Judge Tosses FDCPA Suit Over $25 Autopay Dispute
- A District Court judge in Minnesota has granted a defendant’s motion to dismiss claims that a pair of creditors violated the Fair Debt Collection Practices Act, which in and of itself isn’t that ground-breaking, but the demands that were made by the plaintiff and how he attempted to convince the judge that the defendants should be subject to the statute make this a more interesting case.
- More details here
Bankruptcy Filings Jump 11% Nationwide as Economic Pressures Mount
- Bankruptcy activity across the United States continues to climb, with new data from the Administrative Office of the U.S. Courts showing a 10.6% increase in personal and business filings for the 12-month period ending September 30, 2025. While the total number of filings remains well below historic highs, the steady rise signals continued financial pressure on both consumers and businesses; a trend that professionals across the credit and collection industry are watching closely.
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Plaintiff’s Attempt to Return FCRA Case to State Court Denied
- A District Court judge in Indiana has denied a plaintiff’s motion to remand a Fair Credit Reporting Act case back to state court, ruling the plaintiff has standing for the case to be tried in federal court.
- More details here
Senate Dems Warn CFPB Cybersecurity Has Deteriorated Amid Efforts to Dismantle the Agency
- Senate Democrats are raising alarms about what they call a dangerous erosion of the Consumer Financial Protection Bureau’s ability to safeguard consumer data, pointing directly at actions taken by Acting Director Russell Vought and the Trump administration.
- More details here
43 Companies Seeking Collection Talent
- The year may be winding down, but the industry job market remains hot. Check out this week’s job listings summary for opportunities from Resurgent Capital Services, OneMain Financial, Harris & Harris, and more.
- More details here
WORTH NOTING: A list of binge-worthy podcasts to help you get through the holidays … How to enjoy all the holiday food without gaining weight, according to one expert … The top 100 photos of 2025 … Growing number of Americans are living paycheck to paycheck … A lot of Americans are ignoring advice to help maximize their Social Security benefits … Which state has the worst roads? … How to be the right kind of thought leader … How turning down clients might be your best growth strategy.
Wisdom Wednesday, part I
Wisdom Wednesday, part II
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