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Home Daily Digest

Daily Digest – January 28. Appeals Court Expands ATDS Definition Under TCPA; House to Vote on Credit Reporting Reform Bills

mikegibb by mikegibb
January 29, 2020
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APPEALS COURT EXPANDS ATDS DEFINITION UNDER TCPA

  • The Court of Appeals for the Eleventh Circuit has offered a lesson in grammar and statutory construction to set the record straight — at least within the boundaries of its judicial realm — on what defines an automated telephone dialing system within the context of the Telephone Consumer Protection Act. In doing so, the Court affirmed a lower court’s ruling in one case and partially affirmed and partially reversed a lower court’s ruling in a second case involving collection calls.

HOUSE TO VOTE ON CREDIT REPORTING REFORM BILLS

  • The House of Representatives could vote as early as today on a package of bills aimed at reforming the credit reporting process, including prohibiting the reporting of healthcare debts for procedures deemed to be medically necessary, and reducing the amount of time that late payments stay on an individual’s credit report.

CRITICS OF CFPB’S POLICY STATEMENT ON ABUSIVE ACTS OR PRACTICES SPEAK OUT

  • Critics of the current regime leading the Consumer Financial Protection Bureau had harsh words to describe their feelings and reaction to the agency’s policy statement that sought to define how it would address abusive acts or practices under the Unfair, Deceptive, and Abusive Acts or Practices (UDAAP) component of the Dodd-Frank Act.

REPORTS HIGHLIGHT GROWTH OF CALL CENTERS, COLLECTION OPERATIONS IN WESTERN NEW YORK

  • A published report is highlighting the growing number of companies — including those in the credit and collection industry — that have turned to Western New York to build or expand their back-office and call center operations.

WORTH NOTING: This high school in Michigan starts classes at 3 p.m. … An early leader for the best Super Bowl commercial … How people say they are going to spend their tax refunds this year … There is such a thing as secondhand screen time and researchers are really worried about it … The best interview question to evaluate someone’s self-awareness … If you’re expecting twins around the Super Bowl, you might be eligible to win two years of free pizza … Verizon has the best wireless network, according to a new study … If you want a big TV before the Super Bowl, here are some deals … Schmoozing in the office can help you get promoted faster … The economics of all-you-can-eat buffets.

How to Super snack

How to detect lying and deception

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

APPEALS COURT EXPANDS ATDS DEFINITION UNDER TCPA

  • The Court of Appeals for the Eleventh Circuit has offered a lesson in grammar and statutory construction to set the record straight — at least within the boundaries of its judicial realm — on what defines an automated telephone dialing system within the context of the Telephone Consumer Protection Act. In doing so, the Court affirmed a lower court’s ruling in one case and partially affirmed and partially reversed a lower court’s ruling in a second case involving collection calls.

HOUSE TO VOTE ON CREDIT REPORTING REFORM BILLS

  • The House of Representatives could vote as early as today on a package of bills aimed at reforming the credit reporting process, including prohibiting the reporting of healthcare debts for procedures deemed to be medically necessary, and reducing the amount of time that late payments stay on an individual’s credit report.

CRITICS OF CFPB’S POLICY STATEMENT ON ABUSIVE ACTS OR PRACTICES SPEAK OUT

  • Critics of the current regime leading the Consumer Financial Protection Bureau had harsh words to describe their feelings and reaction to the agency’s policy statement that sought to define how it would address abusive acts or practices under the Unfair, Deceptive, and Abusive Acts or Practices (UDAAP) component of the Dodd-Frank Act.

REPORTS HIGHLIGHT GROWTH OF CALL CENTERS, COLLECTION OPERATIONS IN WESTERN NEW YORK

  • A published report is highlighting the growing number of companies — including those in the credit and collection industry — that have turned to Western New York to build or expand their back-office and call center operations.

WORTH NOTING: This high school in Michigan starts classes at 3 p.m. … An early leader for the best Super Bowl commercial … How people say they are going to spend their tax refunds this year … There is such a thing as secondhand screen time and researchers are really worried about it … The best interview question to evaluate someone’s self-awareness … If you’re expecting twins around the Super Bowl, you might be eligible to win two years of free pizza … Verizon has the best wireless network, according to a new study … If you want a big TV before the Super Bowl, here are some deals … Schmoozing in the office can help you get promoted faster … The economics of all-you-can-eat buffets.

How to Super snack

How to detect lying and deception

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

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