-giants/never-give-up-on-something-you-really-want-its-difficult-to-wait-but-more-difficult-to-regret/</loc>
		<lastmod>2021-10-22T11:25:25+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/25/compliance-digest-october-25/dale-golden-1-2/</loc>
		<lastmod>2021-10-25T09:18:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/25/compliance-digest-october-25/dale-golden-2/</loc>
		<lastmod>2021-10-25T09:18:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/25/compliance-digest-october-25/shannon-miller-copy/</loc>
		<lastmod>2021-10-25T09:19:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/25/daily-digest-october-25-judge-grants-msj-in-fdcpa-case-hospitals-see-increase-in-adverse-revenue-cycle-events/if-you-dream-of-success-make-sure-you-are-awake/</loc>
		<lastmod>2021-10-25T11:28:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/26/daily-digest-october-26-judge-denies-defendants-motion-in-fdcpa-bk-case-creditor-fined-10k-for-collecting-debts-in-different-name/if-you-have-a-heartbeat-theres-still-time-for-your-dreams/</loc>
		<lastmod>2021-10-26T11:29:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/27/daily-digest-october-27-bedard-breaks-down-mvns-optional-disclosures-judge-grants-mtd-in-fdcpa-case/if-you-arent-willing-to-learn-no-one-can-help-you-if-you-are-determined-to-learn-no-one-can-stop-you/</loc>
		<lastmod>2021-10-27T11:25:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/28/getting-to-know-jim-beck-of-mrs-bpo/jim-beck-2/</loc>
		<lastmod>2021-10-28T10:01:13+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/28/daily-digest-october-28-getting-to-know-jim-beck-of-mrs-bpo-judge-grants-transfer-in-a-hunstein-case/a-happy-life-consists-not-in-the-absence-but-in-the-mastery-of-hardships/</loc>
		<lastmod>2021-10-28T11:28:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/01/compliance-digest-november-1/leah-strickland/</loc>
		<lastmod>2021-10-28T20:27:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/10/29/daily-digest-october-29-eleventh-circuit-doubles-down-on-hunstein-ruling-judge-grants-mtd-even-though-letter-lacked-clarity/if-the-millennium-falcon-can-fall-apart-continuously-for-decades-and-still-be-cool-and-kick-ass-then-so-can-you/</loc>
		<lastmod>2021-10-29T11:26:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-has-hunstein-gone-away/has-hunstein-gone-away/</loc>
		<lastmod>2021-10-31T17:53:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-capturing-and-managing-communication-preferences/capturing-and-managing-communication-preferences/</loc>
		<lastmod>2021-10-31T17:56:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-understanding-new-yorks-new-large-print-disclosure-requirement/understanding-new-yorks-new-large-print-disclosure-requirement/</loc>
		<lastmod>2021-10-31T17:58:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-unpacking-the-cfpbs-new-guidance-on-the-mvn-and-validation-information/breaking-down-the-cfpbs-reg-f-faqs/</loc>
		<lastmod>2021-10-31T18:03:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-keep-employees-from-leaving/how-to-keep-employees-from-leaving/</loc>
		<lastmod>2021-10-31T18:04:41+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-many-different-types-of-letters-you-will-need-under-reg-f/how-many-different-types-of-letters-you-will-need-under-reg-f/</loc>
		<lastmod>2021-10-31T18:07:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-is-your-technology-ready-for-regulation-f/is-your-technology-ready-for-regulation-f/</loc>
		<lastmod>2021-10-31T18:08:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/01/cfpb-publishes-faqs-on-validation-information-guidance-on-mvns-itemization-table/screen-shot-2021-11-01-at-06-20-14/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/01/companies-urged-to-start-license-renewal-process-soon/pexels-photo-955389/</loc>
		<lastmod>2021-11-01T11:23:19+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/01/daily-digest-november-1-appeals-court-affirms-ruling-for-law-firm-in-fdcpa-sol-case-cfpb-publishes-faqs-on-validation-information/simplicity-boils-down-to-two-steps-identify-the-essential-eliminate-the-rest/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/11/02/numbers-down-for-september-but-cfpb-complaints-already-setting-records-webrecon/screen-shot-2021-11-02-at-06-29-27/</loc>
		<lastmod>2021-11-02T10:29:51+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/02/daily-digest-november-2-nydfs-proposes-debt-collection-rule-changes-judge-grants-mtd-in-fdcpa-case-over-credit-reporting-language/perfection-is-not-attainable-but-if-we-chase-perfection-we-can-catch-excellence/</loc>
		<lastmod>2021-11-02T11:29:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/03/cfpb-analyzes-dispute-trends-on-credit-reports/screen-shot-2021-11-03-at-06-43-39/</loc>
		<lastmod>2021-11-03T10:43:57+00:00</lastmod>
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		<lastmod>2021-11-03T16:32:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-getting-consumers-to-communicate-via-email-and-text-messaging/how-technology-can-help-with-your-staffing-issues-1/</loc>
		<lastmod>2021-11-03T16:32:16+00:00</lastmod>
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		<lastmod>2021-11-03T16:32:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-getting-consumers-to-communicate-via-email-and-text-messaging/getting-consumers-to-communicate-via-email-and-text-messaging/</loc>
		<lastmod>2021-11-03T16:32:26+00:00</lastmod>
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		<lastmod>2021-11-04T10:06:10+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/04/getting-to-know-chris-dunkum-of-first-collection-services/chris-dunkum-1/</loc>
		<lastmod>2021-11-04T10:06:36+00:00</lastmod>
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		<lastmod>2021-11-04T11:55:14+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-plaintiffs-attorneys-discuss-the-model-validation-notice/plaintiffs-attorneys-discuss-the-model-validation-notice-1/</loc>
		<lastmod>2021-11-04T15:08:55+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/05/daily-digest-november-5-en-banc-petition-coming-in-hunstein-case-cfpb-issues-fcra-id-matching-advisory-opinion/people-may-doubt-what-you-say-but-they-will-believe-what-you-do/</loc>
		<lastmod>2021-11-05T11:50:02+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-developing-an-incident-response-plan/developing-an-incident-response-plan/</loc>
		<lastmod>2021-11-05T13:07:10+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-building-a-communication-workflow-under-reg-f/building-a-communication-workflow-under-reg-f/</loc>
		<lastmod>2021-11-08T15:17:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/09/daily-digest-november-9-n-y-governor-signs-collection-bill-into-law-headache-not-enough-for-plaintiff-to-have-standing/the-time-to-repair-the-roof-is-when-the-sun-is-shining/</loc>
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	<url>
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		<lastmod>2021-11-09T15:54:55+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/10/daily-digest-november-10-new-weekly-feature-shares-job-opportunities-n-y-enacts-anti-robocall-laws/desires-dictate-our-priorities-priorities-shape-our-choices-and-choices-determine-our-actions/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-role-playing-collector-consumer-interactions/role-playing-collector-consumer-interactions/</loc>
		<lastmod>2021-11-10T15:52:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/11/getting-to-know-christy-young-barger-of-cornerstone-support/christy-barger-3/</loc>
		<lastmod>2021-11-11T11:24:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/11/daily-digest-november-11-getting-to-know-christy-young-barger-of-cornerstone-support-judge-lowers-attorney-fees-by-50-in-fdcpa-case/many-great-ideas-go-unexecuted-and-many-great-executioners-are-without-ideas-one-without-the-other-is-worthless/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-leveraging-ai-to-tackle-reg-f-training-agents-for-it/leveraging-ai-to-tackle-reg-f-training-agents-for-it/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/11/12/daily-digest-november-12-judge-grants-defendants-motion-for-judgment-in-fdcpa-fcra-case-hunstein-defendant-asks-for-extension/a-hero-is-an-ordinary-individual-who-finds-the-strength-to-persevere-and-endure-in-spite-of-overwhelming-obstacles/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-a-conversation-with-state-regulators-about-regulation-f/a-conversation-with-state-regulators-about-regulation-f/</loc>
		<lastmod>2021-11-12T16:51:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/15/daily-digest-november-15-appeals-court-upholds-150k-ruling-in-fdcpa-case-cfpb-goes-after-repeat-offender/dreaming-is-a-form-of-planning/</loc>
		<lastmod>2021-11-15T12:26:52+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-work-with-creditors-to-get-consent/how-to-work-with-creditors-to-get-consent/</loc>
		<lastmod>2021-11-15T15:38:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/podcasts/cover/</loc>
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		<loc>https://newdev.accountsrecovery.net/the-talk-off/spotify_logo_rgb_black/</loc>
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		<loc>https://newdev.accountsrecovery.net/2021/11/16/daily-digest-november-16-judge-denies-plaintiffs-motion-to-remand-fdcpa-case-bank-settles-collection-call-lawsuit-for-3-5m/an-idea-not-coupled-with-action-will-never-get-any-bigger-than-the-brain-cell-it-occupied/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-25/talk-off-2/</loc>
		<lastmod>2021-11-16T15:57:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/16/qa-with-rick-bonitzer/in-conversation-with-rick-bonitzer/</loc>
		<lastmod>2021-11-16T16:59:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/17/new-job-listings-this-week/job-listings-2/</loc>
		<lastmod>2021-11-17T11:15:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/17/daily-digest-november-17-bedard-breaks-down-sending-mvn-in-other-languages-qa-with-rick-bonitzer/if-you-have-time-to-whine-then-you-have-time-to-find-a-solution/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-whats-going-to-happen-on-november-30/whats-going-to-happen-on-november-30/</loc>
		<lastmod>2021-11-17T15:18:42+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/22/compliance-digest-november-22/amanda-griffith/</loc>
		<lastmod>2021-11-18T01:42:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/18/getting-to-know-makayla-hussey-of-marcam-associates/makayla-hussey-1/</loc>
		<lastmod>2021-11-18T11:25:21+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/18/daily-digest-november-18-getting-to-know-makayla-hussey-judge-grants-msj-in-sol-case/no-reason-to-stay-is-a-good-reason-to-go/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/19/report-warns-of-crisis-amount-of-unpaid-utility-debts/utility-2/</loc>
		<lastmod>2021-11-19T11:54:18+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/11/19/daily-digest-november-19-judge-grants-mtd-in-fdcpa-case-over-settlement-offer-in-letter-data-analyzes-debt-patterns-by-race-gender/if-you-dont-pay-appropriate-attention-to-what-has-your-attention-it-will-take-more-of-your-attention-than-it-deserves/</loc>
		<lastmod>2021-11-19T12:30:40+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/collector-live-2022/dennis-barton-5/</loc>
		<lastmod>2021-11-20T00:01:49+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/collector-live-2022/greg-ruffino-copy/</loc>
		<lastmod>2021-11-20T00:02:52+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/collector-live-2022/beth-conklin-4/</loc>
		<lastmod>2021-11-20T10:57:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/collector-live-2022/kelli-krueger-5/</loc>
		<lastmod>2021-11-20T10:58:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/collector-live-2022/ladonna-bohling-4/</loc>
		<lastmod>2021-11-20T10:59:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/collector-live-2022/mary-shores-4/</loc>
		<lastmod>2021-11-20T10:59:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/collector-live-2022/kristen-rowles/</loc>
		<lastmod>2021-11-20T11:00:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/20211115-building-a-communication-workflow-under-reg-f-from-11-15-2021/1-3/</loc>
		<lastmod>2021-11-21T01:00:40+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/20211118-leveraging-ai-to-tackle-reg-f-training-agents-for-it-from-11-18-2021/2-2/</loc>
		<lastmod>2021-11-21T01:02:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/22/daily-digest-november-22-judge-partially-grants-msj-for-defendant-in-itemized-debt-case-cfpb-releases-ethics-guidance/action-is-the-antidote-to-despair/</loc>
		<lastmod>2021-11-22T12:34:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/23/daily-digest-november-23-judge-denies-msj-in-fdcpa-case-bedard-breaks-down-reg-f-dispute-requirements/there-is-nothing-that-a-blueberry-can-do-that-a-chocolate-chip-cant-do-better/</loc>
		<lastmod>2021-11-23T12:31:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/24/complaints-drop-but-lawsuits-rise-in-october-webrecon/screen-shot-2021-11-24-at-06-38-38/</loc>
		<lastmod>2021-11-24T11:43:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/24/daily-digest-november-24-collection-operation-banned-from-industry-bedard-breaks-down-reg-fs-disclosure-requirements/a-fish-with-a-closed-mouth-never-gets-caught/</loc>
		<lastmod>2021-11-24T12:20:47+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/29/daily-digest-november-29-judge-grants-mtd-in-fdcpa-case-series-finale-of-you-wanted-a-rule-you-got-a-rule/a-man-who-does-not-plan-long-ahead-will-find-trouble-at-his-door/</loc>
		<lastmod>2021-11-29T12:26:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/30/advice-from-the-experts-on-day-one-of-the-regulation-f-era/chris-meier-2/</loc>
		<lastmod>2021-11-29T15:01:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/30/advice-from-the-experts-on-day-one-of-the-regulation-f-era/dara-tarkowski-copy/</loc>
		<lastmod>2021-11-29T15:11:22+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/30/advice-from-the-experts-on-day-one-of-the-regulation-f-era/jeff-turner/</loc>
		<lastmod>2021-11-29T18:54:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/11/30/daily-digest-november-30-advice-from-the-experts-on-day-1-of-reg-f-judge-remands-fdcpa-class-back-to-state-court/learn-how-to-separate-the-majors-and-the-minors-a-lot-of-people-dont-do-well-simply-because-they-major-in-minor-things/</loc>
		<lastmod>2021-11-30T12:32:25+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/01/daily-digest-december-1-judge-dismisses-two-hunstein-cases-for-lack-of-standing-new-job-listings/inaction-breeds-doubt-and-fear-action-breeds-confidence-and-courage-if-you-want-to-conquer-fear-do-not-sit-home-and-think-about-it-go-out-and-get-busy/</loc>
		<lastmod>2021-12-01T12:35:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-the-day-after/are-the-days-of-mass-collections-over-are-the-days-of-more-personal-and-individual-collections-here-1/</loc>
		<lastmod>2021-12-01T16:09:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-the-day-after/how-to-teach-employees-to-be-job-referral-sources/</loc>
		<lastmod>2021-12-01T16:10:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-the-day-after/talk-off-episode-27/</loc>
		<lastmod>2021-12-01T16:10:13+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-the-day-after/using-the-reassigned-number-database-how-is-it-going/</loc>
		<lastmod>2021-12-01T16:10:22+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-regulation-f-the-day-after/regulation-f-the-day-after/</loc>
		<lastmod>2021-12-01T16:10:29+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/webinar-adapting-your-training-in-the-regulation-f-era/adapting-your-training-in-the-regulation-f-era/</loc>
		<lastmod>2021-12-01T16:44:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/02/getting-to-know-matthew-berumen-of-credit-service-company/matthew-berumen/</loc>
		<lastmod>2021-12-02T11:04:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/02/daily-digest-december-2-getting-to-know-matthew-berumen-judge-remands-class-back-to-state-court/the-greater-the-obstacle-the-more-glory-in-overcoming-it/</loc>
		<lastmod>2021-12-02T12:35:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-california-licensing-qa/the-skills-needed-to-be-the-best-compliance-officer-you-can-be/</loc>
		<lastmod>2021-12-03T00:17:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-california-licensing-qa/california-licensing-qa/</loc>
		<lastmod>2021-12-03T00:17:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/03/daily-digest-december-3-judge-rules-plaintiff-in-hunstein-copycat-lacks-standing-ohio-anti-robocall-bill-signed-into-law/to-achieve-great-things-two-things-are-needed-a-plan-and-not-quite-enough-time/</loc>
		<lastmod>2021-12-03T12:25:38+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/06/compliance-digest-december-6/monica-littman-1/</loc>
		<lastmod>2021-12-06T10:06:02+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/06/daily-digest-december-6-judge-certifies-class-in-fdcpa-case-nebraska-ag-launches-consumer-protection-unit/a-challenge-only-becomes-an-obstacle-when-you-bow-to-it/</loc>
		<lastmod>2021-12-06T12:28:22+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-maximize-the-roi-of-your-technology-investment/how-to-maximize-the-roi-of-your-technology-investment-1/</loc>
		<lastmod>2021-12-07T02:24:23+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-a-first-look-at-reg-f-related-lawsuits/a-first-look-at-reg-f-related-lawsuits-1/</loc>
		<lastmod>2021-12-07T02:25:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/06/qa-with-jack-gordon/in-conversation-with-jack-gordon/</loc>
		<lastmod>2021-12-07T02:50:49+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/07/daily-digest-december-7-in-conversation-jack-gordon-judge-grants-mtd-in-fdcpa-case-over-alleged-refusal-to-honor-payment-plan/if-you-commit-to-giving-more-time-than-you-have-to-spend-you-will-constantly-be-running-from-time-debt-collectors/</loc>
		<lastmod>2021-12-07T12:34:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/cartoon-caption-contest-2/</loc>
		<lastmod>2021-12-07T21:07:00+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/08/daily-digest-december-8-judge-rules-plaintiff-lacks-standing-on-hunstein-claim-no-code-collection-platform-for-creditors-raises-16m/success-seems-to-be-connected-with-action-successful-people-keep-moving-they-make-mistakes-but-dont-quit/</loc>
		<lastmod>2021-12-08T12:27:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-optimizing-contact-strategy-in-the-7-7-7-era/optimizing-contact-strategy-in-the-777-era/</loc>
		<lastmod>2021-12-08T23:16:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-optimizing-contact-strategy-in-the-7-7-7-era/data-analysis-trends/</loc>
		<lastmod>2021-12-08T23:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/09/getting-to-know-gina-eggebrecht-of-first-collection-services/gina-eggebrecht/</loc>
		<lastmod>2021-12-09T01:06:32+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/09/daily-digest-december-9-getting-to-know-gina-eggebrecht-of-first-collection-services-judge-grants-mtd-over-hunstein-claim/dont-trust-everything-you-see-even-salt-looks-like-sugar/</loc>
		<lastmod>2021-12-09T12:26:24+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/10/daily-digest-december-10-judge-denies-mtd-in-fdcpa-tcpa-class-action-lawmakers-making-waves-over-student-loans/tetris-is-a-game-that-teaches-you-mistakes-stack-up-while-successes-disappear/</loc>
		<lastmod>2021-12-10T12:34:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/13/daily-digest-december-13-judge-grants-msj-for-defendant-in-fdcpa-case-too-many-unsatisfied-patients/count-your-age-by-friends-not-years-count-your-life-by-smiles-not-tears/</loc>
		<lastmod>2021-12-13T12:15:33+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/14/daily-digest-december-14-collectors-banned-from-industry-financial-cushions-getting-thinner/if-a-cluttered-desk-is-a-sign-of-a-cluttered-mind-of-what-then-is-an-empty-desk-a-sign/</loc>
		<lastmod>2021-12-14T12:30:08+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/15/nclc-lobbying-cfpb-on-rental-debt-issues/rent/</loc>
		<lastmod>2021-12-15T11:40:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/15/daily-digest-december-15-how-companies-have-adapted-their-training-under-reg-f-judge-denies-mtd-in-amended-cfpb-debt-collection-case/any-fool-can-know-the-point-is-to-understand/</loc>
		<lastmod>2021-12-15T12:29:23+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/16/getting-to-know-gwen-gullicksen-of-sentry-credit/gwen-gullicksen/</loc>
		<lastmod>2021-12-16T10:36:54+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/16/daily-digest-december-16-getting-to-know-gwen-gullicksen-ny-dfs-issues-proposed-debt-collection-amendment/society-grows-great-when-old-men-plant-trees-whose-shade-they-know-they-shall-never-sit-in/</loc>
		<lastmod>2021-12-16T12:29:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2021/12/17/daily-digest-december-17-judge-grants-mtd-in-remanded-case-over-lack-of-standing-cfpb-opens-inquiry-into-bnpl/if-you-are-going-to-fight-fight-like-you-are-the-third-monkey-on-the-ramp-to-noahs-ark-and-its-starting-to-rain/</loc>
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	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/20/daily-digest-december-20-deal-proposed-in-cfpb-structured-settlement-action-report-highlights-student-loan-repayment-issues/the-difference-between-stupidity-and-genius-is-that-genius-has-its-limits/</loc>
		<lastmod>2021-12-20T12:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/21/daily-digest-december-21-colorado-clears-up-reg-f-conflict-judge-applies-fn7-to-dismiss-tcpa-claim-against-collector/the-best-index-to-a-persons-character-is-how-he-treats-people-who-cant-do-him-any-good-and-how-he-treats-people-who-cant-fight-back/</loc>
		<lastmod>2021-12-21T12:59:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/22/lenders-to-make-more-subprime-loans-in-2022-delinquency-rates-expected-to-rise-transunion/attachment/2022/</loc>
		<lastmod>2021-12-22T11:54:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/22/daily-digest-december-22-collector-accused-of-making-deceptive-settlement-offer-summary-of-new-industry-job-listings/the-most-beautiful-thing-you-can-wear-is-confidence/</loc>
		<lastmod>2021-12-22T12:28:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/23/getting-to-know-scott-tacke-of-kansas-counselors/scott-tacke-2/</loc>
		<lastmod>2021-12-23T10:18:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/23/student-loan-repayment-moratorium-extended-until-may/moratorium/</loc>
		<lastmod>2021-12-23T11:11:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/23/daily-digest-december-23-getting-to-know-scott-tacke-of-kansas-counselors-appeals-court-affirms-summary-judgment-in-fcra-case/it-is-the-mark-of-an-educated-man-to-be-able-to-entertain-a-thought-without-accepting-it/</loc>
		<lastmod>2021-12-23T12:51:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/24/daily-digest-december-24-appeals-court-affirms-dismissal-of-fcra-suit-over-no-longer-disputed-debt-nmls-having-issues-processing-new-applications/happy-holidays/</loc>
		<lastmod>2021-12-24T13:09:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/27/daily-digest-december-27-judge-grants-mtd-in-fdcpa-class-action-florida-asks-cfpb-to-reevaluate-parts-of-reg-f/start-by-doing-whats-necessary-then-do-whats-possible-and-suddenly-youre-doing-the-impossible/</loc>
		<lastmod>2021-12-27T12:43:32+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/28/lawsuit-totals-cfpb-complaints-trending-downward-webrecon/screen-shot-2021-12-28-at-06-26-56/</loc>
		<lastmod>2021-12-28T11:27:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/28/daily-digest-december-28-judge-denies-plaintiffs-motion-to-remand-fdcpa-case-back-to-state-court-lawsuit-totals-trending-downward/you-cannot-see-your-reflection-in-boiling-water-similarly-you-cannot-see-the-truth-in-a-state-of-anger-when-the-water-calms-the-clarity-comes/</loc>
		<lastmod>2021-12-28T13:05:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/29/daily-digest-december-29-hunstein-files-brief-for-upcoming-hearing-new-job-listings/winners-build-on-mistakes-losers-dwell-on-them/</loc>
		<lastmod>2021-12-29T12:58:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/30/getting-to-know-megan-mcdonell-of-absolute-resolutions/megan-mcdonell/</loc>
		<lastmod>2021-12-30T11:29:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/30/what-the-industry-will-remember-about-2021/dennis-barton-6/</loc>
		<lastmod>2021-12-30T12:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/30/daily-digest-december-30-getting-to-know-megan-mcdonell-of-absolute-resolutions-the-most-popular-stories-of-2021/the-happiness-of-your-life-depends-on-the-quality-of-your-thoughts/</loc>
		<lastmod>2021-12-30T13:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/31/industry-experts-share-the-word-that-defined-2021-for-them/melissa-nash-1/</loc>
		<lastmod>2021-12-31T11:29:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2021/12/31/daily-digest-december-31-judge-awards-265k-to-plaintiffs-attorneys-in-fdcpa-case-experts-share-the-word-that-defined-2021-for-them/2022-1/</loc>
		<lastmod>2021-12-31T12:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-companies-are-adapting-in-the-wake-of-omicron/armtech-office-hours-episode-1/</loc>
		<lastmod>2021-12-31T17:27:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-companies-are-adapting-in-the-wake-of-omicron/how-to-collect-after-the-mvn-is-sent-out-2/</loc>
		<lastmod>2021-12-31T17:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-companies-are-adapting-in-the-wake-of-omicron/technology-trends-for-2022/</loc>
		<lastmod>2021-12-31T17:27:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-companies-are-adapting-in-the-wake-of-omicron/what-do-baiting-calls-look-like-post-reg-f/</loc>
		<lastmod>2021-12-31T17:27:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-companies-are-adapting-in-the-wake-of-omicron/dealing-with-the-expected-influx-of-disputes/</loc>
		<lastmod>2021-12-31T17:27:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-companies-are-adapting-in-the-wake-of-omicron/how-companies-are-adapting-in-the-wake-of-omicron/</loc>
		<lastmod>2021-12-31T17:27:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-companies-are-adapting-in-the-wake-of-omicron/the-talk-off-episode-32/</loc>
		<lastmod>2021-12-31T17:27:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/03/industry-experts-offer-predictions-on-2022/rozanne-andersen-copy/</loc>
		<lastmod>2022-01-03T03:01:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/03/industry-experts-offer-predictions-on-2022/mindy-chumbley-1/</loc>
		<lastmod>2022-01-03T03:04:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/03/daily-digest-january-3-industry-experts-share-predictions-for-2022-new-laws-that-went-into-effect-on-jan-1/one-who-conquers-the-sea-today-is-ready-to-conquer-the-ocean-tomorrow/</loc>
		<lastmod>2022-01-03T12:31:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/cartoon-caption-contest-week-of-december-6/</loc>
		<lastmod>2022-01-03T12:45:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-the-skills-needed-to-be-a-good-collector-are-changing/how-the-skills-needed-to-be-a-good-collector-are-changing/</loc>
		<lastmod>2022-01-03T15:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/04/daily-digest-january-4-the-caselaw-that-shaped-the-arm-industry-in-2021-new-law-lowers-judgment-interest-in-n-y/the-reason-i-talk-to-myself-is-because-im-the-only-one-whose-answers-i-accept/</loc>
		<lastmod>2022-01-04T12:40:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-whats-new-in-licensing-and-regulations-in-2022/whats-new-in-licensing-and-regulations-in-2022/</loc>
		<lastmod>2022-01-04T15:46:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/05/the-events-and-trends-that-will-shape-the-arm-industry-in-2022/david-reid/</loc>
		<lastmod>2022-01-05T11:28:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/05/the-events-and-trends-that-will-shape-the-arm-industry-in-2022/harry-strausser-2/</loc>
		<lastmod>2022-01-05T11:29:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/05/the-events-and-trends-that-will-shape-the-arm-industry-in-2022/kelsi-hamilton-1/</loc>
		<lastmod>2022-01-05T11:30:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/05/daily-digest-january-5-the-events-and-trends-that-will-shape-2022-judges-granting-stays-in-hunstein-cases/others-can-stop-you-temporarily-you-are-the-only-one-who-can-do-it-permanently/</loc>
		<lastmod>2022-01-05T12:58:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-maximizing-collection-and-contact-rates-during-an-era-of-lower-placement-volumes/maximizing-collection-and-contact-rates-during-an-era-of-lower-placement-volumes/</loc>
		<lastmod>2022-01-05T14:51:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/06/getting-to-know-brian-striker-of-sherloq-solutions/brian-striker-1/</loc>
		<lastmod>2022-01-06T11:15:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/06/daily-digest-january-6-getting-to-know-brian-striker-of-sherloq-solutions-cfpb-calls-out-credit-bureaus/what-is-not-started-today-is-never-finished-tomorrow/</loc>
		<lastmod>2022-01-06T12:59:49+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/07/daily-digest-january-7-fdcpa-class-action-accuses-collector-of-overshadowing-nclc-publishes-state-law-guide/im-not-afraid-of-death-i-just-dont-want-to-be-there-when-it-happens/</loc>
		<lastmod>2022-01-07T13:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-improving-the-customer-experience-in-collections/improving-the-customer-experience-in-collections/</loc>
		<lastmod>2022-01-07T15:52:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/10/aglira-joins-indebteds-customer-first-focused-model-in-the-u-s/indebted/</loc>
		<lastmod>2022-01-10T09:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/10/aglira-joins-indebteds-customer-first-focused-model-in-the-u-s/david-aglira/</loc>
		<lastmod>2022-01-10T09:37:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/10/daily-digest-january-10-judge-grants-mtd-in-fdcpa-case-calls-to-cancel-student-loan-debt-get-louder/be-not-afraid-of-growing-slowly-be-afraid-only-of-standing-still/</loc>
		<lastmod>2022-01-10T12:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/11/daily-digest-january-11-debt-buyer-sued-by-cfpb-plans-vigorous-defense-companies-fined-10k-for-collecting-without-license/try-to-be-a-rainbow-in-someone-elses-cloud/</loc>
		<lastmod>2022-01-11T12:55:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-should-you-credit-report-under-reg-f/should-you-credit-report-under-reg-f-1/</loc>
		<lastmod>2022-01-11T15:08:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-what-you-need-to-have-ready-to-defend-reg-f-lawsuits/what-you-need-to-have-ready-to-defend-reg-f-lawsuits/</loc>
		<lastmod>2022-01-11T15:10:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/12/daily-digest-january-12-judge-sets-aside-default-against-defendant-mackinnon-avoids-jail/get-excited-about-the-future-the-past-wont-mind/</loc>
		<lastmod>2022-01-12T12:48:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/13/getting-to-know-jennifer-whipple-of-collection-bureau-services/unnamed1/</loc>
		<lastmod>2022-01-13T10:53:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/13/getting-to-know-jennifer-whipple-of-collection-bureau-services/unnamed2/</loc>
		<lastmod>2022-01-13T10:54:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/13/getting-to-know-jennifer-whipple-of-collection-bureau-services/jennifer-whipple/</loc>
		<lastmod>2022-01-13T11:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/13/state-donates-7100-to-holiday-adopt-a-family/donate-charity-giving/</loc>
		<lastmod>2022-01-13T11:12:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/13/daily-digest-january-13-getting-to-know-jennifer-whipple-bk-appeals-court-overturns-ruling/let-your-hopes-not-your-hurts-shape-your-future/</loc>
		<lastmod>2022-01-13T12:53:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/14/naca-calls-for-fdcpa-fcra-penalties-to-be-increased/inflation/</loc>
		<lastmod>2022-01-14T12:01:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/14/daily-digest-january-14-navient-to-cancel-1-8b-in-student-loans-cfpb-warns-medical-debt-collectors/never-seek-revenge-rotten-fruit-will-fall-by-itself/</loc>
		<lastmod>2022-01-14T12:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/17/daily-digest-january-17-judge-grants-msj-in-fdcpa-case-bill-introduced-to-ban-social-media-communications-when-collecting/if-you-dont-make-time-for-your-wellness-you-will-be-forced-to-make-time-for-your-illness/</loc>
		<lastmod>2022-01-17T12:56:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/18/industry-vets-share-their-goals-for-2022/gordon-beck-1/</loc>
		<lastmod>2022-01-18T12:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/18/industry-vets-share-their-goals-for-2022/diane-stamataletos-1/</loc>
		<lastmod>2022-01-18T12:35:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/18/industry-vets-share-their-goals-for-2022/marc-bernstein/</loc>
		<lastmod>2022-01-18T12:35:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/18/industry-vets-share-their-goals-for-2022/shawn-farris/</loc>
		<lastmod>2022-01-18T12:36:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/18/daily-digest-january-18-debt-buyer-sues-citi-for-bait-and-switch-bill-introduced-to-abolish-cfpb/words-are-like-keys-if-you-choose-them-right-you-can-open-any-heart-and-shut-any-mouth/</loc>
		<lastmod>2022-01-18T13:00:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-use-the-right-tone-of-voice/analyzing-the-cfpbs-bulletin-on-collecting-medical-debt-and-its-impact-on-the-arm-industry/</loc>
		<lastmod>2022-01-18T17:25:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-use-the-right-tone-of-voice/creating-a-culture-of-compliance/</loc>
		<lastmod>2022-01-18T17:25:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-use-the-right-tone-of-voice/talk-off-episode-34/</loc>
		<lastmod>2022-01-18T17:25:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-use-the-right-tone-of-voice/armtech-office-hours-episode-2/</loc>
		<lastmod>2022-01-18T17:26:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-use-the-right-tone-of-voice/role-playing-conversations-between-collectors-consumers/</loc>
		<lastmod>2022-01-18T17:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-use-the-right-tone-of-voice/dispute-investigationresolution-best-practices/</loc>
		<lastmod>2022-01-18T17:26:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-how-to-teach-collectors-to-use-the-right-tone-of-voice/how-to-teach-collectors-to-use-the-right-tone-of-voice/</loc>
		<lastmod>2022-01-18T17:26:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/19/daily-digest-january-19-preferred-files-brief-with-eleventh-circuit-regulator-revokes-agencys-license/you-become-rich-in-your-mind-long-before-you-become-rich-in-your-bank-account/</loc>
		<lastmod>2022-01-19T12:12:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/20/getting-to-know-audra-funk-of-revco-solutions/audra-funk/</loc>
		<lastmod>2022-01-19T18:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/20/daily-digest-january-20-getting-to-know-audra-funk-of-revco-solutions-appeals-court-rules-for-defendant-in-atds-case/your-passion-is-waiting-for-your-courage-to-catch-up/</loc>
		<lastmod>2022-01-20T09:48:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/21/daily-digest-january-21-judge-grants-msj-for-defendant-in-fcra-class-action-appeals-court-overturns-dismissal-of-convenience-fee-case/success-is-not-final-failure-is-not-fatal-it-is-the-courage-to-continue-that-counts-1/</loc>
		<lastmod>2022-01-21T13:29:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/24/compliance-digest-january-24/alan-hochheiser/</loc>
		<lastmod>2022-01-24T09:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/24/daily-digest-january-24-judge-grants-mtd-in-fdcpa-case-alleging-hunstein-disclosure-suit-alleges-collector-violated-reg-fs-7-in-7-provisions/nature-has-given-us-all-the-pieces-required-to-achieve-exceptional-wellness-and-health-but-has-left-it-to-us-to-put-these-pieces-together/</loc>
		<lastmod>2022-01-24T12:24:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/25/daily-digest-january-25-appeals-court-partially-overturns-ruling-in-fdcpa-case-reg-f-lawsuit-filed-over-credit-reporting/when-you-change-your-thoughts-remember-to-also-change-your-world/</loc>
		<lastmod>2022-01-25T12:34:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/26/daily-digest-january-26-judge-grants-mtd-in-fdcpa-case-for-lack-of-standing-group-sues-to-allow-non-lawyers-to-represent-consumers/when-things-go-wrong-dont-go-with-them/</loc>
		<lastmod>2022-01-26T12:29:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/27/getting-to-know-alicia-sundstrom-of-financial-credit-network/alicia-sundstrom-1/</loc>
		<lastmod>2022-01-27T10:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/27/daily-digest-january-27-getting-to-know-alicia-sundstrom-of-financial-credit-network-judge-forced-to-remand-fdcpa-case-back-to-state-court/war-is-when-the-government-tells-you-who-the-bad-guy-is-revolution-is-when-you-decide-that-for-yourself/</loc>
		<lastmod>2022-01-27T12:28:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/28/daily-digest-january-28-judge-grants-reconsideration-motion-to-remand-case-back-to-state-court-new-investments-innovations-in-credit-scoring/problems-are-not-stop-signs-they-are-guidelines/</loc>
		<lastmod>2022-01-28T12:37:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/01/31/daily-digest-january-31-judge-grants-msj-for-defendant-in-case-of-mistaken-identity-cfpb-files-motion-to-hold-phantom-collectors-in-contempt/never-tell-the-truth-to-people-who-are-not-worthy-of-it/</loc>
		<lastmod>2022-01-31T12:27:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/02/01/daily-digest-february-1-judge-denies-mtd-in-fdcpa-class-action-judge-certifies-class-in-wrong-number-tcpa-case/if-youre-a-giver-remember-to-learn-your-limits-because-takers-dont-have-any/</loc>
		<lastmod>2022-02-01T12:29:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/january-2021-cartoon/</loc>
		<lastmod>2022-02-01T15:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/january-2022-caption/</loc>
		<lastmod>2022-02-01T15:35:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/02/02/daily-digest-february-2-judge-grants-msj-for-defense-in-fdcpa-case-collector-accused-of-violating-7-in-7/if-my-mind-can-conceive-it-if-my-heart-can-believe-it-then-i-can-achieve-it/</loc>
		<lastmod>2022-02-02T12:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-the-debate-over-how-to-report-paid-in-full-accounts/the-debate-over-how-to-report-paid-in-full-accounts/</loc>
		<lastmod>2022-02-02T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-common-fcra-mistakes-to-avoid-2/the-most-common-fcra-mistakes-to-avoid/</loc>
		<lastmod>2022-02-02T22:31:06+00:00</lastmod>
	</url>
</urlset>
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