Court Dismisses Consumer’s FDCPA and FCRA Claims Over Debt Validation and Reporting
- A District Court judge in Illinois has granted a defendant’s motion for summary judgment after it was accused of violating five different laws including the Fair Credit Reporting Act and the Fair Debt Collection Practices Act over how it handled the tear-off portion of the Model Validation Notice and a subsequent dispute from the plaintiff.
- More details here
Lawsuit Claims Ed. Dept., CRAs ‘Weaponized’ Credit Reporting
- The former head of the Department of Education’s student loan portfolio during President Trump’s first term is behind a class-action lawsuit that was filed last week accusing the department and the three major credit reporting agencies of violating the Fair Credit Reporting Act for allegedly forcing student loan borrowers into default by inaccurately furnishing information about the debts.
- More details here
Voters Agree: Healthcare Costs Are Driving Medical Debt, And They Want States To Act
- A new national study sponsored by Undue Medical Debt paints a clear picture for revenue cycle leaders and collections professionals: healthcare is widely viewed as unaffordable, medical debt is common, and voters across party lines support stronger state protections.
- More details here
Compliance Digest – November 3
- Two new bills, one new piece of guidance, and a handful of rulings in court cases — all for you to digest and understand. Thanks to experts like Loraine Lyons, James Schultz, Lori Quinn, Kim Phan, Jessica Klander, and Chad Echols, you can learn exactly what you need to know in this week’s Compliance Digest.
- More details here
- This series is sponsored by Bedard Law Group
WORTH NOTING: One rule for how to evaluate hardware that is backed by artificial intelligence … In honor of Veterans Day, which is coming up next week, a look at how people feel about military personal finance perks … Why companies are no longer holding onto employees because they worry about not being able to get them back later … The old-fashioned landline telephone is making a comeback … It’s that time of year (I saw some up already over the weekend) — the best Christmas lights … How to sync your health habits to your internal body clock … The return-to-office push is gaining steam thanks to an unlikely ally … Why some people have better jobs than others.
Music Monday, part I
Music Monday, part II
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