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Home Daily Digest

Daily Digest – December 7. Judge Denies MTD in FDCPA Class Action; Specialty BNPL Platform Expands

mikegibb by mikegibb
August 5, 2025
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JUDGE DENIES MTD IN FDCPA CLASS ACTION OVER EVICTION

  • A District Court judge in Colorado has denied a defendant’s motion to dismiss in a class-action Fair Debt Collection Practices Act case, ruling that a document it sends to individuals who are being evicted by their landlords was sufficiently alleged by the plaintiff to be a deceptive communication claim and that the actions of the defendant were intentional.
  • More details here.

SPECIALTY BNPL PLATFORM CLOSES $250M DEAL TO LEND MORE TO CONSUMERS

  • A company that offers consumers credit to pay over time for unexpected expenses like medical bills, auto repairs, and veterinarian bills has closed a deal for access to $250 million in credit that will be used to fund more transactions for consumers to continue the platform’s growth. The operation could be seen as a competitor to healthcare providers and other companies placing accounts with collection agencies while also being used as a tool by collectors to create payment plans for consumers who want to take care of unpaid debts.
  • More details here.

JUDGE GRANTS MSJ FOR DEFENDANT IN FCRA CASE OVER DISPUTED DEBT INVESTIGATION

  • A District Court judge in Arizona has granted a defendant’s motion for summary judgment in a Fair Credit Reporting Act case, ruling that any ambiguity in how debts are reported by the credit reporting agencies is not necessarily the fault of the furnisher as long as the information being furnished is accurate, and that the information supplied by the plaintiff when the tradeline was disputed was not comprehensive enough to support a claim that the defendant did not conduct a reasonable investigation.
  • More details here.

24 COMPANIES SEEKING COLLECTION TALENT

  • Companies like Carter-Young, JPMorgan Chase, Jefferson Capital Systems, United Collection Bureau, and Complete Recovery are among those looking to fill vacancies in their collection operations.
  • The job listings are great for those looking for work and are also great tools for companies to use as sources for ideas about what to include in their own job descriptions and to see how other companies write their job ads.
  • More details here.

WORTH NOTING: Why more stores are adding self-checkout machines, even though consumers don’t like them and they help shoplifters … Working remotely helped people reclaim 60 million hours of commuting time … Karaoke fans, rejoice. Karaoke night is coming to Apple Music … Andrew Luck finally talked about why he retired … That people across the country are saving less is a growing cause for concern … The projected top 10 housing markets for 2023 … What Sen. Raphael Warnock’s win in Georgia means for the Senate and Congress for the next two years … The annual “how much does buying everything in the 12 Days of Christmas” cost post.

Why roller coaster loops aren’t circular

A debate world champion on how to argue

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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