Texas State Appeals Court Wipes Out Debt Buyer’s Win Because Its Evidence Was Never Admitted
- A state Court of Appeals in Texas has wiped out a debt buyer’s $4,534.48 judgment, finding the evidence was legally insufficient because the company’s own documents were never admitted into evidence at trial.
- More details here
New York AG Sues Arbitration Platform Over Secret Ties to Merchant Cash Advance Industry
- New York Attorney General Letitia James filed suit this week against arbitration platform RapidRuling and its two founders, alleging the company posed as a neutral forum while secretly building a system designed to manufacture quick judgments for merchant cash advance lenders against small businesses.
- More details here
Judge Denies MJOP in ID Theft Credit Reporting Claim Against Furnisher
- A consumer’s Fair Credit Reporting Act lawsuit accusing a furnisher of reporting a credit card account he never opened will move forward, after a District Court judge in Texas ruled that whether the account was his is exactly the kind of fact the defendant could readily verify.
- More details here
Moonflow Raises $1.6M to Scale AI-Based Collections Platform Across 25 Countries
- Moonflow, a collections technology startup that bills itself as an AI-native operating system for accounts receivable, has closed a $1.6 million pre-Series A round, fresh capital it will use to expand commercially and accelerate product releases ahead of a larger Series A raise.
- More details here
Judge Grants Debt Collector Summary Judgment Over Disputed Rent Reported to CRAs
- A District Court judge in Maryland has granted summary judgment to a debt collector in a consumer’s lawsuit under the Fair Credit Reporting Act and Fair Debt Collection Practices Act, ruling that the underlying dispute hinged on a legal question too unsettled for a furnisher to resolve.
- More details here
The Billing Arms Race: How Provider and Insurer Algorithms Are Reshaping Medical Debt
- A new essay published in STAT by Darshak Sanghavi, a pediatric cardiologist and chief medical officer at Machinify, argues that the most consequential use of artificial intelligence in American healthcare is not clinical at all. It is the automated competition between hospitals and insurers to control how much a patient owes, a fight that helps explain why medical bills arrive so large and so contested before they ever reach a collection agency.
- More details here
45 Companies Seeking Collection Talent
- This week’s job listings summary shows that companies across collections, lending, fintech, and healthcare are continuing to hire, with opportunities ranging from entry-level customer service and collections roles to leadership positions in sales, HR, legal, analytics, and technology. There is also a clear emphasis on the future of the industry, with employers seeking talent in AI, data governance, digital assets, customer experience, and process transformation. Whether you’re searching for your next role or simply tracking where the industry is placing its bets, this week’s roundup offers plenty of insight.
- More details here
WORTH NOTING: Google has fired a warning shot in the AI subscription price wars … Small business are less optimistic about the state of the economy … The volume of mortgage delinquencies and foreclosures is rising … The songs that people reach for when they need to reset their mood, their day, or even their life … There is a date for when Social Security is going to run out of money … The six best foods to keep your brain healthy … Americans are growing more worried about their jobs and their finances … The best films of the first half of 2026.
Wisdom Wednesday, part I
Wisdom Wednesday, part II
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