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Home Daily Digest

Daily Digest – November 28. Collector Facing FDCPA Class Action Over Lack of Interest Accrual Disclosure in MVN; Judge Grants MTD in FDCPA Class Action Over Undated MVN

mikegibb by mikegibb
November 28, 2023
in Daily Digest
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Collector Facing FDCPA Class Action Over Lack of Interest Accrual Disclosure in MVN

  • One of the industry’s biggest issues with the Model Validation Notice is what to do with additional disclosures that may be needed to satisfy other regulations or laws that govern how debts are collected. A collector is facing a class-action Fair Debt Collection Practices Act lawsuit because it did not include a disclosure in a Model Validation Notice that informed the plaintiff that interest was continuing to accrue on the debt.
  • More details here
  • This series is sponsored by WebRecon

Judge Grants MTD in FDCPA Class Action Over Undated MVN

  • A District Court judge in New York has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act class-action, ruling that the lack of a date on a Model Validation Notice is not a violation of the statute and is not confusing to the least sophisticated consumer.
  • More details here.

Judge Partially Grants MTD in TCPA Case Over Calls to Wrong Number

  • A District Court judge in Arizona has partially granted a defendant’s motion to dismiss a Telephone Consumer Protection Act lawsuit in which it was accused of placing 10 calls to the plaintiff’s cell phone in an attempt to reach someone other than the plaintiff.
  • More details here.

FCC Taking More Steps to Block Illegal Text Messages

  • The Federal Communications Commission will discuss and vote on an order at its December meeting that would give wireless carriers the power to block all text messages from a particular number when notified by the Commission of illegal texts from that number and reinforce that the Do Not Call registry extends to text messages among other proposals.
  • More details here.

WORTH NOTING: You can still get some deals if you missed all the Cyber Monday madness … Merriam-Webster’s word of the year is an indication of the impact that AI and ChatGPT are having on society … The foods and drinks that are linked to an increased risk of cancer, according to a new study … Why people value things more when they are more expensive … The slang terms that are most commonly used … Monica Lewinsky has some strong feelings about changes to the presidency … If you’re going to go streaking at Disneyland, is “It’s a Small World” really your best option? … And then my poor Roomba, went right out the door.

Trailer Tuesday, part I

Trailer Tuesday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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