Plaintiff Claims Improperly Renewed Judgment Cost Her Job
- Here it comes, your understatement of the day … Judgments are tricky. Renewing judgments even more so. A collection law firm and two if its employees are being sued for violating the Fair Debt Collection Practices Act and state law in Arizona because the plaintiff was turned down for a job because the prospective employer learned that the plaintiff had a judgment against her, a judgment, the plaintiff claims, was wrongfully renewed after it had expired.
- More details here
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Coerced Debt Bill Sent to N.Y. Governor
- The New York legislature has passed a law and sent it to Gov. Kathy Hochul that prohibits creditors from enforcing coerced consumer debts while also creating a private right of action.
- More details here
Judge Rejects Late Attempt to Add Defendant After FDCPA Deadline Passes
- Waiting until the last minute to file a Fair Debt Collection Practices Act before the one-year statute of limitations expires is not always the best idea, a plaintiff has learned. A District Court judge has denied the plaintiff’s motion to file an amended complaint after the plaintiff learned the identity of one of the defendants and sought to include him.
- More details here
Judge Denies MTD in FCRA Suit Over Reporting of Post-Petition Debts
- A District Court judge in Illinois has denied a defendant’s moition to dismiss claims it violated the Fair Credit Reporting Act after noting that a pair of debts were discharged in bankruptcy even though they were incurred after the bankruptcy had been discharged.
- More details here
Congressional Report Details CFPB Funding Fight
- A new Congressional Research Service (CRS) report sheds fresh light on the Consumer Financial Protection Bureau’s increasingly precarious financial situation, outlining years of budget growth, sharp political swings, and a looming operational cliff as the agency’s funding becomes a centerpiece of Washington’s latest regulatory showdown.
- More details here
WORTH NOTING: never too early to start planning: the best cities for New Year’s Eve celebrations … Tracking consumer lending is getting tougher and tougher, which is making everything riskier and riskier … In some markets today, fewer than 1 in 50 house listings are affordable to the typical household … The Department of Education has added a new earnings indicator on its FAFSA form … Consumers are expecting medical costs to spike big-time next year … Not very many people felt that 2025 was a “great” year … The 25 best songs of 2025 … The cities with the largest turnover rates are in Missouri, Texas, Indiana, and Nevada.
Trailer Tuesday, part I
Trailer Tuesday, part II
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