Court Grants Plaintiff Nearly $28K in FCRA Case
- A District Court judge in Minnesota has awarded a plaintiff more than $27,000 in a Fair Credit Reporting Act case over information that was furnished to the plaintiff’s credit report that predated him moving to the United States and obtaining a Social Security number. The ruling offers a detailed look at how courts view fee disputes, mixed-file issues, and the obligations of furnishers and consumer reporting agencies when a consumer’s identity information changes.
- More details here
Court Says Delay Did Not Equal Waiver in Arbitration Fight
- The Court of Appeals for the Third Circuit has overturned a lower court’s ruling that had denied a defendant’s motion to compel arbitration because it had litigated the case for too long before playing the arbitration card. In doing so, the appellate panel provided a significant clarification on what conduct actually amounts to a waiver of arbitration rights in a class action, and how futility interacts with waiver when a defendant cannot yet compel arbitration of unnamed class members.
- More details here
Affordability Crunch Deepens as Consumers Cut Back on Health Care, Travel, and Everyday Spending
- Americans are experiencing significant financial strain across nearly every major spending category, according to a new national survey conducted by Public First and published by Politico. The findings highlight mounting affordability challenges that are affecting health care decisions, travel plans, and day-to-day budgeting.
- More details here
Judge Dismisses FDCPA Suit After Plaintiff Claims Student Loans Were ‘Discharged’
- One of the conditions for a debt to be subject to the Fair Debt Collection Practices Act requires that the debt be in default. But what constitutes a loan being in default isn’t always black or white. A District Court judge in Hawaii has granted a defendant’s motion to dismiss claims it violated the FDCPA and other statutes over demands made by the plaintiff to discharge the debts. The ruling stems from a dispute involving federally serviced student loans and a series of administrative-style notices the plaintiff argued had extinguished the debt.
- More details here
23 Companies Seeking Collection Talent
- While there are fewer than two dozen companies listed in this week’s job listing summary, there are nearly 50 positions that are being promoted. Hiring does not appear to be slowing down as we head into the holiday season.
- More details here
WORTH NOTING: is facing felony charges after phoning in a bomb threat to a Pennsylvania collection agency last month … If you are looking to buy a new car now, here is how to cash in … While a lot of people are expecting 2026 to be better for their wallet than this year, most aren’t making financial-related resolutions … Banks are increasing the penalties for overdrafting your account or bouncing checks … M&A activity in the healthcare sector is expected to ramp up further next year … Even good people can justify bending the rules at work sometimes …. This would make an awesome April Fool’s story … A list of the best movies and TV from 2025.
Wisdom Wednesday, part I
Wisdom Wednesday, part II
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