Collector Facing FDCPA, RFDCPA Class Action for Calling Plaintiff Before 8am
- This appears on its face to be a Fair Debt Collection Practices Act class-action lawsuit that should serve as a reminder that when making calls to consumers, either double check the time zones or only make calls when all time zones are inside the appropriate window to be contacted.
- More details here
- This series is sponsored by WebRecon
CFPB Delays Enactment of Medical Debt Collection Guidance
- The Consumer Financial Protection Bureau yesterday announced in a court filing that it has agreed to postpone the effective date of its controversial medical debt collection guidance from December 3, 2024, to January 2, 2025. This delay comes in response to a legal challenge from ACA International and other plaintiffs, who filed for a temporary restraining order and preliminary injunction against the CFPB’s advisory opinion.
- More details here
Judge Denies MTD in FCRA Case Over Permissible Purpose
- A District Court judge in Kentucky has denied a defendant’s motion to dismiss a Fair Credit Reporting Act case after it was accused of accessing the plaintiffs’ credit reports without a permissible purpose, ruling that the amended complaint includes sufficient factual allegations to support a plausible claim at this stage of the proceedings.
- More details here
New CFPB Rule Brings Major Payment Apps Under Federal Oversight
- While other regulators have announced plans to stop issuing new rules or guidance during the transition period before President Trump goes back into office, the Consumer Financial Protection Bureau yesterday announced a final rule to supervise the largest nonbank companies offering digital funds transfer and payment wallet apps. These platforms include Apple, Google, Amazon, PayPal, Block, Venmo and Zelle, according to published reports.
- More details here
WORTH NOTING: Google shares the top entertainment trends from 2024, like which show was watched most on its TVs … How to find faster WiFi when you are on the road … A chef makes a recommendation about how to cook your Thanksgiving turkey … The benefits of talking to yourself out loud … A look inside Disney’s new cruise ship … The one oversight that can tank your credit score … What the hospital of the future might look like … The safest place to put your passport when you are traveling.
Funny Friday, part I
Funny Friday, part II
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