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Home Daily Digest

Daily Digest – January 25. Defendant Uses Call-Blocking Data to Help Fight Class Certification; No. 3 at CFPB Leaves for NY AG’s Office

mikegibb by mikegibb
January 25, 2019
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The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com.

DEFENDANT USES CALL-BLOCKING DATA TO HELP FIGHT CLASS CERTIFICATION IN TCPA CASE

  • Time Warner Cable has filed a brief opposing class-action certification in a case in which the company is accused of violating the Telephone Consumer Protection Act by making calls using an automated telephone dialing system to individuals’ cell phones without receiving their prior consent.

NO. 3 AT CFPB DEPARTS TO JOIN NY AG’S OFFICE

  • Chris D’Angelo, the Consumer Financial Protection Bureau’s Associate Director of Supervision, Enforcement, and Fair Lending, is leaving his job to become the new Deputy Attorney General for Economic Justice in the state of New York, according to published reports.

JUDGE DISMISSES FDCPA SUIT BECAUSE DEFENDANT NOT ‘DEBT COLLECTOR’

  • Wells Fargo has won dismissal of a class-action lawsuit alleging it violated the Fair Debt Collection Practices Act when it mistakenly sent letters offering options to those who had been impacted by Hurricane Irma to individuals who were no longer customers of the bank.

HOW TWO CFPB REGIMES DIFFERED IN INTERPRETING THE SAME STUDY

  • In re-writing a proposed rule governing small-dollar and payday loans, the Consumer Financial Protection Bureau is pointing to the results of a study to substantiate why the rule does not need to include an ability-to-repay requirement, which is the very same study that led to the original rule having the requirement in the first place, according to a published report.

WORTH NOTING: It’s rare that these kinds of stories have a happy ending … Talk about showing up early for a job interview … The best and worst places to live if you want to pay down debt … Open offices lead to a lot of judgment … Maybe the Commerce Secretary should have checked the interest rates at his own credit union before going on TV and saying furloughed government employees should take out loans to cover themselves until the shutdown ends … Distracted driving is a real problem … A 10-year old won a science fair by arguing that Tom Brady is a cheater … You can now buy a hospital room in a box on Amazon … Ten things you should never apologize for.

How to see misleading emotions more clearly

Funny Friday

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com.

DEFENDANT USES CALL-BLOCKING DATA TO HELP FIGHT CLASS CERTIFICATION IN TCPA CASE

  • Time Warner Cable has filed a brief opposing class-action certification in a case in which the company is accused of violating the Telephone Consumer Protection Act by making calls using an automated telephone dialing system to individuals’ cell phones without receiving their prior consent.

NO. 3 AT CFPB DEPARTS TO JOIN NY AG’S OFFICE

  • Chris D’Angelo, the Consumer Financial Protection Bureau’s Associate Director of Supervision, Enforcement, and Fair Lending, is leaving his job to become the new Deputy Attorney General for Economic Justice in the state of New York, according to published reports.

JUDGE DISMISSES FDCPA SUIT BECAUSE DEFENDANT NOT ‘DEBT COLLECTOR’

  • Wells Fargo has won dismissal of a class-action lawsuit alleging it violated the Fair Debt Collection Practices Act when it mistakenly sent letters offering options to those who had been impacted by Hurricane Irma to individuals who were no longer customers of the bank.

HOW TWO CFPB REGIMES DIFFERED IN INTERPRETING THE SAME STUDY

  • In re-writing a proposed rule governing small-dollar and payday loans, the Consumer Financial Protection Bureau is pointing to the results of a study to substantiate why the rule does not need to include an ability-to-repay requirement, which is the very same study that led to the original rule having the requirement in the first place, according to a published report.

WORTH NOTING: It’s rare that these kinds of stories have a happy ending … Talk about showing up early for a job interview … The best and worst places to live if you want to pay down debt … Open offices lead to a lot of judgment … Maybe the Commerce Secretary should have checked the interest rates at his own credit union before going on TV and saying furloughed government employees should take out loans to cover themselves until the shutdown ends … Distracted driving is a real problem … A 10-year old won a science fair by arguing that Tom Brady is a cheater … You can now buy a hospital room in a box on Amazon … Ten things you should never apologize for.

How to see misleading emotions more clearly

Funny Friday

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

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