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Home Daily Digest

Daily Digest – April 7. Collector Facing Class Action for Sending Email After 9pm; Appeals Court Affirms $130k Ruling for Plaintiff in FDCPA Case

mikegibb by mikegibb
April 7, 2023
in Daily Digest
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COLLECTOR FACING CLASS ACTION FOR SENDING EMAIL AFTER 9PM

  • A collector is facing a Fair Debt Collection Practices Act class-action lawsuit in a Pennsylvania district court because it allegedly sent an email to the plaintiff after 9pm.
  • More details here.
  • This series is sponsored by WebRecon

APPEALS COURT AFFIRMS $130K RULING FOR PLAINTIFF IN FDCPA CASE

  • The Court of Appeals for the Sixth Circuit has upheld a ruling for the plaintiff that ordered the defendant in a Fair Debt Collection Practices Act case to pay $51,000 in damages and $88,000 in attorney’s fees after a jury ruled the defendant misrepresented that a lien had been placed on the plaintiff’s house and falsely threatening to foreclose on the property if the plaintiff failed to pay the alleged debt.
  • More details here.

WASHINGTON LEGISLATURE PASSES CREDIT REPAIR BILL

  • Kudos to the Washington Collectors Association for getting a bill passed through the state legislature that will require credit repair services to obtain written authorization from a consumer prior to communicating with a consumer reporting agency, creditor, or collection agency while also placing other conditions on how credit repair services interact with consumers.
  • More details here.

MORE CONSUMERS USING BNPL TO HELP MAKE ENDS MEET: SURVEY

  • Buy Now, Pay Later services were originally intended to be a form of short-term financing, to spread payments out for different types of purchases across a relatively short period of time. But new evidence suggests that more consumers are using BNPL as “lifelines” that help them get by until they receive their next paycheck.
  • More details here.

WORTH NOTING: America’s roads are more dangerous than ever … In golf — as in everything — context is king … I mean, sure, it paid off for this guy, but why buy 20 lottery tickets with the same numbers on them? … The Internal Revenue Service is going to spend $80 billion to overhaul how it collects taxes … How to help improve the performance of your brain … The trendy features that people buying homes are willing to pay for … The unexpected secret to work-life balance … More reasons to measure your daily sugar intake.

Funny Friday, part I (NSFW language)

Funny Friday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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