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Home Daily Digest

Daily Digest – September 12. Suit Accuses Law Firm of Suing Wrong Consumer Twice; Credit Reporting of Paid Debt Constitutes ‘Discrete’ FDCPA Violations, Judge Rules

mikegibb by mikegibb
September 12, 2025
in Daily Digest
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Suit Accuses Law Firm of Suing Wrong Consumer Twice

  • Fool me once, shame on me. Fool me twice … the saying goes. A collection law firm is facing allegations that it violated the Fair Debt Collection Practices Act because it twice served a summons and complaint in a collection lawsuit to an individual who claims she was not the individual who signed the agreement and that not only had she never owned the type of car in question or lived in the state in which the loan was signed, she became Victoria Mitchell two years after the contract was signed after marrying someone with that last name.
  • More details here
  • This series is sponsored by WebRecon

Credit Reporting of Paid Debt Constitutes ‘Discrete’ FDCPA Violations, Judge Rules

  • A District Court judge in California has denied a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act case, even though the plaintiff filed this lawsuit two years after receiving a letter from the defendant attempting to collect a debt that had already been paid, ruling that reporting the inaccurate account information to the credit reporting agencies constituted “discrete” violations of the statute.
  • More details here

Judge Tosses FDCPA and TCPA Claims Over ‘Spoofed’ Calls

  • A District Court judge in Oklahoma has granted a defendant’s motion to dismiss a lawsuit alleging it violated the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and Oklahoma state law because it used phone numbers with the same area code as the plaintiff’s and because the plaintiff believes the calls were made using an autodialer.
  • More details here

FTC Secures Permanent Ban Against Operators of Student Loan Forgiveness Scam

  • The Federal Trade Commission has reached settlements with two individuals accused of running a fraudulent student loan forgiveness scheme, permanently banning them from the debt relief industry and requiring them to turn over more than $2.1 million in assets.
  • More details here

WORTH NOTING: A group of high school seniors have created a chatbot that understands medical bills … Seven signs it’s time to call it quits … A battle is brewing over whole milk … Prices might be rising on a lot of things, but one thing that is getting cheaper is gas … When it comes to your resume, honesty may not be the best policy … Why you should hire the most experienced person you can afford … Why it’s important to have friends in the workplace … What makes the difference between good and bad onboarding policies.

Funny Friday, part I

Funny Friday, part II (definitely NSFW)

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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