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		<lastmod>2022-03-07T01:59:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/08/group-cashes-in-on-nft-craze-to-wipe-out-7m-in-medical-debt/toilet-paper/</loc>
		<lastmod>2022-03-08T11:38:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/08/daily-digest-march-8-judge-remands-fdcpa-case-back-to-state-court-bill-introduced-in-senate-to-ban-arbitration-clauses/mental-attitude-is-more-important-than-mental-capacity/</loc>
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		<lastmod>2022-03-08T14:35:05+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/09/washington-legislature-passes-expanded-charity-care-bill/screen-shot-2022-03-09-at-06-53-23/</loc>
		<lastmod>2022-03-09T11:53:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/09/daily-digest-march-9-judge-rules-collector-cant-leave-messages-during-location-information-calls-washington-legislature-passes-expanded-charity-care-bill/its-not-the-will-to-win-that-matters-everyone-has-that-its-the-will-to-prepare-that-matters/</loc>
		<lastmod>2022-03-09T12:23:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/using-analytics-to-help-identify-the-best-accounts-and-how-to-collect-on-them/attachment/311/</loc>
		<lastmod>2022-03-09T16:50:47+00:00</lastmod>
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		<lastmod>2022-03-09T16:54:29+00:00</lastmod>
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		<lastmod>2022-03-09T16:58:05+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/digital-communications-101/attachment/315/</loc>
		<lastmod>2022-03-09T17:04:39+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/10/dcm-services-moves-into-state-of-the-art-office-headquarters/picture1-2/</loc>
		<lastmod>2022-03-10T01:34:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/10/getting-to-know-katie-borchers-of-beyond-green-solutions/katie-borchers-1/</loc>
		<lastmod>2022-03-10T10:49:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/10/daily-digest-march-10-getting-to-know-katie-borchers-of-beyond-green-solutions-judge-grants-mtd-in-overshadowing-case/better-to-jump-and-make-a-mistake-than-to-sit-there-too-frightened-to-make-a-move/</loc>
		<lastmod>2022-03-10T12:26:19+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/11/daily-digest-march-11-judge-awards-46k-in-plaintiffs-attorney-fees-in-fdcpa-case-new-report-pegs-unpaid-medical-debts-at-195b/direction-is-much-more-important-than-speed-many-are-going-nowhere-fast/</loc>
		<lastmod>2022-03-11T12:32:31+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/id-theft-best-practices/attachment/316/</loc>
		<lastmod>2022-03-11T19:39:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-42/talk-off-episode-42/</loc>
		<lastmod>2022-03-11T19:41:44+00:00</lastmod>
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		<lastmod>2022-03-11T19:44:35+00:00</lastmod>
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		<lastmod>2022-03-11T19:47:03+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/14/daily-digest-march-14-judge-dismisses-fdcpa-suit-plaintiff-files-reg-f-suit-alleging-violations-months-before-it-went-into-effect/dont-sit-at-a-table-where-they-talk-about-others-because-when-you-get-up-youre-the-next-topic/</loc>
		<lastmod>2022-03-14T11:34:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/is-reg-f-leading-to-more-collection-litigation-against-consumers-from-1-31-2022/1_31_22/</loc>
		<lastmod>2022-03-14T14:17:19+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/15/daily-digest-march-15-judge-grants-msj-over-multiple-addresses-report-calls-out-sloppy-student-loan-servicer/when-you-discover-your-self-worth-you-lose-interest-in-anyone-who-doesnt-see-it/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/hunstein-and-hipaa-preventive-and-reactive-strategies-from-1-27-2022/1_27_22/</loc>
		<lastmod>2022-03-16T23:56:50+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-you-need-to-know-about-consumers-who-have-filed-for-bankruptcy-protection-from-1-27-2022/1_27_22-2/</loc>
		<lastmod>2022-03-17T00:02:58+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-voice-technology-is-transforming-collections-from-1-26-2022/1_26_22/</loc>
		<lastmod>2022-03-17T00:07:32+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/cfpb-bulletin-on-medical-debt-collection-from-1-25-2022/1_25_22/</loc>
		<lastmod>2022-03-17T00:12:57+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/creating-a-culture-of-compliance-from-1-25-2022/1_25_22-2/</loc>
		<lastmod>2022-03-17T00:17:12+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/role-playing-conversations-between-collectors-consumers-from-1-24-2022/1_24_22/</loc>
		<lastmod>2022-03-17T00:20:14+00:00</lastmod>
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		<lastmod>2022-03-17T00:29:01+00:00</lastmod>
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		<lastmod>2022-03-17T10:20:08+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/17/reassigned-number-database-announces-new-subscription-tiers-pricing/screen-shot-2022-03-17-at-03-28-19/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/03/17/daily-digest-march-17-getting-to-know-caren-enloe-of-smith-debnam-judge-denies-plaintiffs-msj-over-lack-of-bfe-defense/dont-lose-hope-when-the-sun-goes-down-the-stars-come-out/</loc>
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		<lastmod>2022-03-17T20:20:46+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-to-teach-collectors-to-use-the-right-tone-of-voice-from-1-20-2022/1_21_22/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/03/18/daily-digest-march-18-new-payment-channels-bringing-in-more-money-for-agency-bill-banning-arbitration-clauses-passes-in-house/you-dont-have-a-right-to-the-cards-you-believe-you-should-have-been-dealt-you-have-an-obligation-to-play-the-hell-out-of-the-ones-youre-holding/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/how-to-teach-collectors-to-use-the-right-tone-of-voice-1-20-2022/1_20_22/</loc>
		<lastmod>2022-03-18T20:26:06+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/what-you-need-to-have-ready-to-defend-reg-f-lawsuits-from-1-17-2022/1_17_22/</loc>
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		<lastmod>2022-03-18T20:42:52+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/should-you-credit-report-under-reg-f-from-1-13-2022/1_13_22/</loc>
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		<lastmod>2022-03-18T20:53:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/whats-new-in-licensing-and-regulations-in-2022-from-1-11-2022/1_11_22/</loc>
		<lastmod>2022-03-18T20:58:58+00:00</lastmod>
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	<url>
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		<lastmod>2022-03-18T21:02:30+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/03/21/daily-digest-march-21-calif-appeals-court-upholds-subpoena-for-collector-how-reg-f-has-changed-collections/you-cannot-do-all-the-good-the-world-needs-but-the-world-needs-all-the-good-you-can-do/</loc>
		<lastmod>2022-03-21T11:31:54+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/what-do-the-changes-in-medical-debt-credit-reporting-mean-for-the-arm-industry/attachment/321/</loc>
		<lastmod>2022-03-21T14:31:55+00:00</lastmod>
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		<lastmod>2022-03-21T14:34:00+00:00</lastmod>
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		<lastmod>2022-03-21T14:35:44+00:00</lastmod>
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		<lastmod>2022-03-21T14:37:30+00:00</lastmod>
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	<url>
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		<lastmod>2022-03-21T14:39:35+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/22/daily-digest-march-22-ftc-halts-credit-repair-id-theft-scam-judge-lowers-attorneys-fees-in-fdcpa-settlement/an-ounce-of-practice-is-worth-more-than-tons-of-preaching/</loc>
		<lastmod>2022-03-22T11:36:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-43/talk-off-episode-43/</loc>
		<lastmod>2022-03-22T22:07:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-collect-after-the-mvn-is-sent-out-from-1-7-2021/1_7_22/</loc>
		<lastmod>2022-03-22T22:14:42+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/technology-trends-for-2022-from-1-6-2022/1_6_22/</loc>
		<lastmod>2022-03-22T22:19:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-do-baiting-calls-look-like-post-reg-f-from-1-5-2022/1_5_22/</loc>
		<lastmod>2022-03-22T22:24:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/dealing-with-the-expected-influx-of-disputes-from-1-4-2022/1_4_22/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/is-the-return-to-work-over-from-1-3-2022/1_3_22/</loc>
		<lastmod>2022-03-22T22:31:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/23/cras-start-to-release-details-about-changes-to-reporting-process-for-medical-debts/screen-shot-2022-03-23-at-06-18-05/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/23/daily-digest-march-23-judge-denies-competing-motions-in-fdcpa-tcpa-case-cras-start-releasing-details-about-changes-to-medical-debt-credit-reporting-process/action-may-not-always-bring-happiness-but-there-is-no-happiness-without-action/</loc>
		<lastmod>2022-03-23T11:34:20+00:00</lastmod>
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	<url>
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		<lastmod>2022-03-23T20:31:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/24/getting-to-know-chris-repholz-of-the-ccs-companies/chris-repholz-3/</loc>
		<lastmod>2022-03-24T10:20:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/24/daily-digest-march-24-getting-to-know-chris-repholz-of-the-ccs-companies-judge-grants-motion-for-defendant-in-fcra-case/courage-is-the-ladder-on-which-all-the-other-virtues-mount/</loc>
		<lastmod>2022-03-24T11:35:07+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-mistakes-agencies-make-when-switching-software-platforms/328-2/</loc>
		<lastmod>2022-03-24T18:35:15+00:00</lastmod>
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		<lastmod>2022-03-24T18:36:33+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/what-to-look-for-when-buying-an-agency/attachment/330/</loc>
		<lastmod>2022-03-24T18:40:36+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-small-organizations-should-build-their-it-teams-buy-vs-build-vs-outsource-from-12-23-2021/12_23_21/</loc>
		<lastmod>2022-03-24T18:47:32+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-2022-holds-for-the-arm-industry-from-12-22-2021/12_22_21/</loc>
		<lastmod>2022-03-24T18:51:26+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-2022-holds-for-collection-litigation-from-12-21-2021/12_21_21/</loc>
		<lastmod>2022-03-24T18:55:32+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/state-law-update-from-12-17-2021/12_17_21/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/conversations-to-have-during-the-validation-period-from-12-16-2021/12_16_21/</loc>
		<lastmod>2022-03-24T19:03:59+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/data-analysis-trends-from-12-15-2021/12_15_21/</loc>
		<lastmod>2022-03-24T19:07:48+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/28/compliance-digest-march-28/stacy-rodriguez-2/</loc>
		<lastmod>2022-03-24T19:59:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/maximizing-the-impact-of-7-7-7-from-12-14-2021/12_14_21/</loc>
		<lastmod>2022-03-25T01:06:21+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/a-first-look-at-reg-f-related-lawsuits-from-12-13-2021/12_13_21/</loc>
		<lastmod>2022-03-25T01:10:12+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-to-maximize-the-roi-of-your-technology-investment-from-12-10-2021/12_10_21/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/california-licensing-qa-from-12-8-2021/12_8_21/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/reg-f-qa-from-12-6-2021/12_6_21/</loc>
		<lastmod>2022-03-25T01:30:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/are-the-days-of-mass-collections-over-are-the-days-of-more-personal-and-individual-collections-here-from-12-6-2021/12_6_21-2/</loc>
		<lastmod>2022-03-25T01:34:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/25/daily-digest-march-25-appeals-court-overturns-163k-attorneys-fee-award-judge-denies-tcpa-claim-over-revoked-consent/all-personal-breakthroughs-begin-with-a-change-in-beliefs/</loc>
		<lastmod>2022-03-25T11:32:51+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/best-ideas-with-harry-strausser/best-ideas/</loc>
		<lastmod>2022-03-25T15:21:25+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-your-agencys-sales-marketing-efforts-need-to-change-from-3-21-2022/how-your-agencys-sales-marketing-efforts-need-to-change-1/</loc>
		<lastmod>2022-03-27T03:45:53+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-a-chief-compliance-officer-needs-to-be-responsible-for-from-3-25-2022/what-a-chief-compliance-officer-needs-to-be-responsible-for-1/</loc>
		<lastmod>2022-03-27T03:56:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/29/ignite-attendees-share-their-best-takeaways/katie-borchers/</loc>
		<lastmod>2022-03-27T19:40:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/29/ignite-attendees-share-their-best-takeaways/jon-daane-1/</loc>
		<lastmod>2022-03-27T19:41:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/29/ignite-attendees-share-their-best-takeaways/jenn-whipple/</loc>
		<lastmod>2022-03-27T19:43:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/29/ignite-attendees-share-their-best-takeaways/harry-strausser-3/</loc>
		<lastmod>2022-03-27T19:45:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/29/ignite-attendees-share-their-best-takeaways/aaron-reiter-copy/</loc>
		<lastmod>2022-03-27T19:46:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/28/daily-digest-march-28-judge-grants-msj-in-fdcpa-multiple-addresscase-how-tech-is-helping-agencies-during-labor-shortage/being-close-to-the-wrong-people-can-ruin-you/</loc>
		<lastmod>2022-03-28T11:29:50+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-44/talk-off-episode-44/</loc>
		<lastmod>2022-03-28T19:01:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-future-of-medical-debt-collection/attachment/41/</loc>
		<lastmod>2022-03-28T19:03:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/29/ignite-attendees-share-their-best-takeaways/irene-hoheusle-3/</loc>
		<lastmod>2022-03-28T23:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/29/daily-digest-march-29-judge-denies-defendants-msj-in-fccpa-case-ignite-attendees-share-best-ideas/most-people-barely-know-themselves-so-what-does-it-matter-what-they-think-of-you/</loc>
		<lastmod>2022-03-29T11:37:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/30/daily-digest-march-30-judge-grants-mtd-on-hunstein-claims-in-fdcpa-suit-recapping-senate-hearing-on-medical-debt-as-dems-call-on-cfpb-to-do-more/a-fool-sees-another-mans-downfall-as-a-topic-of-discussion-a-wise-man-sees-it-as-a-warning-to-himself/</loc>
		<lastmod>2022-03-30T11:29:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/31/getting-to-know-amber-russo-of-kino-financial/amber-russo-2/</loc>
		<lastmod>2022-03-31T10:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/03/31/daily-digest-march-31-getting-to-know-amber-russo-of-kino-financial-judge-grants-motion-for-defendant-over-attorney-reference-in-letter/do-not-allow-people-to-dim-your-shine-because-they-are-blinded-tell-them-to-put-some-sunglasses-on/</loc>
		<lastmod>2022-03-31T11:46:18+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/lobbying-update-from-aca-rmai-ncba/attachment/45/</loc>
		<lastmod>2022-03-31T21:38:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-likely-are-you-to-suffer-a-data-breach/attachment/46/</loc>
		<lastmod>2022-03-31T21:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/01/judge-grants-msj-for-plaintiff-in-fdcpa-case-over-collectors-working-remotely/parrot/</loc>
		<lastmod>2022-04-01T10:59:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/01/collector-sued-for-using-wrong-scissors-icon-time-zone-notation-bullet-point-shape-on-mvn/scissors/</loc>
		<lastmod>2022-04-01T11:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/04/daily-digest-april-4-appeals-court-overturns-350k-damages-award-against-collector-cfpb-fines-student-loan-servicer-1m/dont-feel-guilty-for-doing-whats-best-for-you/</loc>
		<lastmod>2022-04-04T12:11:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/05/suit-totals-drop-in-february-while-complaint-numbers-keep-rising-webrecon/screen-shot-2022-04-05-at-07-24-10/</loc>
		<lastmod>2022-04-05T11:24:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/05/daily-digest-april-5-judge-rules-subrogation-claim-not-a-debt-cus-sue-n-y-over-post-judgment-interest-law/if-you-set-your-goals-ridiculously-high-and-its-a-failure-you-will-fail-above-everyone-elses-success/</loc>
		<lastmod>2022-04-05T12:01:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/march-2022-caption/</loc>
		<lastmod>2022-04-05T15:03:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/06/daily-digest-april-6-judge-grants-mtd-in-fcra-case-white-house-to-extend-student-loan-payment-moratorium/talent-is-like-a-perfume-bottle-if-you-never-open-it-nobody-knows-the-fragrance-inside/</loc>
		<lastmod>2022-04-06T11:35:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-45/talk-off-episode-45-1/</loc>
		<lastmod>2022-04-06T18:47:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-art-of-identifying-call-baiting/attachment/47/</loc>
		<lastmod>2022-04-06T18:50:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/is-credit-reporting-still-worth-it/attachment/48/</loc>
		<lastmod>2022-04-06T18:52:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/armtech-3/armtech-episode-7/</loc>
		<lastmod>2022-04-06T18:53:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-are-the-essential-ingredients-of-an-effective-compliance-management-system/attachment/411/</loc>
		<lastmod>2022-04-06T18:55:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/top-10-red-flags-on-a-collection-agencys-financials/attachment/412/</loc>
		<lastmod>2022-04-06T18:56:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/shorten-the-distance-between-remote-training-retention-and-employee-engagement/attachment/413/</loc>
		<lastmod>2022-04-06T18:59:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/07/getting-to-know-jordan-mcwilliams-of-contract-callers/jordan-mcwilliams-1/</loc>
		<lastmod>2022-04-07T10:00:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/07/daily-digest-april-7-getting-to-know-jordan-mcwilliams-of-contract-callers-judge-denies-plaintiffs-msj-in-fdcpa-case/its-not-who-you-are-that-holds-you-back-its-who-you-think-youre-not/</loc>
		<lastmod>2022-04-07T11:53:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/08/ags-call-on-big-banks-to-end-overdraft-fees/overdraft/</loc>
		<lastmod>2022-04-08T10:56:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/08/daily-digest-april-8-judge-grants-motion-for-defendant-over-unanswered-dispute-consumer-files-reg-f-suit-over-missing-itemization-date/we-are-not-all-in-the-same-boat-we-are-in-the-same-storm-some-have-yachts-some-have-canoes-and-some-are-drowning-just-be-kind-and-help-when-you-can/</loc>
		<lastmod>2022-04-08T11:31:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/11/daily-digest-april-11-n-y-dfs-issues-guidance-to-help-understand-new-sol-rules-judge-grants-motion-for-defendant-over-interest-disclosure-settlement-offer-in-letter/a-comfort-zone-is-a-beautiful-place-but-nothing-ever-grows-there/</loc>
		<lastmod>2022-04-11T11:25:06+00:00</lastmod>
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		<lastmod>2022-04-12T11:31:29+00:00</lastmod>
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		<lastmod>2022-04-12T20:01:48+00:00</lastmod>
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	<url>
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		<lastmod>2022-04-20T20:10:04+00:00</lastmod>
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		<lastmod>2022-04-20T20:18:15+00:00</lastmod>
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		<lastmod>2022-04-20T20:22:55+00:00</lastmod>
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		<lastmod>2022-04-20T20:27:18+00:00</lastmod>
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	<url>
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		<lastmod>2022-04-20T20:38:27+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/reg-f-qa-from-11-22-2021/11_22_21/</loc>
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		<lastmod>2022-04-20T20:53:26+00:00</lastmod>
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	<url>
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		<lastmod>2022-04-20T21:02:01+00:00</lastmod>
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	<url>
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		<lastmod>2022-04-20T21:06:07+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-build-an-analytics-platform-from-the-ground-up/attachment/422/</loc>
		<lastmod>2022-04-20T21:09:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/21/getting-to-know-cody-owens-of-equabli/cody-owens-1/</loc>
		<lastmod>2022-04-21T10:07:51+00:00</lastmod>
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	<url>
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		<lastmod>2022-04-21T11:54:56+00:00</lastmod>
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		<lastmod>2022-04-21T18:19:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-operationalize-modern-business-intelligence-data-for-business-effectiveness/attachment/426/</loc>
		<lastmod>2022-04-21T18:23:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/growing-an-early-out-collection-business/attachment/428/</loc>
		<lastmod>2022-04-21T18:24:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/role-playing-collector-consumer-interactions-from-11-17-2021/11_17_21/</loc>
		<lastmod>2022-04-21T19:06:05+00:00</lastmod>
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		<lastmod>2022-04-21T19:12:03+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/reg-f-qa-from-11-15-2021/11_15_21/</loc>
		<lastmod>2022-04-21T19:15:58+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/building-a-communication-workflow-under-reg-f-from-11-15-2021/11_15_21-2/</loc>
		<lastmod>2022-04-21T19:19:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/developing-an-incident-response-plan-from-11-12-2021/11_12_21/</loc>
		<lastmod>2022-04-21T19:24:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/plaintiffs-attorneys-discuss-the-model-validation-notice-from-11-11-2021/11_11_22/</loc>
		<lastmod>2022-04-21T19:27:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-to-compete-with-large-agencies-from-11-10-2021/11_10_21/</loc>
		<lastmod>2022-04-21T19:32:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/reg-f-qa-11-8-2021/11_8_21/</loc>
		<lastmod>2022-04-21T19:42:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/getting-consumers-to-communicate-via-email-and-text-messaging-from-11-8-2021/11_8_21-2/</loc>
		<lastmod>2022-04-21T19:46:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/is-your-technology-ready-for-regulation-f-from-11-5-2021/11_5_21/</loc>
		<lastmod>2022-04-21T19:50:57+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-many-different-types-of-letters-you-will-need-under-reg-f-from-11-4-2021/11_4_21/</loc>
		<lastmod>2022-04-21T19:55:09+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-to-keep-employees-from-leaving-from-11-3-2021/11_3_21/</loc>
		<lastmod>2022-04-21T19:59:58+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/unpacking-the-cfpbs-new-guidance-on-the-mvn-and-validation-information-from-11-2-2021/11_2_21/</loc>
		<lastmod>2022-04-21T20:07:27+00:00</lastmod>
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		<lastmod>2022-04-21T20:11:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/understanding-new-yorks-new-large-print-disclosure-requirement-from-11-2-2021/11_2_21-2/</loc>
		<lastmod>2022-04-21T20:15:06+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-technology-can-help-with-your-staffing-issues-from-11-9-2021/11_9_21-2/</loc>
		<lastmod>2022-04-21T20:20:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/22/daily-digest-april-22-judge-grants-mtd-in-hunstein-class-action-cfpb-ny-ag-sue-moneygram/be-selective-in-your-battles-sometimes-peace-is-better-than-being-right/</loc>
		<lastmod>2022-04-22T11:55:31+00:00</lastmod>
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		<lastmod>2022-04-22T21:51:20+00:00</lastmod>
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		<lastmod>2022-04-22T21:55:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/making-sure-you-have-the-proper-consent-from-10-28-2021/10_28_21-1/</loc>
		<lastmod>2022-04-22T22:00:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/reg-f-qa-from-10-26-2021/10_26_21/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/updating-your-website-to-get-ready-for-reg-f-from-10-25-2021/10_25_21/</loc>
		<lastmod>2022-04-22T22:11:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/best-practices-when-collecting-past-the-statute-of-limitations-from-10-22-2021/10_22_21/</loc>
		<lastmod>2022-04-22T22:14:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/top-10-red-flags-on-a-collection-agency-financials-from-4-12-2022/top-10-red-flags-on-a-collection-agency-financials-2/</loc>
		<lastmod>2022-04-23T12:57:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/litigation-trends-within-the-fdcpa-fcra-and-tcpa-from-4-21-2022/litigation-trends-within-the-fdcpa-fcra-and-tcpa-1/</loc>
		<lastmod>2022-04-23T13:28:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/25/compliance-digest-april-25/avanti-bakane-3/</loc>
		<lastmod>2022-04-25T02:11:56+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/04/25/daily-digest-april-25-victims-of-alleged-scammers-sue-in-state-court-class-action-accuses-collector-of-leaving-out-some-reg-f-disclosures/the-role-of-a-leader-is-not-to-come-up-with-all-the-great-ideas-the-role-of-a-leader-is-to-create-an-environment-in-which-great-ideas-can-happen/</loc>
		<lastmod>2022-04-25T11:27:12+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/04/26/daily-digest-april-26-mich-appeals-court-upholds-ruling-on-post-judgment-interest-case-cfpb-to-regulate-risky-nonbanks/the-culture-of-any-organization-is-shaped-by-the-worst-behavior-the-leader-is-willing-to-tolerate/</loc>
		<lastmod>2022-04-26T11:28:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-48/talk-off-episode-48/</loc>
		<lastmod>2022-04-26T12:53:52+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/04/27/daily-digest-april-27-appeals-court-denies-creditors-bid-for-attorneys-fees-in-spat-with-collector-suit-accuses-collector-of-not-disclosing-recordings-soon-enough/dont-let-loneliness-make-you-reconnect-with-toxic-people-you-shouldnt-drink-poison-just-because-you-are-thirsty/</loc>
		<lastmod>2022-04-27T11:28:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/28/getting-to-know-daniel-estes-of-r3-dynamics/daniel-estes/</loc>
		<lastmod>2022-04-28T09:52:36+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/28/daily-digest-april-28-getting-to-know-daniel-estes-of-r3-dynamics-reg-f-lawsuit-over-email-opt-out/where-focus-goes-energy-grows/</loc>
		<lastmod>2022-04-28T11:25:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/texting-and-emailing-under-regulation-f-what-has-been-learned-so-far/attachment/52/</loc>
		<lastmod>2022-04-28T13:13:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-common-questions-consumers-ask-about-reg-f-and-how-to-answer-them/attachment/429/</loc>
		<lastmod>2022-04-28T13:14:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/04/29/daily-digest-april-29-judge-certifies-class-in-fdcpa-suit-ed-dept-cancels-more-student-loan-debt/build-a-great-team-no-one-is-an-expert-on-everything-the-strongest-businesses-are-built-on-the-smartest-people-not-one-person/</loc>
		<lastmod>2022-04-29T11:28:51+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/examining-the-cfpbs-new-it-regulatory-guidelines/53-2/</loc>
		<lastmod>2022-04-29T18:39:41+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/hiring-best-practices-in-the-era-of-the-great-resignation/attachment/54/</loc>
		<lastmod>2022-04-29T18:41:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-49/the-talk-off-ep-49/</loc>
		<lastmod>2022-04-29T18:53:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/screen-shot-2022-04-05-at-11-10-44/</loc>
		<lastmod>2022-05-01T11:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/ask-the-credit-reporting-expert-from-4-25-2022/20220425-atcre/</loc>
		<lastmod>2022-05-01T12:32:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/best-ideas-with-harry-strausser-from-4-28-2022/best-ideas-1/</loc>
		<lastmod>2022-05-01T12:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/05/02/new-video-series-launched-debut-episode-tackles-white-houses-bulletin-on-medical-debt/screen-shot-2022-05-02-at-06-33-30/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/05/02/lawsuit-totals-spike-in-march-webrecon-2/screen-shot-2022-05-02-at-06-58-25/</loc>
		<lastmod>2022-05-02T10:58:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/02/daily-digest-may-2-appeals-court-upholds-ruling-for-plaintiff-in-fdcpa-case-new-video-series-launched/effort-is-important-but-knowing-where-to-make-an-effort-makes-all-the-difference/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/05/02/daily-digest-may-2-appeals-court-upholds-ruling-for-plaintiff-in-fdcpa-case-new-video-series-launched/if-you-have-to-talk-to-more-than-three-people-about-the-same-problem-you-dont-want-help-you-want-attention/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/05/02/daily-digest-may-2-appeals-court-upholds-ruling-for-plaintiff-in-fdcpa-case-new-video-series-launched/the-hustlers-will-never-understand-the-haters-they-dont-speak-the-same-language/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/05/02/daily-digest-may-2-appeals-court-upholds-ruling-for-plaintiff-in-fdcpa-case-new-video-series-launched/many-people-will-panic-to-find-a-charger-before-their-phone-dies-but-wont-panic-to-find-a-plan-before-their-dream-dies/</loc>
		<lastmod>2022-05-02T11:27:29+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/the-best-strategies-for-maximizing-calling-attempts-under-7-in-7/attachment/56/</loc>
		<lastmod>2022-05-02T19:26:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/05/getting-to-know-debbie-frank-of-credit-bureau-services/debbie-frank/</loc>
		<lastmod>2022-05-05T09:53:52+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/armtech-episode-9/armtech-episode-9-2/</loc>
		<lastmod>2022-05-05T15:43:08+00:00</lastmod>
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		<lastmod>2022-05-05T16:20:29+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/glba-safeguards-update/attachment/51022/</loc>
		<lastmod>2022-05-05T16:30:27+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/telling-your-story-why-its-so-important-and-how-to-do-it-right/511-png/</loc>
		<lastmod>2022-05-05T16:40:31+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-50/the-talk-off-ep-50/</loc>
		<lastmod>2022-05-05T18:30:23+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/06/talk-off-panel-talk-about-importance-of-engagement/talk-off-episode-49-2/</loc>
		<lastmod>2022-05-06T10:45:30+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/texting-and-emailing-under-regulation-f-what-has-been-learned-so-far-2/texting-and-emailing-under-regulation-f-what-has-been-learned-so-far-1/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/05/09/daily-digest-may-9-judge-rules-debt-not-for-personal-use-in-fdcpa-case-consumers-still-in-good-position-to-pay-debts-encore-ceo/the-smartest-toughest-or-coolest-person-in-the-room-is-never-the-one-trying-to-prove-it/</loc>
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		<lastmod>2022-05-09T11:26:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/09/daily-digest-may-9-judge-rules-debt-not-for-personal-use-in-fdcpa-case-consumers-still-in-good-position-to-pay-debts-encore-ceo/anger-doesnt-solve-anything-it-builds-nothing-but-can-destroy-everything/</loc>
		<lastmod>2022-05-09T11:26:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/09/daily-digest-may-9-judge-rules-debt-not-for-personal-use-in-fdcpa-case-consumers-still-in-good-position-to-pay-debts-encore-ceo/never-forget-who-helped-you-out-while-others-were-making-excuses/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/05/09/daily-digest-may-9-judge-rules-debt-not-for-personal-use-in-fdcpa-case-consumers-still-in-good-position-to-pay-debts-encore-ceo/you-either-do-what-is-hard-and-succeed-or-do-what-is-easy-and-live-in-mediocrity/</loc>
		<lastmod>2022-05-09T11:27:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-50/the-talk-off-ep-50-2/</loc>
		<lastmod>2022-05-09T18:26:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-using-eoscar/attachment/513/</loc>
		<lastmod>2022-05-10T19:40:41+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-conversation-with-the-better-business-bureau-about-the-collection-industry/attachment/516/</loc>
		<lastmod>2022-05-10T19:42:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/whats-going-on-in-new-york-and-what-you-need-to-know/attachment/517/</loc>
		<lastmod>2022-05-10T19:51:25+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/05/12/getting-to-know-todd-santa-maria-of-voapps-directdrop-voicemail/todd-santa-maria-3/</loc>
		<lastmod>2022-05-12T10:08:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/cyber-insurance-policy-best-practices/attachment/51822/</loc>
		<lastmod>2022-05-13T19:29:28+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-51/the-talk-off-ep-51/</loc>
		<lastmod>2022-05-13T19:31:03+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-effective-is-the-mvn-at-improving-collections/attachment/52022/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/best-practices-in-using-e-oscar-from-5-13-2022/best-practices-in-using-e-oscar/</loc>
		<lastmod>2022-05-14T12:36:14+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/telling-your-story-why-its-so-important-and-how-to-do-it-right-from-5-11-2022/telling-your-story-why-its-so-important-and-how-to-do-it-right-2/</loc>
		<lastmod>2022-05-14T12:38:29+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/glba-safeguards-update-from-5-10-2022/breaking-down-the-changes-to-the-glbas-safeguards-rule/</loc>
		<lastmod>2022-05-14T12:42:52+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/a-conversation-about-lobbying-at-the-state-level-from-5-9-2022/a-conversation-about-lobbying-at-the-state-level/</loc>
		<lastmod>2022-05-14T12:46:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/talk-off-episode-50-from-5-12-2022/talk-off-episode-50-2/</loc>
		<lastmod>2022-05-14T12:48:41+00:00</lastmod>
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		<lastmod>2022-05-15T17:28:49+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/armtech-episode-10/armtech-ep-10/</loc>
		<lastmod>2022-05-16T19:10:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-5/attachment/52322/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-51/talk-off-episode-51-2/</loc>
		<lastmod>2022-05-18T14:57:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-effective-is-the-mvn-at-improving-collections/how-has-the-mvn-changed-collection-rates/</loc>
		<lastmod>2022-05-18T14:58:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/armtech-episode-10/armtech-episode-10-1/</loc>
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		<lastmod>2022-05-19T20:10:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/cyber-insurance-policy-best-practices-from-5-18-2022/cyber-insurance-policy-best-practices-2/</loc>
		<lastmod>2022-05-21T13:44:40+00:00</lastmod>
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		<lastmod>2022-05-21T13:56:34+00:00</lastmod>
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		<lastmod>2022-05-21T16:01:42+00:00</lastmod>
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		<lastmod>2022-05-21T16:01:49+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/23/daily-digest-may-23-appeals-court-overturns-dismissal-of-fdcpa-suit-fcc-adopts-new-rules-to-battle-robocalls/doing-it-right-is-hard-doing-it-over-is-harder/</loc>
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		<lastmod>2022-05-21T16:02:05+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/23/boomerang-employees-offer-new-hiring-pipeline/boomerang/</loc>
		<lastmod>2022-05-23T11:23:39+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/talk-off-episode-52/the-talk-off-ep-52/</loc>
		<lastmod>2022-05-24T18:30:20+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/demo-day-6/demo-day-531/</loc>
		<lastmod>2022-05-24T18:45:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/05/26/getting-to-know-kyle-nelson-of-interprose/kyle-nelson-1/</loc>
		<lastmod>2022-05-26T10:10:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/a-conversation-with-creditors-from-5-24-2022/a-conversation-with-creditors-about-the-collections-industry-1/</loc>
		<lastmod>2022-05-29T14:06:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/31/daily-digest-may-31-fla-supreme-court-rules-in-workers-comp-case-calif-ag-backs-das-in-fight-over-illegal-collection-practices/friendship-multiplies-the-good-of-life-and-divides-the-evil/</loc>
		<lastmod>2022-05-30T13:00:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/31/daily-digest-may-31-fla-supreme-court-rules-in-workers-comp-case-calif-ag-backs-das-in-fight-over-illegal-collection-practices/take-the-risk-or-dream-forever/</loc>
		<lastmod>2022-05-30T13:00:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/05/31/daily-digest-may-31-fla-supreme-court-rules-in-workers-comp-case-calif-ag-backs-das-in-fight-over-illegal-collection-practices/a-beautiful-face-will-age-and-a-perfect-body-will-change-but-a-beautiful-soul-will-always-be-a-beautiful-soul/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/05/31/daily-digest-may-31-fla-supreme-court-rules-in-workers-comp-case-calif-ag-backs-das-in-fight-over-illegal-collection-practices/learn-to-give-your-absence-to-those-who-dont-appreciate-your-presence/</loc>
		<lastmod>2022-05-30T13:01:02+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/caption-contest/may-2022-cartoon-caption-contest/</loc>
		<lastmod>2022-05-30T14:53:32+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-compliance-firehose-everything-you-need-to-be-aware-of-in-todays-arm-industry/attachment/6222/</loc>
		<lastmod>2022-06-01T17:46:58+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-53/the-talk-off-ep-53/</loc>
		<lastmod>2022-06-01T18:06:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/06/02/getting-to-know-david-weimer-of-kramer-frank/david-weimer/</loc>
		<lastmod>2022-06-02T10:13:06+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/building-a-web-chat-feature-on-your-website-why-you-need-one/attachment/6622/</loc>
		<lastmod>2022-06-02T19:01:05+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/cfpb-advisory-opinion-on-ecoa/attachment/6722/</loc>
		<lastmod>2022-06-02T19:19:21+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-teach-collectors-to-be-great-negotiators-2/attachment/6822/</loc>
		<lastmod>2022-06-02T21:27:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-agency-of-tomorrow-how-collection-operations-will-look-in-the-future/attachment/6922/</loc>
		<lastmod>2022-06-02T21:59:31+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/what-the-upsolve-tro-means-for-the-arm-industry/6922-2/</loc>
		<lastmod>2022-06-02T22:18:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-contest-bracket-4/</loc>
		<lastmod>2022-06-03T16:01:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-talk-off-episode-53-from-6-3-2022/talk-off-episode-53/</loc>
		<lastmod>2022-06-04T17:26:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-compliance-firehose-everything-you-need-to-be-aware-of-in-todays-arm-industry-from-6-2-2022/the-compliance-firehose-everything-you-need-to-be-aware-of-in-todays-arm-industry-2/</loc>
		<lastmod>2022-06-04T17:30:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-make-sure-your-text-messages-are-delivered-from-6-1-2022/how-to-make-sure-your-text-messages-are-delivered-1/</loc>
		<lastmod>2022-06-04T17:33:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/06/daily-digest-june-6-judge-sanctions-defendant-certifies-class-of-300k-equifax-confirms-issues-with-some-credit-scores/honest-relations-are-like-water-no-color-no-shape-no-space-but-still-very-important-for-life/</loc>
		<lastmod>2022-06-05T16:45:22+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/07/dail-digest-june-7-judge-denies-motion-for-reconsideration-in-fdcpa-case-bill-introduced-to-allow-cros-to-dispute-debts-directly/those-who-can-make-you-believe-absurdities-can-make-you-commit-atrocities/</loc>
		<lastmod>2022-06-05T17:31:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/08/daily-digest-june-8-judge-denies-plaintiffs-motion-for-reconsideration-in-fdcpa-case-report-ranks-states-according-to-medical-debt-collection-laws/be-a-witness-not-a-judge/</loc>
		<lastmod>2022-06-05T17:41:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/09/daily-digest-june-9-getting-to-know-dale-watts-of-armstrong-and-associates-appeals-court-denies-en-banc-request-in-fdcpa-case/a-person-who-feels-appreciated-will-always-do-more-than-what-is-expected/</loc>
		<lastmod>2022-06-05T17:50:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/10/daily-digest-june-10-cfpb-goes-after-debt-relief-scammer-25-of-consumers-impacted-by-id-theft/we-must-let-go-of-the-life-we-have-planned-so-as-to-accept-the-one-that-is-waiting-for-us/</loc>
		<lastmod>2022-06-05T18:00:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-contest-bracket-5/</loc>
		<lastmod>2022-06-06T14:02:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/armtech-5/armtech-ep-11/</loc>
		<lastmod>2022-06-06T19:51:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/why-you-want-to-be-a-magnet-for-consumer-complaints/attachment/61422/</loc>
		<lastmod>2022-06-07T21:42:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-make-your-portal-a-collections-hub-for-consumers/attachment/61322/</loc>
		<lastmod>2022-06-09T00:38:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/training-collectors-to-answer-the-most-common-questions-consumers-ask/61522-1/</loc>
		<lastmod>2022-06-09T01:00:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/09/getting-to-know-dale-watts-of-armstrong-and-associates/dale-watts-1/</loc>
		<lastmod>2022-06-09T10:14:47+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-analysis-california/attachment/61622/</loc>
		<lastmod>2022-06-10T22:17:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-analysis-california/61622-2/</loc>
		<lastmod>2022-06-10T22:22:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-talk-off-episode-54/the-talk-off-episode-54-2/</loc>
		<lastmod>2022-06-10T22:38:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/building-a-web-chat-feature-on-your-website-why-you-need-one-from-6-6-2022/building-a-web-chat-feature-on-your-website-why-you-need-one-2/</loc>
		<lastmod>2022-06-12T04:03:40+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-the-cfpbs-advisory-opinion-on-ecoa-impacts-the-arm-industry-from-6-7-2022/how-the-cfpbs-advisory-opinion-on-ecoa-impacts-the-arm-industry/</loc>
		<lastmod>2022-06-12T04:09:30+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/role-playing-collector-consumer-conversations-from-6-7-2022/role-playing-collector-consumer-conversations-1/</loc>
		<lastmod>2022-06-12T04:12:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-teach-collectors-to-be-great-negotiators-from-6-8-2022/how-to-teach-collectors-to-be-great-negotiators/</loc>
		<lastmod>2022-06-12T04:15:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-the-upsolve-tro-means-for-the-arm-industry-from-6-9-2022/what-the-upsolve-tro-means-for-the-arm-industry-2/</loc>
		<lastmod>2022-06-12T04:19:36+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/armtech-from-6-10-2022/armtech-episode-11/</loc>
		<lastmod>2022-06-12T04:21:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-agency-of-tomorrow-how-collection-operations-will-look-in-the-future-from-6-9-2022/the-agency-of-tomorrow-how-collection-operations-will-look-in-the-future-2/</loc>
		<lastmod>2022-06-12T04:27:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-contest-bracket-6/</loc>
		<lastmod>2022-06-12T12:19:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/13/daily-digest-june-13-judge-grants-mtd-over-assigned-claim-appeals-court-rules-sending-texts-confers-consent/the-first-to-apologize-is-the-bravest-the-first-to-forgive-is-the-strongest-the-first-to-forget-is-the-happiest-2/</loc>
		<lastmod>2022-06-12T12:36:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/14/daily-digest-june-14-judge-denies-mtd-in-hunstein-copycat-case-class-action-accuses-collector-of-ignoring-validation-request/life-is-a-question-and-how-we-live-it-is-the-answer/</loc>
		<lastmod>2022-06-12T12:39:22+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/15/daily-digest-june-15-appeals-court-issues-ruling-on-atds-definition-court-upholds-right-to-collect-after-sending-1099-c/three-hours-feels-like-10-minutes-with-the-right-person/</loc>
		<lastmod>2022-06-12T12:43:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/16/daily-digest-june-16-getting-to-know-ken-aldrich-of-harris-appeals-court-reverses-ruling-in-favor-of-collection-law-firm/a-seed-grows-with-no-sound-but-a-tree-falls-with-a-huge-noise-this-is-the-power-of-silence/</loc>
		<lastmod>2022-06-12T12:52:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/17/daily-digest-june-17-how-collectors-should-respond-to-common-scenarios-class-action-accuses-collector-of-violating-fdcpa-via-text/the-worst-prison-in-the-world-is-a-home-without-peace/</loc>
		<lastmod>2022-06-12T12:59:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/stop-dialing-for-dollars-how-machine-learning-and-scoring-can-help-you-collect-more-while-working-less/attachment/62022/</loc>
		<lastmod>2022-06-13T21:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-contest-bracket-7/</loc>
		<lastmod>2022-06-14T13:50:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/defense-strategies-for-reg-f-lawsuits/attachment/62122/</loc>
		<lastmod>2022-06-14T23:08:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/16/getting-to-know-ken-aldrich-of-harris-harris/ken-aldrich/</loc>
		<lastmod>2022-06-16T10:30:26+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/defense-strategies-for-reg-f-lawsuits/62122-2/</loc>
		<lastmod>2022-06-17T18:40:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-6/attachment/62322/</loc>
		<lastmod>2022-06-17T19:14:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-audience/62322-2/</loc>
		<lastmod>2022-06-17T19:16:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/armtech-6/armtech-episode-12/</loc>
		<lastmod>2022-06-17T19:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-contest-bracket-8/</loc>
		<lastmod>2022-06-18T12:07:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-talk-off-from-6-17-2022/talk-off-episode-54/</loc>
		<lastmod>2022-06-18T12:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/why-you-want-to-be-a-magnet-for-consumer-complaints-from-6-14-2022/why-you-want-to-be-a-magnet-for-consumer-complaints-2/</loc>
		<lastmod>2022-06-18T12:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-make-your-portal-a-collections-hub-for-consumers-from-6-13-2022/how-to-make-your-portal-a-collections-hub-for-consumers-2/</loc>
		<lastmod>2022-06-18T12:43:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/20/daily-digest-june-20-judge-denies-mtd-in-fdcpa-case-over-lack-of-license-cfpb-leaders-discuss-approach-priorities/feelings-are-just-visitors-let-them-come-and-go/</loc>
		<lastmod>2022-06-19T12:20:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/21/daily-digest-june-21-complaint-accuses-collector-of-texting-mother-about-daughters-debt-mediation-program-dropping-caseload-in-one-texas-court/follow-people-to-be-inspired-follow-dreams-to-inspire-the-world/</loc>
		<lastmod>2022-06-19T12:29:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/22/daily-digest-june-22-bill-introduced-to-prohibit-student-loan-cancellations-court-certifies-class-in-ada-suit-over-sites-inaccessibility/wise-men-speak-because-they-have-something-to-say-fools-because-they-have-to-say-something/</loc>
		<lastmod>2022-06-19T12:36:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/23/daily-digest-june-23-getting-to-know-tonia-brown-of-arm-compliance-business-solutions-judge-dismisses-hunstein-copycat-for-lack-of-standing/logic-will-get-you-from-a-to-b-imagination-will-get-you-everywhere-else/</loc>
		<lastmod>2022-06-19T12:48:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/24/daily-digest-june-24-judge-rules-for-defendant-in-fdcpa-case-over-dispute-response-settlement-will-cancel-6b-in-student-loans/i-do-not-persevere-because-i-have-hope-i-have-hope-because-i-persevere/</loc>
		<lastmod>2022-06-19T12:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2020/01/20/compliance-digest-january-20/bedard_playingcard_cmyk/</loc>
		<lastmod>2022-06-20T09:38:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-consumers-to-open-your-emails/attachment/62222/</loc>
		<lastmod>2022-06-20T19:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/armtech-6/armtech-episode-12-2/</loc>
		<lastmod>2022-06-20T19:36:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-automate-more-of-your-operation/attachment/62722/</loc>
		<lastmod>2022-06-20T19:37:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/preparing-for-the-bad-thing-security-incident-training-handling-and-responding-strategies/attachment/62822/</loc>
		<lastmod>2022-06-21T21:20:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/23/getting-to-know-tonia-brown-of-arm-compliance-business-solutions/tonia-brown/</loc>
		<lastmod>2022-06-23T10:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/consumer-intelligence-understanding-sentiment-and-capturing-on-call-feedback/62722-2/</loc>
		<lastmod>2022-06-23T22:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dont-get-caught-with-your-head-in-the-clouds-when-it-comes-to-cloud-based-collections/628-2/</loc>
		<lastmod>2022-06-23T22:04:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/can-you-improve-compliance-by-going-through-the-complaint-process/attachment/62922/</loc>
		<lastmod>2022-06-23T22:06:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-effective-letter-templates/attachment/63022/</loc>
		<lastmod>2022-06-23T22:08:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/preparing-for-the-bad-thing-security-incident-training-handling-and-responding-strategies/62822-2/</loc>
		<lastmod>2022-06-23T22:38:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-contest-bracket/</loc>
		<lastmod>2022-06-24T12:14:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-collection-compliance/talk-off-collection-compliance-1/</loc>
		<lastmod>2022-06-24T16:59:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-onboard-efficiently-effectively-from-6-24-2022/armtech-how-to-onboard-efficiently-effectively/</loc>
		<lastmod>2022-06-25T13:24:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/ask-the-credit-reporting-expert-from-6-23-2022/ask-the-credit-reporting-expert-062322/</loc>
		<lastmod>2022-06-25T13:31:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/27/daily-digest-june-27-complaint-alleges-debt-parking-violation-judge-grants-msj-for-defense-in-fdcpa-email-case/faith-is-taking-the-first-step-even-when-you-cant-see-the-whole-staircase/</loc>
		<lastmod>2022-06-26T16:54:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/27/daily-digest-june-27-complaint-alleges-debt-parking-violation-judge-grants-msj-for-defense-in-fdcpa-email-case/discipline-is-the-ability-to-make-yourself-do-something-you-dont-want-to-do-in-order-to-get-a-result-you-dont-want-to-get/</loc>
		<lastmod>2022-06-26T16:54:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/27/daily-digest-june-27-complaint-alleges-debt-parking-violation-judge-grants-msj-for-defense-in-fdcpa-email-case/sit-at-the-tables-where-they-are-talking-about-ideas-and-opportunities-not-about-other-people/</loc>
		<lastmod>2022-06-26T16:54:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/27/daily-digest-june-27-complaint-alleges-debt-parking-violation-judge-grants-msj-for-defense-in-fdcpa-email-case/our-greatest-weapon-against-stress-is-the-ability-to-choose-one-thought-over-another/</loc>
		<lastmod>2022-06-26T16:54:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/27/daily-digest-june-27-complaint-alleges-debt-parking-violation-judge-grants-msj-for-defense-in-fdcpa-email-case/you-can-go-from-failure-to-success-but-you-cant-go-from-excuses-to-success/</loc>
		<lastmod>2022-06-26T16:54:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/understanding-the-new-credit-reporting-changes/attachment/7522/</loc>
		<lastmod>2022-06-27T17:45:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/29/groups-launch-ad-campaign-issue-white-paper-detailing-unlawful-actions-at-cfpb/chopra-chamber-ad-cfpb/</loc>
		<lastmod>2022-06-29T11:11:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/winter-is-coming-how-to-survive-until-things-get-better/attachment/7722/</loc>
		<lastmod>2022-06-29T17:25:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/06/30/getting-to-know-matt-scott-of-emprise-technologies/matt-scott-1/</loc>
		<lastmod>2022-06-30T10:39:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-crackdown-on-collection-junk-fees-and-the-growing-anti-cfpb-rhetoric/attachment/7622/</loc>
		<lastmod>2022-06-30T19:17:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/screen-shot-2022-05-30-at-10-48-51/</loc>
		<lastmod>2022-07-01T12:24:31+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/courses/collection-compliance-from-7-1-2022/talk-off-collection-compliance-3/</loc>
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		<lastmod>2022-07-07T16:17:17+00:00</lastmod>
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		<lastmod>2022-07-07T16:18:50+00:00</lastmod>
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		<lastmod>2022-07-07T16:21:02+00:00</lastmod>
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		<lastmod>2022-07-08T16:12:17+00:00</lastmod>
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		<lastmod>2022-07-10T01:56:13+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/07/11/daily-digest-july-11-former-agency-owner-sentenced-to-prison-judge-partially-grants-mtd-in-fdcpa-case/you-cant-skip-chapters-thats-not-how-life-works-you-wont-enjoy-all-of-it-but-you-have-to-keep-going/</loc>
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		<loc>https://newdev.accountsrecovery.net/2022/07/15/daily-digest-july-15-judge-denies-motion-to-compel-in-fdcpa-case-bill-introduced-to-require-cost-benefit-analysis-on-cfpb-regs/focus-on-the-outcome-not-the-obstacle/</loc>
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		<lastmod>2022-07-11T16:51:46+00:00</lastmod>
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		<lastmod>2022-07-11T21:00:02+00:00</lastmod>
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		<lastmod>2022-07-11T21:17:31+00:00</lastmod>
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		<lastmod>2022-07-13T15:03:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/strategies-to-discourage-debtors-from-abusing-your-collectors/strategies-to-discourage-debtors-from-abusing-your-collectors-2/</loc>
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		<lastmod>2022-07-14T01:56:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/07/18/daily-digest-july-18-judge-grants-mtd-in-fdcpa-class-action-dfpi-invites-comments-on-collector-licensing-rulemaking/consistency-is-what-transforms-average-into-excellence/</loc>
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		<lastmod>2022-07-18T23:00:50+00:00</lastmod>
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		<lastmod>2022-07-18T23:01:00+00:00</lastmod>
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		<lastmod>2022-07-18T23:01:08+00:00</lastmod>
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		<lastmod>2022-07-19T19:49:42+00:00</lastmod>
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		<lastmod>2022-07-20T11:28:47+00:00</lastmod>
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		<lastmod>2022-07-21T04:01:13+00:00</lastmod>
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		<lastmod>2022-07-22T11:01:55+00:00</lastmod>
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		<lastmod>2022-07-25T11:44:33+00:00</lastmod>
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		<lastmod>2022-07-25T17:10:45+00:00</lastmod>
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		<lastmod>2022-07-25T17:12:34+00:00</lastmod>
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		<lastmod>2022-07-25T17:14:40+00:00</lastmod>
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		<lastmod>2022-07-25T17:20:04+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/optimizing-and-restructuring-front-and-back-office-workflows/optimizing-and-restructuring-front-and-back-office-workflows-2/</loc>
		<lastmod>2022-07-25T17:21:49+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/07/26/daily-digest-july-26-judge-grants-mtd-in-fdcpa-case-over-post-bk-calls-employees-dont-care-about-cybersecurity/we-cant-always-choose-the-music-life-plays-for-us-but-we-can-choose-how-we-dance-to-it/</loc>
		<lastmod>2022-07-26T11:38:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/07/27/daily-digest-july-27-judge-partially-grants-msj-for-defendant-in-fdcpa-case-lender-to-pay-19m-for-credit-reporting-failures/sometimes-you-dont-realize-your-own-strength-until-you-come-face-to-face-with-your-greatest-weakness/</loc>
		<lastmod>2022-07-27T11:54:25+00:00</lastmod>
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		<lastmod>2022-07-28T10:18:09+00:00</lastmod>
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		<lastmod>2022-07-28T11:54:47+00:00</lastmod>
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		<lastmod>2022-07-28T22:22:26+00:00</lastmod>
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		<lastmod>2022-07-28T22:28:05+00:00</lastmod>
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		<lastmod>2022-07-28T22:31:18+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-emotional-intelligence-to-collectors/teaching-emotional-intelligence-to-collectors-2/</loc>
		<lastmod>2022-07-28T22:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/07/29/daily-digest-july-29-complaint-accuses-collector-of-noting-account-was-disputed-financial-situation-getting-worse-for-consumers/we-forge-the-chains-we-wear-in-life/</loc>
		<lastmod>2022-07-29T12:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-is-a-digital-strategist-and-why-your-agency-needs-one-from-7-28-2022/72822-2/</loc>
		<lastmod>2022-07-31T21:26:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/best-ideas-brainstorming-from-7-28-2022/attachment/72822/</loc>
		<lastmod>2022-07-31T21:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/screen-shot-2022-07-01-at-08-21-40/</loc>
		<lastmod>2022-08-01T01:52:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/explaining-the-difference-between-machine-learning-artificial-intelligence-and-what-you-need-to-know/explaining-the-difference-between-machine-learning-artificial-intelligence-and-what-you-need-to-know-2/</loc>
		<lastmod>2022-08-01T21:15:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-communicating-via-text-messaging-and-email/best-practices-in-communicating-via-text-messaging-and-email-2/</loc>
		<lastmod>2022-08-01T21:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/02/nursing-homes-suing-friends-and-family-of-residents-to-recover-unpaid-debts-report/nursing-home/</loc>
		<lastmod>2022-08-02T11:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/02/daily-digest-august-2-discount-language-in-letter-leads-to-class-action-judge-grants-msj-for-defense-over-tax-language/pexels-photo-3225517/</loc>
		<lastmod>2022-08-02T11:46:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-different-types-of-cyber-attacks-and-how-to-prepare-for-each/the-different-types-of-cyber-attacks-and-how-to-prepare-for-each-2/</loc>
		<lastmod>2022-08-02T15:57:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/explaining-the-difference-between-machine-learning-artificial-intelligence-and-what-you-need-to-know/explaining-the-difference-between-machine-learning-artificial-intelligence-and-what-you-need-to-know-3/</loc>
		<lastmod>2022-08-02T20:42:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-communicating-via-text-messaging-and-email/best-practices-in-communicating-via-text-messaging-and-email-3/</loc>
		<lastmod>2022-08-02T20:44:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-different-types-of-cyber-attacks-and-how-to-prepare-for-each/the-different-types-of-cyber-attacks-and-how-to-prepare-for-each-3/</loc>
		<lastmod>2022-08-02T20:46:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/03/daily-digest-august-3-judge-dismisses-case-claiming-reg-f-violation-ags-create-anti-robocall-task-force/pexels-photo-2085998/</loc>
		<lastmod>2022-08-03T11:52:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/turning-speech-analytics-into-actionable-ideas/turning-speech-analytics-into-actionable-ideas-2/</loc>
		<lastmod>2022-08-03T19:13:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/04/getting-to-know-mark-reinhard-of-concepts2code/mark-reinhard/</loc>
		<lastmod>2022-08-04T10:22:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/04/daily-digest-august-4-getting-to-know-mark-reinhard-of-concepts2code-appeals-court-denies-en-banc-request-in-tcpa-case/pexels-photo-6151559/</loc>
		<lastmod>2022-08-04T12:02:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-manage-risk-through-policies-and-procedures/how-to-manage-risk-through-policies-and-procedures-2/</loc>
		<lastmod>2022-08-04T17:49:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/05/daily-digest-august-5-fdcpa-class-action-filed-over-mvn-judge-partially-grants-msj-for-plaintiff-in-fdcpa-case/pexels-photo-165754/</loc>
		<lastmod>2022-08-05T11:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/talk-off-collection-litigation/collection-litigation-trends/</loc>
		<lastmod>2022-08-05T16:45:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/09/daily-digest-august-9-plaintiff-sues-collector-over-payment-method-collector-cleared-after-sending-pandemic-voicemail/pexels-photo-5880393/</loc>
		<lastmod>2022-08-09T11:47:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/evaluating-the-effectiveness-of-the-limited-content-message/evaluating-the-effectiveness-of-the-limited-content-message-2/</loc>
		<lastmod>2022-08-10T00:23:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/10/daily-digest-august-10-appeals-court-upholds-dismissal-of-fdcpa-suit-wash-ag-sues-agencies/summer/</loc>
		<lastmod>2022-08-10T11:49:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-an-effective-document-control-process-for-your-policies-and-procedures/building-an-effective-document-control-process-for-your-policies-and-procedures-2/</loc>
		<lastmod>2022-08-11T02:08:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/11/getting-to-know-kelli-edmonds-of-kota-business-solutions/kelli-edmonds/</loc>
		<lastmod>2022-08-11T10:29:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/11/daily-digest-august-11-getting-to-know-kelli-edmonds-judge-grants-msj-in-separate-fdcpa-suit-filed-over-same-account/attachment/20220811/</loc>
		<lastmod>2022-08-11T11:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/apis-for-dummies/apis-for-dummies-2/</loc>
		<lastmod>2022-08-11T21:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/collector-compensation-trends/collector-compensation-trends-2/</loc>
		<lastmod>2022-08-12T19:22:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/15/daily-digest-august-15-appeals-court-overturns-dismissal-in-whistleblower-lawsuit-judge-grants-mtd-in-fdcpa-class-action/attachment/20220815/</loc>
		<lastmod>2022-08-15T11:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-9/ask-the-credit-reporting-expert-10/</loc>
		<lastmod>2022-08-15T16:10:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/16/daily-digest-august-16-appeals-court-vacates-class-certification-in-fdcpa-case-complaint-accuses-collector-of-trying-to-collect-on-settled-debt/attachment/20220816/</loc>
		<lastmod>2022-08-16T11:56:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/17/daily-digest-august-17-appeals-court-affirms-ruling-for-defendants-in-fcra-cases-ed-dept-cancels-4b-of-loans/attachment/20220817/</loc>
		<lastmod>2022-08-17T11:49:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-ideas-brainstorming-session/best-ideas-2/</loc>
		<lastmod>2022-08-17T14:06:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/18/getting-to-know-roxie-olivero-winfield-of-midstate-collection-solutions/roxi-olivero-winfield/</loc>
		<lastmod>2022-08-18T10:13:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/18/daily-digest-august-18-getting-to-know-roxie-olivero-winfield-judge-rules-against-industry-in-arizona-garnishment-case/attachment/20220818/</loc>
		<lastmod>2022-08-18T11:40:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-analysis-illinois/state-analysis-illinois-2/</loc>
		<lastmod>2022-08-18T15:48:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/sms-risk-mitigation-strategies/sms-risk-mitigation-strategies-2/</loc>
		<lastmod>2022-08-18T15:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-structure-your-operation-to-maximize-digital-collections/how-to-structure-your-operation-to-maximize-digital-collections-2/</loc>
		<lastmod>2022-08-19T00:20:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/19/daily-digest-august-19-collector-facing-class-action-over-mvns-use-of-now-judge-orders-defendant-to-pay-attorneys-fees-in-remanding-fdcpa-case/attachment/20220819/</loc>
		<lastmod>2022-08-19T12:11:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/apis-for-dummies-from-8-18-2022/apis-for-dummies-1/</loc>
		<lastmod>2022-08-21T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/22/daily-digest-august-22-judge-denies-mtd-in-fdcpa-case-consumers-paying-more-for-healthcare-leads-to-lower-collection-rates/attachment/20220822/</loc>
		<lastmod>2022-08-22T11:48:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-get-the-most-out-of-your-analytics/how-to-get-the-most-out-of-your-analytics-2/</loc>
		<lastmod>2022-08-22T19:49:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/23/daily-digest-august-23-agency-sued-for-failing-to-provide-opt-out-notice-in-texts-judge-remands-fdcpa-case-back-to-state-court/it-is-better-to-fail-in-originality-than-to-succeed-in-imitation/</loc>
		<lastmod>2022-08-23T11:59:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-when-a-collector-says-the-wrong-thing/what-to-do-when-a-collector-says-the-wrong-thing-2/</loc>
		<lastmod>2022-08-23T16:14:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/24/daily-digest-august-24-calif-appeals-court-overturns-ruling-for-agency-student-loan-debt-relief-scammer-sentenced/success-is-getting-what-you-want-happiness-is-wanting-what-you-get/</loc>
		<lastmod>2022-08-24T11:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-create-a-cms-from-scratch/how-to-create-a-cms-from-scratch-2/</loc>
		<lastmod>2022-08-24T23:35:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/25/getting-to-know-brandon-gilbert-of-frost-arnett/brandon-gilbert/</loc>
		<lastmod>2022-08-25T11:02:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/legal-and-compliance-trends/legal-and-compliance-trends-2/</loc>
		<lastmod>2022-08-25T16:18:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/26/daily-digest-august-26-govt-instructs-agencies-to-remove-medical-debt-from-underwriting-appeals-court-rules-govt-can-be-liable-for-fcra-violations/experience-is-a-hard-teacher-because-she-gives-the-test-first-the-lesson-afterwards/</loc>
		<lastmod>2022-08-26T12:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/29/daily-digest-august-29-judge-sanctions-plaintiffs-attorney-conn-regulator-revokes-agencys-license-fines-it-100k/22020829-dont-let-someone-elses-opinion-of-you-become-your-reality/</loc>
		<lastmod>2022-08-29T12:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/29/daily-digest-august-29-judge-sanctions-plaintiffs-attorney-conn-regulator-revokes-agencys-license-fines-it-100k/22020902-if-you-dont-risk-anything-you-risk-even-more/</loc>
		<lastmod>2022-08-29T12:00:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/29/daily-digest-august-29-judge-sanctions-plaintiffs-attorney-conn-regulator-revokes-agencys-license-fines-it-100k/22020901-rivers-know-this-there-is-no-hurry-we-shall-get-there-some-day/</loc>
		<lastmod>2022-08-29T12:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/29/daily-digest-august-29-judge-sanctions-plaintiffs-attorney-conn-regulator-revokes-agencys-license-fines-it-100k/22020831-no-one-changes-the-world-who-isnt-obsessed/</loc>
		<lastmod>2022-08-29T12:00:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/29/daily-digest-august-29-judge-sanctions-plaintiffs-attorney-conn-regulator-revokes-agencys-license-fines-it-100k/22020830-i-am-not-a-product-of-my-circumstances-i-am-a-product-of-my-decisions/</loc>
		<lastmod>2022-08-29T12:00:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/keep-collectors-motivated-to-avoid-robot-mode/keep-collectors-motivated-to-avoid-robot-mode-2/</loc>
		<lastmod>2022-08-29T20:02:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-technology-you-need-to-effectively-communicate-with-consumers/all-the-technology-you-need-to-effectively-communicate-with-consumers-2/</loc>
		<lastmod>2022-08-29T20:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-conduct-a-risk-assessment-to-understand-your-vulnerabilities/how-to-conduct-a-risk-assessment-to-understand-your-vulnerabilities-2/</loc>
		<lastmod>2022-08-30T19:25:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/08/31/lawsuit-volume-complaint-totals-keep-falling-webrecon/screen-shot-2022-08-31-at-07-20-40/</loc>
		<lastmod>2022-08-31T11:21:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/august-caption-contest/</loc>
		<lastmod>2022-09-01T00:51:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-communication-channels-that-consumers-use-and-prefer-most/the-communication-channels-that-consumers-use-and-prefer-most-2/</loc>
		<lastmod>2022-09-01T01:12:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/01/getting-to-know-ed-ujcich-of-intelligent-contacts/ed-ujcich/</loc>
		<lastmod>2022-09-01T10:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/06/compliance-digest-september-6/amber-russo/</loc>
		<lastmod>2022-09-06T00:51:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/06/complaint-accuses-collector-of-treating-refusal-to-pay-as-dispute/legal-webrecon/</loc>
		<lastmod>2022-09-06T10:32:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/06/daily-digest-september-6-complaint-accuses-collector-of-treating-refusal-to-pay-as-dispute-judge-grants-msj-for-defendant-over-ssn/22020906-if-you-really-want-to-do-something-youll-find-a-way-if-you-dont-youll-find-an-excuse/</loc>
		<lastmod>2022-09-06T12:08:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/07/daily-digest-september-7-appeals-court-rules-on-third-party-disclosures-local-govt-looking-to-buy-forgive-medical-debt/22020907-live-out-of-your-imagination-not-your-history/</loc>
		<lastmod>2022-09-07T10:57:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-improve-your-companys-google-reviews/how-to-improve-your-companys-google-reviews-2/</loc>
		<lastmod>2022-09-07T12:57:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/education-vs-enforcement-which-is-more-important/education-vs-enforcement-which-is-more-important-2/</loc>
		<lastmod>2022-09-07T13:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/everything-you-need-to-know-about-cyber-insurance/everything-you-need-to-know-about-cyber-insurance-2/</loc>
		<lastmod>2022-09-07T20:55:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-compensate-your-sales-business-development-reps/how-to-compensate-your-sales-business-development-reps-2/</loc>
		<lastmod>2022-09-07T20:58:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/08/getting-to-know-aleah-heath-of-unifund-and-payce/aleah-heath/</loc>
		<lastmod>2022-09-08T09:27:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/08/daily-digest-september-8-getting-to-know-aleah-heath-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court/22020908-the-only-one-who-can-tell-you-you-cant-win-is-you-and-you-dont-have-to-listen/</loc>
		<lastmod>2022-09-08T11:01:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/09/class-action-filed-over-blank-itemization-table-line-items-in-mvn/screen-shot-2022-09-09-at-05-41-05/</loc>
		<lastmod>2022-09-09T09:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/09/daily-digest-september-9-appeals-court-dismisses-hunstein-for-lack-of-standing-class-action-filed-over-blank-lines-in-mvn/22020909-be-miserable-or-motivate-yourself-whatever-has-to-be-done-its-always-your-choice/</loc>
		<lastmod>2022-09-09T11:01:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/hunstein-decision-discussion/hunstein-ruling-discussion/</loc>
		<lastmod>2022-09-10T03:31:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-of-reg-fs-still-unanswered-questions/all-of-reg-fs-still-unanswered-questions-2/</loc>
		<lastmod>2022-09-10T16:36:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-can-replace-credit-reporting-as-a-collection-tool/what-can-replace-credit-reporting-as-a-collection-tool-2/</loc>
		<lastmod>2022-09-10T16:37:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/12/compliance-digest-september-12/jacob-bach/</loc>
		<lastmod>2022-09-10T19:24:35+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/12/daily-digest-september-12-appeals-court-rules-emotional-distress-wasting-time-enough-for-standing-judge-denies-mtd-in-fdcpa-case/22020912-concentrate-all-your-thoughts-upon-the-work-in-hand-the-suns-rays-do-not-burn-until-brought-to-a-focus/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/12/daily-digest-september-12-appeals-court-rules-emotional-distress-wasting-time-enough-for-standing-judge-denies-mtd-in-fdcpa-case/22020916-you-cant-be-that-kid-standing-at-the-top-of-the-waterslide-overthinking-it-you-have-to-go-down-the-chute/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/12/daily-digest-september-12-appeals-court-rules-emotional-distress-wasting-time-enough-for-standing-judge-denies-mtd-in-fdcpa-case/22020915-if-we-take-care-of-the-moments-the-years-will-take-care-of-themselves/</loc>
		<lastmod>2022-09-12T11:06:41+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/12/daily-digest-september-12-appeals-court-rules-emotional-distress-wasting-time-enough-for-standing-judge-denies-mtd-in-fdcpa-case/22020914-more-is-lost-by-indecision-than-wrong-decision/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/12/daily-digest-september-12-appeals-court-rules-emotional-distress-wasting-time-enough-for-standing-judge-denies-mtd-in-fdcpa-case/22020913-make-sure-your-worst-enemy-doesnt-live-between-your-own-two-ears/</loc>
		<lastmod>2022-09-12T11:06:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/policies-procedures-vs-standard-operating-procedures-and-statements-of-work-what-should-go-into-each/policies-procedures-vs-standard-operating-procedures-and-statements-of-work-what-should-go-into-each-2/</loc>
		<lastmod>2022-09-12T22:20:48+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/social-engineering-training-to-prep-employees-against-cyber-attacks/social-engineering-training-to-prep-employees-against-cyber-attacks-2/</loc>
		<lastmod>2022-09-13T21:17:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-analysis-colorado/state-analysis-colorado-2/</loc>
		<lastmod>2022-09-14T19:09:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/15/getting-to-know-brian-glass-of-halsted-financial/brian-glass-1/</loc>
		<lastmod>2022-09-15T09:28:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-emails-into-consumers-inboxes/getting-emails-into-consumers-inboxes-2/</loc>
		<lastmod>2022-09-15T14:48:41+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-can-replace-credit-reporting-as-a-collection-tool-from-9-16-2022/what-can-replace-credit-reporting-as-a-collection-tool-3/</loc>
		<lastmod>2022-09-17T18:05:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/19/daily-digest-september-19-judge-grants-mtd-in-fdcpa-case-judge-rules-for-collector-in-discrimination-case/22020923-if-you-cant-yet-do-great-things-do-small-things-in-a-great-way/</loc>
		<lastmod>2022-09-19T11:46:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/19/daily-digest-september-19-judge-grants-mtd-in-fdcpa-case-judge-rules-for-collector-in-discrimination-case/22020922-true-humility-is-not-thinking-less-of-yourself-it-is-thinking-of-yourself-less/</loc>
		<lastmod>2022-09-19T11:46:27+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/19/daily-digest-september-19-judge-grants-mtd-in-fdcpa-case-judge-rules-for-collector-in-discrimination-case/22020921-courage-is-like-a-muscle-we-strengthen-it-by-use/</loc>
		<lastmod>2022-09-19T11:46:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/19/daily-digest-september-19-judge-grants-mtd-in-fdcpa-case-judge-rules-for-collector-in-discrimination-case/22020920-the-greater-the-difficulty-the-more-the-glory-in-surmounting-it/</loc>
		<lastmod>2022-09-19T11:46:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/19/daily-digest-september-19-judge-grants-mtd-in-fdcpa-case-judge-rules-for-collector-in-discrimination-case/22020919-if-youre-not-positive-energy-youre-negative-energy/</loc>
		<lastmod>2022-09-19T11:46:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/using-speech-analytics-to-improve-agent-techniques/using-speech-analytics-to-improve-agent-techniques-2/</loc>
		<lastmod>2022-09-20T18:55:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-11/analyzing-the-seventh-circuit-court-of-appeals/</loc>
		<lastmod>2022-09-20T18:57:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/answers-to-your-burning-questions-4/answers-to-your-burning-questions-3/</loc>
		<lastmod>2022-09-21T17:15:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mygovwatch-webinar-2/ask-the-credit-reporting-expert-12/</loc>
		<lastmod>2022-09-21T17:18:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/22/getting-to-know-kristina-hughes-of-receive-revenue-recovery/kristina-hughes-1/</loc>
		<lastmod>2022-09-22T09:51:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/growing-leaders-in-your-company/growing-leaders-in-your-company-2/</loc>
		<lastmod>2022-09-25T14:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/improving-self-service-collection-rates/improving-self-service-collection-rates-2/</loc>
		<lastmod>2022-09-25T14:01:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/26/daily-digest-september-26-not-reading-collection-letter-gets-case-remanded-back-to-state-court-nyt-spotlights-hospitals-collection-efforts/22020926-id-rather-regret-the-things-ive-done-than-regret-the-things-i-havent-done/</loc>
		<lastmod>2022-09-26T11:20:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/27/behind-the-curtain-gordon-beck/screen-shot-2022-09-27-at-06-48-58/</loc>
		<lastmod>2022-09-27T10:49:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/27/daily-digest-september-27-collector-facing-class-action-for-allegedly-shortening-validation-period-cbo-puts-400b-price-tag-on-student-loan-debt-cancellation-plan/22020927-we-need-to-accept-that-we-wont-always-make-the-right-decisions-that-well-screw-up-royally-sometimes-understanding-that-failure-is-not-the-opposite-of-success-i/</loc>
		<lastmod>2022-09-27T11:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/behind-the-curtain/cas-logo/</loc>
		<lastmod>2022-09-27T14:16:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/28/daily-digest-september-28-judge-grants-mtd-in-fdcpa-case-over-attorney-references-in-letter-fcc-starts-rulemaking-process-to-block-unwanted-texts/22020928-a-surplus-of-effort-can-overcome-a-deficit-of-confidence/</loc>
		<lastmod>2022-09-28T11:14:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/reg-f-gap-assessments/reg-f-gap-assessments-2/</loc>
		<lastmod>2022-09-28T21:03:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-know-about-the-ftc-safeguards-rule/what-you-need-to-know-about-the-ftc-safeguards-rule-2/</loc>
		<lastmod>2022-09-28T21:05:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-regulation-of-the-buy-now-pay-later-market/the-cfpbs-regulation-of-the-buy-now-pay-later-market-2/</loc>
		<lastmod>2022-09-28T21:07:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-safest-communication-channels-under-the-tcpa/the-safest-communication-channels-under-the-tcpa-2/</loc>
		<lastmod>2022-09-28T21:09:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/29/getting-to-know-nickole-fratz-of-fbcs/nickole-fratz/</loc>
		<lastmod>2022-09-29T09:56:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/29/daily-digest-september-29-getting-to-know-nickole-fratz-of-fbcs-groups-sue-cfpb/22020929-the-only-way-of-discovering-the-limits-of-the-possible-is-to-venture-a-little-way-past-them-into-the-impossible/</loc>
		<lastmod>2022-09-29T12:01:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-regulation-of-the-buy-now-pay-later-market/the-cfpbs-regulation-of-the-buy-now-pay-later-market-3/</loc>
		<lastmod>2022-09-29T14:22:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-when-consumers-wont-identify-themselves/what-to-do-when-consumers-wont-identify-themselves-2/</loc>
		<lastmod>2022-09-29T14:27:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/29/team-tom-raises-37000-to-benefit-cars-curing-kids%ef%bf%bc/team-tom-photo/</loc>
		<lastmod>2022-09-29T14:37:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/09/30/daily-digest-september-30-collector-facing-class-action-because-validation-items-not-adding-up-bill-proposed-in-house-to-amend-fcra/22020930-i-always-wanted-to-be-somebody-but-now-i-realize-i-should-have-been-more-specific/</loc>
		<lastmod>2022-09-30T11:16:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/september-caption-contest/</loc>
		<lastmod>2022-10-01T12:19:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/03/compliance-digest-october-3/katherine-obrien-2/</loc>
		<lastmod>2022-10-02T13:17:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-chief-compliance-officers-priority-list/a-chief-compliance-officers-priority-list-2/</loc>
		<lastmod>2022-10-02T14:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/03/daily-digest-october-3-collector-not-obligated-to-notify-creditor-of-dispute-legal-challenges-to-student-loan-debt-cancellation-plan-launched/22021003-opportunities-dont-happen-you-create-them/</loc>
		<lastmod>2022-10-03T10:48:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/03/daily-digest-october-3-collector-not-obligated-to-notify-creditor-of-dispute-legal-challenges-to-student-loan-debt-cancellation-plan-launched/22021010-ive-searched-all-the-parks-in-all-the-cities-and-found-no-statues-of-committees/</loc>
		<lastmod>2022-10-03T10:48:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/03/daily-digest-october-3-collector-not-obligated-to-notify-creditor-of-dispute-legal-challenges-to-student-loan-debt-cancellation-plan-launched/22021006-i-learned-a-long-time-ago-that-there-is-something-worse-than-missing-the-goal-and-thats-not-pulling-the-trigger/</loc>
		<lastmod>2022-10-03T10:48:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/03/daily-digest-october-3-collector-not-obligated-to-notify-creditor-of-dispute-legal-challenges-to-student-loan-debt-cancellation-plan-launched/22021005-in-order-to-be-irreplaceable-one-must-always-be-different/</loc>
		<lastmod>2022-10-03T10:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/03/daily-digest-october-3-collector-not-obligated-to-notify-creditor-of-dispute-legal-challenges-to-student-loan-debt-cancellation-plan-launched/22021007-i-have-stood-on-a-mountain-of-nos-for-one-yes/</loc>
		<lastmod>2022-10-03T10:49:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/03/daily-digest-october-3-collector-not-obligated-to-notify-creditor-of-dispute-legal-challenges-to-student-loan-debt-cancellation-plan-launched/22021004-one-of-the-differences-between-some-successful-and-unsuccessful-people-is-that-one-group-is-full-of-doers-while-the-other-is-full-of-wishers/</loc>
		<lastmod>2022-10-03T10:49:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-how-to-communicate-in-a-digital-world/teaching-collectors-how-to-communicate-in-a-digital-world-2/</loc>
		<lastmod>2022-10-04T15:49:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-the-cfpb-is-re-writing-the-fdcpa-without-amending-it/how-much-can-the-fdcpa-be-changed-without-needing-to-be-amended/</loc>
		<lastmod>2022-10-04T15:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/06/getting-to-know-maryrose-diaz-of-grant-mercantile-agency/maryrose-diaz/</loc>
		<lastmod>2022-10-06T01:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mygovwatch-webinar-3/government-contracts-which-ones-are-coming-soon-4/</loc>
		<lastmod>2022-10-06T20:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-data-can-boost-your-compliance/how-data-can-boost-your-compliance-2/</loc>
		<lastmod>2022-10-06T20:10:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-employee-retention-tax-credit-are-you-missing-out-on-millions/the-employee-retention-tax-credit-are-you-missing-out-on-millions-2/</loc>
		<lastmod>2022-10-07T14:20:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-scoring-can-help-offset-diminished-credit-reporting-effectiveness/how-scoring-can-help-offset-diminished-credit-reporting-effectiveness-2/</loc>
		<lastmod>2022-10-07T14:22:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/10/daily-digest-october-10-judge-partially-grants-mtd-in-fdcpa-case-over-credit-reporting-issue-calif-appeals-court-overturns-defendants-win-in-rfdcpa-case/20221011-be-a-positive-energy-trampoline-absorb-what-you-need-and-rebound-more-back/</loc>
		<lastmod>2022-10-10T11:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/10/daily-digest-october-10-judge-partially-grants-mtd-in-fdcpa-case-over-credit-reporting-issue-calif-appeals-court-overturns-defendants-win-in-rfdcpa-case/20221014-do-not-wait-for-the-perfect-time-and-place-to-enter-for-you-are-already-onstage/</loc>
		<lastmod>2022-10-10T11:16:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/10/daily-digest-october-10-judge-partially-grants-mtd-in-fdcpa-case-over-credit-reporting-issue-calif-appeals-court-overturns-defendants-win-in-rfdcpa-case/20221013-sometimes-magic-is-just-someone-spending-more-time-on-something-than-anyone-else-might-reasonably-expect/</loc>
		<lastmod>2022-10-10T11:17:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/10/daily-digest-october-10-judge-partially-grants-mtd-in-fdcpa-case-over-credit-reporting-issue-calif-appeals-court-overturns-defendants-win-in-rfdcpa-case/20221012-he-who-conquers-himself-is-the-mightiest-warrior/</loc>
		<lastmod>2022-10-10T11:17:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-analysis-massachusetts/state-analysis-massachusetts-2/</loc>
		<lastmod>2022-10-10T21:49:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-types-of-audits-you-should-be-conducting/the-types-of-audits-you-should-be-conducting-2/</loc>
		<lastmod>2022-10-10T21:51:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/analyzing-the-impact-of-the-chamber-of-commerces-suit-against-the-cfpb/analyzing-the-impact-of-the-chamber-of-commerces-suit-against-the-cfpb-2/</loc>
		<lastmod>2022-10-10T21:55:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/10/collector-facing-class-action-for-credit-reporting-notification-in-letter/screen-shot-2022-10-10-at-21-13-38/</loc>
		<lastmod>2022-10-11T01:14:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/behind-the-curtain/screen-shot-2022-10-10-at-21-23-30/</loc>
		<lastmod>2022-10-11T01:25:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/13/getting-to-know-kacey-rask-of-unifund/kacey-rask/</loc>
		<lastmod>2022-10-13T09:22:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-ideas-brainstorming-2/best-ideas-brainstorming/</loc>
		<lastmod>2022-10-13T18:13:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/14/complaint-alleges-collector-failed-to-honor-text-opt-out-7-in-7/screen-shot-2022-10-14-at-05-46-06/</loc>
		<lastmod>2022-10-14T09:46:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-active-listening-and-other-conversational-techniques/teaching-active-listening-and-other-conversational-techniques-2/</loc>
		<lastmod>2022-10-16T15:04:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/17/daily-digest-october-17-mvn-not-a-requirement-judge-rules-more-americans-favor-medical-debt-forgiveness-over-wiping-out-student-loans/20221017-the-successful-man-will-profit-from-his-mistakes-and-try-again-in-a-different-way/</loc>
		<lastmod>2022-10-17T11:04:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/17/daily-digest-october-17-mvn-not-a-requirement-judge-rules-more-americans-favor-medical-debt-forgiveness-over-wiping-out-student-loans/20221021-dont-let-anyone-treat-you-like-free-salsa-you-are-guac/</loc>
		<lastmod>2022-10-17T11:04:22+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/17/daily-digest-october-17-mvn-not-a-requirement-judge-rules-more-americans-favor-medical-debt-forgiveness-over-wiping-out-student-loans/20221020-an-arrow-can-only-be-shot-by-pulling-it-backward-when-life-is-dragging-you-back-with-difficulties-it-means-its-going-to-launch-you-into-something-great/</loc>
		<lastmod>2022-10-17T11:04:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/17/daily-digest-october-17-mvn-not-a-requirement-judge-rules-more-americans-favor-medical-debt-forgiveness-over-wiping-out-student-loans/20221019-if-the-highest-aim-of-a-captain-were-to-preserve-his-ship-he-would-keep-it-in-port-forever/</loc>
		<lastmod>2022-10-17T11:04:36+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/17/daily-digest-october-17-mvn-not-a-requirement-judge-rules-more-americans-favor-medical-debt-forgiveness-over-wiping-out-student-loans/20221018-he-that-can-have-patience-can-have-what-he-will/</loc>
		<lastmod>2022-10-17T11:04:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-fintech-tell-all-4/the-fintech-tell-all-3/</loc>
		<lastmod>2022-10-19T19:23:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/modernizing-your-collection-platform/modernizing-your-collection-platform-2/</loc>
		<lastmod>2022-10-19T19:26:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ftc-safeguards-qa/ftc-safeguards-qa-2/</loc>
		<lastmod>2022-10-19T19:29:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-13/ask-the-credit-reporting-expert-14/</loc>
		<lastmod>2022-10-19T19:31:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-tcpa-update/state-tcpa-update-2/</loc>
		<lastmod>2022-10-19T19:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/20/getting-to-know-kristen-rowles-of-cbe-companies/kristen-rowles-2/</loc>
		<lastmod>2022-10-20T10:43:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-convince-creditor-clients-to-go-the-legal-route-2/how-to-convince-creditor-clients-to-go-the-legal-route/</loc>
		<lastmod>2022-10-20T15:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-does-the-cfpb-go-from-here-2/where-does-the-cfpb-go-from-here/</loc>
		<lastmod>2022-10-20T15:50:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/analyzing-the-eleventh-circuit-court-of-appeals/analyzing-the-eleventh-circuit-court-of-appeals-2/</loc>
		<lastmod>2022-10-21T21:36:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/24/appeals-court-temporarily-blocks-student-loan-debt-relief-plan-as-biden-announces-22-million-have-applied-in-first-week/student-loans-2-2/</loc>
		<lastmod>2022-10-24T10:13:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/24/daily-digest-october-24-judge-grants-mtd-in-fdcpa-fcra-case-over-emails-portal-access-appeals-court-blocks-student-loan-debt-relief-plan/20221024-if-there-is-no-struggle-there-is-no-progress/</loc>
		<lastmod>2022-10-24T10:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/25/daily-digest-october-25-collection-firm-accused-of-sending-mvn-to-represented-individual-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court/20221025-take-your-victories-whatever-they-may-be-cherish-them-use-them-but-dont-settle-for-them/</loc>
		<lastmod>2022-10-25T11:21:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/26/daily-digest-october-26-petition-filed-for-scotus-to-hear-arguments-in-tcpa-case-dealing-with-incentive-awards-chopra-makes-first-remarks-since-appeals-court-ruling/20221026-a-man-who-has-committed-a-mistake-and-doesnt-correct-it-is-committing-another-mistake/</loc>
		<lastmod>2022-10-26T12:02:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/hunstein-ruling-pushing-cases-to-state-court/hunstein-ruling-pushing-cases-to-state-court-2/</loc>
		<lastmod>2022-10-26T17:04:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-know-your-digital-collection-efforts-paying-off/how-to-know-your-digital-collection-efforts-paying-off-2/</loc>
		<lastmod>2022-10-26T17:07:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-ready-for-tax-season/getting-ready-for-tax-season-2/</loc>
		<lastmod>2022-10-26T17:14:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/27/getting-to-know-mark-nielsen-of-first-collection-services/mark-nielsen/</loc>
		<lastmod>2022-10-27T09:18:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/27/daily-digest-october-27-getting-to-know-mark-nielsen-of-first-collection-services-judge-remands-case-back-to-state-court-calls-out-defense-attorney/20221027-if-you-change-the-way-you-look-at-things-the-things-you-look-at-change/</loc>
		<lastmod>2022-10-27T11:02:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-are-dark-patterns-and-why-you-should-avoid-them/what-are-dark-patterns-and-how-to-avoid-them/</loc>
		<lastmod>2022-10-27T17:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ertc-webinar/busting-myths-and-misconceptions-about-the-employee-retention-tax-credit-dont-leave-millions-on-the-table/</loc>
		<lastmod>2022-10-27T17:08:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/28/daily-digest-october-28-defendant-accused-of-violating-7-in-7-california-to-start-issuing-licenses-jan-1/20221028-i-want-to-be-rich-enough-to-throw-my-phone-at-the-wall-every-time-i-get-angry/</loc>
		<lastmod>2022-10-28T11:56:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/10/31/daily-digest-october-31-judge-grants-msj-for-defense-in-case-of-no-longer-disputed-debt-defense-wins-fcra-case-over-reasonable-investigation-claim/20221031-the-most-difficult-thing-is-the-decision-to-act-the-rest-is-merely-tenacity/</loc>
		<lastmod>2022-10-31T11:07:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/behind-the-curtain/screenshot-2022-11-01-at-06-29-20/</loc>
		<lastmod>2022-11-01T10:29:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/01/prodigals-shantanu-gangal-talks-about-how-quiet-quitting-and-inflation-have-changed-the-arm-industry-possibly-forever/screenshot-2022-11-01-at-06-29-20-2/</loc>
		<lastmod>2022-11-01T10:47:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/01/daily-digest-november-1-fcra-suit-alleges-impermissible-purpose-judge-grants-mtd-over-judgment-renewals/20221101-resilience-is-when-you-address-uncertainty-with-flexibility/</loc>
		<lastmod>2022-11-01T11:25:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/october-caption-contest/</loc>
		<lastmod>2022-11-01T11:50:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-complying-with-7-in-7-what-types-of-communications-should-count-in-your-calculation/best-practices-in-complying-with-7-in-7-what-types-of-communications-should-count-in-your-calculation-2/</loc>
		<lastmod>2022-11-01T21:08:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-pros-cons-of-spinning-off-your-first-party-business/the-pros-cons-of-keeping-your-first-party-and-bad-debt-operations-separate/</loc>
		<lastmod>2022-11-01T21:11:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/business-intelligence-webinar-provana/modern-uses-of-business-intelligence-in-collections/</loc>
		<lastmod>2022-11-01T21:16:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/02/daily-digest-november-2-utility-company-fined-4-5m-for-pandemic-collection-efforts-judge-grants-msj-over-letter-sent-to-represented-individual/20221102-you-can-never-leave-footprints-that-last-if-you-are-always-walking-on-tiptoe/</loc>
		<lastmod>2022-11-02T11:14:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/03/getting-to-know-christine-scrivener-of-spring-oaks-capital/christine-scrivener-1/</loc>
		<lastmod>2022-11-03T10:19:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/03/daily-digest-november-3-getting-to-know-christine-scrivener-of-spring-oaks-capital-judge-lowers-fee-in-fdcpa-case/20221103-failure-is-simply-the-opportunity-to-begin-again-this-time-more-intelligently-ou-can-never-leave-footprints-that-last-if-you-are-always-walking-on-tiptoe/</loc>
		<lastmod>2022-11-03T12:01:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-deep-dive-into-the-ftc-safeguards-rule/a-deep-dive-into-the-ftc-safeguards-rule-2/</loc>
		<lastmod>2022-11-03T21:10:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/everything-you-need-to-know-about-text-messaging-in-leadgen/everything-you-need-to-know-about-text-messaging-in-leadgen-2/</loc>
		<lastmod>2022-11-03T21:14:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/which-debts-are-and-are-not-meant-to-be-collected-via-text-messaging-and-email/which-debts-are-and-are-not-meant-to-be-collected-via-text-messaging-and-email-2/</loc>
		<lastmod>2022-11-03T21:16:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/04/daily-digest-november-4-another-class-action-filed-over-mvn-judge-grants-motion-to-compel-depositions-in-fcra-fdcpa-case/20221104-i-have-never-let-my-schooling-interfere-with-my-education/</loc>
		<lastmod>2022-11-04T11:57:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/why-you-shouldnt-be-afraid-of-artificial-intelligence/why-you-shouldnt-be-afraid-of-artificial-intelligence-2/</loc>
		<lastmod>2022-11-04T19:26:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/07/daily-digest-november-7-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court-mass-regulator-issues-cease-order-for-unlicensed-collector/20221111-the-measure-of-who-we-are-is-what-we-do-with-what-we-have/</loc>
		<lastmod>2022-11-07T12:36:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/07/daily-digest-november-7-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court-mass-regulator-issues-cease-order-for-unlicensed-collector/20221110-our-greatest-glory-is-not-in-never-falling-but-in-rising-every-time-we-fall/</loc>
		<lastmod>2022-11-07T12:36:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/07/daily-digest-november-7-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court-mass-regulator-issues-cease-order-for-unlicensed-collector/20221109-you-cannot-plow-a-field-by-turning-it-over-in-your-mind-to-begin-begin/</loc>
		<lastmod>2022-11-07T12:37:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/07/daily-digest-november-7-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court-mass-regulator-issues-cease-order-for-unlicensed-collector/20221108-teamwork-begins-by-building-trust-and-the-only-way-to-do-that-is-to-overcome-our-need-for-invulnerability/</loc>
		<lastmod>2022-11-07T12:37:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/07/daily-digest-november-7-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court-mass-regulator-issues-cease-order-for-unlicensed-collector/20221107-where-all-think-alike-no-one-thinks-very-much/</loc>
		<lastmod>2022-11-07T12:37:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-mid-term-election-and-its-impact-on-the-arm-industry/breaking-down-the-mid-term-election-and-its-impact-on-the-arm-industry-2/</loc>
		<lastmod>2022-11-07T18:43:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/are-you-collectors-and-web-portals-competing-with-each-other/are-you-collectors-and-web-portals-competing-with-each-other-2/</loc>
		<lastmod>2022-11-07T18:46:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/go-from-wait-and-see-to-get-paid-2/go-from-wait-and-see-to-get-paid/</loc>
		<lastmod>2022-11-07T18:48:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/are-you-collectors-and-web-portals-competing-with-each-other/are-your-collectors-and-web-portals-competing-with-each-other/</loc>
		<lastmod>2022-11-09T20:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-the-best-flowing-collection-call/building-the-best-flowing-collection-call-2/</loc>
		<lastmod>2022-11-09T20:45:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-guide-to-state-privacy-laws/a-guide-to-state-privacy-laws-2/</loc>
		<lastmod>2022-11-09T20:46:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/10/getting-to-know-donna-meyers-of-financial-management-solutions/donna-meyers/</loc>
		<lastmod>2022-11-10T10:59:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/coaching-agents-to-greatness/coaching-agents-to-greatness-2/</loc>
		<lastmod>2022-11-10T22:52:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/11/class-action-accuses-collector-of-violating-fdcpa-regulation-f-for-not-using-mvn/screenshot-2022-11-11-at-06-23-45/</loc>
		<lastmod>2022-11-11T11:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/14/compliance-digest-november-14/akeela-white/</loc>
		<lastmod>2022-11-13T00:57:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-conversation-with-vendor-managers/what-vendor-managers-are-seeing-hearing/</loc>
		<lastmod>2022-11-13T21:26:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/14/daily-digest-judge-dismisses-fdcpa-class-action-how-payment-options-can-keep-complaints-down/20221118-its-fine-to-celebrate-success-but-it-is-more-important-to-heed-the-lessons-of-failure/</loc>
		<lastmod>2022-11-14T12:19:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/14/daily-digest-judge-dismisses-fdcpa-class-action-how-payment-options-can-keep-complaints-down/20221116-if-the-decisions-you-make-about-where-you-invest-your-blood-sweat-and-tears-are-not-consistent-with-the-person-you-aspire-to-be-youll-never-become-that-person/</loc>
		<lastmod>2022-11-14T12:19:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/14/daily-digest-judge-dismisses-fdcpa-class-action-how-payment-options-can-keep-complaints-down/20221115-when-we-strive-to-become-better-than-we-are-everything-around-us-becomes-better-too/</loc>
		<lastmod>2022-11-14T12:19:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/14/daily-digest-judge-dismisses-fdcpa-class-action-how-payment-options-can-keep-complaints-down/20221114-courage-is-the-most-important-of-all-the-virtues-because-without-courage-you-cant-practice-any-other-virtue-consistently/</loc>
		<lastmod>2022-11-14T12:20:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-ideas-brainstorming-3/helping-you-sleep-better-at-night/</loc>
		<lastmod>2022-11-14T21:48:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/behind-the-curtain/screenshot-2022-11-14-at-20-29-32/</loc>
		<lastmod>2022-11-15T01:30:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-changing-definitions-of-rpc-and-communication-in-todays-collection-world/the-changing-definitions-of-rpc-and-communication-in-todays-collection-world-2/</loc>
		<lastmod>2022-11-16T01:09:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-obtaining-pewc/best-practices-in-obtaining-pewc-2/</loc>
		<lastmod>2022-11-16T01:11:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/data-custody-who-owns-your-data-and-what-can-you-do-with-it/data-custody-who-owns-your-data-and-what-can-you-do-with-it-2/</loc>
		<lastmod>2022-11-16T22:45:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/17/getting-to-know-jon-daane-of-tec-services-group/jon-daane-2/</loc>
		<lastmod>2022-11-17T11:02:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/17/daily-digest-november-17-getting-to-know-jon-daane-of-tec-services-group-appeals-court-tosses-tcpa-case/20221117-first-forget-inspiration-habit-is-more-dependable-habit-will-sustain-you-whether-youre-inspired-or-not-habit-will-help-you-finish-and-polish-your-stories-inspiration-wont/</loc>
		<lastmod>2022-11-17T13:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-important-kpis-for-your-dashboard/the-most-important-kpis-for-your-dashboard-2/</loc>
		<lastmod>2022-11-17T21:42:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/are-we-any-closer-to-a-definition-of-substantially-similar-for-the-model-validation-notice/are-we-any-closer-to-a-definition-of-substantially-similar-for-the-model-validation-notice-2/</loc>
		<lastmod>2022-11-18T21:10:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/fighting-lead-generation-fraud/fighting-lead-generation-fraud-2/</loc>
		<lastmod>2022-11-18T21:12:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/21/daily-digest-november-21-just-grants-mtd-in-case-over-fees-charges-in-letter-judge-rebuffs-cfpb-funding-argument-in-denying-mtd/20221121-dont-raise-your-voice-improve-your-argument/</loc>
		<lastmod>2022-11-21T13:07:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-15/ask-the-credit-reporting-expert-16/</loc>
		<lastmod>2022-11-21T16:53:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/22/jpmorgan-mastercard-partner-on-new-pay-by-bank-service/digital-payment/</loc>
		<lastmod>2022-11-22T12:09:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/22/daily-digest-november-22-class-action-accuses-collector-of-requiring-reason-to-accept-dispute-judge-grants-mtd-in-case-over-bk-debt/20221122-it-is-a-rough-road-that-leads-to-the-heights-of-greatness/</loc>
		<lastmod>2022-11-22T12:24:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-the-fight-against-junk-fees-will-affect-the-arm-industry/how-the-fight-against-junk-fees-will-affect-the-arm-industry-2/</loc>
		<lastmod>2022-11-22T18:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/23/daily-digest-november-23-govt-extends-student-loan-pause-judge-sets-aside-default-judgment-against-defendant-in-fdcpa-case/20221123-happy-thanksgiving/</loc>
		<lastmod>2022-11-23T13:16:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/28/airline-abandons-call-based-customer-service-in-favor-of-online-chats-text-communications/webchat/</loc>
		<lastmod>2022-11-28T12:02:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/28/daily-digest-november-28-airline-abandons-call-based-customer-service-n-y-gov-signs-medical-debt-anti-garnishment-bill/20221128-small-is-not-just-a-stepping-stone-small-is-a-great-destination-itself/</loc>
		<lastmod>2022-11-28T13:01:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-aspects-of-regulation-f-do-you-have-to-comply-with-and-are-the-safe-harbors-worth-it/what-aspects-of-regulation-f-do-you-have-to-comply-with-and-are-the-safe-harbors-worth-it-2/</loc>
		<lastmod>2022-11-28T22:13:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/personalizing-agent-coaching-for-greater-compliance-and-performance/personalizing-agent-coaching-for-greater-compliance-and-performance-2/</loc>
		<lastmod>2022-11-28T22:15:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/29/daily-digest-november-29-collector-facing-class-action-for-sending-undated-mvn-healthcare-fintech-raises-220m-to-offer-interest-free-payment-plans-to-consumers/20221129-im-a-greater-believer-in-luck-and-i-find-the-harder-i-work-the-more-i-have-of-it/</loc>
		<lastmod>2022-11-29T12:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/11/30/daily-digest-november-30-judge-denies-mtd-in-fdcpa-case-over-misreported-debt-appeals-court-vacates-dismissal-of-tcpa-class-action/20221130-doubt-is-a-killer-you-just-have-to-know-who-you-are-and-what-you-stand-for/</loc>
		<lastmod>2022-11-30T12:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/november-cartoon-caption-contest/</loc>
		<lastmod>2022-12-01T09:44:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/01/getting-to-know-maria-soria-of-gulf-coast-collection-bureau/maria-soria/</loc>
		<lastmod>2022-12-01T10:30:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/01/daily-digest-december-1-getting-to-know-maria-soria-of-gulf-coast-collection-bureau-judge-grants-mtd-in-fdcpa-case-over-creditor-id-in-letter/20221201-the-battles-that-count-arent-the-ones-for-gold-medals/</loc>
		<lastmod>2022-12-01T12:23:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/training-collectors-to-properly-identify-a-dispute/training-collectors-to-properly-identify-a-dispute-2/</loc>
		<lastmod>2022-12-02T12:45:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-defend-yourself-against-tcpa-lawsuits-2-2/how-to-defend-yourself-against-tcpa-lawsuits-2/</loc>
		<lastmod>2022-12-02T12:47:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-constitutes-a-reasonable-investigation-under-the-fcra/what-constitutes-a-reasonable-investigation-under-the-fcra-2/</loc>
		<lastmod>2022-12-02T12:51:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/02/daily-digest-december-2-collector-accused-of-violating-reg-f-over-debt-parking-data-breach-at-wash-collection-agency-impacts-3m-consumers/20221202-life-is-like-a-sewer-what-you-get-out-of-it-depends-on-what-you-put-into-it/</loc>
		<lastmod>2022-12-02T13:05:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-analysis-washington/personalizing-agent-coaching-for-greater-compliance-and-performance-3/</loc>
		<lastmod>2022-12-02T17:35:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/05/compliance-digest-december-5/brit-suttell-5/</loc>
		<lastmod>2022-12-03T14:13:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/05/compliance-digest-december-5/abigail-pressler/</loc>
		<lastmod>2022-12-04T18:49:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/05/daily-digest-december-5-senate-bill-aims-to-restrict-medical-debt-collections-calif-appeals-court-upholds-ruling-for-creditor-in-rfdcpa-case/20221205-if-you-dont-like-the-road-youre-walking-start-paving-another-one/</loc>
		<lastmod>2022-12-05T12:13:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dissecting-the-changes-to-dfss-cybersecurity-regulation/dissecting-the-changes-to-dfss-cybersecurity-regulation-2/</loc>
		<lastmod>2022-12-05T21:37:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/behind-the-curtain/screenshot-2022-12-06-at-04-37-00/</loc>
		<lastmod>2022-12-06T09:37:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/06/daily-digest-december-6-settlement-offer-tradeline-deletion-mention-in-letter-leads-to-class-action-tim-collins-on-challenging-the-status-quo/20221206-the-greatest-discovery-of-my-generation-is-that-a-human-being-can-alter-his-life-by-altering-his-attitudes/</loc>
		<lastmod>2022-12-06T13:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/07/daily-digest-december-7-judge-denies-mtd-in-fdcpa-class-action-specialty-bnpl-platform-expands/20221207-anything-that-costs-you-your-peace-is-too-expensive/</loc>
		<lastmod>2022-12-07T12:01:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-difference-between-lead-generators-and-data-brokers-2/the-difference-between-lead-generators-and-data-brokers/</loc>
		<lastmod>2022-12-07T13:55:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/digital-collections-where-to-get-the-most-bang-for-your-buck/digital-collections-where-to-get-the-most-bang-for-your-buck-2/</loc>
		<lastmod>2022-12-07T14:03:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/08/getting-to-know-justin-miller-of-vital-solutions/justin-miller/</loc>
		<lastmod>2022-12-08T09:37:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/08/daily-digest-december-8-getting-to-know-justin-miller-of-vital-solutions-reg-f-did-little-to-push-agencies-into-using-email-text-messaging/20221208-alone-we-can-do-so-little-together-we-can-do-so-much/</loc>
		<lastmod>2022-12-08T12:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/09/daily-digest-december-9-class-action-accuses-defendant-of-not-including-sol-disclosure-judge-grants-tro-blocking-arizona-garnishment-law/20221209-for-the-great-doesnt-happen-through-impulse-alone-and-is-a-succession-of-little-things-that-are-brought-together/</loc>
		<lastmod>2022-12-09T12:27:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/supercharging-your-incentive-programs/supercharging-your-incentive-programs-2/</loc>
		<lastmod>2022-12-09T15:20:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-art-form-of-writing-policies-and-procedures/the-art-form-of-writing-policies-and-procedures-2/</loc>
		<lastmod>2022-12-09T15:31:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/fighting-the-quiet-quitting-trend-and-keeping-employees-happy/fighting-the-quiet-quitting-trend-and-keeping-employees-happy-2/</loc>
		<lastmod>2022-12-09T15:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/12/daily-digest-december-12-judge-partially-dismisses-claims-in-fdcpa-case-acquisition-of-proptech-firm-shows-commitment-to-flexible-payment-offerings/20221212-coming-together-is-a-beginning-keeping-together-is-progress-working-together-is-success/</loc>
		<lastmod>2022-12-12T12:56:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-your-iva-and-ivr-needs-to-be-able-to-do-today/what-your-iva-and-ivr-needs-to-be-able-to-do-today-2/</loc>
		<lastmod>2022-12-12T21:10:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/developing-a-management-training-program-2/developing-a-management-training-program/</loc>
		<lastmod>2022-12-12T21:11:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/13/daily-digest-december-13-class-action-accuses-cra-of-allowing-furnisher-to-change-dofd-cfpb-proposes-creation-of-repeat-offender-registry/20221213-true-freedom-is-impossible-without-a-mind-made-free-by-discipline/</loc>
		<lastmod>2022-12-13T13:28:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-17/ask-the-credit-reporting-expert-18/</loc>
		<lastmod>2022-12-13T21:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/14/qr-based-payment-platform-expanding-into-the-u-s/qr-code/</loc>
		<lastmod>2022-12-14T11:22:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/14/daily-digest-december-14-judge-grants-mtd-for-lack-of-standing-appeals-court-upholds-ruling-for-cfpb/20221214-talent-wins-games-but-teamwork-and-intelligence-win-championships/</loc>
		<lastmod>2022-12-14T11:49:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/15/getting-to-know-nathan-copeland-of-dreher-tomkies/nathan-copeland/</loc>
		<lastmod>2022-12-15T09:54:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/15/daily-digest-december-15-getting-to-know-nathan-copeland-of-dreher-tomkies-judge-denies-mtd-in-fdcpa-case/20221215-take-the-attitude-of-a-student-never-be-too-big-to-ask-questions-never-know-too-much-to-learn-something-new/</loc>
		<lastmod>2022-12-15T13:12:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/16/daily-digest-december-16-suit-accuses-collector-of-attempting-to-collect-on-non-existent-lease-cap-one-to-pay-2m-to-settle-collection-enforcement-action/20221216-leave-footprints-of-love-and-kindness-wherever-you-go/</loc>
		<lastmod>2022-12-16T13:08:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-2023-holds-for-the-leadgen-industry-2/what-2023-holds-for-the-leadgen-industry/</loc>
		<lastmod>2022-12-16T16:13:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-2023-holds-for-the-arm-industry/what-2023-holds-for-the-arm-industry-2/</loc>
		<lastmod>2022-12-16T16:15:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-a-strategy-to-get-an-rpc-as-fast-as-possible/building-a-strategy-to-get-an-rpc-as-fast-as-possible-2/</loc>
		<lastmod>2022-12-16T16:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-the-cfpbs-repeat-offender-registry-means-for-the-arm-industry-2/what-the-cfpbs-repeat-offender-registry-means-for-the-arm-industry/</loc>
		<lastmod>2022-12-16T16:19:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/supercharging-your-incentive-programs-from-12-16-2022/supercharging-your-incentive-programs-3/</loc>
		<lastmod>2022-12-17T21:51:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-rules-and-laws-going-into-effect-in-2023-that-need-to-be-on-your-radar/the-rules-and-laws-going-into-effect-in-2023-that-need-to-be-on-your-radar-2/</loc>
		<lastmod>2022-12-17T23:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/19/daily-digest-december-19-appeals-court-affirms-dismissal-of-fdcpa-suit-bill-introduced-in-senate-to-change-cfpb/20221219-instead-of-wondering-when-your-next-vacation-is-maybe-you-should-set-up-a-life-you-dont-need-to-escape-from/</loc>
		<lastmod>2022-12-19T13:04:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/20/company-prepping-robot-lawyer-uses-ai-to-negotiate-lower-bills/screenshot-2022-12-20-at-07-24-00/</loc>
		<lastmod>2022-12-20T12:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/20/daily-digest-december-20-complaint-accuses-collector-of-atds-contact-via-text-judge-denies-msj-for-defendant-in-fdcpa-class-action/20221220-even-in-a-world-of-depressing-dusty-coal-all-it-takes-is-for-light-to-shine-on-just-one-hidden-gem-to-start-a-party/</loc>
		<lastmod>2022-12-20T13:11:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/21/daily-digest-december-21-appeals-court-affirms-ruling-remanding-fdcpa-class-back-to-state-court-cfpb-doles-out-largest-fine-ever/20221221-needing-nothing-attracts-everything/</loc>
		<lastmod>2022-12-21T13:03:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-companies-should-spend-their-2023-budgets-2/where-companies-should-spend-their-2023-budgets/</loc>
		<lastmod>2022-12-21T17:08:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/adapting-coaching-to-the-different-learning-styles-of-collectors-2/adapting-coaching-to-the-different-learning-styles-of-collectors/</loc>
		<lastmod>2022-12-21T17:10:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/22/getting-to-know-kenneth-williams-of-conns-home-plus/kenneth-williams/</loc>
		<lastmod>2022-12-22T09:54:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/22/daily-digest-december-22-getting-to-know-kenneth-williams-of-conns-home-plus-judge-grants-msj-for-defendant-in-fdcpa-case/20221222-being-a-successful-person-is-not-necessarily-defined-by-what-you-have-achieved-but-by-what-you-have-overcome/</loc>
		<lastmod>2022-12-22T12:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-build-an-internal-auditing-operation-2/how-to-build-an-internal-auditing-operation/</loc>
		<lastmod>2022-12-22T21:34:20+00:00</lastmod>
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		<lastmod>2022-12-23T13:06:01+00:00</lastmod>
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		<lastmod>2022-12-27T12:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/everything-you-need-to-know-about-the-d-c-debt-collection-law/everything-you-need-to-know-about-the-dc-debt-collection-law/</loc>
		<lastmod>2022-12-27T14:55:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/12/28/nclc-report-grades-states-on-garnishment-judgment-protections/screenshot-2022-12-28-at-06-52-14/</loc>
		<lastmod>2022-12-28T11:52:30+00:00</lastmod>
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		<lastmod>2022-12-28T12:57:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-recreate-the-live-agent-experience-using-digital-collections-and-technology-2/how-to-recreate-the-live-agent-experience-using-digital-collections-and-technology/</loc>
		<lastmod>2022-12-28T19:34:59+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/12/29/getting-to-know-mike-brunken-of-nettel-usa/mike-brunken-1/</loc>
		<lastmod>2022-12-29T10:41:51+00:00</lastmod>
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		<lastmod>2022-12-29T12:40:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-get-consumers-to-trust-your-collectors-2/how-to-get-consumers-to-trust-your-collectors/</loc>
		<lastmod>2022-12-29T18:34:47+00:00</lastmod>
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		<lastmod>2022-12-30T12:29:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2022/12/30/industry-experts-review-their-2022-predictions/jack-brown-copy/</loc>
		<lastmod>2022-12-30T12:29:52+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2022/12/30/daily-digest-december-30-understanding-how-management-training-is-different-than-regular-training-the-most-popular-stories-on-accountsrecovery-net-in-2022/happy-new-year-2/</loc>
		<lastmod>2022-12-30T12:55:50+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/understanding-the-new-new-york-debt-collection-proposed-rules-2/understanding-the-new-new-york-debt-collection-proposed-rules/</loc>
		<lastmod>2022-12-30T17:34:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/the-impact-of-private-equitys-interest-in-the-arm-industry-2/the-impact-of-private-equitys-interest-in-the-arm-industry/</loc>
		<lastmod>2023-01-02T16:34:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/03/the-words-that-defined-the-arm-industry-in-2022/jacob-corlyon1/</loc>
		<lastmod>2023-01-03T03:55:33+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/03/the-words-that-defined-the-arm-industry-in-2022/jacob-corlyon-2/</loc>
		<lastmod>2023-01-03T03:56:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/03/the-words-that-defined-the-arm-industry-in-2022/david-williams/</loc>
		<lastmod>2023-01-03T03:59:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/03/the-words-that-defined-the-arm-industry-in-2022/brandy-rouselle/</loc>
		<lastmod>2023-01-03T04:00:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/03/daily-digest-january-3-judge-grants-mtd-in-fdcpa-class-action-over-id-theft-disclosure-in-letter-the-words-that-defined-the-arm-industry-in-2022/20230103-no-matter-how-dirty-your-past-is-your-future-is-still-spotless/</loc>
		<lastmod>2023-01-03T12:03:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/december-caption-contest/</loc>
		<lastmod>2023-01-03T12:16:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/being-effective-vs-being-efficient-how-to-balance-collections-with-empathy-2/being-effective-vs-being-efficient-how-to-balance-collections-with-empathy/</loc>
		<lastmod>2023-01-03T20:01:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/04/daily-digest-january-4-judge-grants-mtd-in-fdcpa-case-over-lack-of-license-cfpb-report-analyzes-credit-reporting-complaints/20230104-there-are-two-ways-to-do-things-right-and-again/</loc>
		<lastmod>2023-01-04T12:22:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-help-collectors-to-form-good-habits-2/how-to-help-collectors-to-form-good-habits/</loc>
		<lastmod>2023-01-04T16:32:59+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/05/getting-to-know-greg-woodford-of-absolute-resolutions-corp/greg-woodford/</loc>
		<lastmod>2023-01-05T09:44:32+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/05/daily-digest-january-5-getting-to-know-greg-woodford-of-absolute-resolutions-judge-partially-denies-mtd-in-fdcpa-case/20230105-creativity-is-intelligence-having-fun/</loc>
		<lastmod>2023-01-05T12:25:32+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/09/compliance-digest-january-9/christine-emello/</loc>
		<lastmod>2023-01-05T20:52:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/breaking-down-how-speech-analytics-are-used-in-collection-operations-2/breaking-down-how-speech-analytics-are-used-in-collection-operations/</loc>
		<lastmod>2023-01-05T23:34:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/06/the-caselaw-that-shaped-the-arm-industry-in-2022/rick-perr-2023/</loc>
		<lastmod>2023-01-06T10:53:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/06/the-caselaw-that-shaped-the-arm-industry-in-2022/attachment/2023/</loc>
		<lastmod>2023-01-06T11:02:27+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/06/daily-digest-january-6-complaint-alleges-collector-violated-7-in-7-judge-grants-mtd-in-fdcpa-claim-splitting-case/20230106-dont-let-anyone-who-hasnt-been-in-your-shoes-tell-you-how-to-tie-your-laces/</loc>
		<lastmod>2023-01-06T13:09:41+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/understanding-the-marketing-legal-and-compliance-benefits-of-search-engine-optimization-2/understanding-the-marketing-legal-and-compliance-benefits-of-search-engine-optimization/</loc>
		<lastmod>2023-01-06T18:18:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/where-companies-should-spend-their-2023-budgets-from-1-3-2023/where-companies-should-spend-their-2023-budgets-3/</loc>
		<lastmod>2023-01-07T14:15:12+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/09/arm-industry-predictions-for-2023/michael-lamm-2023/</loc>
		<lastmod>2023-01-09T10:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/09/arm-industry-predictions-for-2023/mark-ravanesi/</loc>
		<lastmod>2023-01-09T11:01:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/09/daily-digest-january-9-judge-calls-out-plaintiffs-attorney-in-fdcpa-case-arm-industry-predictions-for-2023/20230109-if-you-want-happiness-for-an-hour-take-a-nap-if-you-want-happiness-for-a-day-go-fishing-if-you-want-happiness-for-a-year-inherit-a-fortune/</loc>
		<lastmod>2023-01-09T13:01:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/audits-vs-risk-assessments-2/audits-vs-risk-assessments/</loc>
		<lastmod>2023-01-09T22:13:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/understanding-the-marketing-legal-and-compliance-benefits-of-search-engine-optimization-2/understanding-the-marketing-legal-and-compliance-benefits-of-search-engine-optimization-3/</loc>
		<lastmod>2023-01-09T22:16:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/01/10/daily-digest-january-10-complaint-accuses-collector-of-violating-debt-parking-provisions-appeals-court-overturns-own-precedent/202301010-yesterdays-home-runs-dont-win-todays-games/</loc>
		<lastmod>2023-01-10T12:12:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/texting-is-where-people-need-to-be-how-do-you-get-there-2/texting-is-where-people-need-to-be-how-do-you-get-there/</loc>
		<lastmod>2023-01-10T17:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/11/daily-digest-january-11-judge-dismisses-fdcpa-class-action-doe-announces-student-loan-repayment-proposal/202301011-average-talent-plus-hard-work-and-dedication-will-always-beat-talent-by-itself/</loc>
		<lastmod>2023-01-11T12:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/someone-complained-about-you-to-the-cfpb-what-do-you-do-next-2/someone-complained-about-you-to-the-cfpb-what-do-you-do-next/</loc>
		<lastmod>2023-01-11T16:19:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/17/compliance-digest-january-16/nathan-copeland-2/</loc>
		<lastmod>2023-01-11T22:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/12/getting-to-know-rebecca-garland-of-verifacts/rebecca-garland/</loc>
		<lastmod>2023-01-12T09:44:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/12/daily-digest-january-12-getting-to-know-rebecca-garland-of-verifacts-appeals-court-affirms-ruling-for-defendant-in-fdcpa-case/202301012-dont-compare-your-life-to-others-theres-no-comparison-between-the-sun-and-the-moon-they-shine-when-its-their-time/</loc>
		<lastmod>2023-01-12T13:13:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-are-some-of-the-most-common-mistakes-collection-agencies-make-in-their-letters-2/what-are-some-of-the-most-common-mistakes-collection-agencies-make-in-their-letters/</loc>
		<lastmod>2023-01-13T01:04:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/13/daily-digest-january-13-class-action-accuses-collector-of-using-inaccurate-creditor-name-state-court-judge-dismisses-suit-for-lack-of-standing/202301013-if-you-want-to-test-your-memory-try-to-recall-what-you-were-worrying-about-one-year-ago-today/</loc>
		<lastmod>2023-01-13T12:26:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/if-you-could-teach-consumers-one-thing-about-collections-what-would-it-be-2/if-you-could-teach-consumers-one-thing-about-collections-what-would-it-be/</loc>
		<lastmod>2023-01-13T21:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-should-an-agency-respond-to-a-consumers-validation-request-2/how-should-an-agency-respond-to-a-consumers-validation-request/</loc>
		<lastmod>2023-01-15T18:45:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/17/daily-digest-january-17-collectors-facing-lawsuit-over-id-theft-disputes-judge-grants-mjop-over-lack-of-interest-disclosure-on-settlement-offer/20230117-i-dont-know-what-the-future-may-hold-but-i-know-who-holds-the-future/</loc>
		<lastmod>2023-01-17T12:24:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-going-on-at-state-court-level-2/what-is-going-on-at-state-court-level/</loc>
		<lastmod>2023-01-17T16:01:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/23/compliance-digest-january-23/cooper-walker-2023/</loc>
		<lastmod>2023-01-17T17:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/18/daily-digest-january-18-calif-appeals-court-upholds-anti-slapp-ruling-for-defendant-fewer-americans-had-problems-paying-medical-debt/20230118-opportunities-multiply-as-they-are-seized/</loc>
		<lastmod>2023-01-18T12:18:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-know-about-consumers-and-bankruptcy-2/what-you-need-to-know-about-consumers-and-bankruptcy/</loc>
		<lastmod>2023-01-18T15:15:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-constitutes-a-udap-udaap-violation/what-constitutes-a-udapudaap-violation/</loc>
		<lastmod>2023-01-18T17:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/19/getting-to-know-reid-miller-of-dakcs/reid-miller/</loc>
		<lastmod>2023-01-19T09:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/19/daily-digest-january-19-getting-to-know-reid-miller-of-dakcs-judge-grants-mtd-in-fdcpa-class-action-over-letter/20230119-victory-has-a-hundred-fathers-and-defeat-is-an-orphan/</loc>
		<lastmod>2023-01-19T12:22:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/20/in-case-i-forget-to-tell-you-later-i-had-a-really-good-time-at-armtech/logo_armtech_mike-06/</loc>
		<lastmod>2023-01-20T13:04:53+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/20/daily-digest-january-20-complaint-alleges-attempts-made-to-collect-after-responding-to-cease-complaint-judge-grants-mtd-in-fdcpa-case/20230120-expecting-the-world-to-treat-you-fairly-because-you-are-a-good-person-is-a-little-like-expecting-the-bull-not-to-attack-you-because-you-are-a-vegetarian/</loc>
		<lastmod>2023-01-20T13:21:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/working-with-your-creditor-clients-to-maximize-your-digital-collection-efforts-2/working-with-your-creditor-clients-to-maximize-your-digital-collection-efforts/</loc>
		<lastmod>2023-01-20T17:38:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-benefit-from-financial-apps-who-want-to-streamline-how-consumers-repay-debt-2/how-to-benefit-from-financial-apps-who-want-to-streamline-how-consumers-repay-debt/</loc>
		<lastmod>2023-01-20T17:44:32+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/23/daily-digest-january-23-judge-grants-motion-to-set-aside-default-judgment-proposed-law-would-limit-collections-in-florida-for-crime-incurred-debts/20230123-if-you-have-knowledge-let-others-light-their-candles-in-it/</loc>
		<lastmod>2023-01-23T11:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-20/ask-the-credit-reporting-expert-19/</loc>
		<lastmod>2023-01-23T22:14:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/24/daily-digest-january-24-complaint-accuses-collector-of-trying-to-collect-on-settled-debt-healthcare-billing-statements-frustrating-to-consumers/20230124-we-cant-help-everyone-but-everyone-can-help-someone/</loc>
		<lastmod>2023-01-24T12:16:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/managing-the-growing-number-of-audit-requirements-increased-oversight-from-clients-and-vendors-2/managing-the-growing-number-of-audit-requirements-increased-oversight-from-clients-and-vendors/</loc>
		<lastmod>2023-01-24T20:11:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/daily-digest-january-25-judge-awards-25k-in-sanctions-against-collection-law-firm-cfpb-launches-credit-card-review/20230125-you-dont-overcome-challenges-by-making-them-smaller-but-by-making-yourself-bigger/</loc>
		<lastmod>2023-01-25T12:19:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_3884/</loc>
		<lastmod>2023-01-25T12:34:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_2821/</loc>
		<lastmod>2023-01-25T12:35:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_2835/</loc>
		<lastmod>2023-01-25T12:36:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_4433/</loc>
		<lastmod>2023-01-25T12:36:40+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_2827/</loc>
		<lastmod>2023-01-25T12:37:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_2825/</loc>
		<lastmod>2023-01-25T12:37:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_2462/</loc>
		<lastmod>2023-01-25T12:39:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_4438/</loc>
		<lastmod>2023-01-25T12:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/25/what-youre-missing-if-youre-not-at-armtech/img_2115/</loc>
		<lastmod>2023-01-25T12:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-the-ftcs-changes-to-non-compete-clauses-means-for-the-arm-industry-2/what-the-ftcs-changes-to-non-compete-clauses-means-for-the-arm-industry/</loc>
		<lastmod>2023-01-25T17:47:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/26/getting-to-know-sarah-ritter-of-cso-financial/sarah-ritter/</loc>
		<lastmod>2023-01-26T10:57:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/27/daily-digest-january-26-getting-to-know-sarah-ritter-of-cso-financial-judge-denies-motion-to-amend-judgment/20230126-an-innovation-will-get-traction-only-if-it-helps-people-get-something-that-theyre-already-doing-in-their-lives-done-better/</loc>
		<lastmod>2023-01-26T12:38:30+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-outdo-plaintiffs-attorneys-at-the-search-engine-game-2/how-to-outdo-plaintiffs-attorneys-at-the-search-engine-game/</loc>
		<lastmod>2023-01-26T17:03:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/27/daily-digest-january-27-collector-facing-fdcpa-reg-f-class-action-over-non-mvn-judge-grants-msj-for-plaintiff/20230127-dont-be-distracted-by-criticism-remember-the-only-taste-of-success-some-people-get-is-to-take-a-bite-out-of-you/</loc>
		<lastmod>2023-01-27T12:47:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-managing-cease-communication-requests-2/best-practices-in-managing-cease-communication-requests/</loc>
		<lastmod>2023-01-27T16:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/30/daily-digest-january-30-judge-denies-certification-defendants-msj-in-fdcpa-class-fcc-takes-more-action-to-fight-robocalls/20230130-never-interrupt-your-enemy-when-he-is-making-a-mistake/</loc>
		<lastmod>2023-01-30T12:06:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-artificial-intelligence-is-driving-call-center-compliance-2/how-artificial-intelligence-is-driving-call-center-compliance/</loc>
		<lastmod>2023-01-30T19:22:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/01/31/daily-digest-january-31-law-firm-facing-class-action-dfpi-announces-enforcement-actions/20230131-education-is-like-a-double-edged-sword-it-may-be-turned-to-dangerous-uses-if-not-properly-handled/</loc>
		<lastmod>2023-01-31T12:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/january-caption-contest/</loc>
		<lastmod>2023-01-31T17:01:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-good-the-bad-and-the-ugly-of-nearshoring-offshoring/the-good-the-bad-and-the-ugly-of-nearshoringoffshoring/</loc>
		<lastmod>2023-01-31T21:45:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/using-technology-to-enhance-your-cms-2/using-technology-to-enhance-your-cms/</loc>
		<lastmod>2023-01-31T23:35:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/behind-the-curtain/screenshot-2023-02-01-at-05-36-56/</loc>
		<lastmod>2023-02-01T10:38:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/01/daily-digest-february-1-behind-the-curtain-with-matt-maloney-calif-appeals-court-upholds-denial-in-rfdcpa-case/20230201-it-is-easier-to-build-strong-children-than-to-repair-broken-men/</loc>
		<lastmod>2023-02-01T12:19:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/02/getting-to-know-heather-radcliffe-of-resident-interface/heather-radcliffe/</loc>
		<lastmod>2023-02-02T09:49:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/02/daily-digest-february-2-getting-to-know-heather-radcliffe-of-resident-interface-judge-grants-msj-in-fdcpa-case-over-settlement-offer/20230202-true-luck-consists-not-in-holding-the-best-of-the-cards-at-the-table-luckiest-is-he-who-knows-just-when-to-rise-and-go-home/</loc>
		<lastmod>2023-02-02T12:26:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/using-digital-collections-and-technology-to-improve-dispute-processing-2/using-digital-collections-and-technology-to-improve-dispute-processing/</loc>
		<lastmod>2023-02-02T17:49:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/03/daily-digest-february-3-complaint-alleges-confusion-agencies-fined-for-unlicensed-activities/20230203-when-you-abandon-freedom-to-achieve-security-you-lose-both-and-deserve-neither/</loc>
		<lastmod>2023-02-03T13:11:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-controls-that-need-to-be-in-place-to-two-way-text-2/the-controls-that-need-to-be-in-place-to-two-way-text/</loc>
		<lastmod>2023-02-03T16:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/working-with-your-creditor-clients-to-maximize-your-digital-collection-efforts-from-1-30-2023/working-with-your-creditor-clients-to-maximize-your-digital-collection-efforts-3/</loc>
		<lastmod>2023-02-04T16:07:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/06/daily-digest-february-6-judge-grants-mtd-for-lack-of-standing-new-mass-ag-makes-first-industry-enforcement-action/20230206-thinking-is-the-hardest-work-there-is-which-is-the-probable-reason-why-so-few-people-engage-in-it/</loc>
		<lastmod>2023-02-06T12:10:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/using-speech-analytics-as-a-coaching-tool-2/using-speech-analytics-as-a-coaching-tool/</loc>
		<lastmod>2023-02-06T17:47:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/07/daily-digest-february-7-collector-facing-class-action-for-allegedly-communicating-after-cease-and-desist-coming-to-rmai-in-search-of-answers/20230207-the-man-who-moves-a-mountain-begins-by-carrying-away-small-stones/</loc>
		<lastmod>2023-02-07T12:56:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/08/daily-digest-february-8-appeals-court-affirms-dismissal-of-fdcpa-class-action-the-ups-and-downs-of-collections/20230208-the-only-impossible-journey-is-the-one-you-never-begin/</loc>
		<lastmod>2023-02-08T12:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/medical-debt-credit-reporting-what-you-need-to-know-2/medical-debt-credit-reporting-what-you-need-to-know/</loc>
		<lastmod>2023-02-08T22:36:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/models-vs-scoring-understanding-the-difference-and-how-to-use-both-2/models-vs-scoring-understanding-the-difference-and-how-to-use-both/</loc>
		<lastmod>2023-02-08T22:38:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/08/getting-to-know-janneen-jackson-of-phillips-cohen-associates/janeen-jackson/</loc>
		<lastmod>2023-02-09T02:59:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/09/daily-digest-february-9-getting-to-know-janneen-jackson-of-phillips-judge-grants-mtd-in-hunstein-case/20230209-dont-let-your-bad-days-trick-you-into-thinking-you-have-a-bad-life/</loc>
		<lastmod>2023-02-09T06:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/10/daily-digest-february-10-collector-accused-of-failing-to-remove-dispute-flag-mass-ag-fines-security-co-for-collection-violations/20230210-nature-gave-men-two-ends-one-to-sit-on-and-one-to-think-with-ever-since-then-mans-success-or-failure-has-been-dependent-on-the-one-he-used-most/</loc>
		<lastmod>2023-02-10T13:15:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/creating-digital-collection-messages-that-consumers-will-respond-to-2/creating-digital-collection-messages-that-consumers-will-respond-to/</loc>
		<lastmod>2023-02-13T01:56:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/13/daily-digest-february-13-judge-grants-mtd-over-use-of-process-server-application-for-collection-license-leads-to-enforcement-action/20230213-if-you-focus-on-results-youll-never-change-if-you-focus-on-change-youll-get-results/</loc>
		<lastmod>2023-02-13T13:03:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/buying-selling-a-business-what-you-need-to-know/buyingselling-a-business-what-you-need-to-know/</loc>
		<lastmod>2023-02-13T16:59:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/14/daily-digest-february-14-class-action-accuses-creditor-of-voiding-payment-arrangement-appeals-court-rules-in-collection-attorney-case/20230214-darkness-cannot-drive-out-darkness-only-light-can-do-that-hate-cannot-drive-out-hate-only-love-can-do-that/</loc>
		<lastmod>2023-02-14T12:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-your-cms-is-lacking-2/where-your-cms-is-lacking/</loc>
		<lastmod>2023-02-14T16:26:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/15/daily-digest-february-15-cfpb-spotlights-debt-collection-credit-reporting-trends-colorado-to-hold-hearing-on-medical-debt-collection-bill/20230215-optimism-is-the-one-quality-more-associated-with-success-and-happiness-than-any-other/</loc>
		<lastmod>2023-02-15T12:24:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/making-the-user-experience-of-your-portal-as-user-friendly-as-possible-2/making-the-user-experience-of-your-portal-as-user-friendly-as-possible/</loc>
		<lastmod>2023-02-15T16:38:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/16/getting-to-know-bob-burnside-of-telrock-systems/bob-burnside/</loc>
		<lastmod>2023-02-16T10:24:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/16/daily-digest-february-16-getting-to-know-bob-burnside-of-telrock-systems-bk-judge-reduces-fee-award-in-decade-long-fdcpa-case/20230216-ill-tell-you-what-bravery-really-is-bravery-is-just-determination-to-do-a-job-that-you-know-has-to-be-done/</loc>
		<lastmod>2023-02-16T12:15:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-22/ask-the-credit-reporting-expert-21/</loc>
		<lastmod>2023-02-16T15:37:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/17/daily-digest-february-17-class-action-accuses-collector-of-sending-multiple-mvns-healthcare-co-to-pay-2-5m-in-settlement-with-mass-ag/20230217-a-pack-of-jackasses-led-by-a-lion-is-superior-to-a-pack-of-lions-led-by-a-jackass/</loc>
		<lastmod>2023-02-17T13:25:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-technology-is-creating-collector-superheroes-2/how-technology-is-creating-collector-superheroes/</loc>
		<lastmod>2023-02-17T21:31:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/20/daily-digest-february-20-judge-dismisses-fdcpa-class-action-supreme-court-to-vote-on-hearing-cfpb-funding-case/20230220-a-happy-family-is-but-an-earlier-heaven/</loc>
		<lastmod>2023-02-20T12:38:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/understanding-the-difference-between-analytics-and-business-intelligence-2/understanding-the-difference-between-analytics-and-business-intelligence/</loc>
		<lastmod>2023-02-20T20:45:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/21/daily-digest-february-21-class-action-accuses-defendant-of-sending-letters-with-conflicting-sol-info-ftc-sues-debt-relief-orgs/20230221-the-world-will-ask-you-who-you-are-and-if-you-do-not-know-the-world-will-tell-you/</loc>
		<lastmod>2023-02-21T12:20:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-defines-harassment-under-the-fdcpa-2/what-defines-harassment-under-the-fdcpa/</loc>
		<lastmod>2023-02-21T19:58:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/22/daily-digest-february-22-supreme-court-denies-petition-in-fdcpa-standing-case-idaho-ag-to-intervene-in-case-challenging-state-collection-law/20230222-wealth-consists-not-in-having-great-possession-but-in-having-few-wants/</loc>
		<lastmod>2023-02-22T12:11:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-defines-harassment-under-the-fdcpa-3/updating-from-legacy-systems-how-do-you-know-when-its-time/</loc>
		<lastmod>2023-02-22T21:43:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/23/getting-to-know-megan-hebert-of-specialized-collection-systems/megan-hebert/</loc>
		<lastmod>2023-02-23T10:56:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/23/daily-digest-february-23-getting-to-know-megan-hebert-of-specialized-collection-systems-rmai-attendees-share-their-takeaways/20230223-life-shrinks-or-expands-in-proportion-to-ones-courage/</loc>
		<lastmod>2023-02-23T12:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/workforce-distribution-in-the-era-of-digital-debt-collection-2/workforce-distribution-in-the-era-of-digital-debt-collection/</loc>
		<lastmod>2023-02-23T20:19:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/27/compliance-digest-february-27/lori-quinn/</loc>
		<lastmod>2023-02-24T03:35:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/24/daily-digest-february-24-complaint-accuses-firm-of-pursuing-suit-after-id-theft-claim-title-lender-to-pay-15m-in-penalties/20230224-the-early-bird-gets-the-worm-but-the-second-mouse-gets-the-cheese/</loc>
		<lastmod>2023-02-24T12:58:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-determine-the-effectiveness-of-different-talk-offs-2/how-to-determine-the-effectiveness-of-different-talk-offs/</loc>
		<lastmod>2023-02-24T16:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/27/daily-digest-february-27-appeals-court-vacates-judgment-in-favor-of-plaintiff-cfpb-updates-administrative-enforcement-proceedings/20230227-you-are-not-what-happened-to-you-you-are-how-you-chose-to-handle-it/</loc>
		<lastmod>2023-02-27T12:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-know-to-be-an-effective-trainer-2/what-you-need-to-know-to-be-an-effective-trainer/</loc>
		<lastmod>2023-02-27T21:32:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/02/28/daily-digest-february-28-complaint-accuses-hospital-agency-of-trying-to-collect-workers-comp-debt-judge-recommends-sanctions-against-plaintiffs-attorney/20230228-the-greatest-leader-is-not-necessarily-the-one-who-does-the-greatest-things-he-is-the-one-that-gets-the-people-to-do-the-greatest-things/</loc>
		<lastmod>2023-02-28T13:21:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/february-caption-contest/</loc>
		<lastmod>2023-02-28T17:11:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-common-questions-asked-of-defense-attorneys-2/the-most-common-questions-asked-of-defense-attorneys/</loc>
		<lastmod>2023-02-28T18:41:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpb-and-the-supreme-court-what-it-could-mean-for-you-and-the-arm-industry-2/the-cfpb-and-the-supreme-court-what-it-could-mean-for-you-and-the-arm-industry/</loc>
		<lastmod>2023-02-28T18:44:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/01/daily-digest-march-1-judge-dismisses-fdcpa-class-action-over-arbitration-clause-with-debt-buyer-digital-collections-having-big-impact-at-pra-group/20230301-first-ask-yourself-what-is-the-worst-that-can-happen-then-prepare-to-accept-it-then-proceed-to-improve-on-the-worst/</loc>
		<lastmod>2023-03-01T12:18:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-new-risks-associated-with-credit-reporting-does-it-still-make-sense-2/the-new-risks-associated-with-credit-reporting-does-it-still-make-sense/</loc>
		<lastmod>2023-03-01T20:58:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/02/getting-to-know-angela-armstrong-of-state-collection-service/angela-armstrong-1/</loc>
		<lastmod>2023-03-02T09:54:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/02/daily-digest-march-2-getting-to-know-angela-armstrong-of-state-collection-service-judge-dismisses-fdcpa-class-action/20230302-if-you-have-a-dream-you-can-spend-a-lifetime-studying-planning-and-getting-ready-for-it-what-you-should-be-doing-is-getting-started/</loc>
		<lastmod>2023-03-02T12:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/first-quarter-litigation-update-2/first-quarter-litigation-update/</loc>
		<lastmod>2023-03-02T21:55:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/03/daily-digest-march-3-complaint-accuses-defendant-of-contacting-abusive-ex-judge-partially-denies-mjop-in-texting-case/20230303-life-is-like-a-camera-just-focus-on-whats-important-capture-the-good-times-develop-from-the-negatives-and-if-things-dont-work-out-just-take-another-shot/</loc>
		<lastmod>2023-03-03T13:17:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/chatgpt-and-the-arm-industry-2/chatgpt-and-the-arm-industry/</loc>
		<lastmod>2023-03-03T18:19:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/06/daily-digest-march-6-appeals-court-overturns-dismissal-of-fdcpa-suit-judge-grants-mtd-in-fcra-case-over-status-of-debt/20230306-anyone-can-see-the-adversity-in-a-difficult-situation-but-it-takes-a-stronger-person-to-see-the-opportunity/</loc>
		<lastmod>2023-03-06T12:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-build-and-manage-scorecards-2/how-to-build-and-manage-scorecards/</loc>
		<lastmod>2023-03-06T21:54:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/07/daily-digest-march-7-more-suits-alleging-undated-mvn-violates-fdcpa-ftc-extends-comment-period-for-non-compete-proposal/20230307-if-youre-not-making-mistakes-then-youre-not-making-decisions/</loc>
		<lastmod>2023-03-07T13:05:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-compliance-can-improve-your-bottom-line-2/how-compliance-can-improve-your-bottom-line/</loc>
		<lastmod>2023-03-07T20:34:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/08/daily-digest-march-8-collection-law-firm-ordered-to-pay-restitution-previewing-tomorrows-hearing-on-reforming-the-cfpb/20230308-when-99-of-people-doubt-your-idea-youre-either-gravely-wrong-or-about-to-make-history/</loc>
		<lastmod>2023-03-08T12:21:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-an-effective-training-program-for-new-collectors-2/building-an-effective-training-program-for-new-collectors/</loc>
		<lastmod>2023-03-08T20:14:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/09/getting-to-know-nina-cunningham-of-illinois-collections/nina-cunningham/</loc>
		<lastmod>2023-03-09T10:22:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/09/daily-digest-march-9-getting-to-know-nina-cunningham-of-illinois-collections-appeals-court-remans-fdcpa-case-over-standing/20230309-the-reasonable-man-adapts-himself-to-the-world-the-unreasonable-one-persists-in-trying-to-adapt-the-world-to-himself-therefore-all-progress-depends-on-the-unreasonable-man/</loc>
		<lastmod>2023-03-09T12:16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/pricing-hacks-accessing-public-healthcare-utility-higher-ed-government-data-to-price-future-deals-2/building-an-effective-training-program-for-new-collectors-3/</loc>
		<lastmod>2023-03-09T20:01:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/pricing-hacks-accessing-public-healthcare-utility-higher-ed-government-data-to-price-future-deals-2/pricing-hacks-accessing-public-healthcare-utility-higher-ed-government-data-to-price-future-deals/</loc>
		<lastmod>2023-03-09T20:01:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/10/daily-digest-march-10-complaint-accuses-collector-of-debt-parking-details-about-visas-new-rules-for-collection-agencies/20230310-if-everybody-loves-you-something-is-wrong-find-at-least-one-enemy-to-keep-you-alert/</loc>
		<lastmod>2023-03-10T13:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/answering-all-your-questions-about-texting-emailing-and-consent-once-and-for-all-2/answering-all-your-questions-about-texting-emailing-and-consent-once-and-for-all/</loc>
		<lastmod>2023-03-10T21:37:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-defending-fdcpa-lawsuits-has-changed-in-the-no-standing-era-2/how-defending-fdcpa-lawsuits-has-changed-in-the-no-standing-era/</loc>
		<lastmod>2023-03-10T21:39:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/13/daily-digest-march-13-judge-denies-defendants-msj-in-fcra-case-over-duplicate-reporting-tax-season-languishing-for-arm-industry/20230313-man-never-made-any-material-as-resilient-as-the-human-spirit/</loc>
		<lastmod>2023-03-13T11:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/14/daily-digest-march-14-collector-facing-fdcpa-fcra-suit-15-of-adults-carrying-medical-debt/20230314-use-your-fear-it-can-take-you-to-the-place-where-you-store-your-courage/</loc>
		<lastmod>2023-03-14T10:58:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-an-effective-training-program-for-new-collectors-4/how-to-get-consumers-to-use-your-portal/</loc>
		<lastmod>2023-03-14T16:34:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-conduct-effective-tests-to-help-collect-more-money-2/how-to-conduct-effective-tests-to-help-collect-more-money/</loc>
		<lastmod>2023-03-15T01:10:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/15/daily-digest-march-15-appeals-court-overturns-dismissal-of-fdcpa-class-action-eleventh-circuit-to-reconsider-salcedo/20230315-love-me-when-i-least-deserve-it-because-thats-when-i-really-need-it/</loc>
		<lastmod>2023-03-15T11:54:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/16/getting-to-know-dennis-bennett-of-professional-account-services/dennis-bennett-2/</loc>
		<lastmod>2023-03-16T09:12:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/16/daily-digest-march-16-getting-to-know-dennis-bennett-of-professional-account-services-state-court-judge-dismisses-hunstein-class-action/20230316-beauty-begins-the-moment-you-decide-to-be-yourself/</loc>
		<lastmod>2023-03-16T11:16:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/17/daily-digest-march-17-fdcpa-class-action-filed-over-whether-attorney-was-acting-as-collector-judge-grants-mtd-in-fdcpa-case/20230317-if-you-constantly-think-of-illness-you-eventually-become-ill-if-you-believe-yourself-to-be-beautiful-you-become-so/</loc>
		<lastmod>2023-03-17T11:59:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/20/daily-digest-march-20-appeals-court-affirms-ruling-for-defense-in-fcra-class-action-more-states-moving-forward-with-privacy-laws/20230320-hope-will-never-be-silent/</loc>
		<lastmod>2023-03-20T12:01:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-24/ask-the-credit-reporting-expert-23/</loc>
		<lastmod>2023-03-20T16:07:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-your-collection-platform-needs-to-be-able-to-do-to-succeed-in-todays-world-2/what-your-collection-platform-needs-to-be-able-to-do-to-succeed-in-todays-world/</loc>
		<lastmod>2023-03-20T16:10:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-source-debt-portfolios-to-purchase-2/how-to-source-debt-portfolios-to-purchase/</loc>
		<lastmod>2023-03-20T21:58:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/21/daily-digest-march-21-collector-facing-class-action-for-overshadowing-judge-grants-mtd-in-fdcpa-class-action/20230321-when-we-are-no-longer-able-to-change-a-situation-we-are-challenged-to-change-ourselves/</loc>
		<lastmod>2023-03-21T13:16:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/22/daily-digest-march-22-judge-denies-mtd-in-fcra-case-over-canceled-debt-bill-introduced-in-illinois-to-ease-medical-debt-burden/20230322-be-more-concerned-with-your-character-than-your-reputation-because-your-character-is-what-you-really-are-while-your-reputation-is-merely-what-others-think-you-are/</loc>
		<lastmod>2023-03-22T12:10:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/23/getting-to-know-linda-dameron-of-crown-asset-management/linda-dameron/</loc>
		<lastmod>2023-03-23T08:48:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/23/daily-digest-march-23-getting-to-know-linda-dameron-of-crown-asset-management-judge-grants-mtd-in-fdcpa-case/20230323-shared-joy-is-double-joy-shared-sorrow-is-half-sorrow/</loc>
		<lastmod>2023-03-23T11:19:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/demo-day-9/demo-day-3282023-1/</loc>
		<lastmod>2023-03-23T17:14:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-much-data-do-you-need-to-keep-and-maintain-2/how-much-data-do-you-need-to-keep-and-maintain/</loc>
		<lastmod>2023-03-23T17:17:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-consumers-from-filing-complaints-to-the-cfpb-about-you-2/how-to-keep-consumers-from-filing-complaints-to-the-cfpb-about-you/</loc>
		<lastmod>2023-03-23T17:24:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/24/daily-digest-march-24-trio-of-reg-f-class-actions-filed-against-collectors-appeals-court-vacates-award-for-defendant/20230324-people-change-for-two-reasons-either-their-mind-has-been-opened-or-their-heart-has-been-broken/</loc>
		<lastmod>2023-03-24T11:22:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-get-collectors-excited-to-collect-2/how-to-get-collectors-excited-to-collect/</loc>
		<lastmod>2023-03-24T15:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-the-recent-bank-failures-will-impact-the-arm-industry-from-3-20-2023/how-recent-bank-failures-will-impact-the-arm-industry/</loc>
		<lastmod>2023-03-25T04:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-get-consumers-to-use-your-portal-from-3-21-2023/how-to-get-consumers-to-use-your-portal-1/</loc>
		<lastmod>2023-03-25T04:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket/</loc>
		<lastmod>2023-03-25T14:46:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-1/</loc>
		<lastmod>2023-03-25T14:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/27/daily-digest-march-27-appeals-court-affirms-msj-for-defendant-bill-introduced-to-amend-fdcpa-fcra/20230327-faith-is-to-believe-what-you-do-not-see-the-reward-of-this-faith-is-to-see-what-you-believe/</loc>
		<lastmod>2023-03-27T12:09:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/28/pra-group-names-new-ceo/pra-group/</loc>
		<lastmod>2023-03-28T10:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/28/daily-digest-march-28-collector-sued-for-responding-to-alleged-refusal-to-pay-judge-grants-mtd-in-fdcpa-case/20230328-success-isnt-determined-by-how-many-times-you-win-but-by-how-you-play-the-week-after-you-lose/</loc>
		<lastmod>2023-03-28T11:58:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-compliance-issues-collectors-to-need-to-worry-about-most-2/the-compliance-issues-collectors-to-need-to-worry-about-most/</loc>
		<lastmod>2023-03-28T14:14:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-diverging-definitions-of-the-least-sophisticated-consumer-2/the-diverging-definitions-of-the-least-sophisticated-consumer/</loc>
		<lastmod>2023-03-28T14:18:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/29/daily-digest-march-29-judge-partially-grants-msj-for-defense-in-tcpa-case-defendant-ordered-to-pay-45k-in-fees-in-fdcpa-class-action/20230329-youre-not-going-to-get-very-far-in-life-on-the-basis-of-what-you-already-know-youre-going-to-advance-in-life-by-what-youre-going-to-learn/</loc>
		<lastmod>2023-03-29T12:12:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/30/getting-to-know-peter-campisi-of-sunrise-credit-services/peter-campisi/</loc>
		<lastmod>2023-03-30T08:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/30/daily-digest-march-30-getting-to-know-peter-campisi-of-sunrise-credit-services-data-breach-at-agency-compromises-info-on-500k-consumers/20230330-if-you-want-to-change-the-world-start-off-by-making-your-bed/</loc>
		<lastmod>2023-03-30T11:21:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-emails-into-inboxes-and-not-into-spam-folders-2/getting-emails-into-inboxes-and-not-into-spam-folders/</loc>
		<lastmod>2023-03-30T21:52:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-are-the-best-chatgpt-prompts-for-collection-operations-to-use-2/what-are-the-best-chatgpt-prompts-for-collection-operations-to-use/</loc>
		<lastmod>2023-03-30T21:56:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/03/31/daily-digest-march-31-complaint-accuses-collector-of-calling-at-inconvenient-time-pa-appeals-court-affirms-ruling-that-sol-disclosure-not-required-in-late-letters/20230331-nothing-will-work-unless-you-do/</loc>
		<lastmod>2023-03-31T11:03:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/01/white-house-announces-plan-to-forgive-all-medical-debts/attachment/412023/</loc>
		<lastmod>2023-04-01T12:26:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-2/</loc>
		<lastmod>2023-04-01T21:56:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-maintain-good-relationships-with-consumer-attorneys-2/how-to-maintain-good-relationships-with-consumer-attorneys/</loc>
		<lastmod>2023-04-02T20:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/march-caption-contest/</loc>
		<lastmod>2023-04-03T01:12:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/03/daily-digest-april-3-judge-grants-mtd-in-fdcpa-case-over-emails-sent-to-represented-consumer-the-keys-to-building-a-new-hire-training-program/20230403-i-am-not-in-competition-with-anyone-but-myself-my-goal-is-to-improve-myself-continuously/</loc>
		<lastmod>2023-04-03T11:31:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-processing-opt-out-requests-2/best-practices-in-processing-opt-out-requests/</loc>
		<lastmod>2023-04-03T21:21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/04/daily-digest-april-4-collector-facing-class-action-for-facing-multiple-addresses-court-grants-mtd-in-fdcpa-class-action/20230404-the-average-man-doesnt-want-to-be-free-he-simply-wants-to-be-safe/</loc>
		<lastmod>2023-04-04T12:08:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-3/</loc>
		<lastmod>2023-04-04T12:19:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-4/</loc>
		<lastmod>2023-04-04T12:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/05/daily-digest-april-5-medical-debt-collection-bill-introduced-in-delaware-judge-orders-defendant-in-fdcpa-case-to-comply-with-subpoena/20230405-stay-close-to-anything-that-makes-you-glad-you-are-alive/</loc>
		<lastmod>2023-04-05T11:15:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-5/</loc>
		<lastmod>2023-04-05T13:26:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/06/getting-to-know-brian-mclellan-of-credit-solutions/brian-mclellan/</loc>
		<lastmod>2023-04-06T09:33:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/06/daily-digest-april-6-getting-to-know-brian-mclellan-of-credit-solutions-judge-denies-defendants-motion-for-sanctions-in-fdcpa-case/20230406-happiness-often-sneaks-in-through-a-door-you-didnt-know-you-left-open/</loc>
		<lastmod>2023-04-06T11:09:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-6/</loc>
		<lastmod>2023-04-06T12:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-ai-can-help-automate-post-call-work-2/how-ai-can-help-automate-post-call-work/</loc>
		<lastmod>2023-04-06T14:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-agents-to-become-digital-collectors-2/teaching-agents-to-become-digital-collectors/</loc>
		<lastmod>2023-04-06T14:43:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/07/daily-digest-april-7-collector-facing-class-action-for-sending-email-after-9pm-appeals-court-affirms-130k-ruling-for-plaintiff-in-fdcpa-case/20230407-yes-i-am-a-dreamer-for-a-dreamer-is-one-who-can-find-his-way-by-moonlight-and-see-the-dawn-before-the-rest-of-the-world/</loc>
		<lastmod>2023-04-07T11:15:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-conversational-voice-ai-helps-the-arm-industry-with-compliance-and-improving-collection-efficiency-2/how-conversational-voice-ai-helps-the-arm-industry-with-compliance-and-improving-collection-efficiency/</loc>
		<lastmod>2023-04-07T13:46:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-7/</loc>
		<lastmod>2023-04-07T14:03:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-8/</loc>
		<lastmod>2023-04-08T11:30:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-the-cfpbs-policy-statement-on-abusive-conduct-means-for-the-arm-industry-from-4-6-2023/what-the-cfpbs-policy-statement-on-abusive-conduct-means-for-the-arm-industry/</loc>
		<lastmod>2023-04-08T17:29:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-ai-can-help-automate-post-call-work-2/411-2/</loc>
		<lastmod>2023-04-08T20:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/social-media-marketing-strategies-2/social-media-marketing-strategies/</loc>
		<lastmod>2023-04-08T20:38:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/10/compliance-digest-april-10/khari-ferrell/</loc>
		<lastmod>2023-04-09T16:31:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/10/daily-digest-april-10-judge-denies-certification-in-mass-call-frequency-case-healthcare-providers-looking-to-outsource-more-rcm-functions/20230410-fortune-comes-to-those-with-patience-and-demise-comes-to-those-who-are-foolish-enough-to-test-it/</loc>
		<lastmod>2023-04-10T11:32:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/why-legislators-need-to-hear-your-voice-and-how-to-make-that-happen-2/why-legislators-need-to-hear-your-voice-and-how-to-make-that-happen/</loc>
		<lastmod>2023-04-10T18:07:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/11/daily-digest-april-11-plaintiff-sues-collector-for-pursuing-collection-lawsuit-judge-grants-msj-for-defendant-in-fdcpa-case/20230411-a-man-who-fears-suffering-is-already-suffering-from-what-he-fears/</loc>
		<lastmod>2023-04-11T11:37:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-2-1/</loc>
		<lastmod>2023-04-11T12:53:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-prove-you-are-following-your-policies-procedures-2/how-to-prove-you-are-following-your-policies-procedures/</loc>
		<lastmod>2023-04-11T18:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/04/12/daily-digest-april-12-appeals-court-overturns-dismissal-of-suit-involving-collection-of-court-debts-consumer-complaints-about-collections-drop/20230412-its-not-always-enough-to-be-brave-you-have-to-be-brave-and-contribute-something-positive-too-brave-on-its-own-is-just-a-party-trick/</loc>
		<lastmod>2023-04-12T11:44:41+00:00</lastmod>
	</url>
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