Collection Law Firm Sued for Including ‘Demand’ in MVN Itemization Table
- A collection law firm is facing a class-action lawsuit for allegedly violating the Fair Debt Collection Practices Act as a result of a Model Validation Notice it sent to the consumer that had two issues — one that many will find familiar and one that is less common.
- More details here
- This series is sponsored by WebRecon
Judge Grants MTD in FDCPA Case Over Alleged ‘Harassing’ Calls
- If you were ever unsure about the value that can be obtained by recording calls with consumers, this case should seal the deal. A District Court judge in Illinois has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case on the grounds that the plaintiff did not suffer a concrete injury, and reached this conclusion based in part on the recordings that the defendant submitted of its interactions with the plaintiff and her father.
- More details here
Appeals Panel Halts CFPB Injunction While Lower Court Judge Affirms Ruling
- We’re getting close to needing a map to follow all the twists and turns that this case is taking, especially is it continues on two fronts — in the District Court and at the Appellate level. An Appeals Court panel yesterday temporarily paused a lower court’s order that had blocked the Trump administration’s efforts to dismantle the Consumer Financial Protection Bureau. At the same time, the District Court judge issued a ruling of her own, largely denying the government’s request to stay her ruling while the appeal is progressing.
- More details here
More Than Half of Consumers Are Worried About Covering Surprise Costs in 2025: Report
- More than one-third of shoppers spent at least $250 on an unplanned purchase within the last three months, with the median cost hovering around $500, according to the results of a recently released survey. As for true emergencies, shoppers often face even bigger bills.
- More details here
WORTH NOTING: Storage hacks (hide things behind curtains, for one) from organization experts … $30 billion of unpaid medical debts owned by a debt buyer that just closed up shop is being written off and forgiven … One economist has some serious concerns about the new tariffs that were introduced this week … Scientists have released a study confirming how your mental wellbeing ebbs and flows during the day … A half-dozen mistakes that job seekers frequently make … Someone used AI to conduct a mock NFL draft … All the things you can do when you own the world’s longest tongue … Not sure this is going to have the result they intended.
Funny Friday, part I
Funny Friday, part II
The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.
