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Home Daily Digest

Daily Digest – July 15. Plaintiff Sues Collection Operations for Attempting to Collect After Refusal to Pay Email; Senate Dems Blast CFPB for Siding With Industry on Medical Debt

mikegibb by mikegibb
July 15, 2025
in Daily Digest
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Plaintiff Sues Collection Operations for Attempting to Collect After Refusal to Pay Email

  • An individual has filed lawsuits against two different collection operations for allegedly violating the Fair Debt Collection Practices Act by attempting to collect a debt after the individual communicated a refusal to pay. Coincidentally, the collection operations both responded within hours to the individual’s refusal to pay message, which was also sent via email. One of the defendants inquired about whether the plaintiff would be eligible for financial assistance and the other offered “customizable payment options.” What are the odds?
  • More details here
  • This series is sponsored by WebRecon

Senate Dems Blast CFPB for Siding With Industry on Medical Debt

  • Following Friday’s ruling vacating the Consumer Financial Protection Bureau’s medical debt credit reporting rule, a coalition of 30 Democratic senators, led by Senator Raphael Warnock [D-Ga.], is demanding transparency from the Trump administration following the CFPB”s decision to join the defendants in the lawsuit and advocate for vacating the rule.
  • More details here

Granted MTD in FDCPA, TCPA Case Leads to Second Amended Complaint Against Creditor

  • A District Court judge in Arizona has granted a defendant’s motion to dismiss claims it violated the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act, leading the plaintiffs to file a second amended complaint further detailing the alleged infractions committed by the defendant, a financial institution.
  • More details here

Industry to Dismiss Suit Against CFPB Over Medical Debt Collection Guidance

  • The plaintiffs challenging medical debt collection guidance from the Consumer Financial Protection Bureau plan to dismiss their suit after hearing that the Bureau has no plans to reissue the guidance.
  • More details here

WORTH NOTING: You may want to think twice before using a Large Language Model like ChatGPT for therapy or mental health advice … Regardless of what happens with interest rates, most people aren’t interested in moving or buying a new house … The cost of prescription drugs is leading a lot of people to just say no … To the surprise of absolutely nobody, nearly all seniors want to age in place … The states where people report having the most “good” days every year will likely surprise you like it surprised me … The cost of electricity is going to skyrocket thanks to new legislation … Rumors are ramping up that Nick Saban is coming back to college football … The four words that your doctor dreads hearing.

Trailer Tuesday, part I

Trailer Tuesday, part II

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