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Home Daily Digest

Daily Digest – July 11. Collector Facing Class-Action for Sending Email Before 8am; Judge Grants MTD in FDCPA Case Over Settlement Language in Letter

mikegibb by mikegibb
July 11, 2023
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Collector Facing Class-Action for Sending Emails Before 8am

  • A collector is being accused of violating that Fair Debt Collection Practices Act and Regulation F in a class-action lawsuit because it allegedly sent two emails to the plaintiff at 6:02am and 6:34am local time.
  • More details here.
  • This series is sponsored by WebRecon

Judge Grants MTD in FDCPA Case Over Settlement Offer in Letter

  • Score one for the least sophisticated debtor. A District Court judge in New Jersey has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act when it sent a letter to the plaintiff offering to delete the debt tradeline if the plaintiff made two payments equaling 45% of the balance owed.
  • More details here.

Appeals Court Affirms Sanctions Against Collection Attorneys Who Sued Plaintiff’s Lawyers

  • If you are a regular reader of the weekly Compliance Digest, you will no doubt recall that many attorneys over the years have cautioned that seeking sanctions against plaintiff’s attorneys is usually money wasted because it’s nearly impossible to prove that an attorney was working in bad faith. The Court of Appeals for the Fourth Circuit has affirmed a District Court’s order granting sanctions against a collection attorney who had sued the attorneys representing the plaintiffs in a separate lawsuit filed against a pair of collection attorneys and their firm.
  • More details here.

The Changing Payments Landscape

  • The payments landscape has been changing for a number of years now as people move away from cash and checks and move towards cards and apps. But it’s important to see that fintech companies are even winning the checking account war with banks, which underscores just how important it is for companies in the accounts receivable management industry to be at the forefront of not only understanding consumer preferences with respect to payments, but also being able to accept as many different payment methods as possible.
  • More details here.

WORTH NOTHING: Which cities in the United States have the most stressed residents? … If you have kids, you’ve probably heard about Prime. Here’s what you need to know about it … The thing that people request most on Carmen Electra’s OnlyFans account … Five ways to upgrade your family room for less than $250 … People are paying through the nose to get their sriracha fix … Shopping experts pick the best Prime Day deals … Things you shouldn’t say to your boss when you are asking for a raise … How to use artificial intelligence to make money.

Trailer Tuesday, part I

Trailer Tuesday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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