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Home Daily Digest

Daily Digest – July 7. Appeals Court Rules Against Collection Agency in Debt Dispute Case; Judge Rules Barcode in Collection Letter Window Violates FDCPA

mikegibb by mikegibb
July 7, 2017
in Daily Digest
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The Daily Digest is sponsored by T-Max Dialer & Communications, the leader in hosted inbound and outbound dialer technology.

EDITOR’S NOTE: First things first, today. I goofed up yesterday and did not include the correct URL for the Member Profile of Mary Shores. I know a lot of people tried to view it and I apologize for the mistake. You can view Mary’s profile by clicking here. 

APPEALS COURT UPHOLDS SUMMARY JUDGMENT AGAINST COLLECTION AGENCY IN DEBT DISPUTE CASE

  • The Fifth Circuit Court of Appeals has upheld a summary judgment ruling in favor of a plaintiff who sued a collection agency because it failed to mark a debt as disputed with the credit bureaus. The court ruled that even though the plaintiff did not follow proper procedures in disputing the debt, the defendant was still obligated to mark the debt as disputed with the credit bureaus.

 

FEDERAL JUDGE RULES BARCODE IN COLLECTION LETTER WINDOW NOT DISMISSED BY SPOKEO DEFENSE

  • Including a barcode that can be scanned to provide account information in the window portion of an envelope is enough to satisfy the Spokeo test for determining concrete harm, according to a federal judge in New Jersey. The judge, Jose Linares, issued the ruling in the case of Stever v. Harrison. The defendant had filed a motion to have the class-action case dismissed. The ruling dismissed the defendant’s order.

OREGON LEGISLATURE PASSES BILL ADDING ADDITIONAL CONSUMER PROTECTIONS WHEN BEING SUED BY DEBT BUYERS

  • The Oregon Senate on Wednesday passed a bill that adds additional requirements for debt buyers or collectors working on behalf of debt buyers when filing lawsuits against individuals. The bill now moves to Governor Kate Brown’s desk for her signature to become law.

MOST MEDIAN-INCOME HOUSEHOLDS CAN’T AFFORD A NEW CAR: STUDY

  • Individuals earning a median income in only one of the 25 largest metropolitan statistical areas in the United States can afford to purchase a new car, according to an analysis conducted by Bankrate.com. Using a benchmark of a 20% downpayment, a four-year loan term, and a monthly principal/interest/insurance payment that takes up no more than 10% of the household’s gross income, only people in Washington, D.C., can afford to buy a new car. In Miami, for example, an individual earning a median income can only afford a vehicle worth $14,000.

WORTH NOTING: The Republicans’ healthcare legislation is the most unpopular bill in more than three decades, even more unpopular than the original Affordable Care Act … Energy Secretary Rick Perry has a difficult time explaining the law of supply and demand … Everyone is wondering what will happen when President Trump meets Russian President Vladimir Putin this morning, especially since there won’t be a lot of people in the room with the pair … Low-income families spend 40% of their money on things that economists label as luxuries … Nearly two dozen states are suing Education Secretary Betsy DeVos for her role in delaying the implementation of a student lending rule meant to protect individuals … Understanding the latest diet craze … The best companies to work for in 2017 … Here are 25 reasons why hiring a relative is a worse idea than you expected … Microsoft is getting rid of 4,000 employees in its sales and marketing departments.

Watch a $300 million combat ship get launched

Has the disappearance of Amelia Earhart been solved?

If you have a tip or item you would like to share, or are interested in sponsoring the Daily Digest, please contact me at mike@canvasbusinessmedia.com.

The Daily Digest is sponsored by T-Max Dialer & Communications, the leader in hosted inbound and outbound dialer technology.

Related

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Fifth Circuit Upholds Summary Judgment Against Collection Agency Who Failed To Mark Debt As Disputed

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