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Home Daily Digest

Daily Digest – May 29. Getting to Know Mark Neill of Oxygen XL; Appeals Court Affirms Ruling for Defendant, Holds Reasonable Investigation Doesn’t Need to be Accurate

mikegibb by mikegibb
May 29, 2025
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Getting to Know Mark Neill of Oxygen XL

  • It makes sense that Mark Neill found a home in the ARM industry, where making connections with consumers is the foundation for success. His commitment and passion for getting to know people is his superpower and has helped propel him from debt collector to senior executive. Read on to learn more about Mark, his success at turning problem projects into growth opportunities, and why you will likely find him outdoors when he’s not working.
  • More details here
  • This series is sponsored by TEC Services Group

Appeals Court Affirms Ruling for Defendant, Holds Reasonable Investigation Doesn’t Need to be Accurate

  • The Court of Appeals for the Second Circuit has affirmed a lower court’s ruling for a defendant in a Fair Credit Reporting Act case over the reasonableness of a dispute investigation after the plaintiff claimed to be the victim of identity theft. The case was significant enough that it merited an amicus brief from the Consumer Financial Protection Bureau and Federal Trade Commission, who lobbied on behalf of the plaintiff.
  • More details here

CFPB Roundup – Group Sues Bureau, Advocacy Publishes Enforcement Action Update

  • A group of lenders are smelling blood in the water surrounding the Consumer Financial Protection Bureau and filed suit against the regulator yesterday, accusing the previous leadership of overstepping its authority in issuing a rule that mandated the same disclosures on Property Assessed Clean Energy (PACE) loans as residential mortgages. As well, a consumer advocacy has published a summary of the status of enforcement actions in the wake of the Bureau dismissing or choosing not to proceed with previously announced cases.
  • More details here

The $2,000 Difference: Why a Modest Emergency Fund Outperforms Millions in Predicting Financial Well-Being

  • A new study from Vanguard finds that having just $2,000 in emergency savings is the single strongest predictor of financial well-being … more so than having $1 million in assets or earning $500,000 a year.
  • More details here

WORTH NOTING: If you are looking for your soulmate, you may want to ditch the dating apps and join a book club instead … Mistakes to avoid if you are going out in the heat … DIY projects that will improve your home’s curb appeal … Why you should care that entry-level jobs are disappearing … Five interesting facts about recessions … Home sellers outnumber buyers by the widest margin in 12 years, according to a new report … What to do when your laptop computer is lost or stolen … You may want to start changing all of your passwords after reading this.

Top 10 Thursday, part I

Top 10 Thursday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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