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		<loc>https://newdev.accountsrecovery.net/2023/05/08/compliance-digest-may-8/chelsey-pankratz/</loc>
		<lastmod>2023-05-07T16:44:51+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/08/daily-digest-may-8-appeals-court-affirms-ruling-binding-defendant-to-settlement-judge-denies-motion-for-attorneys-fees-in-fdcpa-case/20230508-one-today-is-worth-two-tomorrows/</loc>
		<lastmod>2023-05-08T12:05:28+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/09/daily-digest-may-9-sol-disclosures-source-of-issue-in-fdcpa-case-judge-denies-mtd-in-tcpa-class-action-against-collector/20230509-faith-is-love-taking-the-form-of-aspiration/</loc>
		<lastmod>2023-05-09T11:14:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-7-2/</loc>
		<lastmod>2023-05-09T13:11:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/05/10/daily-digest-may-10-judge-rules-plaintiff-in-a-hunstein-case-has-standing-to-sue-fraudsters-bid-for-compassionate-release-denied/20230510-when-you-say-no-to-someone-and-they-get-upset-that-doesnt-mean-you-should-have-said-yes/</loc>
		<lastmod>2023-05-10T12:21:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-8-2/</loc>
		<lastmod>2023-05-10T13:09:47+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/05/11/getting-to-know-alice-ludwig-of-vengroff-williams/alice-ludwig/</loc>
		<lastmod>2023-05-11T09:46:57+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/11/daily-digest-may-11-getting-to-know-alice-ludwig-of-vengroff-williams-fla-appeals-court-rules-concrete-injury-required-for-standing/20230511-life-gets-uncomfortable-when-you-try-to-force-it-through-the-pinhole-of-your-desires/</loc>
		<lastmod>2023-05-11T11:59:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-9-2/</loc>
		<lastmod>2023-05-11T12:08:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-speech-analytics-can-augment-your-quality-assurance-program/20230516-how-speech-analytics-can-augment-your-quality-assurance-program-1/</loc>
		<lastmod>2023-05-11T15:58:36+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/putting-everything-together-to-create-a-great-customer-experience/20230517-putting-everything-together-to-create-a-great-customer-experience-560-x-315-px/</loc>
		<lastmod>2023-05-11T16:06:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-ransomware-epidemic/20230511-the-ransomware-epidemic-560-x-315-px/</loc>
		<lastmod>2023-05-11T16:09:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/separating-the-technology-necessities-from-the-luxuries/20230512-separating-the-technology-necessities-from-the-luxuries-560-x-315-px/</loc>
		<lastmod>2023-05-11T22:44:39+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/ma-opportunities-in-the-wake-of-a-challenging-tax-season/_20230515-ma-opportunities-in-the-wake-of-a-challenging-tax-season-560-x-315-px/</loc>
		<lastmod>2023-05-11T22:45:22+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-ramp-up-an-email-communication-channel-from-scratch/20230518-how-to-ramp-up-an-email-communication-channel-from-scratch-560-x-315-px/</loc>
		<lastmod>2023-05-11T22:45:40+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/05/12/daily-digest-may-12-suit-accuses-collector-of-trying-to-recover-settled-debt-judge-dismisses-fdcpa-suit-over-post-judgment-communications/20230512-to-conquer-fear-is-the-beginning-of-wisdom/</loc>
		<lastmod>2023-05-12T11:20:00+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-10-2/</loc>
		<lastmod>2023-05-12T12:23:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/emerging-markets-for-debt-buyers-from-5-8-2023/20230508-emerging-markets-for-debt-buyers/</loc>
		<lastmod>2023-05-14T10:42:54+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/one-month-until-liftoff-getting-ready-for-the-ftc-safeguards-rule-changes-from-5-9-2023/20230509-one-month-until-liftoff-getting-ready-for-the-ftc-safeguards-rule-changes/</loc>
		<lastmod>2023-05-14T10:45:30+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/offering-settlements-using-digital-communications-from-5-9-2023/20230509-offering-settlements-using-digital-communications-1/</loc>
		<lastmod>2023-05-14T10:47:49+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/why-you-need-a-change-management-policy-and-what-it-should-do-from-5-10-2023/20230510-why-you-need-a-change-management-policy-and-what-is-should-do-2/</loc>
		<lastmod>2023-05-14T10:51:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/ma-opportunities-in-the-wake-of-a-challenging-tax-season/_20230515-ma-opportunities-in-the-wake-of-a-challenging-tax-season/</loc>
		<lastmod>2023-05-15T08:31:02+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-avoid-getting-sued-for-not-revoking-consent/20230519-how-to-avoid-getting-sued-for-not-revoking-consent-2/</loc>
		<lastmod>2023-05-15T09:00:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/the-different-types-of-artificial-intelligence-and-how-they-are-used-in-collections/20230522-the-different-types-of-artificial-intelligence-and-how-they-are-used-in-collections-1/</loc>
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		<loc>https://newdev.accountsrecovery.net/2023/05/15/daily-digest-may-15-judge-partially-grants-msj-for-plaintiff-in-fdcpa-case-judge-grants-default-judgment-for-cfpb/20230515-forgiveness-doesnt-make-the-other-person-right-it-makes-you-free/</loc>
		<lastmod>2023-05-15T12:06:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/05/16/new-generation-of-video-games-helping-teach-empathy/virtual-reality/</loc>
		<lastmod>2023-05-16T11:06:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/16/daily-digest-may-16-fdcpa-suit-takes-known-or-should-have-known-to-new-levels-court-weighs-in-on-former-ceos-wage-battle-with-collection-agency/20230516-i-have-just-three-things-to-teach-simplicity-patience-compassion-these-three-are-your-greatest-treasures/</loc>
		<lastmod>2023-05-16T11:24:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-20/</loc>
		<lastmod>2023-05-16T12:07:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/discussing-the-credit-reporting-changes-to-medical-debt/20230522-discussing-the-credit-reporting-changes-to-medical-debt-1/</loc>
		<lastmod>2023-05-16T14:04:32+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-27/20230523-ask-the-credit-reporting-expert/</loc>
		<lastmod>2023-05-16T14:07:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-27/20230523-ask-the-credit-reporting-expert-2/</loc>
		<lastmod>2023-05-16T14:07:47+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/17/daily-digest-may-17-plaintiffs-voluntarily-dismiss-fdcpa-suits-over-disputes-rcm-provider-to-pay-340k-to-settle-hipaa-investigation-after-breach/20230517-what-you-do-makes-a-difference-and-you-have-to-decide-what-kind-of-difference-you-want-to-make/</loc>
		<lastmod>2023-05-17T11:54:08+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-1-1/</loc>
		<lastmod>2023-05-17T12:02:35+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/your-changing-insurance-needs-in-a-digital-collection-world/20230524-your-changing-insurance-needs-in-a-digital-collection-world/</loc>
		<lastmod>2023-05-17T14:10:08+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/data-why-you-never-need-to-go-with-your-gut-again/20230525-data-why-you-never-need-to-go-with-your-gut-again/</loc>
		<lastmod>2023-05-18T08:29:10+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/18/getting-to-know-michael-paterson-of-professional-account-services/michael-paterson/</loc>
		<lastmod>2023-05-18T09:36:28+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/18/daily-digest-may-18-getting-to-know-michael-paterson-of-professional-account-services-judge-dismisses-fdcpa-class-action/20230518-life-can-be-much-broader-once-you-discover-one-simple-fact-everything-around-you-that-you-call-life-was-made-up-by-people-that-were-no-smarter-than-you/</loc>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-3-1-2/</loc>
		<lastmod>2023-05-18T12:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/training-bytes/knowledgesource-banner-image/</loc>
		<lastmod>2023-05-18T16:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/strategies-to-improve-connection-rpc-rates/20230524-strategies-to-improve-connection-rpc-rates/</loc>
		<lastmod>2023-05-19T09:12:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-make-all-this-technology-play-nice-with-each-other/_20230526-how-to-make-all-this-technology-play-nice-with-each-other-1/</loc>
		<lastmod>2023-05-19T09:22:18+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/19/daily-digest-may-19-collector-sued-for-not-including-sol-disclosure-in-texts-judge-denies-mtd-in-fdcpa-class-action/20230519-if-you-do-not-tell-the-truth-about-yourself-you-cannot-tell-it-about-other-people/</loc>
		<lastmod>2023-05-19T11:20:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-4-1-2/</loc>
		<lastmod>2023-05-19T12:11:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-6-1-2/</loc>
		<lastmod>2023-05-20T12:17:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-improve-the-risk-assessment-process/20230530-how-to-improve-the-risk-assessment-process-1/</loc>
		<lastmod>2023-05-22T09:06:13+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/22/daily-digest-may-22-judge-grants-mtd-in-fdcpa-multiple-address-case-fcc-seeks-to-block-more-robocalls-texts/20230522-opportunities-dont-happen-you-create-them/</loc>
		<lastmod>2023-05-22T11:57:51+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/23/collection-agency-data-breach-exposes-info-on-345k-individuals/data-breach-3/</loc>
		<lastmod>2023-05-23T10:41:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/23/daily-digest-may-23-collector-facing-class-action-for-not-itemizing-debt-in-mvn-correctly-judge-denies-competing-msjs-in-fdcpa-case/20230523-my-pain-may-be-the-reason-for-somebodys-laugh-but-my-laugh-must-never-be-the-reason-for-somebodys-pain/</loc>
		<lastmod>2023-05-23T12:08:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-5-2/</loc>
		<lastmod>2023-05-23T12:16:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-roleplay-effectively-with-collectors/20230531-how-to-roleplay-effectively-with-collectors/</loc>
		<lastmod>2023-05-23T13:51:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/why-you-should-develop-an-online-reputation-as-a-collection-agency/20230531-why-you-should-develop-an-online-reputation-as-a-collection-agency/</loc>
		<lastmod>2023-05-23T13:54:04+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/why-you-should-develop-an-online-reputation-as-a-collection-agency/20230531-why-you-should-develop-an-online-reputation-as-a-collection-agency-2/</loc>
		<lastmod>2023-05-23T13:54:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/24/daily-digest-may-24-judge-artfully-dismisses-fdcpa-suit-cfpb-fines-bank-9m/20230524-yes-i-am-a-dreamer-for-a-dreamer-is-one-who-can-find-his-way-by-moonlight-and-see-the-dawn-before-the-rest-of-the-world/</loc>
		<lastmod>2023-05-24T12:01:55+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-1-2-2/</loc>
		<lastmod>2023-05-24T12:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-ethics-of-using-ai-in-financial-services/20230601-the-ethics-of-using-ai-in-financial-services/</loc>
		<lastmod>2023-05-25T09:06:55+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/25/getting-to-know-todd-figard-of-time-investment/todd-figard/</loc>
		<lastmod>2023-05-25T09:37:36+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/25/daily-digest-may-25-getting-to-know-todd-figard-of-time-investment-appeals-court-upholds-rfdcpa-ruling-for-plaintiff/20230525-what-we-fear-doing-most-is-usually-what-we-most-need-to-do/</loc>
		<lastmod>2023-05-25T11:10:42+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-3-2-2/</loc>
		<lastmod>2023-05-25T12:09:57+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/26/ny-dfs-fines-onemain-4-25m-for-cybersecurity-issues/ea20230524_co_onemain-1/</loc>
		<lastmod>2023-05-26T10:47:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/26/daily-digest-may-26-class-action-accuses-collector-of-using-incorrect-dates-in-mvn-ny-dfs-fines-onemain-4-2m-for-cybersecurity-failures/20230526-a-wise-man-fills-his-brain-before-he-empties-his-mouth/</loc>
		<lastmod>2023-05-26T11:30:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-4-2-2/</loc>
		<lastmod>2023-05-26T11:54:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-pros-and-cons-altering-the-mvn/20230602-the-pros-and-cons-altering-the-mvn/</loc>
		<lastmod>2023-05-26T12:23:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/05/30/compliance-digest-may-30/chad-echols-2/</loc>
		<lastmod>2023-05-26T13:51:22+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/30/compliance-digest-may-30/katie-zugsay-2/</loc>
		<lastmod>2023-05-26T13:54:06+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-6-2-2/</loc>
		<lastmod>2023-05-27T22:25:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/30/daily-digest-may-30-suit-accuses-collector-of-failing-to-honor-agreement-judge-grants-msj-for-defense-over-disputed-debt/20230530-the-results-you-want-to-see-tomorrow-will-be-based-on-the-efforts-you-put-in-today/</loc>
		<lastmod>2023-05-30T11:39:20+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/an-update-on-texting/_20230605-an-update-on-texting/</loc>
		<lastmod>2023-05-30T14:30:15+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/05/31/daily-digest-may-31-judge-grants-mtd-in-fdcpa-case-over-balance-discrepancy-in-letter-cfpb-reports-on-issues-for-older-americans-with-medical-debt/20230531-you-are-stronger-than-you-think-you-have-gotten-through-every-bad-day-in-your-life-and-you-are-undefeated/</loc>
		<lastmod>2023-05-31T11:57:51+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-11-2/</loc>
		<lastmod>2023-05-31T12:12:57+00:00</lastmod>
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	<url>
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		<lastmod>2023-06-01T02:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/01/getting-to-know-jose-giron-of-state-collection-service/jose-giron/</loc>
		<lastmod>2023-06-01T09:53:56+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/20230606-all-the-policies-and-procedures-you-need-in-your-operation-1/</loc>
		<lastmod>2023-06-01T10:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/safeguards-rule-qa/20230607-safeguards-rule-qa/</loc>
		<lastmod>2023-06-01T10:12:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/safeguards-rule-qa/20230607-safeguards-rule-qa-2/</loc>
		<lastmod>2023-06-01T10:13:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/01/daily-digest-june-1-getting-to-know-jose-giron-of-state-collection-service-judge-denies-mtd-in-fdcpa-case-over-reporting-of-debt/20230601-quite-often-the-most-compassionate-thing-you-can-do-is-to-run-away/</loc>
		<lastmod>2023-06-01T11:46:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-1-3/</loc>
		<lastmod>2023-06-01T12:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/an-update-on-texting/_20230605-an-update-on-texting-1/</loc>
		<lastmod>2023-06-01T12:08:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/an-update-on-texting/_20230605-an-update-on-texting-1-2/</loc>
		<lastmod>2023-06-01T12:09:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-ethics-of-using-ai-in-financial-services/20230601-the-ethics-of-using-ai-in-financial-services-2/</loc>
		<lastmod>2023-06-01T12:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/01/eagle-accounts-group-inc-sees-unparallel-scale-and-168-boost-in-agent-productivity-with-skit-ai/eagle-account-groups-inc-x-skit-ai/</loc>
		<lastmod>2023-06-01T13:06:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/01/eagle-accounts-group-inc-sees-unparallel-scale-and-168-boost-in-agent-productivity-with-skit-ai/eagle-account-groups-inc-x-skit-ai-2/</loc>
		<lastmod>2023-06-01T13:08:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/20230606-all-the-policies-and-procedures-you-need-in-your-operation-2/</loc>
		<lastmod>2023-06-01T13:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/20230601-the-ethics-of-using-ai-in-financial-services-2-2/</loc>
		<lastmod>2023-06-01T13:10:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/20230601-the-ethics-of-using-ai-in-financial-services-1/</loc>
		<lastmod>2023-06-01T13:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/_20230605-an-update-on-texting-panelists-1/</loc>
		<lastmod>2023-06-01T13:10:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/_20230605-an-update-on-texting-panelists/</loc>
		<lastmod>2023-06-01T13:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/_20230605-an-update-on-texting-1-3/</loc>
		<lastmod>2023-06-01T13:11:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/all-the-policies-and-procedures-you-need-in-your-operation/20230606-all-the-policies-and-procedures-you-need-in-your-operation-2-2/</loc>
		<lastmod>2023-06-01T13:11:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/02/daily-digest-june-2-collector-facing-class-action-for-making-false-disclosure-on-back-of-mvn-nevada-gov-vetoes-debt-collection-bill/20230602-be-patient-the-best-things-happen-unexpectedly/</loc>
		<lastmod>2023-06-02T12:05:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-3-3/</loc>
		<lastmod>2023-06-02T12:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/phone-number-strategies-best-practices/unnamed-3/</loc>
		<lastmod>2023-06-02T15:14:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-collectors-from-burning-out/20230609-how-to-keep-collectors-from-burning-out-2/</loc>
		<lastmod>2023-06-02T16:24:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-4-3/</loc>
		<lastmod>2023-06-03T21:18:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/05/daily-digest-june-5-judge-make-blunt-assessment-of-state-of-fdcpa-cases-most-consumers-want-text-notifications/20230605-if-you-want-to-make-your-dreams-come-true-the-first-thing-you-have-to-do-is-wake-up/</loc>
		<lastmod>2023-06-05T12:07:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/phone-number-strategies-best-practices/20230608-phone-number-strategies-best-practices-2/</loc>
		<lastmod>2023-06-05T14:50:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/common-software-conversion-headaches-and-how-to-avoid-them/20230613-common-software-conversion-headaches-and-how-to-avoid-them/</loc>
		<lastmod>2023-06-06T10:03:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/06/daily-digest-june-6-collector-facing-fdcpa-suit-for-allegedly-not-crediting-account-dfpi-fines-three-agencies-85k/20230606-when-i-work-fourteen-hours-a-day-seven-days-a-week-i-get-lucky/</loc>
		<lastmod>2023-06-06T11:56:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-6-3/</loc>
		<lastmod>2023-06-06T12:26:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/07/daily-digest-june-7-bankrupt-parent-of-lexington-law-plans-asset-sales-cfpb-issues-chatbot-warning/20230607-its-not-your-job-to-like-me-its-mine/</loc>
		<lastmod>2023-06-07T11:58:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-1-1-2/</loc>
		<lastmod>2023-06-07T12:08:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-growing-circuit-split-on-standing-and-what-it-means-for-the-arm-industry/20230614-the-growing-circuit-split-on-standing-and-what-it-means-for-the-arm-industry-1/</loc>
		<lastmod>2023-06-07T14:49:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/demo-day/20230614-winning-proposals-the-6-dos-and-6-donts-to-increase-your-win-rate-forever/</loc>
		<lastmod>2023-06-07T15:22:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/writing-emails-that-consumers-will-respond-to/20230612-writing-emails-that-consumers-will-respond-to-1/</loc>
		<lastmod>2023-06-07T17:08:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-the-lexington-law-bankruptcy-means-for-the-arm-industry/20230612-what-the-lexington-law-bankruptcy-means-for-the-arm-industry-1/</loc>
		<lastmod>2023-06-07T17:10:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/08/transfinancial-companies-capitalize-on-skit-ai-to-modernize-debt-collection-processes-while-enhancing-consumer-experience/transfinancial-x-skit-ai_/</loc>
		<lastmod>2023-06-08T08:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/08/transfinancial-companies-capitalize-on-skit-ai-to-modernize-debt-collection-processes-while-enhancing-consumer-experience/transfinancial-x-skit-ai_-1/</loc>
		<lastmod>2023-06-08T08:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/08/getting-to-know-scott-dellaventura-of-tobin-marohn/scott-dellaventura/</loc>
		<lastmod>2023-06-08T09:53:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/08/daily-digest-june-8-getting-to-know-scott-dellaventura-of-tobin-seventh-circuit-reverses-ruling-on-standing/20230608-start-where-you-are-use-what-you-have-do-what-you-can/</loc>
		<lastmod>2023-06-08T11:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/09/daily-digest-june-9-fdcpa-class-action-filed-over-required-consent-statement-cfpb-fines-medical-collector-1-7m/20230609-in-order-for-the-light-to-shine-so-brightly-the-darkness-must-be-present/</loc>
		<lastmod>2023-06-09T11:56:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/should-i-settle-this-case-or-fight-it/20230616-should-i-settle-this-case-or-fight-it/</loc>
		<lastmod>2023-06-09T14:04:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/safeguards-rule-qa-from-6-7-2023/20230607-safeguards-rule-qa-1/</loc>
		<lastmod>2023-06-11T22:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/12/daily-digest-june-12-ill-state-court-judge-grants-mtd-in-hunstein-case-appeals-court-affirms-reasonableness-of-fcra-dispute-investigation/20230612-criticism-is-something-we-can-avoid-easily-by-saying-nothing-doing-nothing-and-being-nothing/</loc>
		<lastmod>2023-06-12T11:23:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2023-logo-bracket-3-4/</loc>
		<lastmod>2023-06-12T12:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/12/training-bytes-what-should-a-collector-do-when-he-or-she-makes-a-mistake-and-the-consumer-doesnt-notice-it/screenshot-2023-06-12-at-09-49-21/</loc>
		<lastmod>2023-06-12T13:49:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/01/training-bytes-dealing-with-consumers-who-dont-recognize-your-phone-number/screenshot-2023-06-12-at-10-04-05/</loc>
		<lastmod>2023-06-12T14:04:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/05/25/training-bytes-what-to-do-when-consumers-say-they-cant-pay/screenshot-2023-06-12-at-10-06-23/</loc>
		<lastmod>2023-06-12T14:06:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/05/18/training-bytes-what-should-collectors-do-when-consumers-claim-they-are-the-victims-of-identity-theft/screenshot-2023-06-12-at-10-09-28/</loc>
		<lastmod>2023-06-12T14:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-determine-the-roi-of-an-investment/20230619-how-to-determine-the-roi-of-an-investment/</loc>
		<lastmod>2023-06-12T15:21:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/13/daily-digest-june-13-collector-facing-pair-of-fdcpa-suits-for-not-ceasing-communications-appeals-court-upholds-sanctions-against-cfpb/20230613-it-is-remarkable-how-much-long-term-advantage-people-like-us-have-gotten-by-trying-to-be-consistently-not-stupid-instead-of-trying-to-be-very-intelligent/</loc>
		<lastmod>2023-06-13T11:58:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-branded-caller-id-and-should-you-be-using-it/20230620-what-is-branded-caller-id-and-should-you-be-using-it/</loc>
		<lastmod>2023-06-13T14:12:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/14/daily-digest-june-14-judge-dismisses-fdcpa-suit-considers-sanctions-medical-debt-tied-to-higher-cancer-death-rates/20230614-the-more-you-talk-about-negative-things-in-your-life-the-more-you-call-them-in-talk-about-winning-not-about-losing/</loc>
		<lastmod>2023-06-14T11:56:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/15/sameday-auto-finance-llc-partners-with-skit-ai-to-automate-collections-calls-and-enhance-customer-experience/jointlogo_sameday-skit/</loc>
		<lastmod>2023-06-14T15:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/why-collection-agencies-must-leverage-voice-ai-technology-stories-from-early-adopters/20230621-why-collection-agencies-must-leverage-voice-ai-technology-stories-from-early-adopters-2/</loc>
		<lastmod>2023-06-14T15:12:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/15/getting-to-know-marc-carter-of-cbc/marc-carter/</loc>
		<lastmod>2023-06-15T09:39:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/15/daily-digest-june-15-getting-to-know-marc-carter-of-cbc-insurance-co-files-suit-to-block-coverage-of-collectors-data-breach/20230615-life-is-a-daring-adventure-or-it-is-nothing-at-all/</loc>
		<lastmod>2023-06-15T11:22:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/16/human-rights-watch-calls-out-hospitals-for-abusive-collection-practices/screenshot-2023-06-16-at-07-05-49/</loc>
		<lastmod>2023-06-16T11:06:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/16/daily-digest-june-16-complaint-accuses-collector-of-not-including-opt-out-in-email-appeals-court-rejects-challenge-to-nevada-collection-law/20230616-embrace-the-glorious-mess-that-you-are/</loc>
		<lastmod>2023-06-16T11:32:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mid-year-litigation-trend-update/20230623-mid-year-litigation-trend-update/</loc>
		<lastmod>2023-06-16T13:58:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/19/pra-group-earns-two-silver-stevie-awards-for-achievements-in-diversity-inclusion-and-management/award/</loc>
		<lastmod>2023-06-19T10:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/19/the-balancing-act-of-payment-portal-verification/payment-verification/</loc>
		<lastmod>2023-06-19T10:57:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/19/house-member-announces-plan-to-introduce-legislation-aimed-at-expanding-atds-definition/atds/</loc>
		<lastmod>2023-06-19T11:13:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/19/daily-digest-june-19-appeals-court-affirms-ruling-for-defendant-in-reasonable-investigation-case-the-balancing-act-of-payment-portal-verification/20230619-the-simple-act-of-listening-to-someone-and-making-them-feel-as-if-they-have-truly-been-heard-is-a-most-treasured-gift/</loc>
		<lastmod>2023-06-19T11:34:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert/20230622-ask-the-credit-reporting-expert/</loc>
		<lastmod>2023-06-19T17:19:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/20/daily-digest-june-20-collector-sued-for-sending-19-emails-after-consumer-disputed-debt-judge-dismisses-trio-of-fdcpa-suits-from-same-plaintiff/20230620-change-can-be-scary-but-you-know-whats-scarier-allowing-fear-to-stop-you-from-growing-evolving-and-progressing/</loc>
		<lastmod>2023-06-20T11:51:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/everything-you-need-to-know-about-chatbots-and-webchat/20230626-everything-you-need-to-know-about-chatbots-and-webchat/</loc>
		<lastmod>2023-06-20T17:04:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/whats-the-next-new-channel/20230627-whats-the-next-new-channel/</loc>
		<lastmod>2023-06-20T17:34:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/regulators-and-lawmakers-diagnoses-about-medical-collections-what-solutions-phoenix-financial-and-the-new-colorado-medical-debt-law-prescribe/20230627-regulators-and-lawmakers-diagnoses-about-medical-collections-what-solutions-phoenix-financial-and-the-new-colorado-medical-debt-law-prescribe/</loc>
		<lastmod>2023-06-20T18:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/21/observe-ai-releases-llm-for-contact-centers/artificial-intelligence-1/</loc>
		<lastmod>2023-06-21T10:27:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/21/daily-digest-june-21-supreme-court-to-hear-arguments-in-fcra-case-n-y-passes-medical-debt-credit-reporting-bill/20230621-all-you-need-is-the-plan-the-road-map-and-the-courage-to-press-on-to-your-destination/</loc>
		<lastmod>2023-06-21T10:47:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/regulators-and-lawmakers-diagnoses-about-medical-collections-what-solutions-phoenix-financial-and-the-new-colorado-medical-debt-law-prescribe/20230627-regulators-and-lawmakers-diagnoses-about-medical-collections-what-solutions-phoenix-financial-and-the-new-colorado-medical-debt-law-prescribe-2/</loc>
		<lastmod>2023-06-21T12:54:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/performance-management-managing-individuals-to-drive-for-best-results-2/20230628-performance-management-managing-individuals-to-drive-for-best-results/</loc>
		<lastmod>2023-06-21T13:31:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/22/getting-to-know-stacey-davenport-of-pro-com-services-of-illinois/stacey-davenport/</loc>
		<lastmod>2023-06-22T10:06:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/22/daily-digest-june-22-getting-to-know-stacey-davenport-of-pro-com-services-of-illinois-judge-grants-msj-in-fcra-case/20230622-the-mystery-of-human-existence-lies-not-in-just-staying-alive-but-in-finding-something-to-live-for/</loc>
		<lastmod>2023-06-22T11:57:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/discussing-the-credit-reporting-changes-to-medical-debt-2/20230629-discussing-the-credit-reporting-changes-to-medical-debt/</loc>
		<lastmod>2023-06-22T14:12:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/22/empire-credit-and-collections-inc-partners-with-skit-ai-to-accelerate-its-revenue-recovery-and-ease-its-customers-debt-resolution/skit-ai/</loc>
		<lastmod>2023-06-22T14:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-monetize-your-data/20230629-how-to-monetize-your-data/</loc>
		<lastmod>2023-06-22T14:43:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-monetize-your-data/20230629-how-to-monetize-your-data-2/</loc>
		<lastmod>2023-06-22T14:43:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/23/tech-company-releases-whatsapp-based-chat-platform-for-collectors/whatsapp/</loc>
		<lastmod>2023-06-23T11:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/23/daily-digest-june-23-collector-facing-class-action-for-not-responding-to-validation-request-in-spanish-collection-law-firm-fighting-cid-files-petition-with-supreme-court/20230623-he-who-dares-not-offend-cannot-be-honest/</loc>
		<lastmod>2023-06-23T11:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/phone-number-and-caller-id-best-practices/20230628-phone-number-and-caller-id-best-practices/</loc>
		<lastmod>2023-06-23T14:18:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-deal-with-employees-who-lack-the-motivation-and-ambition-to-improve-2/20230630-how-to-deal-with-employees-who-lack-the-motivation-and-ambition-to-improve/</loc>
		<lastmod>2023-06-23T15:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/26/daily-digest-june-26-appeals-court-affirms-awardof-828k-in-tcpa-case-judge-denies-mtd-in-fcra-case-over-double-reported-debt/20230626-seek-not-to-follow-in-the-footsteps-of-men-of-old-seek-what-they-sought/</loc>
		<lastmod>2023-06-26T11:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-will-ai-be-regulated-and-what-it-means-for-using-it-to-collect-debts/20230705-how-will-ai-be-regulated-and-what-it-means-for-using-it-to-collect-debts-1/</loc>
		<lastmod>2023-06-26T16:30:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-will-ai-be-regulated-and-what-it-means-for-using-it-to-collect-debts/20230705-how-will-ai-be-regulated-and-what-it-means-for-using-it-to-collect-debts-2/</loc>
		<lastmod>2023-06-26T16:31:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-will-ai-be-regulated-and-what-it-means-for-using-it-to-collect-debts/20230705-how-will-ai-be-regulated-and-what-it-means-for-using-it-to-collect-debts-3/</loc>
		<lastmod>2023-06-26T16:55:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/27/daily-digest-june-27-suit-accuses-collector-of-duplicating-disputed-debt-bills-introduced-in-congress-to-let-fcc-go-after-robocallers/20230627-true-confidence-is-someone-who-lives-in-uncertainty-and-moves-forward-anyway/</loc>
		<lastmod>2023-06-27T11:56:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/28/daily-digest-june-28-cfpb-assesses-25m-fine-for-test-gone-horribly-wrong-tidal-wave-of-collection-lawsuits-coming/20230628-noone-can-make-you-feel-inferior-without-your-consent/</loc>
		<lastmod>2023-06-28T11:53:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-best-questions-that-help-collectors-get-paid/20230706-the-best-questions-that-help-collectors-get-paid/</loc>
		<lastmod>2023-06-28T14:31:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/29/getting-to-know-eric-nail-of-credit-collection-recovery-services/eric-nail/</loc>
		<lastmod>2023-06-29T10:37:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/29/daily-digest-june-29-getting-to-know-eric-nail-of-credit-judge-grants-mtd-over-different-dispute-deadlines-in-notice/20230629-remember-we-dont-control-what-happens-we-control-how-we-respond/</loc>
		<lastmod>2023-06-29T12:22:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/30/233425/generations-2/</loc>
		<lastmod>2023-06-30T11:39:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/30/daily-digest-june-30-collector-facing-fdcpa-suit-for-sending-communication-after-receiving-refusal-to-pay-judge-grants-msj-for-defendant-over-forgiven-debt/20230630-consistency-is-the-key-to-achieving-your-dreams/</loc>
		<lastmod>2023-06-30T12:01:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/06/30/training-bytes-how-should-collectors-respond-when-a-consumer-says-i-dont-have-my-banking-information/screenshot-2023-06-30-at-09-15-58/</loc>
		<lastmod>2023-06-30T13:16:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/june-cartoon-caption-contest/</loc>
		<lastmod>2023-07-01T13:18:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/03/daily-digest-july-3-biden-pivots-after-supreme-court-strikes-down-student-loan-debt-relief-plan-appeals-court-reverses-ruling-in-tcpa-class-action/20230703-we-all-make-choices-but-in-the-end-our-choices-make-us/</loc>
		<lastmod>2023-07-03T11:59:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/updating-your-training-to-teach-digital-collections/20230707-breaking-down-the-supreme-court-ruling-on-student-loan-debt-relief-and-the-governments-new-plan-560-x-315-px/</loc>
		<lastmod>2023-07-04T05:51:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/email-vs-texting-which-is-better/20230710-email-vs-texting-which-is-better/</loc>
		<lastmod>2023-07-04T05:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/05/daily-digest-july-5-state-court-judge-issues-merits-ruling-in-hunstein-case-biden-names-two-republicans-to-ftc/20230705-my-thoughts-are-stars-that-i-cannot-fathom-into-constellations/</loc>
		<lastmod>2023-07-05T11:56:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/06/getting-to-know-noel-crichton-of-cks-financial/noel-crichton/</loc>
		<lastmod>2023-07-06T10:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/06/appeals-court-upholds-reasonableness-of-dispute-investigation-in-fcra-case/screenshot-2023-07-06-at-07-12-47/</loc>
		<lastmod>2023-07-06T11:12:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/06/appeals-court-upholds-reasonableness-of-dispute-investigation-in-fcra-case/screenshot-2023-07-06-at-07-13-11/</loc>
		<lastmod>2023-07-06T11:13:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/06/remembering-joe-hawes/joe-hawes/</loc>
		<lastmod>2023-07-06T11:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/06/daily-digest-july-6-getting-to-know-noel-crichton-of-cks-financial-appeals-court-rules-on-fcra-case/20230706-the-beautiful-thing-about-learning-is-that-nobody-can-take-it-away-from-you/</loc>
		<lastmod>2023-07-06T12:19:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-a-modern-day-compliance-management-system-looks-like/20230713-what-a-modern-day-compliance-management-system-looks-like/</loc>
		<lastmod>2023-07-06T17:17:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/avoiding-spam-scam-labels-on-outgoing-calls-2/_20230713-avoiding-spamscam-labels-on-outgoing-calls-3/</loc>
		<lastmod>2023-07-06T18:52:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/sms-webinar-around-some-of-the-registration-and-sms-compliance/20230711-best-practices-in-phone-number-registration-and-compliance-for-text-messaging/</loc>
		<lastmod>2023-07-06T19:02:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/07/in-memoriam-gil-vigneault/gil-vigneault/</loc>
		<lastmod>2023-07-07T11:10:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/07/daily-digest-july-7-class-action-filed-for-failing-to-provide-validation-info-in-letter-appeals-court-grants-en-banc-request-in-fdcpa-case/20230707-set-your-life-on-fire-seek-those-who-fan-your-flames/</loc>
		<lastmod>2023-07-07T12:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/10/federal-govt-announces-steps-to-curb-medical-debt-cfpb-to-launch-inquiry-into-medical-credit-cards/medical-debt-healthcare/</loc>
		<lastmod>2023-07-10T11:01:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/10/daily-digest-july-10-judge-grants-mtd-in-fdcpa-case-govt-goes-after-medical-debt/20230710-there-can-be-no-great-accomplishment-without-risk/</loc>
		<lastmod>2023-07-10T12:03:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/avoiding-spam-scam-labels-on-outgoing-calls-2/_20230713-avoiding-spamscam-labels-on-outgoing-calls-4/</loc>
		<lastmod>2023-07-10T13:12:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-a-modern-day-compliance-management-system-looks-like/20230713-what-a-modern-day-compliance-management-system-looks-like-1/</loc>
		<lastmod>2023-07-10T14:24:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/when-you-need-and-dont-need-e-sign-consent/gradient-4-2/</loc>
		<lastmod>2023-07-10T17:02:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/11/daily-digest-july-11-collector-facing-class-action-for-sending-email-before-8am-judge-grants-mtd-in-fdcpa-case-over-settlement-language-in-letter/20230711-a-lack-of-boundaries-invites-a-lack-of-respect/</loc>
		<lastmod>2023-07-11T12:11:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/early-out-vs-bad-debt-which-should-you-be-focusing-on/main-1/</loc>
		<lastmod>2023-07-11T14:28:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/12/the-transformative-potential-of-unified-digital-platforms-for-debt-collection/payment-transaction-card/</loc>
		<lastmod>2023-07-12T11:52:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/12/daily-digest-july-12-judge-grants-mtd-in-fdcpa-class-action-bofa-to-pay-250m-in-fines-restitution-as-part-of-enforcement-order/20230712-remember-that-some-of-the-best-times-of-your-life-havent-even-happened-yet/</loc>
		<lastmod>2023-07-12T12:09:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/early-out-vs-bad-debt-which-should-you-be-focusing-on/20230718-early-out-vs-bad-debt-which-should-you-be-focusing-on-1/</loc>
		<lastmod>2023-07-12T12:21:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/early-out-vs-bad-debt-which-should-you-be-focusing-on/20230718-early-out-vs-bad-debt-which-should-you-be-focusing-on/</loc>
		<lastmod>2023-07-12T12:22:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dispute-best-practices-in-the-wake-of-recent-enforcement-orders/20230719-dispute-best-practices-in-the-wake-of-recent-enforcement-orders/</loc>
		<lastmod>2023-07-12T13:51:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/13/getting-to-know-nicholas-stancu-of-pelagic-capital-partners/nicholas-stancu/</loc>
		<lastmod>2023-07-13T09:38:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/13/daily-digest-july-13-getting-to-know-nicholas-stancu-of-pelagic-capital-partners-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court/20230713-not-all-those-who-wander-are-lost/</loc>
		<lastmod>2023-07-13T12:01:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-8/1-4/</loc>
		<lastmod>2023-07-13T15:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/why-apis-are-the-key-to-a-techno-centric-collection-operation/1-5/</loc>
		<lastmod>2023-07-13T15:06:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/14/daily-digest-july-14-issues-with-validation-notice-second-letter-lead-consumer-to-accuse-collector-of-violating-fdcpa-cfpb-state-ags-sue-company-over-illegal-collection-marketing-practices/20230714-the-world-is-changed-by-your-example-not-your-opinion/</loc>
		<lastmod>2023-07-14T11:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-segment-your-accounts-into-different-categories-to-optimize-collection-efforts/1-6/</loc>
		<lastmod>2023-07-14T15:35:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/lowering-the-time-to-first-contact-from-7-14-12023/20230714-lowering-the-time-to-first-contact/</loc>
		<lastmod>2023-07-15T17:07:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/17/daily-digest-july-17-biden-administration-wipes-out-39b-in-student-loans-appeals-court-upholds-ruling-for-defendant-in-fdcpa-case-thanks-to-bona-fide-error-defense/20230717-trying-to-define-yourself-is-like-trying-to-bite-your-own-teeth/</loc>
		<lastmod>2023-07-17T12:04:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-the-end-of-the-student-loan-payment-moratorium-means-for-collections/20230724-what-the-end-of-the-student-loan-payment-moratorium-means-for-collections-2/</loc>
		<lastmod>2023-07-17T15:48:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/18/daily-digest-july-18-collector-facing-class-action-for-allegedly-not-honoring-terms-of-settlement-appeals-court-overturns-fcra-ruling/20230718-youre-going-to-be-happy-said-life-but-first-i-am-going-to-make-you-strong/</loc>
		<lastmod>2023-07-18T12:04:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-teach-collectors-to-be-resilient/20230725-early-out-vs-bad-debt-which-should-you-be-focusing-on/</loc>
		<lastmod>2023-07-18T13:57:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-teach-collectors-to-be-resilient/1-7/</loc>
		<lastmod>2023-07-18T14:03:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/19/daily-digest-july-19-judge-grants-msj-for-defendant-in-fdcpa-case-over-called-off-dispute-new-rules-for-calls-to-landline-phones-goes-into-effect-tomorrow/20230719-good-things-come-to-those-who-believe-better-things-come-to-those-who-are-patient-and-the-best-things-come-to-those-who-dont-give-up/</loc>
		<lastmod>2023-07-19T11:59:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/consumer-attorney-update-on-regulation-f-standing/1-8/</loc>
		<lastmod>2023-07-19T14:44:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/20/getting-to-know-dick-williams-of-advanced-recovery-systems/dick-williams/</loc>
		<lastmod>2023-07-20T10:20:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/20/daily-digest-july-20-getting-to-know-dick-williams-of-advanced-recovery-systems-cfpb-sues-finance-co-for-bullying-consumers-by-making-false-collection-threats/20230720-never-follow-a-leader-who-is-more-in-love-with-power-than-people/</loc>
		<lastmod>2023-07-20T11:55:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/should-agencies-be-preparing-for-the-end-of-mailing-collection-letters-and-making-phone-calls/1-9/</loc>
		<lastmod>2023-07-20T16:11:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/21/daily-digest-july-21-collector-sued-for-sending-emails-at-inconvenient-time-healthcare-collection-platform-collectly-raises-29m-to-help-providers-recover-more/20230721-nothing-brings-a-group-of-assholes-together-faster-than-something-that-is-none-of-their-business/</loc>
		<lastmod>2023-07-21T11:58:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/21/sedric-ai-names-david-sargent-director-of-sales/david-sargent-sedric/</loc>
		<lastmod>2023-07-21T13:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-qualities-that-make-the-best-managers-and-supervisors/20230728-the-qualities-that-make-the-best-managers-and-supervisors/</loc>
		<lastmod>2023-07-21T13:51:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/24/compliance-digest-july-24/ari-derman-copy-2/</loc>
		<lastmod>2023-07-24T01:45:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/24/midland-credit-moving-offices-in-st-cloud/office-call-center/</loc>
		<lastmod>2023-07-24T11:01:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/24/daily-digest-july-24-judge-rules-plaintiff-has-standing-to-sue-in-fdcpa-case-allows-for-amended-complaint-nyt-looks-at-impact-of-ai-on-contact-center-jobs/20230724-to-heal-a-wound-you-need-to-stop-touching-it/</loc>
		<lastmod>2023-07-24T11:54:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/employee-retention-best-practices/20230731-employee-retention-best-practices/</loc>
		<lastmod>2023-07-24T17:15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/25/dale-golden-and-his-team-unite-with-martin-lyons-watts-morgan-to-form-martin-golden-lyons-watts-morgan/martin-golden-lyons-watts-morgan/</loc>
		<lastmod>2023-07-25T09:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/25/daily-digest-july-25-fdcpa-suit-accuses-collector-of-contacting-represented-individual-eleventh-circuit-overrules-itself-now-says-one-text-message-sufficient-for-standing/20230725-you-get-tested-the-most-when-its-time-to-elevate/</loc>
		<lastmod>2023-07-25T12:16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/updating-your-training-to-teach-digital-collections-2/20230801-updating-your-training-to-teach-digital-collections/</loc>
		<lastmod>2023-07-25T16:04:06+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/26/daily-digest-july-26-occ-fines-amex-15m-for-lax-oversight-of-third-party-affiliates-new-report-aims-to-help-consumers-avoid-dispute-unnecessary-medical-bills/20230726-humble-enough-to-know-that-im-not-better-than-anyone-else-and-wise-enough-to-know-that-im-different-from-the-rest/</loc>
		<lastmod>2023-07-26T08:48:53+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/too-many-sticks-not-enough-carrots-what-can-collection-agencies-do-to-draw-debtors-in-and-generate-real-meaningful-inbound-recoveries/2-3/</loc>
		<lastmod>2023-07-26T14:06:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/27/getting-to-know-brandy-rousselle-of-capital-recovery/brandy-rousselle/</loc>
		<lastmod>2023-07-27T10:08:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/27/daily-digest-july-27-getting-to-know-brandy-rousselle-of-capital-recovery-cfpb-publishes-supervisory-highlights/20230727-there-will-always-be-people-in-your-life-who-treat-you-wrong-be-sure-to-thank-them-for-making-you-strong/</loc>
		<lastmod>2023-07-27T11:59:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/too-many-sticks-not-enough-carrots-what-can-collection-agencies-do-to-draw-debtors-in-and-generate-real-meaningful-inbound-recoveries/20230802-too-many-sticks-not-enough-carrots-what-can-collections-agencies-do-to-draw-debtors-in-and-generate-real-meaningful-inbound-recovery-2/</loc>
		<lastmod>2023-07-27T12:23:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/assessing-the-impact-of-the-ftcs-crackdown-on-robocalls/20230801-assessing-the-impact-of-the-ftcs-crackdown-on-robocalls/</loc>
		<lastmod>2023-07-27T13:02:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-to-invest-in-ai-to-get-the-most-bang-for-your-buck/1-10/</loc>
		<lastmod>2023-07-27T13:33:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-to-invest-in-ai-to-get-the-most-bang-for-your-buck/1-11/</loc>
		<lastmod>2023-07-27T13:37:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/28/staffing-shortages-big-focus-for-agencies-of-all-shapes-and-sizes/pexels-photo-5598328/</loc>
		<lastmod>2023-07-28T11:46:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/28/daily-digest-july-28-collector-facing-class-action-for-not-providing-30-days-to-dispute-debt-staffing-shortages-big-focus-for-agencies-of-all-shapes-and-sizes/20230728-you-only-live-once-but-if-you-do-it-right-once-is-enough/</loc>
		<lastmod>2023-07-28T12:03:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/speech-analytics-how-to-drive-more-engagement/1-12/</loc>
		<lastmod>2023-07-28T13:52:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/07/31/daily-digest-july-31-judge-grants-msj-in-fcra-fdcpa-class-action-over-disputed-debt-investigation-bipartisan-medical-debt-collection-bill-introduced-in-senate/20230731-the-road-to-success-is-dotted-with-many-tempting-parking-spaces/</loc>
		<lastmod>2023-07-31T12:02:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/overcoming-objections-and-stalls/1-13/</loc>
		<lastmod>2023-07-31T15:20:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/01/voice-based-payments-growing-in-popularity/voice-based-payment/</loc>
		<lastmod>2023-08-01T11:21:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/01/daily-digest-august-1-collector-facing-fdcpa-class-action-for-including-sol-disclosure-in-letter-when-sol-had-not-yet-expired-judge-denies-motion-to-remand-fdcpa-case-back-to-state-court/20230801-always-keep-your-words-soft-and-sweet-just-in-case-you-have-to-eat-them/</loc>
		<lastmod>2023-08-01T11:54:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/july-caption-contest/</loc>
		<lastmod>2023-08-01T12:03:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/automation-in-debt-collection-reducing-human-error-and-increasing-efficiency/1-14/</loc>
		<lastmod>2023-08-01T15:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/ai-driven-debt-collection-automate-calls-amplify-scale-and-recovery/image-for-landing-page/</loc>
		<lastmod>2023-08-01T16:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/02/daily-digest-august-2-judge-partially-grants-msj-for-defendant-in-fcra-fdcpa-case-over-validity-of-debt-arm-industry-ma-report/20230802-always-borrow-money-from-a-pessimist-he-wont-expect-it-back/</loc>
		<lastmod>2023-08-02T12:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/03/southern-credit-adjusters-inc-collaborates-with-skit-ai-to-scale-and-accelerate-revenue-recovery/skit-ai-logo/</loc>
		<lastmod>2023-08-02T13:09:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/should-i-report-this-to-my-insurance-carrier/1-15/</loc>
		<lastmod>2023-08-02T16:34:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/03/getting-to-know-rich-stoltenborg-of-resident-interface/rich-stoltenborg-1/</loc>
		<lastmod>2023-08-03T10:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/03/daily-digest-august-3-getting-to-know-rich-stoltenborg-of-resident-interface-appeals-court-reverses-ruling-on-standing/20230803-the-brain-is-a-wonderful-organ-it-starts-working-the-moment-you-get-up-in-the-morning-and-does-not-stop-until-you-get-to-the-office/</loc>
		<lastmod>2023-08-03T11:58:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-measure-the-health-of-your-company-using-kpis/1-16/</loc>
		<lastmod>2023-08-03T15:21:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/04/daily-digest-august-4-collector-facing-fdcpa-class-action-over-unlawfully-shortened-validation-period-judge-grants-mtd-in-fdcpa-class-action-over-alleged-unlicensed-activity/20230804-here-is-a-test-to-find-whether-your-mission-on-earth-is-finished-if-youre-alive-it-isnt/</loc>
		<lastmod>2023-08-04T12:14:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/07/daily-digest-august-7-judge-grants-mtd-in-fdcpa-case-with-patently-frivolous-arguments-suit-challenges-new-student-loan-forgiveness-plan/20230807-wisdom-comes-from-experience-experience-is-often-a-result-of-a-lack-of-wisdom/</loc>
		<lastmod>2023-08-07T11:55:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-know-about-e-oscar/1-17/</loc>
		<lastmod>2023-08-07T14:28:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/can-technology-negotiate-with-consumers-as-well-as-humans/1-18/</loc>
		<lastmod>2023-08-07T14:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/08/daily-digest-august-8-collector-sued-for-allegedly-not-honoring-settlement-agreement-judge-grants-mtd-in-fdcpa-class-action-over-undated-mvn/20230808-in-the-book-of-life-the-answers-arent-in-the-back/</loc>
		<lastmod>2023-08-08T12:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-when-your-number-has-been-tagged-as-spam-scam/1-19/</loc>
		<lastmod>2023-08-08T15:36:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/09/daily-digest-august-9-appeals-court-affirms-ruling-that-texts-are-not-prerecorded-messages-under-tcpa-looking-at-the-pros-and-cons-of-different-payment-options-today/20230809-it-takes-less-time-to-do-things-right-than-to-explain-why-you-did-it-wrong/</loc>
		<lastmod>2023-08-09T12:03:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/aligning-the-goals-of-hiring-putting-butts-in-seats-vs-operations-employee-longevity/1-20/</loc>
		<lastmod>2023-08-09T13:50:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/10/getting-to-know-laura-jensen-of-absolute-resolutions-corp/laura-jensen/</loc>
		<lastmod>2023-08-10T10:21:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/10/daily-digest-august-10-getting-to-know-laura-jensen-of-absolute-resolutions-corp-judge-grants-mtd-in-fdcpa-case-over-attempt-to-collect-on-time-barred-debt/20230810-hating-people-is-like-burning-down-your-own-home-to-get-rid-of-a-rat/</loc>
		<lastmod>2023-08-10T12:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/do-you-really-know-what-your-consumers-want/1-21/</loc>
		<lastmod>2023-08-10T15:49:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/do-you-really-know-what-your-consumers-want/1-22/</loc>
		<lastmod>2023-08-10T16:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/do-you-really-know-what-your-consumers-want/1-23/</loc>
		<lastmod>2023-08-10T16:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/can-technology-negotiate-with-consumers-as-well-as-humans/1-24/</loc>
		<lastmod>2023-08-10T16:18:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/11/daily-digest-august-11/20230811-i-have-a-simple-philosophy-fill-what-is-empty-empty-what-is-full-scratch-where-it-itches/</loc>
		<lastmod>2023-08-11T12:10:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/14/daily-digest-august-14-seventh-circuit-affirms-dismissal-of-fdcpa-suit-for-lack-of-standing-again-aca-industry-trade-groups-submit-comment-on-fcc-call-blocking-rulemaking/20230814-if-youre-going-to-be-thinking-you-may-as-well-think-big/</loc>
		<lastmod>2023-08-14T11:59:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/15/daily-digest-august-15-collector-accused-of-not-honoring-cease-request-sent-via-text-appeals-court-overturns-fcra-ruling-on-factual-question-cra-should-have-resolved/20230815-you-must-learn-from-the-mistakes-of-others-you-cant-possibly-live-long-enough-to-make-them-all-yourself/</loc>
		<lastmod>2023-08-15T12:01:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-conversational-ai-can-help-you-scale-your-operation-and-grow-your-business/1-25/</loc>
		<lastmod>2023-08-15T17:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/negotiating-effective-settlements-with-consumers/1-26/</loc>
		<lastmod>2023-08-15T17:04:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/16/daily-digest-august-16-judge-recommends-denying-plaintiffs-motion-for-default-judgment-judge-dismisses-suit-challenging-student-loan-forgiveness-plan/20230816-if-you-dont-know-where-you-are-going-you-might-wind-up-someplace-else/</loc>
		<lastmod>2023-08-16T12:02:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ways-you-can-use-chatgpt-today-to-help-collect-more/1-27/</loc>
		<lastmod>2023-08-16T14:13:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/17/getting-to-know-jeff-chambers-of-alliance-consumer-solutions/jeff-chambers-2/</loc>
		<lastmod>2023-08-17T10:20:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/17/daily-digest-august-17-getting-to-know-jeff-chambers-of-alliance-consumer-solutions-david-williams-breaks-down-acquisition-of-rgs-financial/20230817-to-succeed-in-life-you-need-three-things-a-wishbone-a-backbone-and-a-funny-bone/</loc>
		<lastmod>2023-08-17T11:50:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/17/lj-ross-associates-partners-with-skit-ai-to-leverage-voice-ai-for-call-automation-and-compete-with-larger-agencies-across-all-states/screenshot-2023-08-17-at-11-05-07/</loc>
		<lastmod>2023-08-17T15:06:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-10/1-28/</loc>
		<lastmod>2023-08-17T15:17:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ways-you-can-use-chatgpt-today-to-help-collect-more/1-29/</loc>
		<lastmod>2023-08-18T00:55:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ways-you-can-use-chatgpt-today-to-help-collect-more/1-30/</loc>
		<lastmod>2023-08-18T00:58:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/18/daily-digest-august-18-collector-facing-class-action-for-allegedly-not-including-full-dispute-language-in-letter-judge-recommends-denying-defendants-msj-in-fdcpa-case-over-disputed-debt/20230818-age-is-a-very-high-price-to-pay-for-maturity/</loc>
		<lastmod>2023-08-18T12:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-types-of-collection-interactions-that-bots-and-technology-can-handle/1-31/</loc>
		<lastmod>2023-08-18T14:11:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-areas-of-regulation-f-that-have-had-the-greatest-impact-on-collecting-from-8-18-2023/regulation-f-2/</loc>
		<lastmod>2023-08-19T13:14:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/21/daily-digest-august-21-judge-grants-msj-for-defendant-in-fdcpa-case-minn-ag-announces-renewed-focus-on-medical-billing/20230821-you-know-youve-reached-middle-age-when-youre-cautioned-to-slow-down-by-your-doctor-instead-of-the-police/</loc>
		<lastmod>2023-08-21T11:54:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-does-your-terms-and-conditions-say/1-32/</loc>
		<lastmod>2023-08-21T14:03:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/22/daily-digest-august-22-collector-facing-fdcpa-class-action-for-allegedly-not-using-allowed-itemization-date-consumers-say-bnpl-gives-them-more-control-over-finances-than-credit-cards/20230822-the-minute-you-settle-for-less-than-you-deserve-you-get-even-less-than-you-settled-for/</loc>
		<lastmod>2023-08-22T11:50:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-probate-recovery/1-33/</loc>
		<lastmod>2023-08-22T13:54:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/23/daily-digest-august-23-judge-partially-grants-msj-for-defense-in-fcra-fdcpa-case-over-claims-debt-was-settled-cfpb-sues-lender-for-churning-borrowers-into-repeated-refinancings/20230823-industry-pays-debts-while-despair-increases-them/</loc>
		<lastmod>2023-08-23T12:05:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-know-about-what-should-be-on-your-website/1-34/</loc>
		<lastmod>2023-08-23T15:57:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/24/getting-to-know-steve-simon-of-caine-weiner-company/steve-simon/</loc>
		<lastmod>2023-08-24T10:01:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/24/getting-your-marketing-on-lock/lock-screen-notifications/</loc>
		<lastmod>2023-08-24T11:28:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/24/daily-digest-august-24-getting-to-know-steve-simon-of-caine-weiner-company-judge-grants-mtd-for-lack-of-standing-in-fdcpa-case-over-letter-sent-after-representation-notification/20230824-it-is-during-our-darkest-moments-that-we-must-focus-to-see-the-light/</loc>
		<lastmod>2023-08-24T11:47:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-smaller-agencies-can-succeed-in-a-consolidating-industry/1-35/</loc>
		<lastmod>2023-08-24T13:59:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/08/25/daily-digest-august-25-collector-facing-class-action-for-allegedly-not-identifying-current-creditor-in-mvn-appeals-court-rules-risk-of-future-harm-sufficient-for-standing/20230825-before-you-marry-a-person-you-should-first-make-them-use-a-computer-with-slow-internet-to-see-who-they-really-are/</loc>
		<lastmod>2023-08-25T11:48:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/the-pros-and-cons-of-using-nearshore-and-offshore-contact-centers/20230901-the-pros-and-cons-of-using-nearshore-and-offshore-contact-centers/</loc>
		<lastmod>2023-08-25T14:29:59+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/courses/how-to-leverage-phone-calls-and-letters-to-improve-your-digital-collection-efforts-from-8-21-2023/leverage/</loc>
		<lastmod>2023-08-26T11:53:39+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/08/28/daily-digest-august-28-judge-grants-mtd-in-fdcpa-case-over-attempt-to-evict-disabled-individual-healthcare-provider-cancels-policy-of-refusing-to-treat-individuals-with-unpaid-debts/20230828-too-often-we-visit-the-well-of-divine-abundance-with-a-teacup-instead-of-a-bucket/</loc>
		<lastmod>2023-08-28T12:19:20+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/08/29/complaint-accuses-collector-of-sending-emails-at-inconvenient-times/screenshot-2023-08-29-at-05-57-44/</loc>
		<lastmod>2023-08-29T09:58:04+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/08/29/daily-digest-august-29-complaint-accuses-collector-of-sending-emails-at-inconvenient-times-cfpb-reaches-settlement-with-lexington-law/20230829-when-everyone-thinks-alike-no-one-thinks-very-much/</loc>
		<lastmod>2023-08-29T11:28:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/08/30/daily-digest-august-30-judge-rules-undated-mvn-creates-confusion-for-least-sophisticated-consumer-have-consumers-hit-their-financial-limit/20230830-the-problem-with-doing-nothing-is-that-you-never-know-when-youre-finished/</loc>
		<lastmod>2023-08-30T11:57:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/31/getting-to-know-tony-diaz-of-pfcusa/tony-diaz/</loc>
		<lastmod>2023-08-31T10:22:48+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/08/31/daily-digest-august-31-getting-to-know-tony-diaz-of-pfc-judge-partially-grants-mtd-in-fdcpa-case-over-sale-of-military-memorabilia/20230831-light-travels-faster-than-sound-this-is-why-some-people-appear-bright-until-you-hear-them-speak/</loc>
		<lastmod>2023-08-31T11:56:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-much-you-should-be-spending-in-attempting-to-communicate-with-consumers/1-36/</loc>
		<lastmod>2023-08-31T14:05:32+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/legal-talk-for-dummies/1-37/</loc>
		<lastmod>2023-08-31T14:28:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/01/daily-digest-september-1-complaint-accuses-agency-of-lying-about-credit-reporting-appeals-court-remands-case-over-issue-of-arbitration/20230901-we-never-really-grow-up-we-only-learn-how-to-act-in-public/</loc>
		<lastmod>2023-09-01T12:04:00+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/screenshot-2023-09-01-at-08-26-04/</loc>
		<lastmod>2023-09-01T12:26:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/accountsrecovery-net-livestream/image-5/</loc>
		<lastmod>2023-09-04T12:18:58+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/05/daily-digest-september-5-complaint-accuses-collector-of-misapplying-exchange-rate-banned-collector-loses-bid-to-work-in-new-locale/20230905-the-surest-sign-that-intelligent-life-exists-elsewhere-in-the-universe-is-that-it-has-never-tried-to-contact-us/</loc>
		<lastmod>2023-09-05T11:09:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/non-monetary-ways-to-keep-employees-happy/1-38/</loc>
		<lastmod>2023-09-05T13:37:55+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/non-monetary-ways-to-keep-employees-happy/1-39/</loc>
		<lastmod>2023-09-05T14:10:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/regulation-f-and-the-safeguards-rule-are-in-the-rearview-mirror-why-is-compliance-still-so-busy/1-40/</loc>
		<lastmod>2023-09-05T14:18:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/regulation-f-and-the-safeguards-rule-are-in-the-rearview-mirror-why-is-compliance-still-so-busy/1-42/</loc>
		<lastmod>2023-09-05T16:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/06/passkeys-are-the-future-of-authentication/passkey-technology-security/</loc>
		<lastmod>2023-09-06T10:58:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/06/daily-digest-september-6-edpa-judge-rules-subrogation-claims-not-subject-to-fdcpa-cfpb-to-settle-employment-discrimination-case-for-6m/20230906-when-you-do-not-know-what-you-are-doing-and-what-you-are-doing-is-the-best-that-is-inspiration/</loc>
		<lastmod>2023-09-06T11:54:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/tech-bytes-a-guide-to-ai/1-updated-original-prodigal-logo/</loc>
		<lastmod>2023-09-06T11:59:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/non-monetary-ways-to-keep-employees-happy/1-43/</loc>
		<lastmod>2023-09-06T12:20:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/better-together-how-to-get-your-voice-and-digital-working-effectively/1-44/</loc>
		<lastmod>2023-09-06T15:06:23+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/better-together-how-to-get-your-voice-and-digital-working-effectively/1-45/</loc>
		<lastmod>2023-09-06T15:20:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/better-together-how-to-get-your-voice-and-digital-working-effectively/20230912-better-together-how-to-get-your-voice-and-digital-working-effectively/</loc>
		<lastmod>2023-09-06T15:21:40+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/07/getting-to-know-bekah-luebcke-of-crown-asset-manageme/bekah-luebcke/</loc>
		<lastmod>2023-09-07T09:19:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/07/daily-digest-september-7-getting-to-know-bekah-luebcke-of-crown-asset-management-judge-denies-defendants-bid-for-sanctions-in-fdcpa-case-over-failure-to-remove-dispute-notification/20230907-a-failure-is-like-fertilizer-it-stinks-to-be-sure-but-it-makes-things-grow-faster-in-the-future/</loc>
		<lastmod>2023-09-07T11:09:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/overcoming-everything-that-terrifies-you-about-communicating-via-text-messaging/1-46/</loc>
		<lastmod>2023-09-07T11:56:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/government-contracts-which-ones-are-coming-soon/20230914-government-contracts-which-ones-are-coming-soon/</loc>
		<lastmod>2023-09-07T14:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/08/cfpb-calls-out-apple-and-google-as-choke-points-in-mobile-payments/tap-to-pay-nfc/</loc>
		<lastmod>2023-09-08T10:37:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/08/daily-digest-september-8-complaint-accuses-collector-of-continuing-to-try-and-collect-after-plaintiff-says-debt-not-hers-class-action-filed-against-cras-over-500-medical-debt-reporting-floor/20230908-life-isnt-finding-shelter-in-the-storm-its-about-learning-to-dance-in-the-rain/</loc>
		<lastmod>2023-09-08T11:07:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/teaching-tech/numberlab-logo/</loc>
		<lastmod>2023-09-08T11:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/teaching-tech/logo-bracket-numberlab/</loc>
		<lastmod>2023-09-08T11:10:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/understanding-the-different-credit-reporting-codes/1-47/</loc>
		<lastmod>2023-09-08T15:39:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/policies-procedures-for-remote-workers-from-9-6-2023/a4873a3f-2e60-42b3-ba5f-bcf3281270f9/</loc>
		<lastmod>2023-09-09T12:59:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-the-fdcpa-can-help-defend-you-against-fdcpa-lawsuits/1-48/</loc>
		<lastmod>2023-09-11T09:10:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/11/daily-digest-september-11-judge-rules-in-favor-of-plaintiffs-in-suit-against-cfpb-report-spotlights-states-efforts-to-combat-medical-debt-problem/20230911-you-cant-have-everything-where-would-you-put-it/</loc>
		<lastmod>2023-09-11T11:17:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-the-fdcpa-can-help-defend-you-against-fdcpa-lawsuits/1-49/</loc>
		<lastmod>2023-09-11T13:48:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/12/daily-digest-september-12-complaint-accuses-creditor-of-violating-tcpa-rfdcpa-california-ag-goes-on-attack-against-medical-debt/20230912-the-only-thing-that-ever-sat-its-way-to-success-was-a-hen/</loc>
		<lastmod>2023-09-12T11:46:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-many-agents-do-i-need-use-data-predictive-modeling-and-kpis-to-know/1-50/</loc>
		<lastmod>2023-09-12T15:04:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/13/daily-digest-september-13-judge-grants-msj-for-defendant-in-case-over-failure-to-remove-dispute-notification-ftc-fines-fcra-violators-6m-for-deceiving-users-about-accuracy-of-reports/20230913-the-only-thing-that-ever-sat-its-way-to-success-was-a-hen-1/</loc>
		<lastmod>2023-09-13T12:07:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/14/collections-bureau-of-america-ltd-adopts-skit-ais-voice-ai-solution-to-enhance-account-penetration-and-customer-experience/cba-skit-ai/</loc>
		<lastmod>2023-09-14T08:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/14/getting-to-know-jackie-montoya-of-resurgent-capital-services/jackie-montoya/</loc>
		<lastmod>2023-09-14T09:32:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/14/report-spotlights-number-of-consumers-who-miss-out-on-legit-calls-because-of-scam-fears/caller-id/</loc>
		<lastmod>2023-09-14T10:50:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/14/daily-digest-september-14-getting-to-know-jackie-montoya-of-resurgent-capital-services-appeals-court-re-affirms-ruling-for-defendant-accused-of-collecting-without-license/20230914-luck-is-what-you-have-left-over-after-you-give-100/</loc>
		<lastmod>2023-09-14T11:20:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/erc-why-your-arm-company-may-now-qualify-for-this-money/1-51/</loc>
		<lastmod>2023-09-14T15:13:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/15/daily-digest-september-15-collector-facing-class-action-over-itemization-date-judge-remands-hunstein-copycat-back-to-state-court/20230915-get-your-facts-first-then-you-can-distort-them-as-you-please/</loc>
		<lastmod>2023-09-15T12:17:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/20230914-government-contracts-which-ones-are-coming-soon-from-9-14-2023/government-2/</loc>
		<lastmod>2023-09-16T12:43:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/18/daily-digest-september-18-judge-denies-defendants-msj-in-fdcpa-case-rules-bank-levy-confers-standing-cfpb-to-seek-public-input-on-new-arbitration-rule-following-petition-from-consumer-gr/20230918-you-cannot-be-anything-if-you-want-to-be-everything/</loc>
		<lastmod>2023-09-18T10:55:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/19/daily-digest-september-19-law-firm-facing-fdcpa-class-action-judge-awards-summary-judgment-for-defendant-in-fdcpa-case-over-applicable-interest-rate/20230919-by-the-time-a-man-realizes-that-his-father-was-right-he-has-a-son-who-thinks-hes-wrong/</loc>
		<lastmod>2023-09-19T11:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/20/daily-digest-september-20-judge-dismisses-fdcpa-class-action-for-lack-of-standing-consumers-drive-increased-adoption-of-digital-payment-options/20230920-when-i-hear-somebody-sigh-life-is-hard-i-am-always-tempted-to-ask-compared-to-what/</loc>
		<lastmod>2023-09-20T12:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/21/getting-to-know-shannon-battani-of-unifund/shannon-battani/</loc>
		<lastmod>2023-09-21T10:04:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/21/daily-digest-september-21-getting-to-know-shannon-battani-of-unifund-judge-dismisses-most-counts-in-fdcpa-case-over-disputed-debt/20230921-there-are-two-types-of-pain-in-this-wold-pain-that-hurts-you-and-pain-that-changes-you/</loc>
		<lastmod>2023-09-21T12:12:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-12/1-52/</loc>
		<lastmod>2023-09-21T13:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-teach-collectors-to-collect-after-a-consumer-says-no/1-53/</loc>
		<lastmod>2023-09-21T14:29:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-cfpbs-plan-to-remove-medical-debt-from-credit-reports/1-54/</loc>
		<lastmod>2023-09-22T02:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-cfpbs-plan-to-remove-medical-debt-from-credit-reports/1-55/</loc>
		<lastmod>2023-09-22T03:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-cfpbs-plan-to-remove-medical-debt-from-credit-reports/20230925-breaking-down-the-cfbs-plan-to-remove-medical-debt-from-credit-reports/</loc>
		<lastmod>2023-09-22T11:18:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/22/daily-digest-september-22-reaction-to-cfpb-medical-debt-rulemaking-suit-accuses-collector-of-ignoring-request-to-only-communicate-via-email/20230922-my-therapist-told-me-the-way-to-achieve-true-inner-peace-is-to-finish-what-i-start-so-far-ive-finished-two-bags-of-mms-and-a-chocolate-cake-i-feel-better-already/</loc>
		<lastmod>2023-09-22T12:10:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-cfpbs-plan-to-remove-medical-debt-from-credit-reports/whatsapp-image-2023-09-22-at-19-24-24/</loc>
		<lastmod>2023-09-22T12:17:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-best-collection-contest-contest-from-9-22-2023/screenshot-2023-09-23-at-11-41-14/</loc>
		<lastmod>2023-09-23T15:49:07+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2023/09/25/daily-digest-september-25-judge-grants-summary-judgment-for-defense-in-fdcpa-case-over-local-phone-numbers-judge-dismisses-most-claims-in-fdcpa-fcra-suit-denies-mtd-on-1692g-claim/20230925-a-few-harmless-flakes-working-together-can-unleash-an-avalanche-of-destruction/</loc>
		<lastmod>2023-09-25T12:23:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/09/26/daily-digest-september-26-collector-facing-class-action-over-not-putting-anything-on-back-of-mvn-judge-certifies-class-in-case-over-info-visible-through-envelope-window/20230926-never-follow-anyone-elses-path-unless-youre-in-the-woods-and-youre-lost-and-you-see-a-path-then-by-all-means-follow-that-path/</loc>
		<lastmod>2023-09-26T12:02:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/tips-and-ideas-to-improve-your-proposals-and-rfps/1-56/</loc>
		<lastmod>2023-09-26T13:57:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/understanding-the-reasons-why-tcpa-litigation-is-increasing/1-57/</loc>
		<lastmod>2023-09-26T17:11:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/understanding-the-reasons-why-tcpa-litigation-is-increasing/1-58/</loc>
		<lastmod>2023-09-26T17:14:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/27/daily-digest-september-27-wsj-editorial-calls-out-cfpbs-medical-debt-credit-reporting-plan-more-consumers-struggling-to-pay-medical-debts/20230927-if-there-are-no-stupid-questions-then-what-kind-of-questions-do-stupid-people-ask-do-they-get-smart-just-in-time-to-ask-questions/</loc>
		<lastmod>2023-09-27T11:56:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/cfsa-v-cfpb/1-59/</loc>
		<lastmod>2023-09-27T14:24:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/cfsa-v-cfpb/1-60/</loc>
		<lastmod>2023-09-27T14:30:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/tips-and-ideas-to-improve-your-proposals-and-rfps/1-61/</loc>
		<lastmod>2023-09-27T15:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/28/getting-to-know-scott-hoffman-of-harvest-strategy-group/scott-hoffman/</loc>
		<lastmod>2023-09-28T09:35:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/28/daily-digest-september-28-getting-to-know-scott-hoffman-of-harvest-strategy-group-washington-supreme-court-rules-for-agency-sued-for-enforcing-judgment/20230928-he-who-laughs-last-didnt-get-the-joke/</loc>
		<lastmod>2023-09-28T11:57:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-lawmakers-and-regulators-are-addressing-the-growth-of-artificial-intelligence/1-62/</loc>
		<lastmod>2023-09-28T16:28:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/09/29/daily-digest-september-29-collector-facing-fdcpa-suit-over-voicemails-judge-denies-mtd-in-fdcpa-case-over-creditor-name-dispute-disclosure/20230929-age-is-of-no-importance-unless-youre-a-cheese/</loc>
		<lastmod>2023-09-29T12:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/fighting-back-against-the-attack-on-medical-debt/1-63/</loc>
		<lastmod>2023-09-29T14:52:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/screenshot-2023-09-30-at-06-52-37/</loc>
		<lastmod>2023-09-30T10:52:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-thing-that-separates-great-collectors-from-good-collectors-from-9-26-2023/separate/</loc>
		<lastmod>2023-09-30T21:58:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/creating-effective-digital-collection-strategies-from-9-27-2023/digital/</loc>
		<lastmod>2023-09-30T23:52:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-consumers-will-use-chatgpt-against-collectors-from-9-29-2023/chatgpt-14-39-53/</loc>
		<lastmod>2023-09-30T23:54:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/02/daily-digest-october-2-judge-grants-msj-for-defense-in-fdcpa-case-over-docs-submitted-as-part-of-underlying-collection-suit-nyc-releases-amended-debt-collection-regs/20231002-you-can-you-should-and-if-youre-brave-enough-to-start-you-will/</loc>
		<lastmod>2023-10-02T12:16:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-provide-a-rock-star-level-user-experience-to-consumers/1-64/</loc>
		<lastmod>2023-10-02T14:11:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/03/daily-digest-october-3-collector-facing-suit-for-backing-out-of-settlement-agreement-appeals-court-overturns-ruling-in-fcra-case-over-frivolous-investigation/20231003-if-you-hit-the-target-every-time-its-too-near-or-too-big/</loc>
		<lastmod>2023-10-03T12:02:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-lawmakers-and-regulators-are-addressing-the-growth-of-artificial-intelligence/1-65/</loc>
		<lastmod>2023-10-03T12:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-vendors-wish-they-could-say-to-their-clients-but-cant/1-66/</loc>
		<lastmod>2023-10-03T14:36:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/04/daily-digest-october-4-judge-grants-msj-for-defense-sanctions-plaintiff-in-fdcpa-case-network-disruption-leads-to-data-breach-at-collection-operation/20231004-a-clear-conscience-is-a-sure-sign-of-a-bad-memory/</loc>
		<lastmod>2023-10-04T12:12:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/05/getting-to-know-angelia-emanie-of-kls-financial-services/angelia-emanie/</loc>
		<lastmod>2023-10-05T09:46:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/05/daily-digest-october-5-getting-to-know-angelia-emanie-of-kls-financial-services-judge-grants-mtd-in-state-court-class-action-over-lack-of-license/20231005-friendship-is-born-at-that-moment-when-one-person-says-to-another-what-you-too-i-thought-i-was-the-only-one/</loc>
		<lastmod>2023-10-05T11:22:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/06/daily-digest-october-6-another-class-action-lawsuit-filed-over-wrong-itemization-date-in-mvn-appeals-court-upholds-reduced-fee-award-for-plaintiffs-attorneys-in-fdcpa-case/20231006-seize-the-moment-remember-all-the-women-on-the-titanic-who-waved-the-dessert-cart-off/</loc>
		<lastmod>2023-10-06T11:13:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/09/daily-digest-october-9-judge-denies-mtd-motion-to-strike-class-allegations-in-case-over-debt-parking-cfpb-petitions-court-to-force-lender-that-wants-to-wait-for-supreme-court-ruling-to-comply-wit/20231009-ambition-is-a-poor-excuse-for-not-having-sense-enough-to-be-lazy/</loc>
		<lastmod>2023-10-09T12:16:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/third-quarter-litigation-update/1-67/</loc>
		<lastmod>2023-10-09T14:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/overcoming-everything-that-terrifies-you-about-communicating-via-text-messaging-part-ii/1-68/</loc>
		<lastmod>2023-10-09T15:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-provide-a-rock-star-level-user-experience-to-consumers/1-69/</loc>
		<lastmod>2023-10-09T15:12:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/adopting-a-mobile-first-approach-to-collecting/unnamed-4/</loc>
		<lastmod>2023-10-09T15:20:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-compliance-is-changing-in-the-digital-collections-world/unnamed-1-2/</loc>
		<lastmod>2023-10-09T15:23:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/10/daily-digest-october-10-collector-facing-fdcpa-suit-over-texts-with-consumer-administration-wipes-out-9b-more-in-student-loans/20231010-todays-opportunities-erase-yesterdays-failures/</loc>
		<lastmod>2023-10-10T11:19:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/crawl-walk-run-how-to-build-a-digital-collection-operation-from-the-ground-up/1-70/</loc>
		<lastmod>2023-10-10T14:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/11/daily-digest-october-11-judge-grants-sanctions-against-pro-se-plaintiff-in-fdcpa-case-healthcare-providers-sued-for-sending-confidential-medical-info-to-collection-agencies/20231011-life-only-delivers-to-people-that-create-their-own-postal-code/</loc>
		<lastmod>2023-10-11T12:19:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-get-referrals-and-recommendations-from-your-clients/1-71/</loc>
		<lastmod>2023-10-11T13:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-pros-and-cons-of-using-local-numbers-to-call-consumers/1-72/</loc>
		<lastmod>2023-10-11T14:29:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/12/getting-to-know-meghan-jean-of-sequium-asset-solutions/meghan-jean/</loc>
		<lastmod>2023-10-12T09:54:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/12/daily-digest-october-12-getting-to-know-meghan-jean-of-sequium-asset-solutions-judge-grants-mtd-in-fdcpa-case-over-imputed-knowledge-of-representation/20231012-if-we-threw-our-problems-in-a-pile-and-saw-everyone-elses-wed-grab-ours-back/</loc>
		<lastmod>2023-10-12T11:58:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/changing-definition-of-harassment-with-digital-collections/1-73/</loc>
		<lastmod>2023-10-12T14:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-14/1-74/</loc>
		<lastmod>2023-10-12T16:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/13/daily-digest-october-13-collector-facing-fdcpa-class-action-over-undated-mvn-3rd-circuit-issues-precedential-ruling-on-standing/20231013-the-only-place-where-your-dreams-become-impossible-is-in-your-own-thinking/</loc>
		<lastmod>2023-10-13T12:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-ai-can-reduce-your-legal-and-compliance-risks/1-75/</loc>
		<lastmod>2023-10-13T14:16:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/16/daily-digest-october-16-judge-grants-plaintiffs-motion-to-remand-fdcpa-case-back-to-state-court-judge-certifies-tcpa-suit-over-calls-to-wrong-numbers/20231016-one-secret-of-success-in-life-is-for-a-man-to-be-ready-for-his-opportunity-when-it-comes/</loc>
		<lastmod>2023-10-16T12:26:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/17/daily-digest-october-17-collector-accused-of-not-honoring-cease-request-sent-to-cfpb-complaint-portal-judge-recommends-dismissal-of-fdcpa-case/20231017-trying-is-the-first-step-toward-failure/</loc>
		<lastmod>2023-10-17T12:12:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/creating-a-continuous-feedback-mechanism/unnamed-5/</loc>
		<lastmod>2023-10-17T14:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-capturing-maintaining-and-revocation-of-consent/20231026-best-practices-in-capturing-maintaining-and-revocation-of-consent/</loc>
		<lastmod>2023-10-17T15:39:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/18/daily-digest-october-18-judge-denies-summary-judgment-motions-from-both-sides-in-fcra-fdcpa-case-over-id-theft-debt-cfpb-orders-remittance-app-provider-to-pay-3m-for-cheating-c/20231018-if-youre-going-to-tell-people-the-truth-be-funny-or-theyll-kill-you/</loc>
		<lastmod>2023-10-18T12:15:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/retaining-new-hires/1-77/</loc>
		<lastmod>2023-10-18T14:13:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/retaining-new-hires/20231027-retaining-new-hires/</loc>
		<lastmod>2023-10-18T14:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/19/getting-to-know-laura-thesing-of-credit-bureau-data/laura-thesing/</loc>
		<lastmod>2023-10-19T09:54:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/retaining-new-hires/1-78/</loc>
		<lastmod>2023-10-19T12:01:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/19/daily-digest-october-19-getting-to-know-laura-thesing-of-credit-bureau-data-judge-grants-defenses-msj-in-fdcpa-case-over-dofd/20231019-it-takes-considerable-knowledge-just-to-realize-the-extent-of-your-own-ignorance/</loc>
		<lastmod>2023-10-19T12:09:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-with-rpcs-that-arent-normally-considered-rpcs/1-79/</loc>
		<lastmod>2023-10-19T13:03:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/20/daily-digest-october-20-alleged-id-theft-victim-sues-collector-for-reporting-disputed-apartment-debt-judge-grants-injunction-to-bar-alleged-scammers-from-harming-elderly-veterans/20231020-whoever-said-its-not-whether-you-win-or-lose-that-counts-probably-lost/</loc>
		<lastmod>2023-10-20T12:09:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/tools-to-help-collectors-become-better-communicators-via-email-text-and-chat/1-80/</loc>
		<lastmod>2023-10-20T15:41:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/23/daily-digest-october-23-bills-introduced-in-house-senate-to-prohibit-medical-debt-credit-reporting-utah-appeals-court-affirms-ruling-for-debt-buyer-accused-of-violating-state-licensing-law/20231023-youre-only-given-a-little-spark-of-madness-you-mustnt-lose-it/</loc>
		<lastmod>2023-10-23T11:58:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-brainstorming-session-to-get-the-most-out-of-chatgpt/1-81/</loc>
		<lastmod>2023-10-23T13:02:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/24/daily-digest-october-24-collector-accused-of-sending-letter-to-attorney-who-was-not-representing-plaintiff-another-appeals-court-rules-plaintiff-in-hunstein-case-lacks-standing-to-sue/202310234-the-cure-for-boredom-is-curiosity-there-is-no-cure-for-curiosity/</loc>
		<lastmod>2023-10-24T12:14:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-brainstorming-session-to-get-the-most-out-of-chatgpt/1-82/</loc>
		<lastmod>2023-10-24T14:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-with-rpcs-that-arent-normally-considered-rpcs/1-83/</loc>
		<lastmod>2023-10-24T14:26:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/privacy-politics-pre-emption-and-private-causes-of-action-what-you-need-to-know-to-plan-for-2024/1-84/</loc>
		<lastmod>2023-10-24T14:46:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/25/daily-digest-october-25-judge-grants-mtd-in-fdcpa-case-over-lack-of-claims-problems-with-debt-collection-tactics-cited-in-cfpb-report-on-student-loans/202310235-just-because-youre-trash-doesnt-mean-you-cant-do-great-things-its-called-a-garbage-can-not-a-garbage-cannot/</loc>
		<lastmod>2023-10-25T11:23:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-employee-retention-tax-credit-why-your-arm-company-my-now-qualify/1-85/</loc>
		<lastmod>2023-10-25T13:15:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-employee-retention-tax-credit-why-your-arm-company-my-now-qualify/1-86/</loc>
		<lastmod>2023-10-25T13:25:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/26/getting-to-know-jessica-mobley-of-kls-financial-services/jessica-mobley/</loc>
		<lastmod>2023-10-26T10:19:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/26/the-power-of-the-people/img_5232/</loc>
		<lastmod>2023-10-26T11:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/26/daily-digest-october-26-getting-to-know-jessica-mobley-of-kls-financial-services-judge-denies-class-certification-in-tcpa-case-over-collection-calls/202310236-someone-will-declare-i-am-the-leader-and-expect-everyone-to-get-in-line-and-follow-him-or-her-to-the-gates-of-heaven-or-hell/</loc>
		<lastmod>2023-10-26T11:58:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/problems-you-can-solve-with-robotic-process-automation/1-87/</loc>
		<lastmod>2023-10-26T14:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/27/daily-digest-october-27-collector-sued-for-disclosing-debt-would-be-removed-if-paid-but-wasnt-on-credit-report-to-begin-with-n-j-appeals-court-affirms-dismissal-of-fdcpa-case-for-lack-o/202310237-always-remember-that-you-are-absolutely-unique-just-like-everyone-else/</loc>
		<lastmod>2023-10-27T11:51:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-with-rpcs-that-arent-normally-considered-rpcs/20231030-what-to-do-with-rpcs-that-arent-normally-considered-rpcs/</loc>
		<lastmod>2023-10-27T13:13:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-write-policies-procedures/1-88/</loc>
		<lastmod>2023-10-27T13:58:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/30/compliance-digest-october-30/toni-garrett/</loc>
		<lastmod>2023-10-28T16:47:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/october-2023-caption-contest/</loc>
		<lastmod>2023-10-29T14:01:07+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/30/daily-digest-october-30-judge-grants-mtd-in-fcra-fdcpa-case-against-collector-credit-reporting-agency-cfpb-bolstering-enforcement-unit-but-collections-might-be-off-radar/20231030-the-trouble-with-being-punctual-is-that-nobodys-there-to-appreciate-it/</loc>
		<lastmod>2023-10-30T11:19:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-intersection-between-credit-reporting-and-identity-theft-what-to-do-when-a-consumer-says-a-debt-is-not-his-hers/1-89/</loc>
		<lastmod>2023-10-30T14:20:49+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/10/31/think-tank-launches-site-to-collect-stories-from-consumers-impacted-by-cfpb-data-breach/screenshot-2023-10-31-at-07-46-12/</loc>
		<lastmod>2023-10-31T11:46:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/10/31/daily-digest-october-31-collection-firm-facing-suit-for-filing-suits-it-allegedly-did-not-intend-to-pursue-judge-denies-motion-to-remand-fcra-fdcpa-case-back-to-state-court/20231031-happy-halloween/</loc>
		<lastmod>2023-10-31T12:03:26+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-you-level-yourself-up-book-club/20231109-how-you-level-yourself-up-book-club-3/</loc>
		<lastmod>2023-10-31T15:53:59+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/01/daily-digest-november-1-ohio-ag-files-suit-against-alleged-collection-scammers-servicer-loses-7m-over-failure-to-send-timely-statements/20231101-the-nice-part-about-being-a-pessimist-is-that-you-are-constantly-being-either-proven-right-or-pleasantly-surprised/</loc>
		<lastmod>2023-11-01T11:55:13+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/02/getting-to-know-john-russo-of-stenger-law/john-russo/</loc>
		<lastmod>2023-11-02T10:22:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/02/daily-digest-november-2-getting-to-know-john-russo-of-stenger-law-judge-denies-mvn-safe-harbor-but-rules-undated-mvn-doesnt-violate-fdcpa/20231102-to-steal-ideas-from-one-person-is-plagiarism-to-steal-from-many-is-research/</loc>
		<lastmod>2023-11-02T12:19:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/03/daily-digest-november-3-suit-accuses-collector-of-ignoring-communication-channel-request-demand-not-to-verify-debt-judge-sanctions-fines-plaintiffs-lawyer/20231103-life-is-hard-after-all-it-kills-you/</loc>
		<lastmod>2023-11-03T12:10:01+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/collecting-more-while-spending-less/collecting-more-while-spending-less/</loc>
		<lastmod>2023-11-03T14:19:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-punch-above-your-weight-using-data-and-analytics/1-91/</loc>
		<lastmod>2023-11-03T15:02:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/06/daily-digest-november-6-man-pleads-guilty-to-making-death-threats-to-collection-agency-via-automated-chatbot-healthcare-providers-reach-3-5m-settlement-in-debt-collection-suit/20231106-people-are-still-willing-to-do-an-honest-days-work-the-problem-is-they-want-a-weeks-pay-for-it/</loc>
		<lastmod>2023-11-06T12:47:13+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/overcoming-everything-that-terrifies-you-about-communicating-via-text-messaging-part-iii/attachment/11142023/</loc>
		<lastmod>2023-11-07T12:34:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/07/daily-digest-november-7-omissions-from-rep-during-call-with-consumer-lead-to-fdcpa-suit-appeals-court-reverses-ruling-on-fcra-damages/20231107-try-to-be-like-the-turtle-at-ease-in-your-own-shell/</loc>
		<lastmod>2023-11-07T12:49:41+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-acquiring-managing-and-revocation-of-consent/1-92/</loc>
		<lastmod>2023-11-07T15:54:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-acquiring-managing-and-revocation-of-consent/1-93/</loc>
		<lastmod>2023-11-07T15:59:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-that-one-bad-apple-from-spoiling-the-bunch/1-94/</loc>
		<lastmod>2023-11-07T16:38:11+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-that-one-bad-apple-from-spoiling-the-bunch/_20231115-how-to-keep-that-one-bad-apple-from-spoiling-the-bunch/</loc>
		<lastmod>2023-11-07T16:38:30+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/08/daily-digest-november-8-debt-collection-scammer-who-bilked-2m-from-consumers-sentenced-to-4-5-years-in-prison-judge-grants-msj-for-defendants-over-missing-file-number/20231108-i-will-always-choose-a-lazy-person-to-do-a-hard-job-because-a-lazy-person-will-find-an-easy-way-to-do-it/</loc>
		<lastmod>2023-11-08T13:17:21+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/09/getting-to-know-gary-adams-of-first-collection-services/gary-adams-1/</loc>
		<lastmod>2023-11-09T11:15:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/09/daily-digest-november-9-getting-to-know-gary-adams-of-first-collection-services-videos-sent-via-text-not-a-prerecorded-message-under-tcpa-judge-rules/20231109-live-each-day-like-its-your-second-to-the-last-that-way-you-can-fall-asleep-at-night/</loc>
		<lastmod>2023-11-09T12:54:52+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-handle-rude-consumers/unnamed-6/</loc>
		<lastmod>2023-11-10T12:27:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/10/daily-digest-november-10-fdcpa-suit-filed-over-settlement-offer-made-on-time-barred-debt-judge-grants-mtd-in-fdcpa-case-over-letter-with-minimum-payment-and/20231110-always-and-never-are-two-words-you-should-always-remember-never-to-use/</loc>
		<lastmod>2023-11-10T12:57:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-know-the-right-questions-to-ask-at-the-right-time-during-a-collection-call/unnamed-1-3/</loc>
		<lastmod>2023-11-10T13:19:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/13/daily-digest-november-13-judge-partially-grants-motion-for-attorneys-fees-against-plaintiff-in-fdcpa-case-retaining-new-hires-in-the-collection-industry-a-blend-of-flexibility-engagemen/20231113-no-man-goes-before-his-time-unless-the-boss-leaves-early/</loc>
		<lastmod>2023-11-13T13:05:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/ask-the-credit-reporting-expert-16/unnamed-7/</loc>
		<lastmod>2023-11-13T14:02:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/conducting-a-tech-physical-how-healthy-is-your-organization/1-95/</loc>
		<lastmod>2023-11-13T15:17:22+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/14/daily-digest-november-14-suit-accuses-collector-of-using-confusing-language-in-text-collecting-on-uncollectible-debt-calif-appeals-court-dismisses-case-over-motion-to-compel-arbitration/20231114-im-sick-of-following-my-dreams-im-just-going-to-ask-where-theyre-going-and-hook-up-with-em-later/</loc>
		<lastmod>2023-11-14T12:53:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/15/daily-digest-november-15-9-in-10-consumers-say-medical-debt-on-their-credit-reports-have-caused-financial-setbacks-penn-ag-sues-landlord-for-unlawful-collection-practices/20231115-time-is-the-scarcest-resource-and-unless-it-is-managed-nothing-else-can-be-managed/</loc>
		<lastmod>2023-11-15T13:09:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-technological-advances-like-voice-ai-are-changing-collections-forever/1-96/</loc>
		<lastmod>2023-11-15T14:05:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/structuring-job-interviews-to-identify-the-best-collector-candidates/1-97/</loc>
		<lastmod>2023-11-15T14:55:38+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/16/getting-to-know-connie-matrisch-of-pro-com-services-of-illinois/connie-matrisch/</loc>
		<lastmod>2023-11-16T11:03:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/16/new-video-series-legends-of-the-arm-industry/screenshot-2023-11-16-at-08-14-56/</loc>
		<lastmod>2023-11-16T13:15:08+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/16/236004/20231116-the-sky-is-not-the-limit-its-just-the-view/</loc>
		<lastmod>2023-11-16T13:17:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/17/daily-digest-november-17-collector-accused-of-not-adding-collection-fee-not-noting-dispute-judge-grants-mtd-in-fdcpa-case-with-laundry-list-of-claims/20231117-if-you-find-it-hard-to-laugh-at-yourself-i-would-be-happy-to-do-it-for-you/</loc>
		<lastmod>2023-11-17T13:07:13+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/black-friday-happy-hour/20231124-black-friday-happy-hour/</loc>
		<lastmod>2023-11-17T15:42:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/20/daily-digest-november-20-judge-sanctions-plaintiff-grants-msj-for-defense-in-fdcpa-case-judge-grants-preliminary-approval-of-51k-settlement-in-fdcpa-class-action/20231120-its-not-the-years-in-your-life-that-count-its-the-life-in-your-years/</loc>
		<lastmod>2023-11-20T13:14:52+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/ranking-the-different-types-of-debt-from-best-to-worst/1-98/</loc>
		<lastmod>2023-11-20T15:08:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/21/daily-digest-november-21-collector-facing-class-action-for-dispute-deadline-discrepancy-in-validation-notice-appeals-court-partially-overturns-dismissal-of-fdcpa-suit/20231121-a-man-is-not-paid-for-having-a-head-and-hands-but-for-using-them/</loc>
		<lastmod>2023-11-21T12:38:49+00:00</lastmod>
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		<lastmod>2023-11-22T03:30:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-technological-advances-like-voice-ai-are-changing-collections-forever-from-11-21-2023/voice-ai/</loc>
		<lastmod>2023-11-24T13:20:33+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/11/27/create-your-own-custom-gpts/screenshot-2023-11-27-at-07-00-39/</loc>
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		<lastmod>2023-11-28T14:57:57+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/29/daily-digest-november-29-mass-ag-fines-creditor-8-75m-for-abusive-collection-tactics-judge-denies-mtd-from-credit-repair-orgs-owner-in-ftc-suit/20231129-the-best-way-to-cheer-yourself-up-is-to-try-to-cheer-somebody-else-up/</loc>
		<lastmod>2023-11-29T13:00:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-turn-accounts-that-never-respond-to-you-into-paying-accounts/how-to-turn-accounts-that-never-respond-to-you-into-paying-accounts/</loc>
		<lastmod>2023-11-29T15:47:49+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/11/30/getting-to-know-tracy-davis-of-quanta-credit-services/tracy-davis-1/</loc>
		<lastmod>2023-11-30T10:53:43+00:00</lastmod>
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		<lastmod>2023-11-30T12:06:36+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/6-public-healthcare-rfps-due-in-2024/6-public-healthcare-rfps-due-in-2024/</loc>
		<lastmod>2023-11-30T14:54:09+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/caption-contest/november-caption-contest/</loc>
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		<lastmod>2023-12-01T13:09:14+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/everything-the-cfpb-is-working-on-and-how-it-applies-to-collections/everything-the-cfpb-is-working-on-and-how-it-applies-to-collections/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-handling-payment-processing-fees/1-101/</loc>
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		<loc>https://newdev.accountsrecovery.net/events/consumer-portals-more-than-just-payments/1-103/</loc>
		<lastmod>2023-12-05T14:33:45+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/06/daily-digest-december-6-appeals-court-affirms-denial-to-compel-arbitration-in-fcra-case-proposed-settlement-reached-in-fdcpa-class-action-over-deceptive-letters/20231206-see-the-world-like-a-big-wardrobe-everybody-has-his-own-costume-there-is-only-one-that-fits-you-perfectly/</loc>
		<lastmod>2023-12-06T12:30:48+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/preparing-for-the-changes-to-the-safeguards-rule/1-104/</loc>
		<lastmod>2023-12-06T15:53:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/07/getting-to-know-syntheia-nagel-of-cedar-financial/syntheia-nagel/</loc>
		<lastmod>2023-12-07T10:51:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/07/daily-digest-december-7-getting-to-know-syntheia-nagel-of-cedar-financial-judge-grants-default-judgment-for-plaintiff-in-fdcpa-case-after-defendant-abandons-settlement/20231207-a-fanatic-is-one-who-cant-change-his-mind-and-wont-change-the-subject/</loc>
		<lastmod>2023-12-07T12:23:20+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/07/mca-collection-agency-turns-to-skit-ai-to-automate-thousands-of-collection-calls-per-day-with-voice-ai/mca-x-skit/</loc>
		<lastmod>2023-12-07T14:12:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/12/08/daily-digest-december-8-owners-of-allegedly-unlicensed-collection-operations-facing-fdcpa-suit-judge-grants-mtd-in-fdcpa-case-over-undated-mvn/20231208-the-closest-to-perfection-a-person-ever-comes-is-when-he-fills-out-a-job-application-form/</loc>
		<lastmod>2023-12-08T13:04:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/12/11/236416/20231211-give-me-six-hours-to-chop-down-a-tree-and-i-will-spend-the-first-four-sharpening-the-axe/</loc>
		<lastmod>2023-12-11T13:08:23+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/12/ftc-issues-warning-about-qr-code-scams/qr-code-2/</loc>
		<lastmod>2023-12-12T12:39:41+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/12/12/daily-digest-december-12-creditors-facing-fcra-suit-for-sending-card-to-other-person-with-same-name-as-plaintiff-judge-remands-class-action-back-to-state-court/20231212-concentration-is-the-ability-to-think-about-absolutely-nothing-when-it-is-absolutely-necessary/</loc>
		<lastmod>2023-12-12T13:01:30+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/12/13/daily-digest-december-13-appeals-court-affirms-ruling-for-defendants-in-fdcpa-case-new-ai-tool-clones-voices-and-can-create-other-sounds-too/20231213-if-you-hang-out-with-chickens-youre-going-to-cluck-and-if-you-hang-out-with-eagles-youre-going-to-fly/</loc>
		<lastmod>2023-12-13T12:59:15+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/build-a-bot-your-guide-to-creating-a-gpt-model/1-105/</loc>
		<lastmod>2023-12-13T13:27:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/training-and-developing-adult-learners/unnamed-1-4/</loc>
		<lastmod>2023-12-13T13:55:32+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/training-and-developing-adult-learners/h2hrjzuwwoxyh7ybtijb/</loc>
		<lastmod>2023-12-13T13:56:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/implementing-new-technology-in-an-outdated-office/1-106/</loc>
		<lastmod>2023-12-13T14:20:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/training-and-developing-adult-learners/1-107/</loc>
		<lastmod>2023-12-13T14:46:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/14/getting-to-know-jesse-bird-of-tcn/jesse-bird-3/</loc>
		<lastmod>2023-12-14T10:52:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/14/daily-digest-december-14-getting-to-know-jesse-bird-of-tcn-n-y-governor-signs-medical-debt-credit-reporting-bill-into-law/20231214-there-are-good-days-and-there-are-bad-days-and-this-is-one-of-them/</loc>
		<lastmod>2023-12-14T12:23:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/implementing-new-technology-in-an-outdated-office/1-108/</loc>
		<lastmod>2023-12-14T13:31:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/implementing-new-technology-in-an-outdated-office/1-109/</loc>
		<lastmod>2023-12-14T13:41:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/implementing-new-technology-in-an-outdated-office/1-110/</loc>
		<lastmod>2023-12-14T13:41:55+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-common-pitfalls-of-using-a-bpo-provider/1-111/</loc>
		<lastmod>2023-12-14T14:27:47+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-look-back-on-2023/20231221-a-look-back-on-2023/</loc>
		<lastmod>2023-12-14T15:06:18+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-look-back-on-2023/1-112/</loc>
		<lastmod>2023-12-14T15:28:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-common-pitfalls-of-using-a-bpo-provider/1-113/</loc>
		<lastmod>2023-12-14T15:40:50+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/15/daily-digest-december-15-collector-facing-fdcpa-class-action-for-missing-itemization-date-judge-partially-grants-mtd-in-tcpa-case-over-prerecorded-calls/20231215-the-optimist-proclaims-that-we-live-in-the-best-of-all-possible-worlds-and-the-pessimist-fears-this-is-true/</loc>
		<lastmod>2023-12-15T12:59:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/12/18/compliance-digest-december-18/brendan-little/</loc>
		<lastmod>2023-12-18T10:44:30+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/18/daily-digest-december-18-bill-introduced-in-house-to-clarify-abusive-acts-or-practices-under-cfpa-millions-still-not-making-payments-on-student-loans/20231218-its-always-too-early-to-quit/</loc>
		<lastmod>2023-12-18T12:18:03+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/build-a-bot-your-guide-to-creating-a-gpt-model/20231218-build-a-bot-your-guide-to-creating-a-gpt-model/</loc>
		<lastmod>2023-12-18T14:07:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/19/daily-digest-suit-accuses-collector-of-attempting-to-collect-incorrect-amount-calif-appeals-court-overturns-anti-slapp-case/20231219-a-smile-is-an-inexpensive-way-to-change-your-looks/</loc>
		<lastmod>2023-12-19T13:00:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/are-your-dispute-investigation-policies-procedures-adequate/1-114/</loc>
		<lastmod>2023-12-19T13:54:53+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/20/daily-digest-december-20-banned-collector-sentenced-to-3-years-in-prison-for-fraud-regulators-fine-bank-36m-for-freezing-accounts-during-pandemic/20231220-a-stumbling-block-can-be-a-stepping-stone-depending-on-how-you-use-it-smile-is-an-inexpensive-way-to-change-your-looks/</loc>
		<lastmod>2023-12-20T13:09:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/21/getting-to-know-ken-piatt-of-arcon-credit-solutions/ken-piatt-1/</loc>
		<lastmod>2023-12-21T10:39:26+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/21/daily-digest-december-21-getting-to-know-ken-piatt-of-arcon-credit-solutions-judge-grants-msj-for-defense-in-fdcpa-case-because-plaintiff-didnt-disclose-suit-in-bk-filing/20231221-interest-without-activity-is-similar-to-having-a-vehicle-that-is-out-of-gas-it-wont-take-you-anyplace/</loc>
		<lastmod>2023-12-21T12:23:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/what-2024-has-in-store-for-debt-buying-and-selling/1-115/</loc>
		<lastmod>2023-12-21T15:37:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-2024-has-in-store-for-debt-buying-and-selling/20240102-what-2024-has-in-store-for-debt-buying-and-selling-1/</loc>
		<lastmod>2023-12-21T16:11:30+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2023/12/22/legend-of-the-arm-industry-leslie-bender/screenshot-2023-12-22-at-06-36-57/</loc>
		<lastmod>2023-12-22T11:37:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-2024-has-in-store-for-debt-buying-and-selling/20240102-what-2024-has-in-store-for-debt-buying-and-selling-2/</loc>
		<lastmod>2023-12-22T12:04:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/22/daily-digest-december-22-collector-accused-of-insulting-grandsons-responsibilities-as-poa-legend-of-the-arm-industry-leslie-bender/20231222-happy-holidays/</loc>
		<lastmod>2023-12-22T13:01:53+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/looking-ahead-to-2024-for-the-arm-industry-from-12-22-2023/attachment/2024/</loc>
		<lastmod>2023-12-23T11:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/26/how-mrbeast-intersects-with-the-collection-industry/screenshot-2023-12-26-at-07-35-59/</loc>
		<lastmod>2023-12-26T12:36:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/26/daily-digest-december-26-collector-accused-of-misleading-consumer-over-status-of-debt-many-consumers-surprised-by-overdraft-fees-cfpb/20231226-if-hard-work-is-the-key-to-success-most-people-would-rather-pick-the-lock/</loc>
		<lastmod>2023-12-26T13:23:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/27/daily-digest-december-27-judge-affirms-dismissal-of-fdcpa-case-using-new-test-from-ninth-circuit-mich-utility-allowed-to-sell-debt-portfolios-but-must-disclose-sales-to-state-regulator/20231227-turning-our-abilities-from-stagnate-puddles-to-rushing-rivers-can-happen-when-we-apply-ourselves-to-the-task/</loc>
		<lastmod>2023-12-27T12:28:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/28/daily-digest-december-28-the-year-in-review-washington-appeals-court-overturns-ruling-for-collector-on-charity-care-disclosure/20231228-build-on-what-makes-you-different-from-your-competitionyou-need-to-be-the-red-tree-in-the-forest/</loc>
		<lastmod>2023-12-28T13:09:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2023/12/29/daily-digest-december-29-suit-accuses-collector-of-ignoring-cease-requests-misleading-plaintiff-with-unknown-caller-on-caller-id-calif-appeals-court-overturns-20k-attorney-fee/20231229-happy-new-year/</loc>
		<lastmod>2023-12-29T12:56:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/december-cartoon-caption-contest/</loc>
		<lastmod>2024-01-01T12:54:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/december-cartoon-caption-contest-1/</loc>
		<lastmod>2024-01-01T12:55:15+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/optimizing-your-operation-for-income-tax-season/unnamed-4-2/</loc>
		<lastmod>2024-01-01T13:47:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-rules-and-laws-going-into-effect-in-2024-that-need-to-be-on-your-radar/the-rules-and-laws-going-into-effect-in-2024-that-need-to-be-on-your-radar/</loc>
		<lastmod>2024-01-01T14:22:02+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/why-you-need-an-ai-policy-for-your-company/20240105-why-you-need-an-ai-policy-for-your-company/</loc>
		<lastmod>2024-01-01T15:13:47+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/02/industry-pros-revisit-2023-predictions/2024-2/</loc>
		<lastmod>2024-01-02T11:49:13+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/02/daily-digest-january-2-inconvenient-time-channel-email-complaint-volume-increasing-ohio-appeals-court-affirms-summary-judgment-for-collector/20240102-just-one-small-positive-thought-in-the-morning-can-change-your-whole-day/</loc>
		<lastmod>2024-01-02T12:08:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/a-conversation-with-vendor-managers-2/20230108-a-conversation-with-vendor-managers/</loc>
		<lastmod>2024-01-02T14:36:14+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-improve-your-client-fee-rates/20230109-how-to-improve-your-client-fee-rates/</loc>
		<lastmod>2024-01-02T14:47:37+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/a-conversation-with-vendor-managers-2/20230108-a-conversation-with-vendor-managers-2/</loc>
		<lastmod>2024-01-02T15:19:22+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/03/the-best-christmas-gift-ever/harry-strausser-4/</loc>
		<lastmod>2024-01-03T11:23:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/03/the-best-christmas-gift-ever/dave-hanrahan/</loc>
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		<loc>https://newdev.accountsrecovery.net/2024/01/03/the-best-christmas-gift-ever/katie-zugsay-3/</loc>
		<lastmod>2024-01-03T11:26:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/03/the-best-christmas-gift-ever/amy-perkins/</loc>
		<lastmod>2024-01-03T11:26:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/03/the-best-christmas-gift-ever/beth-conklin-5/</loc>
		<lastmod>2024-01-03T11:27:06+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/03/daily-digest-january-3-n-y-governor-plans-expansion-of-consumer-protections-medical-debt-collection-limitations-cfpb-files-amicus-brief-in-fdcpa-case-before-appeals-court/20240103-good-humor-is-one-of-the-best-articles-of-dress-one-can-wear-in-society/</loc>
		<lastmod>2024-01-03T12:58:13+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-main-event-is-credit-reporting-still-worth-it/20230110-the-main-event_-is-credit-reporting-still-worth-it/</loc>
		<lastmod>2024-01-03T15:06:33+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/04/getting-to-know-rick-reeves-of-revcycle-inc/tec-logo-final/</loc>
		<lastmod>2024-01-04T11:00:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/04/getting-to-know-rick-reeves-of-revcycle-inc/rick-reeves/</loc>
		<lastmod>2024-01-04T11:10:54+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/04/daily-digest-january-4-getting-to-know-rick-reeves-of-revcycle-inc-the-caselaw-and-compliance-topics-that-shaped-the-arm-industry-in-2023/20240104-dont-bunt-aim-out-of-the-ballpark-aim-for-the-company-of-immortals/</loc>
		<lastmod>2024-01-04T12:53:20+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/a-conversation-with-vendor-managers-2/20230108-a-conversation-with-vendor-managers-3/</loc>
		<lastmod>2024-01-04T13:33:10+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/lets-play-chess-building-an-effective-collection-strategy/20230111-how-artificial-intelligence-is-impacting-leadgen/</loc>
		<lastmod>2024-01-04T15:37:36+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/05/236819/terry-merrell/</loc>
		<lastmod>2024-01-05T11:38:44+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/05/236819/megan-hebert-1/</loc>
		<lastmod>2024-01-05T11:39:58+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/05/236819/kristyn-leffler-1/</loc>
		<lastmod>2024-01-05T11:40:51+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/05/236819/jon-balon-2023-copy-2/</loc>
		<lastmod>2024-01-05T11:42:55+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/01/05/daily-digest-january-5-plaintiff-files-fdcpa-complaint-after-being-sued-in-wrong-district-summing-up-2023-in-one-word/20240105-friday-sees-more-smiles-than-any-other-day-of-the-workweek/</loc>
		<lastmod>2024-01-05T13:00:20+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/lets-play-chess-building-an-effective-collection-strategy/20230111-how-artificial-intelligence-is-impacting-leadgen-2/</loc>
		<lastmod>2024-01-05T13:08:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/lets-play-chess-building-an-effective-collection-strategy/20230111-lets-play-chess_-building-an-effective-collection-strategy/</loc>
		<lastmod>2024-01-05T14:01:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-deal-with-consumers-you-think-are-lying/20230112-how-to-deal-with-consumers-you-think-are-lying/</loc>
		<lastmod>2024-01-05T15:08:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/08/industry-pros-share-their-2024-predictions/jeff-freedman-2023/</loc>
		<lastmod>2024-01-08T11:18:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/08/industry-pros-share-their-2024-predictions/chris-schumacher/</loc>
		<lastmod>2024-01-08T11:18:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/08/industry-pros-share-their-2024-predictions/sara-woggerman-4/</loc>
		<lastmod>2024-01-08T11:19:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/08/industry-pros-share-their-2024-predictions/sara-woggerman-copy/</loc>
		<lastmod>2024-01-08T11:20:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/08/daily-digest-january-8-industry-pros-share-their-2024-predictions-judge-denies-motion-to-stay-discovery-in-fdcpa-case-over-garnishment-of-wrong-individual/20240108-we-can-see-through-others-only-when-we-can-see-through-ourselves/</loc>
		<lastmod>2024-01-08T12:20:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/defending-inconvenient-time-place-fdcpa-lawsuits/20240116-defending-inconvenient-time_place-fdcpa-lawsuits/</loc>
		<lastmod>2024-01-08T14:45:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/09/daily-digest-january-9-collector-accused-of-violating-fdcpa-tcpa-by-placing-second-wrong-number-call-judge-dismisses-fdcpa-class-action-for-lack-of-standing/20240109-one-man-with-courage-makes-a-majority/</loc>
		<lastmod>2024-01-09T13:08:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/using-account-scoring-to-build-effective-workflows/20240115-using-account-scoring-to-build-effective-workflows/</loc>
		<lastmod>2024-01-09T15:23:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-risk-management-and-mitigation-are-changing-in-the-era-of-digital-collections/20240117-how-risk-management-and-mitigation-are-changing-in-the-era-of-digital-collections/</loc>
		<lastmod>2024-01-10T10:45:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/10/daily-digest-january-10-utah-appeals-court-overturns-dismissal-of-fdcpa-suit-related-to-state-license-dfpi-fines-lender-for-failing-to-disclose-convenience-fees/20240110-develop-success-from-failures-discouragement-and-failure-are-two-of-the-surest-stepping-stones-to-success/</loc>
		<lastmod>2024-01-10T12:55:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/10/southwest-recovery-services-achieves-10x-roi-with-skit-ais-inbound-voice-ai-solution/swrs/</loc>
		<lastmod>2024-01-11T02:21:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/11/getting-to-know-oussama-hamouti-of-january/oussama-hamouti/</loc>
		<lastmod>2024-01-11T10:45:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/11/daily-digest-january-11-getting-to-know-oussama-hamouti-of-january-judge-denies-competing-summary-judgment-motions-in-fdcpa-case-over-botox-purchase/20240111-change-is-not-a-four-letter-word-but-your-reaction-to-it-often-is/</loc>
		<lastmod>2024-01-11T13:24:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/12/daily-digest-january-12-collector-facing-fdcpa-class-action-for-allegedly-not-accepting-insurance-information-from-plaintiff-judge-dismisses-fdcpa-suit-over-failure-to-respond-to-disputes/20240112-every-friday-i-like-to-high-five-myself-for-getting-through-another-week-on-little-more-than-caffeine-willpower-and-inappropriate-humor/</loc>
		<lastmod>2024-01-12T12:53:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/15/daily-digest-january-15-judge-signs-off-on-settlement-11m-in-attorneys-fees-in-student-loan-collection-case-more-consumers-falling-behind-on-loan-payments/20240115-most-people-work-just-hard-enough-not-to-get-fired-and-get-paid-just-enough-money-not-to-quit/</loc>
		<lastmod>2024-01-15T12:44:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-teach-collectors-to-be-in-control-of-calls/unnamed-5-2/</loc>
		<lastmod>2024-01-15T13:56:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-look-out-for-in-your-cyber-insurance-policies/unnamed-6-2/</loc>
		<lastmod>2024-01-15T14:26:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-look-out-for-in-your-cyber-insurance-policies/20240119-what-you-need-to-look-out-for-in-your-cyber-insurance-policies/</loc>
		<lastmod>2024-01-15T14:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-your-iva-and-ivr-needs-to-be-able-to-do-today-2/20240122-what-your-iva-and-ivr-needs-to-be-able-to-do-today-2/</loc>
		<lastmod>2024-01-15T19:50:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/16/daily-digest-january-16-collector-facing-class-action-for-sending-email-to-plaintiff-26-others-judge-denies-competing-summary-judgment-motions-in-fcra-case-over-dispute-investigation/20240116-today-i-will-do-what-others-wont-so-tomorrow-i-can-accomplish-what-others-cant/</loc>
		<lastmod>2024-01-16T12:41:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/making-the-decision-to-go-legal-how-to-know-when-to-file-collection-lawsuits/20240123-making-the-decision-to-go-legal_-how-to-know-when-to-file-collection-lawsuits/</loc>
		<lastmod>2024-01-16T14:57:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/17/daily-digest-january-17-colorado-ag-fines-collector-500k-for-collecting-on-illegal-loans-judge-rules-maine-fcra-partially-preempted-by-federal-law/20240117-we-are-not-our-best-intentions-we-are-what-we-do/</loc>
		<lastmod>2024-01-17T12:44:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/checking-the-tone-of-your-email-communications/20240124-checking-the-tone-of-your-email-communications/</loc>
		<lastmod>2024-01-17T16:20:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/18/getting-to-know-brandon-huisman-of-state-collection-service/linkedinpic/</loc>
		<lastmod>2024-01-18T10:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/18/getting-to-know-brandon-huisman-of-state-collection-service/brandon-huisman-1/</loc>
		<lastmod>2024-01-18T10:59:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/23/daily-digest-january-18-getting-to-know-brandon-huisman-of-state-collection-service-judge-dismisses-fdcpa-fcra-suit-over-reporting-debt-without-plaintiffs-permission/20240118-you-cant-live-an-exceptional-life-by-being-normal/</loc>
		<lastmod>2024-01-18T12:45:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-important-kpis-for-collectors/20240125-the-most-important-kpis-for-collectors/</loc>
		<lastmod>2024-01-18T14:53:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/19/daily-digest-january-19-collector-facing-class-action-over-undated-mvn-1200-fees-in-itemization-table-defendants-in-fdcpa-stalking-case-ordered-to-show-cause-why-case-should-stay-in-federal-cour/20240119-if-you-reach-for-a-star-you-might-not-get-one-but-you-wont-come-up-with-a-hand-full-of-mud-either/</loc>
		<lastmod>2024-01-19T12:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/efficiency-redefined-modernizing-debt-collection-with-contact-center-solutions/20240124-contact-center-technology/</loc>
		<lastmod>2024-01-19T14:44:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-the-mvn-has-changed-since-reg-f-went-into-effect/20240126-how-the-mvn-has-changed-since-reg-f-went-into-effect/</loc>
		<lastmod>2024-01-19T15:10:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/22/daily-digest-january-22-judge-denies-motion-to-compel-in-hunstein-case-cfpb-7-ags-sue-debt-relief-scammers-for-bilking-100m-from-consumers/20240122-complain-a-lot-and-people-will-hear-you-but-not-listen/</loc>
		<lastmod>2024-01-22T12:57:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/important-legal-terms-and-concepts-you-should-know/20240129-important-legal-terms-and-concepts-you-should-know/</loc>
		<lastmod>2024-01-22T23:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/23/daily-digest-january-23-collector-facing-fdcpa-suit-for-leaving-dog-whistle-messages-with-family-members-judge-rules-plaintiff-has-standing-in-fcra-case-over-disputed-debt-but-s/20240123-fire-and-swords-are-slow-engines-of-destruction-compared-to-the-tongue-of-a-gossip/</loc>
		<lastmod>2024-01-23T13:01:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/24/daily-digest-january-24-judge-denies-motion-for-reconsideration-in-fdcpa-case-over-bank-levy-healthcare-providers-most-concerned-with-timely-collections-survey/20240124-haters-are-just-confused-admirers-because-they-cant-figure-out-the-reason-why-everyone-loves-you/</loc>
		<lastmod>2024-01-24T13:17:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-a-self-service-portal-that-consumers-want-to-use/20240130-building-a-self-service-portal-that-consumers-want-to-use/</loc>
		<lastmod>2024-01-24T16:21:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/25/getting-to-know-jessica-fagen-of-the-moore-law-group/jessica-fagen/</loc>
		<lastmod>2024-01-25T11:04:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/25/daily-digest-january-25-getting-to-know-jessica-fagen-of-the-moore-law-group-judge-grants-msj-for-defendant-in-early-out-billing-lawsuit/20240125-i-think-you-can-destroy-your-now-by-worrying-about-tomorrow/</loc>
		<lastmod>2024-01-25T13:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-the-best-propensity-to-pay-model/20240131-building-the-best-propensity-to-pay-model/</loc>
		<lastmod>2024-01-25T13:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-make-a-business-out-of-collecting-medical-debt/20240201-how-to-make-a-business-out-of-collecting-medical-debt/</loc>
		<lastmod>2024-01-25T15:23:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/26/daily-digest-january-26-collector-facing-fdcpa-class-action-for-not-honoring-terms-of-settlement-judge-reduces-plaintiffs-attorney-fee-award-by-60-in-fdcpa-case/20240126-if-you-dont-know-where-you-are-a-map-wont-help/</loc>
		<lastmod>2024-01-26T13:11:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-mastering-the-art-of-negotiation/collector-live-2024-mastering-the-art-of-negotiation/</loc>
		<lastmod>2024-01-28T18:21:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-learning-when-to-ask-the-right-question-at-the-right-time/collector-live-2024-mastering-the-art-of-negotiation-2/</loc>
		<lastmod>2024-01-28T18:28:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-learning-when-to-ask-the-right-question-at-the-right-time/collector-live-2024-learning-when-to-ask-the-right-question-at-the-right-time/</loc>
		<lastmod>2024-01-28T18:28:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-walking-the-tightrope-of-awkward-and-tense-conversations-with-consumers/collector-live-2024-walking-the-tightrope-of-awkward-and-tense-conversations-with-consumers/</loc>
		<lastmod>2024-01-28T18:34:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-the-most-common-mistakes-collectors-make/collector-live-2024-the-most-common-mistakes-collectors-make/</loc>
		<lastmod>2024-01-28T18:39:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-differentiating-between-verifications-validations-and-disputes/collector-live-2024-differentiating-between-verifications-validations-and-disputes/</loc>
		<lastmod>2024-01-28T18:44:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-keeping-experienced-collectors-from-burning-out/collector-live-2024-keeping-experienced-collectors-from-burning-out/</loc>
		<lastmod>2024-01-28T18:51:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-mastering-your-tone-of-voice/collector-live-2024-mastering-your-tone-of-voice/</loc>
		<lastmod>2024-01-28T20:18:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-how-to-stay-positive-despite-hearing-no-all-day-long/collector-live-2024-how-to-stay-positive-despite-hearing-no-all-day-long/</loc>
		<lastmod>2024-01-28T20:22:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-how-to-get-new-collectors-up-to-speed-quickly/collector-live-2024-how-to-get-new-collectors-up-to-speed-quickly/</loc>
		<lastmod>2024-01-28T20:26:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-what-to-do-after-a-consumer-says-no/collector-live-2024-what-to-do-after-a-consumer-says-no/</loc>
		<lastmod>2024-01-28T20:30:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-how-to-become-a-master-digital-collection-agent/collector-live-2024-how-to-become-a-master-digital-collection-agent/</loc>
		<lastmod>2024-01-28T20:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-how-to-be-a-good-teammate/collector-live-2024-how-to-be-a-good-teammate/</loc>
		<lastmod>2024-01-28T20:39:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-identifying-call-baiting/collector-live-2024-identifying-call-baiting/</loc>
		<lastmod>2024-01-28T22:00:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/29/daily-digest-january-29-judge-denies-msj-in-fdcpa-case-over-early-phone-calls-virginia-house-passes-medical-debt-sol-bill/20240129-worry-is-a-misuse-of-imagination/</loc>
		<lastmod>2024-01-29T13:02:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-difference-between-direct-disputes-and-indirect-disputes-and-how-each-should-be-handled/20240202-the-difference-between-direct-disputes-and-indirect-disputes-and-how-each-should-be-handled/</loc>
		<lastmod>2024-01-29T15:08:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/30/daily-digest-january-30-fdcpa-suit-seeks-5-5m-in-damages-judge-recommends-granting-msj-for-defendant-in-fdcpa-case-over-used-car/20240130-real-courage-is-when-you-know-youre-licked-before-you-begin-but-you-begin-anyway-and-see-it-through/</loc>
		<lastmod>2024-01-30T13:11:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-should-be-testing-in-your-digital-communications/20240205-what-you-should-be-testing-in-your-digital-communications/</loc>
		<lastmod>2024-01-31T11:06:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/01/31/daily-digest-january-31-judge-grants-mjop-for-defendant-in-fdcpa-class-action-over-different-reference-numbers-in-letters-att-rolls-out-branded-caller-id/20240131-it-is-only-when-we-take-chances-when-our-lives-improve-the-initial-and-the-most-difficult-risk-that-we-need-to-take-is-to-become-honest/</loc>
		<lastmod>2024-01-31T13:02:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-newbies-need-to-know-about-the-collection-industry/20240206-what-newbies-need-to-know-about-the-collection-industry-2/</loc>
		<lastmod>2024-01-31T14:03:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/01/getting-to-know-jared-blake-of-jetty/jared-blake-1/</loc>
		<lastmod>2024-02-01T10:50:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/01/daily-digest-february-1-getting-to-know-jared-blake-of-jetty-judge-denies-mtd-in-fdcpa-class-action-rules-medical-expenses-enough-for-plaintiff-to-have-standing/20240201-people-who-never-do-any-more-than-they-get-paid-for-never-get-paid-for-any-more-than-they-do/</loc>
		<lastmod>2024-02-01T13:01:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/january-2024-caption-contest/</loc>
		<lastmod>2024-02-01T13:08:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/02/daily-digest-february-2-collector-facing-fdcpa-suit-for-overshadowing-validation-period-mischaracterizing-dispute-as-id-theft-claim-wash-ag-settles-with-hospital-over-aggressive/20240202-so-long-as-your-desire-to-explore-is-greater-than-your-desire-to-not-screw-up-youre-on-the-right-track/</loc>
		<lastmod>2024-02-02T12:57:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/05/compliance-digest-february-5/jay-tillman/</loc>
		<lastmod>2024-02-04T01:47:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/05/compliance-digest-february-5/jay-tillman-1/</loc>
		<lastmod>2024-02-04T01:48:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/05/compliance-digest-february-5/jay-tillman-2/</loc>
		<lastmod>2024-02-04T01:50:09+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/05/daily-digest-february-5-judge-dismisses-fdcpa-class-action-for-lack-of-standing-conn-gov-pledges-to-buy-and-forgive-650m-in-medical-debt/20240205-stories-of-imagination-tend-to-upset-those-without-one/</loc>
		<lastmod>2024-02-05T13:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-basics-of-user-customer-experience-and-how-to-make-your-site-portal-more-user-friendly/20240207-the-basics-of-user_customer-experience-and-how-to-make-your-site_portal-more-user-friendly/</loc>
		<lastmod>2024-02-05T15:03:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-do-you-make-sure-your-emails-to-consumers-are-not-ignored/20240208-how-do-you-make-sure-your-emails-to-consumers-are-not-ignored/</loc>
		<lastmod>2024-02-05T15:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-the-most-out-of-your-internal-data/20240209-getting-the-most-out-of-your-internal-data/</loc>
		<lastmod>2024-02-05T15:58:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/06/daily-digest-february-6-collection-law-firm-facing-fdcpa-class-action-for-failing-to-disclose-sol-had-allegedly-expired-judge-grants-mtd-in-fdcpa-class-action-over-different-account-numbers/20240205-stories-of-imagination-tend-to-upset-those-without-one-2/</loc>
		<lastmod>2024-02-06T13:23:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/06/daily-digest-february-6-collection-law-firm-facing-fdcpa-class-action-for-failing-to-disclose-sol-had-allegedly-expired-judge-grants-mtd-in-fdcpa-class-action-over-different-account-numbers/20240206-if-there-is-no-gardener-then-there-is-no-garden/</loc>
		<lastmod>2024-02-06T13:26:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/embracing-a-culture-of-change-in-your-organization/20240213-embracing-a-culture-of-change-in-your-organization/</loc>
		<lastmod>2024-02-06T17:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/07/daily-digest-february-7-opportunities-everywhere-for-companies-in-arm-industry-judge-grants-msj-for-defendant-in-fdcpa-case-over-differing-amounts-in-letter-dispute-response/20240207-you-can-live-to-be-100-if-you-give-up-all-the-things-that-make-you-want-to-live-to-be-100/</loc>
		<lastmod>2024-02-07T13:29:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/08/getting-to-know-bryana-watson-of-capio/bryana-watson/</loc>
		<lastmod>2024-02-08T11:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/08/daily-digest-february-8-getting-to-know-bryana-watson-of-capio-appeals-court-affirms-ruling-for-defendant-in-fdcpa-case-over-penn-cdca-licensing-issue/20240208-lets-punch-today-in-the-face/</loc>
		<lastmod>2024-02-08T13:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-main-event-hybrid-vs-in-office-vs-work-from-home-collectors-which-model-is-best/20240212-the-main-event_-hybrid-vs-in-office-vs-work-from-home-collectors_-which-model-is-best/</loc>
		<lastmod>2024-02-08T13:55:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-your-companys-social-media-policy/2024015-what-is-your-companys-social-media-policy-2/</loc>
		<lastmod>2024-02-08T15:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-know-when-a-case-is-a-bet-the-company-case/2024014-how-to-know-when-a-case-is-a-bet-the-company-case-2/</loc>
		<lastmod>2024-02-08T15:37:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/09/daily-digest-february-9-collector-facing-fdcpa-suit-over-bk-filing-not-making-sol-disclosure-judge-dismisses-fdcpa-suit-over-collection-suit-filed-in-wrong-jurisdiction/20240209-my-moral-in-life-is-simple-you-treat-me-good-and-ill-definitely-treat-you-better/</loc>
		<lastmod>2024-02-09T05:46:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-long-should-the-collection-process-last/2024016-how-long-should-the-collection-process-last/</loc>
		<lastmod>2024-02-09T17:17:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/12/daily-digest-february-12-judge-grants-mtd-in-fdcpa-case-over-improperly-served-writ-of-execution-minnesota-governor-backs-comprehensive-medical-debt-legislation/20240212-why-does-a-frisbee-appear-larger-the-closer-it-gets/</loc>
		<lastmod>2024-02-12T13:02:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/13/daily-digest-february-13-collector-sued-for-withdrawing-funds-without-consent-judge-grants-msj-for-defendant-in-fdcpa-jurisdiction-case/20240214-what-do-you-call-two-birds-in-love-tweethearts/</loc>
		<lastmod>2024-02-13T12:54:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/13/daily-digest-february-13-collector-sued-for-withdrawing-funds-without-consent-judge-grants-msj-for-defendant-in-fdcpa-jurisdiction-case/20240213-i-know-a-lot-of-jokes-about-retired-people-but-none-of-them-work/</loc>
		<lastmod>2024-02-13T12:54:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/14/daily-digest-february-14-judge-denies-plaintiffs-msj-in-fdcpa-case-over-communications-with-mom-startup-puts-bots-on-phones-to-help-consumers-negotiate-debts/20240214-what-do-you-call-two-birds-in-love-tweethearts-2/</loc>
		<lastmod>2024-02-14T12:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/15/getting-to-know-chris-peppler-of-oliphant-usa/chris-peppler/</loc>
		<lastmod>2024-02-15T11:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/15/daily-digest-february-15-getting-to-know-chris-peppler-of-oliphant-usa-judge-grants-mtd-in-fdcpa-case-over-allegations-of-collecting-furnishing-without-consent/20240215-what-do-you-call-a-lonely-cheese-provolone/</loc>
		<lastmod>2024-02-15T12:54:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/16/daily-digest-february-16-collector-facing-fdcpa-suit-for-sending-emails-to-collect-on-paid-off-debt-judge-grants-mtd-in-fdcpa-case-over-potentially-incorrect-balance-in-underlying-collection-suit/20240216-today-my-son-asked-can-i-have-a-book-mark-and-i-burst-into-tears-11-years-old-and-he-still-doesnt-know-my-name-is-brian/</loc>
		<lastmod>2024-02-16T12:57:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/19/compliance-digest-februrary-19/issa-moe/</loc>
		<lastmod>2024-02-19T11:27:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/19/daily-digest-february-19-appeals-court-affirms-dismissal-of-hunstein-copycat-but-dissent-argues-plaintiff-has-standing-cfpb-issues-rule-to-update-supervisory-appeals-process/20240219-the-i-t-guy-at-work-seemingly-vanished-today-we-think-he-ransomware/</loc>
		<lastmod>2024-02-19T13:00:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/02/20/daily-digest-february-20-suit-accuses-collector-of-attempting-to-collect-from-represented-consumer-who-previously-sued-over-same-debts-airline-liable-for-discounts-mentioned-by-ai-chatbot/20240220-a-burglar-stole-all-the-lamps-in-my-house-i-know-i-should-be-more-upset-but-im-absolutely-delighted/</loc>
		<lastmod>2024-02-20T12:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/unlocking-agent-potential-the-power-of-contact-center-technology-in-debt-collection/20240221-unlocking-agent-potential_-the-power-of-contact-center-technology-in-debt-collection/</loc>
		<lastmod>2024-02-21T10:55:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-economics-of-filing-collection-lawsuits/20240222-the-economics-of-filing-collection-lawsuits/</loc>
		<lastmod>2024-02-21T11:11:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/preventing-fcra-dispute-lawsuits/20240223-preventing-fcra-dispute-lawsuits/</loc>
		<lastmod>2024-02-21T11:33:24+00:00</lastmod>
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		<lastmod>2024-02-21T12:16:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/21/daily-digest-february-21-judge-grants-msj-for-defense-in-fdcpa-case-over-unrecognized-debt-26-companies-seeking-collection-talent/20240221-what-profession-is-sure-to-leave-you-constantly-broke-baking-they-always-knead-dough/</loc>
		<lastmod>2024-02-21T13:01:06+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/mastering-digital-collection-communications/20240228-mastering-digital-collection-communications-2/</loc>
		<lastmod>2024-02-21T13:15:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-respond-when-consumers-use-tactics-they-see-on-social-media/20240227-how-to-respond-when-consumers-use-tactics-they-see-online/</loc>
		<lastmod>2024-02-21T13:51:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-respond-when-consumers-use-tactics-they-see-on-social-media/20240227-how-to-respond-when-consumers-use-tactics-they-see-on-social-media/</loc>
		<lastmod>2024-02-21T13:55:59+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2024/02/22/getting-to-know-robert-j-reilly-of-rtr-financial-services/robert-j-reilly/</loc>
		<lastmod>2024-02-22T11:16:18+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/22/daily-digest-february-22-getting-to-know-robert-j-reilly-of-rtr-financial-services-state-appeals-court-overturns-ruling-in-favor-of-debt-buyer/20240222-saw-a-man-standing-on-one-leg-at-an-atm-confused-i-asked-him-what-he-was-doinghe-said-just-checking-my-balance/</loc>
		<lastmod>2024-02-22T13:01:17+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/courses/collector-live-2024-what-to-do-when-a-consumer-says-something-unexpected/collector-live-2024-what-to-do-when-a-consumer-says-something-unexpected/</loc>
		<lastmod>2024-02-22T17:02:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/conducting-a-mock-deposition/20240229-conducting-a-mock-deposition/</loc>
		<lastmod>2024-02-23T00:51:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/23/daily-digest-february-23-complaint-accuses-collector-of-filing-suit-after-debt-had-been-paid-ed-dept-cancels-1-2b-more-in-student-loans/20240223-i-told-a-joke-on-a-teams-meeting-at-work-today-nobody-laughed-turns-out-im-not-even-remotely-funny/</loc>
		<lastmod>2024-02-23T13:12:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/an-update-on-the-fccs-actions-related-to-the-tcpa/20240301-an-update-on-the-fccs-actions-related-to-the-tcpa/</loc>
		<lastmod>2024-02-23T14:56:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-art-and-science-of-evaluating-portfolios-from-2-20-2024/evaluate/</loc>
		<lastmod>2024-02-25T04:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/preventing-fcra-dispute-lawsuits-from-2-23-2024/fcra/</loc>
		<lastmod>2024-02-25T04:32:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/26/daily-digest-february-26-judge-denies-attorneys-fees-for-defense-in-fdcpa-case-belief-in-excessive-collection-tactics-leads-cfpb-to-put-small-dollar-lender-under-federal-supervision/2024026-did-you-know-alligators-can-grow-up-to-15-feet-me-wow-i-thought-most-only-had-4/</loc>
		<lastmod>2024-02-26T13:13:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-you-can-and-should-be-empowering-women/20240303-how-you-can-and-should-be-empowering-women/</loc>
		<lastmod>2024-02-26T15:48:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/27/oklahoma-legislature-advances-medical-debt-collection-bill/oklahoma/</loc>
		<lastmod>2024-02-27T12:55:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/27/daily-digest-february-27-suit-accuses-collector-of-sending-texts-after-plaintiff-filed-for-bk-protection-appeals-court-affirms-dismissal-of-fdcpa-case/2024027-science-puns-make-me-numb-math-puns-make-me-number/</loc>
		<lastmod>2024-02-27T13:08:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-you-can-and-should-be-empowering-women/unnamed-8/</loc>
		<lastmod>2024-02-28T02:03:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-growing-popularity-of-debt-settlement-vs-bankruptcy-as-the-emergency-outlet-for-consumers/unnamed-1-5/</loc>
		<lastmod>2024-02-28T02:09:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/28/daily-digest-february-28-dfpi-fines-fintech-company-2-5m-for-faulty-complaint-handling-judge-denies-request-to-stay-cfpb-lawsuit-pending-outcome-of-supreme-court-case/2024028-what-do-you-call-an-annoying-potato-an-irri-tater/</loc>
		<lastmod>2024-02-28T13:29:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/watching-a-mock-30b6-deposition-and-how-its-different-from-deposing-a-consumer/20240307-watching-a-mock-30b6-deposition-and-how-its-different-from-deposing-a-consumer/</loc>
		<lastmod>2024-02-29T02:22:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/29/getting-to-know-michael-cassidy-of-velocity-portfolio-group/michael-cassidy/</loc>
		<lastmod>2024-02-29T10:59:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-new-supervisory-procedural-rules-and-what-it-means-for-the-arm-industry/20240307-the-cfpbs-new-supervisory-procedural-rules-and-what-it-means-for-the-arm-industry/</loc>
		<lastmod>2024-02-29T12:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/29/legend-of-the-arm-industry-phil-rosenthal/screenshot-2024-02-29-at-07-54-06/</loc>
		<lastmod>2024-02-29T12:54:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/02/29/daily-digest-february-29-getting-to-know-michael-cassidy-of-velocity-portfolio-group-legend-of-the-arm-industry-phil-rosenthal/2024029-i-got-fired-from-my-job-at-the-keyboard-factory-the-other-day-my-boss-said-i-wasnt-putting-in-enough-shifts/</loc>
		<lastmod>2024-02-29T13:11:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-growing-popularity-of-debt-settlement-vs-bankruptcy-as-the-emergency-outlet-for-consumers/20240305-the-growing-popularity-of-debt-settlement-vs-bankruptcy-as-the-emergency-outlet-for-consumers/</loc>
		<lastmod>2024-02-29T19:37:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-new-collectors-to-be-good-conversationalists/20240305-teaching-new-collectors-to-be-good-conversationalists/</loc>
		<lastmod>2024-02-29T19:39:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/february-cartoon-contest/</loc>
		<lastmod>2024-02-29T20:53:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/01/daily-digest-march-1-suit-accuses-collection-law-firm-of-garnishing-wages-without-permission-appeals-court-affirms-ruling-for-defendant-but-says-plaintiff-could-have-had-standing/20240301-whats-forrest-gumps-password-1forrest1/</loc>
		<lastmod>2024-03-01T12:53:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/04/daily-digest-march-4-judge-grants-msj-for-defendant-in-fdcpa-case-over-id-theft-claim-bill-introduced-in-house-to-remove-certain-medical-debts-from-native-americans-credit-reports/20240304-i-named-my-dogs-timex-and-rolex-theyre-my-watchdogs/</loc>
		<lastmod>2024-03-04T13:19:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-the-mvn-is-different-when-communicating-digitally-vs-mailing-it/20240308-how-the-mvn-is-different-when-communicating-digitally-vs-mailing-it-5/</loc>
		<lastmod>2024-03-04T14:16:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/being-authentic-using-your-voice-building-your-circle-wielding-your-influence/20240311-being-authentic-using-your-voice-building-your-circle-wielding-your-influence-5/</loc>
		<lastmod>2024-03-04T16:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/05/daily-digest-march-5-fdcpa-suit-accuses-defendant-of-furnishing-incorrect-information-leaving-plaintiff-unable-to-find-place-to-live-judge-certifies-class-in-fdcpa-suit-over-post-judgment-interes/20240305-i-accidentally-passed-my-wife-a-glue-stick-instead-of-her-chapstick-shes-still-not-talking-to-me/</loc>
		<lastmod>2024-03-05T13:03:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-agencies-are-using-virtual-agents/1-116/</loc>
		<lastmod>2024-03-05T15:02:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/06/daily-digest-march-6-cfpb-finalizes-credit-card-late-payment-rule-chamber-vows-to-sue-judge-vacates-prior-ruling-says-defendant-not-liable-in-fdcpa-fcra-case/20240306-you-should-try-blindfolded-archery-you-dont-know-what-youre-missing/</loc>
		<lastmod>2024-03-06T13:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/07/getting-to-know-amanda-gazos-of-bayview-solutions/amanda-gazos/</loc>
		<lastmod>2024-03-07T10:58:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/07/daily-digest-march-7-getting-to-know-amanda-gazos-of-bayview-solutions-judge-grants-msj-for-defendant-in-fdcpa-case-over-non-removal-of-dispute-flag/20240307-my-grandad-claims-he-glued-himself-to-his-autobiography-i-dont-believe-him-but-thats-his-story-and-hes-sticking-to-it/</loc>
		<lastmod>2024-03-07T13:03:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dealing-with-private-companies-like-phone-carriers-essentially-regulating-the-arm-industry/20240313-dealing-with-private-companies-like-phone-carriers-essentially-regulating-the-arm-industry/</loc>
		<lastmod>2024-03-07T14:14:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/08/daily-digest-march-8-collector-facing-fdcpa-class-action-for-sending-11-mvns-allegedly-overshadowing-dispute-window-florida-legislature-passes-medical-debt-collection-bill/20240308-i-made-a-playlist-for-hiking-it-has-music-from-peanuts-the-cranberries-and-eminem-i-call-it-my-trail-mix/</loc>
		<lastmod>2024-03-08T12:57:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-secure-more-payments-taking-advantage-of-new-technology/20240313-dealing-with-private-companies-like-phone-carriers-essentially-regulating-the-arm-industry-2/</loc>
		<lastmod>2024-03-08T15:09:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/11/compliance-digest-march-11/sarah-doerr/</loc>
		<lastmod>2024-03-11T11:39:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/11/daily-digest-march-11-california-ag-endorses-bill-banning-medical-debt-credit-reporting-oregon-enacts-law-amending-garnishment-collection-practices/20240311-what-did-the-drummer-call-his-twin-daughters-anna-one-anna-two/</loc>
		<lastmod>2024-03-11T12:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-to-find-the-best-collectors-today/20240313-dealing-with-private-companies-like-phone-carriers-essentially-regulating-the-arm-industry-3/</loc>
		<lastmod>2024-03-11T13:15:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/12/daily-digest-march-12-collector-sued-for-sending-text-message-to-plaintiffs-after-acknowledging-attorney-representation-judge-partially-grants-msj-for-defendant-in-fcra-case-over-dispute-investiga/20240312-where-was-captain-hooks-favorite-place-to-shop-the-second-hand-store/</loc>
		<lastmod>2024-03-12T12:01:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/13/bill-introduced-in-ri-to-limit-collection-activity-ban-credit-reporting-on-medical-debt/rhode-island/</loc>
		<lastmod>2024-03-13T11:13:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/13/daily-digest-march-13-judge-grants-msj-for-defendant-in-fcra-reasonable-investigation-case-bill-introduced-in-ri-to-limit-collection-activity-ban-credit-reporting-on-medical-debt/20240313-did-you-know-a-slice-of-apple-pie-costs-2-in-the-bahamas-and-2-50-in-jamaica-these-are-the-pie-rates-of-the-caribbean/</loc>
		<lastmod>2024-03-13T11:51:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/14/getting-to-know-matt-jubenville-of-midland-credit-management/matt-jubenville/</loc>
		<lastmod>2024-03-14T10:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/14/daily-digest-march-14-getting-to-know-matt-jubenville-of-midland-credit-management-passive-debt-buyer-meets-definition-of-debt-collector-under-fdcpa-indiana-state-law-state-appeals-court-rules/20240314-the-bank-keeps-calling-me-to-give-me-compliments-they-say-i-have-an-outstanding-balance/</loc>
		<lastmod>2024-03-14T11:56:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/15/skit-ai-launches-new-multichannel-offerings-for-the-debt-collections-industry/screenshot-2024-03-15-at-04-44-13/</loc>
		<lastmod>2024-03-15T08:44:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/15/daily-digest-march-15-collector-facing-fdcpa-fcra-class-action-for-allegedly-parking-debt-nj-appeals-court-upholds-dismissal-of-suit-against-debt-buyer/20240315-whats-the-least-spoken-language-in-the-world-sign-language/</loc>
		<lastmod>2024-03-15T11:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/where-to-find-the-best-collectors-today-from-3-14-2024/recruit/</loc>
		<lastmod>2024-03-16T15:12:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-balancing-act-growing-personally-and-professionally/20240322-how-data-scientists-set-up-the-tools-that-they-use/</loc>
		<lastmod>2024-03-16T15:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-balancing-act-growing-personally-and-professionally/20240321-brokers-breaking-down-the-ins-and-outs-of-the-debt-buying-market/</loc>
		<lastmod>2024-03-16T15:17:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-balancing-act-growing-personally-and-professionally/20240320-building-and-growing-your-companys-and-the-industrys-future-leaders/</loc>
		<lastmod>2024-03-16T15:17:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-balancing-act-growing-personally-and-professionally/20240319-understanding-the-different-types-of-ai-and-what-they-are-doing-for-the-arm-industry/</loc>
		<lastmod>2024-03-16T15:17:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-balancing-act-growing-personally-and-professionally/20240318-the-balancing-act-growing-personally-and-professionally/</loc>
		<lastmod>2024-03-16T15:17:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/18/compliance-digest-march-18/kira-locke/</loc>
		<lastmod>2024-03-18T11:06:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/18/daily-digest-march-18-judge-denies-defendants-mjop-in-fdcpa-case-chamber-cfpb-spar-over-late-fee-case-investments-lead-to-judge-recusal/20240318-whats-the-easiest-way-to-burn-a-thousand-calories-leave-the-pizza-in-the-oven/</loc>
		<lastmod>2024-03-18T12:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-us-anything-the-biggest-mistake-i-ever-made-the-best-advice-i-ever-received-the-biggest-lesson-i-ever-learned/1-117/</loc>
		<lastmod>2024-03-18T14:07:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ask-us-anything-the-biggest-mistake-i-ever-made-the-best-advice-i-ever-received-the-biggest-lesson-i-ever-learned/1-118/</loc>
		<lastmod>2024-03-18T14:35:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/19/daily-digest-march-19-suit-claims-payment-raised-balance-instead-of-lowered-it-appeals-court-overturns-fdcpa-ruling-for-defendant/20240319-my-landlord-said-that-he-will-be-evicting-the-tenant-with-the-worst-posture-i-have-a-hunch-its-me/</loc>
		<lastmod>2024-03-19T12:12:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/audits-vs-risk-assessments/audits-vs-risk-assessments-3/</loc>
		<lastmod>2024-03-19T14:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/20/daily-digest-march-20-appeals-court-upholds-ruling-in-cfpb-debt-collection-case-virginia-appeals-court-grants-en-banc-rehearing-in-debt-buying-case/20240320-i-bought-a-book-called-do-it-yourself-surgery-would-you-believe-when-i-opened-it-the-appendix-was-missing/</loc>
		<lastmod>2024-03-20T12:09:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/an-update-on-medical-debt-collection-credit-reporting-laws-and-regulations/1-119/</loc>
		<lastmod>2024-03-20T13:17:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/an-update-on-medical-debt-collection-credit-reporting-laws-and-regulations/1-120/</loc>
		<lastmod>2024-03-20T13:25:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/an-update-on-medical-debt-collection-credit-reporting-laws-and-regulations/20240327-an-update-on-medical-debt-collection-credit-reporting-laws-and-regulations/</loc>
		<lastmod>2024-03-20T13:42:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/21/getting-to-know-neil-mastellone-of-velo-law/neil-mastellone/</loc>
		<lastmod>2024-03-21T10:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/21/daily-digest-march-21-getting-to-know-neil-mastellone-of-velo-law-judge-orders-collector-to-pay-1-2m-in-fines-costs-in-suit-brought-by-washington-ag/20240321-the-fact-theres-a-stairway-to-heaven-and-a-highway-to-hell-tells-you-about-the-anticipated-traffic/</loc>
		<lastmod>2024-03-21T12:08:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-collect-on-judgments/how-to-collect-on-judgments/</loc>
		<lastmod>2024-03-21T13:11:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/22/daily-digest-march-22-suit-accuses-collector-of-sending-text-one-day-after-plaintiff-opted-out-appeals-court-overturns-ruling-in-fdcpa-case-says-plaintiff-lacked-standing/20240322-my-wife-asked-me-to-put-ketchup-on-the-shopping-list-now-i-cant-read-anything/</loc>
		<lastmod>2024-03-22T12:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/labor-arbitrage-where-tech-can-replace-humans/1-121/</loc>
		<lastmod>2024-03-22T14:11:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket/</loc>
		<lastmod>2024-03-25T01:01:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/25/daily-digest-march-25-judge-grants-mtd-in-fdcpa-class-action-for-lack-of-standing-health-care-provider-files-for-bk-protection-after-cyberattack-and-dealing-with-change-healthcare-fallout/20240325-i-was-annoyed-when-my-wife-gave-me-a-coffin-for-my-birthday-i-said-this-is-the-last-thing-i-need/</loc>
		<lastmod>2024-03-25T12:14:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket-1/</loc>
		<lastmod>2024-03-26T09:17:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/26/daily-digest-march-26-suit-accuses-creditor-collector-of-not-honoring-settlement-agreement-judge-grants-msj-for-defense-in-fdcpa-case-over-unitemized-debts-in-letter/20240326-what-is-a-city-you-cannot-live-in-electricity/</loc>
		<lastmod>2024-03-26T12:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/collecting-from-individuals-who-are-not-fluent-in-english/1-122/</loc>
		<lastmod>2024-03-26T15:15:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dealing-with-the-uptick-in-pro-se-litigants/1-123/</loc>
		<lastmod>2024-03-26T15:27:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket-2/</loc>
		<lastmod>2024-03-27T09:00:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/27/daily-digest-march-27-judge-approves-settlement-in-fdcpa-class-action-that-exceeds-1-net-worth-cap-visa-mastercard-to-lower-interchange-fees-settling-20-year-old-suit/20240327-which-nut-is-the-angriest-pissed-achio/</loc>
		<lastmod>2024-03-27T12:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/effective-data-management-the-key-to-debt-collection-efficiency-and-excellence/1-124/</loc>
		<lastmod>2024-03-27T14:38:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/effective-data-management-the-key-to-debt-collection-efficiency-and-excellence/1-125/</loc>
		<lastmod>2024-03-27T15:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket-3/</loc>
		<lastmod>2024-03-28T09:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/28/getting-to-know-joel-blackburn-of-cornerstone-licensing/joel-blackburn/</loc>
		<lastmod>2024-03-28T10:07:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/28/daily-digest-march-28-getting-to-know-joel-blackburn-of-cornerstone-licensing-judge-denies-defendants-mjop-in-fdcpa-case-over-tax-debt/20240328-i-want-to-die-peacefully-in-my-sleep-like-my-grandfather-not-screaming-and-yelling-like-the-passengers-in-his-car/</loc>
		<lastmod>2024-03-28T12:07:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-portal-optimization/20240404-best-practices-in-portal-optimization/</loc>
		<lastmod>2024-03-28T13:47:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket-4/</loc>
		<lastmod>2024-03-29T09:12:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/03/29/daily-digest-class-action-accuses-firm-of-filing-suit-in-wrong-state-judge-rules-mtd-should-be-granted-in-fdcpa-case-over-email-preference-for-communications/20240329-i-told-my-wife-she-should-embrace-her-mistakes-she-gave-me-a-hug/</loc>
		<lastmod>2024-03-29T12:06:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-reduce-the-chance-of-your-text-messages-being-blocked/20240405-how-to-reduce-the-chance-of-your-text-messages-being-blocked/</loc>
		<lastmod>2024-03-29T13:34:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/ask-us-anything-the-biggest-mistake-i-ever-made-the-best-advice-i-ever-received-the-biggest-lesson-i-ever-learned-from-3-25-2024/ama/</loc>
		<lastmod>2024-03-30T12:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/march-caption-contest-2/</loc>
		<lastmod>2024-03-30T15:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket-5/</loc>
		<lastmod>2024-03-30T15:31:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/industry-attorney-selected-to-replace-bachelorette-drop-out/april-fools/</loc>
		<lastmod>2024-04-01T09:16:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/compliance-digest-april-1/timothy-leary/</loc>
		<lastmod>2024-04-01T09:25:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/compliance-digest-april-1/lisa-lampanelli/</loc>
		<lastmod>2024-04-01T09:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/compliance-digest-april-1/lisa-lampanelli-1/</loc>
		<lastmod>2024-04-01T09:43:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/compliance-digest-april-1/cesar-millan/</loc>
		<lastmod>2024-04-01T10:02:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/compliance-digest-april-1/jarvis-friday/</loc>
		<lastmod>2024-04-01T10:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/compliance-digest-april-1/complaince-diegest/</loc>
		<lastmod>2024-04-01T10:37:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/proposed-rule-would-require-mini-miranda-disclosure-in-five-languages/mini-miranda/</loc>
		<lastmod>2024-04-01T11:14:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/group-pushing-state-law-to-ban-internet-technology-from-collections/index-cards/</loc>
		<lastmod>2024-04-01T11:32:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/01/daily-digest-april-1-proposed-rule-would-require-mini-miranda-disclosure-in-five-languages-industry-attorney-selected-to-replace-bachelorette-drop-out/20240401-april-fools-day/</loc>
		<lastmod>2024-04-01T11:55:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/collecting-from-individuals-who-are-not-fluent-in-english/20240401-collecting-from-individuals-who-are-not-fluent-in-english/</loc>
		<lastmod>2024-04-01T13:53:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/02/daily-digest-april-2-suit-accuses-collector-of-not-acknowledging-dispute-made-during-collection-lawsuit-judge-grants-msj-for-defendant-in-fdcpa-case-over-unremoved-dispute-notification/20240402-if-a-letter-is-mail-whats-a-bill-fee-mail/</loc>
		<lastmod>2024-04-02T12:04:47+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/03/daily-digest-april-3-judge-grants-mtd-in-fdcpa-class-action-cppa-issues-first-enforcement-advisory/20240403-what-do-you-call-a-magician-who-has-lost-his-magic-ian/</loc>
		<lastmod>2024-04-03T12:11:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-triggers-you-should-be-using-to-create-an-event-based-communication-strategy/1-126/</loc>
		<lastmod>2024-04-03T12:35:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/security-awareness-training-what-it-is-and-how-it-works/20240409-security-awareness-training_-what-it-is-and-how-it-works/</loc>
		<lastmod>2024-04-03T13:10:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/04/getting-to-know-joshua-oullette-of-jj-marshall-and-associates/joshua-ouellette/</loc>
		<lastmod>2024-04-04T10:24:50+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/04/daily-digest-april-4-getting-to-know-joshua-ouellette-of-jj-marshall-and-associates-calif-judge-dismisses-fdcpa-class-action-over-undated-mvn/20240404-why-does-a-chicken-coop-have-two-doors-if-it-had-four-it-would-be-a-chicken-sedan/</loc>
		<lastmod>2024-04-04T12:00:59+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/communicating-via-chat-and-using-chatbots/20240409-communicating-via-chat-and-using-chatbots/</loc>
		<lastmod>2024-04-04T15:08:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-right-way-to-conduct-due-diligence-in-debt-buying/20240410-the-right-way-to-conduct-due-diligence-in-debt-buying/</loc>
		<lastmod>2024-04-04T16:28:31+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/05/daily-digest-april-5-separate-plaintiffs-file-fdcpa-suits-after-sending-exact-refusal-message-to-same-defendant-work-life-balance-key-to-attracting-new-job-candidates-in-arm-industry/20240405-how-did-the-vikings-communicate-with-one-another-by-norse-code/</loc>
		<lastmod>2024-04-05T12:09:48+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/04/08/daily-digest-april-8-judge-grants-msj-for-defendant-on-8-of-9-claims-in-fdcpa-case-president-to-take-another-stab-at-erasing-student-loan-debts/20240408-630-is-my-favorite-time-of-day-hands-down/</loc>
		<lastmod>2024-04-08T12:09:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/04/09/daily-digest-april-9-plaintiff-pre-emptively-asserts-defendant-cant-claim-bfe-in-fdcpa-complaint-study-debunks-impact-of-medical-debt-forgiveness-on-consumers/20240409-why-shouldnt-you-wear-glasses-when-you-play-football-because-its-a-contact-sport/</loc>
		<lastmod>2024-04-09T12:14:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/enrollment-payoff-trends-in-debt-settlement/20240412-enrollment-payoff-trends-in-debt-settlement/</loc>
		<lastmod>2024-04-09T13:37:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/reducing-wrap-time/20240415-reducing-wrap-time/</loc>
		<lastmod>2024-04-09T14:48:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-corporate-transparency-act-what-you-need-to-know/20240416-the-corporate-transparency-act-what-you-need-to-know/</loc>
		<lastmod>2024-04-09T16:02:23+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/10/daily-digest-april-10-judge-denies-competing-motions-for-sanctions-in-fdcpa-case-virginia-gov-makes-suggested-amendments-to-medical-debt-sol-bill/20240410-what-do-alexander-the-great-and-winnie-the-pooh-have-in-common-they-both-have-the-same-middle-name/</loc>
		<lastmod>2024-04-10T12:20:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/11/getting-to-know-geoff-meister-of-paragon-bpo/geoff-meister/</loc>
		<lastmod>2024-04-11T10:17:43+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/11/report-offers-insights-into-how-to-engage-with-consumers/customer-consumer-experience/</loc>
		<lastmod>2024-04-11T11:22:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/11/daily-digest-april-11-getting-to-know-geoff-meister-of-paragon-bpo-judge-dismisses-fdcpa-class-action-with-prejudice/20240411-i-tell-dad-jokes-sometimes-he-laughs/</loc>
		<lastmod>2024-04-11T12:12:38+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/12/daily-digest-april-11-suit-accuses-law-firm-of-accessing-credit-report-without-permissible-purpose-judge-grants-msj-for-defendant-in-fdcpa-case-over-communications-after-cease-request-made/20240412-if-a-child-doesnt-want-to-take-a-nap-are-they-guilty-of-resisting-a-rest/</loc>
		<lastmod>2024-04-12T12:07:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-do-you-hyper-personalize-your-collection-strategy-at-scale/20240418-how-do-you-hyper-personalize-your-collection-strategy-at-scale-4/</loc>
		<lastmod>2024-04-12T13:47:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/15/daily-digest-april-15-judge-grants-msj-for-plaintiffs-in-fdcpa-case-over-expletive-laced-communications-govt-cancels-7-4b-in-student-loans/20240415-dad-can-you-explain-the-eclipse-to-me-no-sun/</loc>
		<lastmod>2024-04-15T12:13:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-collectors-to-improve-their-tone-of-voice/20240419-getting-collectors-to-improve-their-tone-of-voice/</loc>
		<lastmod>2024-04-15T14:12:04+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/16/daily-digest-april-16-suit-accuses-law-firm-of-filing-false-affidavit-of-service-cfpb-letters-demonstrate-support-for-state-medical-debt-credit-reporting-efforts/20240416-so-apparently-you-can-not-use-beef-stew-as-a-password-it-is-not-stroganoff/</loc>
		<lastmod>2024-04-16T12:37:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-different-types-of-consumers-and-how-to-interact-with-each/20240423-the-different-types-of-consumers-and-how-to-interact-with-each/</loc>
		<lastmod>2024-04-16T16:18:23+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/17/daily-digest-april-17-judge-dismisses-convenient-communication-case-for-lack-of-standing-mass-ag-releases-guidance-on-use-of-ai/20240417-i-was-a-man-trapped-inside-a-womans-body-until-i-was-born/</loc>
		<lastmod>2024-04-17T12:16:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/18/getting-to-know-eddie-antoniewicz-of-royal-credit-union/eddie-antoniewicz/</loc>
		<lastmod>2024-04-18T10:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/18/daily-digest-april-18-getting-to-know-eddie-antoniewicz-of-royal-credit-union-judge-dismisses-fdcpa-suit-over-collection-disclaimer/20240418-what-does-a-forklift-food-usually/</loc>
		<lastmod>2024-04-18T12:13:30+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket-5-4/</loc>
		<lastmod>2024-04-18T12:16:28+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/19/daily-digest-april-19-suit-accuses-collector-of-contacting-plaintiffs-brother-appeals-court-affirms-ruling-for-defendants-in-fdcpa-case/20240419-australians-dont-have-sex-they-mate/</loc>
		<lastmod>2024-04-19T12:15:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-best-contests-that-motivate-collectors/20240424-the-best-contests-that-motivate-collectors/</loc>
		<lastmod>2024-04-19T15:12:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-get-new-hires-to-show-up-on-their-first-day-of-work/20240425-how-to-get-new-hires-to-show-up-on-their-first-day-of-work/</loc>
		<lastmod>2024-04-19T15:46:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/answering-compliance-questions-related-to-email-communications/20240426-answering-compliance-questions-related-to-email-communications/</loc>
		<lastmod>2024-04-19T16:40:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-do-you-hyper-personalize-your-collection-strategy-at-scale-from-4-18-2024/whatsapp-image-2024-04-15-at-10-54-15-1/</loc>
		<lastmod>2024-04-21T12:26:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/22/daily-digest-april-22-appeals-court-affirms-summary-judgment-ruling-for-defendant-in-fdcpa-case-credit-card-delinquency-rates-tick-upward-but-consumers-showing-no-signs-of-slowing-spending/20240422-what-do-you-call-a-ghost-you-swear-youve-seen-before-deja-boo/</loc>
		<lastmod>2024-04-22T12:08:14+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-stickier-relationships-with-your-clients/20240429-building-stickier-relationships-with-your-clients/</loc>
		<lastmod>2024-04-22T15:14:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/04/23/daily-digest-april-23-suit-accuses-defendant-of-using-unlicensed-collector-debt-parking-qr-codes-called-the-driving-force-behind-faster-payments/20240423-this-morning-i-walked-down-a-road-where-the-houses-were-numbered-4kb-8kb-16kb-32kb-64kb-128kb-and-256kb-it-was-a-walk-down-memory-lane/</loc>
		<lastmod>2024-04-23T12:06:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-ins-and-outs-of-collecting-in-new-york/20240430-the-ins-and-outs-of-collecting-in-new-york/</loc>
		<lastmod>2024-04-23T14:00:27+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/25/getting-to-know-jessica-kagansky-of-crown-asset-management/jessica-kagansky/</loc>
		<lastmod>2024-04-25T10:21:04+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/04/25/daily-digest-april-25-getting-to-know-jessica-kagansky-of-crown-asset-management-appeals-court-affirms-ruling-in-fcra-case-over-dispute-investigation/20240425-a-dragon-would-never-explode-but-a-dino-might/</loc>
		<lastmod>2024-04-25T11:59:19+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/26/daily-digest-april-26-suit-accuses-collector-of-communicating-in-different-channel-after-receiving-refusal-to-pay-appeals-court-affirms-ruling-for-defendant/20240426-lost-my-job-at-the-paper-and-scissors-factory-today-they-said-i-need-to-stop-cutting-corners/</loc>
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		<loc>https://newdev.accountsrecovery.net/2024/04/29/daily-digest-april-29-appeals-court-vacates-ruling-in-fdcpa-case-to-dismiss-for-lack-of-standing-cordray-resigns-from-student-loan-post/20240429-what-exam-do-100-of-women-fail-a-prostate-exam/</loc>
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		<loc>https://newdev.accountsrecovery.net/2024/04/30/daily-digest-april-30-class-action-fdcpa-suit-filed-over-previously-settled-debt-data-breach-at-collection-agency-compromises-info-on-2m-consumers/20240430-what-did-the-0-say-to-the-8-nice-belt/</loc>
		<lastmod>2024-04-30T11:56:05+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/caption-contest/april-2024-caption-contest/</loc>
		<lastmod>2024-05-01T09:27:37+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/02/getting-to-know-melissa-plunkey-of-l-j-ross-associates/melissa-plunkey/</loc>
		<lastmod>2024-05-02T09:57:10+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/collecting-from-consumers-in-bankruptcy-from-5-3-2024/consumer-bankruptcy/</loc>
		<lastmod>2024-05-04T14:48:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/07/second-annual-debt-gala-raises-funds-for-debt-charities/screenshot-2024-05-07-at-07-09-36/</loc>
		<lastmod>2024-05-07T11:09:54+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/09/getting-to-know-ryan-herber-of-preferred-group-of-tampa/ryan-herber/</loc>
		<lastmod>2024-05-09T10:00:27+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/13/compliance-digest-may-13/xerxes-martin-2024/</loc>
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		<loc>https://newdev.accountsrecovery.net/2024/05/13/compliance-digest-may-13/william-marohn-2/</loc>
		<lastmod>2024-05-13T11:14:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/negotiating-masterclass/20240516-how-artificial-intelligence-is-impacting-leadgen-4/</loc>
		<lastmod>2024-05-16T14:49:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/17/experts-share-reaction-to-supreme-court-ruling-in-cfpb-case/don-maurice-2/</loc>
		<lastmod>2024-05-17T10:31:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/armsights/belvista-software-llc2xl-2048x620/</loc>
		<lastmod>2024-05-19T02:00:20+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/armsights/screenshot-2024-05-18-at-21-57-17/</loc>
		<lastmod>2024-05-19T02:01:29+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/23/getting-to-know-patricia-quezada-of-progressive-management-systems/patricia-quezada/</loc>
		<lastmod>2024-05-23T09:53:44+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/30/getting-to-know-shalon-bell-of-frost-arnett/shalon-bell/</loc>
		<lastmod>2024-05-30T10:32:24+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/armsights/are-you-using-chatgpt-or-other-large-language-models-in-your-daily-work_/</loc>
		<lastmod>2024-06-01T21:53:27+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/reputation-management-in-the-social-media-era-and-online-reviews/unnamed-1-6/</loc>
		<lastmod>2024-06-04T13:32:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/06/06/getting-to-know-lynne-vellucci-of-certified-solutions/lynne-vellucci/</loc>
		<lastmod>2024-06-06T10:15:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/arm-industry-litigation-update/20240617-arm-industry-litigation-update/</loc>
		<lastmod>2024-06-10T14:27:42+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/06/13/getting-to-know-scott-weltman-of-weltman-weinberg-reis/scott-weltman/</loc>
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		<loc>https://newdev.accountsrecovery.net/2024/06/14/collector-facing-fdcpa-class-action-for-including-creditor-name-in-large-bold-capital-letters-in-letter/image-6/</loc>
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		<loc>https://newdev.accountsrecovery.net/courses/compliance-qa-text-messaging-from-6-13-2024/whatsapp-image-2024-06-10-at-08-29-33/</loc>
		<lastmod>2024-06-15T20:56:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/armsights/multi-channel-communication-usage/</loc>
		<lastmod>2024-06-16T10:42:27+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-gamification-can-improve-productivity/20240624-how-gamification-can-improve-productivity/</loc>
		<lastmod>2024-06-17T10:15:05+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-gamification-can-improve-productivity/20240624-how-gamification-can-improve-productivity-2/</loc>
		<lastmod>2024-06-17T12:20:27+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/leadership-in-challenging-times-stories-of-motivation-and-triumph/20240625-mic_-collaboration-over-competition/</loc>
		<lastmod>2024-06-18T13:03:39+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/more-benjamins-less-hassle-scoring-for-precision/20240626-more-benjamins-less-hassle_-scoring-for-precision/</loc>
		<lastmod>2024-06-19T13:52:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/20/getting-to-know-zack-ali-of-cedar-financial-and-remote-scouts/zack-ali/</loc>
		<lastmod>2024-06-20T10:09:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-conversation-about-ai-and-compliance/20240625-a-conversation-about-ai-and-compliance/</loc>
		<lastmod>2024-06-20T12:42:45+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/events/solving-the-struggle-connecting-and-integrating-data-from-multiple-systems/20240626-solving-the-struggle_-connecting-and-integrating-data-from-multiple-systems/</loc>
		<lastmod>2024-06-20T14:45:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-conversation-about-ai-and-compliance/20240625-a-conversation-about-ai-and-compliance-2/</loc>
		<lastmod>2024-06-20T15:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-conversation-about-ai-and-compliance/20240625-a-conversation-about-ai-and-compliance-2-2/</loc>
		<lastmod>2024-06-20T15:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-conversation-about-ai-and-compliance/20240625-a-conversation-about-ai-and-compliance-3/</loc>
		<lastmod>2024-06-20T15:51:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-important-internal-audits-for-collection-operations/20240628-the-most-important-internal-audits-for-collection-operations/</loc>
		<lastmod>2024-06-21T14:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-gamification-can-improve-productivity/20240624-how-gamification-can-improve-productivity-3/</loc>
		<lastmod>2024-06-24T12:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-gamification-can-improve-productivity/20240624-how-gamification-can-improve-productivity-6/</loc>
		<lastmod>2024-06-24T12:36:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-an-effective-client-scorecard/20240701-building-an-effective-client-scorecard/</loc>
		<lastmod>2024-06-24T14:14:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/27/daily-digest-june-27-getting-to-know-linda-woodward-of-content-critical-solutions-judge-dismisses-fdcpa-unpaid-rent-suit-for-lack-of-standing/20240627-what-are-two-things-you-can-never-eat-for-breakfast-lunch-and-dinner/</loc>
		<lastmod>2024-06-27T11:46:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/06/28/daily-digest-june-28-collector-facing-fdcpa-suit-over-text-messages-district-court-judge-grants-motion-to-compel-arbitration-in-fdcpa-case/20240628-have-you-been-watching-the-news-lately-someone-is-going-around-stealing-the-wheels-off-of-police-cars-the-cops-are-working-tirelessly-to-find-the-perpetrator/</loc>
		<lastmod>2024-06-28T11:52:34+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/01/compliance-digest-july-1/xerxes-martin-2024-2/</loc>
		<lastmod>2024-07-01T10:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armsights/belvista-software-llc2xl-2048x620-copy/</loc>
		<lastmod>2024-07-01T10:53:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/01/daily-digest-july-1-supreme-court-overturns-chevron-deference-judge-dismisses-debt-collection-class-action-against-software-provider-over-convenience-fees/20240701-whats-the-worst-part-about-sitting-in-traffic-drivers-constantly-yelling-at-you-to-stand-up-and-get-off-the-road/</loc>
		<lastmod>2024-07-01T12:03:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-know-how-much-compliance-you-need/20240709-how-to-know-how-much-compliance-you-need/</loc>
		<lastmod>2024-07-01T14:44:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-know-how-much-compliance-you-need/20240709-how-to-know-how-much-compliance-you-need-2/</loc>
		<lastmod>2024-07-01T14:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/02/daily-digest-july-2-suit-accuses-collector-of-closing-dispute-prematurely-judge-grants-mjop-for-defendant-in-fdcpa-case-over-inconvenient-communication-method/20240702-what-is-blue-but-not-heavy-light-blue/</loc>
		<lastmod>2024-07-02T12:03:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/25/daily-digest-june-25-collector-accused-of-denying-plaintiff-opportunity-to-communicate-via-email-in-email-state-appeals-court-overturns-dismissal-of-fdcpa-class-action/20240625-i-just-learned-that-albert-einstein-was-a-real-person-this-whole-time-i-thought-he-was-just-a-theoretical-physicist/</loc>
		<lastmod>2024-07-02T14:39:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/26/daily-digest-june-26-judge-awards-14k-in-damages-attorneys-fees-in-fdpca-default-judgment-over-missing-dispute-flag-ai-taught-to-interpret-human-emotions-in-real-time/20240626-i-got-injured-playing-peekaboo-with-a-baby-it-was-so-bad-i-had-to-go-to-the-icu/</loc>
		<lastmod>2024-07-02T14:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/13/daily-digest-june-13-getting-to-know-scott-weltman-of-weltman-weinberg-reis-judge-dismisses-suit-alleging-wrongful-garnishment-and-improper-service-of-summons/20240613-there-is-a-fine-line-between-a-denominator-and-a-numerator-only-a-fraction-of-people-will-find-this-funny/</loc>
		<lastmod>2024-07-02T14:46:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-close-collection-calls/20240710-how-to-close-collection-calls/</loc>
		<lastmod>2024-07-02T15:12:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/03/daily-digest-july-3-cfpb-supervisory-highlights-spotlight-issues-with-debt-collectors-report-calls-out-ai-tool-for-lying-about-being-human/20240703-i-hate-it-when-people-say-age-is-only-a-number-age-is-clearly-a-word/</loc>
		<lastmod>2024-07-03T11:56:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-points-in-the-self-service-journey-where-consumers-get-stuck-and-how-to-unstick-them/20240711-breaking-points-in-the-self-service-journey_-where-consumers-get-stuck-and-how-to-unstick-them/</loc>
		<lastmod>2024-07-03T13:51:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armsights/do-you-currently-collect-medical_healthcare-debt_/</loc>
		<lastmod>2024-07-04T14:37:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armsights/do-you-currently-furnish-information-to-the-credit-reporting-agencies-on-some-or-all-of-your-medical-debt_/</loc>
		<lastmod>2024-07-04T14:37:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armsights/on-what-percentage-of-your-medical_healthcare-debt-are-you-currently-furnishing-information-to-the-credit-reporting-agencies_/</loc>
		<lastmod>2024-07-04T14:37:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armsights/count-of-how-much-of-an-impact-do-you-think-the-proposed-rule-prohibiting-medical-debt-credit-reporting-will-have-on-your-collection-effectiveness-if-it-goes-into-effect-as-proposed_/</loc>
		<lastmod>2024-07-04T14:37:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armsights/how-much-of-an-impact-do-you-think-the-proposed-rule-prohibiting-medical-debt-credit-reporting-will-have-on-your-collection-effectiveness-if-it-goes-into-effect-as-proposed_/</loc>
		<lastmod>2024-07-04T14:38:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/june-caption-contest-2/</loc>
		<lastmod>2024-07-04T14:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/may-2024-caption-contest-2/</loc>
		<lastmod>2024-07-04T14:42:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-should-companies-have-on-their-goal-list-for-the-second-half-of-2024/goal/</loc>
		<lastmod>2024-07-04T14:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-step-by-step-guide-to-communicating-with-consumers-via-email/email/</loc>
		<lastmod>2024-07-04T14:46:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/27/getting-to-know-linda-woodward-of-content-critical-solutions/linda-woodward-2/</loc>
		<lastmod>2024-07-04T14:47:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/04/24/daily-digest-april-24-judge-remands-collection-lawsuit-back-to-state-court-ftc-enacts-ban-on-noncompete-clauses/20240424-my-favorite-dad-jokes-are-the-ones-about-elevators-they-work-on-so-many-levels-2/</loc>
		<lastmod>2024-07-04T15:03:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/16/getting-to-know-fred-landrum-of-nra-group/fred-landrum/</loc>
		<lastmod>2024-07-04T15:12:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/24/daily-digest-june-24-appeals-court-affirms-ruling-for-defendants-in-fcra-reasonable-investigation-suit-judge-grants-msj-for-defendant-in-fdcpa-case-over-postage-stamp-standing/20240624-mean-girls-arent-as-bad-as-people-say-in-reality-theyre-just-about-average/</loc>
		<lastmod>2024-07-04T15:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/05/daily-digest-july-5-fdcpa-class-action-accuses-collection-law-firm-of-failing-to-provide-complete-itemization-information-in-letter-banned-collector-convicted-of-wire-fraud/20240705-my-wife-caught-me-sucking-in-my-stomach-while-standing-on-the-bathroom-scale-ha-thats-not-going-to-help-she-said-sure-it-does-i-said-its-the-only-way-i-can-see-the-n/</loc>
		<lastmod>2024-07-05T12:01:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/building-an-effective-client-scorecard-from-7-1-2024/scorecard/</loc>
		<lastmod>2024-07-06T23:01:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/breaking-down-the-death-of-chevron-deference-from-7-2-2024/chevron/</loc>
		<lastmod>2024-07-06T23:06:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/08/daily-digest-july-8-judge-denies-msj-for-defendant-in-fdcpa-class-action-over-sol-disclosure-call-notification-in-letter-illinois-medical-debt-credit-reporting-bill-signed-into-law/20240708-what-did-the-doctor-say-when-the-patient-wanted-to-do-their-own-stitches-suture-self/</loc>
		<lastmod>2024-07-08T11:58:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/21/daily-digest-june-21-complaint-accuses-collector-of-not-reporting-debt-to-cras-leaving-blank-voicemails-appeals-court-reverses-dismissal-of-fcra-dispute-case/20240621-im-never-donating-blood-again-they-ask-so-many-questions/</loc>
		<lastmod>2024-07-08T15:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/20/daily-digest-june-20-getting-to-know-zack-ali-of-cedar-financial-and-remote-scouts-judge-grants-msj-for-defense-in-fdcpa-case-over-different-debt-that-was-disputed/202406-why-was-the-it-guy-in-the-hospital-he-touched-the-firewall/</loc>
		<lastmod>2024-07-08T16:55:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/20/daily-digest-june-20-getting-to-know-zack-ali-of-cedar-financial-and-remote-scouts-judge-grants-msj-for-defense-in-fdcpa-case-over-different-debt-that-was-disputed/20240620-i-just-got-fired-from-my-job-at-a-keyboard-factory-all-i-did-was-take-a-shift-off/</loc>
		<lastmod>2024-07-08T16:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/19/daily-digest-june-19-third-circuit-again-affirms-lower-court-ruling-in-fdcpa-case-about-bk-discharge-of-debt-verizon-using-gen-ai-to-improve-customer-service-interactions/20240619-how-do-you-make-7-even-you-take-away-the-s/</loc>
		<lastmod>2024-07-08T16:58:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/18/daily-digest-june-18-collecting-facing-fdcpa-class-action-for-attempting-to-collect-on-settled-debt-state-court-judge-dismisses-hunstein-class-action/20240618-what-do-you-call-a-wheel-of-cheese-that-you-throw-to-someone-else-a-fris-brie/</loc>
		<lastmod>2024-07-08T16:59:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/18/daily-digest-june-17-judge-dismisses-fdcpa-suit-seeking-millions-in-damages-suspension-of-lawyers-licenses-r-i-legislature-passes-medical-debt-credit-reporting-prohibition-bill/20240617-why-are-there-pop-tarts-but-no-mom-tarts-because-of-the-pastryarchy/</loc>
		<lastmod>2024-07-08T17:01:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/14/daily-digest-june-14-collector-facing-fdcpa-class-action-for-including-creditor-name-in-large-bold-capital-letters-in-letter-judge-certifies-class-action-in-fdcpa-case-over-hurr/20240614-my-dad-always-said-he-got-his-best-sleep-on-public-transportation-great-guy-terrible-bus-driver/</loc>
		<lastmod>2024-07-08T17:03:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/12/daily-digest-june-12-reaction-to-cfpbs-proposed-medical-debt-credit-reporting-rule-judge-grants-msj-for-defendant-in-fdcpa-fcra-case-over-disputed-debt/20240612-to-regular-people-khakis-are-a-specific-type-of-pants-but-to-bostonians-its-their-car-keys/</loc>
		<lastmod>2024-07-08T17:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/11/daily-digest-june-11-acquisition-leads-to-fdcpa-suit-over-communicating-with-represented-consumer-judge-partially-grants-msj-for-defendant-in-fdcpa-case-over-dispute-of-multiple-debts/20240611-yesterday-i-saw-a-police-officer-wearing-a-pilots-uniform-i-thought-it-was-a-bit-odd-then-i-realized-he-was-one-of-those-plane-clothes-cops/</loc>
		<lastmod>2024-07-08T17:17:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/10/daily-digest-june-10-judge-recommends-dismissal-of-fdcpa-suit-because-debt-was-commercial-not-personal-phone-anxiety-is-real-for-many-individuals-report/20240610-lance-is-a-very-uncommon-name-nowadays-back-in-medieval-times-people-were-called-lance-a-lot/</loc>
		<lastmod>2024-07-08T17:19:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/07/daily-digest-june-7-collector-accused-of-forcing-id-theft-victim-to-pay-debt-judge-dismisses-fcra-fdcpa-claims-for-failure-to-state-claim/20240607-my-favorite-cheese-is-the-one-you-keep-around-for-emergencies-you-know-just-in-queso/</loc>
		<lastmod>2024-07-08T17:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/06/daily-digest-june-6-getting-to-know-lynne-vellucci-of-certified-solutions-nj-appeals-court-affirms-dismissal-of-hunstein-suit/20240606-algebra-is-like-divorce-you-look-at-your-x-and-wonder-y/</loc>
		<lastmod>2024-07-08T17:29:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/05/daily-digest-june-5-healthcare-provider-ny-ag-issue-best-practices-on-medical-debt-affordability-collections-cfpb-issues-warning-about-contractual-fine-print/20240605-i-am-suing-the-doctor-who-delivered-my-baby-now-he-has-to-grow-up-without-a-liver/</loc>
		<lastmod>2024-07-08T17:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/04/daily-digest-june-4-alleged-communication-conflicts-lead-to-fdcpa-suit-against-collector-cfpb-creates-corporate-offender-registry-for-non-banks/20240604-why-cant-leopards-hide-they-are-always-spotted/</loc>
		<lastmod>2024-07-08T17:31:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/06/03/daily-digest-june-3-judge-grants-msj-for-defense-in-fdcpa-case-over-dispute-request-cfpb-sues-pheaa-for-collecting-on-discharged-student-loans/20240603-why-dont-she-french-eat-snails-they-dont-like-fast-food/</loc>
		<lastmod>2024-07-08T17:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/31/daily-digest-may-31-suit-accuses-collector-of-not-removing-debt-from-credit-report-after-it-was-paid-judge-dismisses-fcra-case-against-cras-involving-bankruptcy-disputes/20240531-what-do-you-call-a-moose-with-no-name-anonymoose/</loc>
		<lastmod>2024-07-08T17:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/30/daily-digest-may-30-getting-to-know-shalon-bell-of-frost-arnett-california-appeals-court-upholds-ruling-against-defendant-in-fdcpa-case/20240530-my-kids-just-told-me-that-i-own-every-board-game-except-one-i-had-no-clue/</loc>
		<lastmod>2024-07-08T17:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/29/daily-digest-may-29-supreme-court-denies-petition-from-collection-law-firm-challenging-cfpbs-funding-mechanism-judge-grants-msj-for-defendant-in-class-action-over-dispute/20240529-you-should-stay-away-from-left-handed-people-somethings-not-right-about-them/</loc>
		<lastmod>2024-07-08T18:00:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/28/daily-digest-may-28-collector-facing-fdcpa-class-action-after-notice-letters-not-delivered-in-timely-fashion-court-denies-motions-to-dismiss-in-fdcpa-case-involving-alleged-bankruptcy-violations/20240528-i-told-a-joke-on-a-zoom-meeting-and-no-one-laughed-i-guess-im-not-remotely-funny/</loc>
		<lastmod>2024-07-08T18:02:26+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/24/daily-digest-may-24-collector-sued-for-not-believing-debt-was-paid-judge-grants-msj-for-defendant-in-fdcpa-bona-fide-error-case/20240524-i-buy-my-guns-from-a-guy-who-calls-himself-t-rex-hes-a-small-arms-dealer/</loc>
		<lastmod>2024-07-08T18:03:42+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/23/daily-digest-may-23-getting-to-know-patricia-quezada-of-progressive-management-systems-judge-denies-mtd-in-fdcpa-case-over-unlawful-subpoena/20240522-what-is-a-clocks-favourite-time-of-day-630-hands-down/</loc>
		<lastmod>2024-07-08T18:06:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/23/daily-digest-may-23-getting-to-know-patricia-quezada-of-progressive-management-systems-judge-denies-mtd-in-fdcpa-case-over-unlawful-subpoena/20240523-it-doesnt-matter-if-you-autocorrect-fck-to-duck-youre-still-using-fowl-language/</loc>
		<lastmod>2024-07-08T18:06:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/21/daily-digest-may-21-collector-accused-of-mistaking-plaintiffs-sister-for-his-wife-judge-grants-mtd-in-fcra-fdcpa-case-over-post-divorce-liability/20240521-where-do-mice-go-to-drink-alcohol-a-squeakeasy/</loc>
		<lastmod>2024-07-08T18:09:43+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2024/05/20/daily-digest-may-20-judge-grants-msj-for-defendant-in-fdcpa-case-over-alleged-inconvenient-calls-more-regulation-more-enforcement-at-cfpb-following-supreme-court-ruling/20240520-what-do-you-call-a-reluctant-potato-a-hesitater/</loc>
		<lastmod>2024-07-08T18:11:21+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/17/daily-digest-may-17-consumer-accuses-collector-of-making-false-statement-about-duration-of-credit-reporting-experts-share-reaction-to-supreme-court-ruling-in-cfpb-case/20240517-the-other-day-i-bought-a-thesaurus-when-i-opened-it-all-the-pages-were-blank-now-i-have-no-words-to-describe-how-angry-i-am/</loc>
		<lastmod>2024-07-08T18:12:24+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/16/daily-digest-may-16-getting-to-know-fred-landrum-of-nra-group-judge-grants-mjop-for-defendant-in-fdcpa-case-over-responding-to-alleged-cease-letter/20240517-the-other-day-i-bought-a-thesaurus-when-i-opened-it-all-the-pages-were-blank-now-i-have-no-words-to-describe-how-angry-i-am-2/</loc>
		<lastmod>2024-07-08T18:14:01+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/16/daily-digest-may-16-getting-to-know-fred-landrum-of-nra-group-judge-grants-mjop-for-defendant-in-fdcpa-case-over-responding-to-alleged-cease-letter/20240516-which-state-has-the-greatest-number-of-jokes-punnsylvania/</loc>
		<lastmod>2024-07-08T18:14:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/15/daily-digest-may-15-judge-grants-msj-for-defendant-in-fdcpa-case-how-90-of-employees-at-one-fintech-are-using-chatgpt-to-help-them-work/20240515-what-does-arnold-schwarzenegger-call-a-colonoscopy-cameron-diaz/</loc>
		<lastmod>2024-07-08T18:15:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/14/daily-digest-may-14-collection-law-firm-facing-fdcpa-class-action-for-not-honoring-arbitration-request-collector-unable-to-get-all-claims-dismissed-in-undated-mvn-class-action/20240514-did-you-know-your-pupils-are-the-last-thing-on-you-to-die-they-dilate/</loc>
		<lastmod>2024-07-08T18:18:10+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/05/13/daily-digest-may-13-appeals-court-affirms-ruling-in-tcpa-class-action-over-definition-of-atds-majority-of-cancer-patients-carrying-medical-debt/20240510-the-ceo-of-ikea-has-been-elected-prime-minister-of-sweden-he-is-currently-assembling-his-cabinet/</loc>
		<lastmod>2024-07-08T18:19:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/13/daily-digest-may-13-appeals-court-affirms-ruling-in-tcpa-class-action-over-definition-of-atds-majority-of-cancer-patients-carrying-medical-debt/20240513-what-did-yoda-say-the-first-time-he-saw-himself-in-high-definition-hdmi/</loc>
		<lastmod>2024-07-08T18:19:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/09/daily-digest-may-9-getting-to-know-ryan-herber-of-preferred-group-of-tampa-bills-introduced-in-congress-to-cancel-all-medical-debt/20240509-two-robbers-break-in-to-a-liquor-store-one-picks-up-a-bottle-and-says-hey-is-this-whiskey-the-other-replies-yeah-but-not-as-wisky-as-wobbing-a-bank/</loc>
		<lastmod>2024-07-08T18:22:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/09/daily-digest-may-8-judge-grants-msj-for-defendant-in-fdcpa-case-over-alleged-missing-disclosure-in-email-boost-in-legal-collections-helps-propel-profits-at-pra-group/20240508-build-a-man-a-fire-and-he-will-be-warm-for-the-night-set-a-man-on-fire-and-he-will-be-warm-for-the-rest-of-his-life/</loc>
		<lastmod>2024-07-08T18:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/07/daily-digest-may-7-plaintiff-files-10-lawsuits-against-collectors-accusing-them-of-violating-fcra-cfpb-assesses-5m-in-fines-and-penalties-over-student-loan-servicing-issues/20240507-what-do-you-call-a-super-hero-with-no-sense-of-direction-wander-woman-1/</loc>
		<lastmod>2024-07-08T18:25:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/06/daily-digest-may-6-bill-introduced-in-house-to-amend-fdcpa-judge-grants-mtd-in-fcra-fdcpa-case/20240506-what-do-you-call-a-super-hero-with-no-sense-of-direction-wander-woman/</loc>
		<lastmod>2024-07-08T18:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/03/daily-digest-may-3-suit-accuses-collector-of-making-calls-after-asking-for-texts-or-emails-only-arizona-court-of-appeals-affirms-constitutionality-of-predatory-debt-collection-act/20240503-what-did-kenny-rogers-say-when-he-was-driving-down-the-highway-and-one-of-the-tires-fell-off-his-truck-you-picked-a-fine-time-to-leave-me-loose-wheel/</loc>
		<lastmod>2024-07-08T18:28:42+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/02/daily-digest-may-2-getting-to-know-melissa-plunkey-of-l-j-ross-associates-judge-awards-defendants-50k-in-attorneys-fees-in-fdcpa-case/20240502-when-i-was-a-young-boy-the-doctor-told-me-i-had-a-lazy-eye-by-the-time-i-was-50-it-had-spread-to-the-rest-of-my-body/</loc>
		<lastmod>2024-07-08T18:30:02+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/01/daily-digest-may-1-settling-debt-not-enough-for-plaintiff-to-have-standing-judge-dismisses-fdcpa-class-action-rcm-company-discloses-data-breach-impacting-500k-consumers/20240501-one-day-i-changed-a-lightbulb-crossed-the-road-and-walked-into-a-bar-thats-when-i-realized-my-whole-life-was-a-joke/</loc>
		<lastmod>2024-07-08T18:31:17+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/09/daily-digest-july-9-collector-facing-fdcpa-class-action-for-allegedly-not-providing-full-30-days-to-dispute-debt-n-j-set-to-enact-medical-debt-credit-reporting-law/20240709-whats-easy-to-get-into-but-hard-to-get-out-of-trouble/</loc>
		<lastmod>2024-07-09T11:46:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-the-terms-medical-and-healthcare-are-being-defined-in-todays-world/20240715-how-the-terms-medical-and-healthcare-are-being-defined-in-todays-world/</loc>
		<lastmod>2024-07-09T13:38:04+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/events/credit-reporting-qa/20240712-credit-reporting-qa/</loc>
		<lastmod>2024-07-09T14:34:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/10/daily-digest-july-10-appeals-court-overturns-summary-judgment-for-defendants-in-case-over-call-frequency-cfpb-takes-action-against-bank/20240710-what-do-you-get-when-you-rub-two-oranges-together-pulp-friction/</loc>
		<lastmod>2024-07-10T11:52:33+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/events/optimizing-your-operations-to-contact-consumers-at-the-right-time/optimizing-your-operations-to-contact-consumers-at-the-right-time/</loc>
		<lastmod>2024-07-10T14:28:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-get-operations-and-compliance-on-the-same-page/20240717-how-to-get-operations-and-compliance-on-the-same-page/</loc>
		<lastmod>2024-07-10T15:23:33+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/digital-debrief/concepts2code-logo-positive-300-2/</loc>
		<lastmod>2024-07-10T19:10:35+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/07/11/getting-to-know-richelle-rocazella-of-axela-technologies/richelle-rocazella/</loc>
		<lastmod>2024-07-11T09:47:46+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2024/07/11/daily-digest-july-11-getting-to-know-richelle-rocazella-of-axela-technologies-appeals-court-again-overturns-ruling-on-whether-call-center-agents-should-be-paid-while-computers-boot-up/20240711-why-did-the-teacher-wear-sunglasses-because-she-wanted-to-protect-her-pupils/</loc>
		<lastmod>2024-07-11T11:43:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/07/12/utility-bills-spiking-during-summer-heatwave/heatwave/</loc>
		<lastmod>2024-07-12T11:20:12+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-the-terms-medical-and-healthcare-are-being-defined-in-todays-world/20240715-how-the-terms-medical-and-healthcare-are-being-defined-in-todays-world-2/</loc>
		<lastmod>2024-07-12T11:58:58+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2024/07/12/daily-digest-july-12-collector-sued-for-sending-letter-text-after-plaintiff-opted-out-of-receiving-text-messages-senate-committee-holds-hearing-on-medical-debt/20240712-the-man-that-invented-the-ferris-wheel-and-the-man-who-invented-the-merry-go-round-never-met-they-traveled-in-different-circles/</loc>
		<lastmod>2024-07-12T12:01:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-get-operations-and-compliance-on-the-same-page/20240717-how-to-get-operations-and-compliance-on-the-same-page-2/</loc>
		<lastmod>2024-07-12T12:16:53+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/there-is-no-black-and-white-in-the-arm-industry-how-to-survive-in-the-gray/20240717-how-to-get-operations-and-compliance-on-the-same-page-3/</loc>
		<lastmod>2024-07-12T13:47:24+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/events/understanding-the-similarities-and-differences-between-debt-settlement-credit-repair-and-debt-relief/20240719-there-is-no-black-and-white-in-the-arm-industry_-how-to-survive-in-the-gray/</loc>
		<lastmod>2024-07-12T14:23:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/07/15/daily-digest-july-15-appeals-court-affirms-ruling-for-defendants-in-fcra-fdcpa-case-more-consumers-struggling-with-medical-debt-survey/20240715-i-tend-to-only-get-sick-between-mondays-and-fridays-must-be-my-weekend-immune-system/</loc>
		<lastmod>2024-07-15T11:54:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-stay-off-the-radar-of-plaintiffs-attorneys/20240721-how-to-stay-off-the-radar-of-plaintiffs-attorneys/</loc>
		<lastmod>2024-07-15T14:09:24+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/07/16/daily-digest-july-16-bank-collection-law-firm-facing-fdcpa-class-action-over-reviving-dormant-judgments-more-americans-living-paycheck-to-paycheck-survey/20240716-i-just-came-across-my-wifes-tinder-profile-and-i-am-so-angry-about-her-lies-she-is-not-fun-to-be-around/</loc>
		<lastmod>2024-07-16T11:59:15+00:00</lastmod>
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		<lastmod>2024-07-16T14:01:58+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/07/17/daily-digest-july-17-judge-awards-defendant-4k-in-fees-and-costs-after-plaintiff-misses-deposition-fcc-proposes-rule-requiring-disclosure-for-ai-generated-calls/20240717-did-you-know-that-celine-dion-worked-on-old-macdonalds-farm-dont-believe-me-read-aloud-the-vowels-in-her-name/</loc>
		<lastmod>2024-07-17T12:07:26+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/everything-you-need-to-remember-about-the-tcpa/20240724-everything-you-need-to-remember-about-the-tcpa/</loc>
		<lastmod>2024-07-17T14:11:11+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/07/18/getting-to-know-madison-vanderlip-of-commercial-services-group/madison-vanderlip/</loc>
		<lastmod>2024-07-18T10:11:52+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2024/07/18/getting-to-know-madison-vanderlip-of-commercial-services-group/madison-vanderlip-2/</loc>
		<lastmod>2024-07-18T10:12:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/07/18/daily-digest-july-18-getting-to-know-madison-vanderlip-of-commercial-services-group-n-m-judge-dismisses-4m-fraud-claim-against-collection-operations/20240718-did-you-hear-about-the-psychiatrist-and-proctologist-who-opened-a-practice-together-they-called-it-odds-and-ends/</loc>
		<lastmod>2024-07-18T11:58:39+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-build-trust-and-rapport-with-consumers/20240725-how-to-build-trust-and-rapport-with-consumers/</loc>
		<lastmod>2024-07-18T14:43:24+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/07/19/daily-digest-july-19-collector-sued-for-keeping-consumer-on-phone-after-attorney-representation-notification-house-report-on-ai-includes-interview-with-debt-collector/20240719-telling-corny-dad-jokes-isnt-my-main-gig-its-just-my-sigh-job/</loc>
		<lastmod>2024-07-19T11:57:17+00:00</lastmod>
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