FLA. JUDGE RULES CALLING PATTERN NOT ABUSIVE IN DISMISSING FDCPA CLAIM
- A District Court judge in Florida has granted a defendant’s motion to dismiss claims that it violated the Fair Debt Collection Practices Act when it made five calls during an eight-day span to an individual’s grandmother trying to get in touch with the individual to collect on an unpaid debt. The plaintiff did not claim that the calls violated the location information provisions of the FDCPA, only that they violated the provisions prohibiting harassing behavior.
BEDARD ANALYZES CONSUMER RESPONSE PORTION OF REG F’S VALIDATION INFORMATION
- Debt collectors have long provided consumers with tear-off notices when sending collection letters. The tear-off notice allows consumers to indicate the type of payment being made and provides an easy-to-use mechanism for sending in payments on debts. If collectors opt to use the Consumer Financial Protection Bureau’s Model Validation Notice once Regulation F goes into effect, the tear-off notice is going to have to include some new information. It is that information that John Bedard analyzes in the latest episode of “You Wanted a Rule, You Got a Rule.”
APPEALS COURTS RELEASE TRIO OF RULINGS IN TCPA CASES
- Two different Courts of Appeal — the Seventh and Ninth Circuits — each issued rulings in separate Telephone Consumer Protection Act cases yesterday. In the case of the Ninth Circuit, it issued separate rulings on two different cases. Here are summaries of each.
MISSISSIPPI HOSPITAL CALLED OUT FOR SUING TOO MANY PATIENTS WITH UNPAID DEBTS
- A hospital is Mississippi is being called out for its aggressive debt collection practices of suing patients with unpaid medical debts, which is also being used to call for reforming how medical debts are collected in the state, including limiting the monthly payments for patients with unpaid debts owed to a hospital to 5% of their incomes.
WORTH NOTING: I think we were all wondering how long it would take him to come out of the closet … Kudos to this guy, for showing husbands how it is done … Meet the new governor of New York … Credit card mistakes to avoid at all costs … The most overrated teams heading into the college football season … How to ask for a more flexible work schedule … How to make remote learning work for your kids … The trick to buying a new house while selling the old one.
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