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Home Daily Digest

Daily Digest – April 26. Suit Accuses Collector of Communicating in Different Channel After Receiving Refusal to Pay; Appeals Court Affirms Ruling for Defendant

mikegibb by mikegibb
April 26, 2024
in Daily Digest
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Suit Accuses Collector of Communicating in Different Channel After Receiving Refusal to Pay

  • Word choices matter. There is a difference, for example, between a consumer refusing to pay a debt and a consumer informing a debt collector that he or she no longer wishes to receive communications via a specific channel. It appears as though that may be the crux of this Fair Debt Collection Practices Act case.
  • More details here
  • This series is sponsored by WebRecon

Appeals Court Side-Steps Chance to Create Bright-Line Rule on FCRA Claims, But Still Affirms Ruling for Defendant

  • The Court of Appeals for the Eleventh Circuit yesterday issued a ruling in a long-awaited Fair Credit Reporting Act reasonable investigation case, but side-stepped the issue that everyone was hoping it would decide, instead affirming the District Court’s ruling in favor of the defendant, but for an entirely different reason.
  • More details here

FTC Sues Payments Company For Charging Consumers Millions of Dollars in Junk Fees

  • The Federal Trade Commission has filed a lawsuit against a payments company that allegedly misled consumers about millions of dollars in junk fees that it was adding to their bills by charging consumers to make a payment and then printing a paper check and mailing it to the company being paid.
  • More details here

Bankruptcy Filings See Notable Increase in 2024

  • Bankruptcy filings across the United States have shown a significant increase, rising by 16% during the 12-month period ending March 31, according to data released yesterday by the Administrative Office of the U.S. Courts. This rise mirrors the growth rate observed in the last quarter of 2023 and suggests a continuing trend of growing bankruptcy cases, although the numbers remain well below pre-pandemic levels.
  • More details here

WORTH NOTING: The World Health Organization’s chatbot is under fire for giving out inaccurate medical information … Yoga and Pilates exercises to help you deal with stress … If you’ve ever wondered what it’s like to be a professional mermaid … Analyzing all of last night’s NFL first-round draft picks … Business groups are suing the Federal Trade Commission over its noncompete rule … What is the safest seat on an airplane? … A teacher in Baltimore has been charged with using AI to make his principal appear to be racist … Is it safe to store money in PayPal and Venmo?

Funny Friday, part I

Funny Friday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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Appeals Court Vacates Ruling in FDCPA Case to Dismiss for Lack of Standing

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