Suit Accuses Healthcare Provider, Collector of Contacting Represented Consumer
- Have you ever played the pronoun game? Where you hide the identity of someone by using a neutral pronoun or use “we” instead of “she and I”? Now, I understand that the Fair Debt Collection Practices Act is a strict-liability statute, but it seemed worth pointing out the pronoun game in this complaint, along with the ambiguity that plaintiffs and their attorneys sometimes use. A collection operation and a healthcare provider in Florida are facing claims they violated the FDCPA and the Florida Consumer Collection Practices Act by communicating directly with an individual who was represented by an attorney.
- More details here
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Appeals Court Upholds Dismissal of FDCPA Case Over $202 Medical Debt
- Time is money, unless you are seeking standing. The Court of Appeals for the Eleventh Circuit has upheld the dismissal of a Fair Debt Collection Practices Act case against a collection agency and a healthcare provider on the grounds that having to spend time disputing a debt and consulting an attorney does not give the plaintiff standing to sue.
- More details here
Ohio Bill Seeks to End Property Tax Lien Sales, Days After County Announces $40M Sale
- Just two days after Cuyahoga County announced plans to sell up to $40 million in delinquent property tax liens to a private collector, lawmakers in Columbus introduced a bill that would sunset the practice statewide.
- More details here
Credit Scoring Disruption: FICO Goes Direct, Bureaus Take a Hit
- The credit-scoring market just underwent its biggest shake-up in decades. Starting October 1, Fair Isaac Corporation, more commonly known as FICO, launched its Mortgage Direct License Program, allowing mortgage lenders and resellers to bypass the major credit bureaus and buy FICO scores directly. The move coincides with regulatory changes that are reshaping credit reporting and access and the financial ripple effects are already being felt.
- More details here
WORTH NOTING: Increases in the price of coffee are driving people crazy … A wedding planner weighs in on the four signs at a wedding that a couple is heading for divorce … AI phishing scams are netting consumers of all ages … We have reached the age of AI-generated social media content … The science behind why men live harder and die younger than women … The five leadership skills that AI will never replace, and how you can harness them … If you are into EVs, a list of the best vehicles for 2026 … For all you road warriors — the best carry-on luggage.
Funny Friday, part I
Funny Friday, part II
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