Complaint Accuses Collector of Sending Emails at Inconvenient Times
- A collector is facing a Fair Debt Collection Practices Act lawsuit for allegedly disregarding two letters from a consumer informing the collector what times were convenient for the plaintiff to be contacted and sending four emails during the time when the plaintiff said it was inconvenient to be communicated with.
- More details here.
- This series is sponsored by WebRecon
CFPB Reaches Settlement with Lexington Law
- On the same day that a bankruptcy court judge approved the sale of the assets of Lexington Law and its parent company, PGX Holdings, Inc., the Consumer Financial Protection Bureau announced it had reached a settlement with the companies that will impose a $2.7 billion judgment and ban the companies from telemarketing credit repair services for 10 years.
- More details here.
S.C. Appeals Court Rules Collector Has to Send Right to Cure Notice Before Filing Suit
- A state Appeals Court in South Carolina has partially affirmed and partially reversed a Fair Debt Collection Practices Act case, ruling that even though it isn’t a creditor, a debt collector was required to send a consumer a right to cure notice under the South Carolina Consumer Protection Code (SCCPC) before filing a lawsuit to collect on an unpaid debt.
- More details here.
Appeals Court Upholds Ruling for Defendant in FDCPA Case Over SOL, Bona Fide Error Defense
- The Court of Appeals for the Ninth Circuit yesterday upheld a ruling in favor of collector that was sued for violating the Fair Debt Collection Practices Act because it allegedly failed to disclose that the statute of limitations had expired on a pair of debts when it sent collection letters to her. The defendant argued that a different statute of limitations applied, and if it did not, that it was entitled the FDCPA’s bona fide error defense.
- More details here.
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Trailer Tuesday, part I
Trailer Tuesday, part II
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