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Home Daily Digest

Daily Digest – March 20. Suit Accuses Collector of Emailing Plaintiff’s Sister; Treasury to Take Over Defaulted Student Loan Collections in Major Federal Shift

mikegibb by mikegibb
March 20, 2026
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Suit Accuses Collector of Emailing Plaintiff’s Sister

  • Anyone who knows me or has read or seen any of the content that I have produced over the years knows that my vibe is on the casual/informal side. It can be difficult, sometimes, because lawsuits are never a joking matter. So I say this firmly with my tongue planted inside my cheek — I kind of think this suit is more of mom and dad’s fault than it is the defendant’s. A collection operation is being accused of violating the Fair Debt Collection Practices Act because it sent a series of emails to the plaintiff’s sister, whose name is only one letter different from the plaintiff.
  • More details here

Good-Faith Reliance Wins the Day: Indiana Court Backs Law Firm in FDCPA Dispute

  • An Indiana Appeals Court has affirmed a summary judgment ruling in favor of a law firm that was sued for allegedly violating the Fair Debt Collection Practices Act because it believed what a landlord/client told it about his interactions with the plaintiff.
  • More details here

Treasury to Take Over Defaulted Student Loan Collections in Major Federal Shift

  • The Trump administration is taking another major step in reshaping the federal student loan system, announcing that the Treasury Department will assume operational responsibility for collecting on defaulted federal student loans as part of a new “Federal Student Assistance Partnership” with the Department of Education.
  • More details here

Expunged Does Not Mean Inaccurate, Court Says in Background Check FCRA Case

  • A District Court judge in Virginia has dismissed a Fair Credit Reporting Act case against a background screening company that was accused of including criminal records in a background check that had been expunged five years ago.
  • More details here

AI Regulation at Federal Level Takes Shape

  • A sweeping federal AI proposal from Sen. Marsha Blackburn [R-Tenn.] is giving companies a clearer view of what regulation could look like and it comes with real teeth. The draft legislation would require companies to report how artificial intelligence is impacting their workforce every quarter, with penalties reaching up to $1 million per violation for failing to comply. For organizations already investing in AI to drive efficiency, the message is clear. Transparency and documentation may soon become just as important as deployment.
  • More details here

Avtal Raises $24 Million to Build Digital Infrastructure for the Future of Debt Collection

  • Avtal, a digital engagement platform that helps collection agencies increase revenue while delivering a better consumer experience, today announced it has raised $24 million in Series A and Seed funding led by S3 Ventures, with participation from NJP Ventures.
  • More details here

WORTH NOTING: Bots are taking over the web and will soon outnumber human traffic … A lot of members of Gen Z have a hard time remembering when their payments are due … Alaska, West Virginia, and Maine are at the top of the list of worst states for healthcare affordability … The price of a stamp may climb as high as $1 in the near future, according to the Postmaster General … Things that dog owners wished they knew before they brought a pet into their homes … A list of things to keep in your car if you are always on the go … A list of methods and ideas to help keep you off your phone … Who qualifies and how to claim a $10,000 car loan tax deduction.

Funny Friday, part I

Funny Friday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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Illinois Appeals Court Rejects FDCPA Claims Over ‘Blank’ Summons in Collection Case

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