Collector Facing FDCPA Suit Over Texts With Consumer
- A collection operation is facing a Fair Debt Collection Practices Act lawsuit from a consumer who received a number of text messages from the defendant but allegedly failed to identify itself as a collector, failed to provide the requested verification of the debt, and engaged in actions that were intended to “unjustly condemn and vilify” the plaintiff for her non-payment of the debt.
- More details here
- This series is sponsored by WebRecon
Judge Grants MJOP for Defendant in FDCPA Case Over ‘Substantiation’ Letter
- A District Court judge has granted a defendant’s motion for judgment on the pleadings in a Fair Debt Collection Practices Act case, ruling that while the plaintiff lacked standing to sue, the merits of the case warranted the ruling as well and that using a word other than “validation” when responding to a verification request is not a violation of the statute. The judge did deny a motion from the defendant to have its attorney’s fees covered by the pro se plaintiff.
- More details here.
Administration Wipes Out $9B More in Student Loans
- The Department of Education and the Biden Administration last week announced an additional $9 billion in student loan debt relief, bringing the total amount of student loans that have been canceled during the current administration to $127 billion.
- More details here.
Growing Debt Loads Making it Harder for Consumers to Stay Current
- One-third of all consumers owe at least $250,000 in debt — when factoring in mortgages and auto loans — while half of the population owe less than $250,000, and the remaining 17% are carrying no debt at all, according to a newly released report. Of those who are carrying at least $250,000 in debt, 30% of them are falling behind on their bills and have payments that are overdue.
- More details here.
WORTH NOTING: What older voters think about Trump and Biden’s age … What it’s like to live when you are allergic to water … Americans are ready to spend for the holidays, but not as much as last year so maybe it’s a good thing that record online discounts are coming … The five best cruise destinations, according to travel experts … The best deals during the latest version of Amazon Prime Day and some items to avoid … As the 2023-24 hockey season kicks off tonight, here are ways to stream NHL games … A new record for the world’s largest pumpkin has been set … The CEO of Levi’s weighs in on how often you should wash your jeans.
Trailer Tuesday, part I
Trailer Tuesday, part II
The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.
