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Home Daily Digest

Daily Digest – February 11. Optimism, Interest in Improved Efficiencies Focus on Day One of RMAI; House Bill Targets Identity Fraud With State Grants, Digital ID Guardrails

mikegibb by mikegibb
February 11, 2026
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Optimism, Interest in Improved Efficiencies Focus on Day One of RMAI

  • LAS VEGAS — It’s likely not a coincidence that the biggest crowd ever has descended upon Las Vegas for RMAI’s annual conference at a time when the Consumer Financial Protection Bureau’s influence over the industry is at an all-time low. But beyond the relief that is being felt across the industry, even if it ends up only being temporary, what is driving so many people to this conference appears to also be a renewed commitment to working together.
  • More details here

House Bill Targets Identity Fraud With State Grants, Digital ID Guardrails

  • A new bipartisan bill introduced in the U.S. House would create a government-wide strategy to combat identity fraud and theft, fund state efforts to modernize digital identity systems, and address emerging threats like AI-powered deepfakes. H.R. 7270, the Stop Identity Fraud and Identity Theft Act of 2026, directs the Treasury Department to launch innovation grants for states to strengthen identity verification, protect government benefit programs, and reduce fraud tied to compromised identities. The legislation, introduced by Rep. Pete Sessions [R-Texas], arrives as regulators and banks report that identity compromise now underpins the majority of suspicious activity reports, and as data breaches and deepfake-enabled fraud continue to surge, raising operational and compliance stakes for companies in the credit and collection industry.
  • More details here

Judge Keeps Debt Collection and Habitability Claims Alive Over Unlicensed Rent Collection

  • A District Court judge in Maryland has denied a motion to dismiss claims that a property management company is not a debt collector under state law while also denying a motion over attempts to collect rent when it did not have the proper licenses to do so. The ruling keeps alive consumer protection, debt collection, habitability, and negligence claims tied to allegations that tenants were charged rent during periods when the property was unlicensed and conditions were unsafe, while trimming back some theories that lacked allegations of concrete injury.
  • More details here

Judge Declines to Halt Auto Repossession While FCRA Claims Proceed

  • A District Court judge in Pennsylvania has denied a plaintiff’s motion for a preliminary injunction prohibiting the defendant from repossessing her car while the plaintiff’s suit alleging the defendant violated the Fair Credit Reporting Act proceeds. The ruling means the defendant is not barred from moving forward with repossession while the case continues, after the court found the plaintiff failed to meet the high legal standard required for emergency injunctive relief.
  • More details here

42 Companies Seeking Collection Talent

  • The grass is always greener on the other side, the saying goes. For that to be true, one of the more than 40 listings in this week’s job listings summary is your next step toward world domination. Check out the listings and see if your dream job, or your forever job, or just the next step in your career is waiting for you.
  • More details here

WORTH NOTING: Nearly 40% of cancer cases worldwide are preventable, according to new research … 300 finance leaders weigh in on what’s next in fintech … Figure skaters at the Olympics are dancing to music created by AI … Cigna is laying off more than 2,000 employees worldwide … Three overlooked subscription fees that might be costing you hundreds of dollars each year … Looking back on how the term “hat trick” came to be … A neuroscientist shares how to be resilient when things fall apart … The 10 most expensive car brands of 2026.

Wisdom Wednesday, part I

Wisdom Wednesday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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