Appeals Court Affirms Dismissal of Hunstein Copycat, but Dissent Argues Plaintiff Has Standing
- The Court of Appeals for the Third Circuit has upheld a ruling in a Fair Debt Collection Practices Act Hunstein case, largely ruling the plaintiff lacks standing to pursue her claim because she did not suffer a concrete injury, but one of the three judges on the panel disagreed and wrote a dissenting opinion saying that the plaintiff should get her “day in court.”
- More details here
CFPB Issues Rule to Update Supervisory Appeals Process
- The Consumer Financial Protection Bureau on Friday announced it had issued a rule updating the process by which companies can appeal supervisory findings uncovered during examinations. The changes are intended to reflect updates to the Bureau’s organizational structure and to remain in line with the processes recently put into place by other banking regulators.
- More details here
FTC Takes Steps to Protect Consumers from AI Deepfakes
- The Federal Trade Commission last week announced it was seeking public comment on a rule that would prohibit the impersonation of individuals while also announcing a final rule prohibiting scammers from impersonating businesses or government agencies. The rulemakings are intended to combat the use of tools like artificial intelligence that are being used to create deepfakes and impersonate celebrities and others. The FTC noted that consumers lost more than $10 billion to fraud in 2023, the first time that fraud losses have surpassed that benchmark.
- More details here.
Compliance Digest – February 19
- Every day, courts issue new rulings that have the potential to impact and alter how companies attempt to collect debt. Stay on top of those rulings, with important context from leading legal experts in the Compliance Digest. This week, hear from Jessica Klander, Khari Ferrell, Chuck Dodge, Virginia Bell Flynn, and Issa Moe.
- More details here
- This series is sponsored by Bedard Law Group
WORTH NOTING: Strong winds gave some planes a big boost over the weekend … How well do you know the holiday that is Presidents Day? … Seven things you should never buy at Costco … The best cities in America if you like to eat … You can buy a house in Tucson, Arizona made out of bottles for $432,500 … The most daring looks from last night’s People’s Choice Awards … Why you tent to enjoy the first two days of a vacation more than the rest … Jumping into a lion enclosure at a zoo to take a selfie was this man’s last idea and definitely not his best one.
Music Monday, part I
Music Monday, part II
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