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Home Daily Digest

Daily Digest – August 23. Suit Accuses Six Collection Agencies, Two CRAs of Not Investigating Disputes; Judge Uses FDCPA’s SOL to Grant MTD in Class-Action

mikegibb by mikegibb
August 23, 2024
in Daily Digest
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Suit Accuses Six Collection Agencies, Two CRAs of Not Investigating Disputes

  • Stuff happens. I get it. Things fall through the cracks. They get lost in the shuffle. They fall off our radar. Is it possible for a collection operation to receive a dispute from a consumer and forget to flag that account as disputed with the credit reporting agencies? Sure. Nobody expects every collection operation to be perfect. But a complaint filed by a plaintiff is accusing not one, not two, not three, but six different collection operations of failing to mark his six different accounts as disputed and alleging that those six operations, as well as two credit reporting agencies, violated the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.
  • More details here
  • This series is sponsored by WebRecon

Judge Uses FDCPA’s SOL to Grant MTD in Class-Action

  • A District Court judge in New York has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act class-action lawsuit, ruling that the plaintiffs’ claims were time-barred by the FDCPA’s one-year statute of limitations. 
  • More details here

Penn. AG Reaches Settlement with Landlord Over Unlawful Billing, Debt Collection Tactics

  • Pennsylvania Attorney General Michelle Henry announced a $50,000 settlement with A.R. Building Company, a Butler County landlord, over allegations of unlawful billing, leasing, and debt collection practices. The settlement aims to rectify the company’s alleged violations and ensure compliance with state consumer protection laws.
  • More details here

Appeals Court Affirms Ruling for Defendant in FCRA Case Over Plaintiff’s Lack of Standing

  • Standing isn’t just for Fair Debt Collection Practices Act cases anymore. The Court of Appeals for the Sixth Circuit has affirmed a lower court’s ruling in a Fair Credit Reporting Act case, upholding that the plaintiff, who alleged a procedural violation by the defendant, lacked constitutional standing. 
  • More details here

WORTH NOTING: Ranking the best ever late-night-show bands … Taking the mailbox rule to new extremes … Ranking the cities with the highest average ATM fees … Ranking the most unreliable workplace applications and software … Fans of Myspace, rejoice! You can now add music to your Instagram profiles … Sunflowers actually dance among one another to optimize their exposure to the sun … Teachers are banning popular slang words — I love using them to annoy my kids … Subway is lowering the price of its foot-long sandwiches as it engages in a new fast-food price war.

Funny Friday, part I

Funny Friday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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