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		<lastmod>2024-08-08T11:43:36+00:00</lastmod>
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		<lastmod>2024-08-08T13:51:28+00:00</lastmod>
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		<lastmod>2024-08-10T21:45:05+00:00</lastmod>
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		<lastmod>2024-08-11T02:59:16+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/08/12/daily-digest-august-12-judge-grants-msj-for-defense-in-fdcpa-case-over-lack-of-sol-interest-disclosures-in-letter-appeals-court-blocks-student-loan-repayment-program/20240812-before-i-die-i-am-going-to-eat-a-whole-bag-of-unpopped-popcorn-that-should-make-the-cremation-a-little-more-interesting/</loc>
		<lastmod>2024-08-12T11:54:18+00:00</lastmod>
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		<lastmod>2024-08-12T15:07:40+00:00</lastmod>
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		<lastmod>2024-08-13T06:33:21+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/08/13/daily-digest-august-13-collector-facing-fdcpa-class-action-over-alleged-itemization-table-math-discrepancy-summarizing-comments-submitted-to-cfpbs-medical-debt-credit-reporting-proposal/20240813-what-do-you-call-a-knight-who-refuses-to-fight-sir-render/</loc>
		<lastmod>2024-08-13T11:52:40+00:00</lastmod>
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		<lastmod>2024-08-13T13:42:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/mythbusting-artificial-intelligence-edition/20240820-mythbusting_-artificial-intelligence-edition/</loc>
		<lastmod>2024-08-13T14:48:43+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/08/14/cfpb-tasked-to-make-it-easier-for-consumers-to-reach-real-person-when-seeking-assistance-scour-chatbot-usage/large_2015_0426__0003_/</loc>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/15/getting-to-know-jason-rabago-from-payment-savvy/jason-rabago/</loc>
		<lastmod>2024-08-15T09:58:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/15/daily-digest-august-15-getting-to-know-jason-rabago-from-payment-savvy-judge-denies-mtd-in-fdcpa-case-rules-balance-seems-to-be-a-little-off-counts-as-dispute/20240816-what-songs-do-bad-guys-like-to-sing-nursery-crimes/</loc>
		<lastmod>2024-08-15T11:31:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/15/daily-digest-august-15-getting-to-know-jason-rabago-from-payment-savvy-judge-denies-mtd-in-fdcpa-case-rules-balance-seems-to-be-a-little-off-counts-as-dispute/20240815-if-the-king-sleeps-on-a-king-mattress-and-the-queen-sleeps-on-a-queen-mattress-where-does-the-prince-sleep-on-an-heir-mattress/</loc>
		<lastmod>2024-08-15T11:34:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mic-webinar-community-engagement-strengthening-relationships-beyond-debt-collection/20240822-mic-webinar-community-engagement-strengthening-relationships-beyond-debt-collection-1/</loc>
		<lastmod>2024-08-16T15:38:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mic-webinar-community-engagement-strengthening-relationships-beyond-debt-collection/20240822-mic-webinar_-community-engagement_-strengthening-relationships-beyond-debt-collection/</loc>
		<lastmod>2024-08-16T16:01:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-policies-and-procedures/20240823-building-policies-and-procedures/</loc>
		<lastmod>2024-08-16T16:24:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-policies-and-procedures/20240823-building-policies-and-procedures-2/</loc>
		<lastmod>2024-08-16T16:28:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/19/daily-digest-august-19-missouri-appeals-court-denies-motion-to-compel-arbitration-rules-clear-link-in-chain-of-assignments-lacking-report-looks-at-the-impact-of-student-loan-debt-forgiveness-on-i/20240819-how-do-you-get-a-computer-drunk-you-give-it-screenshots/</loc>
		<lastmod>2024-08-19T11:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mythbusting-artificial-intelligence-edition/20240820-mythbusting_-artificial-intelligence-edition-2/</loc>
		<lastmod>2024-08-19T14:54:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-companies-should-do-with-their-good-and-bad-calls-once-they-are-over/20240826-what-companies-should-do-with-their-good-and-bad-calls-once-they-are-over/</loc>
		<lastmod>2024-08-19T16:14:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/20/daily-digest-august-20-collectors-facing-fdcpa-class-actions-over-timing-of-digital-communications-judge-upholds-jury-ruling-for-defendant-in-fdcpa-case-over-bk-search/20240820-why-are-pirates-so-angry-after-using-the-restroom-after-the-p-is-gone-they-are-just-irate/</loc>
		<lastmod>2024-08-20T11:48:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mythbusting-artificial-intelligence-edition/20240820-mythbusting_-artificial-intelligence-edition-3/</loc>
		<lastmod>2024-08-20T13:03:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-companies-should-do-with-their-good-and-bad-calls-once-they-are-over/20240826-what-companies-should-do-with-their-good-and-bad-calls-once-they-are-over-2/</loc>
		<lastmod>2024-08-20T13:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-establish-an-effective-non-conformities-process/20240827-how-to-establish-an-effective-non-conformities-process/</loc>
		<lastmod>2024-08-20T16:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/21/daily-digest-august-21-judge-grants-msj-for-defendant-in-fdcpa-case-over-refusal-to-speak-to-represented-plaintiff-collection-bills-advancing-through-california-legislature/20240821-i-dont-really-like-national-anthems-not-really-a-fan-of-country-music/</loc>
		<lastmod>2024-08-21T11:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-screen-healthcare-accounts-for-charity-care-and-financial-assistance/20240826-what-companies-should-do-with-their-good-and-bad-calls-once-they-are-over-3/</loc>
		<lastmod>2024-08-21T13:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/is-credit-reporting-still-worth-it-2/20240828-is-credit-reporting-still-worth-it/</loc>
		<lastmod>2024-08-21T14:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-establish-an-effective-non-conformities-process/20240827-how-to-establish-an-effective-non-conformities-process-2/</loc>
		<lastmod>2024-08-21T15:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-screen-healthcare-accounts-for-charity-care-and-financial-assistance/20240826-what-companies-should-do-with-their-good-and-bad-calls-once-they-are-over-4/</loc>
		<lastmod>2024-08-21T15:32:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/22/getting-to-know-erica-pickering-of-sherloq-solutions/erica-pickering/</loc>
		<lastmod>2024-08-22T09:57:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/22/daily-digest-august-22-getting-to-know-erica-pickering-of-sherloq-solutions-judge-grants-mtd-in-fdcpa-case-over-whether-plaintiff-disputed-debt-or-not/20240822-did-you-hear-about-the-restaurant-on-the-moon-great-food-no-atmosphere/</loc>
		<lastmod>2024-08-22T12:15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-screen-healthcare-accounts-for-charity-care-and-financial-assistance/20240826-how-to-screen-healthcare-accounts-for-charity-care-and-financial-assistance/</loc>
		<lastmod>2024-08-22T13:49:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-points-of-friction-in-the-customer-journey-where-consumers-get-frustrated/20240829-identifying-points-of-friction-in-the-customer-journey-where-consumers-get-frustrated/</loc>
		<lastmod>2024-08-22T14:47:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/23/daily-digest-august-23-suit-accuses-six-collection-agencies-two-cras-of-not-investigating-disputes-judge-uses-fdcpas-sol-to-grant-mtd-in-class-action/20240823-yesterday-i-accidentally-squirted-tomato-ketchup-into-my-eyes-i-now-have-heinzsight/</loc>
		<lastmod>2024-08-23T11:51:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-the-gaps-and-overlaps-in-your-tech-stack/20240830-identifying-the-gaps-and-overlaps-in-your-tech-stack/</loc>
		<lastmod>2024-08-23T14:33:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/26/daily-digest-august-26-judge-denies-motions-in-fdcpa-case-that-is-getting-personal-judge-rules-debt-buyer-vicariously-liable-for-actions-of-collection-law-firm-in-fdcpa-rfdcpa-case/20240826-they-say-never-go-grocery-shopping-when-youre-hungry-its-been-a-week-and-i-just-keep-getting-hungrier/</loc>
		<lastmod>2024-08-26T11:54:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-points-of-friction-in-the-customer-journey-where-consumers-get-frustrated/20240829-identifying-points-of-friction-in-the-customer-journey-where-consumers-get-frustrated-2/</loc>
		<lastmod>2024-08-26T13:20:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/27/daily-digest-august-27-suit-accuses-collector-of-fcra-fdcpa-id-theft-for-pulling-credit-report-judge-grants-mtd-in-fdcpa-case-rules-defendant-not-collector/20240827-if-you-are-after-serious-relationship-dont-date-a-soccer-player-theres-only-a-111-chance-they-are-a-keeper/</loc>
		<lastmod>2024-08-27T11:47:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/28/daily-digest-august-28-judge-grants-mtd-in-fcra-case-over-missed-payments-retailers-making-millions-on-cash-back-fees-cfpb/20240828-what-did-one-ocean-say-to-the-other-ocean-nothing-they-just-waved-at-each-other/</loc>
		<lastmod>2024-08-28T11:57:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/29/getting-to-know-christopher-wilkerson-of-service-corporation-international/christopher-wilkerson/</loc>
		<lastmod>2024-08-29T09:38:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/29/daily-digest-august-29-getting-to-know-christopher-wilkerson-of-service-corporation-international-appeals-court-affirms-attorney-fee-award-for-plaintiffs-in-fcra-case-over-defendants/20240829-i-got-the-words-yakuza-and-jacuzzi-mixed-up-now-im-in-hot-water-with-the-japanese-mafia/</loc>
		<lastmod>2024-08-29T11:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-collection-strategies-to-capitalize-on-consumers-mobile-phone-usage/20240903-building-collection-strategies-to-capitalize-on-consumers-mobile-phone-usage/</loc>
		<lastmod>2024-08-29T14:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-dealing-with-identity-theft-claims/20240905-best-practices-in-dealing-with-identity-theft-claims/</loc>
		<lastmod>2024-08-29T15:10:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-dealing-with-identity-theft-claims/20240905-best-practices-in-dealing-with-identity-theft-claims-2/</loc>
		<lastmod>2024-08-29T15:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/08/30/daily-digest-august-30-suit-accuses-cras-collection-operation-of-not-investigating-dispute-on-three-occasions-judge-grants-mtd-in-fdcpa-case-over-whether-not-a-good-time-to-talk/20240830-why-is-girlfriend-one-word-but-best-friend-is-two-words-because-your-best-friend-gives-you-space-when-you-need-it/</loc>
		<lastmod>2024-08-30T11:57:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/fight-flight-freeze-fawn-how-to-coach-agents-who-are-unable-to-process-criticism/20240906-fight-flight-freeze-fawn_-how-to-coach-agents-who-are-unable-to-process-criticism/</loc>
		<lastmod>2024-08-30T14:19:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-establish-an-effective-non-conformities-process-from-8-27-2024/20240827-how-to-establish-an-effective-non-conformities-process-3/</loc>
		<lastmod>2024-09-01T13:44:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/identifying-points-of-friction-in-the-customer-journey-where-consumers-get-frustrated-from-8-29-2024/20240829-identifying-points-of-friction-in-the-customer-journey-where-consumers-get-frustrated-3/</loc>
		<lastmod>2024-09-01T13:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/caption-contest/august-cartoon-caption-contest/</loc>
		<lastmod>2024-09-01T14:42:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/03/daily-digest-september-3-collector-accused-of-calling-plaintiffs-parents-leaving-messages-intended-to-trick-plaintiff-into-making-contact-judge-dismisses-fdcpa-suit-for/20240903-i-just-asked-my-9-year-old-son-what-he-learned-in-school-today-he-said-apparently-not-enough-because-i-have-to-go-back-tomorrow/</loc>
		<lastmod>2024-09-03T11:54:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mythbusting-email-subject-lines/20240904-mythbusting_-email-subject-lines/</loc>
		<lastmod>2024-09-03T12:52:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-minimize-the-risks-associated-with-digital-collections/20240909-how-to-minimize-the-risks-associated-with-digital-collections/</loc>
		<lastmod>2024-09-03T14:10:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/04/daily-digest-september-4-judge-denies-defendants-motion-for-fees-in-voluntarily-dismissed-fdcpa-case-study-shows-medical-bill-disputes-often-lead-to-relief-but-many-don/20240904-people-are-usually-shocked-when-they-find-out-i-am-not-a-very-good-electrician/</loc>
		<lastmod>2024-09-04T11:47:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-minimize-the-risks-associated-with-digital-collections/20240909-how-to-minimize-the-risks-associated-with-digital-collections-2/</loc>
		<lastmod>2024-09-04T13:22:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-a-dashboard-that-drives-decisions/20240910-building-a-dashboard-that-drives-decisions/</loc>
		<lastmod>2024-09-04T14:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-policies-and-procedures-you-need-if-you-are-credit-reporting/20240911-the-policies-and-procedures-you-need-if-you-are-credit-reporting/</loc>
		<lastmod>2024-09-04T15:59:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/05/getting-to-know-michael-mccormick-of-state-collection-service/michael-mccormick/</loc>
		<lastmod>2024-09-05T10:13:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/05/daily-digest-september-5-getting-to-know-michael-mccormick-of-state-collection-service-judge-certifies-class-in-fdcpa-text-opt-out-case/20240905-what-has-four-legs-but-can-not-walkhalf-a-spider/</loc>
		<lastmod>2024-09-05T12:04:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-minimize-the-risks-associated-with-digital-collections/20240909-how-to-minimize-the-risks-associated-with-digital-collections-3/</loc>
		<lastmod>2024-09-05T14:22:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-win-the-race-for-an-rpc/20240912-how-to-win-the-race-for-an-rpc/</loc>
		<lastmod>2024-09-05T15:06:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/06/daily-digest-september-6-suit-accuses-collector-of-reporting-wrong-condition-code-on-disputed-debt-cfpb-releases-annual-report-on-debt-collection/20240906-what-is-the-most-innocent-way-to-fight-capitalism-typing-in-lowercase-only/</loc>
		<lastmod>2024-09-06T12:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/09/daily-digest-september-9-judge-grants-msj-for-defendant-in-fdcpa-case-over-debt-verification-medical-debt-bill-would-be-top-priority-if-dems-retake-house-sponsor-says/2024099-why-is-there-a-k-instead-of-a-c-in-dark-because-you-cant-c-in-the-dark/</loc>
		<lastmod>2024-09-09T11:15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-win-the-race-for-an-rpc/20240912-how-to-win-the-race-for-an-rpc-2/</loc>
		<lastmod>2024-09-09T13:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/segmenting-accounts-to-optimize-digital-communication-efforts/20240916-segmenting-accounts-to-optimize-digital-communication-efforts/</loc>
		<lastmod>2024-09-09T14:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/10/daily-digest-september-10-collector-accused-violating-fdcpa-reg-f-by-mis-stating-settlement-amount-of-0-01-judge-grants-mtd-in-fcra-case-over-reverse-identity-theft-claim/20240910-to-whoever-stole-my-depression-medication-i-hope-youre-happy/</loc>
		<lastmod>2024-09-10T11:40:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-how-consumers-want-to-be-communicated-with/20240917-identifying-how-consumers-want-to-be-communicated-with/</loc>
		<lastmod>2024-09-10T13:48:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/11/daily-digest-september-11-comment-period-opens-on-fcc-ai-generated-calls-judge-denies-mtd-in-fcra-case-over-investigation-into-id-theft-claim/20240911-why-couldnt-the-toilet-paper-cross-the-road-it-kept-getting-stuck-in-the-crack/</loc>
		<lastmod>2024-09-11T12:03:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-build-a-culture-of-innovation-and-ideas-in-your-operation/20240918-how-to-build-a-culture-of-innovation-and-ideas-in-your-operation/</loc>
		<lastmod>2024-09-11T13:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/12/getting-to-know-joey-nichols-of-cbc/joey-nichols/</loc>
		<lastmod>2024-09-12T09:49:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/12/daily-digest-september-12-getting-to-know-joey-nichols-of-cbc-judge-grants-msj-for-defense-in-fdcpa-tcpa-case-over-attorney-representation/20240912-whats-the-opposite-of-a-usb-port-usb-starboard/</loc>
		<lastmod>2024-09-12T11:55:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-communications-channels-are-driving-consumer-complaints-today/20240919-what-communications_channels-are-driving-consumer-complaints-today/</loc>
		<lastmod>2024-09-12T14:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/13/daily-digest-september-13-collector-facing-fdcpa-class-action-for-calling-after-consumer-revoked-consent-via-text-plaintiff-loses-motion-to-remand-fdcpa-case-back-to-state-court-over-postage/20240913-i-always-get-asked-why-i-only-sing-when-the-car-is-in-reverse-i-always-tell-them-that-its-because-im-a-backup-singer/</loc>
		<lastmod>2024-09-13T12:07:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-use-tools-like-uipath-to-automate-more-of-your-operation/20240920-how-to-use-tools-like-uipath-to-automate-more-of-your-operation/</loc>
		<lastmod>2024-09-13T15:17:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/turning-good-collectors-into-great-collectors-from-9-13-2024/20240913-turning-good-collectors-into-great-collectors/</loc>
		<lastmod>2024-09-15T13:05:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/16/daily-digest-september-16-judge-rules-debt-collection-lawsuit-waives-arbitration-clause-cfpb-sues-card-company-its-ceo-for-baiting-consumers-into-high-fee-products/20240916-what-do-you-call-a-cow-during-an-earthquake-a-milkshake/</loc>
		<lastmod>2024-09-16T11:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/17/daily-digest-september-17-collector-accused-of-coercing-individual-into-paying-medical-debt-appeals-court-vacates-class-certification-in-fcra-case-for-lack-of-standing/20240917-i-was-at-the-airport-when-all-of-sudden-i-saw-a-guy-fall-unconscious-onto-the-baggage-carousel-he-slowly-came-around/</loc>
		<lastmod>2024-09-17T11:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/communication-best-practices-managing-disputes-cease-requests-to-prevent-lawsuits/20240924-communication-best-practices-managing-disputes-cease-requests-to-prevent-lawsuits/</loc>
		<lastmod>2024-09-17T15:28:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/18/daily-digest-september-18-another-judge-grants-mtd-in-fdcpa-case-over-convenient-channel-of-communication-appeals-court-vacates-ruling-in-collections-credit-reporting-case/20240918-my-doctor-told-me-that-i-was-going-deaf-that-news-was-hard-to-hear/</loc>
		<lastmod>2024-09-18T12:03:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-should-be-in-every-collectors-toolbox/20240925-what-should-be-in-every-collectors-toolbox/</loc>
		<lastmod>2024-09-18T14:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/scaling-with-self-service-ai-bots-sms-and-chatbots/20240924-scaling-with-self-service-ai-bots-sms-and-chatbots/</loc>
		<lastmod>2024-09-18T16:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/19/getting-to-know-will-turner-of-tec-services-group/will-turner/</loc>
		<lastmod>2024-09-19T10:13:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/19/daily-digest-september-19-getting-to-know-will-turner-of-tec-services-group-judge-grants-mtd-in-fdcpa-case-over-sending-letter-response-to-email-only-notification/20240919-chickens-only-make-one-sound-its-because-they-cant-think-outside-the-bawks/</loc>
		<lastmod>2024-09-19T12:07:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-establish-an-effective-root-cause-analysis-program/20240926-how-to-establish-an-effective-root-cause-analysis-program/</loc>
		<lastmod>2024-09-19T14:37:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/20/daily-digest-september-20-collector-facing-fdcpa-class-action-for-attempting-to-collect-on-invalid-debt-advocate-health-cancels-more-than-11500-real-estate-liens/20240920-my-uncle-would-say-that-as-one-door-closes-another-door-opens-great-guy-but-a-lousy-cabinet-maker/</loc>
		<lastmod>2024-09-20T12:32:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/handling-post-validation-period-requests-for-validation/20240927-how-to-establish-an-effective-non-conformities-process/</loc>
		<lastmod>2024-09-20T15:27:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/23/daily-digest-september-23-judge-dismisses-fdcpa-claims-in-long-running-student-loan-case-cfpb-publishes-warning-about-collecting-from-surviving-spouses/20240923-what-sound-does-james-bonds-doorbell-make-dong-ding-dong/</loc>
		<lastmod>2024-09-23T12:14:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/tying-agent-behavior-to-call-outcomes/20240926-tying-agent-behavior-to-call-outcomes/</loc>
		<lastmod>2024-09-23T13:36:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-to-think-on-their-feet/20240930-teaching-collectors-to-think-on-their-feet/</loc>
		<lastmod>2024-09-23T14:53:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-to-think-on-their-feet/20240930-teaching-collectors-to-think-on-their-feet-2/</loc>
		<lastmod>2024-09-23T15:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/24/daily-digest-september-24-class-action-accuses-collector-of-trying-to-collect-on-medicaid-debt-indebted-announces-capital-raise-of-41m/20240924-i-have-a-friend-who-worships-certain-shades-of-blue-hes-a-cyantologist/</loc>
		<lastmod>2024-09-24T12:17:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/25/daily-digest-september-25-judge-denies-mtd-in-fdcpa-case-rules-defendant-obligated-to-avoid-practices-that-would-mislead-least-sophisticated-consumer-california-governor-signs-t/20240925-what-do-you-call-a-javelin-thrower-with-parkinsons-diseaseshakespeare/</loc>
		<lastmod>2024-09-25T12:19:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/26/getting-to-know-tessa-foote-of-fox-collection-center/tessa-foote/</loc>
		<lastmod>2024-09-26T10:05:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/26/daily-digest-september-26-getting-to-know-tessa-foote-of-fox-collection-center-cfpb-ny-ag-get-partial-win-in-collection-kingpin-property-transfer-case/20240926-how-do-you-make-number-one-disappear-you-add-a-g-and-its-gone/</loc>
		<lastmod>2024-09-26T11:58:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-successfully-modernize-your-system-of-record-and-what-to-avoid/20241003-how-to-successfully-modernize-your-system-of-record-and-what-to-avoid/</loc>
		<lastmod>2024-09-26T13:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-successfully-modernize-your-system-of-record-and-what-to-avoid/20241003-how-to-successfully-modernize-your-system-of-record-and-what-to-avoid-2/</loc>
		<lastmod>2024-09-26T14:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/27/daily-digest-september-27-collector-sued-for-not-dismissing-collection-lawsuit-to-plaintiffs-request-rcm-to-get-big-boost-from-ai-survey/20240927-my-wife-said-it-was-my-turn-to-put-the-baby-down-so-i-was-like-you-stupid-ugly-baby-you-suck-at-everything/</loc>
		<lastmod>2024-09-27T12:32:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/developing-answers-to-all-the-reasons-consumers-use-to-not-pay-a-debt/20241001-developing-answers-to-all-the-reasons-consumers-use-to-not-pay-a-debt/</loc>
		<lastmod>2024-09-27T14:11:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/figuring-out-where-you-are-on-the-risk-spectrum/20241004-figuring-out-where-you-are-on-the-risk-spectrum/</loc>
		<lastmod>2024-09-27T14:56:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-turn-data-into-business-intelligence-and-action/20241002-how-to-turn-data-into-business-intelligence-and-action/</loc>
		<lastmod>2024-09-27T15:11:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-use-tools-like-uipath-to-automate-more-of-your-operation-from-9-20-2024/uipath/</loc>
		<lastmod>2024-09-29T14:11:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/09/30/daily-digest-september-30-judge-denies-class-certification-motion-in-fdcpa-case-over-second-validation-notice-ai-in-communications-fccs-rosenworcel-advocates-for-transparency/20240930-i-just-invented-the-worlds-fastest-escalator-i-call-it-the-escanow/</loc>
		<lastmod>2024-09-30T12:21:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/figuring-out-where-you-are-on-the-risk-spectrum/20241004-figuring-out-where-you-are-on-the-risk-spectrum-2/</loc>
		<lastmod>2024-09-30T13:24:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-the-ideal-training-process-for-new-collectors/20241007-what-is-the-ideal-training-process-for-new-collectors/</loc>
		<lastmod>2024-09-30T14:31:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-the-ideal-training-process-for-new-collectors/20241007-what-is-the-ideal-training-process-for-new-collectors-2/</loc>
		<lastmod>2024-09-30T14:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/01/daily-digest-october-1-plaintiff-sues-for-collector-not-removing-dispute-flag-then-for-not-adding-it-back-ransomware-attacks-surge-in-healthcare/20241001-a-broken-drum-is-the-best-gift-you-can-give-to-anyone-why-because-no-one-can-beat-that/</loc>
		<lastmod>2024-10-01T12:13:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/02/daily-digest-october-2-cfpb-issues-guidance-further-cracking-down-on-medical-debt-collection-judge-dismisses-fdcpa-class-action-for-second-time-due-to-lack-of-standing/20241002-i-took-my-wife-to-an-orchard-and-we-stood-there-staring-at-trees-for-more-than-an-hour-apparently-this-was-not-the-apple-watch-she-was-expecting-for-her-birthday/</loc>
		<lastmod>2024-10-02T12:13:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-a-prerecorded-or-artificial-voice-under-the-tcpa/20241008-what-is-a-prerecorded-or-artificial-voice-under-the-tcpa/</loc>
		<lastmod>2024-10-02T14:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-when-a-vendor-creditor-or-partner-has-a-data-breach/20241009-what-to-do-when-your-vendor-has-a-data-breach/</loc>
		<lastmod>2024-10-02T14:49:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/03/getting-to-know-naomi-moore-of-absolute-resolutions-corp/naomi-moore/</loc>
		<lastmod>2024-10-03T10:14:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/03/daily-digest-october-3-getting-to-know-naomi-moore-of-absolute-resolutions-corp-bill-introduced-to-allow-furnishers-to-report-positive-medical-debt-info-to-credit-bureaus/20241003-what-do-you-call-a-man-in-debt-owen/</loc>
		<lastmod>2024-10-03T12:06:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-when-a-vendor-creditor-or-partner-has-a-data-breach/20241009-what-to-do-when-your-vendor-has-a-data-breach-2/</loc>
		<lastmod>2024-10-03T13:08:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/figuring-out-where-you-are-on-the-risk-spectrum/20241004-is-your-collection-strategy-too-risky/</loc>
		<lastmod>2024-10-03T13:17:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/medical-debt-forgiveness-programs-what-you-need-to-know/20241010-medical-debt-forgiveness-programs-what-you-need-to-know/</loc>
		<lastmod>2024-10-03T15:13:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/04/daily-digest-october-4-suit-accuses-collector-of-not-sending-validation-notice-judge-dismisses-another-inconvenient-fdcpa-case/20241004-albert-einstein-was-a-genius-but-his-brother-frank-was-a-monster/</loc>
		<lastmod>2024-10-04T12:10:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/07/compliance-digest-october-7-2/justin-penn/</loc>
		<lastmod>2024-10-05T21:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/07/compliance-digest-october-7-2/joshua-howell/</loc>
		<lastmod>2024-10-05T21:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/07/daily-digest-october-7-appeals-court-dismisses-fdcpa-case-for-lack-of-standing-appeals-court-upholds-ruling-for-defendant-in-fdcpa-case-over-furnishing-after-cease-request/20241007-therapist-your-wife-says-you-never-buy-her-flowers-is-that-true-husband-to-be-honest-i-never-knew-she-sold-flowers/</loc>
		<lastmod>2024-10-07T12:01:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-similarities-and-differences-between-passive-collections-text-email-and-active-collections-phone/attachment/20241011/</loc>
		<lastmod>2024-10-07T13:52:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-people-from-leaving-your-company/20241014-how-to-keep-people-from-leaving-your-company/</loc>
		<lastmod>2024-10-07T14:25:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/08/daily-digest-october-8-suit-accuses-collector-of-not-marking-account-as-disputed-after-cfpb-complaint-judge-partially-dismisses-claims-in-fdcpa-case-over-duplicative-collection-suits/20241008-why-cant-atheists-solve-exponent-questions-because-they-dont-believe-in-a-higher-power/</loc>
		<lastmod>2024-10-08T12:12:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-similarities-and-differences-between-passive-collections-text-email-and-active-collections-phone/20241011-2/</loc>
		<lastmod>2024-10-08T14:31:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/it-vs-compliance-how-to-get-them-on-the-same-page/20241015-it-vs-compliance-how-to-get-them-on-the-same-page/</loc>
		<lastmod>2024-10-08T15:11:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/09/daily-digest-october-9-judge-grants-msj-for-defendant-in-fdcpa-case-over-debt-amount-collection-manager-sentenced-to-21-months-for-role-in-2m-scam/20241009-i-was-asked-to-describe-myself-in-one-word-during-a-job-interview-i-said-i-was-bad-at-following-simple-instructions/</loc>
		<lastmod>2024-10-09T12:02:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/it-vs-compliance-how-to-get-them-on-the-same-page/20241015-it-vs-compliance-how-to-get-them-on-the-same-page-3/</loc>
		<lastmod>2024-10-09T13:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-reasonable-is-defined-with-respect-to-dispute-investigations/20241016-how-reasonable-is-defined-with-respect-to-dispute-investigations/</loc>
		<lastmod>2024-10-09T14:32:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/10/getting-to-know-lanette-miller-of-heritage-acceptance-corp/lanette-miller/</loc>
		<lastmod>2024-10-10T10:31:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/10/daily-digest-october-10-getting-to-know-lanette-miller-of-heritage-acceptance-judge-dismisses-most-claims-in-fdcpa-class-action/20241010-penguins-produce-an-oil-that-helps-their-feathers-retain-heat-that-means-the-oily-bird-gets-the-warm/</loc>
		<lastmod>2024-10-10T12:11:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-credit-unions-can-engage-members-and-boost-performance-using-directdrop-voicemail/20241017-how-credit-unions-can-engage-members-and-boost-performance-using-directdrop-voicemail/</loc>
		<lastmod>2024-10-10T14:32:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-credit-unions-can-engage-members-and-boost-performance-using-directdrop-voicemail/20241017-how-credit-unions-can-engage-members-and-boost-performance-using-directdrop-voicemail-2/</loc>
		<lastmod>2024-10-10T14:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/11/daily-digest-october-11-plaintiffs-attorney-collection-operations-facing-fdcpa-class-action-over-unpaid-invoice-oklahoma-district-court-judge-dismisses-class-action-component-of-fdcpa-s/20241011-the-nurse-hands-a-man-his-newborn-and-says-im-sorry-but-your-wife-didnt-make-it-he-responds-well-then-give-me-the-one-my-wife-made/</loc>
		<lastmod>2024-10-11T12:07:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/building-a-strategic-plan-for-2025-and-beyond/20241018-building-a-strategic-plan-for-2025-and-beyond/</loc>
		<lastmod>2024-10-11T15:03:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/what-to-do-when-a-vendor-creditor-or-partner-has-a-data-breach-from-10-9-2024/20241009-what-to-do-when-your-vendor-has-a-data-breach-3/</loc>
		<lastmod>2024-10-12T17:06:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/14/daily-digest-october-14-judge-dismisses-fdcpa-case-over-request-for-email-communication-only-more-than-40-of-consumers-regularly-have-less-than-50-bank-survey/20241014-a-dolphin-will-never-do-anything-by-accident-everything-they-do-is-on-porpoise/</loc>
		<lastmod>2024-10-14T12:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/accelerate-growth-the-power-of-partnering-to-drive-business-success/20241021-accelerate-growth_-the-power-of-partnering-to-drive-business-success/</loc>
		<lastmod>2024-10-14T14:06:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/05/09/getting-to-know-ryan-herber-of-preferred-group-of-tampa/ryan-herber-2/</loc>
		<lastmod>2024-10-15T11:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/15/daily-digest-october-15-plaintiff-claims-job-at-risk-after-debt-info-reported-to-credit-bureaus-judge-orders-non-party-collection-operations-to-share-info-in-fdcpa-case/20241015-i-told-my-doctor-i-broke-my-arm-in-two-places-you-probably-shouldnt-go-back-to-those-places-he-said-back-to-me/</loc>
		<lastmod>2024-10-15T12:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/iva-ivrs-today/20241017-iva_ivrs-today/</loc>
		<lastmod>2024-10-15T13:43:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/vetting-your-vendors/20241022-vetting-your-vendors/</loc>
		<lastmod>2024-10-15T14:22:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/iva-ivrs-today/20241017-everything-you-need-to-know-about-ivas-and-ivrs/</loc>
		<lastmod>2024-10-15T14:26:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/16/daily-digest-october-16-judge-denies-mjop-in-fdcpa-class-action-over-junk-fees-more-economists-optimistic-about-growth-less-worried-about-inflation/20241016-when-you-die-what-part-dies-last-pupils-they-die-late/</loc>
		<lastmod>2024-10-16T12:13:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/17/getting-to-know-mike-cowguill-of-capio/mike-cowguill/</loc>
		<lastmod>2024-10-17T10:12:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/17/daily-digest-october-17-getting-to-know-mike-cowguill-of-capio-judge-dismisses-fcra-fdcpa-case-over-permissible-purpose-allegations/20241017-why-do-they-say-amen-instead-of-a-woman-at-the-end-of-songs-at-church-because-they-are-hymns-not-hers/</loc>
		<lastmod>2024-10-17T11:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-interact-with-consumers-who-dont-want-to-talk-to-a-human/20241024-how-to-interact-with-consumers-who-dont-want-to-talk-to-a-human/</loc>
		<lastmod>2024-10-17T15:03:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/payment-processing-trends-best-practices/20241023-payment-processing-trends-best-practices/</loc>
		<lastmod>2024-10-17T15:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-interact-with-consumers-who-dont-want-to-talk-to-a-human/20241024-how-to-interact-with-consumers-who-dont-want-to-talk-to-a-human-2/</loc>
		<lastmod>2024-10-17T16:22:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/18/daily-digest-october-18-collector-facing-fdcpa-class-action-for-filing-lawsuit-appeals-court-vacates-arbitration-denial-in-fcra-case/20241018-why-do-astronauts-use-linux-because-you-cant-open-windows-in-space/</loc>
		<lastmod>2024-10-18T12:08:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-data-points-that-matter-most-when-predicting-consumer-behavior/20241025-the-data-points-that-matter-most-when-predicting-consumer-behavior/</loc>
		<lastmod>2024-10-18T14:20:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/21/daily-digest-october-21-aca-international-sues-nyc-over-new-debt-collection-regs-hospital-market-concentration-linked-to-higher-medical-debt-burdens-study-finds/20241021-if-all-dogs-go-to-heaven-where-do-all-cats-go-purr-gatory/</loc>
		<lastmod>2024-10-21T12:12:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/handling-questions-from-consumers-about-medical-debt-credit-reporting/20241028-handling-questions-from-consumers-about-medical-debt-credit-reporting/</loc>
		<lastmod>2024-10-22T01:28:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/22/daily-digest-october-22-collector-facing-class-action-for-sending-mvn-to-recover-settled-debt-cfpb-sued-by-trade-group-over-bnpl-rule/20241022-my-grandfather-poured-his-blood-sweat-and-tears-into-his-career-amazing-man-horrible-chef/</loc>
		<lastmod>2024-10-22T12:13:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-to-deal-with-adversity/20241029-teaching-collectors-to-deal-with-adversity/</loc>
		<lastmod>2024-10-22T14:02:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/23/daily-digest-october-23-judge-denies-motion-to-certify-class-in-fdcpa-case-over-missing-disclosure-in-email-ed-dept-delays-start-of-student-loan-collections-until-2025/20241023-im-reading-a-horror-story-in-braille-i-can-just-feel-something-bad-is-going-to-happen/</loc>
		<lastmod>2024-10-23T12:19:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/handling-questions-from-consumers-about-medical-debt-credit-reporting/20241028-handling-questions-from-consumers-about-medical-debt-credit-reporting-2/</loc>
		<lastmod>2024-10-23T15:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/data-standardization-how-to-harmonize-your-inputs/20241030-data-standardization_-how-to-harmonize-your-inputs/</loc>
		<lastmod>2024-10-23T16:01:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/24/getting-to-know-tammy-robertson-of-eastern-revenue/tammy-robertson/</loc>
		<lastmod>2024-10-24T10:18:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/24/daily-digest-october-24-getting-to-know-tammy-robertson-of-eastern-revenue-california-appeals-court-overturns-dismissal-of-fdcpa-case/20241024-i-told-my-son-i-named-him-after-my-father-i-know-said-after-my-father/</loc>
		<lastmod>2024-10-24T12:06:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/data-standardization-how-to-harmonize-your-inputs/20241030-data-standardization_-how-to-harmonize-your-inputs-2/</loc>
		<lastmod>2024-10-24T13:58:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/data-standardization-how-to-harmonize-your-inputs/20241030-data-standardization_-how-to-harmonize-your-inputs-3/</loc>
		<lastmod>2024-10-24T14:02:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/short-codes-vs-10-dlc-assessing-the-pros-cons-and-economics/20241031-short-codes-vs-10-dlc_-pros-cons-and-economics-for-text-messaging/</loc>
		<lastmod>2024-10-24T14:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/short-codes-vs-10-dlc-assessing-the-pros-cons-and-economics/20241031-short-codes-vs-10-dlc_-pros-cons-and-economics-for-text-messaging-2/</loc>
		<lastmod>2024-10-24T15:01:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/25/daily-digest-october-25-collector-facing-class-action-for-failing-to-disclose-availability-of-charity-care-n-y-dept-of-health-issues-guidance-on-changes-to-healthcare-payment-laws/20241025-today-at-the-bank-an-old-lady-asked-me-to-check-her-balance-so-i-pushed-her-over/</loc>
		<lastmod>2024-10-25T12:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-guidance-on-medical-debt-credit-reporting/20241101-the-cfpbs-guidance-on-medical-debt-credit-reporting/</loc>
		<lastmod>2024-10-25T13:16:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-guidance-on-medical-debt-credit-reporting/20241101-breaking-down-the-cfpbs-guidance-on-medical-debt-credit-reporting/</loc>
		<lastmod>2024-10-25T16:08:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-guidance-on-medical-debt-credit-reporting/20241101-breaking-down-the-cfpbs-guidance-on-medical-debt-collection/</loc>
		<lastmod>2024-10-25T16:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/28/compliance-digest-october-28-2/shelly-gensmer-3/</loc>
		<lastmod>2024-10-27T23:21:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/28/daily-digest-october-28-judge-grants-mtd-in-fdcpa-case-over-multiple-disputes-complaints-ed-dept-unveils-student-debt-relief-plan-targeting-borrowers-facing-hardship/20241028-i-accidentally-changed-the-car-gps-voice-to-male-now-it-just-keeps-telling-me-its-around-here-somewhere-keep-driving/</loc>
		<lastmod>2024-10-28T11:57:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-new-revocation-changes-to-the-tcpa/20241104-the-new-revocation-changes-to-the-tcpa/</loc>
		<lastmod>2024-10-28T15:04:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/29/daily-digest-october-29-collector-facing-class-action-over-lack-of-interest-disclosure-in-mvn-collector-to-pay-60k-to-settle-eeoc-religious-discrimination-suit/20241029-when-ordered-pizza-they-asked-if-if-i-wanted-it-cut-into-four-or-eight-slices-i-said-four-because-theres-no-way-i-could-eat-eight/</loc>
		<lastmod>2024-10-29T12:25:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/30/daily-digest-october-30-judge-rules-defendant-meets-fdcpas-definition-of-debt-collector-bill-introduced-in-house-to-reform-cid-process/20241030-what-thing-does-its-job-after-its-fired-bullets/</loc>
		<lastmod>2024-10-30T12:08:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/31/getting-to-know-ron-elgin-at-number-sentry/ron-elgin/</loc>
		<lastmod>2024-10-31T10:22:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/10/31/daily-digest-october-31-getting-to-know-ron-elgin-at-number-sentry-judge-awards-defendant-76k-in-fees-expenses-after-sanctions-ruling-in-fdcpa-case/20241031-whats-the-longest-word-in-the-english-language-smiles-the-first-and-the-last-letter-are-a-mile-apart/</loc>
		<lastmod>2024-10-31T12:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-new-nyc-debt-collection-regs/20241107-breaking-down-the-new-nyc-debt-collection-regs/</loc>
		<lastmod>2024-10-31T13:36:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-essential-components-of-a-compliance-management-system/unnamed-1-7/</loc>
		<lastmod>2024-10-31T13:59:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/artificial-intelligence-empowering-agents-for-better-efficiency/20241106-artificial-intelligence-empowering-human-agents-for-better-efficiency/</loc>
		<lastmod>2024-10-31T14:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/01/daily-digest-november-1-collector-facing-class-action-for-making-calls-after-plaintiff-allegedly-revoked-consent-cfpb-cms-issue-guidance-on-collecting-from-certain-medicare-recipients/20241031-whats-the-longest-word-in-the-english-language-smiles-the-first-and-the-last-letter-are-a-mile-apart-1/</loc>
		<lastmod>2024-11-01T11:59:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-to-be-confident/20241108-teaching-collectors-to-be-confident/</loc>
		<lastmod>2024-11-01T15:17:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/04/daily-digest-november-4-judge-denies-fdcpa-claim-in-elaborate-fraud-case-aca-international-sues-cfpb-over-medical-debt-collection-guidance/20241104-my-wife-was-blaming-me-for-ruining-her-birthday-thats-ridiculous-i-didnt-even-know-it-was-her-birthday/</loc>
		<lastmod>2024-11-04T13:04:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/05/daily-digest-november-5-collector-facing-class-action-for-undated-mvn-two-different-dates-in-itemization-table-judge-denies-mtd-in-fdcpa-case-over-texts-sent-to-wrong-individual/20241105-what-vegetable-to-sailors-hate-the-most-leeks/</loc>
		<lastmod>2024-11-05T13:06:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-to-be-confident/20241108-teaching-collectors-to-be-confident-1/</loc>
		<lastmod>2024-11-05T13:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/digital-communications-best-practices-experts-share-advice/unnamed-2-2/</loc>
		<lastmod>2024-11-05T13:36:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/communicating-with-empathy-in-digital-communications/20241112-communicating-with-empathy-in-digital-communications/</loc>
		<lastmod>2024-11-05T14:47:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/06/daily-digest-november-6-judge-awards-attorneys-fees-to-both-sides-in-fdcpa-case-credit-strain-grows-as-more-americans-live-paycheck-to-paycheck/20241106-i-got-my-math-final-back-today-the-instructor-told-me-that-my-grade-was-pretty-average-i-thought-that-was-mean/</loc>
		<lastmod>2024-11-06T12:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-compliance-costs-down/20241113-how-to-keep-compliance-costs-down/</loc>
		<lastmod>2024-11-06T14:30:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-2024-election-and-its-impact-on-credit-and-collections/20241111-breaking-down-the-2024-election-and-its-impact-on-credit-and-collections/</loc>
		<lastmod>2024-11-06T16:19:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-compliance-costs-down/20241113-how-to-keep-compliance-costs-down-2/</loc>
		<lastmod>2024-11-06T17:08:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/07/getting-to-know-karen-wisniowski-of-orlans-pc/karen-wisniowski/</loc>
		<lastmod>2024-11-07T11:30:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/07/daily-digest-november-7-getting-to-know-karen-wisniowski-of-orlans-pc-trumps-return-signals-regulatory-shake-up-for-the-collection-industry/20241107-someone-asked-me-if-i-can-name-a-country-with-no-r-i-said-no-way/</loc>
		<lastmod>2024-11-07T12:52:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-by-state-insights-hot-topics-in-ai-medical-debt-collection-and-fee-structures/state-by-state-insights_-hot-topics-in-ai-medical-debt-collection-and-fee-structures/</loc>
		<lastmod>2024-11-07T14:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/breaking-down-the-2024-election-and-its-impact-on-credit-and-collections/20241111-breaking-down-the-2024-election-and-its-impact-on-credit-and-collections-2/</loc>
		<lastmod>2024-11-07T14:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/08/daily-digest-november-8-appeals-court-overturns-ruling-for-defendant-in-fdcpa-case-over-medical-debt-bankruptcy-filings-surge-amid-inflation-and-high-interest-rates/20241108-you-donate-a-kidney-youre-a-hero-you-donate-five-kidneys-suddenly-everyone-has-questions/</loc>
		<lastmod>2024-11-08T12:46:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/list-hygiene-best-practices-for-digital-communication-boost-open-rates-and-engagement/20241115-list-hygiene-best-practices-for-digital-communication_-boost-open-rates-and-engagement/</loc>
		<lastmod>2024-11-08T14:29:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/list-hygiene-best-practices-for-digital-communication-boost-open-rates-and-engagement/20241115-list-hygiene-best-practices-for-digital-communication_-boost-open-rates-and-engagement-2/</loc>
		<lastmod>2024-11-08T14:42:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/11/daily-digest-november-11-judge-grants-motions-from-both-sides-in-fdcpa-case-encore-capital-reports-strong-q3-performance-amid-record-u-s-debt-supply/20241111-i-can-cut-a-piece-of-wood-in-half-just-by-looking-at-it-its-true-i-saw-it-with-my-own-eyes/</loc>
		<lastmod>2024-11-11T12:58:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/11/daily-digest-november-11-judge-grants-motions-from-both-sides-in-fdcpa-case-encore-capital-reports-strong-q3-performance-amid-record-u-s-debt-supply/20241112-how-does-a-non-binary-person-kill-somebody-theythem/</loc>
		<lastmod>2024-11-11T12:58:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/11/daily-digest-november-11-judge-grants-motions-from-both-sides-in-fdcpa-case-encore-capital-reports-strong-q3-performance-amid-record-u-s-debt-supply/20241113-theyre-finally-making-a-documentary-about-the-worlds-most-famous-clocks-its-about-time/</loc>
		<lastmod>2024-11-11T12:58:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/11/daily-digest-november-11-judge-grants-motions-from-both-sides-in-fdcpa-case-encore-capital-reports-strong-q3-performance-amid-record-u-s-debt-supply/20241114-my-son-asked-me-why-i-make-noises-every-time-i-stand-up-i-told-him-its-because-im-a-groan-man/</loc>
		<lastmod>2024-11-11T12:58:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/11/daily-digest-november-11-judge-grants-motions-from-both-sides-in-fdcpa-case-encore-capital-reports-strong-q3-performance-amid-record-u-s-debt-supply/20241115-why-do-cannibals-never-eat-rich-kids-because-theyre-spoiled/</loc>
		<lastmod>2024-11-11T12:58:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-gain-digital-collection-experience-as-quickly-as-possible/20241119-how-to-gain-digital-collection-experience-as-quickly-as-possible/</loc>
		<lastmod>2024-11-13T15:13:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/14/getting-to-know-teresa-dodson-of-greenbacks-consulting-and-the-women-of-debt-relief/teresa-dodson/</loc>
		<lastmod>2024-11-14T10:56:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/analyzing-the-election-impact-on-healthcare-and-revenue-cycle-management/20241120-analyzing-the-election-impact-on-healthcare-and-revenue-cycle-management/</loc>
		<lastmod>2024-11-15T14:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/digital-communications-best-practices-experts-share-their-best-advice-from-11-11-2024/20241111-digital-communications-best-practices-experts-share-their-best-advice/</loc>
		<lastmod>2024-11-16T18:35:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/communicating-with-empathy-in-digital-communications-from-11-12-2024/20241112-communicating-with-empathy-in-digital-communications-2/</loc>
		<lastmod>2024-11-16T18:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/digital-only-vs-digital-first-collections/20241120-digital-only-vs-digital-first-collections/</loc>
		<lastmod>2024-11-17T03:25:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-gain-digital-collection-experience-as-quickly-as-possible/20241119-how-to-gain-digital-collection-experience-as-quickly-as-possible-2/</loc>
		<lastmod>2024-11-17T03:28:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-managing-talk-times-with-consumers/best-practices-in-managing-talk-times-with-consumers/</loc>
		<lastmod>2024-11-17T03:31:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/which-are-better-in-office-or-remote-collectors/20241121-which-are-better-in-office-or-remote-collectors/</loc>
		<lastmod>2024-11-17T04:46:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-differences-between-debt-validation-and-debt-verification/20241122-the-differences-between-debt-validation-and-debt-verification/</loc>
		<lastmod>2024-11-17T06:12:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/18/daily-digest-november-18-judge-dismisses-fdcpa-suit-after-defendant-doesnt-respond-to-validation-request-nyc-amends-collection-regulation/20241122-i-just-heard-that-snap-crackle-pop-and-captain-crunch-have-all-been-found-murdered-they-believe-it-was-the-work-of-a-cereal-killer/</loc>
		<lastmod>2024-11-18T12:57:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/18/daily-digest-november-18-judge-dismisses-fdcpa-suit-after-defendant-doesnt-respond-to-validation-request-nyc-amends-collection-regulation/20241121-my-wife-called-to-tell-me-she-saw-a-fox-on-the-way-to-work-i-asked-her-how-she-knew-it-was-on-its-way-to-work-she-hung-up-on-me/</loc>
		<lastmod>2024-11-18T12:57:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/18/daily-digest-november-18-judge-dismisses-fdcpa-suit-after-defendant-doesnt-respond-to-validation-request-nyc-amends-collection-regulation/20241120-what-type-of-doctor-is-dr-pepper-a-fizzician/</loc>
		<lastmod>2024-11-18T12:57:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/18/daily-digest-november-18-judge-dismisses-fdcpa-suit-after-defendant-doesnt-respond-to-validation-request-nyc-amends-collection-regulation/20241119-i-saw-a-snowman-in-the-produce-aisle-at-the-grocery-store-he-was-picking-his-nose/</loc>
		<lastmod>2024-11-18T12:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/18/daily-digest-november-18-judge-dismisses-fdcpa-suit-after-defendant-doesnt-respond-to-validation-request-nyc-amends-collection-regulation/20241118-to-kill-a-french-vampire-you-need-to-drive-a-baguette-through-his-heart-sounds-easy-but-the-process-is-painstaking/</loc>
		<lastmod>2024-11-18T12:58:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/which-are-better-in-office-or-remote-collectors/20241121-which-are-better-in-office-or-remote-collectors-2/</loc>
		<lastmod>2024-11-18T14:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-are-work-instructions-and-how-to-use-them/what-are-work-instructions-and-how-to-use-them/</loc>
		<lastmod>2024-11-18T15:28:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/differentiating-between-cease-requests-and-disputes-how-to-tell-the-difference/20241127-differentiating-between-cease-requests-and-disputes-how-to-tell-the-difference/</loc>
		<lastmod>2024-11-20T15:26:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/is-the-best-scoring-model-built-internally-or-bought/is-the-best-scoring-model-built-internally-or-bought/</loc>
		<lastmod>2024-11-20T15:43:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/21/getting-to-know-jennifer-klein-of-bayview-solutions/jennifer-klein/</loc>
		<lastmod>2024-11-21T11:18:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/is-the-best-scoring-model-built-internally-or-bought/is-the-best-scoring-model-built-internally-or-bought-2/</loc>
		<lastmod>2024-11-21T13:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/is-the-best-scoring-model-built-internally-or-bought/is-the-best-scoring-model-built-internally-or-bought-3/</loc>
		<lastmod>2024-11-21T14:06:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mms-vs-sms-vs-rcs-what-you-need-to-know/mms-vs-sms-vs-rcs-what-you-need-to-know/</loc>
		<lastmod>2024-11-21T14:15:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/is-the-best-scoring-model-built-internally-or-bought/is-the-best-scoring-model-built-internally-or-bought-4/</loc>
		<lastmod>2024-11-22T13:53:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mms-vs-sms-vs-rcs-what-you-need-to-know/mms-vs-sms-vs-rcs-what-you-need-to-know-2/</loc>
		<lastmod>2024-11-22T16:45:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/25/daily-digest-november-25-judge-dismisses-fdcpa-claims-in-class-action-over-traffic-fine-debts-medical-debt-still-a-major-burden-for-americans-study/20241125-this-years-fibonacci-convention-is-going-to-be-really-special-apparently-its-as-big-as-the-last-two-put-together/</loc>
		<lastmod>2024-11-25T12:18:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/26/daily-digest-november-26-attorney-facing-fdcpa-class-action-for-allegedly-attempting-to-collect-on-judgments-for-bankrupt-creditor-indiana-appeals-court-affirms-ruling-in-non-compete-case-involvin/20241126-im-addicted-to-brake-fluid-but-its-okay-i-can-stop-any-time/</loc>
		<lastmod>2024-11-26T13:06:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/27/daily-digest-november-27-kansas-court-to-decide-federal-preemption-question-in-cfpb-collection-case-minnesota-ag-reaches-consent-order-with-lenders-over-illegal-debt-collection-practices/20241127-where-do-mansplainers-get-their-water-from-a-well-actually/</loc>
		<lastmod>2024-11-27T13:03:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-documenting-consent/best-practices-in-documenting-consent/</loc>
		<lastmod>2024-11-27T13:07:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-state-exemptions-impact-legal-collections/unnamed-4-3/</loc>
		<lastmod>2024-11-27T13:50:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-triggers-people-to-make-payments/what-triggers-people-to-make-payments/</loc>
		<lastmod>2024-11-27T14:42:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-triggers-people-to-make-payments/what-triggers-people-to-make-payments-2/</loc>
		<lastmod>2024-11-28T13:23:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/11/29/daily-digest-november-29-collector-sued-for-not-honoring-email-opt-out-musk-calls-for-elimination-of-cfpb/20241129-what-do-you-call-a-30-year-old-body-in-your-closet-the-1994-world-hide-and-seek-champion/</loc>
		<lastmod>2024-11-29T13:14:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/is-the-best-scoring-model-built-internally-or-bought-from-11-26-2024/is-the-best-scoring-model-built-internally-or-bought-5/</loc>
		<lastmod>2024-12-01T17:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/ask-the-experts-john-marees-katie-neill-break-down-recent-ruling-on-email-communication-from-11-25-2024/mms-vs-sms-vs-rcs-what-you-need-to-know-2-2/</loc>
		<lastmod>2024-12-01T17:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/02/daily-digest-december-2-judge-dismisses-fdcpa-case-over-sol-on-judgment-more-public-calls-for-elimination-of-cfpb/20241202-i-once-dated-a-girl-called-sue-denim-apparently-that-wasnt-her-real-name/</loc>
		<lastmod>2024-12-02T12:19:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-people-who-will-become-great-collectors/identifying-people-who-will-become-great-collectors/</loc>
		<lastmod>2024-12-03T08:25:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/mastering-email-deliverability/identifying-people-who-will-become-great-collectors-2/</loc>
		<lastmod>2024-12-03T08:36:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/03/daily-digest-december-3-collector-facing-fdcpa-class-action-over-dispute-language-in-mvn-how-tiktok-is-helping-consumers-pay-off-debts/20241203-what-is-a-urologists-pronoun-we-we/</loc>
		<lastmod>2024-12-03T13:02:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/optimizing-call-to-actions-in-digital-communications/optimizing-call-to-actions-in-digital-communications/</loc>
		<lastmod>2024-12-03T13:34:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armtech-who-sang-it-best/who-sang-it/</loc>
		<lastmod>2024-12-03T20:43:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armtech-who-sang-it-best/mg-headshot/</loc>
		<lastmod>2024-12-03T20:45:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/armtech-who-sang-it-best/tale-of-the-tape/</loc>
		<lastmod>2024-12-04T03:11:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/keeping-new-collectors-motivated-and-inspired-until-they-find-their-footing/unnamed-7-2/</loc>
		<lastmod>2024-12-04T12:21:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/04/daily-digest-december-4-appeals-court-affirms-ruling-for-defendant-in-fdcpa-case-over-status-of-debts-cfpb-seeks-to-expand-scope-of-fcra-data-brokers-now-in-the-crosshairs/20241204-i-broke-up-with-my-girlfriend-for-being-a-communist-i-should-have-noticed-all-the-red-flags-sooner/</loc>
		<lastmod>2024-12-04T12:52:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-most-common-questions-asked-of-defense-attorneys/the-most-common-questions-asked-of-defense-attorneys-3/</loc>
		<lastmod>2024-12-04T13:13:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-360-degree-view-of-data-breaches-insurance-prevention-what-to-do-if-it-happens/the-most-common-questions-asked-of-defense-attorneys-2-2/</loc>
		<lastmod>2024-12-04T13:42:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-360-degree-view-of-data-breaches-insurance-prevention-what-to-do-if-it-happens/the-most-common-questions-asked-of-defense-attorneys-4/</loc>
		<lastmod>2024-12-04T13:43:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/05/getting-to-know-angela-becker-of-denali-capital/angela-becker/</loc>
		<lastmod>2024-12-05T11:13:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-360-degree-view-of-data-breaches-insurance-prevention-what-to-do-if-it-happens/the-most-common-questions-asked-of-defense-attorneys-5/</loc>
		<lastmod>2024-12-05T12:35:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/05/daily-digest-december-5-getting-to-know-angela-becker-of-denali-capital-debt-relief-company-owner-banned-from-industry-as-part-of-settlement-with-cfpb/20241205-a-truck-carrying-vicks-vapor-rub-overturned-on-the-freeway-today-amazingly-there-was-no-congestion-for-8-hours/</loc>
		<lastmod>2024-12-05T12:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ethical-considerations-in-debt-collection-how-regulators-see-it-working/ethical-considerations-in-debt-collection-how-regulators-see-it-working/</loc>
		<lastmod>2024-12-05T13:28:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-360-degree-view-of-data-breaches-insurance-prevention-what-to-do-if-it-happens/_a-360-degree-discussion-about-data-breaches-everything-you-need-to-know/</loc>
		<lastmod>2024-12-06T11:59:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-do-you-know-about-the-consumers-you-are-trying-to-collect-from/what-do-you-know-about-the-consumers-you-are-trying-to-collect-from/</loc>
		<lastmod>2024-12-06T13:21:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/06/daily-digest-december-6-collector-facing-fdcpa-class-action-over-multiple-mvns-received-on-same-day-cfpb-sends-1-8b-to-victims-of-lexington-law-scam/20241206-what-do-you-call-a-unicorn-thats-had-its-horn-removed-eunuchorn/</loc>
		<lastmod>2024-12-06T13:24:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/identifying-people-who-will-become-great-collectors-from-12-5-2024/identifying-people-who-will-become-great-collectors-3/</loc>
		<lastmod>2024-12-08T22:01:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/09/daily-digest-december-9-chopra-makes-first-public-comments-since-calls-to-delete-cfpb-appeals-court-affirms-ruling-for-defendant-in-fcra-case/20241209-tablets-were-replaced-by-scrolls-scrolls-were-replaced-by-books-now-we-scroll-through-books-on-tablets/</loc>
		<lastmod>2024-12-09T13:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/10/daily-digest-december-10-plaintiff-seeks-30k-in-fdcpa-suit-collector-settles-data-breach-lawsuit-for-5-6-million/20241210-just-opened-3-birthday-cards-and-so-far-i-have-80-bucks-i-love-being-a-postman/</loc>
		<lastmod>2024-12-10T12:52:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-soft-skills-needed-to-be-the-best-version-of-yourself/best-practices-in-negotiating-with-consumers/</loc>
		<lastmod>2024-12-11T07:28:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-negotiating-with-consumers/unnamed-8-2/</loc>
		<lastmod>2024-12-11T07:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/11/daily-digest-december-11-judge-grants-mjop-in-fdcpa-case-over-text-message-sent-after-cease-request-fcc-threatens-to-block-2400-voice-providers-for-failure-to-comply/20241211-i-was-walking-down-the-street-this-morning-and-i-was-hit-by-a-violin-then-a-clarinet-and-then-a-french-horn-i-think-it-was-an-orchestrated-attack/</loc>
		<lastmod>2024-12-11T13:00:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-and-when-to-use-the-mini-miranda/where-and-when-to-use-the-mini-miranda/</loc>
		<lastmod>2024-12-11T13:17:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/stealing-success-digital-communication-lessons-the-arm-industry-can-borrow/stealing-success_-digital-communication-lessons-the-arm-industry-can-borrow/</loc>
		<lastmod>2024-12-11T14:06:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/12/getting-to-know-shelda-griffen-of-sherloq-financial/shelda-griffen/</loc>
		<lastmod>2024-12-12T11:19:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/12/daily-digest-december-12-getting-to-know-shelda-griffen-of-sherloq-financial-judge-approves-14k-settlement-in-fdcpa-class-action/20241212-which-rock-group-has-four-men-who-cant-sing-mount-rushmore/</loc>
		<lastmod>2024-12-12T13:03:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/13/daily-digest-december-13-collector-facing-fdcpa-class-action-for-not-providing-30-day-dispute-window-in-mvn-judge-grants-mtd-in-fcra-case-over-not-disputed-debt/20241213-a-blonde-a-brunette-and-a-redhead-a-priest-an-imam-and-a-rabbi-a-doctor-a-lawyer-and-an-engineer-two-dwarves-a-leprechaun-a-talking-dog-and-a-man-carrying-a-duck-all-walk-in/</loc>
		<lastmod>2024-12-13T13:11:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/keeping-new-collectors-motivated-and-inspired-until-they-find-their-footing-from-12-9-2024/keeping-new-collectors-motivated/</loc>
		<lastmod>2024-12-15T00:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/a-360-degree-discussion-about-data-breaches-everything-you-need-to-know-from-12-11-2024/_a-360-degree-discussion-about-data-breaches-everything-you-need-to-know-1/</loc>
		<lastmod>2024-12-15T01:12:34+00:00</lastmod>
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		<lastmod>2024-12-16T12:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-and-when-to-use-the-mini-miranda/where-and-when-to-use-the-mini-miranda-2/</loc>
		<lastmod>2024-12-16T16:07:35+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-building-and-maintaining-opt-out-procedures/best-practices-in-building-and-maintaining-opt-out-procedures-2/</loc>
		<lastmod>2024-12-16T16:12:05+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2024/12/17/how-ai-agents-are-reshaping-the-future-of-debt-collection/armtech-promo/</loc>
		<lastmod>2024-12-17T12:00:19+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/12/17/daily-digest-december-17-collector-facing-fdcpa-tcpa-class-action-over-limited-content-message-cfpb-supervisory-highlights-report-details-issues-with-student-loan-debt-collection/20241217-if-the-usa-is-so-great-why-did-they-make-a-usb/</loc>
		<lastmod>2024-12-17T13:11:12+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/18/daily-digest-december-18-house-financial-services-leaders-urge-cfpb-to-pause-rulemaking-during-transition-debt-buyer-prevails-in-en-banc-ruling-on-standing-and-counterclaims/20241218-they-told-me-id-never-be-good-at-poetry-because-im-dyslexic-but-so-far-ive-made-three-jugs-and-a-vase-and-theyre-really-lovely/</loc>
		<lastmod>2024-12-18T13:09:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/19/getting-to-know-trey-hall-of-eleos-services/trey-hall/</loc>
		<lastmod>2024-12-19T11:25:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/19/daily-digest-december-19-getting-to-know-trey-hall-of-eleos-services-judge-dismisses-fcra-fdcpa-case-over-id-theft-claims/20241219-i-saw-a-brunette-walking-her-dogs-i-asked-what-are-your-dogs-names-she-calvin-and-klein-me-isnt-that-a-brand-of-underwear-she-exactly-theyre-boxers/</loc>
		<lastmod>2024-12-19T13:04:06+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/12/20/daily-digest-december-20-collector-sued-for-sending-text-day-after-plaintiff-requested-communication-to-cease-waters-reintroduces-debt-collection-reform-bill/20241220-my-wife-screamed-you-havent-listened-to-a-single-word-ive-said-have-you-what-a-weird-way-to-start-a-conversation/</loc>
		<lastmod>2024-12-20T13:02:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/stealing-success-digital-communication-lessons-the-arm-industry-can-borrow-from-12-18-2024/stealing-success-digital-communication-lessons-the-arm-industry-can-borrow-1/</loc>
		<lastmod>2024-12-21T20:37:51+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/looking-ahead-to-2025-for-the-arm-industry-from-12-20-2024/looking-ahead-to-2025-for-the-arm-industry-1/</loc>
		<lastmod>2024-12-21T20:41:03+00:00</lastmod>
	</url>
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		<loc>https://newdev.accountsrecovery.net/2024/12/23/daily-digest-december-23-biden-administration-cancels-4-3b-in-student-loans-while-scrapping-proposed-debt-relief-rules-identifying-and-nurturing-top-performing-collectors-insights-from-industry/20241223-my-wife-texted-me-this-morning-and-said-your-great-i-replied-no-youre-great-shes-been-in-a-great-mood-ever-since-i-should-correct/</loc>
		<lastmod>2024-12-23T12:36:53+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/24/daily-digest-december-24-suit-seeks-6k-for-not-honoring-cease-request-cfpb-continues-aggressive-enforcement-trend-with-two-new-lawsuits/20241224-what-do-you-call-a-bunch-of-chess-players-bragging-about-their-games-in-a-hotel-lobby-chess-nuts-boasting-in-an-open-foyer/</loc>
		<lastmod>2024-12-24T12:51:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/26/getting-to-know-dixie-newsome-of-crown-asset-management/dixie-newsome/</loc>
		<lastmod>2024-12-26T11:27:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2024/12/26/daily-digest-december-26-getting-to-know-dixie-newsome-of-crown-asset-management-judge-splits-difference-in-fdcpa-plaintiffs-attorney-fee-award/20241226-wmy-doctor-said-he-had-my-test-results-ready-did-i-pass-i-asked-after-we-both-chuckled-he-said-you-will-soon/</loc>
		<lastmod>2024-12-26T12:52:38+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/12/27/daily-digest-december-27-collector-sued-after-consumer-refuses-to-pay-debt-because-interest-rate-was-stupid-doges-ramaswamy-echoes-musk-in-call-to-eliminate-cfpb/20241227-will-glass-coffins-ever-become-popular-remains-to-be-seen-1/</loc>
		<lastmod>2024-12-27T12:20:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/did-a-consumer-just-cease-request-to-be-contacted-how-to-know-from-12-27-2024/did-a-consumer-just-cease-request-to-be-contacted-how-to-know-1/</loc>
		<lastmod>2024-12-28T19:59:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/12/30/daily-digest-december-30-judge-awards-plaintiff-25-of-requested-attorneys-fees-in-settled-fdcpa-case-hhs-issues-proposed-cybersecurity-rule-to-amend-hipaa/2024130-asked-my-son-what-he-learned-at-school-today-he-said-gay-men-like-sony-lesbians-favor-yamaha-and-transgender-people-prefer-bose-kneeling-down-i-put-my-hand-on-his-sho/</loc>
		<lastmod>2024-12-30T12:44:42+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/12/31/2024-a-year-in-review/2024-1/</loc>
		<lastmod>2024-12-31T12:20:19+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2024/12/31/daily-digest-december-31-collector-facing-fdcpa-class-action-for-not-making-interest-disclosure-in-mvn-washington-state-appeals-court-upholds-attorney-fee-award-in-debt-collection-case/20241231-the-cops-knocked-on-my-door-and-said-were-looking-for-a-burglar-with-one-eye-i-said-wouldnt-it-be-better-if-you-used-both-eyes/</loc>
		<lastmod>2024-12-31T13:11:17+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/identifying-new-opportunities-for-2025/identifying-new-opportunities-for-2025/</loc>
		<lastmod>2024-12-31T16:44:45+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/decoding-vague-and-mixed-messages-from-consumers/decoding-vague-and-mixed-messages-from-consumers/</loc>
		<lastmod>2024-12-31T16:46:40+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/01/02/getting-to-know-mara-morgan-of-account-recovery-specialist-inc/mara-morgan/</loc>
		<lastmod>2025-01-02T10:52:47+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/01/02/daily-digest-january-2-getting-to-know-mara-morgan-of-account-recovery-specialist-inc-autopay-disruption-leads-judge-to-deny-mjop-in-fcra-case/20250102-i-dont-know-what-hd-is-but-my-psychiatrist-said-i-have-eighty-of-them/</loc>
		<lastmod>2025-01-02T12:15:08+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/using-ai-as-a-research-tool-and-for-policies-and-procedures/using-ai-as-a-research-tool-and-for-creation-of-policies-and-procedures/</loc>
		<lastmod>2025-01-02T18:17:18+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/the-dos-and-donts-of-credit-reporting-today/the-dos-and-donts-of-credit-reporting-today/</loc>
		<lastmod>2025-01-02T18:30:23+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/01/03/daily-digest-january-3-suit-accuses-defendant-of-violating-fdcpa-by-failing-to-report-debt-as-disputed-industry-pros-revisit-2024-predictions/20250103-im-really-good-at-crastination-you-could-say-im-a-eh-ill-tell-you-later/</loc>
		<lastmod>2025-01-03T12:22:40+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-laws-going-into-effect-in-2025-that-you-need-to-know-about-from-12-30-2024/the-laws-going-into-effect-in-2025-that-you-need-to-know-about/</loc>
		<lastmod>2025-01-05T11:22:00+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/courses/identifying-new-opportunities-for-2025-from-1-3-2025/identifying-new-opportunities-for-2025-1/</loc>
		<lastmod>2025-01-05T11:27:52+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-turn-a-compliance-no-into-a-lets-figure-it-out/how-to-turn-a-compliance-no-into-a-lets-figure-it-out-2/</loc>
		<lastmod>2025-01-06T10:49:07+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/01/06/compliance-digest-january-6/image-7/</loc>
		<lastmod>2025-01-06T10:51:54+00:00</lastmod>
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		<lastmod>2025-01-06T10:58:14+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/01/06/the-caselaw-and-compliance-topics-that-shaped-the-arm-industry-in-2024/wade-isbell-1/</loc>
		<lastmod>2025-01-06T10:59:15+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/01/06/daily-digest-january-6-appeals-court-upholds-134m-award-against-lender-in-cfpb-suit-appeals-court-upholds-134m-award-against-lender-in-cfpb-suit/20250106-i-am-starting-an-atheist-group-its-a-non-prophet-organization/</loc>
		<lastmod>2025-01-06T12:40:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/how-to-make-your-scoring-model-more-effective/how-to-make-your-scoring-model-more-effective/</loc>
		<lastmod>2025-01-06T14:23:46+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/maximizing-profit-margins-for-2025/maximizing-profit-margins-for-2025/</loc>
		<lastmod>2025-01-06T14:26:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/07/summing-up-2024-in-one-word/brandy-rouselle-2/</loc>
		<lastmod>2025-01-07T11:13:25+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/01/07/summing-up-2024-in-one-word/gordon-beck-4/</loc>
		<lastmod>2025-01-07T11:14:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/07/summing-up-2024-in-one-word/ken-rubin/</loc>
		<lastmod>2025-01-07T11:15:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/07/summing-up-2024-in-one-word/mindy-chumbley-1-2/</loc>
		<lastmod>2025-01-07T11:16:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/07/daily-digest-january-7-breaking-news-cfpb-releases-final-medical-debt-credit-reporting-rule-collector-facing-fdcpa-class-action-for-repayment-plan-names-that-confused-plaintiff/20250107-what-fish-is-made-out-of-two-sodium-atoms-2-na/</loc>
		<lastmod>2025-01-07T12:32:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/08/daily-digest-january-8-judge-dismisses-complaint-against-cras-over-500-medical-debt-credit-reporting-floor-cfpb-sues-experian-over-alleged-violations-in-consumer-dispute-investigations/20250108-if-i-had-a-nickel-for-every-woman-who-found-me-unattractive-eventually-women-would-find-me-attractive/</loc>
		<lastmod>2025-01-08T12:21:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/09/getting-to-know-brooke-teal-of-phillips-cohen-associates/brooke-teal/</loc>
		<lastmod>2025-01-09T10:56:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/09/daily-digest-january-9-getting-to-know-brooke-teal-of-phillips-cohen-associates-groups-sue-cfpb-over-medical-debt-credit-reporting-rule/20250109-my-girlfriend-lorraine-dumped-me-when-she-found-out-i-was-also-seeing-claire-lee-this-is-great-because-that-means-i-can-see-claire-lee-now-lorraine-is-gone/</loc>
		<lastmod>2025-01-09T12:25:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/10/daily-digest-january-10-collector-facing-fdcpa-class-action-for-different-payment-portal-addresses-in-different-letters-aca-collection-agency-sue-cfpb-to-block-medical-debt-credit-reporting-rule/20250110-what-do-you-call-a-lamp-that-always-says-please-and-thank-you-polight/</loc>
		<lastmod>2025-01-10T12:56:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-make-your-scoring-model-more-effective-from-1-10-2025/how-to-make-your-scoring-model-more-effective-2/</loc>
		<lastmod>2025-01-11T20:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/13/experts-share-their-predictions-for-2025/pam-kirchner-copy/</loc>
		<lastmod>2025-01-13T10:49:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/13/daily-digest-january-13-experts-share-their-predictions-for-2025-judge-dismisses-fdcpa-claims-against-owner-of-debt/20250113-have-you-heard-of-quiet-tennis-its-like-regular-tennis-but-without-the-racket/</loc>
		<lastmod>2025-01-13T12:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/14/daily-digest-january-14-collector-facing-fdcpa-class-action-for-not-including-validation-info-in-non-mvn-initial-notice-aba-sends-letter-to-president-elect-trump-calling-for-immediate-regulatory-p/20250114-a-couple-of-days-ago-i-called-the-eye-doctor-for-an-appointment-she-said-wednesday-230-i-said-no-eye-hurty/</loc>
		<lastmod>2025-01-14T12:54:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/15/daily-digest-january-15-judge-denies-mtd-in-fdcpa-fccpa-case-over-parking-debt-cfpb-files-accuses-capital-one-of-cheating-customers-out-of-2b/20250115-whats-the-difference-between-iron-man-and-aluminum-man-iron-man-stops-the-bad-guys-but-aluminum-man-only-foils-their-plans/</loc>
		<lastmod>2025-01-15T12:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/16/getting-to-know-jake-pimental-of-tennis-finance/jake-pimental/</loc>
		<lastmod>2025-01-16T10:59:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/16/daily-digest-january-16-getting-to-know-jake-pimental-of-tennis-finance-judge-denies-sanctions-and-attorneys-fees-in-fdcpa-cases/20250116-whats-the-only-place-where-its-socially-acceptable-to-pick-your-nose-a-plastic-surgeons-office/</loc>
		<lastmod>2025-01-16T12:24:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/17/daily-digest-january-17-collector-sued-for-contacting-plaintiff-at-work-cfpb-secures-settlement-with-ncslts-over-debt-collection-lawsuits/20250117-twins/</loc>
		<lastmod>2025-01-17T13:03:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/maximizing-profit-margins-for-2025-from-1-13-2025/maximizing-profit-margins-for-2025-2/</loc>
		<lastmod>2025-01-19T21:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/the-top-mistakes-agencies-make-with-respect-to-their-tech-stack-from-1-16-2025/the-top-mistakes-agencies-make-with-respect-to-their-tech-stack-2/</loc>
		<lastmod>2025-01-19T21:10:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-identify-hire-people-who-are-going-to-stay-at-your-company-from-1-17-2025/how-to-identify-hire-people-who-are-going-to-stay-at-your-company-1/</loc>
		<lastmod>2025-01-19T21:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/20/daily-digest-january-20-judge-rules-fdcpa-claim-can-proceed-in-credit-reporting-dispute-dismisses-fcra-allegations-cfpb-fines-equifax-15m-for-consumer-dispute-failures/20250120-my-daughter-asked-me-who-my-favorite-vampire-is-i-said-the-one-from-sesame-street-she-said-he-doesnt-count-i-said-that-im-pretty-sure-he-does/</loc>
		<lastmod>2025-01-20T12:56:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/21/daily-digest-january-21-collector-facing-fdcpa-lawsuit-after-sending-letter-to-collect-on-fraudulent-debt-trump-institutes-regulatory-freeze-on-day-one-in-office/20250121-what-do-you-call-someone-who-tells-dad-jokes-but-isnt-a-dad-a-faux-pa/</loc>
		<lastmod>2025-01-21T12:46:46+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/22/daily-digest-january-22-assessing-the-legacy-of-the-biden-administration-on-the-credit-and-collection-industry-consumer-sentiment-declines-as-economic-outlook-dims-but-more-consumers-excited-to-p/20250122-what-did-the-geometry-teacher-say-when-her-parrot-flew-away-polygon/</loc>
		<lastmod>2025-01-22T12:00:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/23/getting-to-know-sharn-fuller-of-crown-asset-management/sharn-fuller/</loc>
		<lastmod>2025-01-23T10:59:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/23/daily-digest-january-23-getting-to-know-sharn-fuller-of-crown-asset-management-statute-of-limitations-sinks-plaintiffs-fcra-claim-in-florida-court/20250123-i-went-to-friends-funeral-and-spoke-on-the-familys-behalf-bargain-i-said-i-was-told-later-by-his-loved-ones-that-it-meant-a-great-deal/</loc>
		<lastmod>2025-01-23T12:04:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/25/daily-digest-january-24-suits-filed-over-alleged-issues-with-text-messages-day-four-and-counting/20250124-i-accidentally-addressed-an-unmarried-woman-as-mrs-today-but-she-corrected-me-it-was-a-miss-understanding/</loc>
		<lastmod>2025-01-24T13:02:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/27/compliance-digest-january-27-2/khari-griffin/</loc>
		<lastmod>2025-01-25T20:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-handle-bankruptcy-questions-from-consumers-from-1-21-2025/how-to-handle-bankruptcy-questions-from-consumers-2/</loc>
		<lastmod>2025-01-26T18:52:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/27/daily-digest-january-27-eleventh-circuit-blocks-fcc-rule-seeking-to-redefine-prior-express-consent-under-tcpa-41-of-americans-cant-afford-1000-emergency-expenses/20250127-why-cant-fish-have-babies-they-went-through-minnow-pause/</loc>
		<lastmod>2025-01-27T12:47:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/28/daily-digest-january-28-collector-accused-of-violating-fdcpa-because-account-number-in-mvn-was-different-than-number-used-by-previous-collector-balancing-ai-and-humans-in-customer-service-interact/20250128-a-priest-a-pastor-and-a-rabbit-entered-a-clinic-to-donate-blood-the-nurse-asked-the-rabbit-whats-your-blood-type-im-probably-a-type-o/</loc>
		<lastmod>2025-01-28T13:02:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/29/daily-digest-january-29-seventh-circuit-overturns-ruling-for-defendant-in-fdcpa-case-involving-disputed-debt-tenth-circuit-upholds-ruling-in-fdcpa-case-finding-no-dispute-was-made/20250129-according-to-dads-everywhere-you-cant-plant-flowers-if-you-havent-botany/</loc>
		<lastmod>2025-01-29T13:15:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/30/getting-to-know-cara-cotter-of-kaleo-legal/cara-cotter/</loc>
		<lastmod>2025-01-30T10:57:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/30/daily-digest-january-30-getting-to-know-cara-cotter-of-kaleo-legal-seventh-circuit-affirms-ruling-for-defendant-in-fdcpa-case/20250130-never-trust-a-blacksmith-all-of-their-work-is-forged/</loc>
		<lastmod>2025-01-30T13:04:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/01/31/daily-digest-january-31-collector-facing-fdcpa-class-action-for-allegedly-attempting-to-collect-on-medicare-debt-bills-introduced-in-house-senate-to-defund-cfpb/20250131-everybody-knows-7-8-9but-do-you-know-whythe-doctor-told-7-to-eat-3-squared-meals-a-day/</loc>
		<lastmod>2025-01-31T13:01:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-structure-a-dispute-operation-from-1-27-2025/how-to-structure-a-dispute-operation-2/</loc>
		<lastmod>2025-02-02T12:43:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/03/daily-digest-february-3-chopra-out-at-cfpb-judge-grants-defendants-motion-to-set-aside-default-judgment-in-fdcpa-case/20250203-autocorrect-has-become-my-worst-enema/</loc>
		<lastmod>2025-02-03T12:59:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/04/daily-digest-february-4-collector-sued-for-not-honoring-refusal-to-pay-sent-via-text-assessing-chopras-legacy-at-the-cfpb/20250204-a-christian-a-sikh-and-a-muslim-walk-into-a-bar-youd-have-thought-one-of-them-would-have-seen-it/</loc>
		<lastmod>2025-02-04T12:22:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/05/daily-digest-february-5-eleventh-circuit-affirms-ruling-against-loan-servicer-over-convenience-fees-utah-bill-seeks-to-exempt-surviving-spouses-from-medical-debt/20250205-my-wife-joined-a-support-group-for-people-who-talk-too-much-its-called-on-anonanonanon/</loc>
		<lastmod>2025-02-05T13:00:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/06/getting-to-know-bridget-thede-of-simplicated/bridget-thede/</loc>
		<lastmod>2025-02-06T11:01:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/06/daily-digest-february-6-getting-to-know-bridget-thede-of-simplicated-debt-buyer-files-motion-for-sanctions-in-fcra-case-accuses-plaintiff-of-doctoring-bank-statements/20250206-what-do-you-call-a-bear-with-no-teeth-a-gummy-bear/</loc>
		<lastmod>2025-02-06T12:52:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/07/daily-digest-february-7-collection-operation-accused-of-making-more-than-200-calls-after-receiving-cease-request-court-grants-90-day-delay-of-cfpbs-medical-debt-credit-reporting-rule/20250207-what-do-you-call-a-medieval-spy-sir-veillance/</loc>
		<lastmod>2025-02-07T12:50:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/will-the-prohibitions-on-credit-reporting-lead-to-more-collection-lawsuits-from-2-3-2025/will-the-prohibitions-on-credit-reporting-lead-to-more-collection-lawsuits-1/</loc>
		<lastmod>2025-02-08T19:49:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/10/breaking-down-a-wild-weekend-at-the-cfpb/screenshot-2025-02-10-at-06-30-41/</loc>
		<lastmod>2025-02-10T11:30:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/10/daily-digest-february-10-breaking-down-a-wild-weekend-at-the-cfpb-sixth-circuit-upholds-ruling-in-fdcpa-case-but-on-different-grounds/20250210-i-asked-my-daughter-if-shed-seen-my-newspaper-she-told-me-that-newspapers-are-old-school/</loc>
		<lastmod>2025-02-10T13:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/11/daily-digest-february-11-collector-facing-fdcpa-suit-for-allegedly-misleading-plaintiff-about-credit-reporting-keeping-pace-with-whats-going-on-at-cfpb/20250211-why-did-the-hipster-burn-his-mouth-on-his-pizza-because-he-ate-it-before-it-was-cool/</loc>
		<lastmod>2025-02-11T13:01:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/12/daily-digest-february-12-industry-wides-wave-of-positive-trends-at-rmais-annual-conference-new-cfpb-leadership-and-ongoing-turmoil-signal-major-shift-for-agency/20250212-i-went-to-my-professors-funeral-stood-next-to-the-casket-and-said-so-whos-thinking-outside-of-the-box-now-professor-miller/</loc>
		<lastmod>2025-02-12T13:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/13/getting-to-know-heather-taylor-of-state/heather-taylor/</loc>
		<lastmod>2025-02-13T11:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/13/daily-digest-february-13-getting-to-know-heather-taylor-of-state-cfpb-faces-first-lawsuit-over-dismantling/20250213-three-conspiracy-theorists-walk-into-a-bar-you-cant-tell-me-thats-a-coincidence/</loc>
		<lastmod>2025-02-13T13:18:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/14/daily-digest-february-14-plaintiff-sues-lender-cras-for-negative-reporting-after-issuing-1099-c-california-appeals-court-reverses-judgment-in-debt-buyer-case/20250214-i-was-in-a-band-once-called-teenagers-bed-never-made-it/</loc>
		<lastmod>2025-02-14T13:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/17/daily-digest-february-17-judge-blocks-cfpb-layoffs-funding-cuts-pending-hearing-next-month-sticky-inflation-rising-debt-levels-could-spell-trouble-for-consumers/20250217-a-genie-granted-me-one-wish-so-i-wished-to-be-happy-now-i-live-with-6-dwarves-and-work-in-a-mine/</loc>
		<lastmod>2025-02-17T13:02:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/18/daily-digest-february-18-suit-accuses-defendant-of-marking-refusal-to-pay-as-dispute-indiana-legislature-advancing-medical-debt-collection-bill/20250218-they-say-that-carrots-are-good-for-your-eyes-but-alcohol-will-double-your-vision/</loc>
		<lastmod>2025-02-18T13:04:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/19/daily-digest-february-19-court-dismisses-fdcpa-lawsuit-over-debt-ownership-challenge-trump-issues-executive-order-expanding-presidential-power-over-independent-agencies/20250219-what-starts-with-an-e-and-ends-with-an-e-but-only-has-one-letter-in-it-envelope/</loc>
		<lastmod>2025-02-19T13:12:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/20/getting-to-know-angie-erwin-of-finvi/angie-erwin/</loc>
		<lastmod>2025-02-20T11:19:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/20/daily-digest-february-20-getting-to-know-angie-erwin-of-finvi-judge-denies-mjop-in-fdcpa-case-over-interest-accrual/20250220-i-just-learned-the-professional-way-to-say-i-told-you-so-this-was-identified-early-on-as-a-likely-outcome/</loc>
		<lastmod>2025-02-20T13:08:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/21/daily-digest-february-21-collector-accused-of-not-investigating-dispute-judge-dismisses-fdcpa-case-over-text-message-for-second-time/20250221-my-son-said-to-me-dad-today-i-watched-someone-do-50-pushups-do-you-think-could-you-do-that-i-said-of-course-son-i-dont-want-to-brag-but-i-could-probably-watch-someone-do-100/</loc>
		<lastmod>2025-02-21T13:41:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/24/daily-digest-february-24-more-developments-at-cfpb-judge-grants-msj-in-fdcpa-case-over-validation-request/20250224-back-in-my-day-eggs-and-toilet-paper-were-so-affordable-wed-throw-them-at-the-houses-of-our-ememies/</loc>
		<lastmod>2025-02-24T13:01:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/25/daily-digest-february-25-sending-letter-with-payment-voucher-after-refusal-to-pay-sets-off-fdcpa-suit-appeals-court-overturns-dismissal-of-fdcpa-suit-rules-receipt-of-letter-confers-standing/20250225-my-son-showed-me-an-acorn-and-asked-me-what-it-was-i-said-its-a-tree-in-a-nutshell/</loc>
		<lastmod>2025-02-25T13:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/26/daily-digest-february-26-appeals-court-affirms-dismissal-of-fdcpa-suit-daily-cfpb-update/20250226-according-to-a-survey-9-out-of-10-people-who-are-afraid-of-hurdlesnever-get-over-it/</loc>
		<lastmod>2025-02-26T12:55:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/27/getting-to-know-charity-hop-of-meduit/charity-hop/</loc>
		<lastmod>2025-02-27T11:25:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/28/breaking-down-mckernans-confirmation-hearing/jonathan-mckernan/</loc>
		<lastmod>2025-02-28T14:34:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/02/28/daily-digest-february-28-suit-accuses-collector-of-communication-with-plaintiff-after-notice-of-representation-breaking-down-mckernans-confirmation-hearing/20250228-cyndi-lauper-repeatedly-puts-the-same-spice-on-all-her-food-thyme-after-thyme/</loc>
		<lastmod>2025-02-28T15:32:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/04/daily-digest-march-4-suit-accuses-collector-of-sending-texts-mvn-after-receiving-cease-request-judge-questions-whether-administration-is-trying-to-starve-cfpb/20250304-my-wife-convinced-me-to-get-orthopedic-insoles-i-thought-it-was-a-dumb-idea-at-first-i-stand-corrected/</loc>
		<lastmod>2025-03-04T13:21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/06/getting-to-know-brent-adair-of-state-collection-service/brent-adair/</loc>
		<lastmod>2025-03-06T11:22:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/06/daily-digest-march-6-getting-to-know-brent-adair-of-state-collection-service-washington-ag-sues-agency-for-not-including-required-disclosure-in-letters/20250306-singing-in-the-shower-is-great-until-you-get-shampoo-in-your-mouth-then-its-just-a-soap-opera/</loc>
		<lastmod>2025-03-06T13:31:03+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/07/daily-digest-march-7-suit-alleges-letter-from-2021-violated-fdcpa-judge-dismisses-fdcpa-complaint-enjoins-frequent-filer-from-initiating-new-suits-without-permission/20250307-i-invented-a-measuring-cup-for-the-blind-with-a-speaker-to-tell-you-how-full-it-is-it-speaks-volumes/</loc>
		<lastmod>2025-03-07T13:27:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/optimizing-the-nesting-stage-for-new-hires-from-3-7-2025/optimizing-the-nesting-stage-for-new-hires/</loc>
		<lastmod>2025-03-09T23:33:50+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/03/10/daily-digest-march-10-judge-grants-mtd-in-fdcpa-case-over-failure-to-remove-dispute-flag-from-account-bill-introduce-to-dismantle-federal-student-aid-enforcement-office/20250310-my-wife-thinks-i-dont-give-her-enough-privacy-at-least-thats-what-she-said-in-her-diary/</loc>
		<lastmod>2025-03-10T12:04:34+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/optimizing-the-nesting-stage-for-new-hires/optimizing-the-nesting-stage-for-new-hires-2/</loc>
		<lastmod>2025-03-10T17:20:41+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/using-ai-automation-to-help-with-disputes/using-ai-automation-to-help-with-disputes/</loc>
		<lastmod>2025-03-10T17:22:57+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/why-a-data-warehouse-is-your-most-important-asset/why-a-data-warehouse-is-your-most-important-asset/</loc>
		<lastmod>2025-03-10T17:26:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-to-know-about-the-states-that-are-ramping-up-their-interest-in-collections-post-cfpb/what-you-need-to-know-about-the-states-that-are-ramping-up-their-interest-in-collections-post-cfpb/</loc>
		<lastmod>2025-03-10T17:28:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-and-where-to-invest-in-your-people/how-and-where-to-invest-in-your-people/</loc>
		<lastmod>2025-03-10T17:30:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/update-on-new-fcc-call-blocking-rules/update-on-new-fcc-call-blocking-rules/</loc>
		<lastmod>2025-03-10T17:32:26+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-need-if-you-are-going-to-go-legal/what-you-need-if-you-are-going-to-go-legal/</loc>
		<lastmod>2025-03-10T17:35:24+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/update-on-new-fcc-call-blocking-rules/update-on-new-fcc-call-blocking-rules-2/</loc>
		<lastmod>2025-03-11T13:30:30+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-to-be-better-at-thinking-on-their-feet/teaching-collectors-to-be-better-at-thinking-on-their-feet/</loc>
		<lastmod>2025-03-11T15:03:06+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/events/teaching-collectors-to-be-better-at-thinking-on-their-feet/teaching-collectors-to-be-better-at-thinking-on-their-feet-2/</loc>
		<lastmod>2025-03-11T15:14:02+00:00</lastmod>
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		<lastmod>2025-03-12T12:10:23+00:00</lastmod>
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		<lastmod>2025-03-12T14:51:49+00:00</lastmod>
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		<lastmod>2025-03-12T15:38:01+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/13/getting-to-know-mike-gray-of-tcn/mike-gray/</loc>
		<lastmod>2025-03-13T10:29:00+00:00</lastmod>
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		<loc>https://newdev.accountsrecovery.net/2025/03/13/daily-digest-march-13-getting-to-know-mike-gray-of-tcn-resolution-introduced-to-overturn-medical-debt-credit-reporting-rule-via-cra/20250313-just-a-warning-if-youre-buying-a-watch-on-amazon-i-learned-the-hard-way-that-if-it-says-you-can-swim-with-it-this-only-applies-if-you-can-already-swim-without-it/</loc>
		<lastmod>2025-03-13T12:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-collect-efficiently-and-with-empathy-at-the-same-time/how-to-collect-efficiently-and-with-empathy-at-the-same-time/</loc>
		<lastmod>2025-03-13T14:00:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-collect-efficiently-and-with-empathy-at-the-same-time/how-to-collect-efficiently-and-with-empathy-at-the-same-time-4/</loc>
		<lastmod>2025-03-13T14:46:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/first-quarter-litigation-update/first-quarter-litigation-update-3/</loc>
		<lastmod>2025-03-13T15:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-collect-efficiently-and-with-empathy-at-the-same-time/how-to-collect-efficiently-and-with-empathy-at-the-same-time-2/</loc>
		<lastmod>2025-03-14T07:06:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/14/prodigal-launches-pie-intelligence-layer-for-collections-ai-agents/prodigal-intelligence-engine/</loc>
		<lastmod>2025-03-14T08:54:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/14/daily-digest-march-14-suit-accuses-collector-of-misinterpreting-refusal-to-pay-as-dispute-ny-ag-introduces-bill-to-prohibit-unfair-deceptive-acts-against-consumers/20250314-the-earth-is-about-70-water-and-its-not-carbonated-so-technically-the-earth-is-flat/</loc>
		<lastmod>2025-03-14T12:20:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-complaint-dispute-data-you-should-be-tracking-and-what-to-do-with-it/the-complaint_dispute-data-you-should-be-tracking-and-what-to-do-with-it/</loc>
		<lastmod>2025-03-14T14:35:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/17/daily-digest-march-17-appeals-court-overturns-fcra-dismissal-over-reasonableness-of-investigation-minn-ag-settles-with-mayo-clinic-over-collection-practices/20250317-a-man-walks-into-a-pet-store-and-asks-for-a-dozen-bees-the-clerk-carefully-counts-13-bees-out-onto-the-counter-thats-one-too-many-says-the-customer-the-clerk/</loc>
		<lastmod>2025-03-17T11:56:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-complaint-dispute-data-you-should-be-tracking-and-what-to-do-with-it/the-complaint_dispute-data-you-should-be-tracking-and-what-to-do-with-it-2/</loc>
		<lastmod>2025-03-17T12:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-other-crms-can-do-that-yours-might-not-be-able-to/what-other-crms-can-do-that-yours-might-not-be-able-to/</loc>
		<lastmod>2025-03-17T16:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-other-crms-can-do-that-yours-might-not-be-able-to/what-other-crms-can-do-that-yours-might-not-be-able-to-2/</loc>
		<lastmod>2025-03-17T16:06:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/18/daily-digest-march-18-plaintiff-sues-for-not-being-able-to-arbitrate-trade-groups-petition-fcc-to-delay-tcpa-rule-amid-deregulation-push/20250318-what-would-you-use-to-cut-the-ocean-in-half-a-sea-saw/</loc>
		<lastmod>2025-03-18T12:15:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-effectively-engage-in-two-way-digital-communications-with-consumers/how-to-effectively-engage-in-two-way-digital-communications-with-consumers/</loc>
		<lastmod>2025-03-18T14:14:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-effectively-engage-in-two-way-digital-communications-with-consumers/how-to-effectively-engage-in-two-way-digital-communications-with-consumers-2/</loc>
		<lastmod>2025-03-18T14:21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/19/daily-digest-march-19-judge-grants-mtd-in-fdcpa-case-over-assigned-debt-president-fires-ftc-democratic-commissioners/20250319-what-do-you-call-a-book-club-thats-stuck-on-same-book-for-years-and-years-church/</loc>
		<lastmod>2025-03-19T12:18:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-cultivate-leaders-in-your-organization/how-to-cultivate-leaders-in-your-organization/</loc>
		<lastmod>2025-03-19T14:47:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/19/reacting-fast-to-payment-intent-how-to-win-big-this-tax-season/attachment/33601/</loc>
		<lastmod>2025-03-19T16:34:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/20/getting-to-know-anna-sharpe-of-armstrong-and-associates/anna-sharpe/</loc>
		<lastmod>2025-03-20T10:21:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/20/daily-digest-march-21-getting-to-know-anna-sharpe-of-armstrong-and-associates-barr-introduces-bills-to-curb-investigatory-enforcement-powers-of-cfpb/20250320-im-not-saying-lm-attractive-but-when-i-take-my-clothes-off-in-the-bathroom-i-turn-the-shower-on/</loc>
		<lastmod>2025-03-20T12:08:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-are-consumers-holding-up/how-to-cultivate-leaders-in-your-organization-2/</loc>
		<lastmod>2025-03-20T14:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/21/daily-digest-march-21-suit-filed-over-calls-made-after-consent-was-revoked-orally-reputational-risk-takes-center-stage/20250321-i-put-laxatives-in-my-alphabet-soup-i-call-it-letter-rip/</loc>
		<lastmod>2025-03-21T12:07:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-an-it-roadmap-how-to-build-one/what-is-an-it-roadmap_-how-to-build-one/</loc>
		<lastmod>2025-03-21T13:54:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-is-an-it-roadmap-how-to-build-one/what-is-an-it-roadmap_-how-to-build-one-2/</loc>
		<lastmod>2025-03-21T14:43:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/optimizing-relationships-with-debt-settlement-companies/optimizing-relationships-with-debt-settlement-companies/</loc>
		<lastmod>2025-03-24T14:16:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/25/daily-digest-march-25-collector-facing-pair-of-fdcpa-class-actions-for-failing-to-include-itemizaton-date-in-mvn-appeals-court-affirms-fee-award-in-fdcpa-case/20250325-what-do-you-call-a-cult-that-is-hard-to-get-into-difficult/</loc>
		<lastmod>2025-03-25T12:16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-shorten-the-training-curve-to-get-new-collectors-on-the-floor-faster/how-to-shorten-the-training-curve-to-get-new-collectors-on-the-floor-faster/</loc>
		<lastmod>2025-03-26T12:08:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/26/daily-digest-march-26-judge-partially-grants-defendants-motion-for-reconsideration-in-fdcpa-case-how-rising-medical-debt-is-pinching-families-finances/20250326-my-wife-wanted-to-brighten-up-the-garden-so-l-planted-some-bulbs/</loc>
		<lastmod>2025-03-26T12:12:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-licensing-trends/state-licensing-trends/</loc>
		<lastmod>2025-03-26T14:38:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/27/getting-to-know-cathy-fellabaum-of-harvest-strategy-group/cathy-fellabaum/</loc>
		<lastmod>2025-03-27T10:21:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/27/daily-digest-march-27-getting-to-know-cathy-fellabaum-of-harvest-strategy-group-judge-denies-competing-msjs-in-fdcpa-case-over-garnishment/20250327-as-i-handed-my-dad-his-fiftieth-birthday-card-he-looked-at-me-with-tears-in-his-eyes-and-saidyou-know-one-would-have-been-enough/</loc>
		<lastmod>2025-03-27T12:21:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-digital-first-customer-collection-strategies-for-modern-financial-institutions/the-digital-first-customer_-collection-strategies-for-modern-financial-institutions/</loc>
		<lastmod>2025-03-27T14:38:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/28/daily-digest-march-28-plaintiff-files-four-fdcpa-suits-against-four-defendants-on-same-day-judge-awards-15k-to-plaintiff-in-fdcpa-case-over-extra-withdrawals/20250328-i-got-fired-from-my-job-because-i-kept-asking-my-customer-whether-they-would-prefer-smoking-or-non-smoking-apparently-the-correct-terms-are-cremation-and-burial/</loc>
		<lastmod>2025-03-28T12:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/31/daily-digest-march-31-judge-halts-cfpb-dismantling-administration-files-appeal-judge-grants-mtd-in-fdcpa-case-over-email-sent-to-represented-plaintiff/20250331-the-fact-that-jellyfish-have-survived-for-650-million-years-despite-not-having-brains-gives-hope-to-many-people/</loc>
		<lastmod>2025-03-31T12:22:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/01/suit-alleges-mvn-payment-option-violates-fdcpa/hamster/</loc>
		<lastmod>2025-04-01T10:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/01/judge-rules-selfies-must-accompany-collection-texts/selfie/</loc>
		<lastmod>2025-04-01T10:57:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/01/regulators-to-require-collector-empathy-training/empathy-2/</loc>
		<lastmod>2025-04-01T11:09:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/01/cfpb-repeals-medical-debt-credit-reporting-rule-adds-repossession-mandatory-reporting-requirement/wheelchair/</loc>
		<lastmod>2025-04-01T12:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/01/daily-digest-april-1-suit-alleges-mvn-payment-option-violates-fdcpa-judge-rules-selfies-must-accompany-collection-texts/april-1/</loc>
		<lastmod>2025-04-01T12:17:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-much-you-should-be-spending-to-collect-on-each-account-today/how-much-you-should-be-spending-to-collect-on-each-account-today/</loc>
		<lastmod>2025-04-01T16:11:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/new-fcc-revocation-rules-going-into-effect/new-fcc-revocation-rules-going-into-effect/</loc>
		<lastmod>2025-04-01T16:35:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/new-fcc-revocation-rules-going-into-effect/new-fcc-revocation-rules-going-into-effect-2/</loc>
		<lastmod>2025-04-01T16:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/02/daily-digest-april-2-ai-vs-human-collectors-new-research-reveals-surprising-results-state-appeals-court-affirms-ruling-in-high-profile-fcra-case/20250403-poop-jokes-arent-my-favourite-kind-of-joke-but-they-are-a-solid-2/</loc>
		<lastmod>2025-04-02T12:02:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/02/daily-digest-april-2-ai-vs-human-collectors-new-research-reveals-surprising-results-state-appeals-court-affirms-ruling-in-high-profile-fcra-case/20250402-whats-the-difference-between-oral-and-rectal-thermometer-the-taste/</loc>
		<lastmod>2025-04-02T12:02:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-handle-repeat-multiple-disputes-on-an-account/how-to-handle-repeat_multiple-disputes-on-an-account/</loc>
		<lastmod>2025-04-02T13:26:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/agent-ai-what-it-is-and-what-it-can-do-for-you/agent-ai_-what-it-is-and-what-it-can-do-for-you/</loc>
		<lastmod>2025-04-02T15:46:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/03/getting-to-know-stephanie-strickler-of-messer-strickler-burnette/stephanie-strickler/</loc>
		<lastmod>2025-04-03T10:21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/03/daily-digest-april-3-getting-to-know-stephanie-strickler-of-messer-strickler-burnette-judge-grants-msj-for-defendant-in-fdcpa-case-over-convenient-mode-of-communication/20250403-poop-jokes-arent-my-favourite-kind-of-joke-but-they-are-a-solid-2-2/</loc>
		<lastmod>2025-04-03T12:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/agent-ai-what-it-is-and-what-it-can-do-for-you/agent-ai_-what-it-is-and-what-it-can-do-for-you-2/</loc>
		<lastmod>2025-04-03T14:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-you-are-most-likely-to-get-sued-for-today/what-you-are-most-likely-to-get-sued-for-today/</loc>
		<lastmod>2025-04-03T15:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/04/more-than-half-of-consumers-are-worried-about-covering-surprise-costs-in-2025-report/image-8/</loc>
		<lastmod>2025-04-04T11:47:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/04/more-than-half-of-consumers-are-worried-about-covering-surprise-costs-in-2025-report/image-9/</loc>
		<lastmod>2025-04-04T11:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/04/daily-digest-april-4-collection-law-firm-sued-for-including-demand-in-mvn-itemization-table-judge-grants-mtd-in-fdcpa-case-over-alleged-harassing-calls/20250404-whats-it-called-when-you-drink-holy-water-mixed-with-laxatives-a-religious-movement/</loc>
		<lastmod>2025-04-04T12:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/customer-centric-collections-reimagining-payment-plans-and-hardship-accommodations/customer-centric-collections_-reimagining-payment-plans-and-hardship-accommodations/</loc>
		<lastmod>2025-04-04T15:51:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/07/daily-digest-april-7-appeals-court-partially-reverses-dismissal-of-fdcpa-case-over-consumer-status-and-debt-definition-cfpb-to-revisit-controversial-section-1071-rule-under-new-leadership/20250407-i-have-a-pet-tree-its-a-lot-like-having-a-pet-dog-but-the-bark-is-much-quieter/</loc>
		<lastmod>2025-04-07T03:47:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/external-it-risk-assessments-from-soc-to-penetration-testing-everything-in-between-best-practices-in-preparation/extern1/</loc>
		<lastmod>2025-04-07T15:15:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/08/daily-digest-april-8-collector-sued-for-sending-email-after-consumer-allegedly-requested-communications-be-ceased-fcc-extends-part-of-tcpa-revocation-rule-deadline-to-2026/20250408-just-before-sweet-potatoes-are-mashed-they-become-very-quiet-this-is-known-as-the-silence-of-the-yams/</loc>
		<lastmod>2025-04-08T11:52:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-impact-of-tariffs-on-consumers-collections/the-impact-of-tariffs-on-consumers-collections/</loc>
		<lastmod>2025-04-08T14:32:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/fcc-revocation-rule-qa/fcc-revocation-rule-qa/</loc>
		<lastmod>2025-04-08T15:08:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/voicebot-technology-where-it-is-and-where-it-is-heading/voicebot-technology_-where-it-is-and-where-it-is-heading/</loc>
		<lastmod>2025-04-08T15:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/09/daily-digest-april-9-connecticut-supreme-court-affirms-protections-for-law-firms-in-debt-negotiation-disputes-healthcare-digital-experience-lags-a-wake-up-call-for-the-industry/20250409-i-just-bought-50-chicks-from-the-farm-they-were-going-cheep/</loc>
		<lastmod>2025-04-09T12:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/fcc-revocation-rule-qa/fcc-revocation-rule-qa-1/</loc>
		<lastmod>2025-04-09T14:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-impact-of-tariffs-on-consumers-collections/the-impact-of-tariffs-on-consumers-collections-2/</loc>
		<lastmod>2025-04-09T15:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/doing-your-own-analytics-scoring-vs-buying-outside-data/doing-your-own-analytics-scoring-vs-buying-outside-data/</loc>
		<lastmod>2025-04-09T15:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/10/getting-to-know-susan-richards-of-credtech-consulting/susan-richards/</loc>
		<lastmod>2025-04-10T10:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/10/daily-digest-april-10-getting-to-know-susan-richards-of-credtech-consulting-judge-rules-law-firm-specializing-in-evictions-meets-fdcpas-definition-of-debt-collector/20250410-what-do-you-call-the-most-famous-cow-of-all-time-legendairy/</loc>
		<lastmod>2025-04-10T12:23:16+00:00</lastmod>
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	<url>
		<loc>https://newdev.accountsrecovery.net/events/credit-reporting-the-future-landscape-for-lenders-and-collectors/credit-reporting_-the-future-landscape-for-lenders-and-collectors/</loc>
		<lastmod>2025-04-10T16:44:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/credit-reporting-the-future-landscape-for-lenders-and-collectors/credit-reporting_-the-future-landscape-for-lenders-and-collectors-2/</loc>
		<lastmod>2025-04-10T16:48:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/11/daily-digest-april-11-suit-alleges-violations-of-fcra-fdcpa-and-tcpa-judge-partially-denies-msj-in-fcra-case-over-dispute-investigation/20250411-i-always-wondered-why-waldo-always-wears-stripes-then-i-realized-that-its-because-he-doesnt-want-to-be-spotted-what-do-you-call-the-most-famous-cow-of-all-time-legendairy/</loc>
		<lastmod>2025-04-11T12:18:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/implementing-ai-agents-timeline-early-results-and-proven-use-cases/implementing-ai-agents_-timeline-early-results-and-proven-use-cases/</loc>
		<lastmod>2025-04-11T14:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-filter-respond-to-digital-communications-from-consumers/how-to-filter_respond-to-digital-communications-from-consumers/</loc>
		<lastmod>2025-04-11T15:28:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2024-logo-bracket-6/</loc>
		<lastmod>2025-04-13T02:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/2025-logo-madness-bracket/</loc>
		<lastmod>2025-04-13T02:45:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/14/daily-digest-april-14-cfpb-to-revoke-medical-debt-collection-guidance-appeals-court-overturns-dismissal-of-fdcpa-case-rules-plaintiff-had-standing/20250414-a-sweater-i-just-bought-was-picking-up-a-lot-of-static-electricity-i-decided-to-return-it-and-the-guy-gave-me-a-new-one-free-of-charge/</loc>
		<lastmod>2025-04-14T12:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-filter-respond-to-digital-communications-from-consumers/how-to-filter_respond-to-digital-communications-from-consumers-2/</loc>
		<lastmod>2025-04-14T13:36:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-filter-respond-to-digital-communications-from-consumers/how-to-filter_respond-to-digital-communications-from-consumers-3/</loc>
		<lastmod>2025-04-14T13:43:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/medical-debt-strategy-new-approaches-in-a-post-credit-reporting-environment/medical-debt-strategy_-new-approaches-in-a-post-credit-reporting-environment/</loc>
		<lastmod>2025-04-14T14:58:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/medical-debt-strategy-new-approaches-in-a-post-credit-reporting-environment/medical-debt-strategy_-new-approaches-in-a-post-credit-reporting-environment-2/</loc>
		<lastmod>2025-04-14T15:32:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/15/daily-digest-april-15-suit-accuses-collector-of-trying-to-collect-va-debt-court-grants-motion-to-dismiss-fdcpa-case-for-second-time-denies-sanctions/20250415-i-renamed-my-toilet-jim-instead-of-john-people-are-impressed-when-i-tell-them-i-go-to-the-jim-every-morning/</loc>
		<lastmod>2025-04-15T12:26:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/medical-debt-strategy-new-approaches-in-a-post-credit-reporting-environment/medical-debt-strategy_-new-approaches-in-a-post-credit-reporting-environment-3/</loc>
		<lastmod>2025-04-15T14:46:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/16/daily-digest-april-16-cfpb-credit-card-late-fee-rule-tossed-by-judge-minnesota-appeals-court-upholds-summary-judgment-rules-individual-liable-for-debt/20250416-everyone-remembers-karl-marx-but-forget-his-sister-she-was-an-olympics-runner-her-name-was-onya-they-still-honor-her-at-the-beginning-of-every-race/</loc>
		<lastmod>2025-04-16T12:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-3/</loc>
		<lastmod>2025-04-16T15:18:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/valuing-portfolios-in-a-new-regulatory-and-economic-environment/valuing-portfolios-in-a-new-regulatory-and-economic-environment/</loc>
		<lastmod>2025-04-16T15:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/17/getting-to-know-rocky-landoll-of-bca-financial-services/rocky-landoll/</loc>
		<lastmod>2025-04-17T10:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/17/daily-digest-april-17-getting-to-know-rocky-landoll-of-bca-financial-services-cfpb-to-scale-back-supervision-shift-focus-to-combatting-consumer-fraud/20250417-ill-never-forget-the-last-thing-my-grandmother-said-to-me-i-dont-think-youre-supposed-to-unplug-that/</loc>
		<lastmod>2025-04-17T12:16:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-4/</loc>
		<lastmod>2025-04-17T14:39:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/demo-day-innovation-stage/demo-day_innovation-stage/</loc>
		<lastmod>2025-04-17T17:10:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/18/daily-digest-april-18-collector-accused-of-not-including-mini-miranda-in-voicemails-90-of-cfpbs-1700-employees-laid-off/20250418-a-man-knocked-on-my-door-today-asking-for-donations-for-the-local-swimming-pool-i-gave-him-a-glass-of-water/</loc>
		<lastmod>2025-04-18T11:48:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-5/</loc>
		<lastmod>2025-04-18T15:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/demo-day-innovation-stage/demo-dayinnovation-stage/</loc>
		<lastmod>2025-04-18T15:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-get-your-insurance-premiums-as-low-as-you-can-without-sacrificing-value/how-to-get-your-insurance-premiums-as-low-as-you-can-without-sacrificing-value/</loc>
		<lastmod>2025-04-18T16:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-cfpbs-new-direction-what-does-it-mean-for-you/the-cfpbs-new-direction_-what-does-it-mean-for-you/</loc>
		<lastmod>2025-04-18T17:19:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/external-it-risk-assessments-from-4-14-2025/external-it-risk-assessments-from-soc-to-penetration-testing-everything-in-between-best-practices-in-preparation-2/</loc>
		<lastmod>2025-04-20T23:35:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/21/compliance-digest-april-21/bill-marohn-2024/</loc>
		<lastmod>2025-04-21T10:16:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/21/daily-digest-april-21-judge-temporarily-blocks-cfpb-layoffs-understanding-the-workforce-of-2025-key-insights-for-optimizing-your-team/20250421-i-was-abducted-by-aliens-they-made-me-wash-my-hands-clean-my-room-and-eat-my-vegetables-turns-out-i-was-on-the-mothership/</loc>
		<lastmod>2025-04-21T12:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-6/</loc>
		<lastmod>2025-04-21T15:57:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-6-2/</loc>
		<lastmod>2025-04-21T16:02:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-collectors-leave-the-most-money-on-the-table/where-collectors-leave-the-most-money-on-the-table/</loc>
		<lastmod>2025-04-21T16:38:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/where-collectors-leave-the-most-money-on-the-table/where-collectors-leave-the-most-money-on-the-table-2/</loc>
		<lastmod>2025-04-21T16:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/22/daily-digest-april-22-collector-facing-fdcpa-class-action-for-allegedly-parking-debt-ed-dept-to-restart-collections-on-defaulted-student-loans/20250422-i-just-spent-600-on-a-limo-rental-but-forgot-to-hire-a-driver-all-that-money-and-nothing-to-chauffeur-it/</loc>
		<lastmod>2025-04-22T11:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-7/</loc>
		<lastmod>2025-04-22T14:19:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/the-future-of-digital-payments-in-collections-trends-innovations-and-compliance/the-future-of-digital-payments-in-collections_-trends-innovations-and-compliance/</loc>
		<lastmod>2025-04-22T15:09:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/23/daily-digest-april-23-washington-gov-signs-medical-debt-credit-reporting-bill-into-law-judge-rules-in-favor-of-defendant-in-state-law-claims-over-id-theft/20250423-sometimes-i-wake-up-grumpy-other-times-i-let-her-sleep-in/</loc>
		<lastmod>2025-04-23T12:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-8/</loc>
		<lastmod>2025-04-23T13:30:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/24/getting-to-know-ralph-hall-of-bca-financial-services-gvh-consulting/ralph-hall/</loc>
		<lastmod>2025-04-24T10:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/24/daily-digest-april-24-getting-to-know-ralph-hall-of-bca-financial-services-gvh-consulting-vermont-passes-medical-debt-relief-bill/20250424-i-told-the-doctor-that-i-have-a-problem-with-my-right-ear-he-asked-are-you-sure-i-said-yes-im-definite/</loc>
		<lastmod>2025-04-24T12:12:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-9/</loc>
		<lastmod>2025-04-24T14:51:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/25/daily-digest-april-25-collector-facing-fdcpa-class-action-over-issues-with-initial-notice-n-y-state-appeals-court-affirms-dismissal-for-lack-of-standing/20250425-my-kid-said-there-was-a-sad-ghost-in-her-room-i-asked-how-she-knew-it-was-sad-because-he-aint-got-no-body-she-said/</loc>
		<lastmod>2025-04-25T12:06:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-10/</loc>
		<lastmod>2025-04-25T14:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/28/daily-digest-april-28-appeals-court-reverses-ruling-in-fcra-rfdcpa-case-cfpb-roundup/20250428-you-come-from-dust-you-will-return-to-dust-thats-why-i-dont-dust-it-could-be-someone-i-know/</loc>
		<lastmod>2025-04-28T12:05:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/a-conversation-among-bpo-providers/a-conversation-among-bpo-providers-5/</loc>
		<lastmod>2025-04-28T13:29:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-11/</loc>
		<lastmod>2025-04-28T14:34:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/29/daily-digest-april-29-collection-operation-facing-fdcpa-class-action-for-failing-to-provide-dispute-instructions-in-letter-appeals-court-reverses-previous-order-blocks-cfpb-firings/20250429-my-girlfriend-dumped-me-while-going-up-in-an-elevator-it-hurt-on-many-levels/</loc>
		<lastmod>2025-04-29T11:26:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-12/</loc>
		<lastmod>2025-04-29T13:34:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/04/30/daily-digest-april-30-court-denies-motion-to-dismiss-in-fcra-case-over-disputed-credit-reporting-gao-investigating-cfpb/20250430-my-son-asked-me-what-i-use-to-play-on-the-ipad-as-a-kid-i-told-him-i-used-to-talk-into-a-fan-to-sound-like-a-robot/</loc>
		<lastmod>2025-04-30T12:10:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-13/</loc>
		<lastmod>2025-04-30T13:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-13-2/</loc>
		<lastmod>2025-04-30T13:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/best-practices-in-convincing-consumers-you-are-legitimate/best-practices-in-convincing-consumers-you-are-legitimate/</loc>
		<lastmod>2025-04-30T14:14:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/01/getting-to-know-barbara-garner-of-national-bureau-of-collections/barbara-lee-garner/</loc>
		<lastmod>2025-05-01T10:52:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/01/getting-to-know-barbara-garner-of-national-bureau-of-collections/barbara-garner/</loc>
		<lastmod>2025-05-01T10:55:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/01/daily-digest-may-1-getting-to-know-barbara-garner-of-national-bureau-of-collections-court-partially-grants-and-denies-motion-to-remand-fdcpa-case-to-state-court/20250501-my-daughter-asked-me-whats-a-mountain-dew-nothing-i-said-it-just-sits-there/</loc>
		<lastmod>2025-05-01T12:38:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-14/</loc>
		<lastmod>2025-05-01T14:06:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/reviewing-letters-and-digital-communications/reviewing-letters-and-digital-communications/</loc>
		<lastmod>2025-05-01T14:47:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/02/daily-digest-may-2-collector-sued-for-marking-refusal-to-pay-as-dispute-cfpb-agrees-to-vacate-medical-debt-credit-reporting-rule/20250502-i-thought-the-word-caesarean-started-with-the-letter-s-but-when-i-looked-it-up-in-the-dictionary-it-was-was-in-the-c-section/</loc>
		<lastmod>2025-05-02T12:08:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-15/</loc>
		<lastmod>2025-05-02T14:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/compliance-qa/compliance-qa/</loc>
		<lastmod>2025-05-02T16:12:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/05/daily-digest-may-5-student-loan-collections-resume-today-judge-imposes-43m-judgment-against-owner-of-debt-relief-company/20250505-say-what-you-want-about-deaf-people/</loc>
		<lastmod>2025-05-05T11:25:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/compliance-qa/compliance-qa-2/</loc>
		<lastmod>2025-05-05T15:18:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-16/</loc>
		<lastmod>2025-05-05T15:26:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/collector-compensation-trends-2/collector-compensation-trends-3/</loc>
		<lastmod>2025-05-05T16:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/state-vs-federal-court-deciding-where-to-defend-yourself/state-vs-federal-court_-deciding-where-to-defend-yourself/</loc>
		<lastmod>2025-05-05T16:27:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/06/daily-digest-may-6-collector-facing-fdcpa-tcpa-class-action-for-making-calls-after-consent-was-revoked-wilder-west-of-oversight-coming-for-consumer-financial-services-panel/20250506-my-daughter-was-doing-history-homework-and-asked-me-what-i-knew-about-galileo-i-said-he-was-a-poor-boy-from-a-poor-family/</loc>
		<lastmod>2025-05-06T12:15:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-17/</loc>
		<lastmod>2025-05-06T14:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/navigating-your-business-strategy-in-the-brave-new-world-of-new-federalism/navigating-your-business-strategy-in-the-brave-new-world-of-new-federalism/</loc>
		<lastmod>2025-05-06T15:37:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/07/daily-digest-may-7-appeals-court-overturns-ruling-in-fcra-dispute-case-virginia-enacts-medical-debt-collection-law/20250507-after-a-few-weeks-of-trying-my-wife-just-told-me-shes-pregnant-she-has-the-worst-stutter-ever/</loc>
		<lastmod>2025-05-07T11:35:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-18/</loc>
		<lastmod>2025-05-07T13:46:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/testing-digital-communication-campaigns/testing-digital-communication-campaigns/</loc>
		<lastmod>2025-05-07T15:54:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-the-most-inefficient-processes-in-collection-operations/identifying-the-most-inefficient-processes-in-collection-operations/</loc>
		<lastmod>2025-05-07T16:25:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/03/14/prodigal-launches-pie-intelligence-layer-for-collections-ai-agents/67ffaaaf7172d86e71e8d62f_dialer/</loc>
		<lastmod>2025-05-08T08:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/08/getting-to-know-jason-roozee-of-rozlin-financial-group/jason-roozee/</loc>
		<lastmod>2025-05-08T10:18:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/08/daily-digest-may-8-getting-to-know-jason-roozee-of-rozlin-financial-group-s-c-supreme-court-drops-review-of-right-to-cure-lawsuit/20250508-what-did-the-man-say-when-he-was-reversing-his-car-ahhh-yes-this-takes-me-back/</loc>
		<lastmod>2025-05-08T11:31:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/testing-digital-communication-campaigns/testing-digital-communication-campaigns-2/</loc>
		<lastmod>2025-05-08T14:58:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-19/</loc>
		<lastmod>2025-05-08T15:08:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/defending-arbitrations-filed-by-consumer-representatives-who-are-non-lawyers/defending-arbitrations-filed-by-consumer-representatives-who-are-non-lawyers/</loc>
		<lastmod>2025-05-08T15:30:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-20/</loc>
		<lastmod>2025-05-08T16:30:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/teaching-professionals-to-be-better-active-listeners/teaching-professionals-to-be-better-active-listeners/</loc>
		<lastmod>2025-05-08T16:36:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/09/daily-digest-may-9-consumer-seeks-two-for-one-special-in-fdcpa-complaint-judge-dismisses-fdcpa-fcra-case-over-who-owed-debt/20250509-im-sorry-and-i-apologize-usually-mean-the-same-thing-except-at-a-funeral/</loc>
		<lastmod>2025-05-09T11:58:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dissecting-the-cfpbs-most-recent-guidance/dissecting-the-cfpbs-most-recent-guidance/</loc>
		<lastmod>2025-05-09T14:42:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dissecting-the-cfpbs-most-recent-guidance/dissecting-the-cfpbs-most-recent-guidance-2/</loc>
		<lastmod>2025-05-09T15:06:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dissecting-the-cfpbs-most-recent-guidance/dissecting-the-cfpbs-most-recent-guidance-3/</loc>
		<lastmod>2025-05-09T15:13:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-21/</loc>
		<lastmod>2025-05-09T15:31:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ai-compliance-qa/ai-compliance-qa/</loc>
		<lastmod>2025-05-09T16:00:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/12/daily-digest-may-12-consumer-groups-granted-role-in-legal-battle-over-cfpb-medical-debt-rule-mckernan-tapped-for-treasury-post-instead/20250512-not-to-brag-about-my-finances-or-anything-but-my-credit-card-company-calls-me-almost-everyday-to-tell-me-that-my-balance-is-outstanding/</loc>
		<lastmod>2025-05-12T10:35:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/dissecting-the-cfpbs-most-recent-guidance/dissecting-the-cfpbs-most-recent-guidance-3-2/</loc>
		<lastmod>2025-05-12T14:03:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-22/</loc>
		<lastmod>2025-05-12T14:10:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-consumers-to-pay-without-a-human-interaction/getting-consumers-to-pay-without-a-human-interaction/</loc>
		<lastmod>2025-05-12T14:53:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/getting-consumers-to-pay-without-a-human-interaction/getting-consumers-to-pay-without-a-human-interaction-2/</loc>
		<lastmod>2025-05-12T15:55:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/13/daily-digest-may-13-collector-facing-fdcpa-class-action-for-failing-to-include-expiration-date-in-settlement-offer-judge-dismisses-fcra-fdcpa-case-from-serial-filer-over-untrue/20250513-never-pay-for-a-gym-trainer-guys-its-a-complete-waste-of-money-he-just-sits-around-while-i-do-all-the-heavy-lifting/</loc>
		<lastmod>2025-05-13T12:06:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-23/</loc>
		<lastmod>2025-05-13T14:27:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/14/daily-digest-may-14-california-appeals-court-vacates-rulings-in-favor-of-debt-buyer-cfpb-proposes-scrapping-registry-of-nonbank-offenders/20250514-my-wife-was-sick-in-bed-so-i-took-the-sheets-off-of-her-and-then-put-them-back-on-there-i-said-now-youre-recovered/</loc>
		<lastmod>2025-05-14T12:01:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-24/</loc>
		<lastmod>2025-05-14T14:26:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-consumers-from-breaking-payment-plans/how-to-keep-consumers-from-breaking-payment-plans/</loc>
		<lastmod>2025-05-14T14:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-educational-debt-collections-is-becoming-more-challenging-and-needed/how-educational-debt-collections-is-becoming-more-challenging-and-needed/</loc>
		<lastmod>2025-05-14T15:37:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/15/getting-to-know-cheryl-spanier-of-medical-data-systems/cheryl-spanier/</loc>
		<lastmod>2025-05-15T10:51:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/15/daily-digest-may-15-getting-to-know-cheryl-spanier-of-medical-data-systems-florida-updates-collection-law-to-allow-overnight-emails-to-consumers/20250515-what-do-you-call-a-viking-who-lost-his-boat-a-hiking/</loc>
		<lastmod>2025-05-15T12:19:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-25/</loc>
		<lastmod>2025-05-15T14:20:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/how-to-keep-consumers-from-breaking-payment-plans/how-to-keep-consumers-from-breaking-payment-plans-2/</loc>
		<lastmod>2025-05-15T14:53:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/what-to-do-when-a-consumer-claims-to-be-the-victim-of-identity-theft/what-to-do-when-a-consumer-claims-to-be-the-victim-of-identity-theft/</loc>
		<lastmod>2025-05-15T16:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/writing-the-ideal-job-descriptions-for-different-roles-in-a-collection-operation/writing-the-ideal-job-descriptions-for-different-roles-in-a-collection-operation/</loc>
		<lastmod>2025-05-15T17:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/16/daily-digest-may-16-collector-sued-for-leaving-zortman-messages-after-consent-was-revoked-cfpb-reduces-2m-chopra-era-fine-to-45k/20250516-you-know-how-in-some-sports-they-toss-the-ball-to-the-fans-after-a-victory-youre-not-supposed-to-do-that-in-bowling-i-know-that-now/</loc>
		<lastmod>2025-05-16T12:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-26/</loc>
		<lastmod>2025-05-16T14:52:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/scaling-self-serve-revenue-in-2025/scaling-self-serve-revenue-in-2025/</loc>
		<lastmod>2025-05-16T15:25:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/scaling-self-serve-revenue-in-2025/scaling-self-serve-revenue-in-2025-2/</loc>
		<lastmod>2025-05-16T15:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-challenges-of-being-a-collector-in-todays-world/the-challenges-of-being-a-collector-in-todays-world/</loc>
		<lastmod>2025-05-16T16:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/19/daily-digest-may-19-judge-denies-mtd-in-fdcpa-case-rules-plaintiff-has-standing-debt-collection-complaints-swamp-cfpb-inbox-but-almost-never-pay-off-study/20250519-does-anyone-else-find-it-weird-that-when-star-trek-boldly-goes-where-no-one-has-gone-before-they-always-find-someone-there/</loc>
		<lastmod>2025-05-19T11:56:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-27/</loc>
		<lastmod>2025-05-19T13:22:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-the-most-inefficient-processes-in-collection-operations/identifying-the-most-inefficient-processes-in-collection-operations-2/</loc>
		<lastmod>2025-05-19T15:06:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/identifying-the-most-inefficient-processes-in-collection-operations/identifying-the-most-inefficient-processes-in-collection-operations-3/</loc>
		<lastmod>2025-05-19T15:13:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/20/daily-digest-may-20-collector-sued-for-withdrawing-funds-without-consent-michigan-appeals-court-affirms-ruling-for-debt-buyer/20250520-my-wife-thinks-its-weird-that-i-stare-at-the-window-during-a-heavy-rainstorm-it-would-be-a-lot-less-weird-if-shed-just-let-me-in/</loc>
		<lastmod>2025-05-20T12:16:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-28/</loc>
		<lastmod>2025-05-20T14:08:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-conduct-an-employee-review-or-give-feedback/how-to-conduct-an-employee-review-or-give-feedback/</loc>
		<lastmod>2025-05-20T15:08:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/21/daily-digest-may-21-bill-introduced-in-senate-to-prohibit-garnishments-on-student-loan-collections-portal-hesitation-security-worries-low-awareness-keeping-patients-offline/20250521-my-daughter-was-upset-that-it-was-raining-and-said-i-wish-i-had-a-gun-that-could-shoot-the-rain-and-make-it-go-away/</loc>
		<lastmod>2025-05-21T13:31:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-29/</loc>
		<lastmod>2025-05-21T14:24:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-adapt-or-die-how-to-avoid-falling-too-far-behind/adapt-or-die_-how-to-avoid-falling-too-far-behind/</loc>
		<lastmod>2025-05-21T15:10:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-adapt-or-die-how-to-avoid-falling-too-far-behind/adapt-or-die_-how-to-avoid-falling-too-far-behind-2/</loc>
		<lastmod>2025-05-21T15:24:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/22/getting-to-know-jeff-pappas-of-absolute-resolutions/jeff-pappas-1/</loc>
		<lastmod>2025-05-22T10:12:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/22/daily-digest-may-22-getting-to-know-jeff-pappas-of-absolute-resolutions-california-appeals-court-overturns-dismissal-of-suit/20250522-if-youre-worried-about-your-microwave-collecting-data-and-your-tv-spying-on-you-just-remember-your-vacuum-has-been-gathering-dirt-on-you-for-years/</loc>
		<lastmod>2025-05-22T12:00:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-30/</loc>
		<lastmod>2025-05-22T14:13:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-questions-to-ask-your-it-security-contractor/questions-to-ask-your-it_security-contractor/</loc>
		<lastmod>2025-05-22T16:34:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/23/daily-digest-may-23-suit-accuses-collector-of-being-too-friendly-in-emails-to-plaintiff-jefferson-capital-files-to-go-public/20250523-nasa-is-launching-a-satellite-to-say-sorry-to-the-aliens-they-are-calling-it-apollo-g/</loc>
		<lastmod>2025-05-23T12:04:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-31/</loc>
		<lastmod>2025-05-23T13:48:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/27/compliance-digest-may-27/leslie-bender-2025/</loc>
		<lastmod>2025-05-25T18:18:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025/</loc>
		<lastmod>2025-05-26T13:34:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/27/daily-digest-may-27-collector-sued-for-allegedly-misinterpreting-refusal-to-pay-alaska-supreme-court-affirms-rulings-for-consumers-in-collection-lawsuit-cases/20250527-my-son-choked-on-his-train-themed-birthday-cake-guess-he-bit-off-more-than-he-could-choo/</loc>
		<lastmod>2025-05-27T12:01:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-next-wave-of-cfpb-rulemaking-whats-coming-and-how-to-prepare/the-next-wave-of-cfpb-rulemaking_-whats-coming-and-how-to-prepare/</loc>
		<lastmod>2025-05-28T00:27:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-1/</loc>
		<lastmod>2025-05-28T00:48:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-next-wave-of-cfpb-rulemaking-whats-coming-and-how-to-prepare/the-next-wave-of-cfpb-rulemaking_-whats-coming-and-how-to-prepare-2/</loc>
		<lastmod>2025-05-28T00:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/28/daily-digest-may-28-washington-appeals-court-overturns-dismissal-against-collection-law-firm-illinois-legislature-passes-bill-prohibiting-collection-of-coerced-debt/20250528-what-do-you-call-a-hen-that-can-count-its-own-eggs-a-mathemachicken/</loc>
		<lastmod>2025-05-28T12:08:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/29/getting-to-know-mark-neill-of-oxygen-xl/mark-neill/</loc>
		<lastmod>2025-05-29T10:26:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-digital-collections-and-the-model-validation-notice/digital-collections-and-the-model-validation-notice/</loc>
		<lastmod>2025-05-29T10:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-self-service-payment-plans-settlements/self-service-payment-plans-settlements/</loc>
		<lastmod>2025-05-29T11:24:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-self-service-payment-plans-settlements/self-service-payment-plans-settlements-2/</loc>
		<lastmod>2025-05-29T11:45:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/29/daily-digest-may-29-getting-to-know-mark-neill-of-oxygen-xl-appeals-court-affirms-ruling-for-defendant-holds-reasonable-investigation-doesnt-need-to-be-accurate/20250529-whats-heavier-a-liter-of-water-or-a-liter-of-butane-water-in-fact-no-matter-how-much-water-you-have-butane-will-always-be-a-lighter-fluid/</loc>
		<lastmod>2025-05-29T12:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/05/30/daily-digest-may-30-suit-accuses-collector-of-mischaracterizing-refusal-to-pay-as-dispute-appeals-court-affirms-dismissal-of-fdcpa-case-against-creditor/20250530-if-you-die-and-get-cremated-you-can-be-put-into-an-hourglass-and-still-be-included-in-family-game-night/</loc>
		<lastmod>2025-05-30T11:28:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-4-2/</loc>
		<lastmod>2025-05-30T12:15:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-consumer-psychology-understanding-financial-decision-making/consumer-psychology_-understanding-financial-decision-making/</loc>
		<lastmod>2025-05-30T13:39:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/02/daily-digest-june-2-appeals-court-issues-another-ruling-over-language-in-arbitration-clause-report-cfpb-tells-staff-to-collect-belongings/20250602-how-do-female-sheep-turn-around-they-do-a-ewe-turn/</loc>
		<lastmod>2025-06-02T11:54:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-32/</loc>
		<lastmod>2025-06-02T13:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/03/compliance-digest-june-2/nick-prola-2025/</loc>
		<lastmod>2025-06-03T00:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/03/daily-digest-june-3-suit-accuses-collector-of-not-disclosing-call-recording-judge-denies-certification-in-fdcpa-case-involving-questionnaire-to-determine-standing/20250603-the-worst-hotel-i-ever-went-to-was-called-the-fiddle-it-was-a-vile-inn/</loc>
		<lastmod>2025-06-03T12:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-33/</loc>
		<lastmod>2025-06-03T14:30:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-is-soc-ii-type-2-why-you-should-get-it-and-what-to-do-with-it/what-is-soc-ii-type-2-why-you-should-get-it-and-what-to-do-with-it/</loc>
		<lastmod>2025-06-03T15:08:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-is-soc-ii-type-2-why-you-should-get-it-and-what-to-do-with-it/what-is-soc-ii-type-2-why-you-should-get-it-and-what-to-do-with-it-2/</loc>
		<lastmod>2025-06-03T15:08:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-getting-your-data-set-up-so-you-can-make-the-most-out-of-it/getting-your-data-set-up-so-you-can-make-the-most-out-of-it/</loc>
		<lastmod>2025-06-03T15:53:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/04/daily-digest-june-4-ed-dept-pauses-social-security-garnishments-for-student-loan-defaults-judge-grants-msj-again-for-defendant-in-fdcpa-case-over-disputed-debt/20250604-i-was-at-the-grocery-store-and-the-kid-bagging-my-stuff-asked-if-i-wanted-paper-or-plastic/</loc>
		<lastmod>2025-06-04T12:11:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-consumer-psychology-understanding-financial-decision-making/consumer-psychology_-understanding-financial-decision-making-2/</loc>
		<lastmod>2025-06-04T13:58:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-2/</loc>
		<lastmod>2025-06-04T14:16:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-will-vs-skill-separating-those-who-can-from-those-who-wont/will-vs-skill_-separating-those-who-can-from-those-who-wont/</loc>
		<lastmod>2025-06-04T14:52:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/05/getting-to-know-rob-grafath-of-grafath-consulting/rob-grafath/</loc>
		<lastmod>2025-06-05T10:22:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/05/daily-digest-june-5-getting-to-know-rob-grafath-of-grafath-consulting-collector-didnt-violate-fcra-or-fdcpa-by-using-credit-report-to-obtain-mailing-address-judge-rules/20250605-my-daughter-can-type-on-her-phone-using-either-hand-shes-ambitextrous/</loc>
		<lastmod>2025-06-05T12:16:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-getting-your-data-set-up-so-you-can-make-the-most-out-of-it/getting-your-data-set-up-so-you-can-make-the-most-out-of-it-2/</loc>
		<lastmod>2025-06-05T13:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-1-2/</loc>
		<lastmod>2025-06-05T13:43:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-most-common-state-level-collection-changes-you-mightve-missed/the-most-common-state-level-collection-changes-you-mightve-missed/</loc>
		<lastmod>2025-06-05T15:03:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/06/daily-digest-june-6-fdcpa-suit-accuses-collection-law-firm-of-submitting-faulty-affidavit-judge-dismisses-suit-over-email-only-request-0-38-difference-in-debt/20250606-do-not-touch-must-be-one-of-the-scariest-things-to-read-in-braille/</loc>
		<lastmod>2025-06-06T12:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-2-2/</loc>
		<lastmod>2025-06-06T13:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-building-an-effective-qa-program-that-goes-beyond-call-monitoring/building-an-effective-qa-program-that-goes-beyond-call-monitoring/</loc>
		<lastmod>2025-06-06T14:43:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/09/daily-digest-june-9-judge-dismisses-fdcpa-class-action-battle-brews-over-cfpbs-future-as-congress-targets-agencys-funding/20250609-when-i-was-a-kid-bedtime-was-9-pm-l-couldnt-wait-to-be-a-grownup-so-i-could-go-to-bed-anytime-i-wanted-turns-out-that-is-9-pm/</loc>
		<lastmod>2025-06-09T12:01:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-3-2/</loc>
		<lastmod>2025-06-09T13:58:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-talk-the-talk-and-be-a-leader-in-your-operation/how-to-talk-the-talk-and-be-a-leader-in-your-operation/</loc>
		<lastmod>2025-06-09T14:38:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/10/daily-digest-june-10-law-firm-facing-fdcpa-class-action-over-issues-with-mvn-court-fraud-reporting-not-always-clear-cut-in-fcra-cases/20250610-i-made-a-graph-of-all-my-past-relationships-it-has-an-ex-axis-and-a-why-axis/</loc>
		<lastmod>2025-06-10T12:15:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-4-3/</loc>
		<lastmod>2025-06-10T14:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-understanding-statutes-of-limitation/understanding-statutes-of-limitation/</loc>
		<lastmod>2025-06-10T15:37:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/11/daily-digest-june-11-judge-grants-mtd-in-fdcpa-class-action-over-alleged-missing-disclosure-cfpb-enforcement-head-blasts-administration-on-way-out-door/20250611-when-does-a-joke-become-a-dad-joke-when-it-becomes-apparent/</loc>
		<lastmod>2025-06-11T12:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-5-2/</loc>
		<lastmod>2025-06-11T15:47:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-youre-building-a-collection-operation-from-scratch-how-do-you-do-it/youre-building-a-collection-operation-from-scratch-how-do-you-do-it/</loc>
		<lastmod>2025-06-11T16:28:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/12/getting-to-know-sam-edens-of-security-credit-services/sam-edens/</loc>
		<lastmod>2025-06-12T10:18:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/12/daily-digest-june-12-getting-to-know-sam-edens-of-security-credit-services-judge-grants-msj-for-defendant-in-fdcpa-tcpa-case-over-texts-calls-to-wrong-number/20250612-whats-a-funeral-directors-favorite-element-from-the-periodic-table-barium/</loc>
		<lastmod>2025-06-12T12:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-6-3/</loc>
		<lastmod>2025-06-12T14:26:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-handling-cfpb-complaints-insights-into-complaint-database/handling-cfpb-complaints-insights-into-complaint-database/</loc>
		<lastmod>2025-06-12T15:02:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/13/daily-digest-june-13-suit-accuses-collector-of-attempting-to-collect-non-existent-debt-n-d-state-court-affirms-mvns-safe-harbor-in-case-over-dispute-notification/20250613-the-toothbrush-was-invented-in-west-virginia-otherwise-it-would-have-been-called-the-teethbrush/</loc>
		<lastmod>2025-06-13T12:07:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-7-2/</loc>
		<lastmod>2025-06-13T13:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-real-time-speech-analytics-the-roi-the-myths-the-truth/real-time-speech-analytics-the-roi-the-myths-the-truth/</loc>
		<lastmod>2025-06-13T14:28:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/16/compliance-digest-june-16/michael-chapman/</loc>
		<lastmod>2025-06-14T16:57:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/16/compliance-digest-june-16/michael-chapman-1/</loc>
		<lastmod>2025-06-14T16:58:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/16/daily-digest-june-16-judge-denies-plaintiffs-msj-in-fdcpa-case-over-arbitration-demand-mass-regulator-halts-collectors-operations-for-ignoring-calls-deadlines/20250616-the-toothbrush-was-invented-in-west-virginia-otherwise-it-would-have-been-called-the-teethbrush/</loc>
		<lastmod>2025-06-16T12:07:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-breaking-down-the-most-common-disputes-filed-by-consumers-and-how-to-investigate-and-respond-to-them/breaking-down-the-most-common-disputes-filed-by-consumers-and-how-to-investigate-and-respond-to-them/</loc>
		<lastmod>2025-06-16T14:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-11-2/</loc>
		<lastmod>2025-06-16T14:51:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/17/daily-digest-june-17-complaint-accuses-defendant-of-not-going-far-enough-to-investigate-id-theft-dispute-nevada-governor-vetoes-medical-debt-collection-bill/20250617-sadly-the-inventor-of-the-throat-lozenge-has-died-there-will-be-no-coffin-at-his-funeral/</loc>
		<lastmod>2025-06-17T11:56:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-convince-consumers-you-are-on-their-side/how-to-convince-consumers-you-are-on-their-side/</loc>
		<lastmod>2025-06-17T15:06:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-34/</loc>
		<lastmod>2025-06-17T15:29:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/18/daily-digest-june-18-judge-dismisses-fdcpa-fcra-case-against-debt-buyer-credit-reporting-agencies-medical-debt-credit-reporting-bill-advances-in-delaware/20250618-what-did-you-call-a-pig-thats-lost-its-oink-disgruntled/</loc>
		<lastmod>2025-06-18T11:47:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-debt-buyers-and-right-to-cure-notices-what-you-need-to-know/debt-buyers-and-right-to-cure-notices_-what-you-need-to-know/</loc>
		<lastmod>2025-06-18T14:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-1-3/</loc>
		<lastmod>2025-06-18T14:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/19/getting-to-know-dave-avellis-of-rogues12-consulting/dave-avellis/</loc>
		<lastmod>2025-06-19T10:49:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/19/daily-digest-june-19-getting-to-know-dave-avellis-of-rogues12-consulting-new-york-legislature-passes-consumer-protection-bill-to-prohibit-unfair-and-abusive-pra/20250619-a-teacher-told-me-not-to-worry-about-spelling-because-in-the-future-there-will-be-autocorrect-for-that-i-am-eternally-grapefruit/</loc>
		<lastmod>2025-06-19T11:56:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-risk-assessment-playbook-how-to-find-the-red-flags-in-your-process/risk-assessment-playbook-how-to-find-the-red-flags-in-your-process/</loc>
		<lastmod>2025-06-19T15:01:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-2-3/</loc>
		<lastmod>2025-06-19T15:14:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/20/daily-digest-june-20-suit-accuses-cra-debt-buyer-of-not-investigating-id-theft-claim-judge-rules-in-oregon-charity-care-lawsuit/20250620-dad-jokes-are-like-a-fall-harvest-the-cornier-the-better/</loc>
		<lastmod>2025-06-20T11:50:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-debt-buyers-and-right-to-cure-notices-what-you-need-to-know/debt-buyers-and-right-to-cure-notices_-what-you-need-to-know-2/</loc>
		<lastmod>2025-06-20T13:53:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-breaking-down-different-phrases-used-by-collectors/breaking-down-different-phrases-used-by-collectors/</loc>
		<lastmod>2025-06-20T15:01:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/23/compliance-digest-june-23/jim-sandy/</loc>
		<lastmod>2025-06-23T11:24:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/23/daily-digest-june-23-courts-can-ignore-fcc-tcpa-rulings-supreme-court-cfpb-budget-cant-be-cut-as-part-of-budget-bill-parliamentarian-rules/20250623-island-isnt-land/</loc>
		<lastmod>2025-06-23T11:59:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-crawl-walk-run-of-deploying-virtual-agents-and-voicebots/the-crawl_walk_run-of-deploying-virtual-agents-and-voicebots/</loc>
		<lastmod>2025-06-23T14:51:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-should-be-on-your-collector-scorecard/what-should-be-on-your-collector-scorecard/</loc>
		<lastmod>2025-06-23T15:56:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-35/</loc>
		<lastmod>2025-06-24T06:03:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/24/daily-digest-june-24-collector-facing-class-action-for-not-disclosing-identity-or-that-call-was-being-recorded-judge-reduces-fee-award-by-50-in-fdcpa-case/20250624-what-happens-when-a-microscope-crashes-into-a-telescope-they-kaleidoscope/</loc>
		<lastmod>2025-06-24T12:09:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-everything-you-need-to-know-about-texass-new-mini-tcpa/everything-you-need-to-know-about-texass-new-mini-tcpa/</loc>
		<lastmod>2025-06-24T14:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-everything-you-need-to-know-about-texass-new-mini-tcpa/everything-you-need-to-know-about-texass-new-mini-tcpa-2/</loc>
		<lastmod>2025-06-24T14:38:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-everything-you-need-to-know-about-texass-new-mini-tcpa/everything-you-need-to-know-about-texass-new-mini-tcpa-3/</loc>
		<lastmod>2025-06-24T14:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-breaking-down-the-supreme-courts-ruling-in-mclaughlin-chiropractic-v-mckesson-and-what-it-means-for-the-tcpa/everything-you-need-to-know-about-texass-new-mini-tcpa-4/</loc>
		<lastmod>2025-06-24T15:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-1-4/</loc>
		<lastmod>2025-06-25T07:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-breaking-down-the-supreme-courts-ruling-in-mclaughlin-chiropractic-v-mckesson-and-what-it-means-for-the-tcpa/breaking-down-the-supreme-courts-ruling-in-mclaughlin-chiropractic-v-mckesson-and-what-it-means-for-the-tcpa/</loc>
		<lastmod>2025-06-25T11:02:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/25/daily-digest-june-25-judge-awards-plaintiffs-20k-in-damages-in-fdcpa-case-over-improper-garnishment-gop-budget-plan-could-trigger-a-50-billion-surge-in-medical-debt/20250625-scientists-say-the-universe-is-made-up-of-protons-neutrons-and-electrons-they-forgot-to-mention-morons/</loc>
		<lastmod>2025-06-25T12:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-reignite-collectors-who-are-burnt-out/how-to-reignite-collectors-who-are-burnt-out/</loc>
		<lastmod>2025-06-25T15:12:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/26/getting-to-know-hillary-varvel-of-indebted/hillary-varvel/</loc>
		<lastmod>2025-06-26T10:24:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/26/daily-digest-june-26-getting-to-know-hillary-varvel-of-indebted-judge-grants-motion-to-compel-arbitration-in-fdcpa-case-over-post-refusal-communications/20250626-scientists-just-discovered-a-rock-that-requires-constant-human-approval-its-called-amirite/</loc>
		<lastmod>2025-06-26T11:34:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-best-email-communication-strategies/how-to-reignite-collectors-who-are-burnt-out-2/</loc>
		<lastmod>2025-06-26T15:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-best-email-communication-strategies/best-email-communication-strategies/</loc>
		<lastmod>2025-06-26T15:21:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/27/daily-digest-june-27-collection-law-firm-accused-of-of-garnishing-plaintiffs-wages-without-registering-garnishment-judge-grants-msj-in-fdcpa-case-over-issue-with-payment-arrangement/20250627-my-friend-is-an-agnostic-dyslexic-insomniac-he-stays-up-all-night-wondering-if-theres-a-dog/</loc>
		<lastmod>2025-06-27T11:27:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-ma-update-for-credit-and-collection-industry/ma-update-for-credit-and-collection-industry/</loc>
		<lastmod>2025-06-27T14:47:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/06/30/daily-digest-june-30-judge-reduces-attorney-fee-award-in-fdcpa-case-by-more-than-50-cfpb-publishes-plan-for-handling-criminal-regulatory-offenses/20250630-the-local-cemetery-raised-its-prices-it-blamed-it-on-the-cost-of-living/</loc>
		<lastmod>2025-06-30T12:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/logo-madness-bracket/logo-madness-2025-36/</loc>
		<lastmod>2025-06-30T12:52:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-disclosures-you-need-to-make-when-communicating-via-email-and-text/the-disclosures-you-need-to-make-when-communicating-via-email-and-text/</loc>
		<lastmod>2025-06-30T16:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/01/daily-digest-july-1-collector-sued-for-not-reporting-dispute-fast-enough-collector-petitions-supreme-court-to-hear-arguments-in-fdcpa-standing-case/20250701-i-was-wondering-why-music-kept-coming-from-my-printer-turns-out-the-paper-was-jamming/</loc>
		<lastmod>2025-07-01T12:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-its-like-to-collect-in-california-today/what-its-like-to-collect-in-california-today/</loc>
		<lastmod>2025-07-01T14:29:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-disclosures-you-need-to-make-when-communicating-via-email-and-text/the-disclosures-you-need-to-make-when-communicating-via-email-and-text-2/</loc>
		<lastmod>2025-07-01T15:42:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/02/daily-digest-july-2-appeals-court-affirms-ruling-for-plaintiff-in-fdcpa-workers-comp-case-cfpb-terminates-95m-enforcement-order-with-credit-union/20250702-i-cant-believe-how-hot-its-been-lately-its-so-hot-that-my-garlic-had-to-take-its-cloves-off/</loc>
		<lastmod>2025-07-02T11:59:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/collections-technology-trends-challenges-future-outlook-2/screenshot-2025-07-02-at-10-23-19/</loc>
		<lastmod>2025-07-02T14:31:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-collections-technology-trends-challenges-future-outlook/the-disclosures-you-need-to-make-when-communicating-via-email-and-text-3/</loc>
		<lastmod>2025-07-02T16:08:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/03/getting-to-know-chris-canote-of-hawthorn-recovery-service/chris-canote/</loc>
		<lastmod>2025-07-03T10:34:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/03/were-on-your-side-experts-share-how-to-win-consumer-trust/connect-engage-happy/</loc>
		<lastmod>2025-07-03T10:59:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/03/daily-digest-july-3-getting-to-know-chris-canote-of-hawthorn-recovery-service-appeals-court-affirms-dismissal-of-tcpa-case-over-collection-calls/20250703-in-texas-its-illegal-to-serve-pie-without-ice-cream-texans-always-remember-the-a-la-mode/</loc>
		<lastmod>2025-07-03T11:59:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preparing-for-how-consumers-will-use-ai-toward-collectors/preparing-for-how-consumers-will-use-ai-toward-collectors/</loc>
		<lastmod>2025-07-03T14:36:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/07/daily-digest-july-7-appeals-court-overturns-ruling-in-fcra-case-over-clickwrap-disclosure-trump-signs-sweeping-policy-overhaul-reshaping-federal-student-loan-system/20250707-incorrectly-is-the-only-word-that-when-spelled-correctly-is-still-spelled-incorrectly/</loc>
		<lastmod>2025-07-07T11:53:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-best-practices-in-judgment-collections/best-practices-in-judgment-collections/</loc>
		<lastmod>2025-07-07T15:41:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/08/daily-digest-july-8-collector-facing-class-action-fdcpa-suit-for-emailing-after-plaintiff-unsubscribed-n-j-appeals-court-affirms-ruling-over-attempt-to-vacate-judgment/20250708-my-wife-wanted-a-vacation-but-i-wanted-a-staycation-so-we-compromised-and-had-an-altercation/</loc>
		<lastmod>2025-07-08T12:57:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/09/daily-digest-july-9-defendant-wins-fdcpa-case-over-purchased-debt-medical-debt-collection-bill-introduced-in-wisconsin-legislature/20250709-a-lady-walked-into-my-bar-and-asked-for-a-double-entendre-so-i-gave-it-to-her/</loc>
		<lastmod>2025-07-09T12:18:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-best-practices-in-judgment-collections/best-practices-in-judgment-collections-2/</loc>
		<lastmod>2025-07-09T16:17:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-best-practices-in-judgment-collections/best-practices-in-judgment-collections-3/</loc>
		<lastmod>2025-07-09T16:19:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-managing-disputes-in-auto-finance/managing-disputes-in-auto-finance/</loc>
		<lastmod>2025-07-09T16:35:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-managing-disputes-in-auto-finance/managing-disputes-in-auto-finance-2/</loc>
		<lastmod>2025-07-09T16:46:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/10/getting-to-know-peter-fish-of-genesis-credit-recovery/peter-fish/</loc>
		<lastmod>2025-07-10T10:26:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/10/daily-digest-july-10-getting-to-know-peter-fish-of-genesis-credit-recovery-judge-denies-mtd-in-fcra-fdcpa-case-over-collection-amount/20250710-what-do-dogs-and-trees-have-in-common-they-both-have-a-good-bark/</loc>
		<lastmod>2025-07-10T11:59:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-deploying-voice-ai-agents-in-a-secure-and-compliant-way/deploying-voice-ai-agents-in-a-secure-and-compliant-way/</loc>
		<lastmod>2025-07-10T13:42:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-getting-the-most-out-of-call-calibration-sessions/getting-the-most-out-of-call-calibration-sessions/</loc>
		<lastmod>2025-07-10T15:00:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/11/daily-digest-july-11-collector-facing-fcra-fdcpa-suit-over-debt-parking-allegations-rhode-island-enacts-medical-debt-credit-reporting-ban/20250711-silence-is-golden-unless-you-have-kids-then-silence-is-suspicious/</loc>
		<lastmod>2025-07-11T12:06:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-managing-disputes-in-auto-finance/managing-disputes-in-auto-finance-3/</loc>
		<lastmod>2025-07-11T14:21:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-deploying-voice-ai-agents-in-a-secure-and-compliant-way/deploying-voice-ai-agents-in-a-secure-and-compliant-way-2/</loc>
		<lastmod>2025-07-11T14:34:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-foster-a-culture-of-innovation-in-your-operation/how-to-foster-a-culture-of-innovation-in-your-operation/</loc>
		<lastmod>2025-07-11T14:51:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-settle-or-defend-ripped-from-the-headlines/settle-or-defend_-ripped-from-the-headlines/</loc>
		<lastmod>2025-07-11T15:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-is-the-cfpbs-medical-debt-credit-reporting-rule-finally-dead/is-the-cfpbs-medical-debt-credit-reporting-rule-finally-dead/</loc>
		<lastmod>2025-07-14T09:50:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/14/daily-digest-july-14-judge-vacates-cfpb-medical-debt-credit-reporting-rule-cfpb-firstcash-reach-9m-settlement-over-military-lending-act-violations/20250714-respect-people-who-wear-glasses-they-paid-money-to-see-you/</loc>
		<lastmod>2025-07-14T11:52:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/21/compliance-digest-july-21/crystal-duplay/</loc>
		<lastmod>2025-07-14T23:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/15/daily-digest-july-15-plaintiff-sues-collection-operations-for-attempting-to-collect-after-refusal-to-pay-email-senate-dems-blast-cfpb-for-siding-with-industry-on-medical-debt/20250715-i-poured-my-root-beer-into-a-square-mug-now-its-just-beer/</loc>
		<lastmod>2025-07-15T11:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-easily-identify-the-accounts-that-are-most-likely-to-pay/how-to-easily-identify-the-accounts-that-are-most-likely-to-pay/</loc>
		<lastmod>2025-07-15T15:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-from-burnout-to-buy-in-how-agent-experience-directly-lowers-delinquency/from-burnout-to-buy-in_-how-agent-experience-directly-lowers-delinquency/</loc>
		<lastmod>2025-07-16T09:30:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-deploying-voice-ai-agents-in-a-secure-and-compliant-way/deploying-voice-ai-agents-in-a-secure-and-compliant-way-3/</loc>
		<lastmod>2025-07-16T09:54:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/16/daily-digest-july-16-judge-dismisses-fdcpa-case-over-different-dates-in-mvns-inside-the-cfpb-shutdown-employees-paid-but-forbidden-to-work/20250716-the-word-hyphenated-is-non-hyphenated-while-non-hyphenated-is-hyphenated/</loc>
		<lastmod>2025-07-16T11:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-is-udap-udaap-in-todays-credit-and-collection-industry/deploying-voice-ai-agents-in-a-secure-and-compliant-way-4/</loc>
		<lastmod>2025-07-16T13:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-is-udap-udaap-in-todays-credit-and-collection-industry/deploying-voice-ai-agents-in-a-secure-and-compliant-way-5/</loc>
		<lastmod>2025-07-16T13:41:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/17/getting-to-know-matt-stroh-of-credit-collections-bureau/matt-stroh/</loc>
		<lastmod>2025-07-17T10:43:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/17/daily-digest-july-17-getting-to-know-matt-stroh-of-credit-collections-bureau-judge-denies-defendants-msj-in-fdcpa-case-over-lease-termination-fees/20250717-when-my-wife-is-sad-i-let-her-color-in-my-tattoos-turns-out-she-just-needs-a-shoulder-to-crayon/</loc>
		<lastmod>2025-07-17T11:44:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-collecting-while-maintaining-the-customer-relationship/collecting-while-maintaining-the-customer-relationship/</loc>
		<lastmod>2025-07-18T09:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/18/daily-digest-july-18-collector-accused-of-third-party-disclosure-by-sending-email-about-debt-to-plaintiffs-son-court-halves-statutory-award-in-fdcpa-case-over-text-sent-to-third-party/20250718-i-got-caught-riding-an-elephant-on-the-highway-ive-being-charged-with-trunk-driving/</loc>
		<lastmod>2025-07-18T11:49:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/getting-the-most-out-of-call-calibration-sessions-from-7-14-2025/getting-the-most-out-of-call-calibration-sessions-2/</loc>
		<lastmod>2025-07-20T19:59:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-are-all-the-state-changes-leading-to-more-collection-lawsuits/are-all-the-state-changes-leading-to-more-collection-lawsuits/</loc>
		<lastmod>2025-07-21T11:01:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/21/daily-digest-july-21-fdcpa-does-not-mandate-email-communication-judge-rules-cfpb-keeps-state-notification-rules-in-place/20250721-smoking-will-kill-you-bacon-will-kill-you-but-smoking-bacon-will-cure-it/</loc>
		<lastmod>2025-07-21T12:00:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-a-conversation-with-state-regulators/a-conversation-with-state-regulators/</loc>
		<lastmod>2025-07-21T14:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/22/daily-digest-july-22-suit-accuses-law-firm-of-pursuing-case-after-notified-of-improper-venue-appeals-court-time-and-money-spent-on-unshared-credit-report-errors-does-not-meet-standing-threshold/20250722-i-was-washing-my-car-with-my-son-the-other-day-and-he-asked-dad-why-dont-you-just-use-a-spongesmoking-will-kill-you-bacon-will-kill-you-but-smoking-bacon-will/</loc>
		<lastmod>2025-07-22T11:56:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-channel-stacking-how-to-do-it-the-right-way/channel-stacking_-how-to-do-it-the-right-way/</loc>
		<lastmod>2025-07-22T15:15:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/23/daily-digest-july-23-n-j-appeals-court-affirms-ruling-over-failure-to-arbitrate-in-collection-lawsuit-case-racial-and-income-gaps-emerge-in-medical-debt-litigation-study/20250723-my-son-is-now-at-that-age-where-hes-curious-about-the-female-body-i-guess-ill-have-to-hide-it-somewhere-else-now/</loc>
		<lastmod>2025-07-23T11:15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-hiring-debate-new-vs-experienced-collectors-which-are-better/how-to-easily-identify-the-accounts-that-are-most-likely-to-pay-2/</loc>
		<lastmod>2025-07-23T13:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/24/getting-to-know-jennifer-bergman-of-american-municipal-services/jennifer-bergman/</loc>
		<lastmod>2025-07-24T09:15:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/24/daily-digest-july-24-getting-to-know-jennifer-bergman-of-american-municipal-services-appeals-court-rules-filing-lawsuit-on-expired-debt-waived-arbitration-rights/20250724-a-pirate-walks-into-a-bar-with-a-paper-towel-on-his-head-the-bartender-says-whats-with-the-paper-towel-the-pirate-says-arrr-ive-got-a-bounty/</loc>
		<lastmod>2025-07-24T11:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-much-of-the-collection-process-requires-a-human-element/how-much-of-the-collection-process-requires-a-human-element/</loc>
		<lastmod>2025-07-24T11:54:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-much-of-the-collection-process-requires-a-human-element/how-much-of-the-collection-process-requires-a-human-element-2/</loc>
		<lastmod>2025-07-24T11:59:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/25/daily-digest-july-25-collector-facing-class-action-over-multiple-letters-missing-disclosure-indiana-appeals-court-affirms-ruling-for-defendant-in-fdcpa-dispute-case/20250725-why-is-a-great-deed-called-a-feat-because-its-the-stuff-of-leg-ends/</loc>
		<lastmod>2025-07-25T11:09:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/28/daily-digest-july-28-judge-rejects-bfe-defense-in-collection-case-doge-deploys-deregulatory-ai-tool-at-cfpb-flags-100k-rules-government-wide-for-deletion/20250728-whenever-i-go-to-a-psychic-theyre-either-angry-or-depressed-ive-never-met-a-happy-medium/</loc>
		<lastmod>2025-07-28T12:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-parse-disputes-cease-requests-and-other-vague-comments-from-consumers/collecting-while-maintaining-the-customer-relationship-2/</loc>
		<lastmod>2025-07-28T13:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/29/daily-digest-july-30-separate-cases-allege-third-party-disclosures-via-different-channels-nyc-debt-collection-rule-delayed-again-no-new-effective-date-set/20250729-whenever-i-go-to-a-psychic-theyre-either-angry-or-depressed-ive-never-met-a-happy-medium/</loc>
		<lastmod>2025-07-29T12:00:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/30/daily-digest-july-30-illinois-appeals-court-nixes-creditors-arbitration-attempt-new-study-links-type-2-diagnosis-to-financial-distress/20250730-just-in-a-man-has-been-shot-with-a-starting-pistol-then-beaten-to-death-with-a-relay-baton-police-believe-it-may-be-race-related/</loc>
		<lastmod>2025-07-30T11:52:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-train-ai-in-your-operation/how-to-train-ai-in-your-operation/</loc>
		<lastmod>2025-07-30T14:43:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-negotiate-with-consumers/how-to-negotiate-with-consumers/</loc>
		<lastmod>2025-07-30T16:28:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/31/getting-to-know-dan-berezowski-of-castle-credit/dan-berezowski/</loc>
		<lastmod>2025-07-31T10:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/07/31/daily-digest-july-31-getting-to-know-dan-berezowski-of-castle-credit-judge-avoiding-family-doesnt-qualify-as-injury-for-standing-in-fdcpa-case/20250731-what-do-you-call-a-french-guy-being-mauled-by-a-lion-claude/</loc>
		<lastmod>2025-07-31T11:58:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-train-ai-in-your-operation/how-to-train-ai-in-your-operation-2/</loc>
		<lastmod>2025-07-31T13:35:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-best-places-to-look-for-new-clients-today/the-best-places-to-look-for-new-clients-today/</loc>
		<lastmod>2025-07-31T14:19:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-email-campaigns-for-maximum-consumer-engagement/optimizing-email-campaigns-for-maximum-consumer-engagement/</loc>
		<lastmod>2025-07-31T16:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/01/daily-digest-august-1-collector-sued-for-communicating-after-being-told-plaintiff-wouldnt-settle-appeals-court-affirms-dismissals-of-suits-brought-by-serial-plaintiff/20250801-if-number-666-is-evil-then-25-8069758011-is-the-root-of-all-evil/</loc>
		<lastmod>2025-08-01T11:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-email-campaigns-for-maximum-consumer-engagement/optimizing-email-campaigns-for-maximum-consumer-engagement-2/</loc>
		<lastmod>2025-08-01T13:17:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preparing-for-state-investigations-and-examinations/preparing-for-state-investigations-and-examinations/</loc>
		<lastmod>2025-08-01T15:42:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-email-campaigns-for-maximum-consumer-engagement/20250805-optimizing-email-campaigns-for-maximum-consumer-engagement-2/</loc>
		<lastmod>2025-08-01T16:03:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-email-campaigns-for-maximum-consumer-engagement/optimizing-email-campaigns-for-maximum-consumer-engagement-3/</loc>
		<lastmod>2025-08-01T16:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-email-campaigns-for-maximum-consumer-engagement/optimizing-email-campaigns-for-maximum-consumer-engagement-4/</loc>
		<lastmod>2025-08-01T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preparing-for-state-investigations-and-examinations/preparing-for-state-investigations-and-examinations-2/</loc>
		<lastmod>2025-08-03T02:57:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-train-ai-in-your-operation/how-to-train-ai-in-your-operation-5/</loc>
		<lastmod>2025-08-04T03:14:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-train-ai-in-your-operation/how-to-train-ai-in-your-operation-4/</loc>
		<lastmod>2025-08-04T03:15:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/04/daily-digest-august-4-appeals-court-overturns-ruling-says-arbitration-agreement-must-be-enforced-in-fcra-case-bk-filings-climb-for-ninth-straight-quarter-up-12-yoy/20250804-survival-tip-if-zombies-attack-go-to-costco-there-are-cement-walls-years-worth-of-food-and-tons-of-supplies-plus-zombies-cant-get-in-without-a-membership/</loc>
		<lastmod>2025-08-04T11:55:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-when-to-go-legal/when-to-go-legal/</loc>
		<lastmod>2025-08-04T14:39:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-email-campaigns-for-maximum-consumer-engagement/optimizing-email-campaigns-for-maximum-consumer-engagement-5/</loc>
		<lastmod>2025-08-05T05:46:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/05/daily-digest-august-5-suit-from-serial-filer-accuses-collector-of-violating-tcpa-cfpb-blasts-gao-over-funding-inquiry/20250805-my-body-is-a-temple-ancient-crumbling-cursed-and-probably-haunted/</loc>
		<lastmod>2025-08-05T12:06:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/06/cios-are-the-new-margin-drivers-in-arm-and-ai-agents-are-their-team/screenshot-2025-08-06-at-07-41-57/</loc>
		<lastmod>2025-08-06T11:42:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/06/daily-digest-august-6-court-weighs-whether-medical-recovery-company-is-a-debt-collector-bipartisan-bill-targets-foreign-robocalls-with-new-fcc-led-task-force/20250806-just-got-home-to-find-my-wife-has-been-on-ebay-all-day-if-shes-still-on-there-tomorrow-ill-lower-the-price/</loc>
		<lastmod>2025-08-06T12:13:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-working-with-credit-repair-organizations/working-with-credit-repair-organizations/</loc>
		<lastmod>2025-08-06T12:27:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-assessing-the-risk-reward-of-different-ai-solutions/assessing-the-riskreward-of-different-ai-solutions/</loc>
		<lastmod>2025-08-07T00:21:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-demo-day/demo-day-10/</loc>
		<lastmod>2025-08-07T02:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-demo-day/demo-day-11/</loc>
		<lastmod>2025-08-07T03:17:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preventing-delinquent-accounts-from-reaching-charge-off-status/preventing-delinquent-accounts-from-reaching-charge-off-status-1/</loc>
		<lastmod>2025-08-07T03:28:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/07/getting-to-know-allison-latsch-of-frost-arnett-company/allison-latsch/</loc>
		<lastmod>2025-08-07T10:27:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/07/daily-digest-august-7-getting-to-know-allison-latsch-of-frost-arnett-company-late-argument-on-choice-of-law-costs-collector-in-fee-dispute/20250807-my-spouse-asked-me-if-i-thought-our-kids-were-spoiled-i-dont-think-they-are-i-think-all-kids-smell-like-that/</loc>
		<lastmod>2025-08-07T11:46:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-assessing-the-risk-reward-of-different-ai-solutions/assessing-the-risk_reward-of-different-ai-solutions/</loc>
		<lastmod>2025-08-07T12:11:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-working-with-credit-repair-organizations/working-with-credit-repair-organizations-2/</loc>
		<lastmod>2025-08-07T13:21:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-working-with-credit-repair-organizations/working-with-credit-repair-organizations-3/</loc>
		<lastmod>2025-08-08T09:48:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-demo-day/demo-day-12/</loc>
		<lastmod>2025-08-08T09:59:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/08/daily-digest-august-8-suit-accuses-creditor-of-pulling-credit-without-permission-judge-rejects-another-fdcpa-lawsuit-from-serial-filer/20250808-i-overheard-my-roommate-tell-a-joke-during-a-zoom-meeting-but-no-one-laughed-finally-proof-that-she-isnt-remotely-funny/</loc>
		<lastmod>2025-08-08T11:45:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preventing-delinquent-accounts-from-reaching-charge-off-status/preventing-delinquent-accounts-from-reaching-charge-off-status/</loc>
		<lastmod>2025-08-08T14:08:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preventing-delinquent-accounts-from-reaching-charge-off-status/preventing-delinquent-accounts-from-reaching-charge-off-status-2/</loc>
		<lastmod>2025-08-08T14:10:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/11/compliance-digest-august-11/ryan-blumberg/</loc>
		<lastmod>2025-08-10T03:07:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/11/compliance-digest-august-11/james-k-schultz/</loc>
		<lastmod>2025-08-10T03:09:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/11/daily-digest-august-11-judge-dismisses-fdcpa-suit-against-credit-union-appeals-court-upholds-243m-judgment-against-student-loan-debt-relief-scammer/20250811-knowledge-is-knowing-a-tomato-is-a-fruit-wisdom-is-not-putting-it-in-a-fruit-salad-philosophy-is-wondering-if-that-means-ketchup-is-a-smoothie/</loc>
		<lastmod>2025-08-11T12:01:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preventing-delinquent-accounts-from-reaching-charge-off-status/preventing-delinquent-accounts-from-reaching-charge-off-status-3/</loc>
		<lastmod>2025-08-11T13:58:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/managing-consent-from-acquisition-through-revocation/managing-consent_-from-acquisition-through-revocation/</loc>
		<lastmod>2025-08-11T14:57:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/12/daily-digest-august-12-fdcpa-suit-says-debt-should-have-been-extinguished-under-cfpb-enforcement-action-arbitration-clause-survives-state-court-judgment-in-kentucky-fdcpa-dispute/20250812-rip-boiling-water-you-will-be-mist/</loc>
		<lastmod>2025-08-12T11:57:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-impact-of-voicebots-on-nearshore-offshore-operations/the-impact-of-voicebots-on-nearshore_offshore-operations/</loc>
		<lastmod>2025-08-12T13:13:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-communicate-effectively-via-text-messaging/how-to-communicate-effectively-via-text-messaging/</loc>
		<lastmod>2025-08-12T15:06:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preventing-delinquent-accounts-from-reaching-charge-off-status/preventing-delinquent-accounts-from-reaching-charge-off-status-4/</loc>
		<lastmod>2025-08-13T00:25:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-preventing-delinquent-accounts-from-reaching-charge-off-status/preventing-delinquent-accounts-from-reaching-charge-off-status-2-2/</loc>
		<lastmod>2025-08-13T00:29:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-demo-day/demo-day-13/</loc>
		<lastmod>2025-08-13T01:08:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/13/daily-digest-august-13-n-y-appeals-court-joins-majority-in-rejecting-hunstein-based-fdcpa-claims-fdcpa-wage-garnishment-class-action-dismissed/20250813-running-into-stationary-objects-can-be-painful-according-to-a-recent-pole/</loc>
		<lastmod>2025-08-13T12:02:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-move-up-your-clients-scorecards/how-to-move-up-your-clients-scorecards/</loc>
		<lastmod>2025-08-13T14:00:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/14/getting-to-know-sthevens-rodriguez-of-debt-dynamics-solutions/sthevens-rodriguez/</loc>
		<lastmod>2025-08-14T10:47:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-demo-day/demo-day-6-2/</loc>
		<lastmod>2025-08-14T11:17:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/14/daily-digest-august-14-getting-to-know-sthevens-rodriguez-of-debt-dynamics-solutions-appeals-court-one-unwanted-letter-after-cease-request-not-enough-for-standing/20250814-i-wonder-how-many-animals-we-had-to-ride-before-we-discovered-that-horses-were-cool-with-it/</loc>
		<lastmod>2025-08-14T11:45:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-does-baiting-still-exists-how-to-spot-it-in-a-digital-engagement/does-baiting-still-exists_-how-to-spot-it-in-a-digital-engagement/</loc>
		<lastmod>2025-08-14T15:10:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/15/daily-digest-august-15-collector-accused-of-tcpa-fdcpa-violations-for-calls-voicemails-after-cease-request-was-made-court-saying-its-never-convenient-isnt-enough-for-an-fd/20250815-im-a-one-night-stand-kind-of-guy-which-my-wife-hates-because-she-wants-a-night-stand-too/</loc>
		<lastmod>2025-08-15T11:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-tech-expertise-you-need-to-manage-and-access-and-secure-your-data/the-tech-expertise-you-need-to-manage-and-access-and-secure-your-data/</loc>
		<lastmod>2025-08-15T12:59:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-tech-expertise-you-need-to-manage-and-access-and-secure-your-data/the-tech-expertise-you-need-to-manage-and-access-and-secure-your-data-2/</loc>
		<lastmod>2025-08-15T13:06:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/18/daily-digest-august-18-appeals-court-cfpb-can-proceed-with-massive-layoffs-judge-approves-fdcpa-settlement-consumers-get-62-each-lawyers-66k/20250818-im-thinking-of-taking-up-coin-collecting-i-believe-the-change-will-do-me-good/</loc>
		<lastmod>2025-08-18T11:45:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-whats-next-for-the-cfpb/20250820-whats-next-for-the-cfrb/</loc>
		<lastmod>2025-08-18T15:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-avoid-being-accused-of-failing-to-investigate-a-dispute/how-to-avoid-being-accused-of-failing-to-investigate-a-dispute/</loc>
		<lastmod>2025-08-18T15:29:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-avoid-being-accused-of-failing-to-investigate-a-dispute/how-to-avoid-being-accused-of-failing-to-investigate-a-dispute-2/</loc>
		<lastmod>2025-08-18T15:39:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/19/daily-digest-august-19-fdcpa-class-action-filed-over-mvn-date-issues-court-rejects-mtd-says-1692e8-claim-doesnt-require-written-dispute/20250819-i-saw-my-wife-slightly-drunk-yelling-at-the-tv/</loc>
		<lastmod>2025-08-19T12:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/20/remembering-phil-rosenthal/img_0197/</loc>
		<lastmod>2025-08-20T11:26:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/20/remembering-phil-rosenthal/img_0196/</loc>
		<lastmod>2025-08-20T11:26:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/20/daily-digest-august-20-remembering-phil-rosenthal-nevada-judge-sends-20-fdcpa-cases-back-to-state-court/20250820-google-is-a-bad-influence-i-searched-how-to-become-an-arsonist-it-gave-fifty-thousand-matches/</loc>
		<lastmod>2025-08-20T12:03:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/21/getting-to-know-brittney-lovegrove-of-account-management-resources/brittney-lovegrove/</loc>
		<lastmod>2025-08-21T10:51:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/21/daily-digest-august-21-getting-to-know-brittney-lovegrove-of-account-management-resources-court-faults-banks-investigation-of-id-theft-dispute-lets-fcra-claim-go-forward/20250821-what-did-one-wall-say-to-the-other-wall-lets-meet-at-the-corner/</loc>
		<lastmod>2025-08-21T11:54:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-training-the-modern-collector/training-the-modern-collector/</loc>
		<lastmod>2025-08-21T14:04:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-your-payment-portal-needs-to-adapt-to-different-stages-of-delinquency-charge-off/how-your-payment-portal-needs-to-adapt-to-different-stages-of-delinquency-charge-off/</loc>
		<lastmod>2025-08-21T14:35:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-training-the-modern-collector/training-the-modern-collector-2/</loc>
		<lastmod>2025-08-21T15:20:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-your-payment-portal-needs-to-adapt-to-different-stages-of-delinquency-charge-off/how-your-payment-portal-needs-to-adapt-to-different-stages-of-delinquency-charge-off-2/</loc>
		<lastmod>2025-08-22T09:56:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/22/daily-digest-august-22-cu-accused-of-fcra-violation-for-not-investigating-bk-dispute-judge-labels-plaintiff-vexatious-grants-mtd-in-fdcpa-fcra-case/20250822-the-word-queue-is-ironic-its-just-a-q-with-a-bunch-of-silent-letters-waiting-in-line/</loc>
		<lastmod>2025-08-22T11:37:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-questions-you-need-your-voicebot-to-be-able-to-answer/the-questions-you-need-your-voicebot-to-be-able-to-answer/</loc>
		<lastmod>2025-08-22T15:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/courses/how-to-move-up-your-clients-scorecards-from-8-21-2025/how-to-move-up-your-clients-scorecards-2/</loc>
		<lastmod>2025-08-25T02:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/25/daily-digest-august-25-bloomberg-cfpb-accelerates-closure-of-supervisory-issues-amid-impending-mass-layoffs-financial-ed-boom-how-states-are-arming-teens/20250825-i-just-found-out-the-company-that-makes-yardsticks-wont-be-making-them-any-longer/</loc>
		<lastmod>2025-08-25T11:43:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/26/daily-digest-august-26-class-action-suit-accuses-creditor-collection-law-firms-of-fdcpa-violations-for-commercial-debt-navient-laying-off-125-employees-in-indiana-office/20250826-cars-these-days-have-too-many-gadgets-i-tried-to-reverse-and-it-just-showed-me-a-video-of-somebody-getting-hit-by-a-car/</loc>
		<lastmod>2025-08-26T11:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-dealing-with-insurance-questions-in-early-out-collections/dealing-with-insurance-questions-in-early-out-collections/</loc>
		<lastmod>2025-08-26T14:43:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/27/daily-digest-august-27-appeals-court-rejects-bias-claims-in-lawsuit-against-collector-and-cras-cfpb-proposes-rule-to-tighten-standards-for-nonbank-supervision/20250827-i-named-my-toilet-jim-instead-of-john-it-makes-me-feel-great-to-say-i-went-to-the-jim-each-morning/</loc>
		<lastmod>2025-08-27T12:03:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-modern-strategies-for-call-center-retention-perspectives-from-technology-leaders-and-collection-agency-executives/modern-strategies-for-call-center-retention_-perspectives-from-technology-leaders-and-collection-agency-executives/</loc>
		<lastmod>2025-08-27T14:51:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-drive-consumers-to-your-portal/how-to-drive-consumers-to-your-portal/</loc>
		<lastmod>2025-08-27T16:09:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/28/getting-to-know-greg-reffner-of-abstrakt/greg-reffner/</loc>
		<lastmod>2025-08-28T10:22:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/28/daily-digest-august-29-getting-to-know-greg-reffner-of-abstrakt-illinois-appeals-court-rejects-arbitration-in-fdcpa-case/20250828-please-before-opening-your-fridge-door-always-knock-first-there-could-be-a-salad-dressing/</loc>
		<lastmod>2025-08-28T11:56:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-ensure-agents-dont-forget-what-they-learned-during-training/how-to-ensure-agents-dont-forget-what-they-learned-during-training/</loc>
		<lastmod>2025-08-28T14:57:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/08/29/daily-digest-august-29-complaint-references-google-bbb-reviews-as-evidence-of-tcpa-violations-nj-appeals-court-upholds-denial-of-class-certification-in-fdcpa-voicemail-case/20250829-justice-is-a-dish-best-served-cold-otherwise-its-justwater/</loc>
		<lastmod>2025-08-29T13:06:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-the-least-sophisticated-consumer-has-changed-over-the-years/how-the-least-sophisticated-consumer-has-changed-over-the-years/</loc>
		<lastmod>2025-08-29T13:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/02/daily-digest-september-2-collector-sued-for-not-honoring-cease-request-in-four-hours-fdcpa-suit-survives-dismissal-on-claim-that-base-rent-could-mislead-consumers/20250902-i-saw-an-old-man-driving-to-work-when-a-wheel-fell-off-his-car-that-was-the-day-he-decided-to-retire/</loc>
		<lastmod>2025-09-02T11:48:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/03/daily-digest-september-3-collection-operation-wins-partial-appeal-in-prejudgment-interest-case-senate-eyes-raising-chapter-13-debt-caps-as-part-of-defense-bill-amendments/20250903-my-son-told-me-he-wants-to-be-a-skydiving-instructor-when-he-grows-up-i-told-him-thats-a-descent-career/</loc>
		<lastmod>2025-09-03T11:54:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-is-your-secret-sauce-what-sets-you-apart/what-is-your-secret-sauce-what-sets-you-apart/</loc>
		<lastmod>2025-09-03T13:58:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/04/getting-to-know-pauline-gaudio-of-collexx/pauline-gaudio/</loc>
		<lastmod>2025-09-04T10:42:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/04/daily-digest-september-4-getting-to-know-pauline-gaudio-of-collexx-judge-denies-early-judgment-in-fdcpa-case-over-cease-letter-interest-claim/20250904-in-a-fancy-restaurant-you-dont-ask-for-the-bill-you-ask-for-the-william/</loc>
		<lastmod>2025-09-04T11:57:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-different-types-of-emails-you-should-must-send-to-consumers/the-different-types-of-emails-you-should_must-send-to-consumers/</loc>
		<lastmod>2025-09-04T13:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-different-types-of-emails-you-should-must-send-to-consumers/the-different-types-of-emails-you-should_must-send-to-consumers-2/</loc>
		<lastmod>2025-09-04T14:03:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/05/daily-digest-september-5-use-of-mini-miranda-made-bank-collector-suit-alleges-states-pivoting-from-credit-reporting-in-fight-against-medical-debt/20250905-what-has-two-butts-and-kills-people-an-assassin/</loc>
		<lastmod>2025-09-05T11:53:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-using-data-and-ai-to-predict-and-prevent-delinquency/using-data-and-ai-to-predict-and-prevent-delinquency/</loc>
		<lastmod>2025-09-05T14:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-innovations-that-you-may-want-to-try-in-an-era-of-deregulation/the-innovations-that-you-may-want-to-try-in-an-era-of-deregulation/</loc>
		<lastmod>2025-09-05T15:24:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/08/daily-digest-september-8-fdcpa-suit-collapses-after-court-finds-no-underlying-licensing-violation-calif-appeals-court-reverses-dismissal-of-collection-suit-stemming-from-2006-default-judgment/20250908-what-do-you-call-a-zombie-who-doesnt-joke-around-dead-serious/</loc>
		<lastmod>2025-09-08T11:47:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-dealing-with-sovereign-citizen-situations/dealing-with-sovereign-citizen-situations/</loc>
		<lastmod>2025-09-08T14:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-payment-plan-design-and-offer-optimization/payment-plan-design-and-offer-optimization/</loc>
		<lastmod>2025-09-09T10:04:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/09/daily-digest-september-9-class-action-accuses-collector-of-making-call-day-after-receiving-cease-request-calif-appeals-court-says-font-size-error-enough-for-rosenthal-act-standing/20250909-how-do-you-measure-the-quality-of-a-dad-joke-with-a-sighsmograph/</loc>
		<lastmod>2025-09-09T11:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-states-are-likely-to-regulate-ai/how-states-are-likely-to-regulate-ai/</loc>
		<lastmod>2025-09-09T15:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/10/daily-digest-september-10-court-vacates-injunction-in-case-over-non-lawyer-representation-in-debt-suits-consumers-own-credit-report-undermines-case-appeals-court-affirms-dismissal/20250910-can-someone-please-tell-me-what-lgbtq-stands-for-nobody-will-give-me-a-straight-answer/</loc>
		<lastmod>2025-09-10T12:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-using-social-media-to-promote-yourself-and-your-company/using-social-media-to-promote-yourself-and-your-company/</loc>
		<lastmod>2025-09-10T15:34:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/11/getting-to-know-mark-cavin-of-collection-intelligence/mark-cavin/</loc>
		<lastmod>2025-09-11T09:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/11/daily-digest-september-11-getting-to-know-mark-cavin-of-collection-intelligence-ohio-appeals-court-upholds-debt-buyers-win-in-fdcpa-case/20250911-my-grief-counselor-died-today-he-was-so-good-that-i-dont-even-care/</loc>
		<lastmod>2025-09-11T10:16:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-where-disputes-are-likely-to-fall-through-the-cracks/where-disputes-are-likely-to-fall-through-the-cracks/</loc>
		<lastmod>2025-09-11T15:10:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/12/daily-digest-september-12-suit-accuses-law-firm-of-suing-wrong-consumer-twice-credit-reporting-of-paid-debt-constitutes-discrete-fdcpa-violations-judge-rules/20250912-me-shaking-a-magic-8-ball-will-my-vision-ever-get-better-coconut/</loc>
		<lastmod>2025-09-12T11:47:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/15/daily-digest-september-15-fcra-fdcpa-and-state-law-claims-all-fail-in-case-against-debt-buyer-and-cra-california-lawmakers-send-sweeping-ai-safety-bill-to-newsoms-desk/20250915-there-are-two-types-of-people-in-this-world-those-who-cant-relax-when-there-are-dishes-in-the-sink-and-those-who-dont-even-notice-them/</loc>
		<lastmod>2025-09-15T10:34:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-different-types-of-cyber-attacks-and-what-you-need-to-know-about-them/the-different-types-of-cyber-attacks-and-what-you-need-to-know-about-them/</loc>
		<lastmod>2025-09-15T15:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-different-types-of-cyber-attacks-and-what-you-need-to-know-about-them/the-different-types-of-cyber-attacks-and-what-you-need-to-know-about-them-2/</loc>
		<lastmod>2025-09-15T15:28:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/16/daily-digest-september-16-suit-accuses-collector-of-denying-convo-with-consumer-receiving-email-seeking-confirmation-debt-wasnt-his-bfe-defense-not-enough-when-debt-collector-relies-on-c/20250916-today-i-saved-a-man-drowning-in-the-river-i-tossed-him-a-bar-of-soap-and-he-washed-ashore/</loc>
		<lastmod>2025-09-16T10:32:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-comparing-and-contrasting-the-different-types-of-ai/comparing-and-contrasting-the-different-types-of-ai/</loc>
		<lastmod>2025-09-16T14:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-optimize-maximize-responding-to-rfps/how-to-optimize-maximize-responding-to-rfps/</loc>
		<lastmod>2025-09-16T15:13:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/17/daily-digest-september-17-judge-denies-mtd-fdcpa-claim-over-disputed-debt-reporting-inbox-health-raises-another-20m-to-expand-ai-driven-patient-billing-platform/20250917-what-do-you-call-an-army-of-babies-an-infantry/</loc>
		<lastmod>2025-09-17T11:38:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-email-list-hygiene-best-practices/email-list-hygiene-best-practices/</loc>
		<lastmod>2025-09-17T15:37:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-mentorship-programs-to-create-future-leaders/mentorship-programs-to-create-future-leaders/</loc>
		<lastmod>2025-09-17T16:36:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/18/getting-to-know-bettina-hagey-of-credit-control/bettina-hagey/</loc>
		<lastmod>2025-09-18T10:52:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/18/daily-digest-september-19-getting-to-know-bettina-hagey-of-credit-control-judge-denies-pro-se-plaintiffs-motions-in-fcra-fdcpa-case/20250918-my-wife-tripped-and-dropped-a-laundry-basket-of-freshly-ironed-clothes-i-just-stood-there-and-watched-it-all-unfold/</loc>
		<lastmod>2025-09-18T11:57:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-evaluate-new-crm-platforms/how-to-evaluate-new-crm-platforms/</loc>
		<lastmod>2025-09-18T14:00:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-comparing-and-contrasting-the-different-types-of-ai/comparing-and-contrasting-the-different-types-of-ai-4/</loc>
		<lastmod>2025-09-18T14:24:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/19/daily-digest-september-19-creditor-accused-of-rote-investigation-into-id-theft-claim-judge-vacates-default-judgment-in-fdcpa-case-calls-out-plaintiffs-gamesmanship/20250917-my-brother-and-i-arent-allowed-to-play-with-chainsaws-anymore-well-technically-i-guess-hes-my-half-brother-now/</loc>
		<lastmod>2025-09-19T11:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-email-list-hygiene-best-practices/email-list-hygiene-best-practices-2/</loc>
		<lastmod>2025-09-19T11:51:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/22/daily-digest-september-22-judge-rejects-bid-to-halt-state-court-collection-case-in-fdcpa-suit-bills-target-forced-arbitration-in-consumer-and-employment-disputes/20250922-i-told-my-daughter-go-to-bed-the-cows-are-sleeping-in-the-field-she-said-whats-that-got-to-do-with-anythingi-said-that-means-its-pasture-bedtime/</loc>
		<lastmod>2025-09-22T11:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/23/daily-digest-september-23-complaint-accuses-law-firm-debt-buyer-of-fdcpa-violations-related-to-default-judgments-appeals-court-affirms-sanctions-against-lawyers-behind-contrived-fdcpa-dispute-let/20250923-i-was-having-a-heated-discussion-with-my-sister-when-she-told-me-to-put-myself-in-her-shoes/</loc>
		<lastmod>2025-09-23T11:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/24/daily-digest-september-24-judge-recommends-dismissal-of-fdcpa-claim-after-refusal-to-pay-buried-in-essay-report-cites-gaps-in-hospital-charity-care-policies-that-leave-patients-w/20250924-i-ordered-liver-and-onions-and-they-only-brought-the-onions-i-guess-thats-because-i-asked-for-it-to-be-delivered/</loc>
		<lastmod>2025-09-24T11:49:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/overcoming-communication-barriers-in-early-stage-collections/overcoming-communication-barriers-in-early-stage-collections/</loc>
		<lastmod>2025-09-24T15:26:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-getting-more-and-better-google-reviews/getting-more-and-better-google-reviews/</loc>
		<lastmod>2025-09-25T10:02:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/25/getting-to-know-jeff-schuerman/jeff-schuerman/</loc>
		<lastmod>2025-09-25T11:01:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/25/daily-digest-september-25-getting-to-know-jeff-schuerman-fdcpa-case-nets-plaintiff-450k-in-fees-after-lengthy-litigation/20250925-i-used-to-have-a-coworker-who-was-really-good-at-excel-but-unfortunately-spent-most-of-her-time-gossiping-she-really-loved-to-spreadsheet/</loc>
		<lastmod>2025-09-25T11:58:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/26/daily-digest-september-26-collector-creditor-facing-suit-over-disputed-debt-appeals-court-says-post-complaint-filings-dont-revive-fdcpa-claims/20250926-my-wife-asked-me-how-i-can-go-for-hours-trying-to-think-up-the-perfect-pun-to-respond-to-some-idle-question-she-asked-me-well-today-i-finally-got-the-answer-dadication/</loc>
		<lastmod>2025-09-26T11:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/29/compliance-digest-september-29/alex-mcfall/</loc>
		<lastmod>2025-09-29T00:06:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/29/daily-digest-september-29-judge-rules-attempt-to-collect-on-high-apr-loan-did-not-violate-fdcpa-or-california-law-consumer-advocates-bank-groups-push-back-on-cfpbs-supervision-proposal/20250929-i-invented-an-air-freshener-that-you-can-control-with-your-mind-it-makes-scents-when-you-think-about-it/</loc>
		<lastmod>2025-09-29T11:13:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-budget-for-litigation/how-to-budget-for-litigation/</loc>
		<lastmod>2025-09-29T13:07:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-gamify-the-customer-experience/how-to-gamify-the-customer-experience/</loc>
		<lastmod>2025-09-29T14:08:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-gamify-the-customer-experience/how-to-gamify-the-customer-experience-2/</loc>
		<lastmod>2025-09-29T14:41:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-turning-good-collectors-into-great-collectors/turning-good-collectors-into-great-collectors-2/</loc>
		<lastmod>2025-09-30T09:27:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-reducing-and-addressing-broken-promises-to-pay/how-to-evaluate-new-crm-platforms-2/</loc>
		<lastmod>2025-09-30T10:08:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it/what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it-1/</loc>
		<lastmod>2025-09-30T10:19:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it/what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it/</loc>
		<lastmod>2025-09-30T10:19:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-your-email-reputation/optimizing-your-email-reputation/</loc>
		<lastmod>2025-09-30T10:29:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/09/30/daily-digest-september-30-dispute-over-amount-use-of-form-letters-leads-to-fdcpa-suit-judge-tosses-sovereign-citizens-fdcpa-suit/20250930-the-pretty-lady-at-the-dmv-recommended-that-i-sign-up-to-be-an-organ-donor-thats-when-i-realized-she-was-a-girl-after-my-own-heart/</loc>
		<lastmod>2025-09-30T11:07:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-reducing-and-addressing-broken-promises-to-pay/reducing-and-addressing-broken-promises-to-pay/</loc>
		<lastmod>2025-09-30T16:01:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/01/daily-digest-october-1-confusion-alone-not-enough-court-dismisses-fdcpa-case-waters-pushes-back-on-cfpb-furlough-plan-amid-shutdown-threat/20251001-the-title-for-the-tenth-fast-furious-movie-leaked-today-its-going-to-be-called-fast-10-your-seat-belts/</loc>
		<lastmod>2025-10-01T11:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it/what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it-2/</loc>
		<lastmod>2025-10-01T15:52:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it/what-it-means-to-enrich-your-data-and-why-you-should-be-doing-it-3/</loc>
		<lastmod>2025-10-01T15:56:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/02/getting-to-know-chris-walcher-of-cedar-financial/chris-walcher/</loc>
		<lastmod>2025-10-02T10:54:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/02/daily-digest-october-2-getting-to-know-chris-walcher-of-cedar-financial-judge-dismisses-sovereign-citizen-lawsuit-against-multiple-collectors/20251002-i-was-kicked-out-of-the-local-park-today-because-i-was-organizing-the-squirrels-by-height-turns-out-people-get-mad-if-you-start-to-critter-sizing/</loc>
		<lastmod>2025-10-02T11:49:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-optimizing-your-email-reputation/optimizing-your-email-reputation-2/</loc>
		<lastmod>2025-10-02T15:06:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/03/daily-digest-october-3-suit-accuses-healthcare-provider-collector-of-contacting-represented-consumer-appeals-court-upholds-dismissal-of-fdcpa-case-over-202-medical-debt/20251003-teacher-can-you-tell-me-names-of-two-kings-who-brought-happiness-to-many-peoples-lives-johnny-smoking-and-drinking/</loc>
		<lastmod>2025-10-03T11:48:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-aligning-early-out-and-bad-debt-collections-to-optimize-results-and-engagement/aligning-early-out-and-bad-debt-collections-to-optimize-results-and-engagement/</loc>
		<lastmod>2025-10-06T10:58:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-aligning-early-out-and-bad-debt-collections-to-optimize-results-and-engagement/aligning-early-out-and-bad-debt-collections-to-optimize-results-and-engagement-2/</loc>
		<lastmod>2025-10-06T11:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-best-practices-trends-using-e-oscar/best-practices-trends-using-e-oscar-2/</loc>
		<lastmod>2025-10-06T11:12:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/06/daily-digest-october-6-breached-agency-settles-suits-for-2-6m-judge-grants-msj-for-defendant-in-fdcpa-case-over-disputed-debt/20251006-i-once-ran-into-a-lamppost-it-wasnt-too-serious-though-i-only-sustained-light-injuries/</loc>
		<lastmod>2025-10-06T11:55:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/07/daily-digest-october-7-consumer-files-fdcpa-suit-after-giving-collector-two-hour-window-for-communications-nj-appeals-court-says-using-a-mail-vendor-doesnt-violate-the-fdcpa/20251007-principal-your-son-is-always-causing-problems-at-school-dad-he-causes-problems-at-home-too-but-do-i-call-you/</loc>
		<lastmod>2025-10-07T11:51:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-aligning-early-out-and-bad-debt-collections-to-optimize-results-and-engagement/aligning-early-out-and-bad-debt-collections-to-optimize-results-and-engagement-2-2/</loc>
		<lastmod>2025-10-07T14:32:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/08/daily-digest-october-8-call-recordings-clear-collector-in-fdcpa-case-alleging-threats-of-arrest-bank-regulators-move-to-eliminate-reputation-risk-and-redefine-unsafe-or/20251008-two-artists-had-a-fight-it-ended-in-a-draw/</loc>
		<lastmod>2025-10-08T12:01:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-ios-26-is-impacting-customer-engagement/how-ios-26-is-impacting-customer-engagement/</loc>
		<lastmod>2025-10-08T13:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-addressing-and-understanding-the-increase-in-cfpb-consumer-complaints/addressing-and-understanding-the-increase-in-cfpb-consumer-complaints/</loc>
		<lastmod>2025-10-08T14:46:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-addressing-and-understanding-the-increase-in-cfpb-consumer-complaints/addressing-and-understanding-the-increase-in-cfpb-consumer-complaints-2/</loc>
		<lastmod>2025-10-08T15:32:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/09/getting-to-know-bo-yu-of-exl-services/bo-yu/</loc>
		<lastmod>2025-10-09T06:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/09/daily-digest-october-9-getting-to-know-bo-yu-of-exl-services-judge-grants-mtd-on-two-of-three-claims-in-fdcpa-tcpa-case-against-collector/20251009-why-do-the-irish-only-put-239-beans-in-their-chili-because-one-more-would-be-too-farty/</loc>
		<lastmod>2025-10-09T07:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-compete-on-service-not-compete-on-rate/how-to-compete-on-service-not-compete-on-rate/</loc>
		<lastmod>2025-10-09T16:18:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-compliance-qa-ai/compliance-qa_-ai/</loc>
		<lastmod>2025-10-09T16:47:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/10/daily-digest-october-10-plaintiff-seeks-50k-in-damages-in-fdcpa-suit-california-judge-recommends-allowing-fdcpa-and-tcpa-claims-to-proceed/20251010-how-do-farmers-like-to-party-they-turnip-the-beets/</loc>
		<lastmod>2025-10-10T11:18:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-understanding-digital-wallets-and-alternative-payment-channels/understanding-digital-wallets-and-alternative-payment-channels/</loc>
		<lastmod>2025-10-10T14:21:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-future-of-call-qa-real-time-accuracy-and-performance-coaching-using-ai/the-future-of-call-qa_-real-time-accuracy-and-performance-coaching-using-ai/</loc>
		<lastmod>2025-10-10T16:15:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/13/daily-digest-october-13-borrowers-without-recourse-argument-fails-in-fdcpa-fcra-case-report-exposes-widespread-use-of-coverage-attorneys-in-debt-colle/20251013-tums-should-sell-pumpkin-spiced-flavored-antacids-and-call-them-autumns/</loc>
		<lastmod>2025-10-13T12:07:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/14/daily-digest-october-14-defendant-facing-multiple-suits-over-parking-fees-judge-awards-24k-after-repo-found-to-breach-the-peace/20251014-what-do-you-call-a-belt-made-of-watches-a-waist-of-time/</loc>
		<lastmod>2025-10-14T11:37:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-compliance-qa-ai/compliance-qa_-ai-2/</loc>
		<lastmod>2025-10-14T14:44:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-addressing-and-understanding-the-increase-in-cfpb-consumer-complaints-2/you-let-your-agents-do-what_-empowering-agents-through-digital-tools/</loc>
		<lastmod>2025-10-14T15:33:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/15/daily-digest-october-15-judge-rules-fintechs-cash-advance-product-falls-under-military-lending-act-denies-arbitration-request-maryland-regulator-issues-guidance-on-new-medical-debt-colle/20251015-which-vegetable-is-the-best-at-martial-arts-broc-lee/</loc>
		<lastmod>2025-10-15T11:49:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-understanding-the-ways-you-can-and-should-be-using-ai-in-your-operation/understanding-the-ways-you-can-and-should-be-using-ai-in-your-operation/</loc>
		<lastmod>2025-10-15T15:26:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/16/getting-to-know-frank-tirre-of-cedar-financial/frank-tirre/</loc>
		<lastmod>2025-10-16T10:12:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/16/daily-digest-october-16-getting-to-know-frank-tirre-of-cedar-financial-vought-cfpb-to-close-in-two-or-three-months/20251016-did-you-hear-about-the-vampire-who-went-5-4-3-2-1-before-biting-his-victims-on-the-neck-they-called-him-count-bacular/</loc>
		<lastmod>2025-10-16T11:38:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-compliance-officers-dilemma-when-smart-technology-makes-dumb-mistakes/the-compliance-officers-dilemma_-when-smart-technology-makes-dumb-mistakes/</loc>
		<lastmod>2025-10-16T14:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-addressing-and-understanding-the-increase-in-cfpb-consumer-complaints-2/you-let-your-agents-do-what_-empowering-agents-through-digital-tools-2/</loc>
		<lastmod>2025-10-16T14:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/17/250502/20251017-i-like-using-big-words-that-i-dont-fully-understand-to-make-myself-sound-more-photosynthesis/</loc>
		<lastmod>2025-10-17T10:09:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/webinar-building-a-digital-response-engagement-team-operation/building-a-digital-response_engagement-team_operation/</loc>
		<lastmod>2025-10-17T14:31:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/20/daily-digest-october-20-extra-steps-to-dispute-debt-count-as-concrete-harm-under-fdcpa-judge-rules-in-denying-mtd-ransomware-attacks-surge-36-year-over-year/20251020-did-you-know-that-if-you-sneeze-and-fart-at-the-same-time-your-body-takes-a-screenshot/</loc>
		<lastmod>2025-10-20T11:50:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-future-of-call-qa-real-time-accuracy-and-performance-coaching-using-ai/the-future-of-call-qa_-real-time-accuracy-and-performance-coaching-using-ai-2/</loc>
		<lastmod>2025-10-20T13:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/21/daily-digest-october-21-suit-filed-over-workers-comp-debt-collection-attempt-court-finds-no-fcra-or-tcpa-violations-in-credit-repair-vehicle-purchase-dispute/20251021-when-you-clean-out-a-vacuum-cleaner-you-become-a-vacuum-cleaner/</loc>
		<lastmod>2025-10-21T11:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-updating-your-policies-procedures/updating-your-policies-procedures/</loc>
		<lastmod>2025-10-21T14:18:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-updating-your-policies-procedures/updating-your-policies-procedures-5/</loc>
		<lastmod>2025-10-22T07:51:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/22/daily-digest-october-22-judge-warns-frequent-filer-of-possible-sanctions-d-c-council-introduces-medical-debt-reform-bill/20251022-not-many-people-know-this-but-i-actually-studied-dad-jokes-in-college-i-majored-in-sighchology/</loc>
		<lastmod>2025-10-22T11:47:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-armtech-innovation-lab/armtech-innovation-lab/</loc>
		<lastmod>2025-10-23T10:06:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-platform-pulse/platform-pulse/</loc>
		<lastmod>2025-10-23T10:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-compliance-chat/compliance-chat/</loc>
		<lastmod>2025-10-23T10:13:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-vendor-roundtable/vendor-roundtable/</loc>
		<lastmod>2025-10-23T10:14:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-small-agency-techtactics/small-agency-techtactics/</loc>
		<lastmod>2025-10-23T10:17:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/23/getting-to-know-jake-richards-of-state-collection-service/jake-richards/</loc>
		<lastmod>2025-10-23T10:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/23/daily-digest-october-23-getting-to-know-jake-richards-of-state-collection-service-attempt-to-revisit-fdcpa-standing-ruling-rejected/20251023-on-a-visit-to-the-zoo-i-noticed-one-cage-with-nothing-but-a-baguette-inside-it-was-bread-in-captivity/</loc>
		<lastmod>2025-10-23T11:57:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-trends-in-commercial-collections/trends-in-commercial-collections-2/</loc>
		<lastmod>2025-10-23T12:00:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-using-ai-to-automate-and-optimize-document-processing/using-ai-to-automate-and-optimize-document-processing/</loc>
		<lastmod>2025-10-23T13:34:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-your-online-tos-dont-mean-sht-using-compliance-by-code-to-stay-audit-ready/your-online-tos-dont-mean-sht_-using-compliance-by-code-to-stay-audit-ready/</loc>
		<lastmod>2025-10-23T14:21:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-your-online-tos-dont-mean-sht-using-compliance-by-code-to-stay-audit-ready/your-online-tos-dont-mean-sht_-using-compliance-by-code-to-stay-audit-ready-2/</loc>
		<lastmod>2025-10-23T14:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/24/daily-digest-october-24-suit-accuses-collector-of-treating-defense-of-collection-lawsuit-as-dispute-judge-dismisses-fdcpa-complaint-against-hospital-collection-unit/20251024-of-course-we-all-know-alexander-graham-bell-invented-the-telephone-but-his-brother-taco-did-some-pretty-important-work-too/</loc>
		<lastmod>2025-10-24T11:55:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-the-benefits-of-minority-business-enterprises-trends-opportunities/the-benefits-of-minority-business-enterprises_-trends-opportunities/</loc>
		<lastmod>2025-10-24T15:34:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-high-performance-collector-habits-metrics-and-coaching-that-drive-results/high-performance-collector_-habits-metrics-and-coaching-that-drive-results/</loc>
		<lastmod>2025-10-24T16:29:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/27/daily-digest-october-27-judge-denies-mtd-in-fdcpa-case-over-forceful-repossession-encounter-healthcare-billing-issues-opens-door-for-ai-solutions-as-collection-delays-mount/20251027-blue-is-my-favorite-color-i-like-it-more-than-yellow-and-green-combined/</loc>
		<lastmod>2025-10-27T11:48:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/27/healthcare-billing-issues-opens-door-for-ai-solutions-as-collection-delays-mount/healthcare-costs-3/</loc>
		<lastmod>2025-10-27T12:24:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/27/judge-denies-mtd-in-fdcpa-case-over-forceful-repossession-encounter/court-gavel-and-legal-documents-2/</loc>
		<lastmod>2025-10-27T12:26:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/27/compliance-digest-october-27/compliance-digest-2/</loc>
		<lastmod>2025-10-27T12:29:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/27/compliance-digest-october-27/announce/</loc>
		<lastmod>2025-10-27T12:34:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/?attachment_id=250784</loc>
		<lastmod>2025-10-27T12:42:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-how-to-teach-collectors-to-be-good-communicators/how-to-teach-collectors-to-be-good-communicators/</loc>
		<lastmod>2025-10-27T15:09:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-a-guide-on-how-to-buy-software/a-guide-on-how-to-buy-software/</loc>
		<lastmod>2025-10-27T15:52:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/28/daily-digest-october-28-suit-accuses-collector-of-ignoring-cease-request-by-attempting-to-collect-different-debt-cfpb-reasserts-federal-preemption-of-state-credit-reporting-laws/20251028-the-adjective-for-metal-is-metallic-but-not-so-for-iron-which-is-ironic/</loc>
		<lastmod>2025-10-28T11:54:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/28/updating-your-policies-procedures/updating-your-policies-procedures-2/</loc>
		<lastmod>2025-10-28T13:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/27/building-a-digital-response-engagement-team-operation/building-a-digital-response_engagement-team_operation-2/</loc>
		<lastmod>2025-10-28T13:43:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/24/the-compliance-officers-dilemma-when-smart-technology-makes-dumb-mistakes/the-compliance-officers-dilemma_-when-smart-technology-makes-dumb-mistakes-2/</loc>
		<lastmod>2025-10-28T13:44:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/27/building-a-digital-response-engagement-team-operation/building-a-digital-response_engagement-team_operation-3/</loc>
		<lastmod>2025-10-28T13:46:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/23/understanding-the-ways-you-can-and-should-be-using-ai-in-your-operation/understanding-the-ways-you-can-and-should-be-using-ai-in-your-operation-2/</loc>
		<lastmod>2025-10-28T13:50:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/22/you-let-your-agents-do-what-empowering-agents-through-digital-tools/you-let-your-agents-do-what_-empowering-agents-through-digital-tools-3/</loc>
		<lastmod>2025-10-28T13:53:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/22/the-future-of-call-qa-real-time-accuracy-and-performance-coaching-using-ai/the-future-of-call-qa_-real-time-accuracy-and-performance-coaching-using-ai-3/</loc>
		<lastmod>2025-10-28T13:56:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-trends-in-commercial-collections/trends-in-commercial-collections/</loc>
		<lastmod>2025-10-28T14:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/29/your-online-tos-dont-mean-sht-using-compliance-by-code-to-stay-audit-ready/your-online-tos-dont-mean-sht_-using-compliance-by-code-to-stay-audit-ready-3/</loc>
		<lastmod>2025-10-29T10:11:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-trends-in-commercial-collections/trends-in-commercial-collections-4/</loc>
		<lastmod>2025-10-29T10:29:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/2025/10/29/daily-digest-october-29-cfpb-rescinds-nonbank-registry-rule-citing-high-costs-and-minimal-benefits-judge-dismisses-fdcpa-suit-after-collectors-only-act-was-answering-the-phone/20251029-what-do-you-call-a-wreath-made-out-of-100-bills-aretha-franklins/</loc>
		<lastmod>2025-10-29T11:48:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-breaking-down-the-cfpbs-new-fcra-rule-and-what-it-means-for-credit-reporting/breaking-down-the-cfpbs-new-fcra-rule-and-what-it-means-for-credit-reporting/</loc>
		<lastmod>2025-10-29T11:52:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-you-sent-a-link-now-what-the-real-economics-of-digital-payments/you-sent-a-link-now-what_-the-real-economics-of-digital-payments/</loc>
		<lastmod>2025-10-29T12:54:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-you-sent-a-link-now-what-the-real-economics-of-digital-payments/you-sent-a-link-now-what_-the-real-economics-of-digital-payments-2/</loc>
		<lastmod>2025-10-29T13:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://newdev.accountsrecovery.net/events/ar-webinar-you-sent-a-link-now-what-the-real-economics-of-digital-payments/you-sent-a-link-now-what_-the-real-economics-of-digital-payments-3/</loc>
		<lastmod>2025-10-29T13:58:00+00:00</lastmod>
	</url>
</urlset>
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