Judge Tosses FDCPA Case Over HOA Default Judgments After Plaintiff Admits He Bought Lots With No ‘Rhyme or Reason’
- A District Court judge in New York has granted a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act case involving default judgments that were obtained for unpaid homeowner association fees because the plaintiff admitted in his deposition that he had no “rhyme or reason” for buying the properties and didn’t even know exactly where the properties were located.
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Judge Rejects Settlement Enforcement in FCRA Credit Reporting Dispute
- A District Court judge in Kentucky has denied a defendant’s motion to enforce a settlement and denied a plaintiff’s motion for summary judgment and motion for reconsideration in a Fair Credit Reporting Act case over how a bank reported a debt to the credit reporting agencies.
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BNPL Moves From Checkout Convenience to Cashflow Tool
- Buy Now, Pay Later (BNPL) loans are increasingly becoming a regular part of how many consumers manage their finances, particularly homeowners balancing mortgage payments and other debts. While BNPL spending has grown rapidly in recent years, new research from the JPMorganChase Institute suggests its role in household finances goes beyond simple checkout convenience.
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Report IDs Basic Email Security Failures Behind Most Healthcare Breaches
- Healthcare organizations continue to experience email-related data breaches, and many of them are tied to the same basic security gaps that experts have warned about for years. A new analysis by email security firm Paubox found that the majority of healthcare organizations reporting email breaches to federal regulators in 2025 lacked fundamental email security controls designed to prevent spoofing, impersonation, and unauthorized message interception.
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41 Companies Seeking Collection Talent
- One of the helpful, unintended benefits of a weekly post summarizing different job listings for companies in the credit and collection industry is that not only do you get to see who is hiring and potentially find new employment, you also get to see how they are advertising and marketing their vacancies. There might be ideas you can use in your next job listings if you’re not in the market for a job.
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WORTH NOTING: LendingTree is out with research on the benefits of debt consolidation loans … Americans have less and less in their rainy day emergency savings funds … More National Consumer Protection Week updates from Michigan, Georgia, and Tennessee … Large Language Models are getting good at identifying burner social media accounts that you don’t want people to know about … How to get rid of every gross smell in your home … More people are testing just how close they can cut it when trying to make a flight at an airport … One small change to help reset your sleep … Thousands of residents of Cook County, Illinois are going to have their medical debts forgiven.
Wisdom Wednesday, part I
Wisdom Wednesday, part II
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