Law Firm Facing FDCPA Class Action Over Issues with MVN
- What? No mention of issues with the scissors? A collection law firm is facing a class-action lawsuit for allegedly violating the Fair Debt Collection Practices Act and Regulation F because it didn’t mention in a Model Validation Notice whether interest on the debt was still accruing and that the statute of limitations had expired, while also listing two different addresses. It’s a greatest hits of claims that companies have faced with respect to collection letters and notices in recent years.
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- This series is sponsored by WebRecon
Court: Fraud Reporting Not Always Clear-Cut in FCRA Cases
- The Court of Appeals for the Eleventh Circuit has affirmed the dismissal of a Fair Credit Reporting Act lawsuit that claimed a credit reporting agency was publishing inaccurate information about the plaintiffs, ruling that differentiating between the victim of a fraud and the perpetrator of that fraud is not always as easy as it sounds.
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Oregon Passes Medical Debt Credit Reporting Ban
- The Oregon legislature has passed a bill banning medical debt credit reporting, and while it explicitly applies to credit cards issued under plans offered specifically for the payment of medical services, it does not address mixed-use credit products.
- More details here
CFPB Files Motion to Resume Case Against Debt Relief Defendant
- The Consumer Financial Protection Bureau filed a motion yesterday to vacate the stay and proceed with a lawsuit it had filed against a student loan debt relief operation that was accused of charging consumers millions of dollars in upfront fees in violation of federal law. The lawsuit was paused when the leadership of the Bureau changed in February, but now the Bureau has decided to move forward. This is one of the few cases that were filed under former Director Rohit Chopra that the new leadership of the Bureau has not dismissed.
- More details here
WORTH NOTING: Can you guess which organ in your body uses the most energy? … Walmart is rolling out drone delivery in three more states … Healthcare professionals are dangerously overconfident about their email security … Owning a home costs more than $21,000 in hidden expenses, according to a new report … Five things you are getting wrong when you are sitting at your desk … Most people who are switching jobs these days are making career changes, according to new research from Indeed … Chipotle is releasing its first new dip in five years … Why men with broken heart syndrome are more likely to die than women.
Trailer Tuesday, part I
Trailer Tuesday, part II
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