FDCPA Does Not Mandate Email Communication, Judge Rules
- In a case that was defended by Mitch Williamson of Barron & Newburger, a District Court judge in New Jersey has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act lawsuit after the defendant mailed validation inquiry back to the plaintiff instead of emailing it as the plaintiff requested.
- More details here
CFPB Keeps State-Notification Rules in Place
- The Consumer Financial Protection Bureau has withdrawn its May 2025 direct-final rule that would have scrapped the procedures requiring state regulators and attorneys general to alert the Bureau and other regulators at least 10 days before they file an enforcement action under the Consumer Financial Protection Act. In a Federal Register notice slated for publication today, the Bureau said the rescission is off the table after it received “significant adverse comments.”
- More details here
Mass. Senate Passes Judgment Collection Bill
- A bill has passed unanimously in the Massachusetts Senate that would create new restrictions and limitations on the collection of consumer debts in the state.
- More details here
Compliance Digest – July 21
- Rulings from a handful of different judges across the state, plus a state regulator weighing in on how a company in the credit and collection industry is using artificial intelligence are what experts are weighing in on this week, providing you with important context and perspective to make sure you are making the best decisions possible. Thanks to Leslie Bender, David Schultz, Crystal Duplay, Jacob Bach, Issa Moe, and Kim Phan.
- More details here
- This series is sponsored by Bedard Law Group
WORTH NOTING: An important decision for a lot of us — knowing when it’s time to take over your parents’ finances … Artificial intelligence is still at the bottom rung of the corporate ladder – companies tend to treat the tool like an intern … For those of us that spend a lot of our day sitting, here is a list of the best office chairs … The order in which you eat your foods could play a role in helping lose weight and maintaining your blood sugar … What to drink, and what to avoid, when you want to stay hydrated … The most expensive spots in America for those who are retired … The secret to helping you achieve your long-term goals … The keys to a good strategic partnership that can future-proof your business.
Music Monday, part I
Music Monday, part II
The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.
