Collector Facing FDCPA Class Action Over Worker’s Compensation Debt
- A collection operation is facing a Fair Debt Collection Practices Act class action in Florida for allegedly attempting to collect on a medical debt that was incurred when the plaintiff was hurt at work, which, under state law, is prohibited. The suit can serve as a timely reminder that in certain states, attempting to collect on debts incurred for workplace injuries is against the law.
- More details here
- This series is sponsored by WebRecon
Where a Consumer Lives Increasingly Determines What They Can Afford to Pay
- Americans are now devoting roughly 30% of household income to recurring essential bills, according to a new report that offers collections professionals a fresh read on where consumers have room to pay and where they do not.
- More details here
Judge Denies Consolidation Bid, Transfers Debt Collection Lawsuit
- A consumer’s Fair Debt Collection Practices Act lawsuit has been transferred from Idaho to Utah after a Magistrate Court judge determined that all of the conduct giving rise to the claims took place in Utah.
- More details here
JPMorgan Bets on AI Agents That Work for Hours, Not Minutes
- JPMorgan Chase intends to roll out artificial intelligence agents later this year capable of operating autonomously for an hour or two at a stretch, a leap beyond current systems that typically run for only a few minutes, the bank told CNBC. The move offers collections and credit professionals an early look at how the largest U.S. bank by assets plans to put autonomous AI to work in regulated financial operations.
- More details here
State Supreme Court Vacates Card Collection Win
- The Supreme Court of Rhode Island has vacated a summary judgment win for a credit card issuer in a breach-of-contract collection suit, ruling that the trial court should not have relied on an affidavit the plaintiff emailed to the clerk on the morning of the hearing.
- More details here
Medical Debt Hits 3 in 10 Families as Affordability Pressures Spread Beyond the Uninsured
- Roughly 3 in 10 working-age adults reported their families were carrying medical debt at the end of 2025, a figure that underscores the volume of unpaid health care obligations flowing into the collections pipeline even as broader affordability pressures intensify.
- More details here
Brief Reporting Error Wasn’t Enough to Confer Standing, Judge Rules
- A consumer’s Fair Credit Reporting Act lawsuit has been dismissed for lack of standing after a District Court judge in New York found she could not show a concrete injury when a lender briefly reported her business credit card debt to her personal credit file.
- More details here
WORTH NOTING: Misunderstandings about home warranties that could cost you a lot of money … Famous tourist spots that are surprisingly disappointing … Hotel owners are revolting against Marriott’s Bonvoy loyalty program … Why the government forced Anthropic to take down its new large language model … Why digital detox vacations are booming this summer … How solar panels actually work … Things to help you cool down your hot, stuffy car … It’s a renter’s market in some parts of the country.
Trailer Tuesday, part I
Trailer Tuesday, part II
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