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Home Daily Digest

Daily Digest – July 31. Judge Grants MSJ in FCRA, FDCPA Class-Action Over Disputed Debt Investigation; Bipartisan Medical Debt Collection Bill Introduced in Senate

mikegibb by mikegibb
July 31, 2023
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Judge Grants MSJ in FCRA, FDCPA Class-Action Over Disputed Debt Investigation

  • In a case that was defended by Martin Golden Lyons Watts Morgan, a Magistrate Court judge in Alabama has granted a defendant’s motion for summary judgment in a Fair Credit Reporting Act and Fair Debt Collection Practices Act class-action, ruling that the defendant did exactly as it should when it sought to have a tradeline deleted because it could not verify the information from the original creditor within 30 days after the plaintiff filed a dispute.
  • More details here.

Bipartisan Medical Debt Collection Bill Introduced in Senate

  • A bipartisan bill has been introduced in the Senate to strengthen consumer protections and improve transparency related to medical debt collection, including waiting 180 days after an initial bill is sent to an individual before engaging in “extraordinary” collection activities.
  • More details here.

Appeals Court Overturns Ruling for Contact Center in ADA Case

  • In an Americans with Disabilities Act case, the Court of Appeals for the Seventh Circuit has reversed a lower court’s summary judgment ruling in favor of a company operating a call center that refused to accommodate a schedule change request from an employee who wanted different hours so he did not have to drive home at night because he had cataracts.
  • More details here.

Final Thoughts from ACA International’s Convention

  • ACA International’s annual convention wrapped up Friday in Chicago, and even with a hellish experience getting home, the event was one of the best conferences I have been to in recent years. Kudos to ACA for not being afraid to try some new things while also sticking with what has worked in the past. Here are some random musings.
  • More details here.

Compliance Digest – July 31

  • Insights from a handful different attorneys from four different firms — Stefanie Jackman, Laurie Nelson, Mitch Williamson, and Chelsey Pankratz — on recent cases that can impact how you do business? The only place you are going to find that is in The Compliance Digest.
  • More details here.
  • This series is sponsored by Bedard Law Group

WORTH NOTHING: Four questions to ask yourself if you’re considering going back to school … Just a few minutes of exercise each day can keep certain cancers at bay, according to new research … Want free Subway sandwiches for life? All you have to do is … You’re not alone if restaurant menus make you feel anxious … The best fast food restaurants in the United States … How to switch browsers and not lose your passwords and bookmarks … The Biden administration is launching a test website for its new income-driven student loan repayment plan … Five phrases a neuroscientist and mom never says so she can raise smart and emotionally intelligent kids.

Music Monday, part I

Music Monday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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Collector Facing FDCPA Class Action for Including SOL Disclosure in Letter When SOL Had Not Yet Expired

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