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Home Daily Digest

Daily Digest – December 5. Collection Operation Accused of Running ‘Shakedown’ Scheme; Court Allows Claims to Proceed Over Medical Debt Reporting Changes

mikegibb by mikegibb
December 5, 2025
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Collection Operation Accused of Running ‘Shakedown’ Scheme

  • A group of debt collectors are facing a sweeping lawsuit in Michigan federal court that accuses them of running an elaborate “credit identity theft and debt collection scam” targeting consumers across the country. The complaint alleges that the defendants used stolen personal information, impersonated attorneys, threatened litigation, and pressured consumers into paying counterfeit or time-barred debts.
  • More details here
  • This series is sponsored by WebRecon

Court Allows Claims to Proceed Over Medical Debt Reporting Changes

  • A District Court judge in California has denied a motion to dismiss filed by the credit reporting agencies in a lawsuit over their decision to exclude medical debts under $500 from consumers’ credit reports.
  • More details here

Judge Grants Final Approval to Long Running FDCPA Settlement Involving Unredacted Medical Data

  • A District Court judge in Utah has given final approval to a settlement in a Fair Debt Collection Practices Act suit that began more than five years ago and accused the defendant of including unredacted confidential protected health information in state court debt collection proceedings.
  • More details here

Judge Refuses Sanctions, Striking Motions in Ongoing FCRA Dispute

  • A District Court judge in Virginia has denied a number of plaintiff’s motions in a Fair Credit Reporting Act case, including one seeking sanctions against the defendant.
  • More details here

Bipartisan DO NOT Call Act Reintroduced to Crack Down on Illegal Robocalls

  • Lawmakers in both chambers of Congress have introduced a bipartisan bill aimed at dramatically increasing penalties for illegal robocalls, escalating federal efforts to curb the surge of unsolicited and fraudulent calls targeting consumers.
  • More details here

WORTH NOTING: ransomware attacks cost financial institutions more than $2 billion between 2022 and 2024, according to a new report … More than three-quarters of job postings for IT positions require some level of AI skills … Large language models are effective at getting people to change their political opinions, according to a new study … One change that AI might be having that people are happy about: the death of the billable hour … A list of things you should never leave to a loved one or wish to inherit from somebody … The CFPB’s top enforcement official has resigned over concerns the administration isn’t letting the agency do its job … Forget wrapping and putting something under the tree for people this Christmas because what they want most is cash … A whisper of tranquility and peace is what describes 2025’s color of the year.

Funny Friday, part I

Funny Friday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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