Judge Dismisses FDCPA Case Over Request for Email Communication Only
- A District Court judge in Oklahoma has dismissed yet another “inconvenient” time or place case under the Fair Debt Collection Practices Act in which a plaintiff mails a letter to the defendant requesting or demanding that all future contact between the parties be conducted via email, ruling that both the FDCPA and Regulation F gave the defendant the authority to respond via traditional mail and not via email.
- More details here
More Than 40% of Consumers Regularly Have Less than $50 Bank: Survey
- A new study from Achieve highlights the fragile state of many household finances in the U.S. It reveals that 42% of consumers see their primary bank account dip below $50 at least once a month, while 30% have no financial safety net for a $5,000 emergency, underscoring the challenges facing millions of Americans.
- More details here
Plaid Rolls Out Pay by Bank for Bill Payments
- Plaid, a fintech leader in bank account connectivity, has launched a new solution called “Pay by Bank for Bill Pay” designed to increase ACH payment adoption and reduce processing costs for billers.
- More details here
Compliance Digest – October 14
- Trying to make sense of all the compliance updates, in the form of new caselaw, enforcement actions, regulatory guidance, or new legislation, is like trying to drink from a firehose. Thankfully, there is the Compliance Digest, which this week features insights from eight different experts — Joann Needleman, Khari Ferrell, Jacob Bach, Virginia Bell Flynn, Jessica Klander, Brent Yarborough, Brit Suttell, and Akeela White. They break through the noise to make sure you know exactly what you need to know.
- More details here
- This series is sponsored by Bedard Law Group
WORTH NOTING: Halloween tricks to make you the envy of everyone in your neighborhood … Six things to add to your diet if you are looking to reduce your chances of getting cancer … A lot of people in the middle class are pessimistic about their financial situations … Meet the person who used AI to apply for nearly 3,000 jobs … An employer’s guide to surviving this year’s election cycle … More young people continue to flee city life for living in small towns … Celebrating the 30th birthday of “Pulp Fiction” … Parents who do these five things raise more resilient kids.
Music Monday, part I
Music Monday, part II
The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.




