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The CFPB has officially reasserted that the Fair Credit Reporting Act broadly preempts state laws on key credit reporting matters, including medical debt. This shift restores national uniformity, ends regulatory uncertainty, and signals likely federal challenges to state-level reporting bans in places like Colorado, New York, and Maryland.

For furnishers, CRAs, lenders, debt buyers, collectors, credit unions, fintechs, and healthcare providers, the stakes are high: compliance frameworks, data reporting policies, and litigation risk all hang in the balance.

In this webinar, a panel of experts will dissect the CFPB’s new position, explore its immediate impact on operations, and map out strategies for navigating a federally dominant landscape.

PANELISTS