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Home Daily Digest

Daily Digest – December 17. Class Action Filed Over Reference to ‘Bill of Rights’ in Letter; Consumers Expected to Keep Paying Bills in 2020

mikegibb by mikegibb
December 17, 2019
in Daily Digest
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FDCPA CLASS ACTION FILED OVER REFERENCE TO ‘BILL OF RIGHTS’ IN COLLECTION LETTER

  • A class-action lawsuit has been filed in the Southern District of Florida because the defendant included an image in the form of a badge that says “Consumer Bill of Rights” but included no other information that “would justify” the use of the image, according to the complaint.

CONSUMERS EXPECTED TO KEEP PAYING BILLS IN 2020: TRANSUNION

  • TransUnion is painting a “mostly sunny” picture for delinquency rates across consumer credit products in 2020, thanks to low unemployment rates, high consumer confidence, and continued economic growth.

JUDGE GRANTS MOTION FOR JUDGMENT IN FDCPA CASE OVER TIME-BARRED DEBT

  • A District Court judge in Arkansas has granted a defendant’s motion for judgment on the pleadings after it was sued for allegedly violating the Fair Debt Collection Practices Act because it failed to include a disclosure that a partial payment on a time-barred debt could revive the statute of limitations and by using “we will not sue you” in a collection letter instead of saying “we cannot sue you.”

CALIFORNIA LAW TO PENALIZE PEOPLE WITHOUT HEALTH INSURANCE

  • The state of California has enacted a law that will penalize individuals if they do not have health insurance, which could leave people with lower income tax refunds.

FFAM360 PARTICIPATES IN EVENT TO HELP END YOUTH HOMELESSNESS

  • On November 21, 2019, Tracie Hazelwood, Client Accounts and Solutions Manager for First Financial Asset Management, or FFAM360, participated in Covenant House Georgia’s Sleep Out to support homeless youth in Atlanta.

WORTH NOTING: How scrunchies have made a comeback … A man has eaten at Chick-fil-A for 114 straight days … Why you may want to pay cash when getting gas … Reviews for the new “Star Wars” movie are making me worried … How to travel the world without going broke … The best of the cheap laptops … The cities with the most affordable new homes … After 25 years, “All I Want for Christmas is You” finally hit No. 1 … Why clutter is bad for your health.

How to make holiday travel less hectic

Meet the Glitter Bomb 2.0

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

FDCPA CLASS ACTION FILED OVER REFERENCE TO ‘BILL OF RIGHTS’ IN COLLECTION LETTER

  • A class-action lawsuit has been filed in the Southern District of Florida because the defendant included an image in the form of a badge that says “Consumer Bill of Rights” but included no other information that “would justify” the use of the image, according to the complaint.

CONSUMERS EXPECTED TO KEEP PAYING BILLS IN 2020: TRANSUNION

  • TransUnion is painting a “mostly sunny” picture for delinquency rates across consumer credit products in 2020, thanks to low unemployment rates, high consumer confidence, and continued economic growth.

JUDGE GRANTS MOTION FOR JUDGMENT IN FDCPA CASE OVER TIME-BARRED DEBT

  • A District Court judge in Arkansas has granted a defendant’s motion for judgment on the pleadings after it was sued for allegedly violating the Fair Debt Collection Practices Act because it failed to include a disclosure that a partial payment on a time-barred debt could revive the statute of limitations and by using “we will not sue you” in a collection letter instead of saying “we cannot sue you.”

CALIFORNIA LAW TO PENALIZE PEOPLE WITHOUT HEALTH INSURANCE

  • The state of California has enacted a law that will penalize individuals if they do not have health insurance, which could leave people with lower income tax refunds.

FFAM360 PARTICIPATES IN EVENT TO HELP END YOUTH HOMELESSNESS

  • On November 21, 2019, Tracie Hazelwood, Client Accounts and Solutions Manager for First Financial Asset Management, or FFAM360, participated in Covenant House Georgia’s Sleep Out to support homeless youth in Atlanta.

WORTH NOTING: How scrunchies have made a comeback … A man has eaten at Chick-fil-A for 114 straight days … Why you may want to pay cash when getting gas … Reviews for the new “Star Wars” movie are making me worried … How to travel the world without going broke … The best of the cheap laptops … The cities with the most affordable new homes … After 25 years, “All I Want for Christmas is You” finally hit No. 1 … Why clutter is bad for your health.

How to make holiday travel less hectic

Meet the Glitter Bomb 2.0

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

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