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Home Daily Digest

Daily Digest – April 29. Collection Operation Facing FDCPA Class Action for Failing to Provide Dispute Instructions in Letter; Appeals Court Reverses Previous Order, Blocks CFPB Firings

mikegibb by mikegibb
April 29, 2025
in Daily Digest
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Collection Operation Facing FDCPA Class Action for Failing to Provide Dispute Instructions in Letter

  • Complaints can be maddeningly frustrating for what they claim, and for what they don’t say. This case is definitely the latter. A collection operation is facing a class-action lawsuit in Pennsylvania federal court for allegedly violating the Fair Debt Collection Practices Act by sending a letter that was allegedly missing required disclosures, and then reporting information about the debt to the credit reporting agencies, without providing the plaintiff with the opportunity to dispute the debt.
  • More details here
  • This series is sponsored by WebRecon

Appeals Court Reverses Previous Order, Blocks CFPB Firings

  • This case is moving in so many different directions simultaneously that it is very hard to follow. But on the day before a District Court judge was scheduled to convene a hearing on whether a plan from the Consumer Financial Protection Bureau to try and fire as many 1,500 employees was lawful or not, a panel from the Court of Appeals for the District of Columbia temporarily blocked the Trump administration’s plans to proceed with those layoffs. The court’s decision comes after a previous ruling from the Appeals Court that had allowed for reductions in force (RIF) if an individualized assessment determined the employees’ roles were unnecessary for the agency’s statutory duties.
  • More details here

FCC Takes Steps to Close Robocall Loophole

  • The Federal Communications Commission yesterday took another step in its ongoing battle against illegal robocalls by moving to address the non-IP network loophole, which has allowed robocallers to bypass authentication tools that protect consumers.
  • More details here

Patient Access and Healthcare Costs: A Growing Divide

  • Experian Health’s 2025 State of Patient Access Survey reveals a growing concern over healthcare affordability, with patients facing increasing barriers to paying for care. While access to care has somewhat stabilized, challenges remain around digital tool adoption, scheduling efficiency, and data accuracy — critical areas impacting both the patient experience and provider operations.
  • More details here

WORTH NOTING: If you have members of Generation Z working for you, chances are they are looking for another job … Nearly one-in-four consumers has an “unmanageable” amount of debt … 90% of Americans delay getting preventive screenings, according to new research … A list of the best and worst entry-level jobs in America in 2025 … This isn’t good news for lawyers … The CEO of Sweetgreen on why salads are so expensive … Here are four steps to get 40 hours of work done in a lot less time … Here is a list of 100 things that have changed during President Trump’s first 100 days in office.

Trailer Tuesday, part I

Trailer Tuesday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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