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Home Daily Digest

Daily Digest – August 20. Collectors Facing FDCPA Class Actions Over Timing of Digital Communications; Judge Upholds Jury Ruling for Defendant in FDCPA Case Over BK Search

mikegibb by mikegibb
August 20, 2024
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Collectors Facing FDCPA Class Actions Over Timing of Digital Communications

  • Two separate collection operations are both facing class-action Fair Debt Collection Practices Act lawsuits in Florida for allegedly communicating with consumers outside of the window allowed by the FDCPA, and both cases involve digital communications.
  • More details here
  • This series is sponsored by WebRecon

Judge Upholds Jury Ruling for Defendant in FDCPA Case Over BK Search

  • A District Court judge in New Jersey has denied a plaintiff’s motion for judgment notwithstanding the verdict in a Fair Debt Collection Practices Act case, ruling the jury did not act unreasonably when it ruled that the defendant had proved that it had reasonable procedures in place to scrub accounts to ensure the plaintiff had not filed for bankruptcy protection.
  • More details here

Appeals Court Reverses Decision for Defendant in FCRA Case Over Dispute Investigation

  • The Court of Appeals for the Sixth Circuit has reversed a lower court’s ruling in favor of a defendant that was sued for violating the Fair Credit Reporting Act, ruling that the defendant did not follow reasonable procedures to ensure the accuracy of information in the plaintiff’s credit report.
  • More details here

Sharing More Comments on CFPB’s Proposed Medical Debt Credit Reporting Rule

  • The comments period regarding the Consumer Financial Protection Bureau’s proposed rule that would prohibit creditors from using medical debts when determining whether a consumer is eligible for credit closed last week, but there are a lot of comments to pore through. To provide insight into the tone of the comments being filed, AccountsRecovery.net is sharing some of those comments here. To date, 1,076 comments have been filed and are available to be viewed. Here is a summary of some of the complaints that have been submitted.
  • More details here

WORTH NOTING: Busting three common myths about infidelity … A hack that can keep you healthy and get rid of your hiccups at the same time … Don’t be one of the many vehicle owners who are slow to address important recalls … A lot of people have no problem going into debt for a chance to visit the happiest place on Earth … All Burger Kings are not the same. Here are the best and worst ones in America … A growing number of people are worried they are going to lose their jobs … The number of couples who aren’t planning on or interested in having children is rising … Pearl Jam singing named from LinkedIn is funnier and more clever than you would have initially thought.

Trailer Tuesday, part I

Trailer Tuesday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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