Getting to Know Cara Cotter of Kaleo Legal
- Cara Cotter has probably visited more countries than the number of states in the country that most people have visited. Working in the ARM industry for nine years has helped feed Cara’s love for traveling, and she has more trips planned for 2025. Read on to learn more about Cara, why she loves a challenge, and why she’s always willing to share her perspective.
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- This series is sponsored by TEC Services Group
Seventh Circuit Affirms Ruling for Defendant in FDCPA Case
- The Court of Appeals for the Seventh Circuit has affirmed a lower court’s ruling in favor of the defendant in a Fair Debt Collection Practices Act and Telephone Consumer Protection Act case, ruling that the plaintiff failed to provide sufficient evidence to support his claims. The plaintiff alleged that a debt collector violated federal and state laws by calling his cellphone 240 times during an eight-month spam, attempting to reach someone else who used to have that number, leading to physical and psychological harm. However, both the district court and the appellate court found that the evidence did not support the plaintiff’s claims.
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CFPB Voices Support of State-Level Medical Debt Legislation Efforts
- The Consumer Financial Protection Bureau is actively supporting state legislation aimed at prohibiting the reporting of medical debt to credit bureaus — a move that underscores the agency’s ongoing efforts to reshape how medical debt impacts consumers’ financial health. The CFPB sent letters to lawmakers in Massachusetts, South Dakota, Oregon, and Washington, commending their efforts to ban medical debt from consumer credit reports.
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How to Foster a Culture of Innovation
- A major insight from recent research suggests that users — not just companies and technical experts — are behind some of the most groundbreaking innovations. From the invention of email to mountain biking and modern tech platforms, users have been solving their own problems and, in the process, disrupting entire industries. The credit and collection industry is undergoing a technological revolution and companies may feel like they are passengers on this ride, but that is definitely not the case. Especially if they are asking the right questions to the right people and listening to what those people say.
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Finvi Announces Retirement of Rozanne Andersen, a Decades-Long Luminary Leader in the Collections Industry
- Finvi, (formerly Ontario Systems), a leading provider of compliance-driven financial technology solutions, today announced the retirement of Rozanne M. Andersen, Esq., a distinguished attorney who has played a pivotal role in shaping the company’s history, particularly from the legal and compliance strategy perspective. Andersen is set to retire on January 31, 2025, after 14 years with Finvi.
- More details here
WORTH NOTING: The states with the most collection accounts … What we know about a deadly collision between a passenger plane and a military helicopter over Washington, D.C. last night … The list of the best states in which to retire might contain some surprises … There is a new form of FOMO and anxiety that I had never heard about … The best ways to travel when you are taking babies and toddlers with you … How to adapt your job search in order to make yourself stand out, according to a LinkedIn expert … Dermatologists share 20 different ways to love and protect your skin … A man and his dog have been reunited after eight years apart from each other.
Top 10 Thursday, part I
Top 10 Thursday, part II
The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.




