Court Rejects Pro Se Plaintiff’s Bid to Revive FCRA Suit Against Credit Bureaus
- A District Court judge in Ohio has granted a defendant’s motion to convert the dismissal of a Fair Credit Reporting Act case to one with prejudice while also denying a motion from the plaintiff, who was representing herself, to vacate the dismissal and reinstate her claims against the three credit reporting agencies.
- More details here
Study: Nearly 40% of Surgery Patients Face Financial Hardship
- Nearly 40% of adults who undergo surgery in the United States experience significant financial hardship in the year that follows, according to research published in JAMA Surgery. The findings add another data point to the intensifying conversation around medical debt, underinsurance, and the financial fragility of patients — an issue that directly affects healthcare providers and the ARM industry.
- More details here
Trump AI Order Sparks Showdown With States Over Regulation
- President Trump’s new executive order aimed at superseding state artificial intelligence laws is already creating political, legal and operational ripple effects. For the credit and collection industry, which is quickly adopting AI tools for consumer engagement, compliance and analytics, this fight will shape the rules everyone must play by.
- More details here
Sovereign Citizen Theories Strike Out Again in Minnesota FDCPA Case
- What is the batting average on sovereign citizen cases? I mean, even a blind squirrel finds a nut every now and then, but it seems like the squirrel has better luck than anyone trying sovereign citizen arguments. A District Cout judge in Minnesota has dismissed a Fair Debt Collection Practices Act lawsuit after a plaintiff demanded $150,000 because the plaintiff did not provide an adequate accounting of his finances in order to avoid paying the filing fees.
- More details here
Compliance Digest – December 15
- Insights from eight different legal experts — Stefanie Jackman, Leslie Bender, Michael Chapman, David Schultz, Mitch Williamson, Loraine Lyons, Cooper Walker, and Jeff Topor — on recent court rulings and legal updates to help you understand what is going on in the compliance side of the industry.
- More details here
- This series is sponsored by Bedard Law Group
WORTH NOTING: Six cities where the housing market is going to boom next year … States where the mininum wage is going to go up on January 1 … If you argue with your kids about screentime, you are not alone … Why we love chain restaurants … When snow shoveling goes from routine to risky … The top 100 photos of 2025 … How much it costs to leave cookies out for Santa …How to differentiate between boredom and burnout.
Music Monday, part I
Music Monday, part II
The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.
