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Home Daily Digest

Daily Digest – April 12. Suit Accuses Law Firm of Accessing Credit Report Without Permissible Purpose; Judge Grants MSJ For Defendant in FDCPA Case Over Communications After Cease Request Made

mikegibb by mikegibb
April 12, 2024
in Daily Digest
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Suit Accuses Law Firm of Accessing Credit Report Without Permissible Purpose

  • I like brevity as much as the next guy, but this complaint takes the cake for having the shortest “facts” section of a federal lawsuit that I’ve seen to date. A lawsuit has been filed against a collection law firm for violating the Fair Credit Reporting Act and the Fair Debt Collection Practices Act because it allegedly accessed the plaintiff’s credit report without having a permissible purpose to do so.
  • More details here
  • This series is sponsored by WebRecon

Judge Grants MSJ For Defendant in FDCPA Case Over Communications After Cease Request Made

  • A Magistrate Court judge in Maryland has granted a defendant’s motion for summary judgment in a case that related to how to communicate with a consumer who has ceased communications with a collector, only for the collector to have another separate debt placed with it for the same individual.
  • More details here

Owners of Oregon Debt Consolidation Service Indicted for Mail, Wire Fraud

  • The two owners of a debt consolidation service in Oregon have been indicted on charges of conspiring to commit and committing mail and wire fraud. The pair are accused of knowingly and intentionally defrauding their customers.
  • More details here

CFPB GC Talks About Debt Collection, Credit Reporting With Consumer Advocates

  • The general counsel of the Consumer Financial Protection Bureau gave a speech yesterday to a group of consumer advocates and the two main areas of focus were debt collection and credit reporting. Within those two areas, Seth Frotman drilled down into discussing medical billing and collections, and landlord-tenant screening and debt.
  • More details here

WORTH NOTING: The origin of phrases like “break a leg” and “bite the bullet” … Inflation is costing Americans an extra $1,000 per month … The best Internet Service Providers for fast speeds and reliable connections … Delta is the latest airline to change its boarding process … Pay for one night in a hotel and then live there for five years … Highlights from the world’s biggest watch show … I guess at their age, they can’t wait too long to decide they don’t like each other … What it’s like being a real-life giant.

Funny Friday, part I

Funny Friday, part II

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