Consumer Files FDCPA Suit After Giving Collector Two-Hour Window for Communications
- This complaint might win the award for the shortest recitation of facts that led to the lawsuit being filed. It’s also a stark reminder of the strict liability-ness of the Fair Debt Collection Practices Act and that anybody can be sued for just about anything. It’s also more evidence of how consumers are attempting to restrict communication attempts from collectors and begs the question: was there any other reason to file this other than trying to avoid paying this debt?
- More details here
- This series is sponsored by WebRecon
NJ Appeals Court Says Using a Mail Vendor Doesn’t Violate the FDCPA
- Where was this ruling three years ago? A New Jersey Appeals Court has affirmed the dismissal of a Fair Debt Collection Practices Act case, ruling that the defendant’s use of a vendor to print and mail letters is not a violation of the statute, because sending the plaintiff’s information to the vendor to print and mail a letter was not an attempt to collect on the debt.
- More details here
Government Weighs Selling Portions of $1.6T Federal Student Loan Portfolio: Report
- The Trump administration is considering a dramatic shift in federal student lending policy by exploring whether to sell portions of the government’s $1.6 trillion student loan portfolio to private investors, according to a published report. The discussions, involving senior officials from the Education and Treasury Departments, center on selling “high-performing” segments of the debt held by roughly 45 million Americans.
- More details here
AI Voices Now Indistinguishable from Humans: Report
- Artificial intelligence has crossed a critical threshold in the world of voice technology. According to researchers at Queen Mary University of London and University College London, AI-generated voices, especially voices cloned from humans, now sound as real as genuine human voices to most listeners.
- More details here
WORTH NOTING: The number of homeowners facing foreclosure is rising fast … Credit card debt is being blames for contributing to more divorces nationwide … Cybersecurity is becoming more of a pressing concern for consumers who think its harder to secure their digital assets than their physical ones … If you feel like you are drowning in busywork while at work, you are not alone … If I have learned one thing living in New Jersey, never talk bad about pork roll or Taylor ham … AI could eliminate as many as 100 million jobs in the next decade … Switching between apps is costing employees a lot in lost productivity … How long $1.5 million in retirement savings would last in each state.
Trailer Tuesday, part I
Trailer Tuesday, part II
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