Suit Accuses Debt Buyer, CRAs, of FCRA, FDCPA Violations over Satisfied Debt
- A debt buyer is facing claims it violated the Fair Credit Reporting Act and the Fair Debt Collection Practices Act and two credit reporting agencies are facing claims it violated the FCRA over a debt that the plaintiff claimed was paid off five years ago.
- More details here
- This series is sponsored by WebRecon
New Study Calls Medical Debt Collection a ‘Coordinated Ecosystem’ Extracting Billions from Patients
- A new academic report is putting a spotlight on how medical debt is pursued in the U.S., and the findings should catch the attention of anyone working in collections, especially those tied to healthcare providers. Researchers analyzing 15 years of Virginia court data found that hospitals and medical providers filed more than 1.15 million lawsuits to collect approximately $1.4 billion from patients, describing the system as a coordinated “medical debt ecosystem” involving providers, attorneys, courts, and employers.
- More details here
Court Finds Continued Texts After Opt-Out Violated FDCPA, Rejects BFE Defense
- A District Court judge in Pennsylvania has granted a plaintiff’s motion for summary judgment in a Fair Debt Collection Practices Act class-action lawsuit that accused the defendant of failing to stop sending text messages after the plaintiff opted out of receiving messages.
- More details here
Judge Finds No FCRA Inaccuracy Where Refund Was Issued as Store Credit
- A District Court judge in Washington has granted a defendant’s motion for summary judgment in a Fair Credit Reporting Act case over how the defendant handled reporting information to the credit bureaus related to merchandise that was purchased using the defendant’s credit product and then subsequently returned by the plaintiff.
- More details here
Oklahoma Enacts Comprehensive Data Privacy Law
- Oklahoma has joined the growing list of states passing comprehensive consumer data privacy legislation, creating new compliance considerations for companies that collect, process, or rely on consumer data as part of their operations. The newly enacted law establishes a framework that grants consumers expanded control over their personal data while placing new obligations on businesses that meet certain thresholds.
- More details here
WORTH NOTING: Some new things to worry about if you want to avoid heart disease … Ten trends for the housing market … How often you check your phone, not for how long, is what is making you feel overwhelmed … Is doomscrolling giving you “tech neck”? … How to avoid paying all of those extra hotel fees they tack on to your bill … A woman being sued for an unpaid debt wasn’t in the best place to defend herself … I don’t need a test to know how I roll, but if you aren’t sure if you are optimistic or pessimistic, this might help … Not a good start for the Mets or a good impression for the man who played George Washington on Broadway.
Funny Friday, part I
Funny Friday, part II
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