Judge Dismisses FDCPA Claims in Class Action Over Traffic Fine Debts
- A District Court judge in Nevada has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act class-action lawsuit, disagreeing with the plaintiff’s argument that traffic fines should be subject to the statute because driving a car is a consumer use.
- More details here
Medical Debt Still a Major Burden for Americans: Study
- Despite progress in health insurance coverage over the past decade, millions of Americans are still struggling under the weight of medical debt. With 26 million Americans lacking health insurance in 2023, and many others underinsured, the healthcare landscape remains challenging. The Commonwealth Fund’s latest survey highlights the persisting barriers to accessing timely care and the financial burdens many face due to medical costs.
- More details here
America’s Financial Reality: Rising Income but Burdensome Debt
- The latest Outlook on American Life report from H&R Block offers a mixed view of Americans’ financial health. While income gains outpaced inflation for many, especially younger generations, rising debt — particularly credit card and student loans — continues to weigh heavily on households across the country. Understanding these consumer behaviors and trends is crucial for collections professionals looking to assess repayment potential.
- More details here
Compliance Digest – November 25
- Another week, and more compliance news than any one person can handle. So six experts — Leslie Bender, Dale Golden, Chuck Dodge, Stacy Rodriguez, Joshua Howell, and Mitch Williamson — were asked to weigh in on the news of the day and make sure you know exactly what is going on and how you need to react, if you need to react at all. Check it out in this week’s Compliance Digest.
- More details here
- This series is sponsored by Bedard Law Group
WORTH NOTING: Tips to help you take better pictures with an iPhone … Science-based stress busters to help you get through the chaos of the holiday season … Sign up to fight for Russia in its war with the Ukraine and you could have up to $100,000 in debt forgiven … You can cheat on your spouse in New York now without being worried about breaking the law … A woman in Missouri has been arrested after threatening to bomb a collection agency … Using indicators like consumers seeking out credit counseling, a trade association says that financial distress for consumers is likely to continue into 2025 … A mistake to avoid when texting if you want to make a good first impression … There are a lot of acts of incivility in offices across the country every day and those acts are costing businesses a lot of money.
Music Monday, part I
Music Monday, part II
The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.
