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Home Daily Digest

Daily Digest – November 7. Suit Accuses Collection Operation of Abandoning Settlement Negotiations; Illinois Appeals Court Upholds Sanctions Against Consumer Who Fabricated FCRA Evidence

mikegibb by mikegibb
November 7, 2025
in Daily Digest
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Suit Accuses Collection Operation of Abandoning Settlement Negotiations

  • If you got letters and phone calls attempting to collect on a debt that you did not believe was yours, what would you do? A consumer has accused a collection operation of violating the Fair Debt Collection Practices Act for attempting to collect on a debt that the plaintiff believes he does not owe and the circumstances and details of the situation just seem a little odd.
  • More details here
  • This series is sponsored by WebRecon

Illinois Appeals Court Upholds Sanctions Against Consumer Who Fabricated FCRA Evidence

  • An Illinois Appeals Court has affirmed a trial court’s ruling in favor of a financial institution and sanctions against a consumer who claimed the bank violated the Fair Credit Reporting Act and was found to have manufactured evidence to try and make his case.
  • More details here

Michigan Lawmakers Introduce Bipartisan Bills to Curb Aggressive Medical Debt Collection

  • A bipartisan group of Michigan lawmakers has introduced a pair of bills aimed at protecting consumers from certain medical debt collection practices and give the Attorney General more power under the state’s consumer protection laws. The proposals would cap interest rates on unpaid medical bills, limit certain collection actions, regulate the sale of medical debt, and classify violations as unfair trade practices under the Michigan Consumer Protection Act.
  • More details here

North Carolina’s Medical Debt Relief Program Erases $6.5 Billion, Expands Credit Reporting Push

  • North Carolina’s landmark medical debt relief initiative continues to make waves, with Gov. Josh Stein highlighting its impact during a roundtable discussion this week in Greensboro, N.C.. The program, the first of its kind in the nation, has erased more than $6.5 billion in medical debt for 2.5 million residents, a sweeping effort to relieve financial strain and prevent future medical debt accumulation. At the same time, Gov. Stein has called on the credit reporting agencies to further protect consumers by not including medical debt on credit reports.
  • More details here

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Funny Friday, part I

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The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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