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Home Daily Digest

Daily Digest – October 21. Ninth Circuit Sides With Defendant in FCRA Permissible Purpose Case; Judge Grants MTD in FDCPA Case Over Lack of Standing

mikegibb by mikegibb
October 21, 2020
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NINTH CIRCUIT SIDES WITH DEFENDANT IN FCRA PERMISSIBLE PURPOSE CASE

  • In a case that was defended and argued by Troutman Pepper, the Ninth Circuit Court of Appeals yesterday upheld a summary judgment in favor of a defendant that was accused of violating the Fair Credit Reporting Act by obtaining credit reports on individuals without a permissible purpose.

JUDGE GRANTS MTD IN FDCPA CASE OVER LACK OF STANDING

  • In a case that was defended by The Echols Law Firm, with local counsel provided by Charles McHale of Golden Scaz Gagain, a District Court judge in Florida has granted a defendant’s motion to dismiss after it was sued for violating the Fair Debt Collection Practices Act because the plaintiff claimed to have been misled by a disclosure in a collection letter, but failed to explain how she was impacted by said omission.

JUDGE DENIES MTD IN FCRA CASE OVER DISCHARGED DEBT

  • A District Court judge in Missouri has denied a defendant’s motion to dismiss after it was sued for violating the Fair Credit Reporting Act, ruling that an individual does not have to notify a furnisher or credit reporting agency of a discrepancy in his or her credit report and allow enough time for the dispute to be investigated before a lawsuit can be filed.

N.J. AG SUES NAVIENT, ALLEGING ‘UNCONSCIONABLE’ AND ‘DECEPTIVE’ PRACTICES

  • The Attorney General of New Jersey yesterday filed a lawsuit against student loan servicing giant Navient, accusing the company of engaging in “unconscionable” practices, “deceptive” conduct, and making misrepresentations when collecting on loans owed by residents of The Garden State.

VIRGINIA HOSPITAL NETWORK SPOTLIGHTED FOR FILING LIENS TO COLLECT ON UNPAID DEBTS

  • The University of Virginia Health System is back in the headlines again, this time being accused of attaching liens to patients’ property as a means of collecting on unpaid debts.

WORTH NOTING: Wearing a mask when you fly significantly lowers your risk of catching COVID-19, according to scientists … The nine states that will determine the outcome of the presidential election … If you have ever wanted to see what the most expensive home in the Florida Panhandle looks like … What you need to know if you are planning a trip to the Caribbean or Latin America to get away on vacation … The coolest features in the new $113,000 Hummer all-electric “super truck” … Reviewing the new iPhone … How the queen of social media changed the world … Some good news in 2020 – ATM fees did not increase for the first time in 15 years.

Reading politicians’ body language

Urban legends that turned out to be real

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

NINTH CIRCUIT SIDES WITH DEFENDANT IN FCRA PERMISSIBLE PURPOSE CASE

  • In a case that was defended and argued by Troutman Pepper, the Ninth Circuit Court of Appeals yesterday upheld a summary judgment in favor of a defendant that was accused of violating the Fair Credit Reporting Act by obtaining credit reports on individuals without a permissible purpose.

JUDGE GRANTS MTD IN FDCPA CASE OVER LACK OF STANDING

  • In a case that was defended by The Echols Law Firm, with local counsel provided by Charles McHale of Golden Scaz Gagain, a District Court judge in Florida has granted a defendant’s motion to dismiss after it was sued for violating the Fair Debt Collection Practices Act because the plaintiff claimed to have been misled by a disclosure in a collection letter, but failed to explain how she was impacted by said omission.

JUDGE DENIES MTD IN FCRA CASE OVER DISCHARGED DEBT

  • A District Court judge in Missouri has denied a defendant’s motion to dismiss after it was sued for violating the Fair Credit Reporting Act, ruling that an individual does not have to notify a furnisher or credit reporting agency of a discrepancy in his or her credit report and allow enough time for the dispute to be investigated before a lawsuit can be filed.

N.J. AG SUES NAVIENT, ALLEGING ‘UNCONSCIONABLE’ AND ‘DECEPTIVE’ PRACTICES

  • The Attorney General of New Jersey yesterday filed a lawsuit against student loan servicing giant Navient, accusing the company of engaging in “unconscionable” practices, “deceptive” conduct, and making misrepresentations when collecting on loans owed by residents of The Garden State.

VIRGINIA HOSPITAL NETWORK SPOTLIGHTED FOR FILING LIENS TO COLLECT ON UNPAID DEBTS

  • The University of Virginia Health System is back in the headlines again, this time being accused of attaching liens to patients’ property as a means of collecting on unpaid debts.

WORTH NOTING: Wearing a mask when you fly significantly lowers your risk of catching COVID-19, according to scientists … The nine states that will determine the outcome of the presidential election … If you have ever wanted to see what the most expensive home in the Florida Panhandle looks like … What you need to know if you are planning a trip to the Caribbean or Latin America to get away on vacation … The coolest features in the new $113,000 Hummer all-electric “super truck” … Reviewing the new iPhone … How the queen of social media changed the world … Some good news in 2020 – ATM fees did not increase for the first time in 15 years.

Reading politicians’ body language

Urban legends that turned out to be real

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

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