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Home Daily Digest

Daily Digest – January 9. Collector Accused of Violating FDCPA, TCPA By Placing Second Wrong Number Call; Judge Dismisses FDCPA Class Action for Lack of Standing

mikegibb by mikegibb
January 9, 2024
in Daily Digest
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Collector Accused of Violating FDCPA, TCPA By Placing Second Wrong Number Call

  • File this complaint under “it doesn’t take much to get sued” and “if this happens again, I’m going to be harmed so more.” A plaintiff has filed suit in Florida federal court, accusing a collector of violating the Fair Debt Collection Practices Act because it made two calls to the plaintiff seeking to speak with someone else.
  • More details here
  • This series is sponsored by WebRecon

Judge Dismisses FDCPA Class Action for Lack of Standing

  • A District Court judge in New York has dismissed a Fair Debt Collection Practices Act class action case on the grounds the plaintiff lacked standing to sue and thus does not have subject matter jurisdiction, after accusing a collector of sending a Model Validation Notice that had two different balances in it.
  • More details here

Borrowers Facing ‘Challenges’ in Making Student Loan Payments: CFPB

  • Individuals with student loans who have started making payments again are facing a number of hurdles, such as waiting on hold for as long as 70 minutes to speak to a representative and receiving billing statements that are untimely and inaccurate, according to a report released last week by the Consumer Financial Protection Bureau.
  • More details here.

Fewer People Paying Off Credit Cards Every Month: Bankrate

  • Nearly half of all credit card users are carrying a balance from month to month, up from 40% just three years ago, according to data released by Bankrate, indicating the impact that high inflation has had on consumers who have been forced to turn to credit to help make ends meet during the past few years.
  • More details here.

WORTH NOTING: The important dates on the 2024 election calendar … What would you do if you ordered a $2,400 cocktail and couldn’t afford to pay for it? … What to do when colleagues take credit for your work … If you’re ordering take-out and want to order healthy, order this … The weirdest AI products at CES this year … Mary Lou Retton is not answering questions about her health situation after receiving $459,000 from donors … The 34 cities where house prices are likely to fall in 2024 … What’s going on over at the National Association of Realtors?

Trailer Tuesday, part I

Trailer Tuesday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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